Home > State Bank of Caledonia > Assets and Liabilities
State Bank of Caledonia, Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 47 | 3,540 |
| Assets and Liabilities | ||
| Total Assets: | $238,502,000 | 2,354 |
| Cash and due from depository institutions | $7,024,000 | 3,540 |
| Interest-bearing balances | $25,000 | 6,282 |
| Securities | $100,000 | 8,908 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,980 |
| Net loans & leases | $180,964,000 | 1,984 |
| Loan loss allowance | $2,900,000 | 1,585 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,486,000 | 3,651 |
| Other real estate owned | $920,000 | 3,540 |
| Goodwill and other intangibles | $37,872,000 | 229 |
| All other assets | $4,536,000 | 2,693 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $238,502,000 | 2,354 |
| Total liabilities | $180,983,000 | 2,764 |
| Total deposits | $171,462,000 | 2,639 |
| Interest-bearing deposits | $150,889,000 | 2,555 |
| Deposits held in domestic offices | $171,462,000 | 2,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $7,000,000 | 2,925 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,521,000 | 1,635 |
| Total equity capital | $57,519,000 | 985 |
| Total bank equity capital | $57,519,000 | 985 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,600,000 | 2,124 |
| Surplus | $45,824,000 | 533 |
| Undivided profits | $10,095,000 | 3,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $883,000 | 2,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $607,000 | 4,502 |
| Earning assets | $185,689,000 | 2,757 |
| Long-term assets (5+ years) | $7,296,000 | 5,595 |
| Average Assets, year-to-date | $245,572,500 | 2,264 |
| Average Assets, quarterly | $245,572,500 | 2,264 |
| Volatile liabilities | $42,018,000 | 2,278 |
| Insider loans | $3,852,000 | 1,483 |
| FHLB advances | $7,000,000 | 2,782 |
| Loans and leases held for sale | $376,000 | 1,399 |
| Unused loan commitments | $31,692,000 | 2,133 |
| Tier 1 (core) risk-based capital | $20,232,000 | 2,593 |
| Tier 2 risk-based capital | $2,519,000 | 1,715 |
| Total risk weighted assets | $201,529,000 | 1,893 |
| Total unused commitments | $31,692,000 | 2,138 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $252,643,000 | 2,219 |
| Cash and due from depository institutions | $10,468,000 | 2,906 |
| Interest-bearing balances | $74,000 | 5,621 |
| Securities | $14,947,000 | 5,644 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $182,495,000 | 1,965 |
| Loan loss allowance | $2,813,000 | 1,621 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,506,000 | 3,606 |
| Other real estate owned | $325,000 | 2,906 |
| Goodwill and other intangibles | $38,118,000 | 231 |
| All other assets | $3,784,000 | 3,064 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,643,000 | 2,219 |
| Total liabilities | $195,547,000 | 2,569 |
| Total deposits | $176,389,000 | 2,555 |
| Interest-bearing deposits | $153,883,000 | 2,481 |
| Deposits held in domestic offices | $176,389,000 | 2,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,200,000 | 1,182 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,000,000 | 2,909 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,958,000 | 1,380 |
| Total equity capital | $57,096,000 | 983 |
| Total bank equity capital | $57,096,000 | 983 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,600,000 | 2,138 |
| Surplus | $55,488,000 | 459 |
| Undivided profits | $8,000 | 8,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $534,000 | 3,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $792,000 | 3,709 |
| Earning assets | $197,516,000 | 2,589 |
| Long-term assets (5+ years) | $16,567,000 | 3,995 |
| Average Assets, year-to-date | $216,877,800 | 2,495 |
| Average Assets, quarterly | $231,446,500 | 2,402 |
| Volatile liabilities | $51,884,000 | 1,901 |
| Insider loans | $3,897,000 | 1,433 |
| FHLB advances | $7,000,000 | 2,763 |
| Loans and leases held for sale | $636,000 | 1,051 |
| Unused loan commitments | $33,157,000 | 2,008 |
| Tier 1 (core) risk-based capital | $19,627,000 | 2,634 |
| Tier 2 risk-based capital | $2,238,000 | 1,910 |
