Home > State Bank of Augusta > Income and Expense
State Bank of Augusta, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 8,007 |
| Total interest expense | $358,000 | 7,997 |
| Net interest income | $758,000 | 7,914 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $100,000 | 7,511 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $68,000 | 6,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,453 |
| Total noninterest expense | $524,000 | 8,187 |
| Salaries and employee benefits | $306,000 | 8,131 |
| Premises and equipment expense | $32,000 | 8,477 |
| Additional noninterest expense | $186,000 | 7,879 |
| Pre-tax net operating income | $314,000 | 6,949 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $103,000 | 4,896 |
| Income before extraordinary items | $211,000 | 7,166 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $211,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $424,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $211,000 | 7,157 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $723,000 | 8,063 |
| Total interest expense | $223,000 | 8,054 |
| Net interest income | $500,000 | 7,967 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $67,000 | 7,564 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,355 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,503 |
| Total noninterest expense | $356,000 | 8,188 |
| Salaries and employee benefits | $209,000 | 8,154 |
| Premises and equipment expense | $23,000 | 8,472 |
| Additional noninterest expense | $124,000 | 7,899 |
| Pre-tax net operating income | $191,000 | 7,135 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $62,000 | 5,032 |
| Income before extraordinary items | $129,000 | 7,322 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $129,000 | 7,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $416,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $129,000 | 7,326 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 8,080 |
| Total interest expense | $106,000 | 8,090 |
| Net interest income | $248,000 | 7,986 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $27,000 | 7,770 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $187,000 | 8,160 |
| Salaries and employee benefits | $113,000 | 8,060 |
| Premises and equipment expense | $12,000 | 8,453 |
| Additional noninterest expense | $62,000 | 7,889 |
| Pre-tax net operating income | $68,000 | 7,462 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $21,000 | 5,307 |
| Income before extraordinary items | $47,000 | 7,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $8,000 | 3,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $47,000 | 7,580 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 7,986 |
| Total interest expense | $366,000 | 8,000 |
| Net interest income | $1,040,000 | 7,886 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $129,000 | 7,674 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $78,000 | 6,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $51,000 | 7,372 |
| Total noninterest expense | $714,000 | 8,212 |
| Salaries and employee benefits | $441,000 | 8,085 |
| Premises and equipment expense | $40,000 | 8,584 |
| Additional noninterest expense | $233,000 | 8,022 |
| Pre-tax net operating income | $431,000 | 6,959 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $142,000 | 5,055 |
| Income before extraordinary items | $289,000 | 7,229 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $289,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $440,000 | 3,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $289,000 | 7,208 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 8,032 |
| Total interest expense | $261,000 | 8,049 |
| Net interest income | $776,000 | 7,934 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $86,000 | 7,829 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $57,000 | 6,690 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,683 |
| Total noninterest expense | $554,000 | 8,167 |
| Salaries and employee benefits | $347,000 | 7,999 |
| Premises and equipment expense | $31,000 | 8,563 |
| Additional noninterest expense | $176,000 | 8,017 |
| Pre-tax net operating income | $308,000 | 7,169 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $101,000 | 5,232 |
| Income before extraordinary items | $207,000 | 7,403 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $207,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $230,000 | 3,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $207,000 | 7,375 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $674,000 | 8,066 |
| Total interest expense | $165,000 | 8,063 |
| Net interest income | $509,000 | 7,967 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $55,000 | 7,872 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $36,000 | 6,751 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $19,000 | 7,696 |
| Total noninterest expense | $386,000 | 8,111 |
| Salaries and employee benefits | $252,000 | 7,881 |
| Premises and equipment expense | $20,000 | 8,575 |
| Additional noninterest expense | $114,000 | 8,049 |
| Pre-tax net operating income | $178,000 | 7,351 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $57,000 | 5,409 |
| Income before extraordinary items | $121,000 | 7,578 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $121,000 | 7,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $220,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $121,000 | 7,535 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $328,000 | 8,157 |
| Total interest expense | $79,000 | 8,133 |
| Net interest income | $249,000 | 8,073 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $25,000 | 7,991 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $222,000 | 8,002 |
