Home > State Bank of Aurora > Income and Expense
State Bank of Aurora, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 7,535 |
| Total interest expense | $367,000 | 7,420 |
| Net interest income | $950,000 | 7,486 |
| Provision for loan and lease losses | $2,021,000 | 2,463 |
| Total noninterest income | $96,000 | 7,007 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $70,000 | 6,168 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $26,000 | 6,817 |
| Total noninterest expense | $1,096,000 | 7,277 |
| Salaries and employee benefits | $468,000 | 7,503 |
| Premises and equipment expense | $166,000 | 6,784 |
| Additional noninterest expense | $462,000 | 6,905 |
| Pre-tax net operating income | $-2,071,000 | 6,649 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-110,000 | 6,593 |
| Income before extraordinary items | $-1,961,000 | 6,739 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,961,000 | 6,737 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,961,000 | 6,737 |
| Net charge-offs | $1,747,000 | 2,205 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,961,000 | 6,738 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 7,597 |
| Total interest expense | $284,000 | 7,509 |
| Net interest income | $733,000 | 7,534 |
| Provision for loan and lease losses | $1,532,000 | 2,182 |
| Total noninterest income | $72,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $54,000 | 6,185 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $18,000 | 7,053 |
| Total noninterest expense | $817,000 | 7,331 |
| Salaries and employee benefits | $385,000 | 7,447 |
| Premises and equipment expense | $124,000 | 6,838 |
| Additional noninterest expense | $308,000 | 7,092 |
| Pre-tax net operating income | $-1,544,000 | 6,883 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-110,000 | 6,966 |
| Income before extraordinary items | $-1,434,000 | 6,977 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,434,000 | 6,977 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,434,000 | 6,978 |
| Net charge-offs | $691,000 | 2,645 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,434,000 | 6,954 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $710,000 | 7,627 |
| Total interest expense | $200,000 | 7,567 |
| Net interest income | $510,000 | 7,535 |
| Provision for loan and lease losses | $763,000 | 2,387 |
| Total noninterest income | $48,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $38,000 | 6,142 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,000 | 7,243 |
| Total noninterest expense | $538,000 | 7,422 |
| Salaries and employee benefits | $259,000 | 7,516 |
| Premises and equipment expense | $83,000 | 6,886 |
| Additional noninterest expense | $196,000 | 7,198 |
| Pre-tax net operating income | $-743,000 | 6,854 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-110,000 | 7,173 |
| Income before extraordinary items | $-633,000 | 6,885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-633,000 | 6,885 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-633,000 | 6,885 |
| Net charge-offs | $392,000 | 2,633 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-633,000 | 6,872 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $352,000 | 7,688 |
| Total interest expense | $106,000 | 7,603 |
| Net interest income | $246,000 | 7,608 |
| Provision for loan and lease losses | $157,000 | 3,162 |
| Total noninterest income | $22,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $259,000 | 7,477 |
| Salaries and employee benefits | $130,000 | 7,563 |
| Premises and equipment expense | $43,000 | 6,870 |
| Additional noninterest expense | $86,000 | 7,304 |
| Pre-tax net operating income | $-148,000 | 6,783 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-50,000 | 7,420 |
| Income before extraordinary items | $-98,000 | 6,805 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-98,000 | 6,805 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-98,000 | 6,806 |
| Net charge-offs | $124,000 | 2,632 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-98,000 | 6,714 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 7,455 |
| Total interest expense | $664,000 | 7,385 |
| Net interest income | $1,169,000 | 7,400 |
| Provision for loan and lease losses | $632,000 | 3,421 |
| Total noninterest income | $100,000 | 7,301 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $77,000 | 6,226 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $23,000 | 7,344 |
| Total noninterest expense | $1,050,000 | 7,481 |
| Salaries and employee benefits | $573,000 | 7,483 |
| Premises and equipment expense | $172,000 | 6,934 |
| Additional noninterest expense | $305,000 | 7,441 |
| Pre-tax net operating income | $-413,000 | 6,717 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-189,000 | 7,207 |
| Income before extraordinary items | $-224,000 | 6,511 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-224,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 4,425 |
| Cash dividends | $110,000 | 4,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-224,000 | 6,659 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 7,466 |
| Total interest expense | $530,000 | 7,423 |