| Total risk weighted assets | $178,498,000 | 2,089 |
| Total unused commitments | $33,157,000 | 2,010 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 59 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $210,250,000 | 2,644 |
| Cash and due from depository institutions | $8,080,000 | 2,921 |
| Interest-bearing balances | $67,000 | 5,743 |
| Securities | $15,941,000 | 5,369 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,830 |
| Net loans & leases | $177,264,000 | 2,002 |
| Loan loss allowance | $2,555,000 | 1,801 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,571,000 | 3,524 |
| Other real estate owned | $0 | 2,921 |
| Goodwill and other intangibles | $993,000 | 1,607 |
| All other assets | $3,901,000 | 3,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,250,000 | 2,644 |
| Total liabilities | $189,475,000 | 2,630 |
| Total deposits | $180,399,000 | 2,493 |
| Interest-bearing deposits | $157,101,000 | 2,443 |
| Deposits held in domestic offices | $180,399,000 | 2,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,000,000 | 2,874 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,076,000 | 1,861 |
| Total equity capital | $20,775,000 | 2,621 |
| Total bank equity capital | $20,775,000 | 2,621 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,600,000 | 2,148 |
| Surplus | $11,400,000 | 1,695 |
| Undivided profits | $7,775,000 | 3,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,624,000 | 1,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $781,000 | 3,939 |
| Earning assets | $194,772,000 | 2,609 |
| Long-term assets (5+ years) | $18,292,000 | 3,763 |
| Average Assets, year-to-date | $207,936,500 | 2,617 |
| Average Assets, quarterly | $209,779,000 | 2,635 |
| Volatile liabilities | $44,895,000 | 2,100 |
| Insider loans | $5,318,000 | 1,010 |
| FHLB advances | $7,000,000 | 2,715 |
| Loans and leases held for sale | $622,000 | 1,346 |
| Unused loan commitments | $11,851,000 | 3,901 |
| Tier 1 (core) risk-based capital | $20,787,000 | 2,486 |
| Tier 2 risk-based capital | $2,188,000 | 1,934 |
| Total risk weighted assets | $174,677,000 | 2,116 |
| Total unused commitments | $11,851,000 | 3,905 |
| Derivatives | $15,000,000 | 348 |
| 2003-06-30 | Rank | |
| # of Employees: | 60 | 2,882 |
| Assets and Liabilities | ||
| Total Assets: | $209,308,000 | 2,646 |
| Cash and due from depository institutions | $7,158,000 | 2,882 |
| Interest-bearing balances | $29,000 | 6,275 |
| Securities | $15,929,000 | 5,316 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $179,229,000 | 1,944 |
| Loan loss allowance | $2,763,000 | 1,640 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,633,000 | 3,438 |
| Other real estate owned | $0 | 2,882 |
| Goodwill and other intangibles | $1,043,000 | 1,535 |
| All other assets | $3,316,000 | 3,260 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,308,000 | 2,646 |
| Total liabilities | $188,625,000 | 2,632 |
| Total deposits | $180,697,000 | 2,478 |
| Interest-bearing deposits | $154,694,000 | 2,468 |
| Deposits held in domestic offices | $180,697,000 | 2,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,150 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,000,000 | 2,810 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $828,000 | 3,750 |
| Total equity capital | $20,683,000 | 2,622 |
| Total bank equity capital | $20,683,000 | 2,622 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,600,000 | 2,150 |
| Surplus | $11,400,000 | 1,659 |
| Undivided profits | $7,683,000 | 3,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,033,000 | 1,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $852,000 | 3,498 |
| Earning assets | $195,187,000 | 2,593 |
| Long-term assets (5+ years) | $21,033,000 | 3,351 |
| Average Assets, year-to-date | $207,165,330 | 2,615 |
| Average Assets, quarterly | $207,675,000 | 2,638 |
| Volatile liabilities | $45,896,000 | 2,028 |
| Insider loans | $5,575,000 | 934 |
| FHLB advances | $7,000,000 | 2,646 |
| Loans and leases held for sale | $1,365,000 | 1,322 |
| Unused loan commitments | $11,899,000 | 3,844 |
