Home > State Bank of Chester > Performance and Condition Ratios
State Bank of Chester, Performance and Condition Ratios
| 2013-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.1247% | 3,643 |
| Cost of funding earning assets | 1.0265% | 396 |
| Net interest margin | 3.0982% | 5,321 |
| Noninterest income to average assets | 0.2164% | 5,787 |
| Noninterest expense to average assets | 2.4473% | 4,942 |
| Loan and lease loss provision to assets | -0.0071% | 6,265 |
| Net operating income to assets | 0.6774% | 3,905 |
| Return on assets (ROA) | 0.6774% | 3,996 |
| Pretax return on assets | 0.7200% | 4,463 |
| Return on Equity (ROE) | 7.4516% | 3,322 |
| Retained earnings to average equity (ytd only) | -14.0840% | 6,600 |
| Net charge-offs to loans | -0.0272% | 6,210 |
| Credit loss provision to net charge-offs | 40.0000% | 4,047 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 77.4411% | 2,552 |
| Assets per employee ($millions) | 5.6024% | 1,561 |
| Cash dividends to net income (ytd only)* | 289.0052% | 36 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.7789% | 6,217 |
| Loan loss allowance to noncurrent loans | 55.1839% | 5,041 |
| Noncurrent assets plus other real estate owned to assets | 1.0674% | 3,277 |
| Noncurrent loans to loans | 1.4115% | 2,780 |
| Net loans and leases to total assets | 75.0321% | 1,217 |
| Net loans and leases to deposits | 82.9702% | 2,064 |
| Net loans and leases to core deposits | 84.3013% | 2,642 |
| Total domestic deposits to total assets | 90.4327% | 855 |
| Equity capital to assets | 7.9966% | 6,022 |
| Core capital (leverage) ratio | 7.7201% | 6,291 |
| Tier 1 risk-based capital ratio | 9.9111% | 6,537 |
| Total risk-based capital ratio | 10.6411% | 6,599 |
| Memoranda: | ||
| Average total assets | $28,194,200 | 6,557 |
| Average earning assets | $26,789,800 | 6,511 |
| Average equity | $2,563,200 | 6,614 |
| Average total loans | $18,363,400 | 6,274 |
| 2013-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.1206% | 3,680 |
| Cost of funding earning assets | 1.0276% | 430 |
| Net interest margin | 3.0929% | 5,337 |
| Noninterest income to average assets | 0.2125% | 5,906 |
| Noninterest expense to average assets | 1.7469% | 6,415 |
| Loan and lease loss provision to assets | 0.0000% | 4,941 |
| Net operating income to assets | 1.3597% | 1,207 |
| Return on assets (ROA) | 1.3597% | 1,249 |
| Pretax return on assets | 1.3928% | 1,954 |
| Return on Equity (ROE) | 14.5231% | 884 |
| Retained earnings to average equity (ytd only) | 6.2027% | 2,287 |
| Net charge-offs to loans | -0.0227% | 6,083 |
| Credit loss provision to net charge-offs | 0.0000% | 4,342 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 55.6391% | 5,956 |
| Assets per employee ($millions) | 5.7392% | 1,413 |
| Cash dividends to net income (ytd only)* | 57.2906% | 1,565 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.8335% | 6,212 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,542 |
| Noncurrent loans to loans | 0.0000% | 6,405 |
| Net loans and leases to total assets | 68.4067% | 2,240 |
| Net loans and leases to deposits | 77.9804% | 2,667 |
| Net loans and leases to core deposits | 79.2395% | 3,204 |
| Total domestic deposits to total assets | 87.7230% | 2,286 |
| Equity capital to assets | 9.4926% | 4,565 |
| Core capital (leverage) ratio | 9.6995% | 4,105 |
| Tier 1 risk-based capital ratio | 12.5686% | 5,415 |
| Total risk-based capital ratio | 13.3299% | 5,666 |
| Memoranda: | ||
| Average total assets | $28,239,750 | 6,633 |
| Average earning assets | $26,727,250 | 6,585 |
| Average equity | $2,644,000 | 6,674 |
| Average total loans | $17,658,500 | 6,361 |
| 2013-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.9512% | 4,290 |
| Cost of funding earning assets | 1.0275% | 472 |
| Net interest margin | 2.9237% | 5,742 |
| Noninterest income to average assets | 0.2207% | 5,861 |
| Noninterest expense to average assets | 1.6662% | 6,537 |
| Loan and lease loss provision to assets | 0.0000% | 4,788 |
| Net operating income to assets | 1.2746% | 1,387 |
| Return on assets (ROA) | 1.2746% | 1,485 |
| Pretax return on assets | 1.3102% | 2,263 |
| Return on Equity (ROE) | 13.6781% | 1,075 |
| Retained earnings to average equity (ytd only) | 3.3622% | 4,178 |
| Net charge-offs to loans | -0.0236% | 6,023 |
| Credit loss provision to net charge-offs | 0.0000% | 4,003 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 55.9809% | 5,968 |
| Assets per employee ($millions) | 5.5536% | 1,533 |
| Cash dividends to net income (ytd only)* | 75.4190% | 1,020 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.9058% | 6,117 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.2773% | 5,658 |
