Home > State Bank of Carbondale > Income and Expense
State Bank of Carbondale, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $355,000 | 7,089 |
| Total interest expense | $41,000 | 7,062 |
| Net interest income | $314,000 | 7,066 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $64,000 | 6,233 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $42,000 | 5,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 6,093 |
| Total noninterest expense | $401,000 | 6,901 |
| Salaries and employee benefits | $205,000 | 6,914 |
| Premises and equipment expense | $41,000 | 6,784 |
| Additional noninterest expense | $155,000 | 6,734 |
| Pre-tax net operating income | $-23,000 | 6,380 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-23,000 | 6,512 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-23,000 | 6,512 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-23,000 | 6,512 |
| Net charge-offs | $5,000 | 5,162 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-23,000 | 6,395 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $178,000 | 7,146 |
| Total interest expense | $22,000 | 7,111 |
| Net interest income | $156,000 | 7,126 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $32,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $22,000 | 5,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,212 |
| Total noninterest expense | $173,000 | 7,042 |
| Salaries and employee benefits | $104,000 | 6,968 |
| Premises and equipment expense | $20,000 | 6,845 |
| Additional noninterest expense | $49,000 | 7,064 |
| Pre-tax net operating income | $15,000 | 6,277 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-3,000 | 6,920 |
| Income before extraordinary items | $18,000 | 6,346 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $18,000 | 6,345 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $18,000 | 6,346 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $18,000 | 6,215 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $789,000 | 7,176 |
| Total interest expense | $122,000 | 7,141 |
| Net interest income | $667,000 | 7,161 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $128,000 | 6,190 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $83,000 | 5,767 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $45,000 | 5,990 |
| Total noninterest expense | $749,000 | 7,076 |
| Salaries and employee benefits | $424,000 | 7,021 |
| Premises and equipment expense | $82,000 | 6,949 |
| Additional noninterest expense | $243,000 | 7,022 |
| Pre-tax net operating income | $46,000 | 5,890 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $4,000 | 4,504 |
| Income before extraordinary items | $42,000 | 6,039 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $42,000 | 6,041 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $42,000 | 6,041 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $42,000 | 5,923 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $601,000 | 7,242 |
| Total interest expense | $96,000 | 7,211 |
| Net interest income | $505,000 | 7,225 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $95,000 | 6,308 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $61,000 | 5,818 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $34,000 | 6,085 |
| Total noninterest expense | $562,000 | 7,121 |
| Salaries and employee benefits | $319,000 | 7,057 |
| Premises and equipment expense | $61,000 | 7,010 |
| Additional noninterest expense | $182,000 | 7,082 |
| Pre-tax net operating income | $38,000 | 6,024 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $6,000 | 4,372 |
| Income before extraordinary items | $32,000 | 6,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $32,000 | 6,155 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $32,000 | 6,155 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $32,000 | 6,052 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $406,000 | 7,305 |
| Total interest expense | $66,000 | 7,283 |
| Net interest income | $340,000 | 7,287 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $59,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $42,000 | 5,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 6,348 |
| Total noninterest expense | $377,000 | 7,190 |
| Salaries and employee benefits | $217,000 | 7,119 |
| Premises and equipment expense | $40,000 | 7,083 |
| Additional noninterest expense | $120,000 | 7,155 |
| Pre-tax net operating income | $22,000 | 6,082 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $6,000 | 4,255 |
| Income before extraordinary items | $16,000 | 6,220 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $16,000 | 6,220 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $16,000 | 6,220 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $16,000 | 6,143 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $209,000 | 7,356 |
| Total interest expense | $32,000 | 7,356 |
| Net interest income | $177,000 | 7,329 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $38,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $24,000 | 5,566 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $190,000 | 7,244 |
| Salaries and employee benefits | $110,000 | 7,158 |
| Premises and equipment expense | $18,000 | 7,192 |
| Additional noninterest expense | $62,000 | 7,185 |
