Home > State Bank of Chester > Income and Expense
State Bank of Chester, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 6,440 |
| Total interest expense | $275,000 | 5,534 |
| Net interest income | $830,000 | 6,528 |
| Provision for loan and lease losses | $-2,000 | 6,240 |
| Total noninterest income | $61,000 | 6,424 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $40,000 | 6,137 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 6,206 |
| Total noninterest expense | $690,000 | 6,599 |
| Salaries and employee benefits | $477,000 | 6,445 |
| Premises and equipment expense | $111,000 | 6,212 |
| Additional noninterest expense | $102,000 | 6,775 |
| Pre-tax net operating income | $203,000 | 5,716 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $12,000 | 4,260 |
| Income before extraordinary items | $191,000 | 5,729 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $191,000 | 5,731 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $191,000 | 5,731 |
| Net charge-offs | $-5,000 | 6,050 |
| Cash dividends | $552,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $191,000 | 5,673 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $826,000 | 6,519 |
| Total interest expense | $206,000 | 5,636 |
| Net interest income | $620,000 | 6,607 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $45,000 | 6,511 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $30,000 | 6,202 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $15,000 | 6,323 |
| Total noninterest expense | $370,000 | 6,784 |
| Salaries and employee benefits | $249,000 | 6,702 |
| Premises and equipment expense | $62,000 | 6,472 |
| Additional noninterest expense | $59,000 | 6,868 |
| Pre-tax net operating income | $295,000 | 5,361 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $7,000 | 4,397 |
| Income before extraordinary items | $288,000 | 5,309 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $288,000 | 5,310 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $288,000 | 5,311 |
| Net charge-offs | $-3,000 | 5,867 |
| Cash dividends | $165,000 | 3,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $288,000 | 5,222 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $523,000 | 6,597 |
| Total interest expense | $136,000 | 5,710 |
| Net interest income | $387,000 | 6,680 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $31,000 | 6,546 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $20,000 | 6,227 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 6,344 |
| Total noninterest expense | $234,000 | 6,852 |
| Salaries and employee benefits | $153,000 | 6,793 |
| Premises and equipment expense | $44,000 | 6,465 |
| Additional noninterest expense | $37,000 | 6,923 |
| Pre-tax net operating income | $184,000 | 5,403 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $5,000 | 4,362 |
| Income before extraordinary items | $179,000 | 5,396 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $179,000 | 5,399 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $179,000 | 5,399 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $135,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $179,000 | 5,261 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $247,000 | 6,690 |
| Total interest expense | $68,000 | 5,784 |
| Net interest income | $179,000 | 6,780 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $17,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $11,000 | 6,179 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,364 |
| Total noninterest expense | $114,000 | 6,929 |
| Salaries and employee benefits | $78,000 | 6,845 |
| Premises and equipment expense | $19,000 | 6,607 |
| Additional noninterest expense | $17,000 | 7,002 |
| Pre-tax net operating income | $82,000 | 5,494 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $80,000 | 5,477 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $80,000 | 5,478 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $80,000 | 5,478 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $75,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $80,000 | 5,377 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 6,714 |
| Total interest expense | $308,000 | 5,938 |
| Net interest income | $815,000 | 6,794 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $75,000 | 6,483 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $53,000 | 6,168 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $22,000 | 6,239 |
| Total noninterest expense | $566,000 | 6,933 |
| Salaries and employee benefits | $398,000 | 6,796 |
| Premises and equipment expense | $83,000 | 6,656 |
| Additional noninterest expense | $85,000 | 7,060 |
| Pre-tax net operating income | $324,000 | 5,355 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $11,000 | 4,368 |
| Income before extraordinary items | $313,000 | 5,431 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $313,000 | 5,428 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $313,000 | 5,429 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $255,000 | 3,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $313,000 | 5,238 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $830,000 | 6,826 |
| Total interest expense | $232,000 | 6,067 |
| Net interest income | $598,000 | 6,906 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $58,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $43,000 | 6,181 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,000 | 6,406 |
| Total noninterest expense | $353,000 | 7,086 |
| Salaries and employee benefits | $226,000 | 7,009 |
| Premises and equipment expense | $65,000 | 6,702 |
| Additional noninterest expense | $62,000 | 7,163 |
| Pre-tax net operating income | $303,000 | 5,296 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $7,000 | 4,458 |
| Income before extraordinary items | $296,000 | 5,336 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $296,000 | 5,335 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $296,000 | 5,335 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $240,000 | 2,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $296,000 | 5,142 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $527,000 | 6,916 |
| Total interest expense | $157,000 | 6,146 |