| Tier 1 (core) risk-based capital | $20,576,000 | 2,465 |
| Tier 2 risk-based capital | $2,203,000 | 1,874 |
| Total risk weighted assets | $175,647,000 | 2,068 |
| Total unused commitments | $11,899,000 | 3,856 |
| Derivatives | $15,000,000 | 360 |
| 2003-03-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $206,042,000 | 2,648 |
| Cash and due from depository institutions | $7,436,000 | 2,906 |
| Interest-bearing balances | $760,000 | 3,455 |
| Securities | $12,176,000 | 6,047 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $179,586,000 | 1,910 |
| Loan loss allowance | $2,632,000 | 1,685 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,674,000 | 3,356 |
| Other real estate owned | $0 | 2,906 |
| Goodwill and other intangibles | $927,000 | 1,590 |
| All other assets | $3,243,000 | 3,265 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,042,000 | 2,648 |
| Total liabilities | $185,500,000 | 2,650 |
| Total deposits | $173,884,000 | 2,551 |
| Interest-bearing deposits | $154,114,000 | 2,486 |
| Deposits held in domestic offices | $173,884,000 | 2,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,200,000 | 1,688 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $7,000,000 | 2,710 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,416,000 | 2,627 |
| Total equity capital | $20,542,000 | 2,586 |
| Total bank equity capital | $20,542,000 | 2,586 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,600,000 | 2,162 |
| Surplus | $11,400,000 | 1,632 |
| Undivided profits | $7,542,000 | 3,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $400,000 | 4,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $810,000 | 3,680 |
| Earning assets | $192,522,000 | 2,599 |
| Long-term assets (5+ years) | $18,746,000 | 3,520 |
| Average Assets, year-to-date | $206,094,000 | 2,617 |
| Average Assets, quarterly | $206,094,000 | 2,617 |
| Volatile liabilities | $46,418,000 | 1,963 |
| Insider loans | $5,085,000 | 1,036 |
| FHLB advances | $7,000,000 | 2,557 |
| Loans and leases held for sale | $1,566,000 | 1,127 |
| Unused loan commitments | $52,044,000 | 1,347 |
| Tier 1 (core) risk-based capital | $20,428,000 | 2,434 |
| Tier 2 risk-based capital | $2,227,000 | 1,811 |
| Total risk weighted assets | $177,747,000 | 2,018 |
| Total unused commitments | $52,044,000 | 1,359 |
| Derivatives | $15,000,000 | 339 |
| 2002-12-31 | Rank | |
| # of Employees: | 57 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $206,146,000 | 2,600 |
| Cash and due from depository institutions | $7,447,000 | 2,960 |
| Interest-bearing balances | $25,000 | 6,229 |
| Securities | $12,988,000 | 5,858 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $178,889,000 | 1,903 |
| Loan loss allowance | $2,573,000 | 1,683 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,647,000 | 3,347 |
| Other real estate owned | $0 | 2,960 |
| Goodwill and other intangibles | $893,000 | 1,592 |
| All other assets | $3,282,000 | 3,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,146,000 | 2,600 |
| Total liabilities | $186,374,000 | 2,591 |
| Total deposits | $168,913,000 | 2,564 |
| Interest-bearing deposits | $147,064,000 | 2,529 |
| Deposits held in domestic offices | $168,913,000 | 2,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,500,000 | 1,128 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $7,000,000 | 2,750 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,961,000 | 2,057 |
| Total equity capital | $19,772,000 | 2,645 |
| Total bank equity capital | $19,772,000 | 2,645 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,600,000 | 2,158 |
| Surplus | $11,400,000 | 1,594 |
| Undivided profits | $6,772,000 | 3,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,730,000 | 1,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $897,000 | 3,524 |
| Earning assets | $191,902,000 | 2,551 |
| Long-term assets (5+ years) | $20,661,000 | 3,258 |
| Average Assets, year-to-date | $196,658,600 | 2,590 |
| Average Assets, quarterly | $203,839,000 | 2,606 |
| Volatile liabilities | $53,094,000 | 1,739 |
| Insider loans | $4,723,000 | 1,086 |
| FHLB advances | $7,000,000 | 2,578 |