| Noncurrent loans to loans | 0.0000% | 6,469 |
| Net loans and leases to total assets | 64.6103% | 2,823 |
| Net loans and leases to deposits | 71.7296% | 3,489 |
| Net loans and leases to core deposits | 72.8953% | 3,948 |
| Total domestic deposits to total assets | 90.0749% | 986 |
| Equity capital to assets | 9.5254% | 4,553 |
| Core capital (leverage) ratio | 9.2823% | 4,571 |
| Tier 1 risk-based capital ratio | 13.1795% | 5,009 |
| Total risk-based capital ratio | 13.9967% | 5,264 |
| Memoranda: | ||
| Average total assets | $28,087,670 | 6,689 |
| Average earning assets | $26,473,000 | 6,641 |
| Average equity | $2,617,330 | 6,729 |
| Average total loans | $16,946,330 | 6,428 |
| 2013-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.7194% | 5,096 |
| Cost of funding earning assets | 1.0240% | 539 |
| Net interest margin | 2.6954% | 6,217 |
| Noninterest income to average assets | 0.2407% | 5,734 |
| Noninterest expense to average assets | 1.6143% | 6,660 |
| Loan and lease loss provision to assets | 0.0000% | 4,409 |
| Net operating income to assets | 1.1328% | 1,733 |
| Return on assets (ROA) | 1.1328% | 1,851 |
| Pretax return on assets | 1.1612% | 2,720 |
| Return on Equity (ROE) | 12.2911% | 1,349 |
| Retained earnings to average equity (ytd only) | 0.7682% | 5,529 |
| Net charge-offs to loans | -0.0244% | 5,812 |
| Credit loss provision to net charge-offs | 0.0000% | 3,239 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 58.1633% | 5,831 |
| Assets per employee ($millions) | 5.7230% | 1,466 |
| Cash dividends to net income (ytd only)* | 93.7500% | 713 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.0216% | 5,915 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.2691% | 5,757 |
| Noncurrent loans to loans | 0.0000% | 6,535 |
| Net loans and leases to total assets | 55.1913% | 4,212 |
| Net loans and leases to deposits | 60.9745% | 4,684 |
| Net loans and leases to core deposits | 62.5465% | 4,898 |
| Total domestic deposits to total assets | 90.5155% | 759 |
| Equity capital to assets | 9.1071% | 5,361 |
| Core capital (leverage) ratio | 9.0549% | 4,798 |
| Tier 1 risk-based capital ratio | 13.8647% | 4,604 |
| Total risk-based capital ratio | 14.7319% | 4,845 |
| Memoranda: | ||
| Average total assets | $28,247,500 | 6,751 |
| Average earning assets | $26,563,500 | 6,706 |
| Average equity | $2,603,500 | 6,797 |
| Average total loans | $16,367,000 | 6,515 |
| 2012-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.6102% | 2,958 |
| Cost of funding earning assets | 1.2644% | 428 |
| Net interest margin | 3.3458% | 5,085 |
| Noninterest income to average assets | 0.2914% | 5,386 |
| Noninterest expense to average assets | 2.1988% | 5,926 |
| Loan and lease loss provision to assets | 0.0000% | 5,905 |
| Net operating income to assets | 1.2159% | 1,547 |
| Return on assets (ROA) | 1.2159% | 1,714 |
| Pretax return on assets | 1.2587% | 2,576 |
| Return on Equity (ROE) | 12.3006% | 1,415 |
| Retained earnings to average equity (ytd only) | 2.2793% | 4,631 |
| Net charge-offs to loans | 0.0000% | 5,985 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 63.5955% | 4,961 |
| Assets per employee ($millions) | 5.5760% | 1,614 |
| Cash dividends to net income (ytd only)* | 81.4696% | 957 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.9656% | 6,079 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.2762% | 5,862 |
| Noncurrent loans to loans | 0.0000% | 6,599 |
| Net loans and leases to total assets | 59.5983% | 3,672 |
| Net loans and leases to deposits | 65.9967% | 4,285 |
| Net loans and leases to core deposits | 67.7485% | 4,566 |
| Total domestic deposits to total assets | 90.3049% | 799 |
| Equity capital to assets | 9.3293% | 5,109 |
| Core capital (leverage) ratio | 9.2395% | 4,511 |
| Tier 1 risk-based capital ratio | 13.5131% | 4,743 |
| Total risk-based capital ratio | 14.3547% | 4,980 |
| Memoranda: | ||
| Average total assets | $25,741,600 | 6,849 |
| Average earning assets | $24,359,000 | 6,807 |
| Average equity | $2,544,600 | 6,871 |
| Average total loans | $16,401,800 | 6,580 |
| 2012-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.6321% | 3,094 |
| Cost of funding earning assets | 1.2948% | 445 |
| Net interest margin | 3.3374% | 5,258 |
| Noninterest income to average assets | 0.3068% | 5,329 |
| Noninterest expense to average assets | 1.8671% | 6,585 |
| Loan and lease loss provision to assets | 0.0000% | 5,790 |
| Net operating income to assets | 1.5657% | 923 |
| Return on assets (ROA) | 1.5657% | 1,017 |
| Pretax return on assets | 1.6027% | 1,569 |
| Return on Equity (ROE) | 15.5961% | 801 |
