Home > State Bank of Chilton > Income and Expense
State Bank of Chilton, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 1,684 |
| Total interest expense | $2,102,000 | 1,817 |
| Net interest income | $4,815,000 | 1,596 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $342,000 | 2,308 |
| Gross Fiduciary activities income | $10,000 | 819 |
| Service charges on deposit accounts | $38,000 | 2,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 2,006 |
| Total noninterest expense | $2,099,000 | 2,359 |
| Salaries and employee benefits | $1,177,000 | 2,368 |
| Premises and equipment expense | $185,000 | 2,453 |
| Additional noninterest expense | $294,000 | 2,006 |
| Pre-tax net operating income | $3,058,000 | 1,056 |
| Securities gains (losses) | $46,000 | 235 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $3,104,000 | 894 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $3,104,000 | 907 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,104,000 | 894 |
| Net charge-offs | $-17,000 | 4,153 |
| Cash dividends | $1,100,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $3,058,000 | 908 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $27,033,000 | 1,694 |
| Total interest expense | $8,840,000 | 1,798 |
| Net interest income | $18,193,000 | 1,597 |
| Provision for loan and lease losses | $500,000 | 1,375 |
| Total noninterest income | $366,000 | 3,592 |
| Gross Fiduciary activities income | $51,000 | 811 |
| Service charges on deposit accounts | $104,000 | 3,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 3,544 |
| Total noninterest expense | $8,123,000 | 2,378 |
| Salaries and employee benefits | $5,043,000 | 2,236 |
| Premises and equipment expense | $710,000 | 2,490 |
| Additional noninterest expense | $211,000 | 3,544 |
| Pre-tax net operating income | $9,936,000 | 1,160 |
| Securities gains (losses) | $-3,000 | 3,439 |
| Applicable income taxes | $-499,000 | 4,409 |
| Income before extraordinary items | $10,432,000 | 985 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $10,432,000 | 994 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $10,432,000 | 985 |
| Net charge-offs | $427,000 | 1,007 |
| Cash dividends | $6,800,000 | 689 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $10,435,000 | 998 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $19,732,000 | 1,710 |
| Total interest expense | $6,515,000 | 1,817 |
| Net interest income | $13,217,000 | 1,613 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $308,000 | 3,490 |
| Gross Fiduciary activities income | $38,000 | 806 |
| Service charges on deposit accounts | $80,000 | 3,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 3,423 |
| Total noninterest expense | $5,607,000 | 2,478 |
| Salaries and employee benefits | $3,464,000 | 2,348 |
| Premises and equipment expense | $550,000 | 2,430 |
| Additional noninterest expense | $190,000 | 3,423 |
| Pre-tax net operating income | $7,918,000 | 1,099 |
| Securities gains (losses) | $-6,000 | 3,762 |
| Applicable income taxes | $-499,000 | 4,465 |
| Income before extraordinary items | $8,411,000 | 914 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,411,000 | 927 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $8,411,000 | 916 |
| Net charge-offs | $141,000 | 1,213 |
| Cash dividends | $4,750,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $8,417,000 | 912 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $12,796,000 | 1,719 |
| Total interest expense | $4,111,000 | 1,850 |
| Net interest income | $8,685,000 | 1,624 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $281,000 | 3,255 |
| Gross Fiduciary activities income | $27,000 | 806 |
| Service charges on deposit accounts | $54,000 | 3,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 3,083 |
| Total noninterest expense | $3,832,000 | 2,433 |
| Salaries and employee benefits | $2,339,000 | 2,327 |
| Premises and equipment expense | $393,000 | 2,320 |
| Additional noninterest expense | $200,000 | 3,083 |
| Pre-tax net operating income | $5,134,000 | 1,108 |
| Securities gains (losses) | $-15,000 | 3,850 |
| Applicable income taxes | $-499,000 | 4,505 |
| Income before extraordinary items | $5,618,000 | 906 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,618,000 | 918 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,618,000 | 908 |
| Net charge-offs | $-15,000 | 4,085 |
| Cash dividends | $3,400,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $5,633,000 | 900 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $6,297,000 | 1,726 |
| Total interest expense | $2,027,000 | 1,849 |
| Net interest income | $4,270,000 | 1,629 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $116,000 | 3,400 |
| Gross Fiduciary activities income | $11,000 | 768 |
| Service charges on deposit accounts | $29,000 | 3,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 3,291 |
| Total noninterest expense | $1,826,000 | 2,506 |
| Salaries and employee benefits | $1,063,000 | 2,461 |
| Premises and equipment expense | $201,000 | 2,311 |
| Additional noninterest expense | $76,000 | 3,291 |
| Pre-tax net operating income | $2,560,000 | 1,100 |
| Securities gains (losses) | $1,000 | 597 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $2,561,000 | 973 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,561,000 | 983 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,561,000 | 973 |
| Net charge-offs | $-21,000 | 4,259 |
| Cash dividends | $2,200,000 | 488 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $2,560,000 | 968 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $22,388,000 | 1,745 |
| Total interest expense | $6,135,000 | 1,798 |
| Net interest income | $16,253,000 | 1,699 |
| Provision for loan and lease losses | $427,000 | 1,381 |
| Total noninterest income | $558,000 | 3,322 |
| Gross Fiduciary activities income | $45,000 | 775 |
| Service charges on deposit accounts | $109,000 | 3,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $404,000 | 3,161 |
| Total noninterest expense | $7,711,000 | 2,394 |
| Salaries and employee benefits | $4,701,000 | 2,281 |
| Premises and equipment expense | $793,000 | 2,319 |
| Additional noninterest expense | $404,000 | 3,161 |
| Pre-tax net operating income | $8,673,000 | 1,311 |
| Securities gains (losses) | $111,000 | 230 |
| Applicable income taxes | $587,000 | 1,796 |
| Income before extraordinary items | $8,197,000 | 1,191 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,197,000 | 1,207 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,197,000 | 1,194 |
| Net charge-offs | $226,000 | 1,100 |
| Cash dividends | $4,030,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $8,093,770 | 1,225 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $16,346,000 | 1,747 |
| Total interest expense | $4,256,000 | 1,759 |
| Net interest income | $12,090,000 | 1,715 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $434,000 | 3,296 |
| Gross Fiduciary activities income | $35,000 | 763 |
| Service charges on deposit accounts | $79,000 | 3,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 3,108 |
| Total noninterest expense | $5,496,000 | 2,470 |
| Salaries and employee benefits | $3,291,000 | 2,382 |
| Premises and equipment expense | $555,000 | 2,424 |
| Additional noninterest expense | $320,000 | 3,107 |
| Pre-tax net operating income | $7,028,000 | 1,279 |
| Securities gains (losses) | $16,000 | 507 |
| Applicable income taxes | $590,000 | 1,634 |
| Income before extraordinary items | $6,454,000 | 1,182 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $6,454,000 | 1,190 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,454,000 | 1,182 |
| Net charge-offs | $47,000 | 1,508 |
| Cash dividends | $3,330,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $6,439,280 | 1,208 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $10,503,000 | 1,761 |
| Total interest expense | $2,467,000 | 1,772 |
| Net interest income | $8,036,000 | 1,735 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $278,000 | 3,311 |
| Gross Fiduciary activities income | $23,000 | 760 |
| Service charges on deposit accounts | $52,000 | 3,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 3,151 |
| Total noninterest expense | $3,706,000 | 2,429 |
| Salaries and employee benefits | $2,218,000 | 2,362 |
| Premises and equipment expense | $385,000 | 2,357 |
| Additional noninterest expense | $203,000 | 3,144 |
| Pre-tax net operating income | $4,608,000 | 1,281 |
| Securities gains (losses) | $15,000 | 516 |
| Applicable income taxes | $422,000 | 1,598 |
| Income before extraordinary items | $4,201,000 | 1,205 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,201,000 | 1,216 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,201,000 | 1,205 |
| Net charge-offs | $-13,000 | 3,991 |
| Cash dividends | $1,530,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,187,350 | 1,214 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,069,000 | 1,790 |
| Total interest expense | $1,088,000 | 1,741 |
| Net interest income | $3,981,000 | 1,759 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $123,000 | 3,430 |
| Gross Fiduciary activities income | $12,000 | 783 |
| Service charges on deposit accounts | $25,000 | 3,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 3,293 |
| Total noninterest expense | $1,828,000 | 2,484 |
| Salaries and employee benefits | $1,029,000 | 2,509 |
| Premises and equipment expense | $204,000 | 2,323 |
| Additional noninterest expense | $86,000 | 3,293 |
| Pre-tax net operating income | $2,276,000 | 1,321 |
| Securities gains (losses) | $8,000 | 629 |
| Applicable income taxes | $254,000 | 1,520 |
| Income before extraordinary items | $2,030,000 | 1,263 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,030,000 | 1,263 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,030,000 | 1,263 |
| Net charge-offs | $-11,000 | 4,071 |
| Cash dividends | $750,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,022,880 | 1,291 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,997,000 | 1,863 |
| Total interest expense | $1,401,000 | 1,997 |
| Net interest income | $14,596,000 | 1,826 |
| Provision for loan and lease losses | $550,000 | 1,172 |
| Total noninterest income | $695,000 | 3,220 |
| Gross Fiduciary activities income | $47,000 | 803 |
| Service charges on deposit accounts | $102,000 | 3,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $546,000 | 2,969 |
| Total noninterest expense | $6,948,000 | 2,522 |
| Salaries and employee benefits | $4,153,000 | 2,440 |
| Premises and equipment expense | $765,000 | 2,377 |
| Additional noninterest expense | $546,000 | 2,969 |
| Pre-tax net operating income | $7,793,000 | 1,511 |
| Securities gains (losses) | $-416,000 | 4,286 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $7,377,000 | 1,389 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,377,000 | 1,389 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,377,000 | 1,389 |
| Net charge-offs | $-460,000 | 4,586 |
| Cash dividends | $3,450,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,793,000 | 1,352 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,384,000 | 1,879 |
| Total interest expense | $944,000 | 1,840 |
| Net interest income | $10,440,000 | 1,859 |
| Provision for loan and lease losses | $350,000 | 1,158 |
| Total noninterest income | $552,000 | 3,194 |
| Gross Fiduciary activities income | $36,000 | 793 |
| Service charges on deposit accounts | $80,000 | 3,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $436,000 | 2,944 |
| Total noninterest expense | $4,923,000 | 2,604 |
| Salaries and employee benefits | $3,005,000 | 2,498 |
| Premises and equipment expense | $507,000 | 2,539 |
| Additional noninterest expense | $436,000 | 2,944 |
| Pre-tax net operating income | $5,719,000 | 1,536 |
| Securities gains (losses) | $-114,000 | 4,246 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $5,605,000 | 1,358 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,605,000 | 1,357 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,605,000 | 1,358 |
| Net charge-offs | $-457,000 | 4,614 |
| Cash dividends | $2,350,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,719,000 | 1,362 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,247,000 | 1,886 |
| Total interest expense | $593,000 | 1,752 |
| Net interest income | $6,654,000 | 1,888 |
| Provision for loan and lease losses | $150,000 | 1,272 |
| Total noninterest income | $395,000 | 3,091 |
| Gross Fiduciary activities income | $25,000 | 756 |
| Service charges on deposit accounts | $54,000 | 3,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 2,891 |
| Total noninterest expense | $3,331,000 | 2,571 |
| Salaries and employee benefits | $2,040,000 | 2,461 |
| Premises and equipment expense | $354,000 | 2,493 |