| Net interest income | $913,000 | 7,397 |
| Provision for loan and lease losses | $10,000 | 6,725 |
| Total noninterest income | $76,000 | 7,401 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $57,000 | 6,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 7,454 |
| Total noninterest expense | $810,000 | 7,450 |
| Salaries and employee benefits | $471,000 | 7,352 |
| Premises and equipment expense | $128,000 | 6,995 |
| Additional noninterest expense | $211,000 | 7,552 |
| Pre-tax net operating income | $169,000 | 6,158 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $42,000 | 4,220 |
| Income before extraordinary items | $127,000 | 6,040 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $127,000 | 6,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,938 |
| Cash dividends | $110,000 | 4,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $127,000 | 6,199 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $979,000 | 7,511 |
| Total interest expense | $371,000 | 7,473 |
| Net interest income | $608,000 | 7,434 |
| Provision for loan and lease losses | $2,000 | 6,624 |
| Total noninterest income | $48,000 | 7,532 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $36,000 | 6,359 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $12,000 | 7,577 |
| Total noninterest expense | $539,000 | 7,517 |
| Salaries and employee benefits | $311,000 | 7,451 |
| Premises and equipment expense | $87,000 | 6,979 |
| Additional noninterest expense | $141,000 | 7,598 |
| Pre-tax net operating income | $115,000 | 6,319 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $28,000 | 4,472 |
| Income before extraordinary items | $87,000 | 6,441 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 6,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,731 |
| Cash dividends | $80,000 | 4,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $87,000 | 6,382 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $504,000 | 7,553 |
| Total interest expense | $194,000 | 7,540 |
| Net interest income | $310,000 | 7,447 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $23,000 | 7,585 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $264,000 | 7,568 |
| Salaries and employee benefits | $152,000 | 7,528 |
| Premises and equipment expense | $43,000 | 7,040 |
| Additional noninterest expense | $69,000 | 7,632 |
| Pre-tax net operating income | $67,000 | 6,392 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $19,000 | 4,403 |
| Income before extraordinary items | $48,000 | 6,608 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $48,000 | 6,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $40,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $48,000 | 6,510 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 7,391 |
| Total interest expense | $829,000 | 7,448 |
| Net interest income | $1,395,000 | 7,254 |
| Provision for loan and lease losses | $73,000 | 5,300 |
| Total noninterest income | $95,000 | 7,614 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $71,000 | 6,428 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $24,000 | 7,697 |
| Total noninterest expense | $1,067,000 | 7,557 |
| Salaries and employee benefits | $603,000 | 7,534 |
| Premises and equipment expense | $161,000 | 7,151 |
| Additional noninterest expense | $303,000 | 7,525 |
| Pre-tax net operating income | $350,000 | 6,436 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $119,000 | 4,341 |
| Income before extraordinary items | $231,000 | 6,685 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $231,000 | 6,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,564 |
| Cash dividends | $150,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $231,000 | 6,661 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 7,425 |
| Total interest expense | $613,000 | 7,497 |
| Net interest income | $1,060,000 | 7,282 |
| Provision for loan and lease losses | $28,000 | 5,595 |
| Total noninterest income | $71,000 | 7,669 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $18,000 | 7,737 |
| Total noninterest expense | $799,000 | 7,541 |
| Salaries and employee benefits | $455,000 | 7,499 |
| Premises and equipment expense | $120,000 | 7,124 |
| Additional noninterest expense | $224,000 | 7,532 |
| Pre-tax net operating income | $304,000 | 6,545 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $81,000 | 4,606 |
| Income before extraordinary items | $223,000 | 6,696 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $223,000 | 6,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,489 |
| Cash dividends | $105,000 | 4,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $223,000 | 6,686 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 7,488 |
| Total interest expense | $401,000 | 7,558 |
| Net interest income | $706,000 | 7,343 |
| Provision for loan and lease losses | $13,000 | 5,620 |
| Total noninterest income | $49,000 | 7,679 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $35,000 | 6,515 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $14,000 | 7,664 |
| Total noninterest expense | $537,000 | 7,579 |
| Salaries and employee benefits | $302,000 | 7,555 |