| Retained earnings to average equity (ytd only) | 2.9504% | 4,788 |
| Net charge-offs to loans | 0.0082% | 5,605 |
| Credit loss provision to net charge-offs | 0.0000% | 5,158 |
| Earnings coverage of net charge-offs (x) | 303.7519% | 151 |
| Efficiency ratio | 53.8110% | 6,272 |
| Assets per employee ($millions) | 5.2292% | 1,909 |
| Cash dividends to net income (ytd only)* | 81.0799% | 624 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.8888% | 6,411 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.2945% | 5,967 |
| Noncurrent loans to loans | 0.0000% | 6,696 |
| Net loans and leases to total assets | 68.6644% | 2,181 |
| Net loans and leases to deposits | 76.6011% | 2,892 |
| Net loans and leases to core deposits | 78.7861% | 3,356 |
| Total domestic deposits to total assets | 89.6390% | 1,051 |
| Equity capital to assets | 9.9403% | 4,590 |
| Core capital (leverage) ratio | 9.8443% | 3,762 |
| Tier 1 risk-based capital ratio | 13.1702% | 5,114 |
| Total risk-based capital ratio | 13.9860% | 5,413 |
| Memoranda: | ||
| Average total assets | $25,207,000 | 6,949 |
| Average earning assets | $23,890,500 | 6,904 |
| Average equity | $2,530,500 | 6,961 |
| Average total loans | $16,307,750 | 6,668 |
| 2012-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.4675% | 3,912 |
| Cost of funding earning assets | 1.3309% | 462 |
| Net interest margin | 3.1366% | 5,898 |
| Noninterest income to average assets | 0.3374% | 5,130 |
| Noninterest expense to average assets | 1.8880% | 6,621 |
| Loan and lease loss provision to assets | 0.0000% | 5,619 |
| Net operating income to assets | 1.3819% | 1,228 |
| Return on assets (ROA) | 1.3819% | 1,377 |
| Pretax return on assets | 1.4220% | 2,126 |
| Return on Equity (ROE) | 13.7179% | 1,184 |
| Retained earnings to average equity (ytd only) | -3.0307% | 6,467 |
| Net charge-offs to loans | -0.0382% | 6,593 |
| Credit loss provision to net charge-offs | 0.0000% | 4,809 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 57.0388% | 5,993 |
| Assets per employee ($millions) | 5.0948% | 2,039 |
| Cash dividends to net income (ytd only)* | 122.0930% | 259 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.9887% | 6,203 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.3023% | 6,009 |
| Noncurrent loans to loans | 0.0000% | 6,740 |
| Net loans and leases to total assets | 64.8661% | 2,862 |
| Net loans and leases to deposits | 72.2708% | 3,575 |
| Net loans and leases to core deposits | 73.5577% | 4,087 |
| Total domestic deposits to total assets | 89.7543% | 1,071 |
| Equity capital to assets | 9.8336% | 4,569 |
| Core capital (leverage) ratio | 9.7037% | 3,827 |
| Tier 1 risk-based capital ratio | 13.4187% | 4,895 |
| Total risk-based capital ratio | 14.3025% | 5,127 |
| Memoranda: | ||
| Average total assets | $24,894,000 | 7,014 |
| Average earning assets | $23,592,670 | 6,970 |
| Average equity | $2,507,670 | 7,015 |
| Average total loans | $15,705,670 | 6,754 |
| 2012-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.4175% | 4,252 |
| Cost of funding earning assets | 1.3632% | 483 |
| Net interest margin | 3.0543% | 6,172 |
| Noninterest income to average assets | 0.3577% | 5,010 |
| Noninterest expense to average assets | 1.8696% | 6,698 |
| Loan and lease loss provision to assets | 0.0000% | 5,254 |
| Net operating income to assets | 1.3331% | 1,368 |
| Return on assets (ROA) | 1.3331% | 1,530 |
| Pretax return on assets | 1.3656% | 2,309 |
| Return on Equity (ROE) | 13.0729% | 1,384 |
| Retained earnings to average equity (ytd only) | -10.8410% | 6,863 |
| Net charge-offs to loans | -0.0526% | 6,548 |
| Credit loss provision to net charge-offs | 0.0000% | 3,998 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 57.7889% | 5,943 |
| Assets per employee ($millions) | 5.1162% | 2,106 |
| Cash dividends to net income (ytd only)* | 182.9268% | 196 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.1457% | 5,725 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.3010% | 6,142 |
| Noncurrent loans to loans | 0.0000% | 6,812 |
| Net loans and leases to total assets | 55.3145% | 4,506 |
| Net loans and leases to deposits | 61.5137% | 4,983 |
| Net loans and leases to core deposits | 62.6023% | 5,264 |
| Total domestic deposits to total assets | 89.9222% | 1,127 |
| Equity capital to assets | 9.6751% | 4,557 |
| Core capital (leverage) ratio | 9.7537% | 3,702 |
| Tier 1 risk-based capital ratio | 15.1053% | 3,688 |
| Total risk-based capital ratio | 16.1062% | 3,819 |
| Memoranda: | ||
| Average total assets | $24,604,000 | 7,086 |
| Average earning assets | $23,180,500 | 7,045 |
| Average equity | $2,509,000 | 7,064 |
