Home > State Bank of Cochran > Income and Expense

State Bank of Cochran, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,964,0002,114
Total interest expense$1,021,0003,690
Net interest income$15,943,0001,724
Provision for loan and lease losses$250,0001,809
Total noninterest income$2,473,0001,810
Gross Fiduciary activities income$0981
Service charges on deposit accounts$467,0001,720
Trading account gains and feesNANA
Additional Noninterest Income$2,006,0001,623
Total noninterest expense$6,326,0002,698
Salaries and employee benefits$3,370,0002,773
Premises and equipment expense$436,0003,139
Additional noninterest expense$2,006,0001,623
Pre-tax net operating income$11,840,0001,025
Securities gains (losses)$-6,0003,322
Applicable income taxes$03,369
Income before extraordinary items$11,834,000879
Extraordinary gains, net$054
Net income$11,834,000892
Minority interest net income$088
Net income of bank and minority interests.$11,834,000882
Net charge-offs$322,000934
Cash dividends$4,475,000885
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,840,000893
2023-09-30 (YTD Data)Rank
Total interest income$11,929,0002,160
Total interest expense$645,0003,737
Net interest income$11,284,0001,814
Provision for loan and lease losses$03,085
Total noninterest income$2,251,0001,625
Gross Fiduciary activities income$0950
Service charges on deposit accounts$347,0001,730
Trading account gains and feesNANA
Additional Noninterest Income$1,904,0001,399
Total noninterest expense$4,687,0002,721
Salaries and employee benefits$2,494,0002,779
Premises and equipment expense$298,0003,268
Additional noninterest expense$1,904,0001,399
Pre-tax net operating income$8,848,0001,060
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$8,848,000917
Extraordinary gains, net$052
Net income$8,848,000922
Minority interest net income$081
Net income of bank and minority interests.$8,848,000917
Net charge-offs$113,0001,132
Cash dividends$4,475,000666
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,848,000930
2023-06-30 (YTD Data)Rank
Total interest income$7,770,0002,163
Total interest expense$342,0003,799
Net interest income$7,428,0001,845
Provision for loan and lease losses$02,940
Total noninterest income$1,580,0001,506
Gross Fiduciary activities income$0931
Service charges on deposit accounts$230,0001,725
Trading account gains and feesNANA
Additional Noninterest Income$1,350,0001,261
Total noninterest expense$3,132,0002,709
Salaries and employee benefits$1,638,0002,806
Premises and equipment expense$198,0003,282
Additional noninterest expense$1,350,0001,260
Pre-tax net operating income$5,876,0001,063
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$5,876,000932
Extraordinary gains, net$051
Net income$5,876,000944
Minority interest net income$081
Net income of bank and minority interests.$5,876,000932
Net charge-offs$-52,0004,341
Cash dividends$4,475,000481
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,876,000942
2023-03-31 (YTD Data)Rank
Total interest income$3,455,0002,321
Total interest expense$142,0003,827
Net interest income$3,313,0002,027
Provision for loan and lease losses$02,612
Total noninterest income$599,0001,774
Gross Fiduciary activities income$0913
Service charges on deposit accounts$114,0001,763
Trading account gains and feesNANA
Additional Noninterest Income$485,0001,545
Total noninterest expense$1,573,0002,730
Salaries and employee benefits$822,0002,846
Premises and equipment expense$95,0003,387
Additional noninterest expense$485,0001,545
Pre-tax net operating income$2,339,0001,293
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,339,0001,131
Extraordinary gains, net$04
Net income$2,339,0001,130
Minority interest net income$048
Net income of bank and minority interests.$2,339,0001,130
Net charge-offs$-42,0004,410
Cash dividends$4,475,000288
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,339,0001,150
2022-12-31 (YTD Data)Rank
Total interest income$10,670,0002,434
Total interest expense$329,0003,669
Net interest income$10,341,0002,326
Provision for loan and lease losses$03,012
Total noninterest income$1,997,0002,042
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$443,0001,833
Trading account gains and feesNANA
Additional Noninterest Income$1,554,0001,859
Total noninterest expense$6,098,0002,737
Salaries and employee benefits$3,211,0002,838
Premises and equipment expense$465,0003,095
Additional noninterest expense$1,554,0001,859
Pre-tax net operating income$6,240,0001,777
Securities gains (losses)$-27,0003,631
Applicable income taxes$03,596
Income before extraordinary items$6,213,0001,592
Extraordinary gains, net$05
Net income$6,213,0001,590
Minority interest net income$063
Net income of bank and minority interests.$6,213,0001,591
Net charge-offs$-119,0004,326
Cash dividends$4,267,000886
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,240,0001,611
2022-09-30 (YTD Data)Rank
Total interest income$7,463,0002,475
Total interest expense$239,0003,540
Net interest income$7,224,0002,402
Provision for loan and lease losses$02,835
Total noninterest income$832,0002,714
Gross Fiduciary activities income$0968
Service charges on deposit accounts$325,0001,866
Trading account gains and feesNANA
Additional Noninterest Income$507,0002,793
Total noninterest expense$4,518,0002,739
Salaries and employee benefits$2,390,0002,834
Premises and equipment expense$304,0003,285
Additional noninterest expense$507,0002,793
Pre-tax net operating income$3,538,0002,081
Securities gains (losses)$-16,0003,895
Applicable income taxes$03,603
Income before extraordinary items$3,522,0001,890
Extraordinary gains, net$04
Net income$3,522,0001,889
Minority interest net income$057
Net income of bank and minority interests.$3,522,0001,889
Net charge-offs$-31,0003,934
Cash dividends$4,267,000652
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,538,0001,912
2022-06-30 (YTD Data)Rank
Total interest income$4,693,0002,523
Total interest expense$158,0003,476
Net interest income$4,535,0002,457
Provision for loan and lease losses$02,599
Total noninterest income$538,0002,752
Gross Fiduciary activities income$0925
Service charges on deposit accounts$212,0001,878
Trading account gains and feesNANA
Additional Noninterest Income$326,0002,858
Total noninterest expense$2,971,0002,751
Salaries and employee benefits$1,570,0002,870
Premises and equipment expense$203,0003,307
Additional noninterest expense$1,198,0002,303
Pre-tax net operating income$2,102,0002,142
Securities gains (losses)$-13,0003,992
Applicable income taxes$03,564
Income before extraordinary items$2,089,0001,951
Extraordinary gains, net$04
Net income$2,089,0001,951
Minority interest net income$060
Net income of bank and minority interests.$2,089,0001,951
Net charge-offs$-89,0004,359
Cash dividends$4,267,000474
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,102,0001,982
2022-03-31 (YTD Data)Rank
Total interest income$2,237,0002,556
Total interest expense$81,0003,431
Net interest income$2,156,0002,485
Provision for loan and lease losses$02,285
Total noninterest income$230,0002,889
Gross Fiduciary activities income$0892
Service charges on deposit accounts$106,0001,867
Trading account gains and feesNANA
Additional Noninterest Income$124,0003,067
Total noninterest expense$1,466,0002,761
Salaries and employee benefits$789,0002,857
Premises and equipment expense$100,0003,357
Additional noninterest expense$577,0002,343
Pre-tax net operating income$920,0002,208
Securities gains (losses)$-6,0004,184
Applicable income taxes$03,450
Income before extraordinary items$914,0002,028
Extraordinary gains, net$04
Net income$914,0002,027
Minority interest net income$050
Net income of bank and minority interests.$914,0002,028
Net charge-offs$-90,0004,529
Cash dividends$4,267,000287
Sale, conversion, retirement of capital stock, net$0453
Net operating income$920,0002,033
2021-12-31 (YTD Data)Rank
Total interest income$8,903,0002,645
Total interest expense$499,0003,181
Net interest income$8,404,0002,577
Provision for loan and lease losses$03,064
Total noninterest income$1,904,0002,284
Gross Fiduciary activities income$0994
Service charges on deposit accounts$386,0001,904
Trading account gains and feesNANA
Additional Noninterest Income$1,518,0002,194
Total noninterest expense$6,041,0002,726
Salaries and employee benefits$3,318,0002,794
Premises and equipment expense$509,0003,010
Additional noninterest expense$2,214,0002,419
Pre-tax net operating income$4,267,0002,249
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$4,267,0002,080
Extraordinary gains, net$010
Net income$4,267,0002,081
Minority interest net income$074
Net income of bank and minority interests.$4,267,0002,082
Net charge-offs$-121,0004,421
Cash dividends$4,525,000856
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,267,0002,057
2021-09-30 (YTD Data)Rank
Total interest income$6,611,0002,710
Total interest expense$406,0003,163
Net interest income$6,205,0002,640
Provision for loan and lease losses$02,963
Total noninterest income$1,634,0002,177
Gross Fiduciary activities income$0957
Service charges on deposit accounts$281,0001,937
Trading account gains and feesNANA
Additional Noninterest Income$1,353,0002,071
Total noninterest expense$4,496,0002,740
Salaries and employee benefits$2,483,0002,800
Premises and equipment expense$378,0003,049
Additional noninterest expense$1,635,0002,436
Pre-tax net operating income$3,343,0002,283
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$3,343,0002,107
Extraordinary gains, net$08
Net income$3,343,0002,108
Minority interest net income$069
Net income of bank and minority interests.$3,343,0002,108
Net charge-offs$-105,0004,477
Cash dividends$4,525,000631
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,343,0002,083
2021-06-30 (YTD Data)Rank
Total interest income$4,281,0002,758
Total interest expense$293,0003,131
Net interest income$3,988,0002,693
Provision for loan and lease losses$02,862
Total noninterest income$1,408,0001,864
Gross Fiduciary activities income$0951
Service charges on deposit accounts$175,0001,970
Trading account gains and feesNANA
Additional Noninterest Income$1,233,0001,708
Total noninterest expense$2,980,0002,739
Salaries and employee benefits$1,635,0002,817
Premises and equipment expense$256,0003,006
Additional noninterest expense$1,089,0002,427
Pre-tax net operating income$2,416,0002,151
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,416,0001,995
Extraordinary gains, net$06
Net income$2,416,0001,995
Minority interest net income$067
Net income of bank and minority interests.$2,416,0001,995
Net charge-offs$-105,0004,603
Cash dividends$4,525,000469
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,416,0001,961
2021-03-31 (YTD Data)Rank
Total interest income$2,098,0002,779
Total interest expense$161,0003,067
Net interest income$1,937,0002,720
Provision for loan and lease losses$02,741
Total noninterest income$319,0002,738
Gross Fiduciary activities income$0922
Service charges on deposit accounts$93,0001,888
Trading account gains and feesNANA
