Home > State Bank of Bricelyn > Income and Expense
State Bank of Bricelyn, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $311,000 | 6,869 |
| Total interest expense | $44,000 | 6,808 |
| Net interest income | $267,000 | 6,846 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,812 |
| Total noninterest expense | $186,000 | 7,001 |
| Salaries and employee benefits | $123,000 | 6,829 |
| Premises and equipment expense | $14,000 | 7,031 |
| Additional noninterest expense | $49,000 | 7,064 |
| Pre-tax net operating income | $105,000 | 5,342 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $105,000 | 5,297 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $105,000 | 5,299 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $105,000 | 5,299 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $105,000 | 5,157 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 6,866 |
| Total interest expense | $219,000 | 6,844 |
| Net interest income | $1,134,000 | 6,831 |
| Provision for loan and lease losses | $30,000 | 6,060 |
| Total noninterest income | $83,000 | 6,557 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $29,000 | 6,628 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $54,000 | 5,873 |
| Total noninterest expense | $802,000 | 7,031 |
| Salaries and employee benefits | $549,000 | 6,806 |
| Premises and equipment expense | $61,000 | 7,109 |
| Additional noninterest expense | $192,000 | 7,148 |
| Pre-tax net operating income | $385,000 | 5,013 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $385,000 | 4,988 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $385,000 | 4,991 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $385,000 | 4,990 |
| Net charge-offs | $16,000 | 5,968 |
| Cash dividends | $164,000 | 3,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $385,000 | 4,859 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,004,000 | 6,951 |
| Total interest expense | $172,000 | 6,900 |
| Net interest income | $832,000 | 6,916 |
| Provision for loan and lease losses | $23,000 | 5,958 |
| Total noninterest income | $63,000 | 6,645 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $23,000 | 6,647 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $40,000 | 5,981 |
| Total noninterest expense | $561,000 | 7,125 |
| Salaries and employee benefits | $368,000 | 6,947 |
| Premises and equipment expense | $46,000 | 7,168 |
| Additional noninterest expense | $147,000 | 7,206 |
| Pre-tax net operating income | $311,000 | 5,065 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $311,000 | 5,001 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $311,000 | 5,002 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $311,000 | 5,002 |
| Net charge-offs | $11,000 | 5,755 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $311,000 | 4,892 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $668,000 | 7,012 |
| Total interest expense | $120,000 | 6,956 |
| Net interest income | $548,000 | 6,979 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $44,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $15,000 | 6,692 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 5,978 |
| Total noninterest expense | $378,000 | 7,188 |
| Salaries and employee benefits | $246,000 | 7,011 |
| Premises and equipment expense | $30,000 | 7,239 |
| Additional noninterest expense | $102,000 | 7,265 |
| Pre-tax net operating income | $199,000 | 5,111 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $199,000 | 5,025 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $199,000 | 5,025 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $199,000 | 5,025 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $199,000 | 4,934 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 7,077 |
| Total interest expense | $61,000 | 7,018 |
| Net interest income | $269,000 | 7,027 |
| Provision for loan and lease losses | $8,000 | 5,494 |
| Total noninterest income | $26,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 5,906 |
| Total noninterest expense | $191,000 | 7,241 |
| Salaries and employee benefits | $123,000 | 7,059 |
| Premises and equipment expense | $15,000 | 7,285 |
| Additional noninterest expense | $53,000 | 7,298 |
| Pre-tax net operating income | $96,000 | 5,190 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $96,000 | 5,065 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $96,000 | 5,063 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $96,000 | 5,065 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $96,000 | 5,008 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 7,168 |
| Total interest expense | $309,000 | 7,036 |
| Net interest income | $1,027,000 | 7,144 |
| Provision for loan and lease losses | $45,000 | 6,546 |
| Total noninterest income | $94,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $38,000 | 6,418 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $56,000 | 6,010 |
| Total noninterest expense | $821,000 | 7,252 |
| Salaries and employee benefits | $555,000 | 7,019 |
| Premises and equipment expense | $61,000 | 7,370 |
| Additional noninterest expense | $205,000 | 7,400 |