| Average total loans | $15,214,000 | 6,842 |
| 2011-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.1921% | 2,092 |
| Cost of funding earning assets | 1.5420% | 607 |
| Net interest margin | 3.6501% | 4,521 |
| Noninterest income to average assets | 0.3020% | 5,372 |
| Noninterest expense to average assets | 2.3827% | 5,820 |
| Loan and lease loss provision to assets | 0.0000% | 6,496 |
| Net operating income to assets | 1.3130% | 1,209 |
| Return on assets (ROA) | 1.3130% | 1,317 |
| Pretax return on assets | 1.3549% | 1,931 |
| Return on Equity (ROE) | 12.5330% | 1,274 |
| Retained earnings to average equity (ytd only) | 1.4415% | 5,176 |
| Net charge-offs to loans | 0.0436% | 5,868 |
| Credit loss provision to net charge-offs | 0.0000% | 6,066 |
| Earnings coverage of net charge-offs (x) | 46.1429% | 598 |
| Efficiency ratio | 63.7486% | 5,172 |
| Assets per employee ($millions) | 4.7254% | 2,552 |
| Cash dividends to net income (ytd only)* | 88.4984% | 554 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.0053% | 6,198 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.3259% | 6,161 |
| Noncurrent loans to loans | 0.0000% | 6,879 |
| Net loans and leases to total assets | 67.5160% | 2,489 |
| Net loans and leases to deposits | 76.0126% | 3,182 |
| Net loans and leases to core deposits | 77.4896% | 3,750 |
| Total domestic deposits to total assets | 88.8221% | 1,651 |
| Equity capital to assets | 10.7631% | 3,232 |
| Core capital (leverage) ratio | 10.3060% | 2,963 |
| Tier 1 risk-based capital ratio | 14.5890% | 3,909 |
| Total risk-based capital ratio | 15.5183% | 4,097 |
| Memoranda: | ||
| Average total assets | $23,838,800 | 7,130 |
| Average earning assets | $22,438,000 | 7,095 |
| Average equity | $2,497,400 | 7,119 |
| Average total loans | $16,066,800 | 6,844 |
| 2011-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.2059% | 2,191 |
| Cost of funding earning assets | 1.5576% | 704 |
| Net interest margin | 3.6482% | 4,573 |
| Noninterest income to average assets | 0.3014% | 5,455 |
| Noninterest expense to average assets | 1.9978% | 6,694 |
| Loan and lease loss provision to assets | 0.0000% | 6,393 |
| Net operating income to assets | 1.7021% | 626 |
| Return on assets (ROA) | 1.7021% | 687 |
| Pretax return on assets | 1.7411% | 1,059 |
| Return on Equity (ROE) | 16.3580% | 631 |
| Retained earnings to average equity (ytd only) | 2.3061% | 4,965 |
| Net charge-offs to loans | -0.0166% | 6,868 |
| Credit loss provision to net charge-offs | 0.0000% | 5,735 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 53.4328% | 6,549 |
| Assets per employee ($millions) | 4.8332% | 2,424 |
| Cash dividends to net income (ytd only)* | 85.8998% | 502 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.0090% | 6,223 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.3186% | 6,273 |
| Noncurrent loans to loans | 0.0000% | 6,971 |
| Net loans and leases to total assets | 69.4240% | 2,193 |
| Net loans and leases to deposits | 77.9963% | 2,992 |
| Net loans and leases to core deposits | 79.4742% | 3,711 |
| Total domestic deposits to total assets | 89.0094% | 1,429 |
| Equity capital to assets | 10.5520% | 3,642 |
| Core capital (leverage) ratio | 10.5686% | 2,795 |
| Tier 1 risk-based capital ratio | 13.9665% | 4,378 |
| Total risk-based capital ratio | 14.9031% | 4,582 |
| Memoranda: | ||
| Average total assets | $23,891,750 | 7,204 |
| Average earning assets | $22,512,500 | 7,164 |
| Average equity | $2,486,000 | 7,192 |
| Average total loans | $16,055,000 | 6,910 |
| 2011-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.9933% | 3,185 |
| Cost of funding earning assets | 1.5549% | 826 |
| Net interest margin | 3.4385% | 5,414 |
| Noninterest income to average assets | 0.2857% | 5,597 |
| Noninterest expense to average assets | 2.0504% | 6,690 |
| Loan and lease loss provision to assets | 0.0000% | 6,217 |
| Net operating income to assets | 1.4454% | 989 |
| Return on assets (ROA) | 1.4454% | 1,048 |
| Pretax return on assets | 1.4874% | 1,569 |
| Return on Equity (ROE) | 13.9572% | 992 |
| Retained earnings to average equity (ytd only) | -4.3008% | 6,502 |
| Net charge-offs to loans | -0.0254% | 6,883 |
| Credit loss provision to net charge-offs | 0.0000% | 5,336 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 57.9572% | 6,166 |
| Assets per employee ($millions) | 4.7124% | 2,525 |
| Cash dividends to net income (ytd only)* | 130.8140% | 251 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.0405% | 6,184 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 1.2902% | 4,320 |
| Noncurrent loans to loans | 0.0000% | 7,026 |
| Net loans and leases to total assets | 69.0264% | 2,408 |
| Net loans and leases to deposits | 77.4218% | 3,231 |
| Net loans and leases to core deposits | 78.9246% | 3,943 |
| Total domestic deposits to total assets | 89.1563% | 1,443 |
| Equity capital to assets | 10.4151% | 3,623 |
| Core capital (leverage) ratio | 10.0847% | 3,158 |
| Tier 1 risk-based capital ratio | 13.6927% | 4,390 |
| Total risk-based capital ratio | 14.6468% | 4,600 |
| Memoranda: | ||
| Average total assets | $23,800,330 | 7,272 |
| Average earning assets | $22,510,000 | 7,232 |
| Average equity | $2,464,670 | 7,253 |
| Average total loans | $15,757,330 | 6,993 |
| 2011-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.7479% | 4,299 |
| Cost of funding earning assets | 1.5709% | 912 |
| Net interest margin | 3.1771% | 6,144 |
| Noninterest income to average assets | 0.2341% | 6,039 |
| Noninterest expense to average assets | 1.9398% | 6,921 |
| Loan and lease loss provision to assets | 0.0000% | 5,840 |
| Net operating income to assets | 1.2709% | 1,341 |
| Return on assets (ROA) | 1.2709% | 1,392 |
| Pretax return on assets | 1.3044% | 2,031 |
| Return on Equity (ROE) | 12.3077% | 1,374 |
| Retained earnings to average equity (ytd only) | -11.9838% | 6,938 |
| Net charge-offs to loans | -0.0259% | 6,658 |
| Credit loss provision to net charge-offs | 0.0000% | 4,480 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 59.7938% | 6,010 |
| Assets per employee ($millions) | 4.8210% | 2,393 |
| Cash dividends to net income (ytd only)* | 197.3684% | 206 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.1290% | 5,933 |
| Loan loss allowance to noncurrent loans | 74.8899% | 3,721 |
| Noncurrent assets plus other real estate owned to assets | 1.2611% | 4,427 |
| Noncurrent loans to loans | 1.5075% | 4,213 |
| Net loans and leases to total assets | 61.7631% | 3,906 |
| Net loans and leases to deposits | 69.1275% | 4,509 |
| Net loans and leases to core deposits | 70.4357% | 4,988 |
| Total domestic deposits to total assets | 89.3466% | 1,568 |
| Equity capital to assets | 10.0933% | 3,654 |
| Core capital (leverage) ratio | 9.9023% | 3,264 |
| Tier 1 risk-based capital ratio | 14.5480% | 3,707 |
| Total risk-based capital ratio | 15.5645% | 3,819 |
| Memoranda: | ||
| Average total assets | $23,919,500 | 7,318 |
| Average earning assets | $22,662,500 | 7,271 |
| Average equity | $2,470,000 | 7,302 |
| Average total loans | $15,418,500 | 7,069 |
| 2010-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.4213% | 2,575 |
| Cost of funding earning assets | 1.7629% | 1,328 |
| Net interest margin | 3.6583% | 4,539 |
| Noninterest income to average assets | 0.2630% | 5,908 |
| Noninterest expense to average assets | 2.3195% | 6,305 |
| Loan and lease loss provision to assets | 0.0000% | 7,042 |
| Net operating income to assets | 1.3537% | 1,038 |
| Return on assets (ROA) | 1.3537% | 1,115 |
| Pretax return on assets | 1.3969% | 1,675 |
| Return on Equity (ROE) | 12.9752% | 1,092 |
| Retained earnings to average equity (ytd only) | 6.6942% | 1,455 |
| Net charge-offs to loans | 0.0386% | 6,422 |
| Credit loss provision to net charge-offs | 0.0000% | 6,628 |
| Earnings coverage of net charge-offs (x) | 54.0000% | 436 |
| Efficiency ratio | 62.4130% | 5,655 |
| Assets per employee ($millions) | 4.7468% | 2,495 |
| Cash dividends to net income (ytd only)* | 48.4076% | 2,160 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.0710% | 6,071 |
| Loan loss allowance to noncurrent loans | 74.4493% | 3,753 |
| Noncurrent assets plus other real estate owned to assets | 1.2809% | 4,471 |
| Noncurrent loans to loans | 1.4386% | 4,328 |
| Net loans and leases to total assets | 65.7706% | 3,512 |
| Net loans and leases to deposits | 73.8690% | 4,215 |
| Net loans and leases to core deposits | 75.2942% | 4,817 |
| Total domestic deposits to total assets | 89.0368% | 1,640 |
| Equity capital to assets | 10.5629% | 3,091 |
| Core capital (leverage) ratio | 10.5456% | 2,512 |
| Tier 1 risk-based capital ratio | 14.3923% | 3,621 |
| Total risk-based capital ratio | 15.3625% | 3,760 |
| Memoranda: | ||
| Average total assets | $23,195,000 | 7,389 |
| Average earning assets | $21,895,200 | 7,351 |
| Average equity | $2,420,000 | 7,416 |
| Average total loans | $15,544,200 | 7,138 |
| 2010-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.5061% | 2,409 |
| Cost of funding earning assets | 1.7987% | 1,427 |
| Net interest margin | 3.7074% | 4,368 |
| Noninterest income to average assets | 0.2775% | 5,886 |
| Noninterest expense to average assets | 2.0178% | 7,020 |
| Loan and lease loss provision to assets | 0.0000% | 6,977 |
| Net operating income to assets | 1.7577% | 556 |
| Return on assets (ROA) | 1.7577% | 605 |
| Pretax return on assets | 1.7634% | 988 |
| Return on Equity (ROE) | 16.9007% | 596 |
| Retained earnings to average equity (ytd only) | 8.4503% | 1,256 |
| Net charge-offs to loans | 0.1033% | 5,499 |
| Credit loss provision to net charge-offs | 0.0000% | 6,367 |
| Earnings coverage of net charge-offs (x) | 25.4163% | 995 |
| Efficiency ratio | 53.3639% | 6,853 |
| Assets per employee ($millions) | 4.5938% | 2,759 |
| Cash dividends to net income (ytd only)* | 50.0000% | 1,624 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.9896% | 6,443 |
| Loan loss allowance to noncurrent loans | 211.6883% | 1,377 |
| Noncurrent assets plus other real estate owned to assets | 0.3352% | 6,546 |
| Noncurrent loans to loans | 0.4675% | 6,256 |
| Net loans and leases to total assets | 71.0000% | 2,489 |
| Net loans and leases to deposits | 80.0432% | 3,440 |
| Net loans and leases to core deposits | 81.6461% | 4,292 |
| Total domestic deposits to total assets | 88.7022% | 1,561 |
| Equity capital to assets | 10.8712% | 3,087 |
| Core capital (leverage) ratio | 10.9230% | 2,316 |
| Tier 1 risk-based capital ratio | 13.9528% | 3,878 |
| Total risk-based capital ratio | 14.8637% | 4,059 |
| Memoranda: | ||
| Average total assets | $23,060,250 | 7,492 |
| Average earning assets | $21,793,500 | 7,451 |
| Average equity | $2,398,250 | 7,517 |
| Average total loans | $15,485,500 | 7,236 |
| 2010-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.3586% | 3,166 |
| Cost of funding earning assets | 1.8503% | 1,432 |
| Net interest margin | 3.5083% | 5,213 |
| Noninterest income to average assets | 0.2598% | 6,060 |
| Noninterest expense to average assets | 1.9921% | 7,127 |
| Loan and lease loss provision to assets | 0.0000% | 6,857 |
| Net operating income to assets | 1.5764% | 771 |
| Return on assets (ROA) | 1.5764% | 824 |
| Pretax return on assets | 1.5851% | 1,341 |
| Return on Equity (ROE) | 15.3890% | 790 |
| Retained earnings to average equity (ytd only) | 4.7351% | 3,060 |
| Net charge-offs to loans | 0.2903% | 3,882 |
| Credit loss provision to net charge-offs | 0.0000% | 6,004 |
| Earnings coverage of net charge-offs (x) | 8.3182% | 2,153 |
| Efficiency ratio | 55.6901% | 6,677 |
| Assets per employee ($millions) | 4.5236% | 2,838 |
| Cash dividends to net income (ytd only)* | 69.2308% | 1,048 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.9666% | 6,537 |
| Loan loss allowance to noncurrent loans | 198.7013% | 1,425 |
| Noncurrent assets plus other real estate owned to assets | 0.3404% | 6,570 |
| Noncurrent loans to loans | 0.4865% | 6,273 |
| Net loans and leases to total assets | 69.3032% | 3,063 |
| Net loans and leases to deposits | 77.8998% | 3,984 |
| Net loans and leases to core deposits | 79.4798% | 4,743 |
| Total domestic deposits to total assets | 88.9645% | 1,463 |
| Equity capital to assets | 10.6154% | 3,261 |
| Core capital (leverage) ratio | 10.6056% | 2,536 |
| Tier 1 risk-based capital ratio | 13.9845% | 3,740 |
| Total risk-based capital ratio | 14.8756% | 3,949 |
| Memoranda: | ||
| Average total assets | $23,090,670 | 7,552 |
| Average earning assets | $21,834,000 | 7,509 |
| Average equity | $2,365,330 | 7,585 |
| Average total loans | $15,157,000 | 7,306 |
| 2010-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.1255% | 4,415 |
| Cost of funding earning assets | 1.8903% | 1,491 |
| Net interest margin | 3.2353% | 6,179 |
| Noninterest income to average assets | 0.2229% | 6,370 |
| Noninterest expense to average assets | 1.8862% | 7,350 |
| Loan and lease loss provision to assets | 0.0000% | 6,552 |
| Net operating income to assets | 1.3718% | 1,140 |
| Return on assets (ROA) | 1.3718% | 1,209 |
| Pretax return on assets | 1.3889% | 1,806 |
| Return on Equity (ROE) | 13.6315% | 1,116 |
| Retained earnings to average equity (ytd only) | 0.8520% | 5,473 |
| Net charge-offs to loans | 0.4318% | 2,752 |
| Credit loss provision to net charge-offs | 0.0000% | 5,126 |
| Earnings coverage of net charge-offs (x) | 5.0625% | 2,480 |
| Efficiency ratio | 57.5916% | 6,549 |
| Assets per employee ($millions) | 4.6210% | 2,765 |
| Cash dividends to net income (ytd only)* | 93.7500% | 653 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.0844% | 6,084 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,514 |
| Noncurrent loans to loans | 0.0000% | 7,426 |
| Net loans and leases to total assets | 62.7700% | 4,596 |
| Net loans and leases to deposits | 70.2018% | 5,316 |
| Net loans and leases to core deposits | 71.5879% | 5,756 |
| Total domestic deposits to total assets | 89.4135% | 1,288 |
| Equity capital to assets | 10.1710% | 3,641 |