Additional Noninterest Income$226,0002,727
Total noninterest expense$1,444,0002,794
Salaries and employee benefits$800,0002,849
Premises and equipment expense$115,0003,184
Additional noninterest expense$529,0002,437
Pre-tax net operating income$812,0002,649
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$812,0002,496
Extraordinary gains, net$03
Net income$812,0002,494
Minority interest net income$055
Net income of bank and minority interests.$812,0002,496
Net charge-offs$-54,0004,638
Cash dividends$4,525,000256
Sale, conversion, retirement of capital stock, net$0482
Net operating income$812,0002,455
2020-12-31 (YTD Data)Rank
Total interest income$9,473,0002,597
Total interest expense$845,0003,179
Net interest income$8,628,0002,494
Provision for loan and lease losses$04,319
Total noninterest income$1,909,0002,182
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$420,0001,836
Trading account gains and feesNANA
Additional Noninterest Income$1,489,0002,084
Total noninterest expense$5,942,0002,709
Salaries and employee benefits$3,200,0002,832
Premises and equipment expense$465,0003,171
Additional noninterest expense$2,277,0002,325
Pre-tax net operating income$4,595,0001,891
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$4,595,0001,742
Extraordinary gains, net$04
Net income$4,595,0001,742
Minority interest net income$072
Net income of bank and minority interests.$4,595,0001,742
Net charge-offs$-244,0004,888
Cash dividends$5,100,000741
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,595,0001,703
2020-09-30 (YTD Data)Rank
Total interest income$7,165,0002,599
Total interest expense$646,0003,251
Net interest income$6,519,0002,479
Provision for loan and lease losses$04,239
Total noninterest income$1,426,0002,137
Gross Fiduciary activities income$0981
Service charges on deposit accounts$306,0001,862
Trading account gains and feesNANA
Additional Noninterest Income$1,120,0002,046
Total noninterest expense$4,354,0002,730
Salaries and employee benefits$2,356,0002,849
Premises and equipment expense$351,0003,169
Additional noninterest expense$1,647,0002,356
Pre-tax net operating income$3,591,0001,815
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$3,591,0001,670
Extraordinary gains, net$04
Net income$3,591,0001,671
Minority interest net income$065
Net income of bank and minority interests.$3,591,0001,671
Net charge-offs$-242,0004,927
Cash dividends$5,100,000553
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,591,0001,626
2020-06-30 (YTD Data)Rank
Total interest income$4,840,0002,614
Total interest expense$437,0003,322
Net interest income$4,403,0002,471
Provision for loan and lease losses$04,134
Total noninterest income$1,184,0001,858
Gross Fiduciary activities income$0970
Service charges on deposit accounts$212,0001,827
Trading account gains and feesNANA
Additional Noninterest Income$972,0001,697
Total noninterest expense$2,823,0002,790
Salaries and employee benefits$1,547,0002,890
Premises and equipment expense$233,0003,176
Additional noninterest expense$1,043,0002,441
Pre-tax net operating income$2,764,0001,561
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,764,0001,402
Extraordinary gains, net$04
Net income$2,764,0001,402
Minority interest net income$065
Net income of bank and minority interests.$2,764,0001,402
Net charge-offs$-152,0004,950
Cash dividends$5,100,000422
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,764,0001,363
2020-03-31 (YTD Data)Rank
Total interest income$2,558,0002,518
Total interest expense$223,0003,447
Net interest income$2,335,0002,339
Provision for loan and lease losses$03,711
Total noninterest income$593,0001,768
Gross Fiduciary activities income$0941
Service charges on deposit accounts$129,0001,824
Trading account gains and feesNANA
Additional Noninterest Income$464,0001,592
Total noninterest expense$1,422,0002,805
Salaries and employee benefits$781,0002,894
Premises and equipment expense$118,0003,177
Additional noninterest expense$523,0002,462
Pre-tax net operating income$1,506,0001,316
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,506,0001,184
Extraordinary gains, net$04
Net income$1,506,0001,183
Minority interest net income$056
Net income of bank and minority interests.$1,506,0001,184
Net charge-offs$-8,0004,381
Cash dividends$5,100,000290
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,506,0001,165
2019-12-31 (YTD Data)Rank
Total interest income$10,712,0002,469
Total interest expense$846,0003,540
Net interest income$9,866,0002,263
Provision for loan and lease losses$03,973
Total noninterest income$1,115,0002,678
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$554,0001,784
Trading account gains and feesNANA
Additional Noninterest Income$561,0002,899
Total noninterest expense$5,806,0002,745
Salaries and employee benefits$3,201,0002,811
Premises and equipment expense$444,0003,293
Additional noninterest expense$2,161,0002,433
Pre-tax net operating income$5,175,0001,705
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$5,175,0001,556
Extraordinary gains, net$011
Net income$5,175,0001,558
Minority interest net income$076
Net income of bank and minority interests.$5,175,0001,558
Net charge-offs$22,0003,083
Cash dividends$5,200,000765
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,175,0001,521
2019-09-30 (YTD Data)Rank
Total interest income$8,058,0002,489
Total interest expense$622,0003,596
Net interest income$7,436,0002,289
Provision for loan and lease losses$135,0002,339
Total noninterest income$821,0002,708
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$413,0001,789
Trading account gains and feesNANA
Additional Noninterest Income$408,0002,933
Total noninterest expense$4,320,0002,779
Salaries and employee benefits$2,421,0002,815
Premises and equipment expense$315,0003,415
Additional noninterest expense$1,584,0002,472
Pre-tax net operating income$3,802,0001,788
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$3,802,0001,600
Extraordinary gains, net$011
Net income$3,802,0001,601
Minority interest net income$072
Net income of bank and minority interests.$3,802,0001,601
Net charge-offs$-108,0004,986
Cash dividends$5,200,000588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,802,0001,570
2019-06-30 (YTD Data)Rank
Total interest income$5,319,0002,506
Total interest expense$402,0003,628
Net interest income$4,917,0002,304
Provision for loan and lease losses$90,0002,284
Total noninterest income$433,0002,996
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$269,0001,804
Trading account gains and feesNANA
Additional Noninterest Income$164,0003,502
Total noninterest expense$2,856,0002,806
Salaries and employee benefits$1,593,0002,855
Premises and equipment expense$200,0003,512
Additional noninterest expense$1,063,0002,474
Pre-tax net operating income$2,404,0001,841
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,404,0001,653
Extraordinary gains, net$011
Net income$2,404,0001,653
Minority interest net income$069
Net income of bank and minority interests.$2,404,0001,653
Net charge-offs$-104,0005,067
Cash dividends$5,200,000420
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,404,0001,625
2019-03-31 (YTD Data)Rank
Total interest income$2,670,0002,491
Total interest expense$194,0003,661
Net interest income$2,476,0002,297
Provision for loan and lease losses$45,0002,137
Total noninterest income$156,0003,368
Gross Fiduciary activities income$0972
Service charges on deposit accounts$138,0001,757
Trading account gains and feesNANA
Additional Noninterest Income$18,0004,673
Total noninterest expense$1,412,0002,847
Salaries and employee benefits$795,0002,869
Premises and equipment expense$96,0003,615
Additional noninterest expense$521,0002,511
Pre-tax net operating income$1,175,0001,837
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,175,0001,650
Extraordinary gains, net$05
Net income$1,175,0001,648
Minority interest net income$052
Net income of bank and minority interests.$1,175,0001,649
Net charge-offs$-108,0005,202
Cash dividends$5,200,000253
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,175,0001,629
2018-12-31 (YTD Data)Rank
Total interest income$10,610,0002,425
Total interest expense$644,0003,563
Net interest income$9,966,0002,257
Provision for loan and lease losses$04,082
Total noninterest income$960,0002,907
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$597,0001,742
Trading account gains and feesNANA
Additional Noninterest Income$363,0003,469
Total noninterest expense$5,651,0002,821
Salaries and employee benefits$3,082,0002,908
Premises and equipment expense$457,0003,321
Additional noninterest expense$2,112,0002,504
Pre-tax net operating income$5,275,0001,717
Securities gains (losses)$-9,0004,385
Applicable income taxes$03,978
Income before extraordinary items$5,266,0001,519
Extraordinary gains, net$06
Net income$5,266,0001,518
Minority interest net income$072
Net income of bank and minority interests.$5,266,0001,518
Net charge-offs$82,0002,287
Cash dividends$3,009,0001,072
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,275,0001,508
2018-09-30 (YTD Data)Rank
Total interest income$7,909,0002,429
Total interest expense$461,0003,589
Net interest income$7,448,0002,265
Provision for loan and lease losses$03,948
Total noninterest income$697,0002,978
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$440,0001,775
Trading account gains and feesNANA
Additional Noninterest Income$257,0003,550
Total noninterest expense$4,146,0002,875
Salaries and employee benefits$2,297,0002,931
Premises and equipment expense$326,0003,440
Additional noninterest expense$1,523,0002,580
Pre-tax net operating income$3,999,0001,699
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,999,0001,514
Extraordinary gains, net$05
Net income$3,999,0001,513
Minority interest net income$066
Net income of bank and minority interests.$3,999,0001,513
Net charge-offs$-46,0004,904
Cash dividends$3,009,000776
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,999,0001,498
2018-06-30 (YTD Data)Rank
Total interest income$5,195,0002,436
Total interest expense$305,0003,538
Net interest income$4,890,0002,294
Provision for loan and lease losses$03,782
Total noninterest income$322,0003,511
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$289,0001,798
Trading account gains and feesNANA
Additional Noninterest Income$33,0004,903
Total noninterest expense$2,738,0002,919
Salaries and employee benefits$1,518,0002,966
Premises and equipment expense$215,0003,475
Additional noninterest expense$1,005,0002,609
Pre-tax net operating income$2,474,0001,775
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,474,0001,587
Extraordinary gains, net$06
Net income$2,474,0001,586
Minority interest net income$065
Net income of bank and minority interests.$2,474,0001,586
Net charge-offs$-26,0004,826
Cash dividends$3,009,000563
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,474,0001,568
2018-03-31 (YTD Data)Rank
Total interest income$2,573,0002,446
Total interest expense$152,0003,492