| Pre-tax net operating income | $255,000 | 5,038 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $255,000 | 5,099 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $255,000 | 5,103 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $255,000 | 5,103 |
| Net charge-offs | $46,000 | 5,956 |
| Cash dividends | $236,000 | 3,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $255,000 | 4,949 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $993,000 | 7,283 |
| Total interest expense | $237,000 | 7,147 |
| Net interest income | $756,000 | 7,265 |
| Provision for loan and lease losses | $23,000 | 6,619 |
| Total noninterest income | $69,000 | 6,877 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $30,000 | 6,470 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $39,000 | 6,224 |
| Total noninterest expense | $583,000 | 7,385 |
| Salaries and employee benefits | $382,000 | 7,177 |
| Premises and equipment expense | $46,000 | 7,462 |
| Additional noninterest expense | $155,000 | 7,486 |
| Pre-tax net operating income | $219,000 | 5,184 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $219,000 | 5,220 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $219,000 | 5,222 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $219,000 | 5,223 |
| Net charge-offs | $33,000 | 5,770 |
| Cash dividends | $36,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $219,000 | 5,055 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $660,000 | 7,346 |
| Total interest expense | $161,000 | 7,212 |
| Net interest income | $499,000 | 7,328 |
| Provision for loan and lease losses | $15,000 | 6,492 |
| Total noninterest income | $49,000 | 6,868 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $22,000 | 6,435 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $27,000 | 6,237 |
| Total noninterest expense | $402,000 | 7,413 |
| Salaries and employee benefits | $260,000 | 7,210 |
| Premises and equipment expense | $31,000 | 7,514 |
| Additional noninterest expense | $111,000 | 7,488 |
| Pre-tax net operating income | $131,000 | 5,319 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $131,000 | 5,342 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $131,000 | 5,343 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $131,000 | 5,344 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $36,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $131,000 | 5,206 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $326,000 | 7,451 |
| Total interest expense | $81,000 | 7,320 |
| Net interest income | $245,000 | 7,420 |
| Provision for loan and lease losses | $8,000 | 6,225 |
| Total noninterest income | $28,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $11,000 | 6,478 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,134 |
| Total noninterest expense | $194,000 | 7,538 |
| Salaries and employee benefits | $129,000 | 7,308 |
| Premises and equipment expense | $15,000 | 7,614 |
| Additional noninterest expense | $50,000 | 7,667 |
| Pre-tax net operating income | $71,000 | 5,402 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $71,000 | 5,387 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $71,000 | 5,388 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $71,000 | 5,387 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $71,000 | 5,279 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 7,548 |
| Total interest expense | $365,000 | 7,432 |
| Net interest income | $935,000 | 7,493 |
| Provision for loan and lease losses | $136,000 | 6,151 |
| Total noninterest income | $110,000 | 6,910 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $49,000 | 6,484 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $61,000 | 6,170 |
| Total noninterest expense | $832,000 | 7,575 |
| Salaries and employee benefits | $531,000 | 7,368 |
| Premises and equipment expense | $61,000 | 7,713 |
| Additional noninterest expense | $240,000 | 7,621 |
| Pre-tax net operating income | $77,000 | 5,160 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $77,000 | 5,248 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $77,000 | 5,247 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $77,000 | 5,247 |
| Net charge-offs | $134,000 | 5,438 |
| Cash dividends | $150,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $77,000 | 5,183 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $974,000 | 7,636 |
| Total interest expense | $276,000 | 7,526 |
| Net interest income | $698,000 | 7,573 |
| Provision for loan and lease losses | $121,000 | 5,754 |
| Total noninterest income | $78,000 | 7,070 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $38,000 | 6,502 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $40,000 | 6,457 |
| Total noninterest expense | $572,000 | 7,714 |
| Salaries and employee benefits | $367,000 | 7,497 |
| Premises and equipment expense | $45,000 | 7,794 |
| Additional noninterest expense | $160,000 | 7,762 |
| Pre-tax net operating income | $83,000 | 5,352 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $83,000 | 5,394 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $83,000 | 5,394 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $83,000 | 5,394 |