| Net interest income | $370,000 | 7,006 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $42,000 | 6,558 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $30,000 | 6,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,397 |
| Total noninterest expense | $235,000 | 7,148 |
| Salaries and employee benefits | $151,000 | 7,072 |
| Premises and equipment expense | $45,000 | 6,725 |
| Additional noninterest expense | $39,000 | 7,229 |
| Pre-tax net operating income | $177,000 | 5,436 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $5,000 | 4,421 |
| Income before extraordinary items | $172,000 | 5,510 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $172,000 | 5,509 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $172,000 | 5,509 |
| Net charge-offs | $-3,000 | 6,365 |
| Cash dividends | $210,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $172,000 | 5,319 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 6,992 |
| Total interest expense | $79,000 | 6,218 |
| Net interest income | $177,000 | 7,079 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $22,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $115,000 | 7,218 |
| Salaries and employee benefits | $76,000 | 7,127 |
| Premises and equipment expense | $20,000 | 6,845 |
| Additional noninterest expense | $19,000 | 7,289 |
| Pre-tax net operating income | $84,000 | 5,582 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $82,000 | 5,581 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $82,000 | 5,581 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $82,000 | 5,581 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $150,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $82,000 | 5,427 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 6,979 |
| Total interest expense | $346,000 | 6,409 |
| Net interest income | $819,000 | 7,061 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $72,000 | 6,645 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $50,000 | 6,321 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $22,000 | 6,333 |
| Total noninterest expense | $568,000 | 7,211 |
| Salaries and employee benefits | $376,000 | 7,101 |
| Premises and equipment expense | $85,000 | 6,933 |
| Additional noninterest expense | $107,000 | 7,309 |
| Pre-tax net operating income | $323,000 | 5,171 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $10,000 | 4,308 |
| Income before extraordinary items | $313,000 | 5,200 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $313,000 | 5,202 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $313,000 | 5,202 |
| Net charge-offs | $7,000 | 6,169 |
| Cash dividends | $277,000 | 3,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $313,000 | 5,090 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $879,000 | 7,053 |
| Total interest expense | $263,000 | 6,489 |
| Net interest income | $616,000 | 7,129 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $54,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $38,000 | 6,352 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $16,000 | 6,487 |
| Total noninterest expense | $358,000 | 7,323 |
| Salaries and employee benefits | $226,000 | 7,258 |
| Premises and equipment expense | $67,000 | 6,937 |
| Additional noninterest expense | $65,000 | 7,406 |
| Pre-tax net operating income | $312,000 | 5,061 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $7,000 | 4,338 |
| Income before extraordinary items | $305,000 | 5,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $305,000 | 5,028 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $305,000 | 5,028 |
| Net charge-offs | $-2,000 | 6,766 |
| Cash dividends | $262,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $305,000 | 4,919 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $562,000 | 7,147 |
| Total interest expense | $175,000 | 6,587 |
| Net interest income | $387,000 | 7,221 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $34,000 | 6,840 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $23,000 | 6,439 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 6,553 |
| Total noninterest expense | $244,000 | 7,391 |
| Salaries and employee benefits | $150,000 | 7,330 |
| Premises and equipment expense | $47,000 | 6,976 |
| Additional noninterest expense | $47,000 | 7,476 |
| Pre-tax net operating income | $177,000 | 5,253 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $5,000 | 4,311 |
| Income before extraordinary items | $172,000 | 5,208 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $172,000 | 5,207 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $172,000 | 5,208 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $225,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $172,000 | 5,125 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $269,000 | 7,232 |
| Total interest expense | $89,000 | 6,660 |
| Net interest income | $180,000 | 7,320 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $14,000 | 7,002 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $116,000 | 7,475 |
| Salaries and employee benefits | $75,000 | 7,385 |
| Premises and equipment expense | $19,000 | 7,150 |
| Additional noninterest expense | $22,000 | 7,544 |
| Pre-tax net operating income | $78,000 | 5,399 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $76,000 | 5,343 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $76,000 | 5,342 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $76,000 | 5,343 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $150,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $76,000 | 5,287 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 7,258 |
| Total interest expense | $386,000 | 6,833 |
| Net interest income | $801,000 | 7,324 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $61,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $46,000 | 6,288 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,702 |
| Total noninterest expense | $538,000 | 7,496 |
| Salaries and employee benefits | $352,000 | 7,393 |
| Premises and equipment expense | $78,000 | 7,248 |
| Additional noninterest expense | $108,000 | 7,592 |
| Pre-tax net operating income | $324,000 | 4,836 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $10,000 | 4,219 |
| Income before extraordinary items | $314,000 | 4,894 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $314,000 | 4,897 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $314,000 | 4,897 |