Net interest income$2,421,0002,311
Provision for loan and lease losses$03,508
Total noninterest income$125,0003,824
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$151,0001,743
Trading account gains and feesNANA
Additional Noninterest Income$-26,0005,583
Total noninterest expense$1,363,0002,956
Salaries and employee benefits$755,0002,992
Premises and equipment expense$107,0003,528
Additional noninterest expense$501,0002,619
Pre-tax net operating income$1,183,0001,800
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,183,0001,605
Extraordinary gains, net$07
Net income$1,183,0001,605
Minority interest net income$052
Net income of bank and minority interests.$1,183,0001,605
Net charge-offs$65,0001,052
Cash dividends$3,009,000299
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,183,0001,592
2017-12-31 (YTD Data)Rank
Total interest income$9,688,0002,507
Total interest expense$629,0003,312
Net interest income$9,059,0002,387
Provision for loan and lease losses$04,227
Total noninterest income$1,265,0002,633
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$686,0001,592
Trading account gains and feesNANA
Additional Noninterest Income$579,0002,984
Total noninterest expense$6,016,0002,757
Salaries and employee benefits$2,961,0003,014
Premises and equipment expense$459,0003,413
Additional noninterest expense$2,596,0002,197
Pre-tax net operating income$4,308,0001,932
Securities gains (losses)$-8,0005,031
Applicable income taxes$04,135
Income before extraordinary items$4,300,0001,529
Extraordinary gains, net$09
Net income$4,300,0001,529
Minority interest net income$076
Net income of bank and minority interests.$4,300,0001,529
Net charge-offs$162,0002,009
Cash dividends$2,500,0001,179
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,308,0001,512
2017-09-30 (YTD Data)Rank
Total interest income$7,189,0002,536
Total interest expense$474,0003,302
Net interest income$6,715,0002,420
Provision for loan and lease losses$04,088
Total noninterest income$915,0002,696
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$508,0001,621
Trading account gains and feesNANA
Additional Noninterest Income$407,0003,071
Total noninterest expense$4,370,0002,840
Salaries and employee benefits$2,247,0003,010
Premises and equipment expense$321,0003,568
Additional noninterest expense$1,802,0002,330
Pre-tax net operating income$3,260,0001,934
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$3,260,0001,617
Extraordinary gains, net$09
Net income$3,260,0001,617
Minority interest net income$071
Net income of bank and minority interests.$3,260,0001,617
Net charge-offs$-57,0005,203
Cash dividends$2,500,000883
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,260,0001,599
2017-06-30 (YTD Data)Rank
Total interest income$4,680,0002,571
Total interest expense$318,0003,264
Net interest income$4,362,0002,461
Provision for loan and lease losses$03,871
Total noninterest income$567,0002,793
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$326,0001,649
Trading account gains and feesNANA
Additional Noninterest Income$241,0003,227
Total noninterest expense$2,897,0002,877
Salaries and employee benefits$1,493,0003,030
Premises and equipment expense$189,0003,805
Additional noninterest expense$1,215,0002,303
Pre-tax net operating income$2,032,0002,001
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,032,0001,681
Extraordinary gains, net$011
Net income$2,032,0001,680
Minority interest net income$071
Net income of bank and minority interests.$2,032,0001,681
Net charge-offs$77,0001,706
Cash dividends$2,500,000624
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,032,0001,670
2017-03-31 (YTD Data)Rank
Total interest income$2,260,0002,629
Total interest expense$159,0003,260
Net interest income$2,101,0002,541
Provision for loan and lease losses$03,537
Total noninterest income$275,0002,823
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$156,0001,699
Trading account gains and feesNANA
Additional Noninterest Income$119,0003,236
Total noninterest expense$1,480,0002,852
Salaries and employee benefits$760,0003,035
Premises and equipment expense$90,0003,934
Additional noninterest expense$630,0002,225
Pre-tax net operating income$896,0002,112
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$896,0001,800
Extraordinary gains, net$08
Net income$896,0001,800
Minority interest net income$055
Net income of bank and minority interests.$896,0001,800
Net charge-offs$72,0001,115
Cash dividends$2,500,000335
Sale, conversion, retirement of capital stock, net$0632
Net operating income$896,0001,789
2016-12-31 (YTD Data)Rank
Total interest income$8,863,0002,651
Total interest expense$644,0003,193
Net interest income$8,219,0002,561
Provision for loan and lease losses$04,332
Total noninterest income$1,208,0002,768
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$607,0001,790
Trading account gains and fees$0170
Additional Noninterest Income$601,0003,015
Total noninterest expense$5,632,0002,954
Salaries and employee benefits$2,957,0003,044
Premises and equipment expense$485,0003,436
Additional noninterest expense$2,190,0002,582
Pre-tax net operating income$3,795,0002,004
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$3,795,0001,714
Extraordinary gains, net$05
Net income$3,795,0001,713
Minority interest net income$082
Net income of bank and minority interests.$3,795,0001,713
Net charge-offs$-28,0005,203
Cash dividends$1,900,0001,486
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,795,0001,681
2016-09-30 (YTD Data)Rank
Total interest income$6,632,0002,660
Total interest expense$485,0003,188
Net interest income$6,147,0002,575
Provision for loan and lease losses$04,186
Total noninterest income$729,0003,085
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$440,0001,835
Trading account gains and fees$0169
Additional Noninterest Income$289,0003,624
Total noninterest expense$4,210,0002,965
Salaries and employee benefits$2,191,0003,073
Premises and equipment expense$389,0003,329
Additional noninterest expense$1,630,0002,608
Pre-tax net operating income$2,666,0002,146
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$2,666,0001,853
Extraordinary gains, net$05
Net income$2,666,0001,853
Minority interest net income$071
Net income of bank and minority interests.$2,666,0001,853
Net charge-offs$-66,0005,455
Cash dividends$1,900,0001,089
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,666,0001,803
2016-06-30 (YTD Data)Rank
Total interest income$4,380,0002,682
Total interest expense$324,0003,187
Net interest income$4,056,0002,605
Provision for loan and lease losses$04,017
Total noninterest income$518,0002,975
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$280,0001,881
Trading account gains and fees$0157
Additional Noninterest Income$238,0003,346
Total noninterest expense$2,808,0002,979
Salaries and employee benefits$1,435,0003,129
Premises and equipment expense$290,0003,107
Additional noninterest expense$1,083,0002,625
Pre-tax net operating income$1,766,0002,136
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,766,0001,844
Extraordinary gains, net$016
Net income$1,766,0001,843
Minority interest net income$071
Net income of bank and minority interests.$1,766,0001,843
Net charge-offs$-30,0005,352
Cash dividends$1,900,000805
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,766,0001,793
2016-03-31 (YTD Data)Rank
Total interest income$2,174,0002,707
Total interest expense$163,0003,197
Net interest income$2,011,0002,627
Provision for loan and lease losses$03,656
Total noninterest income$247,0003,035
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$140,0001,882
Trading account gains and fees$0142
Additional Noninterest Income$107,0003,457
Total noninterest expense$1,342,0003,090
Salaries and employee benefits$724,0003,138
Premises and equipment expense$88,0004,107
Additional noninterest expense$530,0002,653
Pre-tax net operating income$916,0002,048
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$916,0001,753
Extraordinary gains, net$012
Net income$916,0001,753
Minority interest net income$062
Net income of bank and minority interests.$916,0001,754
Net charge-offs$-54,0005,750
Cash dividends$1,900,000457
Sale, conversion, retirement of capital stock, net$0659
Net operating income$916,0001,713
2015-12-31 (YTD Data)Rank
Total interest income$8,624,0002,690
Total interest expense$671,0003,147
Net interest income$7,953,0002,610
Provision for loan and lease losses$150,0002,613
Total noninterest income$1,234,0002,751
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$655,0001,738
Trading account gains and fees$0159
Additional Noninterest Income$579,0003,086
Total noninterest expense$5,615,0002,996
Salaries and employee benefits$2,848,0003,133
Premises and equipment expense$397,0003,914
Additional noninterest expense$2,370,0002,444
Pre-tax net operating income$3,422,0002,105
Securities gains (losses)$-41,0006,009
Applicable income taxes$04,402
Income before extraordinary items$3,381,0001,849
Extraordinary gains, net$023
Net income$3,381,0001,849
Minority interest net income$081
Net income of bank and minority interests.$3,381,0001,851
Net charge-offs$669,000928
Cash dividends$2,000,0001,332
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,422,0001,797
2015-09-30 (YTD Data)Rank
Total interest income$6,460,0002,707
Total interest expense$505,0003,190
Net interest income$5,955,0002,630
Provision for loan and lease losses$150,0002,243
Total noninterest income$885,0002,828
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$481,0001,773
Trading account gains and fees$0153
Additional Noninterest Income$404,0003,200
Total noninterest expense$4,127,0003,056
Salaries and employee benefits$2,125,0003,161
Premises and equipment expense$294,0003,997
Additional noninterest expense$1,708,0002,528
Pre-tax net operating income$2,563,0002,154
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,563,0001,857
Extraordinary gains, net$021
Net income$2,563,0001,859
Minority interest net income$078
Net income of bank and minority interests.$2,563,0001,859
Net charge-offs$156,0001,753
Cash dividends$2,000,000975
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,563,0001,829
2015-06-30 (YTD Data)Rank
Total interest income$4,344,0002,687
Total interest expense$337,0003,209
Net interest income$4,007,0002,609
Provision for loan and lease losses$150,0001,756
Total noninterest income$591,0002,840
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$311,0001,793
Trading account gains and fees$0157
Additional Noninterest Income$280,0003,150
Total noninterest expense$2,743,0003,081
Salaries and employee benefits$1,413,0003,196
Premises and equipment expense$193,0004,057
Additional noninterest expense$1,137,0002,543
Pre-tax net operating income$1,705,0002,144
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,705,0001,850
Extraordinary gains, net$022
Net income$1,705,0001,854
Minority interest net income$075
Net income of bank and minority interests.$1,705,0001,854
Net charge-offs$-59,0005,792