| Additional noninterest expense | $937,000 | 2,724 |
| Pre-tax net operating income | $3,568,000 | 1,530 |
| Securities gains (losses) | $-15,000 | 4,042 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $3,553,000 | 1,346 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,553,000 | 1,346 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,553,000 | 1,346 |
| Net charge-offs | $-279,000 | 4,618 |
| Cash dividends | $1,700,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,568,000 | 1,368 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,535,000 | 1,877 |
| Total interest expense | $297,000 | 1,693 |
| Net interest income | $3,238,000 | 1,877 |
| Provision for loan and lease losses | $150,000 | 763 |
| Total noninterest income | $153,000 | 3,326 |
| Gross Fiduciary activities income | $13,000 | 756 |
| Service charges on deposit accounts | $29,000 | 3,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,172 |
| Total noninterest expense | $1,654,000 | 2,588 |
| Salaries and employee benefits | $959,000 | 2,566 |
| Premises and equipment expense | $193,000 | 2,389 |
| Additional noninterest expense | $502,000 | 2,584 |
| Pre-tax net operating income | $1,587,000 | 1,579 |
| Securities gains (losses) | $-2,000 | 4,032 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,585,000 | 1,397 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,585,000 | 1,397 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,585,000 | 1,397 |
| Net charge-offs | $-276,000 | 4,703 |
| Cash dividends | $1,050,000 | 739 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,587,000 | 1,411 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,233,000 | 1,945 |
| Total interest expense | $1,329,000 | 1,818 |
| Net interest income | $12,904,000 | 1,938 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $697,000 | 3,345 |
| Gross Fiduciary activities income | $57,000 | 757 |
| Service charges on deposit accounts | $116,000 | 3,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $524,000 | 3,225 |
| Total noninterest expense | $6,827,000 | 2,526 |
| Salaries and employee benefits | $4,200,000 | 2,416 |
| Premises and equipment expense | $699,000 | 2,514 |
| Additional noninterest expense | $1,928,000 | 2,654 |
| Pre-tax net operating income | $6,774,000 | 1,673 |
| Securities gains (losses) | $27,000 | 1,378 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $6,801,000 | 1,538 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,801,000 | 1,537 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,801,000 | 1,538 |
| Net charge-offs | $238,000 | 939 |
| Cash dividends | $2,550,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,774,000 | 1,510 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,568,000 | 1,998 |
| Total interest expense | $1,040,000 | 1,845 |
| Net interest income | $9,528,000 | 1,988 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $404,000 | 3,625 |
| Gross Fiduciary activities income | $43,000 | 749 |
| Service charges on deposit accounts | $83,000 | 3,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 3,585 |
| Total noninterest expense | $4,884,000 | 2,617 |
| Salaries and employee benefits | $2,937,000 | 2,545 |
| Premises and equipment expense | $508,000 | 2,585 |
| Additional noninterest expense | $1,439,000 | 2,673 |
| Pre-tax net operating income | $5,048,000 | 1,747 |
| Securities gains (losses) | $22,000 | 1,359 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $5,070,000 | 1,593 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,070,000 | 1,593 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,070,000 | 1,593 |
| Net charge-offs | $-5,000 | 3,437 |
| Cash dividends | $1,850,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,048,000 | 1,568 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,853,000 | 2,021 |
| Total interest expense | $724,000 | 1,852 |
| Net interest income | $6,129,000 | 2,021 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $203,000 | 3,881 |
| Gross Fiduciary activities income | $28,000 | 751 |
| Service charges on deposit accounts | $53,000 | 3,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 3,911 |
| Total noninterest expense | $3,274,000 | 2,596 |
| Salaries and employee benefits | $2,006,000 | 2,503 |
| Premises and equipment expense | $340,000 | 2,562 |
| Additional noninterest expense | $928,000 | 2,715 |
| Pre-tax net operating income | $3,058,000 | 1,864 |
| Securities gains (losses) | $14,000 | 1,302 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $3,072,000 | 1,682 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,072,000 | 1,682 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,072,000 | 1,682 |
| Net charge-offs | $39,000 | 1,242 |
| Cash dividends | $1,200,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,058,000 | 1,661 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 2,050 |
| Total interest expense | $405,000 | 1,780 |
| Net interest income | $2,935,000 | 2,060 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $46,000 | 4,389 |
| Gross Fiduciary activities income | $14,000 | 757 |
| Service charges on deposit accounts | $27,000 | 3,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 4,780 |
| Total noninterest expense | $1,553,000 | 2,656 |
| Salaries and employee benefits | $961,000 | 2,558 |
| Premises and equipment expense | $170,000 | 2,585 |
| Additional noninterest expense | $422,000 | 2,843 |
| Pre-tax net operating income | $1,428,000 | 1,928 |
| Securities gains (losses) | $34,000 | 763 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,462,000 | 1,751 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,462,000 | 1,751 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,462,000 | 1,751 |
| Net charge-offs | $-12,000 | 4,135 |
| Cash dividends | $500,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,428,000 | 1,738 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,065,000 | 2,093 |
| Total interest expense | $2,069,000 | 1,941 |
| Net interest income | $10,996,000 | 2,096 |
| Provision for loan and lease losses | $1,200,000 | 1,427 |
| Total noninterest income | $1,111,000 | 2,761 |
| Gross Fiduciary activities income | $53,000 | 772 |
| Service charges on deposit accounts | $100,000 | 3,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $958,000 | 2,526 |
| Total noninterest expense | $6,940,000 | 2,470 |
| Salaries and employee benefits | $4,192,000 | 2,414 |
| Premises and equipment expense | $820,000 | 2,305 |
| Additional noninterest expense | $1,928,000 | 2,594 |
| Pre-tax net operating income | $3,967,000 | 2,079 |
| Securities gains (losses) | $24,000 | 2,043 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $3,991,000 | 1,931 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,991,000 | 1,930 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,991,000 | 1,931 |
| Net charge-offs | $-310,000 | 4,913 |
| Cash dividends | $2,600,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,967,000 | 1,882 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,637,000 | 2,138 |
| Total interest expense | $1,608,000 | 1,974 |
| Net interest income | $8,029,000 | 2,135 |
| Provision for loan and lease losses | $900,000 | 1,436 |
| Total noninterest income | $860,000 | 2,686 |
| Gross Fiduciary activities income | $41,000 | 755 |
| Service charges on deposit accounts | $69,000 | 3,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $750,000 | 2,426 |
| Total noninterest expense | $5,086,000 | 2,484 |
| Salaries and employee benefits | $3,076,000 | 2,427 |
| Premises and equipment expense | $583,000 | 2,371 |
| Additional noninterest expense | $1,427,000 | 2,598 |
| Pre-tax net operating income | $2,903,000 | 2,087 |
| Securities gains (losses) | $21,000 | 1,900 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,924,000 | 1,935 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,924,000 | 1,934 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,924,000 | 1,935 |
| Net charge-offs | $-187,000 | 4,906 |
| Cash dividends | $2,100,000 | 1,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,903,000 | 1,890 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,420,000 | 2,160 |
| Total interest expense | $1,163,000 | 1,961 |
| Net interest income | $5,257,000 | 2,182 |
| Provision for loan and lease losses | $600,000 | 1,444 |
| Total noninterest income | $663,000 | 2,480 |
| Gross Fiduciary activities income | $28,000 | 761 |
| Service charges on deposit accounts | $43,000 | 3,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $592,000 | 2,208 |
| Total noninterest expense | $3,471,000 | 2,462 |
| Salaries and employee benefits | $2,033,000 | 2,440 |
| Premises and equipment expense | $375,000 | 2,414 |
| Additional noninterest expense | $1,063,000 | 2,400 |
| Pre-tax net operating income | $1,849,000 | 2,111 |
| Securities gains (losses) | $21,000 | 1,665 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,870,000 | 1,922 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,870,000 | 1,922 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,870,000 | 1,923 |
| Net charge-offs | $-81,000 | 4,852 |
| Cash dividends | $1,600,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,849,000 | 1,902 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 2,107 |
| Total interest expense | $653,000 | 1,931 |
| Net interest income | $2,645,000 | 2,122 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $225,000 | 2,880 |
| Gross Fiduciary activities income | $15,000 | 766 |
| Service charges on deposit accounts | $34,000 | 3,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 2,580 |
| Total noninterest expense | $1,745,000 | 2,466 |
| Salaries and employee benefits | $1,071,000 | 2,362 |
| Premises and equipment expense | $199,000 | 2,357 |
| Additional noninterest expense | $475,000 | 2,629 |
| Pre-tax net operating income | $1,125,000 | 1,669 |
| Securities gains (losses) | $18,000 | 1,156 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,143,000 | 1,487 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,143,000 | 1,485 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,143,000 | 1,487 |
| Net charge-offs | $-44,000 | 4,839 |
| Cash dividends | $1,200,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,125,000 | 1,484 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,054,000 | 2,144 |
| Total interest expense | $2,320,000 | 2,140 |
| Net interest income | $10,734,000 | 2,110 |
| Provision for loan and lease losses | $150,000 | 2,594 |
| Total noninterest income | $756,000 | 3,165 |
| Gross Fiduciary activities income | $102,000 | 735 |
| Service charges on deposit accounts | $140,000 | 3,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $514,000 | 2,996 |
| Total noninterest expense | $6,173,000 | 2,653 |
| Salaries and employee benefits | $3,674,000 | 2,600 |
| Premises and equipment expense | $781,000 | 2,380 |
| Additional noninterest expense | $1,718,000 | 2,830 |
| Pre-tax net operating income | $5,167,000 | 1,707 |
| Securities gains (losses) | $30,000 | 1,474 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $5,197,000 | 1,553 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,197,000 | 1,555 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,197,000 | 1,555 |
| Net charge-offs | $-137,000 | 4,944 |
| Cash dividends | $2,750,000 | 1,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,167,000 | 1,523 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,779,000 | 2,167 |
| Total interest expense | $1,724,000 | 2,165 |
| Net interest income | $8,055,000 | 2,134 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $580,000 | 3,166 |
| Gross Fiduciary activities income | $88,000 | 720 |
| Service charges on deposit accounts | $103,000 | 3,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 2,996 |
| Total noninterest expense | $4,497,000 | 2,712 |
| Salaries and employee benefits | $2,767,000 | 2,606 |
| Premises and equipment expense | $574,000 | 2,425 |
| Additional noninterest expense | $1,156,000 | 3,048 |
| Pre-tax net operating income | $4,138,000 | 1,678 |
| Securities gains (losses) | $30,000 | 1,272 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $4,168,000 | 1,502 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,168,000 | 1,503 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,168,000 | 1,504 |
| Net charge-offs | $-184,000 | 5,067 |
| Cash dividends | $2,150,000 | 1,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,138,000 | 1,475 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,511,000 | 2,171 |
| Total interest expense | $1,129,000 | 2,167 |
| Net interest income | $5,382,000 | 2,141 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $392,000 | 3,117 |
| Gross Fiduciary activities income | $74,000 | 712 |
| Service charges on deposit accounts | $66,000 | 3,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 2,996 |