| Net charge-offs | $126,000 | 4,840 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $83,000 | 5,341 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $646,000 | 7,708 |
| Total interest expense | $187,000 | 7,622 |
| Net interest income | $459,000 | 7,635 |
| Provision for loan and lease losses | $106,000 | 5,245 |
| Total noninterest income | $53,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $24,000 | 6,581 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $29,000 | 6,432 |
| Total noninterest expense | $377,000 | 7,792 |
| Salaries and employee benefits | $241,000 | 7,593 |
| Premises and equipment expense | $29,000 | 7,884 |
| Additional noninterest expense | $107,000 | 7,829 |
| Pre-tax net operating income | $29,000 | 5,631 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $29,000 | 5,718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 5,716 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $29,000 | 5,716 |
| Net charge-offs | $127,000 | 3,979 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $29,000 | 5,631 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $324,000 | 7,770 |
| Total interest expense | $95,000 | 7,686 |
| Net interest income | $229,000 | 7,673 |
| Provision for loan and lease losses | $16,000 | 6,020 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $18,000 | 6,276 |
| Total noninterest expense | $168,000 | 7,911 |
| Salaries and employee benefits | $119,000 | 7,654 |
| Premises and equipment expense | $14,000 | 7,930 |
| Additional noninterest expense | $35,000 | 8,060 |
| Pre-tax net operating income | $74,000 | 5,329 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $74,000 | 5,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $74,000 | 5,332 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $74,000 | 5,331 |
| Net charge-offs | $123,000 | 2,647 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $74,000 | 5,150 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 7,765 |
| Total interest expense | $449,000 | 7,759 |
| Net interest income | $936,000 | 7,659 |
| Provision for loan and lease losses | $15,000 | 7,084 |
| Total noninterest income | $113,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 6,596 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $61,000 | 6,550 |
| Total noninterest expense | $773,000 | 7,828 |
| Salaries and employee benefits | $542,000 | 7,555 |
| Premises and equipment expense | $63,000 | 7,942 |
| Additional noninterest expense | $168,000 | 8,007 |
| Pre-tax net operating income | $261,000 | 5,562 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $261,000 | 5,257 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $261,000 | 5,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,480 |
| Cash dividends | $310,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $261,000 | 5,417 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 7,843 |
| Total interest expense | $347,000 | 7,839 |
| Net interest income | $699,000 | 7,733 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $83,000 | 7,301 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $43,000 | 6,579 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $40,000 | 6,840 |
| Total noninterest expense | $507,000 | 7,988 |
| Salaries and employee benefits | $341,000 | 7,803 |
| Premises and equipment expense | $46,000 | 8,025 |
| Additional noninterest expense | $120,000 | 8,086 |
| Pre-tax net operating income | $275,000 | 5,739 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $275,000 | 5,325 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $275,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $101,000 | 4,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $275,000 | 5,497 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $718,000 | 7,869 |
| Total interest expense | $241,000 | 7,901 |
| Net interest income | $477,000 | 7,753 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $55,000 | 7,386 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $26,000 | 6,681 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $29,000 | 6,828 |
| Total noninterest expense | $344,000 | 8,032 |
| Salaries and employee benefits | $233,000 | 7,830 |
| Premises and equipment expense | $31,000 | 8,070 |
| Additional noninterest expense | $80,000 | 8,135 |
| Pre-tax net operating income | $188,000 | 5,896 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $188,000 | 5,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $188,000 | 5,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $64,000 | 4,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $188,000 | 5,637 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 7,912 |
| Total interest expense | $129,000 | 7,936 |
| Net interest income | $244,000 | 7,776 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $30,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 6,579 |
| Total noninterest expense | $175,000 | 8,051 |
| Salaries and employee benefits | $122,000 | 7,829 |
| Premises and equipment expense | $13,000 | 8,175 |
| Additional noninterest expense | $40,000 | 8,182 |
| Pre-tax net operating income | $99,000 | 6,018 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $99,000 | 5,854 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $99,000 | 5,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $99,000 | 5,765 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 7,854 |