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,705,0001,804
2015-03-31 (YTD Data)Rank
Total interest income$2,200,0002,667
Total interest expense$169,0003,229
Net interest income$2,031,0002,564
Provision for loan and lease losses$150,0001,060
Total noninterest income$208,0003,361
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$156,0001,770
Trading account gains and fees$0152
Additional Noninterest Income$52,0004,471
Total noninterest expense$1,387,0003,073
Salaries and employee benefits$702,0003,233
Premises and equipment expense$86,0004,321
Additional noninterest expense$599,0002,417
Pre-tax net operating income$702,0002,414
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$702,0002,132
Extraordinary gains, net$013
Net income$702,0002,133
Minority interest net income$064
Net income of bank and minority interests.$702,0002,133
Net charge-offs$-112,0006,142
Cash dividends$2,000,000355
Sale, conversion, retirement of capital stock, net$0697
Net operating income$702,0002,066
2014-12-31 (YTD Data)Rank
Total interest income$9,427,0002,539
Total interest expense$740,0003,191
Net interest income$8,687,0002,440
Provision for loan and lease losses$1,160,000766
Total noninterest income$1,111,0002,948
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$742,0001,675
Trading account gains and fees$0180
Additional Noninterest Income$369,0003,723
Total noninterest expense$5,461,0003,125
Salaries and employee benefits$2,820,0003,201
Premises and equipment expense$482,0003,718
Additional noninterest expense$2,159,0002,717
Pre-tax net operating income$3,177,0002,178
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$3,177,0001,920
Extraordinary gains, net$017
Net income$3,177,0001,919
Minority interest net income$084
Net income of bank and minority interests.$3,177,0001,918
Net charge-offs$935,000956
Cash dividends$2,000,0001,263
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,177,0001,885
2014-09-30 (YTD Data)Rank
Total interest income$7,011,0002,572
Total interest expense$562,0003,223
Net interest income$6,449,0002,471
Provision for loan and lease losses$870,000762
Total noninterest income$754,0003,135
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$557,0001,682
Trading account gains and fees$0174
Additional Noninterest Income$197,0004,221
Total noninterest expense$3,969,0003,204
Salaries and employee benefits$2,113,0003,238
Premises and equipment expense$325,0003,980
Additional noninterest expense$1,531,0002,831
Pre-tax net operating income$2,364,0002,232
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,364,0001,936
Extraordinary gains, net$015
Net income$2,364,0001,936
Minority interest net income$081
Net income of bank and minority interests.$2,364,0001,935
Net charge-offs$667,000929
Cash dividends$2,000,000930
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,364,0001,888
2014-06-30 (YTD Data)Rank
Total interest income$4,693,0002,560
Total interest expense$374,0003,265
Net interest income$4,319,0002,462
Provision for loan and lease losses$580,000750
Total noninterest income$400,0003,508
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$353,0001,737
Trading account gains and fees$0172
Additional Noninterest Income$47,0005,399
Total noninterest expense$2,609,0003,249
Salaries and employee benefits$1,416,0003,243
Premises and equipment expense$206,0004,113
Additional noninterest expense$987,0002,914
Pre-tax net operating income$1,530,0002,241
Securities gains (losses)$1,0002,460
Applicable income taxes$04,568
Income before extraordinary items$1,531,0001,944
Extraordinary gains, net$020
Net income$1,531,0001,948
Minority interest net income$080
Net income of bank and minority interests.$1,531,0001,947
Net charge-offs$585,000764
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,530,0001,894
2014-03-31 (YTD Data)Rank
Total interest income$2,311,0002,589
Total interest expense$187,0003,320
Net interest income$2,124,0002,490
Provision for loan and lease losses$290,000748
Total noninterest income$166,0003,816
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$169,0001,775
Trading account gains and fees$0147
Additional Noninterest Income$-3,0006,542
Total noninterest expense$1,325,0003,237
Salaries and employee benefits$730,0003,201
Premises and equipment expense$117,0003,893
Additional noninterest expense$478,0002,989
Pre-tax net operating income$675,0002,388
Securities gains (losses)$1,0001,605
Applicable income taxes$04,445
Income before extraordinary items$676,0002,063
Extraordinary gains, net$016
Net income$676,0002,066
Minority interest net income$066
Net income of bank and minority interests.$676,0002,066
Net charge-offs$604,000427
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$675,0002,030
2013-12-31 (YTD Data)Rank
Total interest income$9,983,0002,432
Total interest expense$843,0003,331
Net interest income$9,140,0002,296
Provision for loan and lease losses$915,0001,183
Total noninterest income$1,186,0002,928
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$786,0001,676
Trading account gains and fees$0184
Additional Noninterest Income$400,0003,676
Total noninterest expense$5,368,0003,234
Salaries and employee benefits$2,908,0003,177
Premises and equipment expense$520,0003,650
Additional noninterest expense$1,940,0003,047
Pre-tax net operating income$4,043,0001,713
Securities gains (losses)$2,0002,972
Applicable income taxes$04,631
Income before extraordinary items$4,045,0001,482
Extraordinary gains, net$029
Net income$4,045,0001,484
Minority interest net income$090
Net income of bank and minority interests.$4,045,0001,486
Net charge-offs$1,079,0001,199
Cash dividends$1,589,0001,421
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,043,0001,452
2013-09-30 (YTD Data)Rank
Total interest income$7,538,0002,427
Total interest expense$648,0003,358
Net interest income$6,890,0002,277
Provision for loan and lease losses$735,0001,141
Total noninterest income$940,0002,905
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$575,0001,714
Trading account gains and fees$0180
Additional Noninterest Income$365,0003,454
Total noninterest expense$3,882,0003,330
Salaries and employee benefits$2,193,0003,183
Premises and equipment expense$388,0003,689
Additional noninterest expense$1,301,0003,292
Pre-tax net operating income$3,213,0001,641
Securities gains (losses)$2,0002,831
Applicable income taxes$04,713
Income before extraordinary items$3,215,0001,411
Extraordinary gains, net$025
Net income$3,215,0001,413
Minority interest net income$084
Net income of bank and minority interests.$3,215,0001,413
Net charge-offs$101,0003,246
Cash dividends$89,0003,396
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,213,0001,379
2013-06-30 (YTD Data)Rank
Total interest income$5,107,0002,390
Total interest expense$439,0003,381
Net interest income$4,668,0002,229
Provision for loan and lease losses$555,0001,072
Total noninterest income$748,0002,657
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$365,0001,756
Trading account gains and fees$0157
Additional Noninterest Income$383,0002,860
Total noninterest expense$2,569,0003,358
Salaries and employee benefits$1,472,0003,188
Premises and equipment expense$243,0003,850
Additional noninterest expense$854,0003,346
Pre-tax net operating income$2,292,0001,545
Securities gains (losses)$2,0002,612
Applicable income taxes$04,679
Income before extraordinary items$2,294,0001,321
Extraordinary gains, net$022
Net income$2,294,0001,323
Minority interest net income$082
Net income of bank and minority interests.$2,294,0001,323
Net charge-offs$30,0003,750
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,292,0001,268
2013-03-31 (YTD Data)Rank
Total interest income$2,519,0002,436
Total interest expense$225,0003,404
Net interest income$2,294,0002,281
Provision for loan and lease losses$374,000861
Total noninterest income$262,0003,203
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$177,0001,781
Trading account gains and fees$0148
Additional Noninterest Income$85,0003,993
Total noninterest expense$1,278,0003,399
Salaries and employee benefits$730,0003,227
Premises and equipment expense$122,0003,857
Additional noninterest expense$426,0003,356
Pre-tax net operating income$904,0001,864
Securities gains (losses)$2,0001,785
Applicable income taxes$04,602
Income before extraordinary items$906,0001,613
Extraordinary gains, net$010
Net income$906,0001,614
Minority interest net income$076
Net income of bank and minority interests.$906,0001,615
Net charge-offs$19,0003,117
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$904,0001,562
2012-12-31 (YTD Data)Rank
Total interest income$11,171,0002,329
Total interest expense$1,196,0003,204
Net interest income$9,975,0002,156
Provision for loan and lease losses$2,599,000869
Total noninterest income$350,0005,007
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$690,0001,925
Trading account gains and fees$0166
Additional Noninterest Income$-340,0006,878
Total noninterest expense$5,681,0003,157
Salaries and employee benefits$2,722,0003,346
Premises and equipment expense$493,0003,856
Additional noninterest expense$2,466,0002,604
Pre-tax net operating income$2,045,0002,773
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,045,0002,544
Extraordinary gains, net$029
Net income$2,045,0002,546
Minority interest net income$093
Net income of bank and minority interests.$2,045,0002,545
Net charge-offs$517,0002,611
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,045,0002,421
2012-09-30 (YTD Data)Rank
Total interest income$8,469,0002,347
Total interest expense$939,0003,220
Net interest income$7,530,0002,179
Provision for loan and lease losses$2,211,000783
Total noninterest income$288,0004,930
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$513,0001,955
Trading account gains and fees$0157
Additional Noninterest Income$-225,0006,997
Total noninterest expense$4,197,0003,215
Salaries and employee benefits$2,027,0003,387
Premises and equipment expense$363,0003,949
Additional noninterest expense$1,807,0002,658
Pre-tax net operating income$1,410,0003,016
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,410,0002,753
Extraordinary gains, net$020
Net income$1,410,0002,754
Minority interest net income$086
Net income of bank and minority interests.$1,410,0002,753
Net charge-offs$366,0002,572
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,410,0002,621
2012-06-30 (YTD Data)Rank
Total interest income$5,684,0002,344
Total interest expense$647,0003,240
Net interest income$5,037,0002,173
Provision for loan and lease losses$1,699,000735
Total noninterest income$224,0004,715
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$332,0001,988
Trading account gains and fees$0153
Additional Noninterest Income$-108,0007,015
Total noninterest expense$2,804,0003,231
Salaries and employee benefits$1,337,0003,431
Premises and equipment expense$247,0003,900
Additional noninterest expense$1,220,0002,646
Pre-tax net operating income$758,0003,389
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$758,0003,160