| Total noninterest expense | $2,967,000 | 2,752 |
| Salaries and employee benefits | $1,782,000 | 2,674 |
| Premises and equipment expense | $381,000 | 2,435 |
| Additional noninterest expense | $804,000 | 2,995 |
| Pre-tax net operating income | $2,807,000 | 1,634 |
| Securities gains (losses) | $24,000 | 983 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,831,000 | 1,453 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,831,000 | 1,452 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,831,000 | 1,453 |
| Net charge-offs | $-171,000 | 5,144 |
| Cash dividends | $1,550,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,807,000 | 1,436 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 2,231 |
| Total interest expense | $553,000 | 2,169 |
| Net interest income | $2,586,000 | 2,209 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $158,000 | 3,348 |
| Gross Fiduciary activities income | $32,000 | 731 |
| Service charges on deposit accounts | $31,000 | 3,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 3,288 |
| Total noninterest expense | $1,592,000 | 2,653 |
| Salaries and employee benefits | $928,000 | 2,621 |
| Premises and equipment expense | $217,000 | 2,285 |
| Additional noninterest expense | $447,000 | 2,789 |
| Pre-tax net operating income | $1,152,000 | 1,864 |
| Securities gains (losses) | $28,000 | 511 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,180,000 | 1,646 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,180,000 | 1,644 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,180,000 | 1,645 |
| Net charge-offs | $-51,000 | 5,076 |
| Cash dividends | $550,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,152,000 | 1,655 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,002,000 | 2,204 |
| Total interest expense | $1,629,000 | 2,226 |
| Net interest income | $10,373,000 | 2,176 |
| Provision for loan and lease losses | $1,000,000 | 873 |
| Total noninterest income | $813,000 | 3,136 |
| Gross Fiduciary activities income | $138,000 | 741 |
| Service charges on deposit accounts | $152,000 | 3,658 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $523,000 | 3,006 |
| Total noninterest expense | $6,221,000 | 2,667 |
| Salaries and employee benefits | $3,402,000 | 2,725 |
| Premises and equipment expense | $731,000 | 2,498 |
| Additional noninterest expense | $2,088,000 | 2,527 |
| Pre-tax net operating income | $3,965,000 | 2,122 |
| Securities gains (losses) | $19,000 | 588 |
| Applicable income taxes | $1,000 | 3,934 |
| Income before extraordinary items | $3,983,000 | 1,922 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,983,000 | 1,920 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,983,000 | 1,921 |
| Net charge-offs | $68,000 | 2,420 |
| Cash dividends | $3,150,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,964,000 | 1,919 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,800,000 | 2,232 |
| Total interest expense | $1,127,000 | 2,263 |
| Net interest income | $7,673,000 | 2,202 |
| Provision for loan and lease losses | $450,000 | 1,204 |
| Total noninterest income | $494,000 | 3,447 |
| Gross Fiduciary activities income | $103,000 | 730 |
| Service charges on deposit accounts | $116,000 | 3,671 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $275,000 | 3,484 |
| Total noninterest expense | $4,647,000 | 2,677 |
| Salaries and employee benefits | $2,567,000 | 2,728 |
| Premises and equipment expense | $525,000 | 2,587 |
| Additional noninterest expense | $1,555,000 | 2,535 |
| Pre-tax net operating income | $3,070,000 | 2,092 |
| Securities gains (losses) | $28,000 | 512 |
| Applicable income taxes | $1,000 | 3,985 |
| Income before extraordinary items | $3,097,000 | 1,868 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,097,000 | 1,866 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,097,000 | 1,867 |
| Net charge-offs | $-34,000 | 4,816 |
| Cash dividends | $1,650,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,069,000 | 1,867 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,782,000 | 2,249 |
| Total interest expense | $663,000 | 2,376 |
| Net interest income | $5,119,000 | 2,188 |
| Provision for loan and lease losses | $200,000 | 1,508 |
| Total noninterest income | $326,000 | 3,488 |
| Gross Fiduciary activities income | $69,000 | 738 |
| Service charges on deposit accounts | $76,000 | 3,694 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $181,000 | 3,511 |
| Total noninterest expense | $3,129,000 | 2,675 |
| Salaries and employee benefits | $1,670,000 | 2,801 |
| Premises and equipment expense | $356,000 | 2,571 |
| Additional noninterest expense | $1,103,000 | 2,438 |
| Pre-tax net operating income | $2,116,000 | 2,018 |
| Securities gains (losses) | $35,000 | 384 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,151,000 | 1,773 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,151,000 | 1,772 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,151,000 | 1,772 |
| Net charge-offs | $-136,000 | 5,278 |
| Cash dividends | $849,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,116,000 | 1,786 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,810,000 | 2,292 |
| Total interest expense | $291,000 | 2,512 |
| Net interest income | $2,519,000 | 2,229 |
| Provision for loan and lease losses | $80,000 | 1,644 |
| Total noninterest income | $163,000 | 3,461 |
| Gross Fiduciary activities income | $35,000 | 744 |
| Service charges on deposit accounts | $39,000 | 3,676 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $89,000 | 3,497 |
| Total noninterest expense | $1,571,000 | 2,703 |
| Salaries and employee benefits | $880,000 | 2,709 |
| Premises and equipment expense | $177,000 | 2,638 |
| Additional noninterest expense | $514,000 | 2,577 |
| Pre-tax net operating income | $1,031,000 | 2,000 |
| Securities gains (losses) | $33,000 | 273 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,064,000 | 1,748 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,064,000 | 1,748 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,064,000 | 1,748 |
| Net charge-offs | $-83,000 | 5,350 |
| Cash dividends | $447,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,031,000 | 1,786 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,873,000 | 2,277 |
| Total interest expense | $978,000 | 2,582 |
| Net interest income | $9,895,000 | 2,246 |
| Provision for loan and lease losses | $1,000,000 | 886 |
| Total noninterest income | $418,000 | 4,154 |
| Gross Fiduciary activities income | $138,000 | 750 |
| Service charges on deposit accounts | $175,000 | 3,637 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $105,000 | 4,746 |
| Total noninterest expense | $5,988,000 | 2,769 |
| Salaries and employee benefits | $3,410,000 | 2,761 |
| Premises and equipment expense | $779,000 | 2,497 |
| Additional noninterest expense | $1,799,000 | 2,853 |
| Pre-tax net operating income | $3,325,000 | 2,311 |
| Securities gains (losses) | $46,000 | 933 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,371,000 | 1,859 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,371,000 | 1,859 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,371,000 | 1,860 |
| Net charge-offs | $753,000 | 841 |
| Cash dividends | $2,015,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,325,000 | 1,852 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,032,000 | 2,310 |
| Total interest expense | $706,000 | 2,624 |
| Net interest income | $7,326,000 | 2,275 |
| Provision for loan and lease losses | $650,000 | 976 |
| Total noninterest income | $302,000 | 4,241 |
| Gross Fiduciary activities income | $106,000 | 747 |
| Service charges on deposit accounts | $134,000 | 3,641 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $62,000 | 4,961 |
| Total noninterest expense | $4,438,000 | 2,810 |
| Salaries and employee benefits | $2,572,000 | 2,768 |
| Premises and equipment expense | $556,000 | 2,589 |
| Additional noninterest expense | $1,310,000 | 2,915 |
| Pre-tax net operating income | $2,540,000 | 2,343 |
| Securities gains (losses) | $45,000 | 927 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,585,000 | 1,978 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,585,000 | 1,978 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,585,000 | 1,978 |
| Net charge-offs | $332,000 | 1,060 |
| Cash dividends | $1,215,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,540,000 | 1,978 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 2,326 |
| Total interest expense | $464,000 | 2,614 |
| Net interest income | $4,794,000 | 2,294 |
| Provision for loan and lease losses | $350,000 | 1,079 |
| Total noninterest income | $234,000 | 4,070 |
| Gross Fiduciary activities income | $72,000 | 754 |
| Service charges on deposit accounts | $90,000 | 3,623 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $72,000 | 4,582 |
| Total noninterest expense | $3,021,000 | 2,787 |
| Salaries and employee benefits | $1,705,000 | 2,794 |
| Premises and equipment expense | $388,000 | 2,531 |
| Additional noninterest expense | $928,000 | 2,810 |
| Pre-tax net operating income | $1,657,000 | 2,325 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,657,000 | 1,997 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,657,000 | 1,997 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,657,000 | 1,997 |
| Net charge-offs | $67,000 | 1,787 |
| Cash dividends | $715,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,657,000 | 1,967 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,587,000 | 2,358 |
| Total interest expense | $222,000 | 2,657 |
| Net interest income | $2,365,000 | 2,325 |
| Provision for loan and lease losses | $200,000 | 923 |
| Total noninterest income | $145,000 | 3,790 |
| Gross Fiduciary activities income | $35,000 | 762 |
| Service charges on deposit accounts | $47,000 | 3,581 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $63,000 | 4,051 |
| Total noninterest expense | $1,661,000 | 2,624 |
| Salaries and employee benefits | $944,000 | 2,638 |
| Premises and equipment expense | $204,000 | 2,480 |
| Additional noninterest expense | $513,000 | 2,623 |
| Pre-tax net operating income | $649,000 | 2,667 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $649,000 | 2,321 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $649,000 | 2,320 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $649,000 | 2,321 |
| Net charge-offs | $92,000 | 978 |
| Cash dividends | $425,000 | 1,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $649,000 | 2,292 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,082,000 | 2,607 |
| Total interest expense | $775,000 | 2,870 |
| Net interest income | $8,307,000 | 2,539 |
| Provision for loan and lease losses | $750,000 | 1,141 |
| Total noninterest income | $490,000 | 4,117 |
| Gross Fiduciary activities income | $141,000 | 770 |
| Service charges on deposit accounts | $189,000 | 3,656 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $160,000 | 4,587 |
| Total noninterest expense | $6,021,000 | 2,846 |
| Salaries and employee benefits | $2,774,000 | 3,191 |
| Premises and equipment expense | $692,000 | 2,746 |
| Additional noninterest expense | $2,555,000 | 2,271 |
| Pre-tax net operating income | $2,026,000 | 3,039 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,027,000 | 2,759 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,027,000 | 2,757 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,027,000 | 2,758 |
| Net charge-offs | $173,000 | 2,085 |
| Cash dividends | $7,663,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,026,000 | 2,710 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,473,000 | 2,703 |
| Total interest expense | $574,000 | 2,892 |
| Net interest income | $5,899,000 | 2,661 |
| Provision for loan and lease losses | $450,000 | 1,227 |
| Total noninterest income | $396,000 | 4,041 |
| Gross Fiduciary activities income | $102,000 | 768 |
| Service charges on deposit accounts | $140,000 | 3,700 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $154,000 | 4,377 |
| Total noninterest expense | $4,201,000 | 2,969 |
| Salaries and employee benefits | $1,924,000 | 3,347 |
| Premises and equipment expense | $424,000 | 3,151 |
| Additional noninterest expense | $1,853,000 | 2,331 |
| Pre-tax net operating income | $1,644,000 | 2,955 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,645,000 | 2,660 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,645,000 | 2,660 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,645,000 | 2,660 |
| Net charge-offs | $-76,000 | 5,500 |
| Cash dividends | $7,372,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,644,000 | 2,601 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 2,926 |
| Total interest expense | $377,000 | 2,927 |