| Total interest expense | $550,000 | 7,879 |
| Net interest income | $1,034,000 | 7,703 |
| Provision for loan and lease losses | $13,000 | 6,495 |
| Total noninterest income | $102,000 | 7,535 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $38,000 | 6,925 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $64,000 | 6,820 |
| Total noninterest expense | $786,000 | 7,957 |
| Salaries and employee benefits | $560,000 | 7,644 |
| Premises and equipment expense | $59,000 | 8,170 |
| Additional noninterest expense | $167,000 | 8,176 |
| Pre-tax net operating income | $337,000 | 6,477 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $337,000 | 6,290 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $337,000 | 6,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,999 |
| Cash dividends | $347,000 | 4,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $337,000 | 6,273 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 7,916 |
| Total interest expense | $407,000 | 7,934 |
| Net interest income | $773,000 | 7,760 |
| Provision for loan and lease losses | $10,000 | 6,151 |
| Total noninterest income | $69,000 | 7,697 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $25,000 | 7,006 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $44,000 | 6,951 |
| Total noninterest expense | $509,000 | 8,092 |
| Salaries and employee benefits | $350,000 | 7,867 |
| Premises and equipment expense | $43,000 | 8,181 |
| Additional noninterest expense | $116,000 | 8,217 |
| Pre-tax net operating income | $323,000 | 6,478 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $323,000 | 6,195 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $323,000 | 6,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $123,000 | 4,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $323,000 | 6,187 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $782,000 | 7,970 |
| Total interest expense | $268,000 | 7,988 |
| Net interest income | $514,000 | 7,825 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $47,000 | 7,728 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $15,000 | 7,097 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $32,000 | 6,913 |
| Total noninterest expense | $342,000 | 8,134 |
| Salaries and employee benefits | $235,000 | 7,912 |
| Premises and equipment expense | $28,000 | 8,238 |
| Additional noninterest expense | $79,000 | 8,248 |
| Pre-tax net operating income | $213,000 | 6,559 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $213,000 | 6,282 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $213,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $74,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $213,000 | 6,275 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $390,000 | 8,011 |
| Total interest expense | $133,000 | 8,033 |
| Net interest income | $257,000 | 7,868 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $24,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $170,000 | 8,170 |
| Salaries and employee benefits | $119,000 | 7,937 |
| Premises and equipment expense | $13,000 | 8,301 |
| Additional noninterest expense | $38,000 | 8,309 |
| Pre-tax net operating income | $108,000 | 6,558 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $108,000 | 6,275 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $108,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $108,000 | 6,256 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 7,917 |
| Total interest expense | $500,000 | 7,916 |
| Net interest income | $1,029,000 | 7,808 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $106,000 | 7,677 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $32,000 | 7,140 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $74,000 | 6,786 |
| Total noninterest expense | $751,000 | 8,082 |
| Salaries and employee benefits | $548,000 | 7,739 |
| Premises and equipment expense | $58,000 | 8,273 |
| Additional noninterest expense | $145,000 | 8,387 |
| Pre-tax net operating income | $384,000 | 6,835 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $384,000 | 6,570 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $384,000 | 6,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,822 |
| Cash dividends | $361,000 | 4,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $384,000 | 6,573 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 7,996 |
| Total interest expense | $364,000 | 7,975 |
| Net interest income | $762,000 | 7,908 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $65,000 | 7,958 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $24,000 | 7,217 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,178 |
| Total noninterest expense | $486,000 | 8,267 |
| Salaries and employee benefits | $340,000 | 7,994 |
| Premises and equipment expense | $42,000 | 8,347 |
| Additional noninterest expense | $104,000 | 8,454 |
| Pre-tax net operating income | $341,000 | 6,822 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $341,000 | 6,497 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $341,000 | 6,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,625 |