| Pre-tax net operating income | $25,000 | 6,043 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $19,000 | 6,132 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $19,000 | 6,131 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $19,000 | 6,132 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $19,000 | 6,097 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 7,429 |
| Total interest expense | $142,000 | 7,447 |
| Net interest income | $704,000 | 7,389 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $140,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $93,000 | 5,568 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $47,000 | 6,156 |
| Total noninterest expense | $777,000 | 7,315 |
| Salaries and employee benefits | $453,000 | 7,222 |
| Premises and equipment expense | $75,000 | 7,282 |
| Additional noninterest expense | $249,000 | 7,264 |
| Pre-tax net operating income | $67,000 | 5,573 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $11,000 | 4,198 |
| Income before extraordinary items | $56,000 | 5,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $56,000 | 5,776 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $56,000 | 5,776 |
| Net charge-offs | $1,000 | 6,818 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $56,000 | 5,637 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $636,000 | 7,538 |
| Total interest expense | $108,000 | 7,561 |
| Net interest income | $528,000 | 7,497 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $103,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $67,000 | 5,704 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $36,000 | 6,283 |
| Total noninterest expense | $576,000 | 7,400 |
| Salaries and employee benefits | $335,000 | 7,313 |
| Premises and equipment expense | $56,000 | 7,358 |
| Additional noninterest expense | $185,000 | 7,351 |
| Pre-tax net operating income | $55,000 | 5,787 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $11,000 | 4,212 |
| Income before extraordinary items | $44,000 | 5,958 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $44,000 | 5,958 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $44,000 | 5,958 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $44,000 | 5,834 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $421,000 | 7,611 |
| Total interest expense | $73,000 | 7,633 |
| Net interest income | $348,000 | 7,554 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $70,000 | 6,526 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $44,000 | 5,766 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 6,263 |
| Total noninterest expense | $381,000 | 7,465 |
| Salaries and employee benefits | $224,000 | 7,370 |
| Premises and equipment expense | $37,000 | 7,414 |
| Additional noninterest expense | $120,000 | 7,426 |
| Pre-tax net operating income | $37,000 | 5,890 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $11,000 | 4,050 |
| Income before extraordinary items | $26,000 | 6,046 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $26,000 | 6,048 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $26,000 | 6,047 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $26,000 | 5,947 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $210,000 | 7,711 |
| Total interest expense | $38,000 | 7,735 |
| Net interest income | $172,000 | 7,660 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $33,000 | 6,632 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $13,000 | 6,398 |
| Total noninterest expense | $192,000 | 7,549 |
| Salaries and employee benefits | $111,000 | 7,471 |
| Premises and equipment expense | $19,000 | 7,478 |
| Additional noninterest expense | $62,000 | 7,497 |
| Pre-tax net operating income | $13,000 | 6,107 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $11,000 | 3,764 |
| Income before extraordinary items | $2,000 | 6,362 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,000 | 6,365 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,000 | 6,364 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,000 | 6,255 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $883,000 | 7,770 |
| Total interest expense | $177,000 | 7,809 |
| Net interest income | $706,000 | 7,701 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $142,000 | 6,638 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $81,000 | 6,010 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $61,000 | 6,170 |
| Total noninterest expense | $786,000 | 7,633 |
| Salaries and employee benefits | $478,000 | 7,483 |
| Premises and equipment expense | $72,000 | 7,624 |
| Additional noninterest expense | $236,000 | 7,630 |
| Pre-tax net operating income | $62,000 | 5,211 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $9,000 | 3,912 |
| Income before extraordinary items | $53,000 | 5,337 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $53,000 | 5,336 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $53,000 | 5,336 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $26,000 | 4,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $53,000 | 5,276 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $667,000 | 7,857 |
| Total interest expense | $135,000 | 7,896 |
| Net interest income | $532,000 | 7,766 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $106,000 | 6,770 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $56,000 | 6,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $50,000 | 6,216 |
| Total noninterest expense | $575,000 | 7,706 |
| Salaries and employee benefits | $353,000 | 7,538 |
| Premises and equipment expense | $54,000 | 7,688 |
| Additional noninterest expense | $168,000 | 7,717 |