| Net interest income | $3,505,000 | 2,894 |
| Provision for loan and lease losses | $200,000 | 1,606 |
| Total noninterest income | $218,000 | 4,298 |
| Gross Fiduciary activities income | $68,000 | 778 |
| Service charges on deposit accounts | $81,000 | 3,893 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $69,000 | 4,800 |
| Total noninterest expense | $2,160,000 | 3,523 |
| Salaries and employee benefits | $1,076,000 | 3,719 |
| Premises and equipment expense | $257,000 | 3,355 |
| Additional noninterest expense | $827,000 | 3,154 |
| Pre-tax net operating income | $1,363,000 | 2,555 |
| Securities gains (losses) | $1,000 | 2,737 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,364,000 | 2,286 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,364,000 | 2,285 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,364,000 | 2,285 |
| Net charge-offs | $-51,000 | 5,511 |
| Cash dividends | $7,081,000 | 277 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,363,000 | 2,221 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 3,068 |
| Total interest expense | $190,000 | 2,939 |
| Net interest income | $1,632,000 | 3,055 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $83,000 | 4,611 |
| Gross Fiduciary activities income | $32,000 | 793 |
| Service charges on deposit accounts | $36,000 | 4,066 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $15,000 | 5,381 |
| Total noninterest expense | $1,040,000 | 3,618 |
| Salaries and employee benefits | $524,000 | 3,791 |
| Premises and equipment expense | $135,000 | 3,290 |
| Additional noninterest expense | $381,000 | 3,337 |
| Pre-tax net operating income | $675,000 | 2,545 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $675,000 | 2,257 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $675,000 | 2,257 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $675,000 | 2,257 |
| Net charge-offs | $43,000 | 1,533 |
| Cash dividends | $291,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $675,000 | 2,199 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,187,000 | 3,051 |
| Total interest expense | $631,000 | 3,274 |
| Net interest income | $6,556,000 | 3,014 |
| Provision for loan and lease losses | $800,000 | 973 |
| Total noninterest income | $432,000 | 4,381 |
| Gross Fiduciary activities income | $153,000 | 784 |
| Service charges on deposit accounts | $163,000 | 4,035 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $116,000 | 4,979 |
| Total noninterest expense | $3,818,000 | 3,808 |
| Salaries and employee benefits | $2,072,000 | 3,833 |
| Premises and equipment expense | $518,000 | 3,405 |
| Additional noninterest expense | $1,228,000 | 3,872 |
| Pre-tax net operating income | $2,370,000 | 2,733 |
| Securities gains (losses) | $-1,000 | 5,649 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,369,000 | 2,428 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,369,000 | 2,429 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,369,000 | 2,430 |
| Net charge-offs | $849,000 | 790 |
| Cash dividends | $1,297,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,370,000 | 2,391 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,372,000 | 3,081 |
| Total interest expense | $476,000 | 3,295 |
| Net interest income | $4,896,000 | 3,041 |
| Provision for loan and lease losses | $600,000 | 892 |
| Total noninterest income | $331,000 | 4,386 |
| Gross Fiduciary activities income | $115,000 | 778 |
| Service charges on deposit accounts | $126,000 | 4,013 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 4,984 |
| Total noninterest expense | $2,779,000 | 3,898 |
| Salaries and employee benefits | $1,565,000 | 3,830 |
| Premises and equipment expense | $365,000 | 3,582 |
| Additional noninterest expense | $849,000 | 4,057 |
| Pre-tax net operating income | $1,848,000 | 2,704 |
| Securities gains (losses) | $-1,000 | 5,801 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,847,000 | 2,399 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,847,000 | 2,400 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,847,000 | 2,400 |
| Net charge-offs | $613,000 | 748 |
| Cash dividends | $984,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,848,000 | 2,361 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,473,000 | 3,153 |
| Total interest expense | $316,000 | 3,341 |
| Net interest income | $3,157,000 | 3,102 |
| Provision for loan and lease losses | $250,000 | 1,275 |
| Total noninterest income | $245,000 | 4,248 |
| Gross Fiduciary activities income | $78,000 | 785 |
| Service charges on deposit accounts | $87,000 | 3,939 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $80,000 | 4,745 |
| Total noninterest expense | $1,841,000 | 3,948 |
| Salaries and employee benefits | $1,032,000 | 3,884 |
| Premises and equipment expense | $230,000 | 3,719 |
| Additional noninterest expense | $579,000 | 4,042 |
| Pre-tax net operating income | $1,311,000 | 2,573 |
| Securities gains (losses) | $-1,000 | 5,919 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,310,000 | 2,279 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,310,000 | 2,281 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,310,000 | 2,281 |
| Net charge-offs | $201,000 | 1,183 |
| Cash dividends | $648,000 | 1,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,311,000 | 2,228 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 3,165 |
| Total interest expense | $161,000 | 3,335 |
| Net interest income | $1,574,000 | 3,114 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $119,000 | 4,285 |
| Gross Fiduciary activities income | $38,000 | 797 |
| Service charges on deposit accounts | $41,000 | 4,018 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $40,000 | 4,757 |
| Total noninterest expense | $951,000 | 3,904 |
| Salaries and employee benefits | $486,000 | 4,038 |
| Premises and equipment expense | $126,000 | 3,553 |
| Additional noninterest expense | $339,000 | 3,669 |
| Pre-tax net operating income | $692,000 | 2,431 |
| Securities gains (losses) | $-1,000 | 6,051 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $691,000 | 2,158 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $691,000 | 2,159 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $691,000 | 2,159 |
| Net charge-offs | $-59,000 | 5,994 |
| Cash dividends | $313,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $692,000 | 2,087 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,032,000 | 3,171 |
| Total interest expense | $617,000 | 3,560 |
| Net interest income | $6,415,000 | 3,087 |
| Provision for loan and lease losses | $800,000 | 1,021 |
| Total noninterest income | $365,000 | 4,760 |
| Gross Fiduciary activities income | $160,000 | 801 |
| Service charges on deposit accounts | $176,000 | 4,136 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $29,000 | 5,940 |
| Total noninterest expense | $3,764,000 | 3,966 |
| Salaries and employee benefits | $2,000,000 | 3,987 |
| Premises and equipment expense | $543,000 | 3,453 |
| Additional noninterest expense | $1,221,000 | 4,019 |
| Pre-tax net operating income | $2,216,000 | 2,802 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-2,000 | 6,087 |
| Income before extraordinary items | $2,218,000 | 2,506 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,218,000 | 2,506 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,218,000 | 2,506 |
| Net charge-offs | $475,000 | 1,521 |
| Cash dividends | $985,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,218,000 | 2,471 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,295,000 | 3,186 |
| Total interest expense | $463,000 | 3,622 |
| Net interest income | $4,832,000 | 3,103 |
| Provision for loan and lease losses | $475,000 | 1,186 |
| Total noninterest income | $307,000 | 4,634 |
| Gross Fiduciary activities income | $121,000 | 796 |
| Service charges on deposit accounts | $133,000 | 4,168 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $53,000 | 5,586 |
| Total noninterest expense | $2,709,000 | 4,084 |
| Salaries and employee benefits | $1,436,000 | 4,082 |
| Premises and equipment expense | $386,000 | 3,612 |
| Additional noninterest expense | $887,000 | 4,107 |
| Pre-tax net operating income | $1,955,000 | 2,548 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-2,000 | 6,249 |
| Income before extraordinary items | $1,957,000 | 2,252 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,957,000 | 2,252 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,957,000 | 2,251 |
| Net charge-offs | $209,000 | 1,942 |
| Cash dividends | $672,000 | 1,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,957,000 | 2,202 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 3,355 |
| Total interest expense | $311,000 | 3,645 |
| Net interest income | $2,986,000 | 3,283 |
| Provision for loan and lease losses | $325,000 | 1,163 |
| Total noninterest income | $201,000 | 4,653 |
| Gross Fiduciary activities income | $82,000 | 802 |
| Service charges on deposit accounts | $88,000 | 4,159 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $31,000 | 5,707 |
| Total noninterest expense | $1,834,000 | 4,063 |
| Salaries and employee benefits | $969,000 | 4,077 |
| Premises and equipment expense | $270,000 | 3,528 |
| Additional noninterest expense | $595,000 | 4,115 |
| Pre-tax net operating income | $1,028,000 | 2,935 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-2,000 | 6,329 |
| Income before extraordinary items | $1,030,000 | 2,592 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,030,000 | 2,595 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,030,000 | 2,596 |
| Net charge-offs | $194,000 | 1,608 |
| Cash dividends | $448,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,030,000 | 2,544 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 3,357 |
| Total interest expense | $157,000 | 3,672 |
| Net interest income | $1,498,000 | 3,274 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $73,000 | 5,062 |
| Gross Fiduciary activities income | $46,000 | 793 |
| Service charges on deposit accounts | $42,000 | 4,230 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-15,000 | 6,585 |
| Total noninterest expense | $891,000 | 4,164 |
| Salaries and employee benefits | $452,000 | 4,292 |
| Premises and equipment expense | $159,000 | 3,216 |
| Additional noninterest expense | $280,000 | 4,257 |
| Pre-tax net operating income | $680,000 | 2,372 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-2,000 | 6,379 |
| Income before extraordinary items | $682,000 | 2,047 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $682,000 | 2,050 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $682,000 | 2,050 |
| Net charge-offs | $237,000 | 843 |
| Cash dividends | $224,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $682,000 | 2,004 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,784,000 | 3,333 |
| Total interest expense | $629,000 | 3,988 |
| Net interest income | $6,155,000 | 3,209 |
| Provision for loan and lease losses | $800,000 | 1,326 |
| Total noninterest income | $584,000 | 4,170 |
| Gross Fiduciary activities income | $126,000 | 840 |
| Service charges on deposit accounts | $182,000 | 4,246 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $276,000 | 4,198 |
| Total noninterest expense | $3,717,000 | 4,103 |
| Salaries and employee benefits | $1,938,000 | 4,148 |
| Premises and equipment expense | $502,000 | 3,729 |
| Additional noninterest expense | $1,277,000 | 4,051 |
| Pre-tax net operating income | $2,222,000 | 2,658 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,222,000 | 2,408 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,222,000 | 2,412 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,222,000 | 2,411 |
| Net charge-offs | $634,000 | 1,744 |
| Cash dividends | $522,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,222,000 | 2,352 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,066,000 | 3,377 |
| Total interest expense | $470,000 | 4,080 |
| Net interest income | $4,596,000 | 3,239 |
| Provision for loan and lease losses | $400,000 | 1,764 |
| Total noninterest income | $395,000 | 4,405 |
| Gross Fiduciary activities income | $91,000 | 837 |
| Service charges on deposit accounts | $133,000 | 4,338 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $171,000 | 4,523 |
| Total noninterest expense | $2,547,000 | 4,352 |
| Salaries and employee benefits | $1,394,000 | 4,248 |
| Premises and equipment expense | $347,000 | 3,952 |
| Additional noninterest expense | $806,000 | 4,454 |
| Pre-tax net operating income | $2,044,000 | 2,379 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,044,000 | 2,095 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,044,000 | 2,103 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,044,000 | 2,102 |
| Net charge-offs | $262,000 | 2,255 |
