Home > State Bank of Cochran > Net charge- offs to loans
State Bank of Cochran, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2000% | 530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0720% | 4,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.1235% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 4,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2173% | 4,553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2182% | 4,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3196% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1043% | 331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1043% | 255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 826 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1152% | 4,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0689% | 4,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2509% | 4,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2520% | 4,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4182% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4705% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4705% | 389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0655% | 4,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1319% | 4,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0834% | 4,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2828% | 4,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2842% | 4,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2936% | 539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2746% | 1,389 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2746% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1087% | 4,523 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1262% | 4,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1127% | 4,603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2298% | 4,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2310% | 4,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4457% | 4,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0855% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0855% | 1,637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0838% | 4,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1686% | 4,637 |
| Percentage Net Loans Charged-off:Construction & development | -0.3170% | 4,645 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0706% | 4,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3356% | 4,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3375% | 4,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5025% | 4,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5831% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5831% | 826 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0296% | 4,128 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1872% | 4,670 |
| Percentage Net Loans Charged-off:Construction & development | -0.4358% | 4,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0754% | 4,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3641% | 4,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3663% | 4,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6271% | 4,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2065% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2065% | 350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1299% | 4,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1949% | 4,604 |
| Percentage Net Loans Charged-off:Construction & development | -0.3682% | 4,314 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0833% | 4,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4005% | 4,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4032% | 4,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8659% | 4,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5332% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5332% | 781 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2645% | 4,640 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2812% | 4,664 |
| Percentage Net Loans Charged-off:Construction & development | -0.8353% | 4,341 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0727% | 4,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5803% | 4,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5844% | 4,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5307% | 4,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2978% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2978% | 1,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0902% | 4,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1313% | 4,648 |
| Percentage Net Loans Charged-off:Construction & development | -0.2025% | 4,320 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0231% | 4,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2792% | 4,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2813% | 4,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1136% | 885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0451% | 2,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0451% | 2,182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1048% | 4,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0826% | 4,597 |
| Percentage Net Loans Charged-off:Construction & development | -0.2614% | 4,389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 4,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1330% | 4,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1340% | 4,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1169% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4210% | 4,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4210% | 4,529 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1593% | 4,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1356% | 4,729 |
| Percentage Net Loans Charged-off:Construction & development | -0.3671% | 4,439 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0567% | 4,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1882% | 4,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1896% | 4,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0928% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5145% | 4,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5145% | 4,547 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1656% | 4,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1519% | 4,770 |
| Percentage Net Loans Charged-off:Construction & development | -0.7316% | 4,482 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0542% | 4,640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1433% | 4,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1445% | 4,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2081% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5179% | 4,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5179% | 4,492 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1915% | 4,890 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2418% | 4,889 |
| Percentage Net Loans Charged-off:Construction & development | -0.1784% | 4,467 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0526% | 4,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4875% | 4,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4917% | 4,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9879% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0389% | 4,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0389% | 4,267 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2545% | 4,943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2507% | 4,913 |
| Percentage Net Loans Charged-off:Construction & development | -0.2383% | 4,522 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0535% | 4,680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4944% | 4,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4987% | 4,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3277% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4929% | 4,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4929% | 4,726 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2422% | 4,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1244% | 4,870 |
| Percentage Net Loans Charged-off:Construction & development | -0.3333% | 4,555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0457% | 4,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1633% | 4,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1648% | 4,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5781% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1553% | 4,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1553% | 4,484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0258% | 4,414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0914% | 4,851 |
| Percentage Net Loans Charged-off:Construction & development | -0.0341% | 4,411 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0300% | 4,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1929% | 4,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1949% | 4,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0420% | 4,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3874% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3874% | 1,343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 3,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1317% | 4,969 |
| Percentage Net Loans Charged-off:Construction & development | -0.6946% | 4,675 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1820% | 4,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1841% | 4,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4045% | 1,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7051% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7051% | 1,068 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1091% | 5,006 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1487% | 5,041 |
| Percentage Net Loans Charged-off:Construction & development | -0.5609% | 4,728 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0221% | 4,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2107% | 5,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2132% | 5,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0253% | 4,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0345% | 3,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0346% | 2,922 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1570% | 5,092 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1122% | 5,053 |
| Percentage Net Loans Charged-off:Construction & development | -0.3925% | 4,740 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 4,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1621% | 5,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1640% | 5,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 4,014 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5619% | 5,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5619% | 4,998 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3235% | 5,226 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1418% | 5,147 |
| Percentage Net Loans Charged-off:Construction & development | -0.6954% | 4,811 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0232% | 4,888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1337% | 5,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1355% | 5,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1083% | 4,609 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7794% | 5,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7794% | 5,151 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 2,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0894% | 5,082 |
| Percentage Net Loans Charged-off:Construction & development | -0.2083% | 4,748 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 4,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1719% | 5,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1743% | 5,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8516% | 5,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0273% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0273% | 281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0441% | 4,885 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0878% | 5,118 |