| Net charge-offs | $6,000 | 6,661 |
| Cash dividends | $152,000 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $314,000 | 4,748 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $900,000 | 7,364 |
| Total interest expense | $294,000 | 6,946 |
| Net interest income | $606,000 | 7,424 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $48,000 | 7,099 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $34,000 | 6,369 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $14,000 | 6,805 |
| Total noninterest expense | $349,000 | 7,640 |
| Salaries and employee benefits | $220,000 | 7,569 |
| Premises and equipment expense | $60,000 | 7,308 |
| Additional noninterest expense | $69,000 | 7,721 |
| Pre-tax net operating income | $305,000 | 4,839 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $304,000 | 4,865 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $304,000 | 4,868 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $304,000 | 4,868 |
| Net charge-offs | $12,000 | 6,207 |
| Cash dividends | $152,000 | 2,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $304,000 | 4,667 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 7,444 |
| Total interest expense | $202,000 | 7,004 |
| Net interest income | $383,000 | 7,509 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $30,000 | 7,199 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $22,000 | 6,435 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 6,923 |
| Total noninterest expense | $230,000 | 7,714 |
| Salaries and employee benefits | $147,000 | 7,634 |
| Premises and equipment expense | $39,000 | 7,390 |
| Additional noninterest expense | $44,000 | 7,791 |
| Pre-tax net operating income | $183,000 | 5,025 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $182,000 | 5,014 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $182,000 | 5,016 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $182,000 | 5,015 |
| Net charge-offs | $22,000 | 5,472 |
| Cash dividends | $126,000 | 2,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $182,000 | 4,861 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $282,000 | 7,561 |
| Total interest expense | $104,000 | 7,094 |
| Net interest income | $178,000 | 7,640 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $13,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $110,000 | 7,828 |
| Salaries and employee benefits | $73,000 | 7,737 |
| Premises and equipment expense | $17,000 | 7,545 |
| Additional noninterest expense | $20,000 | 7,910 |
| Pre-tax net operating income | $81,000 | 5,280 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $80,000 | 5,259 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $80,000 | 5,260 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $80,000 | 5,259 |
| Net charge-offs | $16,000 | 4,565 |
| Cash dividends | $75,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $80,000 | 5,138 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 7,569 |
| Total interest expense | $496,000 | 7,142 |
| Net interest income | $752,000 | 7,659 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $59,000 | 7,328 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $42,000 | 6,606 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $17,000 | 7,025 |
| Total noninterest expense | $496,000 | 7,879 |
| Salaries and employee benefits | $311,000 | 7,787 |
| Premises and equipment expense | $78,000 | 7,572 |
| Additional noninterest expense | $107,000 | 7,952 |
| Pre-tax net operating income | $315,000 | 4,458 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $10,000 | 3,886 |
| Income before extraordinary items | $305,000 | 4,451 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $305,000 | 4,452 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $305,000 | 4,453 |
| Net charge-offs | $-39,000 | 7,943 |
| Cash dividends | $192,000 | 3,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $305,000 | 4,381 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 7,657 |
| Total interest expense | $381,000 | 7,227 |
| Net interest income | $554,000 | 7,737 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $42,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $31,000 | 6,661 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $11,000 | 7,238 |
| Total noninterest expense | $350,000 | 7,969 |
| Salaries and employee benefits | $211,000 | 7,899 |
| Premises and equipment expense | $62,000 | 7,594 |
| Additional noninterest expense | $77,000 | 8,037 |
| Pre-tax net operating income | $246,000 | 4,739 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $4,000 | 4,272 |
| Income before extraordinary items | $242,000 | 4,664 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $242,000 | 4,662 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $242,000 | 4,665 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $177,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $242,000 | 4,600 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $607,000 | 7,750 |
| Total interest expense | $260,000 | 7,310 |
| Net interest income | $347,000 | 7,846 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $28,000 | 7,546 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $20,000 | 6,708 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $8,000 | 7,329 |
| Total noninterest expense | $225,000 | 8,064 |
| Salaries and employee benefits | $140,000 | 7,993 |
| Premises and equipment expense | $43,000 | 7,635 |
| Additional noninterest expense | $42,000 | 8,151 |
| Pre-tax net operating income | $150,000 | 4,935 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $3,000 | 4,355 |
| Income before extraordinary items | $147,000 | 4,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 4,882 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $147,000 | 4,883 |
| Net charge-offs | $-14,000 | 7,949 |
| Cash dividends | $151,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $147,000 | 4,797 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $295,000 | 7,828 |
| Total interest expense | $132,000 | 7,379 |
| Net interest income | $163,000 | 7,937 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $13,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $104,000 | 8,130 |