| Pre-tax net operating income | $63,000 | 5,437 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $8,000 | 4,112 |
| Income before extraordinary items | $55,000 | 5,534 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $55,000 | 5,534 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $55,000 | 5,534 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $26,000 | 4,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $55,000 | 5,475 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $445,000 | 7,943 |
| Total interest expense | $91,000 | 7,985 |
| Net interest income | $354,000 | 7,830 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $64,000 | 6,926 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $33,000 | 6,301 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $31,000 | 6,373 |
| Total noninterest expense | $378,000 | 7,790 |
| Salaries and employee benefits | $235,000 | 7,618 |
| Premises and equipment expense | $36,000 | 7,770 |
| Additional noninterest expense | $107,000 | 7,829 |
| Pre-tax net operating income | $40,000 | 5,569 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $8,000 | 4,086 |
| Income before extraordinary items | $32,000 | 5,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $32,000 | 5,697 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $32,000 | 5,697 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $26,000 | 3,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $32,000 | 5,614 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 7,997 |
| Total interest expense | $46,000 | 8,049 |
| Net interest income | $177,000 | 7,882 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $188,000 | 7,811 |
| Salaries and employee benefits | $117,000 | 7,674 |
| Premises and equipment expense | $18,000 | 7,797 |
| Additional noninterest expense | $53,000 | 7,798 |
| Pre-tax net operating income | $18,000 | 6,039 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $10,000 | 6,276 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,000 | 6,278 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $10,000 | 6,278 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $26,000 | 2,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $10,000 | 6,126 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 7,988 |
| Total interest expense | $276,000 | 8,028 |
| Net interest income | $717,000 | 7,889 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $140,000 | 6,957 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 6,083 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $53,000 | 6,703 |
| Total noninterest expense | $775,000 | 7,825 |
| Salaries and employee benefits | $475,000 | 7,723 |
| Premises and equipment expense | $72,000 | 7,869 |
| Additional noninterest expense | $228,000 | 7,758 |
| Pre-tax net operating income | $82,000 | 6,073 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $10,000 | 4,529 |
| Income before extraordinary items | $72,000 | 5,968 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $72,000 | 5,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $30,000 | 5,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $72,000 | 6,111 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $763,000 | 8,067 |
| Total interest expense | $222,000 | 8,092 |
| Net interest income | $541,000 | 7,973 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $102,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $62,000 | 6,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $40,000 | 6,840 |
| Total noninterest expense | $571,000 | 7,886 |
| Salaries and employee benefits | $349,000 | 7,774 |
| Premises and equipment expense | $54,000 | 7,920 |
| Additional noninterest expense | $168,000 | 7,817 |
| Pre-tax net operating income | $72,000 | 6,508 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $11,000 | 4,828 |
| Income before extraordinary items | $61,000 | 6,357 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $61,000 | 6,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $30,000 | 4,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $61,000 | 6,521 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $517,000 | 8,128 |
| Total interest expense | $158,000 | 8,148 |
| Net interest income | $359,000 | 8,019 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $70,000 | 7,132 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $42,000 | 6,170 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $384,000 | 7,929 |
| Salaries and employee benefits | $236,000 | 7,821 |
| Premises and equipment expense | $36,000 | 7,974 |
| Additional noninterest expense | $112,000 | 7,851 |
| Pre-tax net operating income | $45,000 | 6,704 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $10,000 | 4,982 |
| Income before extraordinary items | $35,000 | 6,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 6,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $30,000 | 4,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $35,000 | 6,726 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $258,000 | 8,187 |
| Total interest expense | $87,000 | 8,166 |
| Net interest income | $171,000 | 8,105 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $34,000 | 7,181 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $187,000 | 7,998 |
| Salaries and employee benefits | $114,000 | 7,907 |
| Premises and equipment expense | $18,000 | 8,010 |
| Additional noninterest expense | $55,000 | 7,903 |