Extraordinary gains, net$019
Net income$758,0003,158
Minority interest net income$084
Net income of bank and minority interests.$758,0003,160
Net charge-offs$90,0003,515
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$758,0002,998
2012-03-31 (YTD Data)Rank
Total interest income$2,961,0002,282
Total interest expense$339,0003,233
Net interest income$2,622,0002,105
Provision for loan and lease losses$1,237,000527
Total noninterest income$586,0001,946
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$160,0002,028
Trading account gains and fees$0148
Additional Noninterest Income$426,0001,679
Total noninterest expense$1,413,0003,195
Salaries and employee benefits$663,0003,485
Premises and equipment expense$120,0003,990
Additional noninterest expense$630,0002,531
Pre-tax net operating income$558,0002,659
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$558,0002,394
Extraordinary gains, net$019
Net income$558,0002,396
Minority interest net income$078
Net income of bank and minority interests.$558,0002,397
Net charge-offs$34,0003,328
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$558,0002,277
2011-12-31 (YTD Data)Rank
Total interest income$11,216,0002,496
Total interest expense$1,882,0002,896
Net interest income$9,334,0002,343
Provision for loan and lease losses$2,695,0001,290
Total noninterest income$18,0006,907
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$762,0001,860
Trading account gains and fees$0146
Additional Noninterest Income$-744,0007,153
Total noninterest expense$5,612,0003,221
Salaries and employee benefits$2,617,0003,432
Premises and equipment expense$487,0004,112
Additional noninterest expense$2,508,0002,584
Pre-tax net operating income$1,045,0003,642
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$1,045,0003,463
Extraordinary gains, net$029
Net income$1,045,0003,465
Minority interest net income$096
Net income of bank and minority interests.$1,045,0003,466
Net charge-offs$3,991,000969
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,045,0003,352
2011-09-30 (YTD Data)Rank
Total interest income$8,404,0002,516
Total interest expense$1,513,0002,855
Net interest income$6,891,0002,385
Provision for loan and lease losses$1,953,0001,260
Total noninterest income$-183,0007,234
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$574,0001,854
Trading account gains and fees$0145
Additional Noninterest Income$-757,0007,292
Total noninterest expense$4,070,0003,327
Salaries and employee benefits$1,952,0003,456
Premises and equipment expense$366,0004,149
Additional noninterest expense$1,752,0002,739
Pre-tax net operating income$685,0004,010
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$685,0003,797
Extraordinary gains, net$021
Net income$685,0003,798
Minority interest net income$087
Net income of bank and minority interests.$685,0003,798
Net charge-offs$1,887,0001,275
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$685,0003,688
2011-06-30 (YTD Data)Rank
Total interest income$5,565,0002,551
Total interest expense$1,079,0002,791
Net interest income$4,486,0002,458
Provision for loan and lease losses$960,0001,524
Total noninterest income$10,0007,119
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$371,0001,874
Trading account gains and fees$0153
Additional Noninterest Income$-361,0007,343
Total noninterest expense$2,641,0003,443
Salaries and employee benefits$1,271,0003,544
Premises and equipment expense$230,0004,327
Additional noninterest expense$1,140,0002,852
Pre-tax net operating income$895,0002,719
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$895,0002,470
Extraordinary gains, net$015
Net income$895,0002,470
Minority interest net income$089
Net income of bank and minority interests.$895,0002,470
Net charge-offs$543,0002,063
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$895,0002,386
2011-03-31 (YTD Data)Rank
Total interest income$2,727,0002,618
Total interest expense$574,0002,727
Net interest income$2,153,0002,549
Provision for loan and lease losses$480,0001,455
Total noninterest income$94,0005,012
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$167,0002,028
Trading account gains and fees$0158
Additional Noninterest Income$-73,0007,334
Total noninterest expense$1,300,0003,472
Salaries and employee benefits$633,0003,575
Premises and equipment expense$118,0004,318
Additional noninterest expense$549,0002,954
Pre-tax net operating income$467,0002,682
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$467,0002,378
Extraordinary gains, net$09
Net income$467,0002,377
Minority interest net income$086
Net income of bank and minority interests.$467,0002,378
Net charge-offs$29,0003,798
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$467,0002,334
2010-12-31 (YTD Data)Rank
Total interest income$11,435,0002,624
Total interest expense$2,965,0002,631
Net interest income$8,470,0002,589
Provision for loan and lease losses$1,963,0002,102
Total noninterest income$-124,0007,394
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$773,0001,890
Trading account gains and fees$0175
Additional Noninterest Income$-897,0007,477
Total noninterest expense$5,486,0003,344
Salaries and employee benefits$2,564,0003,516
Premises and equipment expense$451,0004,456
Additional noninterest expense$2,471,0002,715
Pre-tax net operating income$897,0003,581
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$897,0003,426
Extraordinary gains, net$029
Net income$897,0003,423
Minority interest net income$0111
Net income of bank and minority interests.$897,0003,426
Net charge-offs$2,359,0001,694
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$897,0003,307
2010-09-30 (YTD Data)Rank
Total interest income$8,523,0002,695
Total interest expense$2,317,0002,636
Net interest income$6,206,0002,670
Provision for loan and lease losses$1,463,0002,008
Total noninterest income$118,0006,353
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$566,0001,969
Trading account gains and fees$0165
Additional Noninterest Income$-448,0007,560
Total noninterest expense$4,026,0003,389
Salaries and employee benefits$1,946,0003,512
Premises and equipment expense$324,0004,634
Additional noninterest expense$1,756,0002,771
Pre-tax net operating income$835,0003,394
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$835,0003,208
Extraordinary gains, net$023
Net income$835,0003,206
Minority interest net income$0110
Net income of bank and minority interests.$835,0003,208
Net charge-offs$2,378,0001,357
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$835,0003,089
2010-06-30 (YTD Data)Rank
Total interest income$5,666,0002,722
Total interest expense$1,585,0002,669
Net interest income$4,081,0002,708
Provision for loan and lease losses$982,0001,969
Total noninterest income$149,0005,496
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$374,0001,996
Trading account gains and fees$0152
Additional Noninterest Income$-225,0007,616
Total noninterest expense$2,690,0003,388
Salaries and employee benefits$1,287,0003,565
Premises and equipment expense$208,0004,760
Additional noninterest expense$1,195,0002,731
Pre-tax net operating income$558,0003,447
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$558,0003,205
Extraordinary gains, net$019
Net income$558,0003,200
Minority interest net income$0105
Net income of bank and minority interests.$558,0003,203
Net charge-offs$516,0002,409
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$558,0003,097
2010-03-31 (YTD Data)Rank
Total interest income$2,822,0002,791
Total interest expense$804,0002,749
Net interest income$2,018,0002,753
Provision for loan and lease losses$503,0001,806
Total noninterest income$73,0005,579
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$180,0002,048
Trading account gains and fees$0175
Additional Noninterest Income$-107,0007,745
Total noninterest expense$1,317,0003,509
Salaries and employee benefits$627,0003,690
Premises and equipment expense$100,0004,948
Additional noninterest expense$590,0002,740
Pre-tax net operating income$271,0003,547
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$271,0003,329
Extraordinary gains, net$016
Net income$271,0003,327
Minority interest net income$091
Net income of bank and minority interests.$271,0003,329
Net charge-offs$346,0001,898
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$271,0003,216
2009-12-31 (YTD Data)Rank
Total interest income$12,110,0002,724
Total interest expense$3,725,0002,900
Net interest income$8,385,0002,602
Provision for loan and lease losses$3,220,0001,884
Total noninterest income$770,0003,849
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$872,0001,908
Trading account gains and fees$0211
Additional Noninterest Income$-102,0007,596
Total noninterest expense$5,359,0003,473
Salaries and employee benefits$2,544,0003,640
Premises and equipment expense$454,0004,645
Additional noninterest expense$2,361,0002,885
Pre-tax net operating income$576,0003,834
Securities gains (losses)$12,0003,205
Applicable income taxes$04,388
Income before extraordinary items$588,0003,622
Extraordinary gains, net$034
Net income$588,0003,621
Minority interest net income$0115
Net income of bank and minority interests.$588,0003,621
Net charge-offs$3,033,0001,596
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$576,0003,582
2009-09-30 (YTD Data)Rank
Total interest income$9,152,0002,739
Total interest expense$2,867,0002,960
Net interest income$6,285,0002,611
Provision for loan and lease losses$1,650,0002,115
Total noninterest income$616,0003,790
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$665,0001,886
Trading account gains and fees$0212
Additional Noninterest Income$-49,0007,753
Total noninterest expense$3,915,0003,554
Salaries and employee benefits$1,901,0003,688
Premises and equipment expense$329,0004,788
Additional noninterest expense$1,685,0002,990
Pre-tax net operating income$1,336,0002,260
Securities gains (losses)$12,0002,919
Applicable income taxes$04,592
Income before extraordinary items$1,348,0001,974
Extraordinary gains, net$027
Net income$1,348,0001,973
Minority interest net income$0118
Net income of bank and minority interests.$1,348,0001,974
Net charge-offs$1,985,0001,507
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,336,0001,953
2009-06-30 (YTD Data)Rank
Total interest income$6,084,0002,789
Total interest expense$1,942,0003,035
Net interest income$4,142,0002,622
Provision for loan and lease losses$500,0002,961
Total noninterest income$365,0004,016
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$445,0001,852
Trading account gains and fees$0193
Additional Noninterest Income$-80,0007,942
Total noninterest expense$2,533,0003,685
Salaries and employee benefits$1,265,0003,736
Premises and equipment expense$223,0004,767
Additional noninterest expense$1,045,0003,183
Pre-tax net operating income$1,474,0001,545
Securities gains (losses)$7,0002,683
Applicable income taxes$04,657
Income before extraordinary items$1,481,0001,276
Extraordinary gains, net$021
Net income$1,481,0001,274
Minority interest net income$0112