| Salaries and employee benefits | $157,000 | 7,557 |
| Premises and equipment expense | $10,000 | 8,622 |
| Additional noninterest expense | $55,000 | 8,158 |
| Pre-tax net operating income | $52,000 | 7,875 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $38,000 | 7,964 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $38,000 | 7,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $210,000 | 2,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $38,000 | 7,937 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,241,000 | 8,168 |
| Total interest expense | $296,000 | 8,122 |
| Net interest income | $945,000 | 8,099 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $92,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $84,000 | 6,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $650,000 | 8,415 |
| Salaries and employee benefits | $370,000 | 8,392 |
| Premises and equipment expense | $37,000 | 8,749 |
| Additional noninterest expense | $243,000 | 8,028 |
| Pre-tax net operating income | $387,000 | 7,137 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $129,000 | 5,264 |
| Income before extraordinary items | $258,000 | 7,400 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $258,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $125,000 | 5,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $258,000 | 7,349 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $907,000 | 8,244 |
| Total interest expense | $220,000 | 8,158 |
| Net interest income | $687,000 | 8,184 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $41,000 | 8,591 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $63,000 | 6,750 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-22,000 | 9,004 |
| Total noninterest expense | $487,000 | 8,427 |
| Salaries and employee benefits | $277,000 | 8,391 |
| Premises and equipment expense | $27,000 | 8,779 |
| Additional noninterest expense | $183,000 | 8,020 |
| Pre-tax net operating income | $241,000 | 7,498 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $79,000 | 5,602 |
| Income before extraordinary items | $162,000 | 7,709 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $162,000 | 7,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $119,000 | 4,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $162,000 | 7,658 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $592,000 | 8,322 |
| Total interest expense | $147,000 | 8,219 |
| Net interest income | $445,000 | 8,280 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $6,000 | 8,946 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $37,000 | 6,947 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-31,000 | 9,063 |
| Total noninterest expense | $325,000 | 8,474 |
| Salaries and employee benefits | $184,000 | 8,454 |
| Premises and equipment expense | $17,000 | 8,845 |
| Additional noninterest expense | $124,000 | 8,044 |
| Pre-tax net operating income | $126,000 | 7,716 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $42,000 | 5,789 |
| Income before extraordinary items | $84,000 | 7,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 7,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $113,000 | 4,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $84,000 | 7,875 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 8,390 |
| Total interest expense | $77,000 | 8,233 |
| Net interest income | $214,000 | 8,362 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $28,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $163,000 | 8,516 |
| Salaries and employee benefits | $92,000 | 8,495 |
| Premises and equipment expense | $9,000 | 8,833 |
| Additional noninterest expense | $62,000 | 8,094 |
| Pre-tax net operating income | $79,000 | 7,475 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $55,000 | 7,679 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $55,000 | 7,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $106,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $55,000 | 7,605 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 8,319 |
| Total interest expense | $347,000 | 8,302 |
| Net interest income | $922,000 | 8,226 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $130,000 | 8,002 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $78,000 | 6,931 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $52,000 | 7,508 |
| Total noninterest expense | $640,000 | 8,568 |
| Salaries and employee benefits | $374,000 | 8,512 |
| Premises and equipment expense | $31,000 | 8,998 |
| Additional noninterest expense | $235,000 | 8,190 |
| Pre-tax net operating income | $412,000 | 6,991 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $120,000 | 5,530 |
| Income before extraordinary items | $292,000 | 7,315 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $292,000 | 7,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $376,000 | 4,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $292,000 | 7,169 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $965,000 | 8,397 |
| Total interest expense | $265,000 | 8,403 |
| Net interest income | $700,000 | 8,282 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $89,000 | 8,173 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $58,000 | 7,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 7,823 |
| Total noninterest expense | $475,000 | 8,595 |
| Salaries and employee benefits | $277,000 | 8,524 |
| Premises and equipment expense | $24,000 | 9,020 |
| Additional noninterest expense | $174,000 | 8,242 |
| Pre-tax net operating income | $314,000 | 7,106 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $91,000 | 5,677 |