| Loans and leases held for sale | $565,000 | 1,552 |
| Unused loan commitments | $48,380,000 | 1,383 |
| Tier 1 (core) risk-based capital | $19,586,000 | 2,495 |
| Tier 2 risk-based capital | $2,157,000 | 1,842 |
| Total risk weighted assets | $172,104,000 | 2,051 |
| Total unused commitments | $48,380,000 | 1,386 |
| Derivatives | $15,000,000 | 326 |
| 2001-12-31 | Rank | |
| # of Employees: | 57 | 2,963 |
| Assets and Liabilities | ||
| Total Assets: | $186,302,000 | 2,709 |
| Cash and due from depository institutions | $4,755,000 | 2,963 |
| Interest-bearing balances | $165,000 | 4,679 |
| Securities | $12,844,000 | 5,819 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $162,209,000 | 2,010 |
| Loan loss allowance | $2,386,000 | 1,692 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,930,000 | 3,015 |
| Other real estate owned | $0 | 2,963 |
| Goodwill and other intangibles | $648,000 | 1,714 |
| All other assets | $2,916,000 | 3,453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,302,000 | 2,709 |
| Total liabilities | $169,089,000 | 2,687 |
| Total deposits | $141,249,000 | 2,881 |
| Interest-bearing deposits | $122,679,000 | 2,849 |
| Deposits held in domestic offices | $141,249,000 | 2,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,674 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,000,000 | 1,319 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,840,000 | 2,139 |
| Total equity capital | $17,213,000 | 2,817 |
| Total bank equity capital | $17,213,000 | 2,817 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,600,000 | 2,195 |
| Surplus | $11,400,000 | 1,516 |
| Undivided profits | $4,213,000 | 4,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $614,000 | 3,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $878,000 | 3,899 |
| Earning assets | $175,218,000 | 2,649 |
| Long-term assets (5+ years) | $80,283,000 | 1,167 |
| Average Assets, year-to-date | $174,867,400 | 2,726 |
| Average Assets, quarterly | $180,947,500 | 2,741 |
| Volatile liabilities | $47,371,000 | 1,860 |
| Insider loans | $4,765,000 | 1,021 |
| FHLB advances | $22,000,000 | 1,200 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $39,888,000 | 1,502 |
| Tier 1 (core) risk-based capital | $17,112,000 | 2,697 |
| Tier 2 risk-based capital | $1,951,000 | 1,893 |
| Total risk weighted assets | $155,697,000 | 2,142 |
| Total unused commitments | $39,888,000 | 1,507 |
| Derivatives | $15,000,000 | 295 |
| 2000-12-31 | Rank | |
| # of Employees: | 54 | 3,129 |
| Assets and Liabilities | ||
| Total Assets: | $166,038,000 | 2,875 |
| Cash and due from depository institutions | $5,195,000 | 3,129 |
| Interest-bearing balances | $115,000 | 4,399 |
| Securities | $16,642,000 | 5,232 |
| Federal funds sold & reverse repurchase agreements | $2,550,000 | 3,725 |
| Net loans & leases | $136,869,000 | 2,291 |
| Loan loss allowance | $2,226,000 | 1,729 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,730,000 | 3,159 |
| Other real estate owned | $0 | 3,129 |
| Goodwill and other intangibles | $408,000 | 1,957 |
| All other assets | $1,644,000 | 4,527 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,038,000 | 2,875 |
| Total liabilities | $150,792,000 | 2,860 |
| Total deposits | $131,538,000 | 2,972 |
| Interest-bearing deposits | $114,353,000 | 2,949 |
| Deposits held in domestic offices | $131,538,000 | 2,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,000,000 | 1,472 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,254,000 | 1,879 |
| Total equity capital | $15,246,000 | 3,036 |
| Total bank equity capital | $15,246,000 | 3,036 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,600,000 | 2,239 |
| Surplus | $7,400,000 | 2,184 |
| Undivided profits | $6,246,000 | 3,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $303,000 | 4,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $764,000 | 3,558 |
| Earning assets | $156,176,000 | 2,820 |
| Long-term assets (5+ years) | $16,904,000 | 3,508 |
| Average Assets, year-to-date | $154,918,200 | 2,932 |
| Average Assets, quarterly | $164,157,000 | 2,870 |