| Cash dividends | $127,000 | 4,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $341,000 | 6,502 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $742,000 | 8,024 |
| Total interest expense | $233,000 | 8,011 |
| Net interest income | $509,000 | 7,944 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $45,000 | 7,964 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $16,000 | 7,270 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,165 |
| Total noninterest expense | $342,000 | 8,237 |
| Salaries and employee benefits | $237,000 | 7,974 |
| Premises and equipment expense | $27,000 | 8,391 |
| Additional noninterest expense | $78,000 | 8,399 |
| Pre-tax net operating income | $212,000 | 7,005 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $212,000 | 6,666 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $212,000 | 6,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $77,000 | 4,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $212,000 | 6,672 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $364,000 | 8,053 |
| Total interest expense | $111,000 | 8,043 |
| Net interest income | $253,000 | 7,965 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $26,000 | 7,808 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $8,000 | 7,290 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $173,000 | 8,243 |
| Salaries and employee benefits | $127,000 | 7,898 |
| Premises and equipment expense | $12,000 | 8,453 |
| Additional noninterest expense | $34,000 | 8,506 |
| Pre-tax net operating income | $106,000 | 6,982 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $106,000 | 6,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $106,000 | 6,630 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 8,034 |
| Total interest expense | $407,000 | 7,870 |
| Net interest income | $949,000 | 8,011 |
| Provision for loan and lease losses | $5,000 | 6,973 |
| Total noninterest income | $86,000 | 8,075 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $27,000 | 7,382 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $59,000 | 7,187 |
| Total noninterest expense | $817,000 | 8,045 |
| Salaries and employee benefits | $601,000 | 7,618 |
| Premises and equipment expense | $62,000 | 8,319 |
| Additional noninterest expense | $154,000 | 8,468 |
| Pre-tax net operating income | $213,000 | 7,667 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $213,000 | 7,524 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $213,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,967 |
| Cash dividends | $315,000 | 4,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $213,000 | 7,499 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 8,070 |
| Total interest expense | $298,000 | 7,881 |
| Net interest income | $705,000 | 8,078 |
| Provision for loan and lease losses | $5,000 | 6,713 |
| Total noninterest income | $58,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 7,448 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,396 |
| Total noninterest expense | $550,000 | 8,179 |
| Salaries and employee benefits | $390,000 | 7,817 |
| Premises and equipment expense | $46,000 | 8,335 |
| Additional noninterest expense | $114,000 | 8,480 |
| Pre-tax net operating income | $208,000 | 7,593 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $208,000 | 7,399 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $208,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $74,000 | 4,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $208,000 | 7,369 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $659,000 | 8,099 |
| Total interest expense | $191,000 | 7,884 |
| Net interest income | $468,000 | 8,103 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $42,000 | 8,149 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $13,000 | 7,465 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $29,000 | 7,234 |
| Total noninterest expense | $379,000 | 8,131 |
| Salaries and employee benefits | $261,000 | 7,833 |
| Premises and equipment expense | $32,000 | 8,308 |
| Additional noninterest expense | $86,000 | 8,367 |
| Pre-tax net operating income | $131,000 | 7,659 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $131,000 | 7,500 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $131,000 | 7,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $47,000 | 4,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $131,000 | 7,455 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $325,000 | 8,171 |
| Total interest expense | $90,000 | 7,965 |
| Net interest income | $235,000 | 8,163 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $24,000 | 8,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $184,000 | 8,243 |
| Salaries and employee benefits | $136,000 | 7,817 |
| Premises and equipment expense | $16,000 | 8,389 |
| Additional noninterest expense | $32,000 | 8,653 |
| Pre-tax net operating income | $75,000 | 7,560 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $75,000 | 7,329 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $75,000 | 7,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $75,000 | 7,296 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 8,118 |