| Percentage Net Loans Charged-off:Construction & development | -0.3210% | 4,845 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 4,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1288% | 5,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1307% | 5,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1515% | 5,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3012% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3012% | 490 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0378% | 4,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | -0.2216% | 4,840 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1439% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1459% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8207% | 5,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0590% | 680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0590% | 603 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1897% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1065% | 463 |
| Percentage Net Loans Charged-off:Construction & development | -0.4344% | 4,969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4414% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4475% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0441% | 4,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2162% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2162% | 555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1178% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3375% | 5,550 |
| Percentage Net Loans Charged-off:Construction & development | -0.3494% | 5,002 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6984% | 5,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0560% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1207% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1349% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1349% | 286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0555% | 5,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4704% | 5,624 |
| Percentage Net Loans Charged-off:Construction & development | -0.2577% | 4,989 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9565% | 5,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0238% | 4,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0242% | 4,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2853% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3704% | 552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3704% | 484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1142% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,749 |
| Percentage Net Loans Charged-off:Construction & development | -0.1217% | 4,899 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0982% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0512% | 5,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0521% | 5,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9855% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9855% | 720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2190% | 812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 1,197 |
| Percentage Net Loans Charged-off:Construction & development | -0.2501% | 5,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2109% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1147% | 5,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1169% | 5,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0791% | 914 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7928% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7928% | 373 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0223% | 5,160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0317% | 5,178 |
| Percentage Net Loans Charged-off:Construction & development | -0.8675% | 5,303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0919% | 5,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1938% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1980% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2099% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0575% | 5,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0575% | 5,104 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5137% | 5,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0711% | 5,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0307% | 5,167 |
| Percentage Net Loans Charged-off:Construction & development | -0.9977% | 5,372 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1095% | 5,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2101% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2146% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2918% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4834% | 5,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4834% | 5,589 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5715% | 5,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0493% | 5,362 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1048% | 5,622 |
| Percentage Net Loans Charged-off:Construction & development | -1.1499% | 5,417 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1452% | 5,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0705% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0720% | 1,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4667% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0504% | 2,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0504% | 2,767 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7648% | 5,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1801% | 5,816 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1002% | 5,660 |
| Percentage Net Loans Charged-off:Construction & development | -1.1948% | 5,447 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2489% | 5,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2031% | 624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2074% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5893% | 5,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5893% | 5,619 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1181% | 5,485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5513% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4744% | 323 |
| Percentage Net Loans Charged-off:Construction & development | -0.5254% | 5,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9433% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2712% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2765% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3464% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3464% | 474 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7325% | 480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1707% | 1,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 1,960 |
| Percentage Net Loans Charged-off:Construction & development | -0.5744% | 5,457 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 5,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2491% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2539% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0502% | 4,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8486% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8486% | 801 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1655% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0965% | 5,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | -0.9004% | 5,567 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 5,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3353% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3415% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0566% | 4,875 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4312% | 6,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4312% | 6,071 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2597% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3668% | 6,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0890% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | -1.7900% | 5,685 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 5,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5172% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5263% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0778% | 5,078 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.0616% | 6,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.0616% | 6,191 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.2558% | 5,733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7013% | 530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3689% | 838 |
| Percentage Net Loans Charged-off:Construction & development | -0.0593% | 5,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0847% | 1,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7679% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7822% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1615% | 255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9139% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9139% | 932 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4754% | 339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6562% | 545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2311% | 1,214 |
| Percentage Net Loans Charged-off:Construction & development | -0.0605% | 5,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1828% | 1,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3805% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1554% | 749 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3848% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1892% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5420% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5420% | 1,443 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9368% | 260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8524% | 441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 2,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.4149% | 5,659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 1,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1969% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2006% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6935% | 81 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6004% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6004% | 1,220 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9362% | 194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7425% | 170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6465% | 427 |
| Percentage Net Loans Charged-off:Construction & development | -0.7457% | 5,817 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6282% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2642% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4638% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2605% | 976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.0015% | 30 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2640% | 5,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2640% | 5,779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6599% | 367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7642% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6008% | 924 |
| Percentage Net Loans Charged-off:Construction & development | -0.6086% | 5,887 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4627% | 1,093 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1219% | 5,376 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2832% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3065% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4080% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1955% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1955% | 391 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9467% | 6,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 3,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1578% | 2,469 |
| Percentage Net Loans Charged-off:Construction & development | -1.1102% | 6,043 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0684% | 6,318 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4558% | 5,427 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8531% | 606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8685% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0406% | 5,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4995% | 1,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4995% | 1,741 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7131% | 6,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 4,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0254% | 6,168 |