| Premises and equipment expense | $83,000 | 7,083 |
| Additional noninterest expense | $152,000 | 7,556 |
| Pre-tax net operating income | $205,000 | 6,608 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $48,000 | 4,796 |
| Income before extraordinary items | $157,000 | 6,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $157,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $70,000 | 4,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $157,000 | 6,673 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $560,000 | 7,505 |
| Total interest expense | $204,000 | 7,551 |
| Net interest income | $356,000 | 7,360 |
| Provision for loan and lease losses | $13,000 | 4,876 |
| Total noninterest income | $23,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $272,000 | 7,606 |
| Salaries and employee benefits | $152,000 | 7,582 |
| Premises and equipment expense | $43,000 | 7,057 |
| Additional noninterest expense | $77,000 | 7,546 |
| Pre-tax net operating income | $94,000 | 6,738 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $24,000 | 4,803 |
| Income before extraordinary items | $70,000 | 6,861 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $70,000 | 6,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,538 |
| Cash dividends | $35,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $70,000 | 6,844 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 7,513 |
| Total interest expense | $690,000 | 7,534 |
| Net interest income | $1,339,000 | 7,392 |
| Provision for loan and lease losses | $6,000 | 6,686 |
| Total noninterest income | $97,000 | 7,763 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $76,000 | 6,499 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,943 |
| Total noninterest expense | $1,067,000 | 7,600 |
| Salaries and employee benefits | $600,000 | 7,594 |
| Premises and equipment expense | $151,000 | 7,250 |
| Additional noninterest expense | $316,000 | 7,501 |
| Pre-tax net operating income | $363,000 | 6,900 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $101,000 | 4,954 |
| Income before extraordinary items | $262,000 | 7,054 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $262,000 | 7,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $120,000 | 5,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $262,000 | 7,051 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 7,563 |
| Total interest expense | $504,000 | 7,579 |
| Net interest income | $1,020,000 | 7,433 |
| Provision for loan and lease losses | $6,000 | 6,493 |
| Total noninterest income | $69,000 | 7,897 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $57,000 | 6,566 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,141 |
| Total noninterest expense | $786,000 | 7,640 |
| Salaries and employee benefits | $454,000 | 7,564 |
| Premises and equipment expense | $114,000 | 7,252 |
| Additional noninterest expense | $218,000 | 7,654 |
| Pre-tax net operating income | $297,000 | 7,018 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $93,000 | 4,991 |
| Income before extraordinary items | $204,000 | 7,203 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $204,000 | 7,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $90,000 | 4,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $204,000 | 7,201 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 7,580 |
| Total interest expense | $328,000 | 7,585 |
| Net interest income | $690,000 | 7,450 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $42,000 | 8,023 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,726 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $527,000 | 7,648 |
| Salaries and employee benefits | $300,000 | 7,626 |
| Premises and equipment expense | $79,000 | 7,202 |
| Additional noninterest expense | $148,000 | 7,632 |
| Pre-tax net operating income | $199,000 | 7,094 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $52,000 | 5,200 |
| Income before extraordinary items | $147,000 | 7,178 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $147,000 | 7,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $60,000 | 4,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $147,000 | 7,192 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $499,000 | 7,612 |
| Total interest expense | $157,000 | 7,610 |
| Net interest income | $342,000 | 7,487 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $21,000 | 8,014 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $260,000 | 7,698 |
| Salaries and employee benefits | $150,000 | 7,630 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $70,000 | 7,732 |
| Pre-tax net operating income | $100,000 | 7,062 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $26,000 | 5,161 |
| Income before extraordinary items | $74,000 | 7,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $74,000 | 7,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $30,000 | 3,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $74,000 | 7,135 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 7,535 |
| Total interest expense | $467,000 | 7,721 |
| Net interest income | $1,444,000 | 7,376 |
| Provision for loan and lease losses | $54,000 | 5,670 |