| Pre-tax net operating income | $18,000 | 6,984 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $10,000 | 4,802 |
| Income before extraordinary items | $8,000 | 7,176 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $30,000 | 3,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $8,000 | 7,086 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 8,179 |
| Total interest expense | $352,000 | 8,162 |
| Net interest income | $673,000 | 8,112 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $124,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $87,000 | 6,207 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $37,000 | 7,367 |
| Total noninterest expense | $704,000 | 8,080 |
| Salaries and employee benefits | $427,000 | 7,996 |
| Premises and equipment expense | $66,000 | 8,110 |
| Additional noninterest expense | $211,000 | 7,974 |
| Pre-tax net operating income | $93,000 | 7,168 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $16,000 | 5,503 |
| Income before extraordinary items | $77,000 | 7,231 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $77,000 | 7,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $30,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $77,000 | 7,205 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $765,000 | 8,236 |
| Total interest expense | $263,000 | 8,208 |
| Net interest income | $502,000 | 8,174 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $91,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $65,000 | 6,237 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $26,000 | 7,468 |
| Total noninterest expense | $517,000 | 8,075 |
| Salaries and employee benefits | $310,000 | 7,999 |
| Premises and equipment expense | $49,000 | 8,109 |
| Additional noninterest expense | $158,000 | 7,964 |
| Pre-tax net operating income | $76,000 | 7,398 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $14,000 | 5,621 |
| Income before extraordinary items | $62,000 | 7,436 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $62,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $30,000 | 5,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $62,000 | 7,421 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $501,000 | 8,314 |
| Total interest expense | $168,000 | 8,284 |
| Net interest income | $333,000 | 8,248 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $61,000 | 7,457 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $43,000 | 6,285 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $346,000 | 8,123 |
| Salaries and employee benefits | $207,000 | 8,052 |
| Premises and equipment expense | $33,000 | 8,138 |
| Additional noninterest expense | $106,000 | 7,998 |
| Pre-tax net operating income | $48,000 | 7,531 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $10,000 | 5,665 |
| Income before extraordinary items | $38,000 | 7,568 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $38,000 | 7,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $30,000 | 4,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $38,000 | 7,555 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $246,000 | 8,381 |
| Total interest expense | $81,000 | 8,342 |
| Net interest income | $165,000 | 8,310 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $31,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $173,000 | 8,151 |
| Salaries and employee benefits | $104,000 | 8,088 |
| Premises and equipment expense | $17,000 | 8,143 |
| Additional noninterest expense | $52,000 | 8,045 |
| Pre-tax net operating income | $23,000 | 7,624 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $13,000 | 7,721 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $13,000 | 7,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $30,000 | 3,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $13,000 | 7,701 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 8,326 |
| Total interest expense | $290,000 | 8,308 |
| Net interest income | $638,000 | 8,277 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $132,000 | 7,452 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $95,000 | 6,218 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 7,547 |
| Total noninterest expense | $684,000 | 8,191 |
| Salaries and employee benefits | $410,000 | 8,124 |
| Premises and equipment expense | $65,000 | 8,196 |
| Additional noninterest expense | $209,000 | 8,068 |
| Pre-tax net operating income | $86,000 | 7,747 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $13,000 | 6,081 |
| Income before extraordinary items | $73,000 | 7,777 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $73,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $24,000 | 5,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $73,000 | 7,767 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $678,000 | 8,410 |
| Total interest expense | $210,000 | 8,377 |
| Net interest income | $468,000 | 8,375 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $102,000 | 7,487 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $74,000 | 6,250 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,587 |
| Total noninterest expense | $506,000 | 8,226 |
| Salaries and employee benefits | $300,000 | 8,156 |
| Premises and equipment expense | $51,000 | 8,209 |
| Additional noninterest expense | $155,000 | 8,100 |
| Pre-tax net operating income | $64,000 | 7,925 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $10,000 | 6,224 |
| Income before extraordinary items | $54,000 | 7,945 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $54,000 | 7,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $24,000 | 5,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $54,000 | 7,938 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $436,000 | 8,480 |
| Total interest expense | $131,000 | 8,420 |
| Net interest income | $305,000 | 8,447 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $67,000 | 7,564 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $49,000 | 6,273 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,655 |
| Total noninterest expense | $336,000 | 8,256 |
| Salaries and employee benefits | $200,000 | 8,199 |
| Premises and equipment expense | $34,000 | 8,213 |
| Additional noninterest expense | $102,000 | 8,130 |
| Pre-tax net operating income | $36,000 | 8,019 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $5,000 | 6,332 |
| Income before extraordinary items | $31,000 | 8,027 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $31,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $24,000 | 4,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $31,000 | 8,023 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $210,000 | 8,512 |
| Total interest expense | $60,000 | 8,463 |
| Net interest income | $150,000 | 8,490 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $34,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $168,000 | 8,272 |
| Salaries and employee benefits | $101,000 | 8,207 |
| Premises and equipment expense | $16,000 | 8,272 |
| Additional noninterest expense | $51,000 | 8,144 |
| Pre-tax net operating income | $16,000 | 8,067 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $14,000 | 8,060 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $24,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $14,000 | 8,054 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $815,000 | 8,467 |
| Total interest expense | $213,000 | 8,424 |
| Net interest income | $602,000 | 8,444 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $129,000 | 7,674 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $100,000 | 6,291 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $29,000 | 7,878 |
| Total noninterest expense | $669,000 | 8,296 |
| Salaries and employee benefits | $398,000 | 8,216 |
| Premises and equipment expense | $64,000 | 8,289 |
| Additional noninterest expense | $207,000 | 8,193 |
| Pre-tax net operating income | $62,000 | 8,096 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $9,000 | 6,569 |
| Income before extraordinary items | $53,000 | 8,131 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $53,000 | 8,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $22,000 | 5,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $53,000 | 8,104 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $604,000 | 8,514 |
| Total interest expense | $158,000 | 8,433 |
| Net interest income | $446,000 | 8,495 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $92,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $68,000 | 6,457 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,836 |
| Total noninterest expense | $490,000 | 8,301 |
| Salaries and employee benefits | $290,000 | 8,231 |
| Premises and equipment expense | $48,000 | 8,296 |
| Additional noninterest expense | $152,000 | 8,200 |
| Pre-tax net operating income | $48,000 | 8,196 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $7,000 | 6,626 |
| Income before extraordinary items | $41,000 | 8,220 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $41,000 | 8,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $22,000 | 5,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $41,000 | 8,188 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $400,000 | 8,527 |
| Total interest expense | $105,000 | 8,416 |
| Net interest income | $295,000 | 8,519 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $58,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $43,000 | 6,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $15,000 | 7,896 |
| Total noninterest expense | $323,000 | 8,317 |
| Salaries and employee benefits | $191,000 | 8,248 |
| Premises and equipment expense | $32,000 | 8,308 |
| Additional noninterest expense | $100,000 | 8,212 |
| Pre-tax net operating income | $30,000 | 8,233 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $26,000 | 8,255 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $26,000 | 8,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $22,000 | 4,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $26,000 | 8,223 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $196,000 | 8,616 |
| Total interest expense | $52,000 | 8,485 |
| Net interest income | $144,000 | 8,613 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $31,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $161,000 | 8,402 |
| Salaries and employee benefits | $94,000 | 8,344 |
| Premises and equipment expense | $16,000 | 8,389 |
| Additional noninterest expense | $51,000 | 8,248 |
| Pre-tax net operating income | $14,000 | 8,312 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $13,000 | 8,325 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $13,000 | 8,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $22,000 | 3,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $13,000 | 8,297 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $747,000 | 8,612 |
| Total interest expense | $176,000 | 8,540 |
| Net interest income | $571,000 | 8,583 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $155,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $98,000 | 6,505 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $57,000 | 7,247 |
| Total noninterest expense | $651,000 | 8,413 |
| Salaries and employee benefits | $387,000 | 8,341 |
| Premises and equipment expense | $57,000 | 8,519 |
| Additional noninterest expense | $207,000 | 8,267 |
| Pre-tax net operating income | $75,000 | 8,178 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $9,000 | 6,781 |
| Income before extraordinary items | $66,000 | 8,225 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $66,000 | 8,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $14,000 | 6,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $66,000 | 8,181 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $552,000 | 8,667 |
| Total interest expense | $128,000 | 8,604 |
| Net interest income | $424,000 | 8,636 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $121,000 | 7,544 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $74,000 | 6,546 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 7,150 |
| Total noninterest expense | $481,000 | 8,440 |
| Salaries and employee benefits | $283,000 | 8,365 |
| Premises and equipment expense | $42,000 | 8,552 |
| Additional noninterest expense | $156,000 | 8,268 |
| Pre-tax net operating income | $64,000 | 8,258 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $9,000 | 6,807 |
| Income before extraordinary items | $55,000 | 8,296 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $55,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $14,000 | 5,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $55,000 | 8,258 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $364,000 | 8,725 |
| Total interest expense | $84,000 | 8,672 |
| Net interest income | $280,000 | 8,691 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $83,000 | 7,538 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $49,000 | 6,572 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,048 |
| Total noninterest expense | $319,000 | 8,493 |
| Salaries and employee benefits | $188,000 | 8,427 |
| Premises and equipment expense | $28,000 | 8,588 |
| Additional noninterest expense | $103,000 | 8,315 |
| Pre-tax net operating income | $44,000 | 8,276 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $7,000 | 6,787 |
| Income before extraordinary items | $37,000 | 8,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $37,000 | 8,275 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $181,000 | 8,772 |
| Total interest expense | $44,000 | 8,702 |
| Net interest income | $137,000 | 8,751 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $34,000 | 7,816 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,482 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $160,000 | 8,539 |
| Salaries and employee benefits | $93,000 | 8,474 |
| Premises and equipment expense | $14,000 | 8,600 |
| Additional noninterest expense | $53,000 | 8,333 |
| Pre-tax net operating income | $11,000 | 8,422 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $10,000 | 8,469 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,000 | 8,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $10,000 | 8,405 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $774,000 | 8,773 |
| Total interest expense | $227,000 | 8,671 |
| Net interest income | $547,000 | 8,767 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $138,000 | 7,930 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $100,000 | 6,554 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $38,000 | 7,880 |
| Total noninterest expense | $630,000 | 8,590 |
| Salaries and employee benefits | $375,000 | 8,510 |
| Premises and equipment expense | $51,000 | 8,750 |
| Additional noninterest expense | $204,000 | 8,416 |
| Pre-tax net operating income | $55,000 | 8,363 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $6,000 | 7,166 |
| Income before extraordinary items | $49,000 | 8,455 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $49,000 | 8,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $38,000 | 6,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $49,000 | 8,355 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $589,000 | 8,843 |
| Total interest expense | $177,000 | 8,755 |
| Net interest income | $412,000 | 8,831 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $103,000 | 7,983 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $73,000 | 6,657 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 7,851 |
| Total noninterest expense | $460,000 | 8,632 |
| Salaries and employee benefits | $273,000 | 8,539 |
| Premises and equipment expense | $38,000 | 8,797 |
| Additional noninterest expense | $149,000 | 8,474 |
| Pre-tax net operating income | $55,000 | 8,433 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $7,000 | 7,163 |
| Income before extraordinary items | $48,000 | 8,533 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $48,000 | 8,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $38,000 | 5,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $48,000 | 8,426 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $398,000 | 8,886 |
| Total interest expense | $124,000 | 8,790 |
| Net interest income | $274,000 | 8,870 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $68,000 | 7,995 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $47,000 | 6,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $304,000 | 8,662 |
| Salaries and employee benefits | $180,000 | 8,586 |
| Premises and equipment expense | $24,000 | 8,843 |
| Additional noninterest expense | $100,000 | 8,459 |
| Pre-tax net operating income | $38,000 | 8,452 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $5,000 | 7,181 |
| Income before extraordinary items | $33,000 | 8,555 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $33,000 | 8,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $24,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $33,000 | 8,434 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $202,000 | 8,935 |
| Total interest expense | $64,000 | 8,843 |
| Net interest income | $138,000 | 8,914 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $32,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $154,000 | 8,697 |
| Salaries and employee benefits | $91,000 | 8,622 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $51,000 | 8,461 |
| Pre-tax net operating income | $16,000 | 8,507 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $14,000 | 8,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 8,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $24,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $14,000 | 8,462 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 8,925 |
| Total interest expense | $331,000 | 8,833 |
| Net interest income | $588,000 | 8,909 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $148,000 | 7,847 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $103,000 | 6,527 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,733 |
| Total noninterest expense | $626,000 | 8,712 |
| Salaries and employee benefits | $364,000 | 8,643 |
| Premises and equipment expense | $51,000 | 8,885 |
| Additional noninterest expense | $211,000 | 8,478 |
| Pre-tax net operating income | $110,000 | 8,281 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $18,000 | 7,092 |
| Income before extraordinary items | $92,000 | 8,372 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $92,000 | 8,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,528 |
| Cash dividends | $54,000 | 5,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $92,000 | 8,283 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 9,131 |
| Total interest expense | $476,000 | 9,055 |
| Net interest income | $558,000 | 9,109 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $158,000 | 7,768 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $105,000 | 6,491 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $53,000 | 7,596 |
| Total noninterest expense | $602,000 | 8,926 |
| Salaries and employee benefits | $353,000 | 8,823 |
| Premises and equipment expense | $48,000 | 9,159 |
| Additional noninterest expense | $201,000 | 8,644 |
| Pre-tax net operating income | $114,000 | 8,269 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $20,000 | 7,319 |
| Income before extraordinary items | $94,000 | 8,372 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $94,000 | 8,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $60,000 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $94,000 | 8,269 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 9,379 |
| Total interest expense | $503,000 | 9,245 |
| Net interest income | $524,000 | 9,420 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $158,000 | 7,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,238 |
| Total noninterest expense | $553,000 | 9,240 |
| Salaries and employee benefits | $341,000 | 9,051 |
| Premises and equipment expense | $41,000 | 9,526 |
| Additional noninterest expense | $171,000 | 9,057 |
| Pre-tax net operating income | $129,000 | 8,694 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $29,000 | 7,645 |
| Income before extraordinary items | $100,000 | 8,711 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $100,000 | 8,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $60,000 | 6,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $100,000 | 8,698 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $986,000 | 9,628 |
| Total interest expense | $493,000 | 9,456 |
| Net interest income | $493,000 | 9,698 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $163,000 | 7,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,550 |
| Total noninterest expense | $544,000 | 9,488 |
| Salaries and employee benefits | $327,000 | 9,322 |
| Premises and equipment expense | $43,000 | 9,778 |
| Additional noninterest expense | $174,000 | 9,289 |
| Pre-tax net operating income | $112,000 | 9,017 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $20,000 | 8,212 |
| Income before extraordinary items | $92,000 | 9,022 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $92,000 | 9,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $54,000 | 6,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $92,000 | 8,988 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $997,000 | 9,859 |
| Total interest expense | $514,000 | 9,665 |
| Net interest income | $483,000 | 9,959 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $142,000 | 8,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 6,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,816 |
| Total noninterest expense | $515,000 | 9,724 |
| Salaries and employee benefits | $319,000 | 9,502 |
| Premises and equipment expense | $45,000 | 9,930 |
| Additional noninterest expense | $151,000 | 9,646 |
| Pre-tax net operating income | $110,000 | 9,368 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $21,000 | 8,862 |
| Income before extraordinary items | $89,000 | 9,408 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $89,000 | 9,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $70,000 | 6,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $89,000 | 9,344 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $959,000 | 10,339 |
| Total interest expense | $477,000 | 10,149 |
| Net interest income | $482,000 | 10,415 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $156,000 | 8,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $503,000 | 10,120 |
| Salaries and employee benefits | $307,000 | 9,902 |
| Premises and equipment expense | $42,000 | 10,388 |
| Additional noninterest expense | $154,000 | 9,946 |
| Pre-tax net operating income | $135,000 | 9,921 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $35,000 | 9,485 |
| Income before extraordinary items | $100,000 | 9,960 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $100,000 | 9,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $72,000 | 6,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $100,000 | 9,920 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $984,000 | 10,841 |
| Total interest expense | $484,000 | 10,644 |
| Net interest income | $500,000 | 10,897 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $135,000 | 9,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,892 |
| Total noninterest expense | $483,000 | 10,657 |
| Salaries and employee benefits | $284,000 | 10,476 |
| Premises and equipment expense | $45,000 | 10,780 |
| Additional noninterest expense | $154,000 | 10,503 |
| Pre-tax net operating income | $152,000 | 10,069 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $40,000 | 9,864 |
| Income before extraordinary items | $112,000 | 10,114 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $112,000 | 10,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $66,000 | 7,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $112,000 | 10,057 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $926,000 | 11,394 |
| Total interest expense | $452,000 | 11,187 |
| Net interest income | $474,000 | 11,459 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $142,000 | 9,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $480,000 | 11,103 |
| Salaries and employee benefits | $279,000 | 10,926 |
| Premises and equipment expense | $45,000 | 11,233 |
| Additional noninterest expense | $156,000 | 10,983 |
| Pre-tax net operating income | $136,000 | 10,862 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $27,000 | 10,638 |
| Income before extraordinary items | $109,000 | 10,849 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $109,000 | 10,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,624 |
| Cash dividends | $70,000 | 7,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $109,000 | 10,820 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $775,000 | 12,093 |
| Total interest expense | $328,000 | 11,913 |
| Net interest income | $447,000 | 12,138 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $148,000 | 9,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $490,000 | 11,666 |
| Salaries and employee benefits | $268,000 | 11,498 |
| Premises and equipment expense | $45,000 | 11,810 |
| Additional noninterest expense | $177,000 | 11,439 |
| Pre-tax net operating income | $105,000 | 11,596 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $27,000 | 10,992 |
| Income before extraordinary items | $78,000 | 11,588 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $78,000 | 11,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $58,000 | 7,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $78,000 | 11,634 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $820,000 | 12,638 |
| Total interest expense | $345,000 | 12,463 |
| Net interest income | $475,000 | 12,619 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $159,000 | 10,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $487,000 | 12,235 |
| Salaries and employee benefits | $261,000 | 12,070 |
| Premises and equipment expense | $44,000 | 12,403 |
| Additional noninterest expense | $182,000 | 11,988 |
| Pre-tax net operating income | $147,000 | 11,497 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $44,000 | 11,072 |
| Income before extraordinary items | $103,000 | 11,773 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $103,000 | 11,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $58,000 | 7,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $103,000 | 11,582 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $893,000 | 13,207 |
| Total interest expense | $435,000 | 13,044 |
| Net interest income | $458,000 | 13,212 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $119,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,735 |
| Total noninterest expense | $458,000 | 12,867 |
| Salaries and employee benefits | $257,000 | 12,531 |
| Premises and equipment expense | $42,000 | 12,992 |
| Additional noninterest expense | $159,000 | 12,806 |
| Pre-tax net operating income | $119,000 | 11,819 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $31,000 | 11,785 |
| Income before extraordinary items | $88,000 | 12,104 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $88,000 | 12,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $88,000 | 11,803 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.