| Percentage Net Loans Charged-off:Construction & development | -1.5511% | 6,136 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1921% | 6,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5510% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5609% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0613% | 5,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6232% | 1,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6232% | 1,411 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0628% | 5,773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0533% | 3,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0358% | 6,282 |
| Percentage Net Loans Charged-off:Construction & development | -2.3286% | 6,181 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3814% | 6,707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9328% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9489% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0796% | 5,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8150% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8150% | 1,067 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0686% | 5,822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3386% | 2,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3121% | 2,675 |
| Percentage Net Loans Charged-off:Construction & development | -1.6938% | 6,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0239% | 884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3751% | 606 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4963% | 1,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5043% | 1,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1318% | 3,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6512% | 1,963 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6512% | 1,824 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3719% | 872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3151% | 2,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3164% | 2,514 |
| Percentage Net Loans Charged-off:Construction & development | -2.1448% | 6,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1389% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4749% | 505 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5555% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5643% | 1,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1862% | 2,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5500% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5500% | 1,884 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0782% | 6,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1158% | 4,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1384% | 3,298 |
| Percentage Net Loans Charged-off:Construction & development | -3.9422% | 6,497 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4103% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7223% | 374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4628% | 1,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4700% | 1,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3323% | 1,972 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1374% | 6,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1374% | 6,081 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0634% | 6,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 3,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1516% | 2,714 |
| Percentage Net Loans Charged-off:Construction & development | -7.6082% | 6,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7661% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6853% | 1,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6953% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4021% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6241% | 6,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6241% | 6,655 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0676% | 815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5143% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7887% | 788 |
| Percentage Net Loans Charged-off:Construction & development | 7.0013% | 690 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4495% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8251% | 651 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5695% | 2,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5774% | 1,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.3982% | 86 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9796% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8899% | 1,591 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0723% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5842% | 893 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9602% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 8.7851% | 490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9924% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2581% | 482 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5890% | 1,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5971% | 1,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1780% | 3,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4024% | 2,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3569% | 2,736 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0537% | 6,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6907% | 2,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9200% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | 2.5131% | 1,249 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3368% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6131% | 293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1119% | 3,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1134% | 3,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2849% | 6,737 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0647% | 6,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0551% | 6,213 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0880% | 6,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 4,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0809% | 3,342 |
| Percentage Net Loans Charged-off:Construction & development | -0.1007% | 6,516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3200% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 6,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 6,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0994% | 6,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2108% | 2,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1655% | 2,678 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0637% | 6,123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4415% | 1,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6453% | 1,184 |
| Percentage Net Loans Charged-off:Construction & development | 8.7388% | 699 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0904% | 7,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3050% | 7,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3098% | 7,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4129% | 3,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5550% | 3,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3854% | 679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9223% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1748% | 776 |
| Percentage Net Loans Charged-off:Construction & development | 10.3021% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 7,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1244% | 7,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1264% | 7,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7643% | 2,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6246% | 2,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0178% | 502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6243% | 2,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6218% | 2,210 |
| Percentage Net Loans Charged-off:Construction & development | 2.7575% | 1,420 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 7,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0284% | 7,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0288% | 7,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3088% | 2,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0135% | 1,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3885% | 932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8361% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7317% | 1,683 |
| Percentage Net Loans Charged-off:Construction & development | 3.0466% | 1,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1355% | 1,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2218% | 7,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2256% | 7,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6466% | 1,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8430% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9150% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8173% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0776% | 1,824 |
| Percentage Net Loans Charged-off:Construction & development | 5.3608% | 1,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3095% | 2,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8352% | 7,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8497% | 7,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0856% | 4,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0907% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.4014% | 252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5853% | 1,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6258% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | 7.2241% | 702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6897% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8361% | 7,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8506% | 7,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0672% | 4,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4925% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0219% | 6,676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2670% | 791 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7170% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 10.9168% | 393 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4039% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9558% | 8,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9729% | 7,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7291% | 2,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1059% | 2,121 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7705% | 472 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4435% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 13.9803% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4532% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5583% | 8,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5683% | 8,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4747% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2136% | 7,358 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8492% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9310% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 3.5257% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1009% | 1,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1502% | 2,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6202% | 620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1406% | 2,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4614% | 2,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2861% | 4,602 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9745% | 782 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5162% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5028% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 1.9866% | 722 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1444% | 8,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2441% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0874% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2265% | 1,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8476% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1741% | 4,608 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0694% | 1,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2774% | 2,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3027% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 1.4225% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2113% | 8,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1758% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1796% | 1,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0817% | 7,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5234% | 2,798 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2963% | 8,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4750% | 8,328 |