| Core capital (leverage) ratio | 10.1232% | 3,016 |
| Tier 1 risk-based capital ratio | 14.4990% | 3,374 |
| Total risk-based capital ratio | 15.4800% | 3,491 |
| Memoranda: | ||
| Average total assets | $23,327,000 | 7,643 |
| Average earning assets | $22,007,500 | 7,597 |
| Average equity | $2,347,500 | 7,676 |
| Average total loans | $14,821,500 | 7,413 |
| 2009-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.8059% | 2,632 |
| Cost of funding earning assets | 2.3075% | 1,621 |
| Net interest margin | 3.4984% | 4,962 |
| Noninterest income to average assets | 0.2605% | 6,251 |
| Noninterest expense to average assets | 2.1903% | 7,018 |
| Loan and lease loss provision to assets | 0.0000% | 7,427 |
| Net operating income to assets | 1.3469% | 950 |
| Return on assets (ROA) | 1.3469% | 994 |
| Pretax return on assets | 1.3910% | 1,459 |
| Return on Equity (ROE) | 13.4896% | 870 |
| Retained earnings to average equity (ytd only) | 4.9978% | 1,816 |
| Net charge-offs to loans | -0.2638% | 7,922 |
| Credit loss provision to net charge-offs | 0.0000% | 7,003 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 61.1591% | 6,302 |
| Assets per employee ($millions) | 4.7098% | 2,600 |
| Cash dividends to net income (ytd only)* | 62.9508% | 1,869 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.1681% | 5,542 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,553 |
| Noncurrent loans to loans | 0.0000% | 7,460 |
| Net loans and leases to total assets | 62.8732% | 4,839 |
| Net loans and leases to deposits | 70.1540% | 5,587 |
| Net loans and leases to core deposits | 90.2475% | 5,098 |
| Total domestic deposits to total assets | 89.6216% | 1,145 |
| Equity capital to assets | 9.9580% | 3,816 |
| Core capital (leverage) ratio | 10.0609% | 3,025 |
| Tier 1 risk-based capital ratio | 14.2311% | 3,358 |
| Total risk-based capital ratio | 15.2931% | 3,428 |
| Memoranda: | ||
| Average total assets | $22,645,400 | 7,712 |
| Average earning assets | $21,495,400 | 7,663 |
| Average equity | $2,261,000 | 7,786 |
| Average total loans | $14,786,000 | 7,468 |
| 2009-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.8536% | 2,653 |
| Cost of funding earning assets | 2.3853% | 1,683 |
| Net interest margin | 3.4683% | 5,000 |
| Noninterest income to average assets | 0.2498% | 6,454 |
| Noninterest expense to average assets | 2.0815% | 7,222 |
| Loan and lease loss provision to assets | 0.0000% | 7,284 |
| Net operating income to assets | 1.4392% | 947 |
| Return on assets (ROA) | 1.4392% | 1,006 |
| Pretax return on assets | 1.4630% | 1,509 |
| Return on Equity (ROE) | 14.4045% | 857 |
| Retained earnings to average equity (ytd only) | 3.8688% | 3,127 |
| Net charge-offs to loans | 0.0090% | 6,827 |
| Credit loss provision to net charge-offs | 0.0000% | 6,657 |
| Earnings coverage of net charge-offs (x) | 246.6090% | 154 |
| Efficiency ratio | 58.7248% | 6,608 |
| Assets per employee ($millions) | 4.5904% | 2,711 |
| Cash dividends to net income (ytd only)* | 73.1389% | 1,169 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.8658% | 6,907 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,619 |
| Noncurrent loans to loans | 0.0000% | 7,541 |
| Net loans and leases to total assets | 67.3449% | 4,106 |
| Net loans and leases to deposits | 75.2202% | 5,175 |
| Net loans and leases to core deposits | 97.4406% | 4,668 |
| Total domestic deposits to total assets | 89.5303% | 948 |
| Equity capital to assets | 10.0078% | 4,078 |
| Core capital (leverage) ratio | 9.8579% | 3,447 |
| Tier 1 risk-based capital ratio | 13.5596% | 3,808 |
| Total risk-based capital ratio | 14.3566% | 4,050 |
| Memoranda: | ||
| Average total assets | $22,419,500 | 7,791 |
| Average earning assets | $21,297,000 | 7,742 |
| Average equity | $2,240,000 | 7,870 |
| Average total loans | $14,737,250 | 7,535 |
| 2009-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.7389% | 3,352 |
| Cost of funding earning assets | 2.4582% | 1,753 |
| Net interest margin | 3.2807% | 5,621 |
| Noninterest income to average assets | 0.2518% | 6,480 |
| Noninterest expense to average assets | 2.0232% | 7,425 |
| Loan and lease loss provision to assets | 0.0000% | 7,158 |
| Net operating income to assets | 1.3218% | 1,184 |
| Return on assets (ROA) | 1.3218% | 1,253 |
| Pretax return on assets | 1.3488% | 1,877 |
| Return on Equity (ROE) | 13.2373% | 1,135 |
| Retained earnings to average equity (ytd only) | -0.3602% | 5,312 |
| Net charge-offs to loans | -0.1937% | 8,023 |
| Credit loss provision to net charge-offs | 0.0000% | 6,237 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 60.0000% | 6,554 |