| Total noninterest income | $93,000 | 8,010 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $72,000 | 6,717 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,110 |
| Total noninterest expense | $1,097,000 | 7,576 |
| Salaries and employee benefits | $572,000 | 7,717 |
| Premises and equipment expense | $161,000 | 7,152 |
| Additional noninterest expense | $364,000 | 7,292 |
| Pre-tax net operating income | $386,000 | 7,109 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $129,000 | 5,149 |
| Income before extraordinary items | $259,000 | 7,346 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $259,000 | 7,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,450 |
| Cash dividends | $120,000 | 5,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $257,660 | 7,328 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 7,551 |
| Total interest expense | $329,000 | 7,769 |
| Net interest income | $1,109,000 | 7,361 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $65,000 | 8,122 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 6,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,252 |
| Total noninterest expense | $792,000 | 7,630 |
| Salaries and employee benefits | $429,000 | 7,672 |
| Premises and equipment expense | $119,000 | 7,174 |
| Additional noninterest expense | $244,000 | 7,492 |
| Pre-tax net operating income | $328,000 | 7,077 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $109,000 | 5,151 |
| Income before extraordinary items | $221,000 | 7,334 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $221,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,439 |
| Cash dividends | $90,000 | 4,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $219,660 | 7,313 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 7,515 |
| Total interest expense | $208,000 | 7,783 |
| Net interest income | $761,000 | 7,317 |
| Provision for loan and lease losses | $54,000 | 4,449 |
| Total noninterest income | $42,000 | 8,149 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $33,000 | 6,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $530,000 | 7,630 |
| Salaries and employee benefits | $283,000 | 7,703 |
| Premises and equipment expense | $81,000 | 7,132 |
| Additional noninterest expense | $166,000 | 7,447 |
| Pre-tax net operating income | $219,000 | 7,100 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $72,000 | 5,186 |
| Income before extraordinary items | $147,000 | 7,375 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $147,000 | 7,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,453 |
| Cash dividends | $60,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $147,000 | 7,329 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $510,000 | 7,446 |
| Total interest expense | $99,000 | 7,854 |
| Net interest income | $411,000 | 7,183 |
| Provision for loan and lease losses | $54,000 | 3,086 |
| Total noninterest income | $18,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $270,000 | 7,658 |
| Salaries and employee benefits | $139,000 | 7,789 |
| Premises and equipment expense | $41,000 | 7,173 |
| Additional noninterest expense | $90,000 | 7,360 |
| Pre-tax net operating income | $105,000 | 7,157 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $25,000 | 5,466 |
| Income before extraordinary items | $80,000 | 7,232 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $80,000 | 7,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $30,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $80,000 | 7,200 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 7,703 |
| Total interest expense | $399,000 | 7,699 |
| Net interest income | $1,286,000 | 7,625 |
| Provision for loan and lease losses | $121,000 | 4,610 |
| Total noninterest income | $97,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $75,000 | 6,866 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 8,162 |
| Total noninterest expense | $1,011,000 | 7,795 |
| Salaries and employee benefits | $540,000 | 7,868 |
| Premises and equipment expense | $142,000 | 7,422 |
| Additional noninterest expense | $329,000 | 7,534 |
| Pre-tax net operating income | $251,000 | 7,607 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $66,000 | 5,858 |
| Income before extraordinary items | $185,000 | 7,721 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $185,000 | 7,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,955 |
| Cash dividends | $120,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $185,000 | 7,682 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 7,745 |
| Total interest expense | $300,000 | 7,703 |
| Net interest income | $956,000 | 7,671 |
| Provision for loan and lease losses | $82,000 | 4,684 |
| Total noninterest income | $75,000 | 8,142 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $59,000 | 6,831 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 8,210 |
| Total noninterest expense | $753,000 | 7,774 |
| Salaries and employee benefits | $410,000 | 7,804 |
| Premises and equipment expense | $106,000 | 7,410 |
| Additional noninterest expense | $237,000 | 7,606 |