| Total interest expense | $342,000 | 7,905 |
| Net interest income | $945,000 | 8,099 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $102,000 | 8,070 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $25,000 | 7,607 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,829 |
| Total noninterest expense | $810,000 | 8,144 |
| Salaries and employee benefits | $605,000 | 7,643 |
| Premises and equipment expense | $59,000 | 8,493 |
| Additional noninterest expense | $146,000 | 8,614 |
| Pre-tax net operating income | $237,000 | 7,649 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $237,000 | 7,471 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $237,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,978 |
| Cash dividends | $200,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $237,000 | 7,422 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $959,000 | 8,160 |
| Total interest expense | $255,000 | 7,947 |
| Net interest income | $704,000 | 8,147 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $74,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $18,000 | 7,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 6,899 |
| Total noninterest expense | $516,000 | 8,350 |
| Salaries and employee benefits | $374,000 | 7,959 |
| Premises and equipment expense | $42,000 | 8,552 |
| Additional noninterest expense | $100,000 | 8,697 |
| Pre-tax net operating income | $262,000 | 7,402 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $262,000 | 7,141 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $262,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $262,000 | 7,075 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $634,000 | 8,225 |
| Total interest expense | $170,000 | 8,016 |
| Net interest income | $464,000 | 8,224 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $53,000 | 8,120 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $12,000 | 7,713 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $41,000 | 6,763 |
| Total noninterest expense | $347,000 | 8,392 |
| Salaries and employee benefits | $251,000 | 8,013 |
| Premises and equipment expense | $28,000 | 8,588 |
| Additional noninterest expense | $68,000 | 8,733 |
| Pre-tax net operating income | $170,000 | 7,417 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $170,000 | 7,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 7,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $170,000 | 7,085 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $315,000 | 8,289 |
| Total interest expense | $86,000 | 8,072 |
| Net interest income | $229,000 | 8,278 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,000 | 7,776 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $168,000 | 8,477 |
| Salaries and employee benefits | $127,000 | 8,015 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $29,000 | 8,867 |
| Pre-tax net operating income | $84,000 | 7,410 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $84,000 | 7,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $84,000 | 7,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $84,000 | 7,075 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 8,228 |
| Total interest expense | $439,000 | 7,979 |
| Net interest income | $909,000 | 8,246 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $98,000 | 8,318 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $24,000 | 7,788 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $74,000 | 6,997 |
| Total noninterest expense | $767,000 | 8,328 |
| Salaries and employee benefits | $552,000 | 7,888 |
| Premises and equipment expense | $56,000 | 8,674 |
| Additional noninterest expense | $159,000 | 8,703 |
| Pre-tax net operating income | $240,000 | 7,677 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $10,000 | 7,040 |
| Income before extraordinary items | $230,000 | 7,619 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $230,000 | 7,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $230,000 | 7,486 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 8,298 |
| Total interest expense | $347,000 | 8,037 |
| Net interest income | $678,000 | 8,334 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $59,000 | 8,581 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $19,000 | 7,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,508 |
| Total noninterest expense | $495,000 | 8,559 |
| Salaries and employee benefits | $342,000 | 8,235 |
| Premises and equipment expense | $38,000 | 8,797 |
| Additional noninterest expense | $115,000 | 8,766 |
| Pre-tax net operating income | $242,000 | 7,484 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $7,000 | 7,163 |
| Income before extraordinary items | $235,000 | 7,367 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $235,000 | 7,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $235,000 | 7,200 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $685,000 | 8,357 |
| Total interest expense | $244,000 | 8,047 |
| Net interest income | $441,000 | 8,393 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $41,000 | 8,553 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $13,000 | 7,851 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $28,000 | 7,414 |