| Cash dividends | $294,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,044,000 | 2,025 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 3,397 |
| Total interest expense | $313,000 | 4,141 |
| Net interest income | $3,051,000 | 3,244 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $336,000 | 4,014 |
| Gross Fiduciary activities income | $60,000 | 846 |
| Service charges on deposit accounts | $86,000 | 4,368 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $190,000 | 3,871 |
| Total noninterest expense | $1,698,000 | 4,375 |
| Salaries and employee benefits | $947,000 | 4,245 |
| Premises and equipment expense | $243,000 | 3,850 |
| Additional noninterest expense | $508,000 | 4,597 |
| Pre-tax net operating income | $1,389,000 | 2,334 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,389,000 | 2,055 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,389,000 | 2,064 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,389,000 | 2,061 |
| Net charge-offs | $76,000 | 3,009 |
| Cash dividends | $134,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,389,000 | 1,976 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 3,440 |
| Total interest expense | $158,000 | 4,213 |
| Net interest income | $1,514,000 | 3,277 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $-82,000 | 6,955 |
| Gross Fiduciary activities income | $30,000 | 859 |
| Service charges on deposit accounts | $44,000 | 4,324 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-156,000 | 6,954 |
| Total noninterest expense | $835,000 | 4,445 |
| Salaries and employee benefits | $452,000 | 4,390 |
| Premises and equipment expense | $139,000 | 3,562 |
| Additional noninterest expense | $244,000 | 4,704 |
| Pre-tax net operating income | $497,000 | 2,879 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $497,000 | 2,605 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $497,000 | 2,608 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $497,000 | 2,607 |
| Net charge-offs | $17,000 | 3,178 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $497,000 | 2,523 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,107,000 | 3,412 |
| Total interest expense | $818,000 | 4,073 |
| Net interest income | $6,289,000 | 3,254 |
| Provision for loan and lease losses | $250,000 | 3,619 |
| Total noninterest income | $99,000 | 6,291 |
| Gross Fiduciary activities income | $117,000 | 860 |
| Service charges on deposit accounts | $184,000 | 4,421 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-202,000 | 6,817 |
| Total noninterest expense | $4,064,000 | 3,987 |
| Salaries and employee benefits | $1,810,000 | 4,390 |
| Premises and equipment expense | $533,000 | 3,662 |
| Additional noninterest expense | $1,721,000 | 3,461 |
| Pre-tax net operating income | $2,074,000 | 2,746 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,074,000 | 2,516 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,074,000 | 2,518 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,074,000 | 2,517 |
| Net charge-offs | $1,092,000 | 1,734 |
| Cash dividends | $375,000 | 3,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,074,000 | 2,394 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 3,441 |
| Total interest expense | $647,000 | 4,070 |
| Net interest income | $4,752,000 | 3,283 |
| Provision for loan and lease losses | $100,000 | 4,329 |
| Total noninterest income | $83,000 | 6,315 |
| Gross Fiduciary activities income | $85,000 | 860 |
| Service charges on deposit accounts | $136,000 | 4,513 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-138,000 | 6,946 |
| Total noninterest expense | $2,906,000 | 4,138 |
| Salaries and employee benefits | $1,353,000 | 4,413 |
| Premises and equipment expense | $373,000 | 3,883 |
| Additional noninterest expense | $1,180,000 | 3,700 |
| Pre-tax net operating income | $1,829,000 | 2,514 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,829,000 | 2,277 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,829,000 | 2,276 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,829,000 | 2,277 |
| Net charge-offs | $473,000 | 2,266 |
| Cash dividends | $375,000 | 2,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,829,000 | 2,147 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 3,470 |
| Total interest expense | $451,000 | 4,069 |
| Net interest income | $3,143,000 | 3,313 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $47,000 | 6,481 |
| Gross Fiduciary activities income | $56,000 | 871 |
| Service charges on deposit accounts | $88,000 | 4,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-97,000 | 7,001 |
| Total noninterest expense | $2,024,000 | 4,058 |
| Salaries and employee benefits | $914,000 | 4,400 |
| Premises and equipment expense | $257,000 | 3,801 |
| Additional noninterest expense | $853,000 | 3,516 |
| Pre-tax net operating income | $1,066,000 | 2,725 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,066,000 | 2,495 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,066,000 | 2,495 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,066,000 | 2,495 |
| Net charge-offs | $295,000 | 2,342 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,066,000 | 2,362 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 3,478 |
| Total interest expense | $242,000 | 4,005 |
| Net interest income | $1,571,000 | 3,328 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $67,000 | 5,500 |
| Gross Fiduciary activities income | $28,000 | 880 |
| Service charges on deposit accounts | $42,000 | 4,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-3,000 | 6,932 |
| Total noninterest expense | $1,079,000 | 3,884 |
| Salaries and employee benefits | $416,000 | 4,680 |
| Premises and equipment expense | $154,000 | 3,398 |
| Additional noninterest expense | $509,000 | 3,048 |
| Pre-tax net operating income | $459,000 | 3,043 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $459,000 | 2,790 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $459,000 | 2,792 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $459,000 | 2,793 |
| Net charge-offs | $260,000 | 1,617 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $459,000 | 2,647 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,537,000 | 3,493 |
| Total interest expense | $1,515,000 | 3,425 |
| Net interest income | $6,022,000 | 3,455 |
| Provision for loan and lease losses | $938,000 | 2,511 |
| Total noninterest income | $73,000 | 6,631 |
| Gross Fiduciary activities income | $106,000 | 836 |
| Service charges on deposit accounts | $159,000 | 4,787 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-192,000 | 6,951 |
| Total noninterest expense | $4,259,000 | 3,945 |
| Salaries and employee benefits | $1,882,000 | 4,330 |
| Premises and equipment expense | $550,000 | 3,800 |
| Additional noninterest expense | $1,827,000 | 3,373 |
| Pre-tax net operating income | $898,000 | 3,916 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $898,000 | 3,756 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $898,000 | 3,759 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $898,000 | 3,759 |
| Net charge-offs | $1,623,000 | 1,773 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $898,000 | 3,629 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,665,000 | 3,523 |
| Total interest expense | $1,227,000 | 3,347 |
| Net interest income | $4,438,000 | 3,514 |
| Provision for loan and lease losses | $613,000 | 2,613 |
| Total noninterest income | $-64,000 | 7,170 |
| Gross Fiduciary activities income | $81,000 | 819 |
| Service charges on deposit accounts | $121,000 | 4,779 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-266,000 | 7,158 |
| Total noninterest expense | $3,103,000 | 4,025 |
| Salaries and employee benefits | $1,375,000 | 4,395 |
| Premises and equipment expense | $388,000 | 3,993 |
| Additional noninterest expense | $1,340,000 | 3,424 |
| Pre-tax net operating income | $658,000 | 4,074 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $658,000 | 3,867 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $658,000 | 3,869 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $658,000 | 3,869 |
| Net charge-offs | $870,000 | 2,045 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $658,000 | 3,754 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 3,572 |
| Total interest expense | $864,000 | 3,300 |
| Net interest income | $2,900,000 | 3,574 |
| Provision for loan and lease losses | $548,000 | 2,205 |
| Total noninterest income | $-114,000 | 7,311 |
| Gross Fiduciary activities income | $55,000 | 838 |
| Service charges on deposit accounts | $79,000 | 4,805 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-248,000 | 7,296 |
| Total noninterest expense | $2,101,000 | 4,043 |
| Salaries and employee benefits | $930,000 | 4,395 |
| Premises and equipment expense | $265,000 | 3,960 |
| Additional noninterest expense | $906,000 | 3,444 |
| Pre-tax net operating income | $137,000 | 5,477 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $137,000 | 5,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $137,000 | 5,435 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $137,000 | 5,436 |
| Net charge-offs | $775,000 | 1,700 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $137,000 | 5,352 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 3,576 |
| Total interest expense | $442,000 | 3,362 |
| Net interest income | $1,443,000 | 3,580 |
| Provision for loan and lease losses | $325,000 | 1,844 |
| Total noninterest income | $-57,000 | 7,401 |
| Gross Fiduciary activities income | $26,000 | 851 |
| Service charges on deposit accounts | $41,000 | 4,713 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-124,000 | 7,387 |
| Total noninterest expense | $1,011,000 | 4,153 |
| Salaries and employee benefits | $434,000 | 4,624 |
| Premises and equipment expense | $153,000 | 3,646 |
| Additional noninterest expense | $424,000 | 3,591 |
| Pre-tax net operating income | $50,000 | 5,765 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $50,000 | 5,709 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $50,000 | 5,708 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $50,000 | 5,709 |
| Net charge-offs | $652,000 | 1,138 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $50,000 | 5,668 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,938,000 | 3,577 |
| Total interest expense | $2,457,000 | 3,032 |
| Net interest income | $5,481,000 | 3,716 |
| Provision for loan and lease losses | $2,710,000 | 1,727 |
| Total noninterest income | $-247,000 | 7,439 |
| Gross Fiduciary activities income | $112,000 | 862 |
| Service charges on deposit accounts | $165,000 | 4,759 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-524,000 | 7,404 |
| Total noninterest expense | $4,162,000 | 4,110 |
| Salaries and employee benefits | $1,775,000 | 4,568 |
| Premises and equipment expense | $565,000 | 3,879 |
| Additional noninterest expense | $1,822,000 | 3,509 |
| Pre-tax net operating income | $-1,638,000 | 6,682 |
| Securities gains (losses) | $6,000 | 3,427 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,632,000 | 6,771 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,632,000 | 6,772 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,632,000 | 6,772 |
| Net charge-offs | $2,309,000 | 1,713 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,638,000 | 6,747 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 3,621 |
| Total interest expense | $1,938,000 | 3,032 |
| Net interest income | $4,063,000 | 3,800 |
| Provision for loan and lease losses | $2,440,000 | 1,454 |
| Total noninterest income | $-239,000 | 7,580 |
| Gross Fiduciary activities income | $87,000 | 835 |
| Service charges on deposit accounts | $123,000 | 4,835 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-449,000 | 7,562 |
| Total noninterest expense | $3,058,000 | 4,168 |
| Salaries and employee benefits | $1,363,000 | 4,541 |
| Premises and equipment expense | $401,000 | 4,091 |
| Additional noninterest expense | $1,294,000 | 3,615 |
| Pre-tax net operating income | $-1,674,000 | 6,999 |
| Securities gains (losses) | $6,000 | 3,242 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,668,000 | 7,081 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,668,000 | 7,079 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,668,000 | 7,081 |
| Net charge-offs | $1,842,000 | 1,577 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,674,000 | 7,055 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,010,000 | 3,643 |
| Total interest expense | $1,365,000 | 3,002 |
| Net interest income | $2,645,000 | 3,867 |
| Provision for loan and lease losses | $2,040,000 | 1,262 |
| Total noninterest income | $-326,000 | 7,710 |
| Gross Fiduciary activities income | $57,000 | 850 |