| Pre-tax net operating income | $196,000 | 7,717 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $43,000 | 6,063 |
| Income before extraordinary items | $153,000 | 7,756 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $153,000 | 7,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,548 |
| Cash dividends | $90,000 | 4,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $153,000 | 7,713 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $815,000 | 7,839 |
| Total interest expense | $205,000 | 7,729 |
| Net interest income | $610,000 | 7,789 |
| Provision for loan and lease losses | $58,000 | 4,543 |
| Total noninterest income | $52,000 | 8,146 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $38,000 | 6,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,074 |
| Total noninterest expense | $501,000 | 7,824 |
| Salaries and employee benefits | $272,000 | 7,875 |
| Premises and equipment expense | $70,000 | 7,453 |
| Additional noninterest expense | $159,000 | 7,625 |
| Pre-tax net operating income | $103,000 | 7,901 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $25,000 | 6,158 |
| Income before extraordinary items | $78,000 | 7,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 7,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,218 |
| Cash dividends | $60,000 | 4,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $78,000 | 7,934 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $402,000 | 7,894 |
| Total interest expense | $108,000 | 7,717 |
| Net interest income | $294,000 | 7,886 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $24,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $254,000 | 7,852 |
| Salaries and employee benefits | $136,000 | 7,906 |
| Premises and equipment expense | $34,000 | 7,562 |
| Additional noninterest expense | $84,000 | 7,525 |
| Pre-tax net operating income | $55,000 | 7,840 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $31,000 | 8,136 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $31,000 | 8,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $60,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $31,000 | 8,068 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 7,761 |
| Total interest expense | $569,000 | 7,500 |
| Net interest income | $1,239,000 | 7,743 |
| Provision for loan and lease losses | $54,000 | 6,186 |
| Total noninterest income | $123,000 | 8,068 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $81,000 | 6,879 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $42,000 | 7,762 |
| Total noninterest expense | $972,000 | 7,953 |
| Salaries and employee benefits | $533,000 | 7,959 |
| Premises and equipment expense | $137,000 | 7,576 |
| Additional noninterest expense | $302,000 | 7,747 |
| Pre-tax net operating income | $336,000 | 7,291 |
| Securities gains (losses) | $8,000 | 3,717 |
| Applicable income taxes | $105,000 | 5,670 |
| Income before extraordinary items | $239,000 | 7,576 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $239,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,473 |
| Cash dividends | $130,000 | 5,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $233,480 | 7,467 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 7,821 |
| Total interest expense | $450,000 | 7,535 |
| Net interest income | $926,000 | 7,826 |
| Provision for loan and lease losses | $54,000 | 5,675 |
| Total noninterest income | $96,000 | 8,074 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $60,000 | 6,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 7,634 |
| Total noninterest expense | $738,000 | 7,899 |
| Salaries and employee benefits | $408,000 | 7,897 |
| Premises and equipment expense | $103,000 | 7,576 |
| Additional noninterest expense | $227,000 | 7,759 |
| Pre-tax net operating income | $230,000 | 7,559 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $91,000 | 5,677 |
| Income before extraordinary items | $147,000 | 7,923 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $147,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $130,000 | 4,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $141,880 | 7,818 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $931,000 | 7,844 |
| Total interest expense | $316,000 | 7,544 |
| Net interest income | $615,000 | 7,853 |
| Provision for loan and lease losses | $44,000 | 5,358 |
| Total noninterest income | $38,000 | 8,624 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $497,000 | 7,900 |
| Salaries and employee benefits | $270,000 | 7,930 |
| Premises and equipment expense | $70,000 | 7,554 |
| Additional noninterest expense | $157,000 | 7,680 |
| Pre-tax net operating income | $112,000 | 7,909 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $56,000 | 5,804 |
| Income before extraordinary items | $64,000 | 8,295 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $64,000 | 8,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $130,000 | 3,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $58,880 | 8,223 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 7,890 |
| Total interest expense | $160,000 | 7,622 |
| Net interest income | $306,000 | 7,889 |
| Provision for loan and lease losses | $29,000 | 4,819 |