| Salaries and employee benefits | $70,000 | 8,045 |
| Premises and equipment expense | $18,000 | 7,797 |
| Additional noninterest expense | $16,000 | 8,216 |
| Pre-tax net operating income | $72,000 | 5,356 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $71,000 | 5,369 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $71,000 | 5,374 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $71,000 | 5,373 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $71,000 | 5,195 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 7,801 |
| Total interest expense | $663,000 | 7,388 |
| Net interest income | $660,000 | 7,956 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $67,000 | 7,598 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $51,000 | 6,613 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $16,000 | 7,535 |
| Total noninterest expense | $465,000 | 8,144 |
| Salaries and employee benefits | $308,000 | 8,055 |
| Premises and equipment expense | $77,000 | 7,821 |
| Additional noninterest expense | $80,000 | 8,240 |
| Pre-tax net operating income | $262,000 | 5,560 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $9,000 | 4,560 |
| Income before extraordinary items | $253,000 | 5,291 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $253,000 | 5,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,900 |
| Cash dividends | $216,000 | 4,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $253,000 | 5,446 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 7,874 |
| Total interest expense | $516,000 | 7,459 |
| Net interest income | $502,000 | 8,021 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $49,000 | 7,759 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $39,000 | 6,656 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 7,769 |
| Total noninterest expense | $310,000 | 8,246 |
| Salaries and employee benefits | $202,000 | 8,190 |
| Premises and equipment expense | $61,000 | 7,836 |
| Additional noninterest expense | $47,000 | 8,340 |
| Pre-tax net operating income | $241,000 | 5,868 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $4,000 | 5,079 |
| Income before extraordinary items | $237,000 | 5,519 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $237,000 | 5,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,799 |
| Cash dividends | $201,000 | 3,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $237,000 | 5,699 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $684,000 | 7,917 |
| Total interest expense | $356,000 | 7,524 |
| Net interest income | $328,000 | 8,082 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $34,000 | 7,798 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $27,000 | 6,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $205,000 | 8,324 |
| Salaries and employee benefits | $134,000 | 8,260 |
| Premises and equipment expense | $39,000 | 7,906 |
| Additional noninterest expense | $32,000 | 8,406 |
| Pre-tax net operating income | $157,000 | 6,076 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,000 | 5,280 |
| Income before extraordinary items | $153,000 | 5,949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,681 |
| Cash dividends | $176,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $153,000 | 5,895 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 7,971 |
| Total interest expense | $187,000 | 7,579 |
| Net interest income | $160,000 | 8,156 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $17,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $97,000 | 8,377 |
| Salaries and employee benefits | $67,000 | 8,301 |
| Premises and equipment expense | $17,000 | 8,041 |
| Additional noninterest expense | $13,000 | 8,460 |
| Pre-tax net operating income | $80,000 | 6,250 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $79,000 | 6,138 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $79,000 | 6,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $150,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $79,000 | 6,043 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 7,917 |
| Total interest expense | $747,000 | 7,574 |
| Net interest income | $727,000 | 8,059 |
| Provision for loan and lease losses | $88,000 | 5,093 |
| Total noninterest income | $58,000 | 7,958 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $42,000 | 6,872 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $16,000 | 7,904 |
| Total noninterest expense | $453,000 | 8,372 |
| Salaries and employee benefits | $301,000 | 8,269 |
| Premises and equipment expense | $72,000 | 8,039 |
| Additional noninterest expense | $80,000 | 8,458 |
| Pre-tax net operating income | $244,000 | 6,750 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,000 | 5,664 |
| Income before extraordinary items | $235,000 | 6,667 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $235,000 | 6,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,104 |
| Cash dividends | $229,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $235,000 | 6,645 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 7,981 |
| Total interest expense | $548,000 | 7,646 |
| Net interest income | $548,000 | 8,109 |
| Provision for loan and lease losses | $88,000 | 4,408 |
| Total noninterest income | $44,000 | 8,007 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,852 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,000 | 8,023 |
| Total noninterest expense | $303,000 | 8,410 |
| Salaries and employee benefits | $198,000 | 8,329 |
| Premises and equipment expense | $56,000 | 8,005 |
| Additional noninterest expense | $49,000 | 8,511 |
| Pre-tax net operating income | $201,000 | 6,961 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $6,000 | 5,862 |
| Income before extraordinary items | $195,000 | 6,830 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $195,000 | 6,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,106 |
| Cash dividends | $223,000 | 3,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $195,000 | 6,817 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $723,000 | 8,050 |
| Total interest expense | $359,000 | 7,696 |
| Net interest income | $364,000 | 8,188 |
| Provision for loan and lease losses | $88,000 | 3,568 |
| Total noninterest income | $28,000 | 8,078 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $21,000 | 6,953 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $205,000 | 8,464 |