Net income of bank and minority interests.$1,481,0001,275
Net charge-offs$1,885,0001,162
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,474,0001,240
2009-03-31 (YTD Data)Rank
Total interest income$3,020,0002,849
Total interest expense$979,0003,108
Net interest income$2,041,0002,655
Provision for loan and lease losses$150,0003,210
Total noninterest income$133,0004,674
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$223,0001,794
Trading account gains and fees$0171
Additional Noninterest Income$-90,0008,114
Total noninterest expense$1,255,0003,640
Salaries and employee benefits$631,0003,770
Premises and equipment expense$94,0005,280
Additional noninterest expense$530,0002,857
Pre-tax net operating income$769,0001,663
Securities gains (losses)$3,0002,164
Applicable income taxes$04,835
Income before extraordinary items$772,0001,422
Extraordinary gains, net$015
Net income$772,0001,421
Minority interest net income$0102
Net income of bank and minority interests.$772,0001,424
Net charge-offs$1,145,000881
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$769,0001,343
2008-12-31 (YTD Data)Rank
Total interest income$13,415,0002,749
Total interest expense$4,731,0003,114
Net interest income$8,684,0002,498
Provision for loan and lease losses$1,200,0002,453
Total noninterest income$1,080,0003,247
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,026,0001,719
Trading account gains and fees$0154
Additional Noninterest Income$54,0006,692
Total noninterest expense$5,085,0003,517
Salaries and employee benefits$2,520,0003,759
Premises and equipment expense$455,0004,727
Additional noninterest expense$2,110,0002,727
Pre-tax net operating income$3,479,0001,562
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$3,479,0001,198
Extraordinary gains, net$039
Net income$3,479,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,380,0001,636
Cash dividends$750,0002,739
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,479,0001,278
2008-09-30 (YTD Data)Rank
Total interest income$10,287,0002,748
Total interest expense$3,620,0003,154
Net interest income$6,667,0002,475
Provision for loan and lease losses$06,991
Total noninterest income$838,0003,247
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$760,0001,757
Trading account gains and fees$0148
Additional Noninterest Income$78,0005,989
Total noninterest expense$3,737,0003,562
Salaries and employee benefits$1,881,0003,794
Premises and equipment expense$331,0004,822
Additional noninterest expense$1,525,0002,739
Pre-tax net operating income$3,768,0001,318
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$3,768,000975
Extraordinary gains, net$031
Net income$3,768,000974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$627,0001,712
Cash dividends$500,0002,719
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,768,0001,034
2008-06-30 (YTD Data)Rank
Total interest income$7,033,0002,708
Total interest expense$2,548,0003,132
Net interest income$4,485,0002,433
Provision for loan and lease losses$06,671
Total noninterest income$489,0003,558
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$492,0001,776
Trading account gains and fees$0149
Additional Noninterest Income$-3,0008,310
Total noninterest expense$2,475,0003,597
Salaries and employee benefits$1,240,0003,866
Premises and equipment expense$205,0005,075
Additional noninterest expense$1,030,0002,680
Pre-tax net operating income$2,499,0001,384
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,499,0001,104
Extraordinary gains, net$021
Net income$2,499,0001,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,122
Cash dividends$500,0002,245
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,499,0001,088
2008-03-31 (YTD Data)Rank
Total interest income$3,738,0002,625
Total interest expense$1,365,0003,126
Net interest income$2,373,0002,319
Provision for loan and lease losses$06,080
Total noninterest income$273,0003,321
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$253,0001,715
Trading account gains and fees$0158
Additional Noninterest Income$20,0006,458
Total noninterest expense$1,186,0003,737
Salaries and employee benefits$606,0003,944
Premises and equipment expense$94,0005,338
Additional noninterest expense$486,0002,793
Pre-tax net operating income$1,460,0001,299
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,460,0001,033
Extraordinary gains, net$015
Net income$1,460,0001,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-118,0008,427
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,460,000990
2007-12-31 (YTD Data)Rank
Total interest income$16,016,0002,538
Total interest expense$5,498,0003,218
Net interest income$10,518,0002,154
Provision for loan and lease losses$1,159,0001,278
Total noninterest income$1,142,0003,241
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,041,0001,708
Trading account gains and fees$0178
Additional Noninterest Income$101,0006,205
Total noninterest expense$4,754,0003,585
Salaries and employee benefits$2,387,0003,856
Premises and equipment expense$437,0004,768
Additional noninterest expense$1,930,0002,744
Pre-tax net operating income$5,747,0001,448
Securities gains (losses)$-5,0007,390
Applicable income taxes$2,782,000867
Income before extraordinary items$2,960,0002,076
Extraordinary gains, net$039
Net income$2,960,0002,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$571,0001,538
Cash dividends$8,394,000483
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,963,2002,060
2007-09-30 (YTD Data)Rank
Total interest income$11,971,0002,543
Total interest expense$4,042,0003,264
Net interest income$7,929,0002,152
Provision for loan and lease losses$06,528
Total noninterest income$949,0003,026
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$755,0001,736
Trading account gains and fees$0184
Additional Noninterest Income$194,0004,539
Total noninterest expense$3,484,0003,640
Salaries and employee benefits$1,798,0003,827
Premises and equipment expense$305,0004,967
Additional noninterest expense$1,381,0002,807
Pre-tax net operating income$5,394,0001,259
Securities gains (losses)$-5,0007,616
Applicable income taxes$2,136,000917
Income before extraordinary items$3,253,0001,558
Extraordinary gains, net$033
Net income$3,253,0001,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,054
Cash dividends$1,894,0001,286
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,256,2001,547
2007-06-30 (YTD Data)Rank
Total interest income$7,854,0002,595
Total interest expense$2,614,0003,326
Net interest income$5,240,0002,198
Provision for loan and lease losses$06,209
Total noninterest income$621,0003,080
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$486,0001,792
Trading account gains and fees$0168
Additional Noninterest Income$135,0004,518
Total noninterest expense$2,320,0003,670
Salaries and employee benefits$1,207,0003,852
Premises and equipment expense$190,0005,178
Additional noninterest expense$923,0002,810
Pre-tax net operating income$3,541,0001,338
Securities gains (losses)$01,444
Applicable income taxes$1,428,000958
Income before extraordinary items$2,113,0001,639
Extraordinary gains, net$029
Net income$2,113,0001,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0001,703
Cash dividends$1,894,000946
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,113,0001,624
2007-03-31 (YTD Data)Rank
Total interest income$3,827,0002,644
Total interest expense$1,257,0003,421
Net interest income$2,570,0002,235
Provision for loan and lease losses$05,779
Total noninterest income$322,0002,973
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$229,0001,844
Trading account gains and fees$0195
Additional Noninterest Income$93,0003,879
Total noninterest expense$1,140,0003,720
Salaries and employee benefits$606,0003,864
Premises and equipment expense$94,0005,233
Additional noninterest expense$440,0002,918
Pre-tax net operating income$1,752,0001,340
Securities gains (losses)$01,187
Applicable income taxes$700,000975
Income before extraordinary items$1,052,0001,638
Extraordinary gains, net$022
Net income$1,052,0001,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-67,0008,443
Cash dividends$1,894,000490
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,052,0001,625
2006-12-31 (YTD Data)Rank
Total interest income$13,987,0002,689
Total interest expense$4,157,0003,506
Net interest income$9,830,0002,318
Provision for loan and lease losses$393,0002,304
Total noninterest income$1,435,0002,785
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$976,0001,785
Trading account gains and fees$0130
Additional Noninterest Income$459,0003,485
Total noninterest expense$4,602,0003,576
Salaries and employee benefits$2,329,0003,818
Premises and equipment expense$484,0004,366
Additional noninterest expense$1,789,0002,832
Pre-tax net operating income$6,270,0001,541
Securities gains (losses)$7,0001,177
Applicable income taxes$2,489,0001,105
Income before extraordinary items$3,788,0001,875
Extraordinary gains, net$051
Net income$3,788,0001,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,0002,149
Cash dividends$1,373,0002,073
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,783,5201,864
2006-09-30 (YTD Data)Rank
Total interest income$10,283,0002,726
Total interest expense$3,002,0003,513
Net interest income$7,281,0002,377
Provision for loan and lease losses$393,0001,729
Total noninterest income$1,139,0002,690
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$718,0001,820
Trading account gains and fees$0126
Additional Noninterest Income$421,0003,132
Total noninterest expense$3,326,0003,668
Salaries and employee benefits$1,738,0003,823
Premises and equipment expense$348,0004,474
Additional noninterest expense$1,240,0003,035
Pre-tax net operating income$4,701,0001,589
Securities gains (losses)$7,000967
Applicable income taxes$1,922,0001,123
Income before extraordinary items$2,786,0001,962
Extraordinary gains, net$045
Net income$2,786,0001,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-134,0008,575
Cash dividends$1,373,0001,560
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,781,5201,945
2006-06-30 (YTD Data)Rank
Total interest income$6,757,0002,723
Total interest expense$1,914,0003,502
Net interest income$4,843,0002,387
Provision for loan and lease losses$335,0001,344
Total noninterest income$702,0002,826
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$459,0001,869
Trading account gains and fees$0126
Additional Noninterest Income$243,0003,370
Total noninterest expense$2,186,0003,719
Salaries and employee benefits$1,159,0003,837
Premises and equipment expense$217,0004,682
Additional noninterest expense$810,0003,099
Pre-tax net operating income$3,024,0001,634
Securities gains (losses)$01,185
Applicable income taxes$1,266,0001,146
Income before extraordinary items$1,758,0002,049
Extraordinary gains, net$039
Net income$1,758,0002,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-168,0008,658
Cash dividends$1,373,0001,129
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,758,0002,041
2006-03-31 (YTD Data)Rank
Total interest income$3,236,0002,774