| Volatile liabilities | $28,360,000 | 2,790 |
| Insider loans | $1,572,000 | 2,821 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $22,496,000 | 2,150 |
| Tier 1 (core) risk-based capital | $15,331,200 | 2,917 |
| Tier 2 risk-based capital | $1,684,100 | 2,079 |
| Total risk weighted assets | $134,185,800 | 2,361 |
| Total unused commitments | $22,496,000 | 2,155 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 53 | 3,277 |
| Assets and Liabilities | ||
| Total Assets: | $137,715,000 | 3,349 |
| Cash and due from depository institutions | $4,336,000 | 3,277 |
| Interest-bearing balances | $102,000 | 4,616 |
| Securities | $15,567,000 | 5,682 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $113,224,000 | 2,633 |
| Loan loss allowance | $1,920,000 | 1,914 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,850,000 | 2,982 |
| Other real estate owned | $0 | 3,277 |
| Goodwill and other intangibles | $351,000 | 2,096 |
| All other assets | $1,387,000 | 5,113 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,715,000 | 3,349 |
| Total liabilities | $124,348,000 | 3,338 |
| Total deposits | $109,574,000 | 3,437 |
| Interest-bearing deposits | $91,520,000 | 3,516 |
| Deposits held in domestic offices | $109,574,000 | 3,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,450,000 | 2,010 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,000 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,324,000 | 2,593 |
| Total equity capital | $13,367,000 | 3,299 |
| Total bank equity capital | $13,367,000 | 3,299 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,600,000 | 2,267 |
| Surplus | $7,400,000 | 2,145 |
| Undivided profits | $4,367,000 | 4,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 4,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $569,000 | 4,089 |
| Earning assets | $128,893,000 | 3,274 |
| Long-term assets (5+ years) | $18,234,000 | 3,513 |
| Average Assets, year-to-date | $127,258,200 | 3,458 |
| Average Assets, quarterly | $135,144,500 | 3,367 |
| Volatile liabilities | $22,740,000 | 3,160 |
| Insider loans | $3,366,000 | 1,401 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $117,000 | 1,299 |
| Unused loan commitments | $24,691,000 | 2,015 |
| Tier 1 (core) risk-based capital | $13,642,900 | 3,212 |
| Tier 2 risk-based capital | $1,439,580 | 2,262 |
| Total risk weighted assets | $114,684,580 | 2,644 |
| Total unused commitments | $24,691,000 | 2,019 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 48 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $118,018,000 | 3,772 |
| Cash and due from depository institutions | $5,594,000 | 3,601 |
| Interest-bearing balances | $2,246,000 | 2,030 |
| Securities | $12,749,000 | 6,351 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 7,253 |
| Net loans & leases | $94,578,000 | 2,898 |
| Loan loss allowance | $1,679,000 | 2,109 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,843,000 | 2,833 |
| Other real estate owned | $0 | 3,601 |
| Goodwill and other intangibles | $243,000 | 2,249 |
| All other assets | $1,161,000 | 5,408 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,018,000 | 3,772 |
| Total liabilities | $105,562,000 | 3,772 |
| Total deposits | $99,119,000 | 3,734 |
| Interest-bearing deposits | $82,039,000 | 3,876 |
| Deposits held in domestic offices | $99,119,000 | 3,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,230 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,443,000 | 2,606 |
| Total equity capital | $12,456,000 | 3,587 |
| Total bank equity capital | $12,456,000 | 3,587 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,600,000 | 2,233 |
| Surplus | $6,400,000 | 2,311 |
| Undivided profits | $4,456,000 | 4,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 3,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $465,000 | 4,877 |
| Earning assets | $110,423,000 | 3,725 |
| Long-term assets (5+ years) | $14,050,000 | 3,924 |
| Average Assets, year-to-date | $106,273,800 | 3,925 |
| Average Assets, quarterly | $118,035,500 | 3,705 |
| Volatile liabilities | $9,909,000 | 5,007 |