| Salaries and employee benefits | $131,000 | 8,394 |
| Premises and equipment expense | $40,000 | 7,995 |
| Additional noninterest expense | $34,000 | 8,559 |
| Pre-tax net operating income | $99,000 | 7,251 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $96,000 | 7,146 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $96,000 | 7,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,332 |
| Cash dividends | $199,000 | 3,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $96,000 | 7,137 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $351,000 | 8,119 |
| Total interest expense | $174,000 | 7,756 |
| Net interest income | $177,000 | 8,259 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $14,000 | 8,107 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $99,000 | 8,512 |
| Salaries and employee benefits | $66,000 | 8,430 |
| Premises and equipment expense | $18,000 | 8,104 |
| Additional noninterest expense | $15,000 | 8,601 |
| Pre-tax net operating income | $77,000 | 6,963 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $76,000 | 6,767 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $76,000 | 6,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $76,000 | 6,746 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 8,026 |
| Total interest expense | $636,000 | 7,637 |
| Net interest income | $731,000 | 8,170 |
| Provision for loan and lease losses | $77,000 | 5,061 |
| Total noninterest income | $62,000 | 8,109 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $46,000 | 6,956 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 8,092 |
| Total noninterest expense | $448,000 | 8,497 |
| Salaries and employee benefits | $294,000 | 8,392 |
| Premises and equipment expense | $70,000 | 8,142 |
| Additional noninterest expense | $84,000 | 8,594 |
| Pre-tax net operating income | $268,000 | 7,206 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $5,000 | 6,317 |
| Income before extraordinary items | $263,000 | 7,052 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $263,000 | 7,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,323 |
| Cash dividends | $248,000 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $263,000 | 7,048 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 8,118 |
| Total interest expense | $462,000 | 7,691 |
| Net interest income | $538,000 | 8,261 |
| Provision for loan and lease losses | $37,000 | 5,476 |
| Total noninterest income | $46,000 | 8,202 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $35,000 | 7,027 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $310,000 | 8,578 |
| Salaries and employee benefits | $193,000 | 8,494 |
| Premises and equipment expense | $54,000 | 8,172 |
| Additional noninterest expense | $63,000 | 8,648 |
| Pre-tax net operating income | $237,000 | 7,268 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $6,000 | 6,367 |
| Income before extraordinary items | $231,000 | 7,057 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $231,000 | 7,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $242,000 | 3,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $231,000 | 7,056 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $659,000 | 8,156 |
| Total interest expense | $301,000 | 7,695 |
| Net interest income | $358,000 | 8,320 |
| Provision for loan and lease losses | $21,000 | 5,479 |
| Total noninterest income | $29,000 | 8,298 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,267 |
| Total noninterest expense | $208,000 | 8,609 |
| Salaries and employee benefits | $128,000 | 8,546 |
| Premises and equipment expense | $38,000 | 8,135 |
| Additional noninterest expense | $42,000 | 8,677 |
| Pre-tax net operating income | $158,000 | 7,339 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $154,000 | 7,125 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $154,000 | 7,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $212,000 | 3,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $154,000 | 7,140 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $323,000 | 8,194 |
| Total interest expense | $145,000 | 7,723 |
| Net interest income | $178,000 | 8,353 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $15,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $101,000 | 8,639 |
| Salaries and employee benefits | $64,000 | 8,563 |
| Premises and equipment expense | $17,000 | 8,221 |
| Additional noninterest expense | $20,000 | 8,697 |
| Pre-tax net operating income | $86,000 | 7,233 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $84,000 | 6,991 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 6,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $84,000 | 6,992 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 8,137 |
| Total interest expense | $516,000 | 7,571 |
| Net interest income | $731,000 | 8,300 |
| Provision for loan and lease losses | $31,000 | 6,178 |
| Total noninterest income | $59,000 | 8,361 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $44,000 | 7,168 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,273 |
| Total noninterest expense | $427,000 | 8,649 |
| Salaries and employee benefits | $287,000 | 8,515 |
| Premises and equipment expense | $69,000 | 8,239 |
| Additional noninterest expense | $71,000 | 8,765 |
| Pre-tax net operating income | $332,000 | 7,290 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $9,000 | 6,569 |
| Income before extraordinary items | $323,000 | 7,079 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $323,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $169,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $323,000 | 7,061 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $921,000 | 8,189 |
| Total interest expense | $374,000 | 7,579 |
| Net interest income | $547,000 | 8,345 |
| Provision for loan and lease losses | $31,000 | 5,788 |
| Total noninterest income | $42,000 | 8,421 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 7,231 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,374 |
| Total noninterest expense | $289,000 | 8,690 |
| Salaries and employee benefits | $187,000 | 8,599 |
| Premises and equipment expense | $56,000 | 8,182 |
| Additional noninterest expense | $46,000 | 8,802 |