Total interest expense$906,0003,519
Net interest income$2,330,0002,453
Provision for loan and lease losses$207,0001,108
Total noninterest income$407,0002,523
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$222,0001,874
Trading account gains and fees$0115
Additional Noninterest Income$185,0002,627
Total noninterest expense$1,071,0003,798
Salaries and employee benefits$569,0003,904
Premises and equipment expense$88,0005,343
Additional noninterest expense$414,0003,022
Pre-tax net operating income$1,459,0001,658
Securities gains (losses)$0955
Applicable income taxes$601,0001,195
Income before extraordinary items$858,0002,060
Extraordinary gains, net$021
Net income$858,0002,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-137,0008,686
Cash dividends$1,373,000583
Sale, conversion, retirement of capital stock, net$0648
Net operating income$858,0002,040
2005-12-31 (YTD Data)Rank
Total interest income$11,562,0002,794
Total interest expense$2,752,0003,567
Net interest income$8,810,0002,477
Provision for loan and lease losses$1,124,000948
Total noninterest income$1,008,0003,547
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,019,0001,699
Trading account gains and fees$0138
Additional Noninterest Income$-11,0008,798
Total noninterest expense$4,485,0003,549
Salaries and employee benefits$2,262,0003,778
Premises and equipment expense$545,0003,931
Additional noninterest expense$1,678,0002,953
Pre-tax net operating income$4,209,0002,142
Securities gains (losses)$-1,0006,938
Applicable income taxes$1,451,0001,741
Income before extraordinary items$2,757,0002,407
Extraordinary gains, net$046
Net income$2,757,0002,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0001,919
Cash dividends$1,162,0002,212
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,757,6602,378
2005-09-30 (YTD Data)Rank
Total interest income$8,246,0002,862
Total interest expense$1,951,0003,581
Net interest income$6,295,0002,562
Provision for loan and lease losses$906,000819
Total noninterest income$681,0003,788
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$760,0001,693
Trading account gains and fees$0126
Additional Noninterest Income$-79,0008,855
Total noninterest expense$3,237,0003,624
Salaries and employee benefits$1,696,0003,747
Premises and equipment expense$361,0004,282
Additional noninterest expense$1,180,0003,082
Pre-tax net operating income$2,833,0002,337
Securities gains (losses)$-1,0007,299
Applicable income taxes$1,099,0001,761
Income before extraordinary items$1,733,0002,773
Extraordinary gains, net$035
Net income$1,733,0002,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,121
Cash dividends$1,162,0001,612
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,733,6402,745
2005-06-30 (YTD Data)Rank
Total interest income$5,290,0002,887
Total interest expense$1,236,0003,543
Net interest income$4,054,0002,617
Provision for loan and lease losses$687,000733
Total noninterest income$388,0004,126
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$489,0001,717
Trading account gains and fees$0116
Additional Noninterest Income$-101,0008,871
Total noninterest expense$2,183,0003,571
Salaries and employee benefits$1,128,0003,738
Premises and equipment expense$251,0004,138
Additional noninterest expense$804,0003,009
Pre-tax net operating income$1,572,0002,658
Securities gains (losses)$-1,0007,609
Applicable income taxes$615,0001,963
Income before extraordinary items$956,0003,198
Extraordinary gains, net$030
Net income$956,0003,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,057
Cash dividends$1,162,0001,159
Sale, conversion, retirement of capital stock, net$0643
Net operating income$956,6403,149
2005-03-31 (YTD Data)Rank
Total interest income$2,593,0002,899
Total interest expense$584,0003,579
Net interest income$2,009,0002,629
Provision for loan and lease losses$369,000645
Total noninterest income$337,0002,798
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$236,0001,714
Trading account gains and fees$0115
Additional Noninterest Income$101,0003,720
Total noninterest expense$1,272,0003,152
Salaries and employee benefits$571,0003,707
Premises and equipment expense$137,0003,911
Additional noninterest expense$564,0002,167
Pre-tax net operating income$705,0002,846
Securities gains (losses)$01,685
Applicable income taxes$273,0002,122
Income before extraordinary items$432,0003,416
Extraordinary gains, net$024
Net income$432,0003,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,0008,700
Cash dividends$1,162,000574
Sale, conversion, retirement of capital stock, net$0491
Net operating income$432,0003,389
2004-12-31 (YTD Data)Rank
Total interest income$10,579,0002,676
Total interest expense$2,250,0003,309
Net interest income$8,329,0002,462
Provision for loan and lease losses$1,887,000580
Total noninterest income$1,382,0002,840
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,104,0001,587
Trading account gains and fees$0138
Additional Noninterest Income$278,0004,412
Total noninterest expense$4,322,0003,518
Salaries and employee benefits$2,098,0003,840
Premises and equipment expense$578,0003,640
Additional noninterest expense$1,646,0002,897
Pre-tax net operating income$3,502,0002,276
Securities gains (losses)$03,819
Applicable income taxes$1,177,0001,928
Income before extraordinary items$2,325,0002,569
Extraordinary gains, net$034
Net income$2,325,0002,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,803,000497
Cash dividends$637,0003,126
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,325,0002,523
2004-09-30 (YTD Data)Rank
Total interest income$7,422,0002,819
Total interest expense$1,682,0003,272
Net interest income$5,740,0002,613
Provision for loan and lease losses$1,118,000706
Total noninterest income$1,050,0002,827
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$824,0001,601
Trading account gains and fees$0134
Additional Noninterest Income$226,0004,260
Total noninterest expense$3,005,0003,709
Salaries and employee benefits$1,524,0003,906
Premises and equipment expense$339,0004,382
Additional noninterest expense$1,142,0003,076
Pre-tax net operating income$2,667,0002,264
Securities gains (losses)$03,710
Applicable income taxes$1,045,0001,706
Income before extraordinary items$1,622,0002,768
Extraordinary gains, net$026
Net income$1,622,0002,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,0001,021
Cash dividends$637,0002,322
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,622,0002,707
2004-06-30 (YTD Data)Rank
Total interest income$4,919,0002,827
Total interest expense$1,137,0003,215
Net interest income$3,782,0002,618
Provision for loan and lease losses$740,000686
Total noninterest income$690,0002,861
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$530,0001,651
Trading account gains and fees$0130
Additional Noninterest Income$160,0004,180
Total noninterest expense$1,971,0003,779
Salaries and employee benefits$991,0004,010
Premises and equipment expense$217,0004,509
Additional noninterest expense$763,0003,073
Pre-tax net operating income$1,761,0002,278
Securities gains (losses)$03,413
Applicable income taxes$693,0001,725
Income before extraordinary items$1,068,0002,779
Extraordinary gains, net$021
Net income$1,068,0002,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$527,000675
Cash dividends$637,0001,803
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,068,0002,705
2004-03-31 (YTD Data)Rank
Total interest income$2,479,0002,813
Total interest expense$589,0003,168
Net interest income$1,890,0002,623
Provision for loan and lease losses$370,000684
Total noninterest income$358,0002,748
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$253,0001,681
Trading account gains and fees$0121
Additional Noninterest Income$105,0003,606
Total noninterest expense$955,0003,901
Salaries and employee benefits$477,0004,164
Premises and equipment expense$106,0004,616
Additional noninterest expense$372,0003,116
Pre-tax net operating income$923,0002,156
Securities gains (losses)$02,934
Applicable income taxes$333,0001,788
Income before extraordinary items$590,0002,532
Extraordinary gains, net$016
Net income$590,0002,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0001,016
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$590,0002,449
2003-12-31 (YTD Data)Rank
Total interest income$10,319,0002,745
Total interest expense$3,067,0002,809
Net interest income$7,252,0002,668
Provision for loan and lease losses$1,503,000824
Total noninterest income$1,263,0003,188
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,006,0001,712
Trading account gains and fees$0160
Additional Noninterest Income$257,0004,807
Total noninterest expense$4,869,0003,117
Salaries and employee benefits$1,923,0004,062
Premises and equipment expense$684,0003,139
Additional noninterest expense$2,262,0002,129
Pre-tax net operating income$2,143,0003,238
Securities gains (losses)$04,500
Applicable income taxes$869,0002,388
Income before extraordinary items$1,274,0003,982
Extraordinary gains, net$054
Net income$1,274,0003,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$692,0001,241
Cash dividends$2,400,0001,192
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,274,0003,809
2003-09-30 (YTD Data)Rank
Total interest income$7,747,0002,784
Total interest expense$2,390,0002,804
Net interest income$5,357,0002,716
Provision for loan and lease losses$1,110,000813
Total noninterest income$960,0003,224
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$741,0001,747
Trading account gains and fees$0153
Additional Noninterest Income$219,0004,615
Total noninterest expense$3,199,0003,505
Salaries and employee benefits$1,441,0004,052
Premises and equipment expense$343,0004,318
Additional noninterest expense$1,415,0002,524
Pre-tax net operating income$2,008,0002,847
Securities gains (losses)$04,204
Applicable income taxes$783,0002,231
Income before extraordinary items$1,225,0003,440
Extraordinary gains, net$040
Net income$1,225,0003,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$476,0001,212
Cash dividends$2,400,000878
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,225,0003,277
2003-06-30 (YTD Data)Rank
Total interest income$5,195,0002,788
Total interest expense$1,657,0002,777
Net interest income$3,538,0002,745
Provision for loan and lease losses$740,000834
Total noninterest income$638,0003,202
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$491,0001,727
Trading account gains and fees$0150
Additional Noninterest Income$147,0004,602
Total noninterest expense$2,135,0003,485
Salaries and employee benefits$951,0004,077
Premises and equipment expense$240,0004,180
Additional noninterest expense$944,0002,502
Pre-tax net operating income$1,301,0002,908
Securities gains (losses)$03,782
Applicable income taxes$538,0002,219
Income before extraordinary items$763,0003,638
Extraordinary gains, net$030
Net income$763,0003,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0002,115
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$763,0003,440
2003-03-31 (YTD Data)Rank