| Insider loans | $2,647,000 | 1,626 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,912,000 | 606 |
| Unused loan commitments | $21,978,000 | 2,116 |
| Tier 1 (core) risk-based capital | $12,403,700 | 3,443 |
| Tier 2 risk-based capital | $1,175,410 | 2,621 |
| Total risk weighted assets | $93,528,810 | 2,996 |
| Total unused commitments | $21,978,000 | 2,122 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 47 | 3,792 |
| Assets and Liabilities | ||
| Total Assets: | $89,924,000 | 4,723 |
| Cash and due from depository institutions | $3,608,000 | 3,792 |
| Interest-bearing balances | $562,000 | 3,021 |
| Securities | $19,606,000 | 4,987 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,212 |
| Net loans & leases | $59,454,000 | 4,361 |
| Loan loss allowance | $1,516,000 | 2,315 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,909,000 | 2,715 |
| Other real estate owned | $514,000 | 3,792 |
| Goodwill and other intangibles | $95,000 | 2,632 |
| All other assets | $1,038,000 | 5,869 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,924,000 | 4,723 |
| Total liabilities | $78,395,000 | 4,837 |
| Total deposits | $77,472,000 | 4,643 |
| Interest-bearing deposits | $66,195,000 | 4,659 |
| Deposits held in domestic offices | $77,472,000 | 4,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $923,000 | 3,795 |
| Total equity capital | $11,529,000 | 3,805 |
| Total bank equity capital | $11,529,000 | 3,805 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,600,000 | 2,251 |
| Surplus | $4,400,000 | 3,108 |
| Undivided profits | $5,529,000 | 4,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,024,000 | 2,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $639,000 | 3,718 |
| Earning assets | $82,322,000 | 4,737 |
| Long-term assets (5+ years) | $8,896,000 | 4,624 |
| Average Assets, year-to-date | $89,358,000 | 4,593 |
| Average Assets, quarterly | $91,451,000 | 4,625 |
| Volatile liabilities | $6,448,000 | 6,371 |
| Insider loans | $1,148,000 | 3,230 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $245,000 | 1,260 |
| Unused loan commitments | $10,773,000 | 3,277 |
| Tier 1 (core) risk-based capital | $11,467,500 | 3,684 |
| Tier 2 risk-based capital | $725,740 | 3,866 |
| Total risk weighted assets | $57,268,640 | 4,541 |
| Total unused commitments | $10,773,000 | 3,279 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 50 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $87,750,000 | 4,937 |
| Cash and due from depository institutions | $3,921,000 | 3,734 |
| Interest-bearing balances | $1,330,000 | 2,076 |
| Securities | $15,924,000 | 6,183 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,870 |
| Net loans & leases | $56,669,000 | 4,565 |
| Loan loss allowance | $1,785,000 | 2,093 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,990,000 | 2,605 |
| Other real estate owned | $169,000 | 3,734 |
| Goodwill and other intangibles | $39,000 | 2,927 |
| All other assets | $1,038,000 | 6,106 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,750,000 | 4,937 |
| Total liabilities | $76,977,000 | 5,028 |
| Total deposits | $76,437,000 | 4,828 |
| Interest-bearing deposits | $64,868,000 | 4,873 |
| Deposits held in domestic offices | $76,437,000 | 4,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $540,000 | 5,639 |
| Total equity capital | $10,773,000 | 4,084 |
| Total bank equity capital | $10,773,000 | 4,084 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,600,000 | 2,389 |
| Surplus | $4,400,000 | 3,185 |
| Undivided profits | $4,773,000 | 4,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,903,000 | 1,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $519,000 | 4,469 |
| Earning assets | $80,923,000 | 4,916 |
| Long-term assets (5+ years) | $5,590,000 | 5,629 |
| Average Assets, year-to-date | $93,001,200 | 4,542 |
| Average Assets, quarterly | $90,347,500 | 4,782 |
| Volatile liabilities | $5,751,000 | 6,645 |
| Insider loans | $813,000 | 4,166 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $631,000 | 896 |
| Unused loan commitments | $9,405,000 | 3,520 |