| Income before extraordinary items | $223,000 | 7,438 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $223,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $370,000 | 3,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $223,000 | 7,282 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $642,000 | 8,452 |
| Total interest expense | $179,000 | 8,481 |
| Net interest income | $463,000 | 8,324 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $55,000 | 8,246 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $33,000 | 7,215 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $320,000 | 8,605 |
| Salaries and employee benefits | $186,000 | 8,550 |
| Premises and equipment expense | $18,000 | 8,986 |
| Additional noninterest expense | $116,000 | 8,218 |
| Pre-tax net operating income | $198,000 | 7,232 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $58,000 | 5,772 |
| Income before extraordinary items | $140,000 | 7,548 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $140,000 | 7,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $13,000 | 5,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $140,000 | 7,362 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $327,000 | 8,498 |
| Total interest expense | $92,000 | 8,532 |
| Net interest income | $235,000 | 8,337 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $27,000 | 8,282 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $161,000 | 8,651 |
| Salaries and employee benefits | $93,000 | 8,589 |
| Premises and equipment expense | $10,000 | 8,968 |
| Additional noninterest expense | $58,000 | 8,275 |
| Pre-tax net operating income | $101,000 | 7,173 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $29,000 | 5,756 |
| Income before extraordinary items | $72,000 | 7,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $7,000 | 3,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $72,000 | 7,288 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 8,437 |
| Total interest expense | $492,000 | 8,406 |
| Net interest income | $962,000 | 8,318 |
| Provision for loan and lease losses | $5,000 | 7,962 |
| Total noninterest income | $118,000 | 8,183 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $71,000 | 7,103 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 7,677 |
| Total noninterest expense | $596,000 | 8,778 |
| Salaries and employee benefits | $364,000 | 8,643 |
| Premises and equipment expense | $35,000 | 9,116 |
| Additional noninterest expense | $197,000 | 8,575 |
| Pre-tax net operating income | $479,000 | 6,847 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $146,000 | 5,555 |
| Income before extraordinary items | $333,000 | 7,159 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $333,000 | 7,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $826,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $333,000 | 7,052 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 8,415 |
| Total interest expense | $742,000 | 8,552 |
| Net interest income | $1,057,000 | 8,169 |
| Provision for loan and lease losses | $307,000 | 3,152 |
| Total noninterest income | $113,000 | 8,336 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $76,000 | 7,054 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $37,000 | 8,124 |
| Total noninterest expense | $594,000 | 8,950 |
| Salaries and employee benefits | $348,000 | 8,855 |
| Premises and equipment expense | $45,000 | 9,215 |
| Additional noninterest expense | $201,000 | 8,644 |
| Pre-tax net operating income | $269,000 | 7,550 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $17,000 | 7,390 |
| Income before extraordinary items | $252,000 | 7,426 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $252,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,167 |
| Cash dividends | $572,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $252,000 | 7,315 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 8,459 |
| Total interest expense | $809,000 | 8,623 |
| Net interest income | $1,137,000 | 8,215 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $100,000 | 8,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $592,000 | 9,119 |
| Salaries and employee benefits | $353,000 | 8,978 |
| Premises and equipment expense | $40,000 | 9,542 |
| Additional noninterest expense | $199,000 | 8,793 |
| Pre-tax net operating income | $615,000 | 6,526 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $200,000 | 5,386 |
| Income before extraordinary items | $415,000 | 6,762 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $415,000 | 6,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $460,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $415,000 | 6,767 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 8,693 |
| Total interest expense | $805,000 | 8,661 |
| Net interest income | $1,017,000 | 8,596 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $83,000 | 9,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,963 |
| Total noninterest expense | $611,000 | 9,289 |
| Salaries and employee benefits | $341,000 | 9,242 |
| Premises and equipment expense | $44,000 | 9,748 |
| Additional noninterest expense | $226,000 | 8,781 |
| Pre-tax net operating income | $464,000 | 7,303 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $142,000 | 6,382 |
| Income before extraordinary items | $322,000 | 7,461 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $322,000 | 7,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $214,000 | 5,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $322,000 | 7,433 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 8,825 |
| Total interest expense | $843,000 | 8,825 |
| Net interest income | $1,041,000 | 8,704 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $66,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,789 |
| Total noninterest expense | $620,000 | 9,366 |