| Service charges on deposit accounts | $83,000 | 4,815 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-466,000 | 7,704 |
| Total noninterest expense | $2,092,000 | 4,110 |
| Salaries and employee benefits | $934,000 | 4,477 |
| Premises and equipment expense | $264,000 | 4,139 |
| Additional noninterest expense | $894,000 | 3,499 |
| Pre-tax net operating income | $-1,813,000 | 7,230 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,813,000 | 7,307 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,813,000 | 7,307 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,813,000 | 7,307 |
| Net charge-offs | $1,675,000 | 1,286 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,813,000 | 7,295 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 3,683 |
| Total interest expense | $720,000 | 2,992 |
| Net interest income | $1,302,000 | 3,925 |
| Provision for loan and lease losses | $340,000 | 2,255 |
| Total noninterest income | $-115,000 | 7,816 |
| Gross Fiduciary activities income | $25,000 | 880 |
| Service charges on deposit accounts | $39,000 | 4,918 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-179,000 | 7,794 |
| Total noninterest expense | $1,039,000 | 4,172 |
| Salaries and employee benefits | $459,000 | 4,593 |
| Premises and equipment expense | $155,000 | 3,807 |
| Additional noninterest expense | $425,000 | 3,662 |
| Pre-tax net operating income | $-192,000 | 6,824 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-192,000 | 6,921 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-192,000 | 6,922 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-192,000 | 6,921 |
| Net charge-offs | $482,000 | 1,607 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-192,000 | 6,882 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,633,000 | 3,623 |
| Total interest expense | $3,519,000 | 3,040 |
| Net interest income | $5,114,000 | 3,890 |
| Provision for loan and lease losses | $2,380,000 | 2,255 |
| Total noninterest income | $261,000 | 5,830 |
| Gross Fiduciary activities income | $95,000 | 878 |
| Service charges on deposit accounts | $170,000 | 4,930 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-4,000 | 7,450 |
| Total noninterest expense | $4,081,000 | 4,280 |
| Salaries and employee benefits | $1,821,000 | 4,643 |
| Premises and equipment expense | $635,000 | 3,735 |
| Additional noninterest expense | $1,625,000 | 3,875 |
| Pre-tax net operating income | $-1,086,000 | 6,284 |
| Securities gains (losses) | $104,000 | 2,110 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-982,000 | 6,357 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-982,000 | 6,357 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-982,000 | 6,357 |
| Net charge-offs | $1,740,000 | 2,206 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,086,000 | 6,399 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,610,000 | 3,615 |
| Total interest expense | $2,760,000 | 3,049 |
| Net interest income | $3,850,000 | 3,885 |
| Provision for loan and lease losses | $2,080,000 | 1,854 |
| Total noninterest income | $227,000 | 5,656 |
| Gross Fiduciary activities income | $71,000 | 868 |
| Service charges on deposit accounts | $127,000 | 4,965 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $29,000 | 6,737 |
| Total noninterest expense | $2,992,000 | 4,360 |
| Salaries and employee benefits | $1,346,000 | 4,708 |
| Premises and equipment expense | $450,000 | 3,906 |
| Additional noninterest expense | $1,196,000 | 3,881 |
| Pre-tax net operating income | $-995,000 | 6,646 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-995,000 | 6,745 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-995,000 | 6,746 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-995,000 | 6,746 |
| Net charge-offs | $1,636,000 | 1,693 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-995,000 | 6,739 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,446,000 | 3,627 |
| Total interest expense | $1,896,000 | 3,091 |
| Net interest income | $2,550,000 | 3,889 |
| Provision for loan and lease losses | $1,650,000 | 1,574 |
| Total noninterest income | $188,000 | 5,331 |
| Gross Fiduciary activities income | $48,000 | 869 |
| Service charges on deposit accounts | $80,000 | 5,062 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $60,000 | 5,582 |
| Total noninterest expense | $1,931,000 | 4,479 |
| Salaries and employee benefits | $871,000 | 4,846 |
| Premises and equipment expense | $321,000 | 3,737 |
| Additional noninterest expense | $739,000 | 4,112 |
| Pre-tax net operating income | $-843,000 | 6,930 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-843,000 | 7,050 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-843,000 | 7,050 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-843,000 | 7,050 |
| Net charge-offs | $1,253,000 | 1,476 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-843,000 | 7,041 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 3,623 |
| Total interest expense | $929,000 | 3,256 |
| Net interest income | $1,324,000 | 3,783 |
| Provision for loan and lease losses | $1,300,000 | 1,004 |
| Total noninterest income | $-37,000 | 8,125 |
| Gross Fiduciary activities income | $24,000 | 883 |
| Service charges on deposit accounts | $39,000 | 5,065 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-100,000 | 8,118 |
| Total noninterest expense | $924,000 | 4,537 |
| Salaries and employee benefits | $427,000 | 4,941 |
| Premises and equipment expense | $175,000 | 3,572 |
| Additional noninterest expense | $322,000 | 4,182 |
| Pre-tax net operating income | $-937,000 | 7,615 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-937,000 | 7,683 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-937,000 | 7,684 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-937,000 | 7,684 |
| Net charge-offs | $590,000 | 1,263 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-937,000 | 7,680 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,043,000 | 3,266 |
| Total interest expense | $4,752,000 | 3,096 |
| Net interest income | $6,291,000 | 3,351 |
| Provision for loan and lease losses | $2,563,000 | 1,537 |
| Total noninterest income | $-386,000 | 8,226 |
| Gross Fiduciary activities income | $110,000 | 874 |
| Service charges on deposit accounts | $158,000 | 5,211 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-654,000 | 8,241 |
| Total noninterest expense | $3,714,000 | 4,460 |
| Salaries and employee benefits | $1,810,000 | 4,768 |
| Premises and equipment expense | $657,000 | 3,657 |
| Additional noninterest expense | $1,247,000 | 4,164 |
| Pre-tax net operating income | $-372,000 | 6,686 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-372,000 | 6,626 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-372,000 | 6,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,821,000 | 1,049 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-372,000 | 6,769 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,671,000 | 3,201 |
| Total interest expense | $3,730,000 | 3,079 |
| Net interest income | $4,941,000 | 3,253 |
| Provision for loan and lease losses | $1,813,000 | 1,259 |
| Total noninterest income | $-104,000 | 8,299 |
| Gross Fiduciary activities income | $86,000 | 869 |
| Service charges on deposit accounts | $118,000 | 5,254 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-308,000 | 8,319 |
| Total noninterest expense | $2,659,000 | 4,584 |
| Salaries and employee benefits | $1,350,000 | 4,808 |
| Premises and equipment expense | $471,000 | 3,806 |
| Additional noninterest expense | $838,000 | 4,429 |
| Pre-tax net operating income | $365,000 | 5,385 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $365,000 | 4,921 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $365,000 | 4,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,884,000 | 860 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $365,000 | 5,085 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,993,000 | 3,153 |
| Total interest expense | $2,640,000 | 3,038 |
| Net interest income | $3,353,000 | 3,189 |
| Provision for loan and lease losses | $1,513,000 | 945 |
| Total noninterest income | $-193,000 | 8,402 |
| Gross Fiduciary activities income | $58,000 | 883 |
| Service charges on deposit accounts | $78,000 | 5,295 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-329,000 | 8,415 |
| Total noninterest expense | $1,763,000 | 4,633 |
| Salaries and employee benefits | $906,000 | 4,823 |
| Premises and equipment expense | $331,000 | 3,680 |
| Additional noninterest expense | $526,000 | 4,583 |
| Pre-tax net operating income | $-116,000 | 7,220 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-116,000 | 7,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-116,000 | 7,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,511,000 | 654 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-116,000 | 7,246 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 3,133 |
| Total interest expense | $1,399,000 | 3,064 |
| Net interest income | $1,697,000 | 3,160 |
| Provision for loan and lease losses | $450,000 | 1,056 |
| Total noninterest income | $50,000 | 6,671 |
| Gross Fiduciary activities income | $29,000 | 903 |
| Service charges on deposit accounts | $40,000 | 5,234 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-19,000 | 8,415 |
| Total noninterest expense | $971,000 | 4,327 |
| Salaries and employee benefits | $476,000 | 4,722 |
| Premises and equipment expense | $193,000 | 3,338 |
| Additional noninterest expense | $302,000 | 4,093 |
| Pre-tax net operating income | $326,000 | 3,961 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $326,000 | 3,621 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $326,000 | 3,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $326,000 | 3,528 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,653,000 | 3,142 |
| Total interest expense | $5,903,000 | 3,041 |
| Net interest income | $6,750,000 | 3,194 |
| Provision for loan and lease losses | $3,482,000 | 569 |
| Total noninterest income | $448,000 | 5,259 |
| Gross Fiduciary activities income | $109,000 | 903 |
| Service charges on deposit accounts | $158,000 | 5,342 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $181,000 | 5,259 |
| Total noninterest expense | $3,545,000 | 4,474 |
| Salaries and employee benefits | $1,865,000 | 4,625 |
| Premises and equipment expense | $646,000 | 3,650 |
| Additional noninterest expense | $1,034,000 | 4,554 |
| Pre-tax net operating income | $171,000 | 6,938 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $171,000 | 6,884 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $171,000 | 6,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,478,000 | 523 |
| Cash dividends | $420,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $171,000 | 6,859 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,464,000 | 3,146 |
| Total interest expense | $4,422,000 | 3,046 |
| Net interest income | $5,042,000 | 3,206 |
| Provision for loan and lease losses | $1,632,000 | 613 |
| Total noninterest income | $343,000 | 5,258 |
| Gross Fiduciary activities income | $79,000 | 905 |
| Service charges on deposit accounts | $117,000 | 5,376 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $147,000 | 5,132 |
| Total noninterest expense | $2,523,000 | 4,633 |
| Salaries and employee benefits | $1,421,000 | 4,542 |
| Premises and equipment expense | $443,000 | 3,872 |
| Additional noninterest expense | $659,000 | 4,980 |
| Pre-tax net operating income | $1,230,000 | 3,892 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,230,000 | 3,405 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,230,000 | 3,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,009,000 | 653 |
| Cash dividends | $420,000 | 3,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,230,000 | 3,390 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,324,000 | 3,145 |
| Total interest expense | $2,945,000 | 3,053 |
| Net interest income | $3,379,000 | 3,214 |
| Provision for loan and lease losses | $600,000 | 869 |
| Total noninterest income | $211,000 | 5,463 |
| Gross Fiduciary activities income | $53,000 | 919 |
| Service charges on deposit accounts | $73,000 | 5,514 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $85,000 | 5,398 |
| Total noninterest expense | $1,713,000 | 4,584 |
| Salaries and employee benefits | $959,000 | 4,546 |
| Premises and equipment expense | $312,000 | 3,745 |
| Additional noninterest expense | $442,000 | 4,968 |
| Pre-tax net operating income | $1,277,000 | 2,987 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,277,000 | 2,510 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,277,000 | 2,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,172 |