| Tier 1 (core) risk-based capital | $10,777,000 | 3,966 |
| Tier 2 risk-based capital | $698,940 | 4,071 |
| Total risk weighted assets | $54,828,740 | 4,741 |
| Total unused commitments | $9,405,000 | 3,534 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 47 | 4,072 |
| Assets and Liabilities | ||
| Total Assets: | $96,318,000 | 4,570 |
| Cash and due from depository institutions | $5,463,000 | 4,072 |
| Interest-bearing balances | $4,000 | 6,672 |
| Securities | $17,623,000 | 6,076 |
| Federal funds sold & reverse repurchase agreements | $9,250,000 | 1,573 |
| Net loans & leases | $59,081,000 | 4,338 |
| Loan loss allowance | $2,085,000 | 1,860 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,221,000 | 2,392 |
| Other real estate owned | $713,000 | 4,072 |
| Goodwill and other intangibles | $24,000 | 2,837 |
| All other assets | $943,000 | 6,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,318,000 | 4,570 |
| Total liabilities | $86,164,000 | 4,596 |
| Total deposits | $84,356,000 | 4,470 |
| Interest-bearing deposits | $72,722,000 | 4,462 |
| Deposits held in domestic offices | $84,356,000 | 4,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,322,000 | 2,698 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $486,000 | 6,338 |
| Total equity capital | $10,154,000 | 4,284 |
| Total bank equity capital | $10,154,000 | 4,284 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,600,000 | 2,455 |
| Surplus | $3,400,000 | 3,882 |
| Undivided profits | $5,154,000 | 4,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,564,000 | 1,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $502,000 | 4,721 |
| Earning assets | $85,958,000 | 4,690 |
| Long-term assets (5+ years) | $6,276,000 | 5,211 |
| Average Assets, year-to-date | $97,188,000 | 4,358 |
| Average Assets, quarterly | $96,813,500 | 4,501 |
| Volatile liabilities | $5,878,000 | 6,356 |
| Insider loans | $360,000 | 6,549 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,615,000 | 674 |
| Unused loan commitments | $5,920,000 | 4,537 |
| Tier 1 (core) risk-based capital | $10,197,000 | 4,147 |
| Tier 2 risk-based capital | $760,100 | 3,753 |
| Total risk weighted assets | $59,482,800 | 4,348 |
| Total unused commitments | $5,920,000 | 4,549 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 47 | 4,201 |
| Assets and Liabilities | ||
| Total Assets: | $95,063,000 | 4,576 |
| Cash and due from depository institutions | $3,697,000 | 4,201 |
| Interest-bearing balances | $23,000 | 6,433 |
| Securities | $19,407,000 | 5,999 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 6,328 |
| Net loans & leases | $65,417,000 | 3,904 |
| Loan loss allowance | $1,550,000 | 2,471 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,415,000 | 2,176 |
| Other real estate owned | $566,000 | 4,201 |
| Goodwill and other intangibles | $48,000 | 2,559 |
| All other assets | $1,863,000 | 4,097 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,063,000 | 4,576 |
| Total liabilities | $85,063,000 | 4,628 |
| Total deposits | $82,917,000 | 4,510 |
| Interest-bearing deposits | $72,158,000 | 4,443 |
| Deposits held in domestic offices | $82,917,000 | 4,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,672,000 | 2,703 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $474,000 | 5,405 |
| Total equity capital | $10,000,000 | 4,046 |
| Total bank equity capital | $10,000,000 | 4,046 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,600,000 | 2,532 |
| Surplus | $3,400,000 | 3,812 |
| Undivided profits | $5,000,000 | 4,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,157,000 | 1,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $570,000 | 3,673 |
| Earning assets | $85,497,000 | 4,652 |
| Long-term assets (5+ years) | $4,273,000 | 6,445 |
| Average Assets, year-to-date | $97,572,000 | 4,369 |
| Average Assets, quarterly | $96,611,500 | 4,472 |
| Volatile liabilities | $1,980,000 | 9,697 |
| Insider loans | $247,000 | 7,675 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,768,000 | 4,493 |
| Tier 1 (core) risk-based capital | $10,292,000 | 4,003 |
| Tier 2 risk-based capital | $834,010 | 3,437 |
| Total risk weighted assets | $66,004,810 | 3,890 |
| Total unused commitments | $5,768,000 | 4,501 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $98,578,000 | 4,505 |
| Cash and due from depository institutions | $3,093,000 | 5,435 |
| Interest-bearing balances | $20,000 | 7,297 |
| Securities | $21,065,000 | 5,904 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 5,553 |
| Net loans & leases | $67,026,000 | 3,756 |
| Loan loss allowance | $1,200,000 | 3,147 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,574,000 | 2,037 |
| Other real estate owned | $483,000 | 5,435 |
| Goodwill and other intangibles | $73,000 | 2,353 |
| All other assets | $1,164,000 | 5,449 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,578,000 | 4,505 |
| Total liabilities | $87,871,000 | 4,587 |
| Total deposits | $84,334,000 | 4,584 |
| Interest-bearing deposits | $74,303,000 | 4,495 |
| Deposits held in domestic offices | $84,334,000 | 4,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,200,000 | 1,798 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $337,000 | 7,031 |
| Total equity capital | $10,707,000 | 3,810 |
| Total bank equity capital | $10,707,000 | 3,810 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,600,000 | 2,581 |
| Surplus | $3,400,000 | 3,768 |
| Undivided profits | $5,707,000 | 3,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,537,000 | 1,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $754,000 | 2,363 |
| Earning assets | $90,211,000 | 4,532 |
| Long-term assets (5+ years) | $8,687,000 | 4,757 |
| Average Assets, year-to-date | $96,422,600 | 4,494 |
| Average Assets, quarterly | $99,626,000 | 4,417 |
| Volatile liabilities | $6,929,000 | 5,360 |
| Insider loans | $287,000 | 7,396 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $633,000 | 1,163 |
| Unused loan commitments | $4,690,000 | 5,082 |
| Tier 1 (core) risk-based capital | $10,634,000 | 3,761 |
| Tier 2 risk-based capital | $803,350 | 3,525 |
| Total risk weighted assets | $63,871,150 | 3,952 |
| Total unused commitments | $4,690,000 | 5,103 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 38 | 5,417 |
| Assets and Liabilities | ||
| Total Assets: | $91,568,000 | 4,907 |
| Cash and due from depository institutions | $4,414,000 | 5,417 |
| Interest-bearing balances | $35,000 | 7,723 |
| Securities | $14,860,000 | 7,404 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 6,440 |
| Net loans & leases | $65,271,000 | 3,894 |
| Loan loss allowance | $820,000 | 4,402 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,572,000 | 2,057 |
| Other real estate owned | $361,000 | 5,417 |
| Goodwill and other intangibles | $104,000 | 2,185 |
| All other assets | $986,000 | 6,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,568,000 | 4,907 |
| Total liabilities | $81,533,000 | 4,997 |
| Total deposits | $80,643,000 | 4,873 |
| Interest-bearing deposits | $70,136,000 | 4,870 |
| Deposits held in domestic offices | $80,643,000 | 4,864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $500,000 | 3,135 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $390,000 | 6,930 |
| Total equity capital | $10,035,000 | 3,872 |
| Total bank equity capital | $10,035,000 | 3,872 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,600,000 | 2,680 |
| Surplus | $3,400,000 | 3,645 |
| Undivided profits | $5,035,000 | 4,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,523,000 | 2,736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $736,000 | 2,695 |
| Earning assets | $82,166,000 | 4,980 |
| Long-term assets (5+ years) | $4,923,000 | 6,557 |
| Average Assets, year-to-date | $88,799,600 | 4,919 |
| Average Assets, quarterly | $91,679,500 | 4,856 |
| Volatile liabilities | $4,346,000 | 7,106 |
| Insider loans | $160,000 | 4,492 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,197,000 | 5,113 |
| Tier 1 (core) risk-based capital | $9,931,000 | 3,848 |
| Tier 2 risk-based capital | $795,220 | 3,565 |
| Total risk weighted assets | $63,592,920 | 4,038 |
| Total unused commitments | $4,197,000 | 5,142 |
| Derivatives | $0 | 651 |