| Pre-tax net operating income | $269,000 | 7,332 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $5,000 | 6,684 |
| Income before extraordinary items | $264,000 | 7,107 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $264,000 | 7,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $160,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $264,000 | 7,075 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $594,000 | 8,228 |
| Total interest expense | $239,000 | 7,589 |
| Net interest income | $355,000 | 8,388 |
| Provision for loan and lease losses | $11,000 | 6,083 |
| Total noninterest income | $28,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $21,000 | 7,247 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,000 | 8,349 |
| Total noninterest expense | $197,000 | 8,688 |
| Salaries and employee benefits | $128,000 | 8,600 |
| Premises and equipment expense | $38,000 | 8,174 |
| Additional noninterest expense | $31,000 | 8,810 |
| Pre-tax net operating income | $175,000 | 7,378 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $171,000 | 7,155 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $171,000 | 7,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $137,000 | 3,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $171,000 | 7,122 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $282,000 | 8,345 |
| Total interest expense | $116,000 | 7,624 |
| Net interest income | $166,000 | 8,518 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $13,000 | 8,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $94,000 | 8,772 |
| Salaries and employee benefits | $66,000 | 8,647 |
| Premises and equipment expense | $17,000 | 8,338 |
| Additional noninterest expense | $11,000 | 8,900 |
| Pre-tax net operating income | $85,000 | 7,424 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $83,000 | 7,177 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $83,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $90,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $83,000 | 7,144 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 8,302 |
| Total interest expense | $421,000 | 7,605 |
| Net interest income | $691,000 | 8,452 |
| Provision for loan and lease losses | $27,000 | 6,524 |
| Total noninterest income | $62,000 | 8,478 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $46,000 | 7,356 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,000 | 8,340 |
| Total noninterest expense | $441,000 | 8,742 |
| Salaries and employee benefits | $300,000 | 8,604 |
| Premises and equipment expense | $71,000 | 8,340 |
| Additional noninterest expense | $70,000 | 8,891 |
| Pre-tax net operating income | $285,000 | 7,486 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $8,000 | 6,812 |
| Income before extraordinary items | $277,000 | 7,325 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $277,000 | 7,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,468 |
| Cash dividends | $172,000 | 5,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $277,000 | 7,278 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $821,000 | 8,362 |
| Total interest expense | $309,000 | 7,656 |
| Net interest income | $512,000 | 8,499 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $47,000 | 8,525 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $36,000 | 7,361 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 8,414 |
| Total noninterest expense | $297,000 | 8,830 |
| Salaries and employee benefits | $196,000 | 8,723 |
| Premises and equipment expense | $56,000 | 8,290 |
| Additional noninterest expense | $45,000 | 8,957 |
| Pre-tax net operating income | $244,000 | 7,484 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $5,000 | 6,948 |
| Income before extraordinary items | $239,000 | 7,254 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $239,000 | 7,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,285 |
| Cash dividends | $170,000 | 4,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $239,000 | 7,197 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $530,000 | 8,444 |
| Total interest expense | $204,000 | 7,736 |
| Net interest income | $326,000 | 8,590 |
| Provision for loan and lease losses | $9,000 | 6,446 |
| Total noninterest income | $28,000 | 8,640 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $23,000 | 7,421 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $201,000 | 8,875 |
| Salaries and employee benefits | $131,000 | 8,777 |
| Premises and equipment expense | $39,000 | 8,284 |
| Additional noninterest expense | $31,000 | 9,011 |
| Pre-tax net operating income | $144,000 | 7,593 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $141,000 | 7,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $141,000 | 7,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,563 |
| Cash dividends | $147,000 | 3,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $141,000 | 7,335 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $260,000 | 8,509 |
| Total interest expense | $103,000 | 7,798 |
| Net interest income | $157,000 | 8,659 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $14,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $100,000 | 8,905 |
| Salaries and employee benefits | $66,000 | 8,816 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $16,000 | 9,046 |
| Pre-tax net operating income | $71,000 | 7,585 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $70,000 | 7,410 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $70,000 | 7,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $70,000 | 7,329 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 8,484 |
| Total interest expense | $454,000 | 7,925 |
| Net interest income | $657,000 | 8,627 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $61,000 | 8,696 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $43,000 | 7,535 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $18,000 | 8,497 |
| Total noninterest expense | $433,000 | 8,927 |
| Salaries and employee benefits | $290,000 | 8,789 |
| Premises and equipment expense | $70,000 | 8,492 |
| Additional noninterest expense | $73,000 | 9,082 |
| Pre-tax net operating income | $285,000 | 7,488 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $8,000 | 7,101 |