| Percentage Net Loans Charged-off:Construction & development | -1.9312% | 7,693 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0502% | 8,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3530% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3606% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0769% | 7,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7534% | 1,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3782% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8457% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 2.2219% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1993% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5503% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3881% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3967% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0427% | 3,628 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4772% | 8,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1681% | 2,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3412% | 516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9645% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 2,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 2,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6952% | 7,945 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6119% | 8,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1884% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3960% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4173% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0097% | 8,013 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6370% | 8,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1829% | 8,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0520% | 8,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0726% | 8,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0453% | 8,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0463% | 8,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9943% | 8,110 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1721% | 7,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0271% | 8,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2554% | 8,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1302% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1333% | 1,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1117% | 7,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6709% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0550% | 1,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1303% | 8,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1560% | 8,480 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 7,690 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4641% | 8,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0518% | 8,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0530% | 8,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3070% | 7,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0831% | 4,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0744% | 1,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2470% | 8,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2164% | 8,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6515% | 8,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0642% | 8,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0657% | 8,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3956% | 7,904 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5363% | 8,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1084% | 958 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4065% | 8,577 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3948% | 8,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3464% | 8,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0278% | 8,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0284% | 8,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7025% | 8,055 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3888% | 7,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1664% | 7,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1965% | 2,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1793% | 760 |
| Percentage Net Loans Charged-off:Construction & development | -0.1551% | 7,872 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3088% | 8,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7150% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4622% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6642% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4007% | 2,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2785% | 4,677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0470% | 7,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0657% | 3,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1478% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0481% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2273% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1643% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1459% | 26 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0735% | 1,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0698% | 2,940 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4299% | 8,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0623% | 7,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1358% | 2,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2521% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0792% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3323% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3083% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6741% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1733% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1654% | 2,129 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5522% | 8,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1023% | 7,273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1981% | 8,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1025% | 8,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0949% | 8,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1488% | 8,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1536% | 8,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4455% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8205% | 8,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2190% | 7,420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3540% | 295 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1858% | 95 |
| Percentage Net Loans Charged-off:Construction & development | 0.2927% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7849% | 136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5762% | 306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5941% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1932% | 162 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5113% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.7936% | 7,836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4602% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0830% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 8,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1906% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1964% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5315% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7164% | 2,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4632% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7877% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1817% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 8,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3950% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4070% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8437% | 125 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6576% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3181% | 753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4254% | 1,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0824% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 8,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1116% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1149% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6185% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1281% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1816% | 7,458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5175% | 1,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2289% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 8,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5764% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9249% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5654% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9450% | 1,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1047% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4747% | 1,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2319% | 807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 8,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5986% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2305% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5784% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2522% | 1,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5741% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1993% | 2,786 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0424% | 8,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 8,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0338% | 8,584 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8353% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0946% | 8,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0504% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1277% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0664% | 3,863 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1471% | 8,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0518% | 8,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2160% | 8,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2233% | 8,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4300% | 1,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0301% | 1,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9008% | 812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5521% | 386 |
| Percentage Net Loans Charged-off:Construction & development | -0.2334% | 8,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6271% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6646% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0898% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6816% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1622% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7025% | 3,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7708% | 264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5481% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 3,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 2,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 2,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9327% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6985% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3078% | 2,194 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2846% | 400 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3938% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 5,409 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3699% | 2,419 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1366% | 4,868 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6082% | 1,458 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3747% | 3,526 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9627% | 13,828 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |