Home > State Bank of Bird Island > Income and Expense
State Bank of Bird Island, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 6,903 |
| Total interest expense | $64,000 | 7,266 |
| Net interest income | $1,239,000 | 6,747 |
| Provision for loan and lease losses | $60,000 | 5,708 |
| Total noninterest income | $115,000 | 6,310 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $73,000 | 5,923 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $42,000 | 6,034 |
| Total noninterest expense | $999,000 | 6,834 |
| Salaries and employee benefits | $531,000 | 6,849 |
| Premises and equipment expense | $99,000 | 6,840 |
| Additional noninterest expense | $369,000 | 6,651 |
| Pre-tax net operating income | $295,000 | 5,257 |
| Securities gains (losses) | $37,000 | 2,774 |
| Applicable income taxes | $47,000 | 3,787 |
| Income before extraordinary items | $285,000 | 5,298 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $285,000 | 5,300 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $285,000 | 5,300 |
| Net charge-offs | $3,000 | 6,306 |
| Cash dividends | $713,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $253,180 | 5,271 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $976,000 | 6,973 |
| Total interest expense | $52,000 | 7,335 |
| Net interest income | $924,000 | 6,809 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $90,000 | 6,356 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $55,000 | 5,946 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $35,000 | 6,077 |
| Total noninterest expense | $726,000 | 6,911 |
| Salaries and employee benefits | $385,000 | 6,906 |
| Premises and equipment expense | $72,000 | 6,894 |
| Additional noninterest expense | $269,000 | 6,717 |
| Pre-tax net operating income | $243,000 | 5,312 |
| Securities gains (losses) | $37,000 | 2,520 |
| Applicable income taxes | $47,000 | 3,654 |
| Income before extraordinary items | $233,000 | 5,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $233,000 | 5,363 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $233,000 | 5,363 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $713,000 | 1,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $202,290 | 5,344 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $663,000 | 7,020 |
| Total interest expense | $39,000 | 7,396 |
| Net interest income | $624,000 | 6,850 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $55,000 | 6,487 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $33,000 | 6,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 6,181 |
| Total noninterest expense | $492,000 | 6,961 |
| Salaries and employee benefits | $264,000 | 6,945 |
| Premises and equipment expense | $50,000 | 6,919 |
| Additional noninterest expense | $178,000 | 6,791 |
| Pre-tax net operating income | $157,000 | 5,365 |
| Securities gains (losses) | $-1,000 | 6,874 |
| Applicable income taxes | $47,000 | 3,400 |
| Income before extraordinary items | $109,000 | 5,631 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 5,630 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $109,000 | 5,631 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $713,000 | 1,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $109,700 | 5,540 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $328,000 | 7,082 |
| Total interest expense | $25,000 | 7,418 |
| Net interest income | $303,000 | 6,914 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $26,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 6,262 |
| Total noninterest expense | $261,000 | 6,945 |
| Salaries and employee benefits | $140,000 | 6,925 |
| Premises and equipment expense | $35,000 | 6,632 |
| Additional noninterest expense | $86,000 | 6,893 |
| Pre-tax net operating income | $53,000 | 5,711 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $43,000 | 2,947 |
| Income before extraordinary items | $10,000 | 6,260 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $10,000 | 6,259 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $10,000 | 6,260 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $10,000 | 6,225 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $78,000 | 7,634 |
| Total interest expense | $6,000 | 7,622 |
| Net interest income | $72,000 | 7,627 |
| Provision for loan and lease losses | $3,000 | 7,017 |
| Total noninterest income | $780,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,000 | 6,764 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $776,000 | 2,542 |
| Total noninterest expense | $70,000 | 7,647 |
| Salaries and employee benefits | $49,000 | 7,630 |
| Premises and equipment expense | $7,000 | 7,617 |
| Additional noninterest expense | $14,000 | 7,648 |
| Pre-tax net operating income | $779,000 | 3,781 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $779,000 | 3,650 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $779,000 | 3,648 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $779,000 | 3,650 |
| Net charge-offs | $-1,000 | 7,276 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $779,000 | 3,520 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 7,230 |
| Total interest expense | $136,000 | 7,487 |
| Net interest income | $902,000 | 7,076 |
| Provision for loan and lease losses | $16,000 | 6,746 |
| Total noninterest income | $101,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $78,000 | 5,513 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $23,000 | 6,581 |
| Total noninterest expense | $785,000 | 7,094 |
| Salaries and employee benefits | $516,000 | 6,760 |
| Premises and equipment expense | $102,000 | 6,827 |
| Additional noninterest expense | $167,000 | 7,423 |
| Pre-tax net operating income | $202,000 | 5,247 |
| Securities gains (losses) | $-6,000 | 7,171 |
| Applicable income taxes | $33,000 | 3,791 |
| Income before extraordinary items | $163,000 | 5,460 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $163,000 | 5,462 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $163,000 | 5,463 |
| Net charge-offs | $7,000 | 6,361 |
| Cash dividends | $162,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $167,980 | 5,283 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $697,000 | 7,288 |
| Total interest expense | $92,000 | 7,558 |
| Net interest income | $605,000 | 7,112 |
| Provision for loan and lease losses | $8,000 | 6,692 |
| Total noninterest income | $68,000 | 6,558 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $52,000 | 5,529 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 6,606 |
| Total noninterest expense | $533,000 | 7,135 |
| Salaries and employee benefits | $348,000 | 6,791 |
| Premises and equipment expense | $71,000 | 6,826 |
| Additional noninterest expense | $114,000 | 7,468 |
| Pre-tax net operating income | $132,000 | 5,309 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $22,000 | 3,744 |
| Income before extraordinary items | $110,000 | 5,483 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $110,000 | 5,486 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $110,000 | 5,485 |
| Net charge-offs | $5,000 | 6,051 |
| Cash dividends | $162,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $110,000 | 5,356 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $348,000 | 7,400 |
| Total interest expense | $46,000 | 7,672 |
| Net interest income | $302,000 | 7,196 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $33,000 | 6,632 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $26,000 | 5,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $264,000 | 7,233 |
| Salaries and employee benefits | $175,000 | 6,867 |
| Premises and equipment expense | $36,000 | 6,882 |
| Additional noninterest expense | $53,000 | 7,621 |
| Pre-tax net operating income | $71,000 | 5,402 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $10,000 | 3,808 |
| Income before extraordinary items | $61,000 | 5,527 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $61,000 | 5,529 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $61,000 | 5,528 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $162,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $61,000 | 5,433 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 7,503 |
| Total interest expense | $195,000 | 7,777 |
| Net interest income | $1,169,000 | 7,266 |
| Provision for loan and lease losses | $7,000 | 7,349 |
| Total noninterest income | $120,000 | 6,818 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $89,000 | 5,905 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $31,000 | 6,716 |
| Total noninterest expense | $1,104,000 | 7,273 |
| Salaries and employee benefits | $743,000 | 6,847 |
| Premises and equipment expense | $138,000 | 7,047 |
| Additional noninterest expense | $223,000 | 7,671 |
| Pre-tax net operating income | $178,000 | 4,864 |
| Securities gains (losses) | $35,000 | 2,803 |
| Applicable income taxes | $50,000 | 3,262 |
| Income before extraordinary items | $163,000 | 4,936 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $163,000 | 4,938 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $163,000 | 4,938 |
| Net charge-offs | $8,000 | 6,949 |
| Cash dividends | $218,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $136,050 | 4,970 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 7,597 |
| Total interest expense | $149,000 | 7,873 |
| Net interest income | $868,000 | 7,333 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $88,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $64,000 | 6,008 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $24,000 | 6,871 |
| Total noninterest expense | $776,000 | 7,384 |
| Salaries and employee benefits | $529,000 | 6,982 |
| Premises and equipment expense | $92,000 | 7,231 |
| Additional noninterest expense | $155,000 | 7,786 |
| Pre-tax net operating income | $180,000 | 5,006 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $15,000 | 3,904 |
| Income before extraordinary items | $165,000 | 5,016 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $165,000 | 5,015 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $165,000 | 5,015 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $218,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $165,000 | 4,961 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $680,000 | 7,669 |
| Total interest expense | $103,000 | 7,958 |
| Net interest income | $577,000 | 7,375 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $54,000 | 7,098 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $38,000 | 6,142 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $16,000 | 6,961 |
| Total noninterest expense | $537,000 | 7,426 |
| Salaries and employee benefits | $364,000 | 6,999 |
| Premises and equipment expense | $70,000 | 7,134 |
| Additional noninterest expense | $103,000 | 7,856 |
| Pre-tax net operating income | $94,000 | 5,258 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $9,000 | 4,050 |
| Income before extraordinary items | $85,000 | 5,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 5,316 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $85,000 | 5,316 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $218,000 | 2,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $85,000 | 5,230 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 7,736 |
| Total interest expense | $50,000 | 8,027 |
| Net interest income | $288,000 | 7,414 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $26,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $19,000 | 6,115 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $272,000 | 7,417 |
| Salaries and employee benefits | $193,000 | 6,916 |
| Premises and equipment expense | $29,000 | 7,401 |
| Additional noninterest expense | $50,000 | 7,857 |
| Pre-tax net operating income | $42,000 | 5,738 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $4,000 | 4,381 |
| Income before extraordinary items | $38,000 | 5,874 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $38,000 | 5,876 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $38,000 | 5,876 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $218,000 | 1,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $38,000 | 5,705 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 7,586 |
| Total interest expense | $442,000 | 7,766 |
| Net interest income | $1,195,000 | 7,374 |
| Provision for loan and lease losses | $-148,000 | 8,274 |
| Total noninterest income | $123,000 | 7,077 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $95,000 | 5,963 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $28,000 | 7,222 |
| Total noninterest expense | $1,162,000 | 7,319 |
| Salaries and employee benefits | $814,000 | 6,863 |
| Premises and equipment expense | $118,000 | 7,449 |
| Additional noninterest expense | $230,000 | 7,746 |
| Pre-tax net operating income | $304,000 | 5,434 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $86,000 | 3,499 |
| Income before extraordinary items | $218,000 | 5,414 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $218,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,325 |
| Cash dividends | $210,000 | 4,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $218,000 | 5,567 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 7,633 |
| Total interest expense | $369,000 | 7,799 |
| Net interest income | $894,000 | 7,435 |
| Provision for loan and lease losses | $-148,000 | 8,345 |
| Total noninterest income | $93,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $72,000 | 5,984 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 7,390 |
| Total noninterest expense | $858,000 | 7,361 |
| Salaries and employee benefits | $604,000 | 6,887 |
| Premises and equipment expense | $93,000 | 7,435 |
| Additional noninterest expense | $161,000 | 7,857 |
| Pre-tax net operating income | $277,000 | 5,731 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $124,000 | 3,411 |
| Income before extraordinary items | $153,000 | 5,928 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $153,000 | 5,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,525 |
| Cash dividends | $210,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $153,000 | 6,102 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $857,000 | 7,683 |
| Total interest expense | $264,000 | 7,832 |
| Net interest income | $593,000 | 7,475 |
| Provision for loan and lease losses | $-148,000 | 8,414 |
| Total noninterest income | $61,000 | 7,268 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $46,000 | 6,062 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $15,000 | 7,431 |
| Total noninterest expense | $576,000 | 7,413 |
| Salaries and employee benefits | $410,000 | 6,926 |
| Premises and equipment expense | $58,000 | 7,553 |
| Additional noninterest expense | $108,000 | 7,894 |
| Pre-tax net operating income | $226,000 | 5,646 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $99,000 | 3,466 |
| Income before extraordinary items | $127,000 | 6,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 6,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $210,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $127,000 | 6,082 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $468,000 | 7,654 |
| Total interest expense | $154,000 | 7,780 |
| Net interest income | $314,000 | 7,433 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $30,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $300,000 | 7,374 |
| Salaries and employee benefits | $223,000 | 6,775 |
| Premises and equipment expense | $30,000 | 7,535 |
| Additional noninterest expense | $47,000 | 8,047 |
| Pre-tax net operating income | $44,000 | 6,683 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $16,000 | 4,511 |
| Income before extraordinary items | $28,000 | 6,902 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $28,000 | 6,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $210,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $28,000 | 6,811 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 7,549 |
| Total interest expense | $722,000 | 7,613 |
| Net interest income | $1,299,000 | 7,377 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $134,000 | 7,256 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $106,000 | 5,958 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $28,000 | 7,593 |
| Total noninterest expense | $1,134,000 | 7,462 |
| Salaries and employee benefits | $820,000 | 6,917 |
| Premises and equipment expense | $114,000 | 7,603 |
| Additional noninterest expense | $200,000 | 8,029 |
| Pre-tax net operating income | $299,000 | 6,598 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $88,000 | 4,566 |
| Income before extraordinary items | $211,000 | 6,753 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $211,000 | 6,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,831 |
| Cash dividends | $156,000 | 5,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $211,000 | 6,731 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 7,611 |
| Total interest expense | $527,000 | 7,696 |
| Net interest income | $964,000 | 7,451 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $107,000 | 7,236 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $86,000 | 5,863 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 7,635 |
| Total noninterest expense | $841,000 | 7,461 |
| Salaries and employee benefits | $615,000 | 6,894 |
| Premises and equipment expense | $85,000 | 7,593 |
| Additional noninterest expense | $141,000 | 8,058 |
| Pre-tax net operating income | $230,000 | 6,843 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $57,000 | 4,857 |
| Income before extraordinary items | $173,000 | 6,942 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $173,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $156,000 | 4,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $173,000 | 6,927 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $985,000 | 7,667 |
| Total interest expense | $342,000 | 7,760 |
| Net interest income | $643,000 | 7,513 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $66,000 | 7,370 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $54,000 | 5,982 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $12,000 | 7,778 |
| Total noninterest expense | $574,000 | 7,466 |
| Salaries and employee benefits | $419,000 | 6,906 |
| Premises and equipment expense | $59,000 | 7,585 |
| Additional noninterest expense | $96,000 | 8,087 |
| Pre-tax net operating income | $135,000 | 7,056 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $28,000 | 5,160 |
| Income before extraordinary items | $107,000 | 7,069 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $107,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $156,000 | 3,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $107,000 | 7,058 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $489,000 | 7,718 |
| Total interest expense | $167,000 | 7,813 |
| Net interest income | $322,000 | 7,535 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $29,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $292,000 | 7,477 |
| Salaries and employee benefits | $218,000 | 6,836 |
| Premises and equipment expense | $30,000 | 7,598 |
| Additional noninterest expense | $44,000 | 8,207 |
| Pre-tax net operating income | $59,000 | 7,173 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $52,000 | 7,127 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $52,000 | 7,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $156,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $52,000 | 7,113 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 7,607 |
| Total interest expense | $554,000 | 7,816 |
| Net interest income | $1,364,000 | 7,352 |
| Provision for loan and lease losses | $6,000 | 6,686 |
| Total noninterest income | $59,000 | 8,141 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $33,000 | 7,126 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,799 |
| Total noninterest expense | $1,174,000 | 7,430 |
| Salaries and employee benefits | $829,000 | 6,873 |
| Premises and equipment expense | $118,000 | 7,614 |
| Additional noninterest expense | $227,000 | 7,975 |
| Pre-tax net operating income | $243,000 | 7,272 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $87,000 | 5,082 |
| Income before extraordinary items | $156,000 | 7,459 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $156,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $186,000 | 5,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $156,000 | 7,447 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 7,696 |
| Total interest expense | $390,000 | 7,903 |
| Net interest income | $1,020,000 | 7,433 |
| Provision for loan and lease losses | $16,000 | 6,161 |
| Total noninterest income | $46,000 | 8,202 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $27,000 | 7,176 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,867 |
| Total noninterest expense | $871,000 | 7,457 |
| Salaries and employee benefits | $630,000 | 6,828 |
| Premises and equipment expense | $88,000 | 7,627 |
| Additional noninterest expense | $153,000 | 8,112 |
| Pre-tax net operating income | $179,000 | 7,500 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $79,000 | 5,134 |
| Income before extraordinary items | $100,000 | 7,725 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $100,000 | 7,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $186,000 | 4,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $100,000 | 7,724 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $937,000 | 7,704 |
| Total interest expense | $241,000 | 7,979 |
| Net interest income | $696,000 | 7,439 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $32,000 | 8,240 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $18,000 | 7,222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $591,000 | 7,450 |
| Salaries and employee benefits | $432,000 | 6,797 |
| Premises and equipment expense | $59,000 | 7,640 |
| Additional noninterest expense | $100,000 | 8,152 |
| Pre-tax net operating income | $127,000 | 7,521 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $53,000 | 5,182 |
| Income before extraordinary items | $74,000 | 7,731 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $74,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $186,000 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $74,000 | 7,737 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $472,000 | 7,705 |
| Total interest expense | $119,000 | 7,970 |
| Net interest income | $353,000 | 7,432 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $16,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $8,000 | 7,290 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $307,000 | 7,389 |
| Salaries and employee benefits | $231,000 | 6,638 |
| Premises and equipment expense | $31,000 | 7,598 |
| Additional noninterest expense | $45,000 | 8,278 |
| Pre-tax net operating income | $56,000 | 7,619 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $26,000 | 5,161 |
| Income before extraordinary items | $30,000 | 7,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $186,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $30,000 | 7,833 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 7,681 |
| Total interest expense | $390,000 | 7,924 |
| Net interest income | $1,362,000 | 7,477 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $64,000 | 8,312 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $25,000 | 7,408 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,645 |
| Total noninterest expense | $1,132,000 | 7,516 |
| Salaries and employee benefits | $817,000 | 6,872 |
| Premises and equipment expense | $111,000 | 7,742 |
| Additional noninterest expense | $204,000 | 8,207 |
| Pre-tax net operating income | $294,000 | 7,407 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $108,000 | 5,317 |
| Income before extraordinary items | $186,000 | 7,650 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $186,000 | 7,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,898 |
| Cash dividends | $195,000 | 4,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $186,000 | 7,616 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 7,725 |
| Total interest expense | $266,000 | 8,022 |
| Net interest income | $1,021,000 | 7,518 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $43,000 | 8,410 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 7,448 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,869 |
| Total noninterest expense | $848,000 | 7,509 |
| Salaries and employee benefits | $613,000 | 6,866 |
| Premises and equipment expense | $86,000 | 7,702 |
| Additional noninterest expense | $149,000 | 8,226 |
| Pre-tax net operating income | $216,000 | 7,569 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $70,000 | 5,547 |
| Income before extraordinary items | $146,000 | 7,727 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $146,000 | 7,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $195,000 | 4,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $146,000 | 7,690 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $849,000 | 7,736 |
| Total interest expense | $169,000 | 8,037 |
| Net interest income | $680,000 | 7,535 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $31,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $12,000 | 7,482 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $19,000 | 7,696 |
| Total noninterest expense | $579,000 | 7,465 |
| Salaries and employee benefits | $393,000 | 6,964 |
| Premises and equipment expense | $85,000 | 7,031 |
| Additional noninterest expense | $101,000 | 8,196 |
| Pre-tax net operating income | $132,000 | 7,656 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $48,000 | 5,551 |
| Income before extraordinary items | $84,000 | 7,854 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $84,000 | 7,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $195,000 | 3,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $84,000 | 7,816 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $422,000 | 7,797 |
| Total interest expense | $78,000 | 8,151 |
| Net interest income | $344,000 | 7,570 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $13,000 | 8,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $301,000 | 7,440 |
| Salaries and employee benefits | $222,000 | 6,730 |
| Premises and equipment expense | $32,000 | 7,605 |
| Additional noninterest expense | $47,000 | 8,340 |
| Pre-tax net operating income | $56,000 | 7,814 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $16,000 | 5,817 |
| Income before extraordinary items | $40,000 | 7,932 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $40,000 | 7,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $195,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $40,000 | 7,904 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 7,747 |
| Total interest expense | $246,000 | 8,305 |
| Net interest income | $1,395,000 | 7,464 |
| Provision for loan and lease losses | $5,000 | 7,179 |
| Total noninterest income | $48,000 | 8,598 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $25,000 | 7,607 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,000 | 8,128 |
| Total noninterest expense | $1,141,000 | 7,545 |
| Salaries and employee benefits | $803,000 | 6,917 |
| Premises and equipment expense | $112,000 | 7,815 |
| Additional noninterest expense | $226,000 | 8,151 |
| Pre-tax net operating income | $297,000 | 7,450 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $102,000 | 5,491 |
| Income before extraordinary items | $195,000 | 7,674 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $195,000 | 7,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $262,000 | 4,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $195,000 | 7,635 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 7,800 |
| Total interest expense | $179,000 | 8,375 |
| Net interest income | $1,034,000 | 7,507 |
| Provision for loan and lease losses | $5,000 | 6,935 |
| Total noninterest income | $38,000 | 8,629 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $20,000 | 7,636 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 8,138 |
| Total noninterest expense | $826,000 | 7,594 |
| Salaries and employee benefits | $585,000 | 6,965 |
| Premises and equipment expense | $81,000 | 7,866 |
| Additional noninterest expense | $160,000 | 8,240 |
| Pre-tax net operating income | $241,000 | 7,498 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $104,000 | 5,297 |
| Income before extraordinary items | $137,000 | 7,866 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $137,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $262,000 | 3,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $137,000 | 7,820 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $793,000 | 7,885 |
| Total interest expense | $120,000 | 8,424 |
| Net interest income | $673,000 | 7,582 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $22,000 | 8,736 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $14,000 | 7,676 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $561,000 | 7,600 |
| Salaries and employee benefits | $403,000 | 6,929 |
| Premises and equipment expense | $52,000 | 7,942 |
| Additional noninterest expense | $106,000 | 8,278 |
| Pre-tax net operating income | $131,000 | 7,685 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $56,000 | 5,519 |
| Income before extraordinary items | $75,000 | 8,031 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 8,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $262,000 | 3,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $75,000 | 7,971 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $400,000 | 7,903 |
| Total interest expense | $61,000 | 8,466 |
| Net interest income | $339,000 | 7,610 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $11,000 | 8,767 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $294,000 | 7,553 |
| Salaries and employee benefits | $215,000 | 6,788 |
| Premises and equipment expense | $27,000 | 7,911 |
| Additional noninterest expense | $52,000 | 8,354 |
| Pre-tax net operating income | $56,000 | 7,822 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $14,000 | 6,056 |
| Income before extraordinary items | $42,000 | 7,936 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $42,000 | 7,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $262,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $42,000 | 7,878 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 7,786 |
| Total interest expense | $326,000 | 8,376 |
| Net interest income | $1,458,000 | 7,423 |
| Provision for loan and lease losses | $12,000 | 7,277 |
| Total noninterest income | $45,000 | 8,831 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $25,000 | 7,773 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $20,000 | 8,441 |
| Total noninterest expense | $1,091,000 | 7,687 |
| Salaries and employee benefits | $784,000 | 6,971 |
| Premises and equipment expense | $111,000 | 7,926 |
| Additional noninterest expense | $196,000 | 8,464 |
| Pre-tax net operating income | $400,000 | 7,044 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $139,000 | 5,371 |
| Income before extraordinary items | $261,000 | 7,466 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $261,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $158,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $261,000 | 7,322 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 7,865 |
| Total interest expense | $264,000 | 8,407 |
| Net interest income | $1,083,000 | 7,498 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $33,000 | 8,919 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $19,000 | 7,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,509 |
| Total noninterest expense | $787,000 | 7,771 |
| Salaries and employee benefits | $563,000 | 7,072 |
| Premises and equipment expense | $84,000 | 7,926 |
| Additional noninterest expense | $140,000 | 8,539 |
| Pre-tax net operating income | $320,000 | 7,068 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $100,000 | 5,569 |
| Income before extraordinary items | $220,000 | 7,456 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $220,000 | 7,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $158,000 | 4,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $220,000 | 7,300 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $901,000 | 7,908 |
| Total interest expense | $194,000 | 8,372 |
| Net interest income | $707,000 | 7,559 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $22,000 | 8,940 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $12,000 | 7,878 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $537,000 | 7,743 |
| Salaries and employee benefits | $386,000 | 7,029 |
| Premises and equipment expense | $54,000 | 7,986 |
| Additional noninterest expense | $97,000 | 8,501 |
| Pre-tax net operating income | $186,000 | 7,325 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $62,000 | 5,689 |
| Income before extraordinary items | $124,000 | 7,707 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $124,000 | 7,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $158,000 | 3,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $124,000 | 7,530 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $446,000 | 7,976 |
| Total interest expense | $112,000 | 8,273 |
| Net interest income | $334,000 | 7,704 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $12,000 | 8,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $276,000 | 7,702 |
| Salaries and employee benefits | $207,000 | 6,875 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $43,000 | 8,690 |
| Pre-tax net operating income | $67,000 | 7,718 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $44,000 | 5,276 |
| Income before extraordinary items | $23,000 | 8,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 8,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $158,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $23,000 | 8,302 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 7,798 |
| Total interest expense | $527,000 | 8,307 |
| Net interest income | $1,528,000 | 7,383 |
| Provision for loan and lease losses | $3,000 | 8,029 |
| Total noninterest income | $49,000 | 8,967 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $28,000 | 7,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,496 |
| Total noninterest expense | $1,079,000 | 7,759 |
| Salaries and employee benefits | $768,000 | 7,005 |
| Premises and equipment expense | $103,000 | 8,131 |
| Additional noninterest expense | $208,000 | 8,507 |
| Pre-tax net operating income | $495,000 | 6,775 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $179,000 | 5,269 |
| Income before extraordinary items | $316,000 | 7,244 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $316,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,476 |
| Cash dividends | $168,000 | 5,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $316,000 | 7,140 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 7,561 |
| Total interest expense | $1,127,000 | 7,754 |
| Net interest income | $1,547,000 | 7,241 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $48,000 | 9,174 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $28,000 | 8,010 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $1,046,000 | 7,836 |
| Salaries and employee benefits | $747,000 | 6,991 |
| Premises and equipment expense | $98,000 | 8,339 |
| Additional noninterest expense | $201,000 | 8,644 |
| Pre-tax net operating income | $549,000 | 6,364 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $213,000 | 4,917 |
| Income before extraordinary items | $336,000 | 6,913 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $336,000 | 6,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,052 |
| Cash dividends | $179,000 | 5,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $336,000 | 6,796 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 7,683 |
| Total interest expense | $1,260,000 | 7,674 |
| Net interest income | $1,466,000 | 7,513 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $50,000 | 9,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 8,843 |
| Total noninterest expense | $987,000 | 8,069 |
| Salaries and employee benefits | $689,000 | 7,252 |
| Premises and equipment expense | $107,000 | 8,330 |
| Additional noninterest expense | $191,000 | 8,868 |
| Pre-tax net operating income | $529,000 | 6,868 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $171,000 | 5,705 |
| Income before extraordinary items | $358,000 | 7,115 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $358,000 | 7,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $178,000 | 5,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $358,000 | 7,107 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 7,787 |
| Total interest expense | $1,135,000 | 7,815 |
| Net interest income | $1,474,000 | 7,634 |
| Provision for loan and lease losses | $58,000 | 6,335 |
| Total noninterest income | $248,000 | 6,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,107 |
| Total noninterest expense | $1,196,000 | 7,581 |
| Salaries and employee benefits | $791,000 | 6,788 |
| Premises and equipment expense | $117,000 | 8,301 |
| Additional noninterest expense | $288,000 | 8,217 |
| Pre-tax net operating income | $468,000 | 7,285 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $109,000 | 6,807 |
| Income before extraordinary items | $359,000 | 7,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $359,000 | 7,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $176,000 | 5,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $359,000 | 7,202 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 7,890 |
| Total interest expense | $1,211,000 | 7,885 |
| Net interest income | $1,470,000 | 7,754 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $88,000 | 9,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,338 |
| Total noninterest expense | $969,000 | 8,217 |
| Salaries and employee benefits | $659,000 | 7,431 |
| Premises and equipment expense | $111,000 | 8,461 |
| Additional noninterest expense | $199,000 | 9,125 |
| Pre-tax net operating income | $589,000 | 6,975 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $238,000 | 5,762 |
| Income before extraordinary items | $354,000 | 7,511 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $354,000 | 7,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $352,080 | 7,437 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 7,901 |
| Total interest expense | $1,257,000 | 7,963 |
| Net interest income | $1,632,000 | 7,703 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $161,000 | 8,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 7,917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,011 |
| Total noninterest expense | $1,118,000 | 7,949 |
| Salaries and employee benefits | $798,000 | 6,791 |
| Premises and equipment expense | $116,000 | 8,589 |
| Additional noninterest expense | $204,000 | 9,354 |
| Pre-tax net operating income | $675,000 | 7,082 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $271,000 | 6,019 |
| Income before extraordinary items | $404,000 | 7,607 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $404,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $180,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $404,000 | 7,552 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 8,047 |
| Total interest expense | $1,419,000 | 7,788 |
| Net interest income | $1,544,000 | 8,160 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $82,000 | 10,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $1,016,000 | 8,621 |
| Salaries and employee benefits | $647,000 | 7,862 |
| Premises and equipment expense | $131,000 | 8,508 |
| Additional noninterest expense | $238,000 | 9,527 |
| Pre-tax net operating income | $575,000 | 7,544 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $209,000 | 7,004 |
| Income before extraordinary items | $366,000 | 7,885 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $366,000 | 7,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 10,828 |
| Cash dividends | $360,000 | 4,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $366,000 | 7,827 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 8,424 |
| Total interest expense | $1,333,000 | 8,179 |
| Net interest income | $1,524,000 | 8,468 |
| Provision for loan and lease losses | $44,000 | 6,492 |
| Total noninterest income | $86,000 | 10,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,150 |
| Total noninterest expense | $999,000 | 8,955 |
| Salaries and employee benefits | $629,000 | 8,195 |
| Premises and equipment expense | $131,000 | 8,769 |
| Additional noninterest expense | $239,000 | 9,944 |
| Pre-tax net operating income | $567,000 | 8,065 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $204,000 | 7,346 |
| Income before extraordinary items | $363,000 | 8,362 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $363,000 | 8,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,862 |
| Cash dividends | $293,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $363,000 | 8,342 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 9,244 |
| Total interest expense | $971,000 | 8,821 |
| Net interest income | $1,337,000 | 9,348 |
| Provision for loan and lease losses | $46,000 | 6,340 |
| Total noninterest income | $102,000 | 10,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $937,000 | 9,602 |
| Salaries and employee benefits | $548,000 | 8,973 |
| Premises and equipment expense | $139,000 | 8,849 |
| Additional noninterest expense | $250,000 | 10,526 |
| Pre-tax net operating income | $456,000 | 8,952 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $163,000 | 8,057 |
| Income before extraordinary items | $293,000 | 9,217 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $293,000 | 9,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $293,000 | 9,287 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 9,972 |
| Total interest expense | $847,000 | 9,801 |
| Net interest income | $1,262,000 | 9,864 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $100,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,177 |
| Total noninterest expense | $899,000 | 10,194 |
| Salaries and employee benefits | $539,000 | 9,311 |
| Premises and equipment expense | $131,000 | 9,437 |
| Additional noninterest expense | $229,000 | 11,340 |
| Pre-tax net operating income | $413,000 | 9,309 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $122,000 | 9,263 |
| Income before extraordinary items | $294,000 | 9,555 |
| Extraordinary gains, net | $35,000 | 2,385 |
| Net income | $329,000 | 9,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 12,436 |
| Cash dividends | $156,000 | 6,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $291,870 | 9,319 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 10,205 |
| Total interest expense | $1,091,000 | 10,017 |
| Net interest income | $1,252,000 | 10,136 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $107,000 | 11,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $879,000 | 10,615 |
| Salaries and employee benefits | $531,000 | 9,473 |
| Premises and equipment expense | $127,000 | 9,784 |
| Additional noninterest expense | $221,000 | 11,944 |
| Pre-tax net operating income | $429,000 | 8,971 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $119,000 | 9,396 |
| Income before extraordinary items | $313,000 | 9,125 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $313,000 | 9,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $140,000 | 5,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $310,840 | 8,795 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.