| Salaries and employee benefits | $340,000 | 9,356 |
| Premises and equipment expense | $43,000 | 9,960 |
| Additional noninterest expense | $237,000 | 8,723 |
| Pre-tax net operating income | $487,000 | 7,439 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $145,000 | 6,914 |
| Income before extraordinary items | $342,000 | 7,581 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $342,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,689 |
| Cash dividends | $125,000 | 6,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $342,000 | 7,500 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 9,148 |
| Total interest expense | $891,000 | 8,993 |
| Net interest income | $1,003,000 | 9,178 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $68,000 | 9,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 8,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,198 |
| Total noninterest expense | $609,000 | 9,714 |
| Salaries and employee benefits | $329,000 | 9,744 |
| Premises and equipment expense | $42,000 | 10,388 |
| Additional noninterest expense | $238,000 | 8,982 |
| Pre-tax net operating income | $462,000 | 8,128 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $125,000 | 7,996 |
| Income before extraordinary items | $337,000 | 8,092 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $337,000 | 8,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $337,000 | 8,049 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 9,639 |
| Total interest expense | $843,000 | 9,502 |
| Net interest income | $967,000 | 9,643 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $67,000 | 10,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 8,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $581,000 | 10,248 |
| Salaries and employee benefits | $313,000 | 10,252 |
| Premises and equipment expense | $38,000 | 10,966 |
| Additional noninterest expense | $230,000 | 9,603 |
| Pre-tax net operating income | $453,000 | 8,197 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $127,000 | 8,266 |
| Income before extraordinary items | $326,000 | 8,204 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $326,000 | 8,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $326,000 | 8,142 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 10,175 |
| Total interest expense | $756,000 | 10,102 |
| Net interest income | $946,000 | 10,102 |
| Provision for loan and lease losses | $86,000 | 4,934 |
| Total noninterest income | $52,000 | 11,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 10,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,621 |
| Total noninterest expense | $585,000 | 10,637 |
| Salaries and employee benefits | $307,000 | 10,686 |
| Premises and equipment expense | $44,000 | 11,264 |
| Additional noninterest expense | $234,000 | 10,015 |
| Pre-tax net operating income | $327,000 | 9,559 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $57,000 | 10,046 |
| Income before extraordinary items | $270,000 | 9,225 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $270,000 | 9,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,422 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $270,000 | 9,199 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 10,767 |
| Total interest expense | $588,000 | 10,654 |
| Net interest income | $893,000 | 10,744 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $49,000 | 11,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $591,000 | 11,176 |
| Salaries and employee benefits | $290,000 | 11,303 |
| Premises and equipment expense | $46,000 | 11,772 |
| Additional noninterest expense | $255,000 | 10,466 |
| Pre-tax net operating income | $351,000 | 9,722 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $53,000 | 10,390 |
| Income before extraordinary items | $298,000 | 9,170 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $298,000 | 9,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $275,000 | 4,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $298,000 | 9,229 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 11,431 |
| Total interest expense | $605,000 | 11,107 |
| Net interest income | $802,000 | 11,500 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $45,000 | 12,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $551,000 | 11,901 |
| Salaries and employee benefits | $271,000 | 11,966 |
| Premises and equipment expense | $37,000 | 12,642 |
| Additional noninterest expense | $243,000 | 11,164 |
| Pre-tax net operating income | $296,000 | 10,272 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $65,000 | 10,597 |
| Income before extraordinary items | $271,000 | 9,807 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $271,000 | 9,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $275,000 | 4,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $238,600 | 9,928 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 11,692 |
| Total interest expense | $770,000 | 11,463 |
| Net interest income | $844,000 | 11,731 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $62,000 | 12,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 11,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $546,000 | 12,372 |
| Salaries and employee benefits | $291,000 | 12,113 |
| Premises and equipment expense | $36,000 | 13,211 |
| Additional noninterest expense | $219,000 | 11,977 |
| Pre-tax net operating income | $360,000 | 9,582 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $71,000 | 10,691 |
| Income before extraordinary items | $300,000 | 9,335 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $300,000 | 9,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $275,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $291,090 | 9,054 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.