| Cash dividends | $420,000 | 2,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,277,000 | 2,492 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,221,000 | 3,077 |
| Total interest expense | $1,476,000 | 3,029 |
| Net interest income | $1,745,000 | 3,134 |
| Provision for loan and lease losses | $300,000 | 788 |
| Total noninterest income | $101,000 | 5,536 |
| Gross Fiduciary activities income | $26,000 | 932 |
| Service charges on deposit accounts | $36,000 | 5,497 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $974,000 | 4,220 |
| Salaries and employee benefits | $516,000 | 4,333 |
| Premises and equipment expense | $190,000 | 3,240 |
| Additional noninterest expense | $268,000 | 4,309 |
| Pre-tax net operating income | $572,000 | 3,228 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $572,000 | 2,739 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $572,000 | 2,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 8,480 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $572,000 | 2,724 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,592,000 | 3,196 |
| Total interest expense | $4,785,000 | 3,141 |
| Net interest income | $6,807,000 | 3,186 |
| Provision for loan and lease losses | $1,925,000 | 582 |
| Total noninterest income | $375,000 | 5,741 |
| Gross Fiduciary activities income | $93,000 | 944 |
| Service charges on deposit accounts | $126,000 | 5,816 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $156,000 | 5,549 |
| Total noninterest expense | $3,329,000 | 4,548 |
| Salaries and employee benefits | $1,866,000 | 4,503 |
| Premises and equipment expense | $563,000 | 3,949 |
| Additional noninterest expense | $900,000 | 4,858 |
| Pre-tax net operating income | $1,928,000 | 3,728 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,928,000 | 3,182 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,928,000 | 3,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,975,000 | 391 |
| Cash dividends | $1,020,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,928,000 | 3,164 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,409,000 | 3,256 |
| Total interest expense | $3,395,000 | 3,183 |
| Net interest income | $5,014,000 | 3,264 |
| Provision for loan and lease losses | $675,000 | 1,080 |
| Total noninterest income | $279,000 | 5,787 |
| Gross Fiduciary activities income | $69,000 | 940 |
| Service charges on deposit accounts | $89,000 | 5,978 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $121,000 | 5,510 |
| Total noninterest expense | $2,374,000 | 4,696 |
| Salaries and employee benefits | $1,427,000 | 4,411 |
| Premises and equipment expense | $381,000 | 4,223 |
| Additional noninterest expense | $566,000 | 5,396 |
| Pre-tax net operating income | $2,244,000 | 2,877 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,244,000 | 2,359 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,244,000 | 2,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,059 |
| Cash dividends | $760,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,244,000 | 2,347 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,377,000 | 3,309 |
| Total interest expense | $2,110,000 | 3,241 |
| Net interest income | $3,267,000 | 3,329 |
| Provision for loan and lease losses | $125,000 | 2,925 |
| Total noninterest income | $178,000 | 5,880 |
| Gross Fiduciary activities income | $45,000 | 966 |
| Service charges on deposit accounts | $57,000 | 6,055 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 5,653 |
| Total noninterest expense | $1,634,000 | 4,606 |
| Salaries and employee benefits | $983,000 | 4,323 |
| Premises and equipment expense | $257,000 | 4,207 |
| Additional noninterest expense | $394,000 | 5,258 |
| Pre-tax net operating income | $1,686,000 | 2,637 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,686,000 | 2,130 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,686,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,846 |
| Cash dividends | $480,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,686,000 | 2,111 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 3,415 |
| Total interest expense | $971,000 | 3,332 |
| Net interest income | $1,554,000 | 3,439 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $67,000 | 6,418 |
| Gross Fiduciary activities income | $24,000 | 958 |
| Service charges on deposit accounts | $27,000 | 6,103 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $888,000 | 4,362 |
| Salaries and employee benefits | $538,000 | 4,070 |
| Premises and equipment expense | $126,000 | 4,273 |
| Additional noninterest expense | $224,000 | 4,827 |
| Pre-tax net operating income | $683,000 | 3,019 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $683,000 | 2,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $683,000 | 2,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $683,000 | 2,470 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,567,000 | 3,916 |
| Total interest expense | $2,154,000 | 4,225 |
| Net interest income | $5,413,000 | 3,727 |
| Provision for loan and lease losses | $223,000 | 3,406 |
| Total noninterest income | $348,000 | 6,030 |
| Gross Fiduciary activities income | $87,000 | 970 |
| Service charges on deposit accounts | $103,000 | 6,251 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $158,000 | 5,644 |
| Total noninterest expense | $3,481,000 | 4,300 |
| Salaries and employee benefits | $2,021,000 | 4,093 |
| Premises and equipment expense | $603,000 | 3,640 |
| Additional noninterest expense | $857,000 | 4,935 |
| Pre-tax net operating income | $2,057,000 | 3,613 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,055,000 | 3,036 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,055,000 | 3,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,327 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,057,000 | 2,990 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,117,000 | 4,168 |
| Total interest expense | $1,395,000 | 4,521 |
| Net interest income | $3,722,000 | 3,967 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $270,000 | 5,997 |
| Gross Fiduciary activities income | $60,000 | 971 |
| Service charges on deposit accounts | $74,000 | 6,349 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $136,000 | 5,378 |
| Total noninterest expense | $2,572,000 | 4,324 |
| Salaries and employee benefits | $1,523,000 | 4,039 |
| Premises and equipment expense | $405,000 | 3,935 |
| Additional noninterest expense | $644,000 | 4,877 |
| Pre-tax net operating income | $1,330,000 | 4,061 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,328,000 | 3,433 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,328,000 | 3,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $600,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,330,000 | 3,387 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 4,268 |
| Total interest expense | $821,000 | 4,707 |
| Net interest income | $2,410,000 | 4,040 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $186,000 | 5,893 |
| Gross Fiduciary activities income | $30,000 | 1,014 |
| Service charges on deposit accounts | $49,000 | 6,343 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $107,000 | 5,049 |
| Total noninterest expense | $1,730,000 | 4,284 |
| Salaries and employee benefits | $1,003,000 | 4,069 |
| Premises and equipment expense | $281,000 | 3,805 |
| Additional noninterest expense | $446,000 | 4,755 |
| Pre-tax net operating income | $806,000 | 4,272 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $804,000 | 3,625 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $804,000 | 3,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $806,000 | 3,574 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 4,414 |
| Total interest expense | $351,000 | 5,053 |
| Net interest income | $1,181,000 | 4,105 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $107,000 | 5,534 |
| Gross Fiduciary activities income | $18,000 | 999 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,568 |
| Total noninterest expense | $892,000 | 4,197 |
| Salaries and employee benefits | $522,000 | 3,965 |
| Premises and equipment expense | $131,000 | 4,048 |
| Additional noninterest expense | $239,000 | 4,502 |
| Pre-tax net operating income | $366,000 | 4,496 |
| Securities gains (losses) | $-2,000 | 8,244 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $364,000 | 3,871 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $364,000 | 3,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $366,000 | 3,808 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 4,532 |
| Total interest expense | $1,052,000 | 5,519 |
| Net interest income | $4,460,000 | 4,146 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $405,000 | 5,764 |
| Gross Fiduciary activities income | $43,000 | 1,083 |
| Service charges on deposit accounts | $108,000 | 6,356 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $254,000 | 4,601 |
| Total noninterest expense | $2,843,000 | 4,851 |
| Salaries and employee benefits | $1,708,000 | 4,506 |
| Premises and equipment expense | $365,000 | 5,066 |
| Additional noninterest expense | $770,000 | 5,220 |
| Pre-tax net operating income | $1,962,000 | 3,549 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,975,000 | 2,949 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,975,000 | 2,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,621 |
| Cash dividends | $740,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,962,000 | 2,911 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,967,000 | 4,636 |
| Total interest expense | $748,000 | 5,634 |
| Net interest income | $3,219,000 | 4,260 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $336,000 | 5,565 |
| Gross Fiduciary activities income | $32,000 | 1,081 |
| Service charges on deposit accounts | $82,000 | 6,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $222,000 | 4,298 |
| Total noninterest expense | $2,078,000 | 4,898 |
| Salaries and employee benefits | $1,256,000 | 4,532 |
| Premises and equipment expense | $232,000 | 5,560 |
| Additional noninterest expense | $590,000 | 5,098 |
| Pre-tax net operating income | $1,432,000 | 3,688 |
| Securities gains (losses) | $13,000 | 2,563 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,445,000 | 3,044 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,445,000 | 3,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,355 |
| Cash dividends | $560,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,432,000 | 3,004 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 4,747 |
| Total interest expense | $476,000 | 5,791 |
| Net interest income | $2,090,000 | 4,342 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $261,000 | 5,177 |
| Gross Fiduciary activities income | $21,000 | 1,086 |
| Service charges on deposit accounts | $52,000 | 6,467 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $188,000 | 3,858 |
| Total noninterest expense | $1,343,000 | 5,025 |
| Salaries and employee benefits | $827,000 | 4,596 |
| Premises and equipment expense | $173,000 | 5,252 |
| Additional noninterest expense | $343,000 | 5,567 |
| Pre-tax net operating income | $978,000 | 3,586 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $991,000 | 2,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $991,000 | 2,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,493 |
| Cash dividends | $380,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $978,000 | 2,904 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 4,745 |
| Total interest expense | $238,000 | 5,835 |
| Net interest income | $1,053,000 | 4,321 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $69,000 | 6,593 |
| Gross Fiduciary activities income | $12,000 | 1,071 |
| Service charges on deposit accounts | $26,000 | 6,426 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $730,000 | 4,778 |
| Salaries and employee benefits | $437,000 | 4,447 |
| Premises and equipment expense | $106,000 | 4,616 |
| Additional noninterest expense | $187,000 | 5,308 |
| Pre-tax net operating income | $377,000 | 4,231 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $379,000 | 3,656 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $379,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $377,000 | 3,544 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 4,810 |
| Total interest expense | $1,125,000 | 5,780 |
| Net interest income | $3,994,000 | 4,370 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $375,000 | 6,104 |
| Gross Fiduciary activities income | $38,000 | 1,132 |
| Service charges on deposit accounts | $94,000 | 6,640 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $243,000 | 4,900 |
| Total noninterest expense | $2,762,000 | 4,870 |
| Salaries and employee benefits | $1,684,000 | 4,469 |
| Premises and equipment expense | $361,000 | 5,066 |
| Additional noninterest expense | $717,000 | 5,426 |