| Total noninterest income | $20,000 | 8,615 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $252,000 | 7,911 |
| Salaries and employee benefits | $132,000 | 8,004 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $85,000 | 7,536 |
| Pre-tax net operating income | $45,000 | 8,066 |
| Securities gains (losses) | $8,000 | 2,242 |
| Applicable income taxes | $24,000 | 5,925 |
| Income before extraordinary items | $29,000 | 8,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $130,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $23,880 | 8,301 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 7,909 |
| Total interest expense | $695,000 | 7,834 |
| Net interest income | $1,252,000 | 7,833 |
| Provision for loan and lease losses | $154,000 | 4,873 |
| Total noninterest income | $103,000 | 8,364 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $66,000 | 7,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,965 |
| Total noninterest expense | $926,000 | 8,095 |
| Salaries and employee benefits | $510,000 | 8,107 |
| Premises and equipment expense | $137,000 | 7,629 |
| Additional noninterest expense | $279,000 | 7,957 |
| Pre-tax net operating income | $275,000 | 7,651 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $64,000 | 6,357 |
| Income before extraordinary items | $211,000 | 7,784 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $211,000 | 7,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,987 |
| Cash dividends | $140,000 | 5,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $211,000 | 7,691 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 8,167 |
| Total interest expense | $904,000 | 8,205 |
| Net interest income | $1,136,000 | 8,019 |
| Provision for loan and lease losses | $82,000 | 5,952 |
| Total noninterest income | $100,000 | 8,521 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $74,000 | 7,088 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $26,000 | 8,488 |
| Total noninterest expense | $903,000 | 8,204 |
| Salaries and employee benefits | $511,000 | 8,125 |
| Premises and equipment expense | $122,000 | 7,971 |
| Additional noninterest expense | $270,000 | 8,073 |
| Pre-tax net operating income | $251,000 | 7,626 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $61,000 | 6,524 |
| Income before extraordinary items | $190,000 | 7,810 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $190,000 | 7,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,619 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $190,000 | 7,690 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 8,391 |
| Total interest expense | $890,000 | 8,453 |
| Net interest income | $1,129,000 | 8,227 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $99,000 | 8,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 8,801 |
| Total noninterest expense | $955,000 | 8,141 |
| Salaries and employee benefits | $557,000 | 7,934 |
| Premises and equipment expense | $118,000 | 8,135 |
| Additional noninterest expense | $280,000 | 8,105 |
| Pre-tax net operating income | $223,000 | 8,263 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $52,000 | 7,200 |
| Income before extraordinary items | $175,000 | 8,238 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $175,000 | 8,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $171,920 | 8,271 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 8,647 |
| Total interest expense | $799,000 | 8,682 |
| Net interest income | $1,069,000 | 8,473 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $135,000 | 8,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 6,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,465 |
| Total noninterest expense | $929,000 | 8,336 |
| Salaries and employee benefits | $543,000 | 8,083 |
| Premises and equipment expense | $102,000 | 8,588 |
| Additional noninterest expense | $284,000 | 8,257 |
| Pre-tax net operating income | $263,000 | 8,279 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $73,000 | 7,293 |
| Income before extraordinary items | $190,000 | 8,378 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $190,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $226,000 | 5,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $190,000 | 8,343 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 8,983 |
| Total interest expense | $700,000 | 9,196 |
| Net interest income | $1,051,000 | 8,683 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $142,000 | 8,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,655 |
| Total noninterest expense | $916,000 | 8,386 |
| Salaries and employee benefits | $536,000 | 8,140 |
| Premises and equipment expense | $100,000 | 8,699 |
| Additional noninterest expense | $280,000 | 8,308 |
| Pre-tax net operating income | $277,000 | 8,530 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $69,000 | 8,007 |
| Income before extraordinary items | $208,000 | 8,563 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $208,000 | 8,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 9,830 |
| Cash dividends | $245,000 | 5,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $208,000 | 8,484 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 9,504 |