Total interest income$2,596,0002,811
Total interest expense$844,0002,792
Net interest income$1,752,0002,770
Provision for loan and lease losses$370,000793
Total noninterest income$324,0003,081
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$231,0001,769
Trading account gains and fees$0134
Additional Noninterest Income$93,0004,068
Total noninterest expense$1,028,0003,570
Salaries and employee benefits$476,0004,057
Premises and equipment expense$90,0005,048
Additional noninterest expense$462,0002,509
Pre-tax net operating income$678,0002,803
Securities gains (losses)$02,891
Applicable income taxes$249,0002,325
Income before extraordinary items$429,0003,302
Extraordinary gains, net$021
Net income$429,0003,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,119
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$429,0003,130
2002-12-31 (YTD Data)Rank
Total interest income$10,826,0002,815
Total interest expense$3,693,0002,946
Net interest income$7,133,0002,678
Provision for loan and lease losses$1,304,0001,051
Total noninterest income$1,236,0003,007
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$998,0001,622
Trading account gains and fees$0153
Additional Noninterest Income$238,0004,693
Total noninterest expense$4,531,0003,204
Salaries and employee benefits$1,846,0003,993
Premises and equipment expense$709,0002,973
Additional noninterest expense$1,976,0002,330
Pre-tax net operating income$2,534,0002,854
Securities gains (losses)$04,537
Applicable income taxes$1,069,0002,113
Income before extraordinary items$1,465,0003,563
Extraordinary gains, net$070
Net income$1,465,0003,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,173,000831
Cash dividends$150,0005,190
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,465,0003,463
2001-12-31 (YTD Data)Rank
Total interest income$11,325,0002,994
Total interest expense$4,870,0003,220
Net interest income$6,455,0002,751
Provision for loan and lease losses$904,0001,343
Total noninterest income$1,059,0003,209
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$875,0001,739
Trading account gains and fees$0177
Additional Noninterest Income$184,0005,112
Total noninterest expense$4,285,0003,223
Salaries and employee benefits$1,649,0004,210
Premises and equipment expense$442,0004,286
Additional noninterest expense$2,194,0002,053
Pre-tax net operating income$2,325,0002,821
Securities gains (losses)$04,612
Applicable income taxes$1,110,0001,923
Income before extraordinary items$1,215,0003,771
Extraordinary gains, net$0105
Net income$1,215,0003,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$585,0001,393
Cash dividends$150,0005,292
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,215,0003,656
2000-12-31 (YTD Data)Rank
Total interest income$9,605,0003,526
Total interest expense$3,537,0004,350
Net interest income$6,068,0002,903
Provision for loan and lease losses$1,167,000944
Total noninterest income$785,0003,699
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$684,0002,035
Trading account gains and feesNANA
Additional Noninterest Income$101,0006,404
Total noninterest expense$2,148,0005,422
Salaries and employee benefits$984,0005,981
Premises and equipment expense$230,0006,312
Additional noninterest expense$934,0004,219
Pre-tax net operating income$3,538,0002,062
Securities gains (losses)$26,000887
Applicable income taxes$1,564,0001,457
Income before extraordinary items$2,000,0002,570
Extraordinary gains, net$038
Net income$2,000,0002,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0002,049
Cash dividends$150,0005,476
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,983,3602,587
1999-12-31 (YTD Data)Rank
Total interest income$8,450,0003,717
Total interest expense$3,384,0004,154
Net interest income$5,066,0003,425
Provision for loan and lease losses$957,0001,016
Total noninterest income$783,0003,673
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$668,0001,988
Trading account gains and feesNANA
Additional Noninterest Income$115,0006,295
Total noninterest expense$1,971,0005,742
Salaries and employee benefits$959,0006,048
Premises and equipment expense$222,0006,470
Additional noninterest expense$790,0004,833
Pre-tax net operating income$2,921,0002,475
Securities gains (losses)$03,155
Applicable income taxes$1,181,0001,952
Income before extraordinary items$1,740,0002,885
Extraordinary gains, net$035
Net income$1,740,0002,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$931,000742
Cash dividends$150,0005,619
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,740,0002,860
1998-12-31 (YTD Data)Rank
Total interest income$7,796,0004,036
Total interest expense$3,403,0004,249
Net interest income$4,393,0003,816
Provision for loan and lease losses$553,0001,592
Total noninterest income$744,0003,810
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$629,0002,042
Trading account gains and feesNANA
Additional Noninterest Income$115,0006,303
Total noninterest expense$1,991,0005,618
Salaries and employee benefits$952,0005,975
Premises and equipment expense$251,0005,955
Additional noninterest expense$788,0004,735
Pre-tax net operating income$2,593,0002,689
Securities gains (losses)$8,0003,124
Applicable income taxes$1,100,0002,136
Income before extraordinary items$1,501,0003,261
Extraordinary gains, net$032
Net income$1,501,0003,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,128
Cash dividends$150,0005,770
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,495,8803,183
1997-12-31 (YTD Data)Rank
Total interest income$6,011,0005,065
Total interest expense$2,653,0005,175
Net interest income$3,358,0004,876
Provision for loan and lease losses$320,0002,457
Total noninterest income$663,0004,132
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$472,0002,773
Trading account gains and feesNANA
Additional Noninterest Income$191,0005,066
Total noninterest expense$1,570,0006,609
Salaries and employee benefits$756,0006,991
Premises and equipment expense$205,0006,758
Additional noninterest expense$609,0005,747
Pre-tax net operating income$2,131,0003,338
Securities gains (losses)$-19,00010,340
Applicable income taxes$704,0003,221
Income before extraordinary items$1,408,0003,551
Extraordinary gains, net$044
Net income$1,408,0003,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,126
Cash dividends$150,0005,875
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,420,7303,446
1996-12-31 (YTD Data)Rank
Total interest income$5,981,0005,197
Total interest expense$2,656,0005,288
Net interest income$3,325,0005,047
Provision for loan and lease losses$320,0002,449
Total noninterest income$530,0004,975
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$470,0002,881
Trading account gains and feesNANA
Additional Noninterest Income$60,0008,463
Total noninterest expense$1,478,0007,167
Salaries and employee benefits$755,0007,229
Premises and equipment expense$185,0007,320
Additional noninterest expense$538,0006,781
Pre-tax net operating income$2,057,0003,358
Securities gains (losses)$-96,00011,193
Applicable income taxes$661,0003,321
Income before extraordinary items$1,300,0003,631
Extraordinary gains, net$053
Net income$1,300,0003,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0003,170
Cash dividends$150,0005,964
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,363,3603,441
1995-12-31 (YTD Data)Rank
Total interest income$5,547,0005,554
Total interest expense$2,478,0005,612
Net interest income$3,069,0005,402
Provision for loan and lease losses$296,0002,325
Total noninterest income$446,0005,577
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$406,0003,316
Trading account gains and feesNANA
Additional Noninterest Income$40,0009,709
Total noninterest expense$1,593,0007,001
Salaries and employee benefits$743,0007,445
Premises and equipment expense$199,0007,213
Additional noninterest expense$651,0006,191
Pre-tax net operating income$1,626,0004,172
Securities gains (losses)$-632,00011,830
Applicable income taxes$328,0005,688
Income before extraordinary items$666,0006,198
Extraordinary gains, net$065
Net income$666,0006,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,247
Cash dividends$150,0006,032
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,089,4404,273
1994-12-31 (YTD Data)Rank
Total interest income$5,017,0005,659
Total interest expense$2,145,0005,288
Net interest income$2,872,0005,794
Provision for loan and lease losses$184,0003,174
Total noninterest income$414,0006,013
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$370,0003,650
Trading account gains and feesNANA
Additional Noninterest Income$44,0009,933
Total noninterest expense$1,474,0007,676
Salaries and employee benefits$768,0007,397
Premises and equipment expense$119,0009,419
Additional noninterest expense$587,0007,132
Pre-tax net operating income$1,628,0004,109
Securities gains (losses)$-565,00012,279
Applicable income taxes$346,0005,323
Income before extraordinary items$717,0005,811
Extraordinary gains, net$0249
Net income$717,0005,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,709
Cash dividends$188,0005,649
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,095,5504,246
1993-12-31 (YTD Data)Rank
Total interest income$5,079,0005,700
Total interest expense$2,475,0004,861
Net interest income$2,604,0006,346
Provision for loan and lease losses$137,0004,886
Total noninterest income$476,0005,785
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$299,0004,445
Trading account gains and feesNANA
Additional Noninterest Income$177,0006,042
Total noninterest expense$1,530,0007,736
Salaries and employee benefits$818,0007,212
Premises and equipment expense$100,00010,444
Additional noninterest expense$612,0007,227
Pre-tax net operating income$1,413,0004,562
Securities gains (losses)$7,0005,826
Applicable income taxes$489,0004,269
Income before extraordinary items$931,0004,962
Extraordinary gains, net$-61,00012,779
Net income$870,0005,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0004,663
Cash dividends$240,0004,974
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$926,3804,747
1992-12-31 (YTD Data)Rank
Total interest income$5,138,0006,253
Total interest expense$2,804,0005,474
Net interest income$2,334,0006,924
Provision for loan and lease losses$011,756
Total noninterest income$346,0007,165
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$235,0005,357
Trading account gains and feesNANA
Additional Noninterest Income$111,0007,728
Total noninterest expense$1,499,0007,921
Salaries and employee benefits$821,0007,128
Premises and equipment expense$115,00010,217
Additional noninterest expense$563,0007,837
Pre-tax net operating income$1,181,0004,977
Securities gains (losses)$191,0002,073
Applicable income taxes$421,0004,603
Income before extraordinary items$951,0004,713
Extraordinary gains, net$01,422
Net income$951,0004,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-218,00013,855
Cash dividends$240,0004,583
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$819,2104,967

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.