| Pre-tax net operating income | $1,547,000 | 4,052 |
| Securities gains (losses) | $27,000 | 3,018 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,574,000 | 3,445 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,574,000 | 3,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,600 |
| Cash dividends | $1,020,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,547,000 | 3,320 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,830,000 | 4,875 |
| Total interest expense | $879,000 | 5,791 |
| Net interest income | $2,951,000 | 4,435 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $237,000 | 6,532 |
| Gross Fiduciary activities income | $27,000 | 1,131 |
| Service charges on deposit accounts | $66,000 | 6,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 5,419 |
| Total noninterest expense | $1,941,000 | 5,086 |
| Salaries and employee benefits | $1,173,000 | 4,696 |
| Premises and equipment expense | $228,000 | 5,602 |
| Additional noninterest expense | $540,000 | 5,380 |
| Pre-tax net operating income | $1,202,000 | 4,065 |
| Securities gains (losses) | $21,000 | 2,930 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,223,000 | 3,450 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,223,000 | 3,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $800,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,202,000 | 3,329 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 4,845 |
| Total interest expense | $607,000 | 5,798 |
| Net interest income | $1,997,000 | 4,403 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $161,000 | 6,480 |
| Gross Fiduciary activities income | $19,000 | 1,124 |
| Service charges on deposit accounts | $41,000 | 6,904 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $101,000 | 5,311 |
| Total noninterest expense | $1,341,000 | 4,954 |
| Salaries and employee benefits | $843,000 | 4,456 |
| Premises and equipment expense | $151,000 | 5,624 |
| Additional noninterest expense | $347,000 | 5,499 |
| Pre-tax net operating income | $787,000 | 4,103 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $787,000 | 3,557 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $787,000 | 3,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $560,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $787,000 | 3,358 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 4,811 |
| Total interest expense | $309,000 | 5,851 |
| Net interest income | $1,018,000 | 4,348 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $78,000 | 6,491 |
| Gross Fiduciary activities income | $10,000 | 1,125 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 5,346 |
| Total noninterest expense | $664,000 | 4,991 |
| Salaries and employee benefits | $410,000 | 4,540 |
| Premises and equipment expense | $89,000 | 5,083 |
| Additional noninterest expense | $165,000 | 5,630 |
| Pre-tax net operating income | $417,000 | 3,939 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $417,000 | 3,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $417,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $417,000 | 3,194 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,198,000 | 4,455 |
| Total interest expense | $1,735,000 | 5,250 |
| Net interest income | $4,463,000 | 4,018 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $249,000 | 6,869 |
| Gross Fiduciary activities income | $20,000 | 1,286 |
| Service charges on deposit accounts | $82,000 | 6,901 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 5,641 |
| Total noninterest expense | $2,606,000 | 4,942 |
| Salaries and employee benefits | $1,589,000 | 4,476 |
| Premises and equipment expense | $369,000 | 4,926 |
| Additional noninterest expense | $648,000 | 5,666 |
| Pre-tax net operating income | $2,056,000 | 3,361 |
| Securities gains (losses) | $92,000 | 1,828 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,148,000 | 2,655 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,148,000 | 2,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,273 |
| Cash dividends | $1,720,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,056,000 | 2,648 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,594,000 | 4,187 |
| Total interest expense | $2,816,000 | 4,965 |
| Net interest income | $4,778,000 | 3,568 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $185,000 | 7,456 |
| Gross Fiduciary activities income | $20,000 | 1,302 |
| Service charges on deposit accounts | $76,000 | 7,054 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $2,652,000 | 4,760 |
| Salaries and employee benefits | $1,555,000 | 4,386 |
| Premises and equipment expense | $366,000 | 4,887 |
| Additional noninterest expense | $731,000 | 5,114 |
| Pre-tax net operating income | $2,311,000 | 2,837 |
| Securities gains (losses) | $135,000 | 1,489 |
| Applicable income taxes | $36,000 | 6,952 |
| Income before extraordinary items | $2,410,000 | 2,160 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,410,000 | 2,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $1,860,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,276,350 | 2,205 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,110,000 | 4,529 |
| Total interest expense | $2,728,000 | 5,271 |
| Net interest income | $4,382,000 | 3,891 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $145,000 | 7,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 7,880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,289 |
| Total noninterest expense | $1,918,000 | 5,826 |
| Salaries and employee benefits | $1,161,000 | 5,353 |
| Premises and equipment expense | $294,000 | 5,492 |
| Additional noninterest expense | $463,000 | 6,683 |
| Pre-tax net operating income | $2,609,000 | 2,673 |
| Securities gains (losses) | $-27,000 | 8,889 |
| Applicable income taxes | $40,000 | 7,410 |
| Income before extraordinary items | $2,542,000 | 2,052 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,542,000 | 2,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $1,100,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,568,460 | 2,035 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,760,000 | 4,525 |
| Total interest expense | $2,794,000 | 4,864 |
| Net interest income | $3,966,000 | 4,199 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $157,000 | 8,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,428 |
| Total noninterest expense | $1,924,000 | 5,825 |
| Salaries and employee benefits | $1,154,000 | 5,310 |
| Premises and equipment expense | $262,000 | 5,888 |
| Additional noninterest expense | $508,000 | 6,454 |
| Pre-tax net operating income | $2,139,000 | 3,174 |
| Securities gains (losses) | $-145,000 | 10,009 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,994,000 | 2,603 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,994,000 | 2,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-175,000 | 10,114 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,139,000 | 2,400 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,180,000 | 4,890 |
| Total interest expense | $2,445,000 | 5,442 |
| Net interest income | $3,735,000 | 4,368 |
| Provision for loan and lease losses | $290,000 | 2,708 |
| Total noninterest income | $126,000 | 8,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $1,772,000 | 6,056 |
| Salaries and employee benefits | $1,049,000 | 5,590 |
| Premises and equipment expense | $289,000 | 5,493 |
| Additional noninterest expense | $434,000 | 6,943 |
| Pre-tax net operating income | $1,799,000 | 3,631 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $18,000 | 8,924 |
| Income before extraordinary items | $1,781,000 | 2,808 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,781,000 | 2,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,843 |
| Cash dividends | $1,200,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,781,000 | 2,733 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,757,000 | 5,216 |
| Total interest expense | $2,139,000 | 6,011 |
| Net interest income | $3,618,000 | 4,608 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $102,000 | 9,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,774 |
| Total noninterest expense | $1,572,000 | 6,605 |
| Salaries and employee benefits | $929,000 | 6,155 |
| Premises and equipment expense | $231,000 | 6,330 |
| Additional noninterest expense | $412,000 | 7,243 |
| Pre-tax net operating income | $2,148,000 | 3,312 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $865,000 | 2,748 |
| Income before extraordinary items | $1,283,000 | 3,840 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,283,000 | 3,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,283,000 | 3,773 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,069,000 | 5,876 |
| Total interest expense | $2,011,000 | 6,388 |
| Net interest income | $3,058,000 | 5,357 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $83,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $1,324,000 | 7,593 |
| Salaries and employee benefits | $807,000 | 6,944 |
| Premises and equipment expense | $161,000 | 7,804 |
| Additional noninterest expense | $356,000 | 8,303 |
| Pre-tax net operating income | $1,817,000 | 3,691 |
| Securities gains (losses) | $-43,000 | 10,985 |
| Applicable income taxes | $552,000 | 3,825 |
| Income before extraordinary items | $1,222,000 | 3,814 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,222,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 10,893 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,251,670 | 3,687 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 6,357 |
| Total interest expense | $1,882,000 | 6,714 |
| Net interest income | $2,710,000 | 5,951 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $70,000 | 10,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $1,222,000 | 8,138 |
| Salaries and employee benefits | $691,000 | 7,770 |
| Premises and equipment expense | $146,000 | 8,373 |
| Additional noninterest expense | $385,000 | 8,351 |
| Pre-tax net operating income | $1,558,000 | 4,318 |
| Securities gains (losses) | $-282,000 | 11,743 |
| Applicable income taxes | $352,000 | 5,417 |
| Income before extraordinary items | $924,000 | 4,882 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $924,000 | 4,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,076 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,127,040 | 4,146 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 7,017 |
| Total interest expense | $1,403,000 | 7,196 |
| Net interest income | $2,333,000 | 6,794 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $69,000 | 11,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $1,159,000 | 8,771 |
| Salaries and employee benefits | $594,000 | 8,646 |
| Premises and equipment expense | $141,000 | 8,799 |
| Additional noninterest expense | $424,000 | 8,587 |
| Pre-tax net operating income | $1,243,000 | 5,105 |
| Securities gains (losses) | $-237,000 | 12,014 |
| Applicable income taxes | $238,000 | 6,717 |
| Income before extraordinary items | $768,000 | 5,510 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $768,000 | 5,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $948,120 | 4,753 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,713,000 | 7,244 |
| Total interest expense | $1,479,000 | 7,275 |
| Net interest income | $2,234,000 | 7,081 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $73,000 | 11,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $1,141,000 | 9,153 |
| Salaries and employee benefits | $569,000 | 9,059 |
| Premises and equipment expense | $133,000 | 9,383 |
| Additional noninterest expense | $439,000 | 8,831 |
| Pre-tax net operating income | $1,166,000 | 5,284 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $279,000 | 6,349 |
| Income before extraordinary items | $884,000 | 5,169 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $884,000 | 5,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $886,280 | 4,935 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,188,000 | 7,261 |
| Total interest expense | $1,871,000 | 7,419 |
| Net interest income | $2,317,000 | 6,967 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $64,000 | 12,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $1,151,000 | 9,277 |
| Salaries and employee benefits | $573,000 | 9,054 |
| Premises and equipment expense | $135,000 | 9,539 |
| Additional noninterest expense | $443,000 | 9,061 |
| Pre-tax net operating income | $1,230,000 | 4,827 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $296,000 | 5,981 |
| Income before extraordinary items | $943,000 | 4,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $943,000 | 4,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $260,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $936,160 | 4,460 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.