| Income before extraordinary items | $277,000 | 7,393 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $277,000 | 7,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,782 |
| Cash dividends | $274,000 | 4,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $277,000 | 7,248 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $840,000 | 8,568 |
| Total interest expense | $348,000 | 8,029 |
| Net interest income | $492,000 | 8,691 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $41,000 | 8,819 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $32,000 | 7,605 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,738 |
| Total noninterest expense | $293,000 | 9,031 |
| Salaries and employee benefits | $189,000 | 8,933 |
| Premises and equipment expense | $55,000 | 8,474 |
| Additional noninterest expense | $49,000 | 9,158 |
| Pre-tax net operating income | $240,000 | 7,496 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $240,000 | 7,325 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $240,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $270,000 | 3,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $240,000 | 7,156 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $547,000 | 8,645 |
| Total interest expense | $238,000 | 8,090 |
| Net interest income | $309,000 | 8,776 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $27,000 | 8,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $21,000 | 7,634 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $198,000 | 9,051 |
| Salaries and employee benefits | $128,000 | 8,949 |
| Premises and equipment expense | $34,000 | 8,559 |
| Additional noninterest expense | $36,000 | 9,164 |
| Pre-tax net operating income | $138,000 | 7,701 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $47,000 | 5,968 |
| Income before extraordinary items | $91,000 | 8,046 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $91,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $91,000 | 7,884 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $270,000 | 8,715 |
| Total interest expense | $119,000 | 8,193 |
| Net interest income | $151,000 | 8,839 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $13,000 | 8,892 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $100,000 | 9,089 |
| Salaries and employee benefits | $65,000 | 8,973 |
| Premises and equipment expense | $15,000 | 8,679 |
| Additional noninterest expense | $20,000 | 9,182 |
| Pre-tax net operating income | $64,000 | 7,772 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $64,000 | 7,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $64,000 | 7,450 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 8,699 |
| Total interest expense | $493,000 | 8,403 |
| Net interest income | $685,000 | 8,765 |
| Provision for loan and lease losses | $70,000 | 6,288 |
| Total noninterest income | $61,000 | 8,862 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $44,000 | 7,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,643 |
| Total noninterest expense | $413,000 | 9,119 |
| Salaries and employee benefits | $282,000 | 8,952 |
| Premises and equipment expense | $66,000 | 8,657 |
| Additional noninterest expense | $65,000 | 9,261 |
| Pre-tax net operating income | $263,000 | 7,692 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-67,000 | 9,022 |
| Income before extraordinary items | $330,000 | 7,176 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $330,000 | 7,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,908 |
| Cash dividends | $81,000 | 5,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $330,000 | 7,069 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 8,921 |
| Total interest expense | $664,000 | 8,692 |
| Net interest income | $617,000 | 9,006 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $60,000 | 9,052 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $43,000 | 7,739 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $17,000 | 8,847 |
| Total noninterest expense | $379,000 | 9,392 |
| Salaries and employee benefits | $256,000 | 9,230 |
| Premises and equipment expense | $61,000 | 8,954 |
| Additional noninterest expense | $62,000 | 9,525 |
| Pre-tax net operating income | $248,000 | 7,649 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $79,000 | 6,281 |
| Income before extraordinary items | $169,000 | 7,919 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $169,000 | 7,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,455 |
| Cash dividends | $33,000 | 6,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $169,000 | 7,810 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 9,096 |
| Total interest expense | $723,000 | 8,812 |
| Net interest income | $626,000 | 9,251 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $72,000 | 9,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 7,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 8,923 |
| Total noninterest expense | $374,000 | 9,646 |
| Salaries and employee benefits | $254,000 | 9,449 |
| Premises and equipment expense | $56,000 | 9,254 |
| Additional noninterest expense | $64,000 | 9,797 |
| Pre-tax net operating income | $295,000 | 7,920 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $103,000 | 6,475 |
| Income before extraordinary items | $192,000 | 8,118 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $192,000 | 8,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $171,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $192,000 | 8,118 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 9,386 |
| Total interest expense | $604,000 | 9,195 |
| Net interest income | $631,000 | 9,446 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $67,000 | 9,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,479 |
| Total noninterest expense | $357,000 | 9,968 |
| Salaries and employee benefits | $243,000 | 9,742 |
| Premises and equipment expense | $50,000 | 9,632 |
| Additional noninterest expense | $64,000 | 10,112 |
| Pre-tax net operating income | $311,000 | 8,033 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $107,000 | 6,835 |
| Income before extraordinary items | $202,000 | 8,294 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $202,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,056 |
| Cash dividends | $106,000 | 6,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $203,300 | 8,251 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 9,663 |