| Total noninterest expense | $340,000 | 8,531 |
| Salaries and employee benefits | $225,000 | 8,295 |
| Premises and equipment expense | $30,000 | 8,671 |
| Additional noninterest expense | $85,000 | 8,662 |
| Pre-tax net operating income | $142,000 | 7,660 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $142,000 | 7,524 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $142,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $142,000 | 7,341 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $343,000 | 8,421 |
| Total interest expense | $126,000 | 8,097 |
| Net interest income | $217,000 | 8,459 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $17,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $6,000 | 7,883 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $162,000 | 8,639 |
| Salaries and employee benefits | $113,000 | 8,316 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $38,000 | 8,839 |
| Pre-tax net operating income | $72,000 | 7,648 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $72,000 | 7,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $72,000 | 7,288 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 8,342 |
| Total interest expense | $590,000 | 8,127 |
| Net interest income | $934,000 | 8,368 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $75,000 | 8,691 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $27,000 | 7,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,649 |
| Total noninterest expense | $718,000 | 8,508 |
| Salaries and employee benefits | $522,000 | 8,052 |
| Premises and equipment expense | $55,000 | 8,821 |
| Additional noninterest expense | $141,000 | 8,950 |
| Pre-tax net operating income | $291,000 | 7,578 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $10,000 | 7,292 |
| Income before extraordinary items | $281,000 | 7,417 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $281,000 | 7,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,649 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $281,000 | 7,313 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 8,486 |
| Total interest expense | $841,000 | 8,349 |
| Net interest income | $899,000 | 8,468 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $72,000 | 8,881 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $30,000 | 7,982 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $42,000 | 7,933 |
| Total noninterest expense | $737,000 | 8,594 |
| Salaries and employee benefits | $508,000 | 8,136 |
| Premises and equipment expense | $72,000 | 8,759 |
| Additional noninterest expense | $157,000 | 8,999 |
| Pre-tax net operating income | $234,000 | 7,713 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $39,000 | 6,903 |
| Income before extraordinary items | $195,000 | 7,775 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $195,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $125,000 | 5,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $195,000 | 7,658 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 8,691 |
| Total interest expense | $877,000 | 8,476 |
| Net interest income | $869,000 | 8,755 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $67,000 | 9,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,200 |
| Total noninterest expense | $684,000 | 8,860 |
| Salaries and employee benefits | $476,000 | 8,366 |
| Premises and equipment expense | $55,000 | 9,271 |
| Additional noninterest expense | $153,000 | 9,212 |
| Pre-tax net operating income | $216,000 | 8,301 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $85,000 | 6,718 |
| Income before extraordinary items | $131,000 | 8,521 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $131,000 | 8,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $450,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $131,000 | 8,514 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 8,865 |
| Total interest expense | $830,000 | 8,613 |
| Net interest income | $845,000 | 8,970 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $206,000 | 7,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,232 |
| Total noninterest expense | $712,000 | 8,998 |
| Salaries and employee benefits | $468,000 | 8,519 |
| Premises and equipment expense | $51,000 | 9,622 |
| Additional noninterest expense | $193,000 | 9,095 |
| Pre-tax net operating income | $304,000 | 8,071 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $30,000 | 8,004 |
| Income before extraordinary items | $274,000 | 7,767 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $274,000 | 7,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,263 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $274,000 | 7,744 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 8,903 |
| Total interest expense | $919,000 | 8,638 |
| Net interest income | $898,000 | 9,021 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $69,000 | 9,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $648,000 | 9,267 |
| Salaries and employee benefits | $440,000 | 8,707 |
| Premises and equipment expense | $60,000 | 9,567 |
| Additional noninterest expense | $148,000 | 9,677 |
| Pre-tax net operating income | $289,000 | 8,462 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $90,000 | 7,687 |
| Income before extraordinary items | $201,000 | 8,613 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $201,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $75,000 | 6,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $199,620 | 8,555 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 9,316 |
| Total interest expense | $896,000 | 8,978 |
| Net interest income | $881,000 | 9,472 |
| Provision for loan and lease losses | $48,000 | 6,747 |
| Total noninterest income | $74,000 | 9,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,910 |
| Total noninterest expense | $596,000 | 9,764 |
| Salaries and employee benefits | $422,000 | 9,127 |
| Premises and equipment expense | $55,000 | 10,079 |
| Additional noninterest expense | $119,000 | 10,356 |
| Pre-tax net operating income | $311,000 | 8,937 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $99,000 | 8,414 |
| Income before extraordinary items | $208,000 | 9,085 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $208,000 | 9,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,126 |
| Cash dividends | $75,000 | 6,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $210,720 | 9,029 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 9,693 |
| Total interest expense | $911,000 | 9,291 |
| Net interest income | $867,000 | 9,918 |
| Provision for loan and lease losses | $13,000 | 8,331 |
| Total noninterest income | $57,000 | 10,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $587,000 | 10,213 |
| Salaries and employee benefits | $408,000 | 9,550 |
| Premises and equipment expense | $52,000 | 10,580 |
| Additional noninterest expense | $127,000 | 10,831 |
| Pre-tax net operating income | $324,000 | 8,966 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $105,000 | 8,669 |
| Income before extraordinary items | $219,000 | 9,123 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $219,000 | 9,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $219,000 | 9,066 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 10,162 |
| Total interest expense | $882,000 | 9,682 |
| Net interest income | $828,000 | 10,453 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $47,000 | 11,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $572,000 | 10,696 |
| Salaries and employee benefits | $383,000 | 10,069 |
| Premises and equipment expense | $49,000 | 11,117 |
| Additional noninterest expense | $140,000 | 11,180 |
| Pre-tax net operating income | $283,000 | 9,879 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $83,000 | 9,520 |
| Income before extraordinary items | $193,000 | 10,006 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $193,000 | 10,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $197,900 | 9,927 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 10,613 |
| Total interest expense | $731,000 | 9,922 |
| Net interest income | $830,000 | 10,951 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $51,000 | 11,921 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $552,000 | 11,346 |
| Salaries and employee benefits | $366,000 | 10,589 |
| Premises and equipment expense | $49,000 | 11,666 |
| Additional noninterest expense | $137,000 | 11,944 |
| Pre-tax net operating income | $329,000 | 9,921 |
| Securities gains (losses) | $-14,000 | 10,078 |
| Applicable income taxes | $95,000 | 9,483 |
| Income before extraordinary items | $220,000 | 10,032 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $220,000 | 10,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $229,800 | 9,993 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 11,091 |
| Total interest expense | $800,000 | 10,055 |
| Net interest income | $761,000 | 11,660 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $57,000 | 12,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $533,000 | 11,993 |
| Salaries and employee benefits | $354,000 | 11,105 |
| Premises and equipment expense | $46,000 | 12,340 |
| Additional noninterest expense | $133,000 | 12,624 |
| Pre-tax net operating income | $285,000 | 10,361 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $102,000 | 9,679 |
| Income before extraordinary items | $187,000 | 10,793 |
| Extraordinary gains, net | $29,000 | 2,505 |
| Net income | $216,000 | 10,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $184,400 | 10,606 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 11,421 |
| Total interest expense | $937,000 | 10,679 |
| Net interest income | $812,000 | 11,862 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $52,000 | 13,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $543,000 | 12,384 |
| Salaries and employee benefits | $355,000 | 11,390 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $145,000 | 13,029 |
| Pre-tax net operating income | $301,000 | 10,129 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $101,000 | 9,893 |
| Income before extraordinary items | $201,000 | 10,590 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $201,000 | 10,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $200,330 | 10,260 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.