| Total interest expense | $573,000 | 9,909 |
| Net interest income | $1,072,000 | 9,013 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $258,000 | 7,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,702 |
| Total noninterest expense | $845,000 | 8,872 |
| Salaries and employee benefits | $495,000 | 8,637 |
| Premises and equipment expense | $80,000 | 9,436 |
| Additional noninterest expense | $270,000 | 8,624 |
| Pre-tax net operating income | $473,000 | 8,073 |
| Securities gains (losses) | $-101,000 | 10,765 |
| Applicable income taxes | $125,000 | 7,996 |
| Income before extraordinary items | $247,000 | 8,774 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $247,000 | 8,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $313,660 | 8,227 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 10,045 |
| Total interest expense | $549,000 | 10,445 |
| Net interest income | $998,000 | 9,560 |
| Provision for loan and lease losses | $11,000 | 8,496 |
| Total noninterest income | $134,000 | 9,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,213 |
| Total noninterest expense | $797,000 | 9,433 |
| Salaries and employee benefits | $471,000 | 9,094 |
| Premises and equipment expense | $69,000 | 10,108 |
| Additional noninterest expense | $257,000 | 9,318 |
| Pre-tax net operating income | $324,000 | 8,966 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $111,000 | 8,554 |
| Income before extraordinary items | $213,000 | 9,172 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $213,000 | 9,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $171,000 | 5,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $213,000 | 9,120 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 10,649 |
| Total interest expense | $506,000 | 10,991 |
| Net interest income | $920,000 | 10,187 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $107,000 | 10,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $767,000 | 9,917 |
| Salaries and employee benefits | $455,000 | 9,495 |
| Premises and equipment expense | $67,000 | 10,564 |
| Additional noninterest expense | $245,000 | 9,885 |
| Pre-tax net operating income | $254,000 | 10,085 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $87,000 | 9,448 |
| Income before extraordinary items | $171,000 | 10,254 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $171,000 | 10,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $168,360 | 10,255 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 11,096 |
| Total interest expense | $440,000 | 11,390 |
| Net interest income | $880,000 | 10,787 |
| Provision for loan and lease losses | $7,000 | 8,694 |
| Total noninterest income | $111,000 | 10,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $751,000 | 10,461 |
| Salaries and employee benefits | $400,000 | 10,283 |
| Premises and equipment expense | $63,000 | 11,198 |
| Additional noninterest expense | $288,000 | 10,093 |
| Pre-tax net operating income | $233,000 | 10,635 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $54,000 | 10,369 |
| Income before extraordinary items | $182,000 | 10,474 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $182,000 | 10,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $179,690 | 10,550 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 11,480 |
| Total interest expense | $441,000 | 12,001 |
| Net interest income | $945,000 | 10,980 |
| Provision for loan and lease losses | $113,000 | 5,452 |
| Total noninterest income | $165,000 | 9,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,764 |
| Total noninterest expense | $767,000 | 10,835 |
| Salaries and employee benefits | $394,000 | 10,699 |
| Premises and equipment expense | $73,000 | 11,396 |
| Additional noninterest expense | $300,000 | 10,450 |
| Pre-tax net operating income | $230,000 | 10,786 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $69,000 | 10,505 |
| Income before extraordinary items | $169,000 | 10,987 |
| Extraordinary gains, net | $34,000 | 2,416 |
| Net income | $203,000 | 10,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,816 |
| Cash dividends | $32,000 | 8,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $163,320 | 10,837 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 12,057 |
| Total interest expense | $567,000 | 12,452 |
| Net interest income | $893,000 | 11,549 |
| Provision for loan and lease losses | $46,000 | 9,271 |
| Total noninterest income | $133,000 | 10,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $892,000 | 10,533 |
| Salaries and employee benefits | $397,000 | 10,894 |
| Premises and equipment expense | $85,000 | 11,297 |
| Additional noninterest expense | $410,000 | 9,438 |
| Pre-tax net operating income | $88,000 | 12,136 |
| Securities gains (losses) | $55,000 | 3,959 |
| Applicable income taxes | $53,000 | 11,175 |
| Income before extraordinary items | $90,000 | 12,074 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $90,000 | 12,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 13,448 |
| Cash dividends | $32,000 | 8,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $54,800 | 12,249 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.