| Total interest expense | $626,000 | 9,404 |
| Net interest income | $569,000 | 9,798 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $67,000 | 9,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,482 |
| Total noninterest expense | $341,000 | 10,180 |
| Salaries and employee benefits | $228,000 | 9,978 |
| Premises and equipment expense | $59,000 | 9,596 |
| Additional noninterest expense | $54,000 | 10,369 |
| Pre-tax net operating income | $285,000 | 8,490 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $98,000 | 7,562 |
| Income before extraordinary items | $189,000 | 8,696 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $189,000 | 8,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,888 |
| Cash dividends | $204,000 | 5,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $187,680 | 8,636 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 10,189 |
| Total interest expense | $572,000 | 9,912 |
| Net interest income | $535,000 | 10,312 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $55,000 | 10,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,594 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,305 |
| Total noninterest expense | $375,000 | 10,544 |
| Salaries and employee benefits | $271,000 | 10,143 |
| Premises and equipment expense | $43,000 | 10,363 |
| Additional noninterest expense | $61,000 | 10,785 |
| Pre-tax net operating income | $215,000 | 9,498 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $70,000 | 8,905 |
| Income before extraordinary items | $145,000 | 9,627 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $145,000 | 9,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $49,000 | 7,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $145,000 | 9,581 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 10,722 |
| Total interest expense | $545,000 | 10,460 |
| Net interest income | $528,000 | 10,830 |
| Provision for loan and lease losses | $52,000 | 6,510 |
| Total noninterest income | $117,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,006 |
| Total noninterest expense | $376,000 | 11,041 |
| Salaries and employee benefits | $258,000 | 10,667 |
| Premises and equipment expense | $52,000 | 10,580 |
| Additional noninterest expense | $66,000 | 11,324 |
| Pre-tax net operating income | $217,000 | 9,685 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $40,000 | 9,864 |
| Income before extraordinary items | $177,000 | 9,516 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $177,000 | 9,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $33,000 | 7,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $177,000 | 9,462 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,010,000 | 11,261 |
| Total interest expense | $538,000 | 10,892 |
| Net interest income | $472,000 | 11,464 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $75,000 | 10,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $387,000 | 11,469 |
| Salaries and employee benefits | $216,000 | 11,392 |
| Premises and equipment expense | $44,000 | 11,264 |
| Additional noninterest expense | $127,000 | 11,349 |
| Pre-tax net operating income | $158,000 | 10,731 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $45,000 | 10,268 |
| Income before extraordinary items | $113,000 | 10,810 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $113,000 | 10,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,621 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $113,000 | 10,783 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $755,000 | 12,124 |
| Total interest expense | $370,000 | 11,740 |
| Net interest income | $385,000 | 12,256 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $59,000 | 11,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $319,000 | 12,301 |
| Salaries and employee benefits | $182,000 | 12,188 |
| Premises and equipment expense | $38,000 | 12,035 |
| Additional noninterest expense | $99,000 | 12,293 |
| Pre-tax net operating income | $85,000 | 11,718 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $14,000 | 11,286 |
| Income before extraordinary items | $71,000 | 11,649 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $71,000 | 11,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,935 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 734 |
| Net operating income | $71,000 | 11,686 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $826,000 | 12,626 |
| Total interest expense | $395,000 | 12,252 |
| Net interest income | $431,000 | 12,734 |
| Provision for loan and lease losses | $130,000 | 5,002 |
| Total noninterest income | $49,000 | 12,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 10,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $313,000 | 12,943 |
| Salaries and employee benefits | $187,000 | 12,734 |
| Premises and equipment expense | $20,000 | 13,077 |
| Additional noninterest expense | $106,000 | 12,882 |
| Pre-tax net operating income | $37,000 | 12,234 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $7,000 | 11,895 |
| Income before extraordinary items | $30,000 | 12,378 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $30,000 | 12,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 5,678 |
| Cash dividends | $14,000 | 8,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $30,000 | 12,236 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 13,251 |
| Total interest expense | $435,000 | 13,044 |
| Net interest income | $430,000 | 13,303 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $53,000 | 13,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 11,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $347,000 | 13,406 |
| Salaries and employee benefits | $217,000 | 12,972 |
| Premises and equipment expense | $21,000 | 13,653 |
| Additional noninterest expense | $109,000 | 13,443 |
| Pre-tax net operating income | $106,000 | 11,961 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $27,000 | 11,890 |
| Income before extraordinary items | $79,000 | 12,232 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $79,000 | 12,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $21,000 | 8,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $79,000 | 11,938 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.