| Assets per employee ($millions) | 4.5034% | 2,769 |
| Cash dividends to net income (ytd only)* | 102.7211% | 684 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.9826% | 6,361 |
| Loan loss allowance to noncurrent loans | 937.5000% | 381 |
| Noncurrent assets plus other real estate owned to assets | 0.0711% | 7,406 |
| Noncurrent loans to loans | 0.1048% | 7,264 |
| Net loans and leases to total assets | 67.1315% | 4,334 |
| Net loans and leases to deposits | 74.8873% | 5,335 |
| Net loans and leases to core deposits | 96.2006% | 4,880 |
| Total domestic deposits to total assets | 89.6434% | 987 |
| Equity capital to assets | 9.8947% | 4,091 |
| Core capital (leverage) ratio | 9.9580% | 3,336 |
| Tier 1 risk-based capital ratio | 13.5912% | 3,766 |
| Total risk-based capital ratio | 14.5062% | 3,882 |
| Memoranda: | ||
| Average total assets | $22,242,000 | 7,870 |
| Average earning assets | $21,154,000 | 7,821 |
| Average equity | $2,221,000 | 7,954 |
| Average total loans | $14,452,330 | 7,621 |
| 2009-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.6426% | 4,096 |
| Cost of funding earning assets | 2.5248% | 1,825 |
| Net interest margin | 3.1178% | 6,148 |
| Noninterest income to average assets | 0.2352% | 6,578 |
| Noninterest expense to average assets | 1.8820% | 7,580 |
| Loan and lease loss provision to assets | 0.0000% | 6,744 |
| Net operating income to assets | 1.2848% | 1,419 |
| Return on assets (ROA) | 1.2848% | 1,519 |
| Pretax return on assets | 1.3029% | 2,273 |
| Return on Equity (ROE) | 12.8072% | 1,437 |
| Retained earnings to average equity (ytd only) | -5.2311% | 6,583 |
| Net charge-offs to loans | -0.0570% | 7,737 |
| Credit loss provision to net charge-offs | 0.0000% | 5,248 |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 59.0909% | 6,543 |
| Assets per employee ($millions) | 4.4926% | 2,732 |
| Cash dividends to net income (ytd only)* | 140.8451% | 492 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.9759% | 6,340 |
| Loan loss allowance to noncurrent loans | 862.5000% | 449 |
| Noncurrent assets plus other real estate owned to assets | 0.0712% | 7,384 |
| Noncurrent loans to loans | 0.1131% | 7,205 |
| Net loans and leases to total assets | 62.3381% | 5,263 |
| Net loans and leases to deposits | 69.4869% | 6,028 |
| Net loans and leases to core deposits | 89.2422% | 5,625 |
| Total domestic deposits to total assets | 89.7120% | 928 |
| Equity capital to assets | 9.8072% | 4,232 |
| Core capital (leverage) ratio | 10.0141% | 3,393 |
| Tier 1 risk-based capital ratio | 14.5240% | 3,297 |
| Total risk-based capital ratio | 15.4338% | 3,417 |
| Memoranda: | ||
| Average total assets | $22,104,500 | 7,924 |
| Average earning assets | $20,912,500 | 7,879 |
| Average equity | $2,217,500 | 8,008 |
| Average total loans | $14,045,500 | 7,687 |
| 2008-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 6.3812% | 3,518 |
| Cost of funding earning assets | 3.1978% | 1,198 |
| Net interest margin | 3.1834% | 6,414 |
| Noninterest income to average assets | 0.3060% | 6,265 |
| Noninterest expense to average assets | 2.1235% | 7,178 |
| Loan and lease loss provision to assets | 0.0000% | 7,334 |
| Net operating income to assets | 1.1554% | 1,923 |
| Return on assets (ROA) | 1.1554% | 1,848 |
| Pretax return on assets | 1.1965% | 2,653 |
| Return on Equity (ROE) | 11.5483% | 1,738 |
| Retained earnings to average equity (ytd only) | 1.6889% | 4,202 |
| Net charge-offs to loans | 0.2179% | 4,042 |
| Credit loss provision to net charge-offs | 0.0000% | 6,652 |
| Earnings coverage of net charge-offs (x) | 7.4857% | 3,100 |
| Efficiency ratio | 63.9615% | 5,572 |
| Assets per employee ($millions) | 4.3492% | 2,883 |
| Cash dividends to net income (ytd only)* | 85.3755% | 1,465 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.9749% | 6,238 |
| Loan loss allowance to noncurrent loans | 850.0000% | 550 |
| Noncurrent assets plus other real estate owned to assets | 0.0736% | 7,279 |
| Noncurrent loans to loans | 0.1147% | 7,072 |
| Net loans and leases to total assets | 63.5243% | 5,366 |
| Net loans and leases to deposits | 71.1842% | 6,146 |
| Net loans and leases to core deposits | 89.9408% | 5,804 |
| Total domestic deposits to total assets | 89.2394% | 947 |
| Equity capital to assets | 10.2640% | 3,744 |
| Core capital (leverage) ratio | 10.1727% | 3,297 |
| Tier 1 risk-based capital ratio | 15.0628% | 3,012 |
| Total risk-based capital ratio | 15.9806% | 3,108 |
| Memoranda: | ||
| Average total assets | $21,897,600 | 7,951 |
| Average earning assets | $20,732,800 | 7,903 |
| Average equity | $2,190,800 | 8,078 |
| Average total loans | $16,065,400 | 7,583 |