Home > State Bank of Auburn > Income and Expense
State Bank of Auburn, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 6,359 |
| Total interest expense | $687,000 | 5,207 |
| Net interest income | $919,000 | 6,871 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $145,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $101,000 | 5,011 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $578,000 | 7,474 |
| Salaries and employee benefits | $162,000 | 8,435 |
| Premises and equipment expense | $73,000 | 7,338 |
| Additional noninterest expense | $343,000 | 5,594 |
| Pre-tax net operating income | $486,000 | 5,543 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $486,000 | 4,951 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $486,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,342 |
| Cash dividends | $463,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $486,000 | 4,903 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 6,224 |
| Total interest expense | $375,000 | 4,852 |
| Net interest income | $471,000 | 6,859 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $71,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $44,000 | 5,270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $285,000 | 7,564 |
| Salaries and employee benefits | $84,000 | 8,467 |
| Premises and equipment expense | $39,000 | 7,270 |
| Additional noninterest expense | $162,000 | 5,752 |
| Pre-tax net operating income | $258,000 | 5,381 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $258,000 | 4,778 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $258,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $230,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $258,000 | 4,741 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,142,000 | 5,447 |
| Total interest expense | $2,041,000 | 3,587 |
| Net interest income | $2,101,000 | 6,487 |
| Provision for loan and lease losses | $-88,000 | 8,780 |
| Total noninterest income | $260,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $174,000 | 5,509 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $86,000 | 6,660 |
| Total noninterest expense | $1,141,000 | 7,545 |
| Salaries and employee benefits | $369,000 | 8,395 |
| Premises and equipment expense | $143,000 | 7,408 |
| Additional noninterest expense | $629,000 | 5,834 |
| Pre-tax net operating income | $1,308,000 | 4,578 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $8,000 | 6,812 |
| Income before extraordinary items | $1,300,000 | 3,982 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,300,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,862 |
| Cash dividends | $706,000 | 2,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,300,000 | 3,926 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,145,000 | 5,385 |
| Total interest expense | $1,543,000 | 3,527 |
| Net interest income | $1,602,000 | 6,466 |
| Provision for loan and lease losses | $-88,000 | 8,864 |
| Total noninterest income | $187,000 | 6,807 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $129,000 | 5,574 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 6,846 |
| Total noninterest expense | $827,000 | 7,590 |
| Salaries and employee benefits | $272,000 | 8,419 |
| Premises and equipment expense | $112,000 | 7,308 |
| Additional noninterest expense | $443,000 | 5,988 |
| Pre-tax net operating income | $1,050,000 | 4,481 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $7,000 | 6,881 |
| Income before extraordinary items | $1,043,000 | 3,900 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,043,000 | 3,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,793 |
| Cash dividends | $506,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,043,000 | 3,832 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 5,391 |
| Total interest expense | $1,043,000 | 3,478 |
| Net interest income | $1,059,000 | 6,506 |
| Provision for loan and lease losses | $-88,000 | 8,953 |
| Total noninterest income | $110,000 | 7,064 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $72,000 | 5,920 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 6,883 |
| Total noninterest expense | $539,000 | 7,671 |
| Salaries and employee benefits | $176,000 | 8,509 |
| Premises and equipment expense | $76,000 | 7,324 |
| Additional noninterest expense | $287,000 | 6,113 |
| Pre-tax net operating income | $718,000 | 4,397 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $713,000 | 3,807 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $713,000 | 3,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,596 |
| Cash dividends | $506,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $713,000 | 3,717 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 5,375 |
| Total interest expense | $544,000 | 3,387 |
| Net interest income | $521,000 | 6,573 |
| Provision for loan and lease losses | $-88,000 | 9,027 |
| Total noninterest income | $49,000 | 7,241 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $255,000 | 7,841 |
| Salaries and employee benefits | $96,000 | 8,435 |
| Premises and equipment expense | $37,000 | 7,419 |
| Additional noninterest expense | $122,000 | 6,621 |
| Pre-tax net operating income | $403,000 | 4,064 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $400,000 | 3,503 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $400,000 | 3,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $125,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $400,000 | 3,400 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,435,000 | 5,297 |
| Total interest expense | $2,324,000 | 3,539 |
| Net interest income | $2,111,000 | 6,412 |
| Provision for loan and lease losses | $320,000 | 3,013 |
| Total noninterest income | $349,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $151,000 | 5,850 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $198,000 | 5,303 |
| Total noninterest expense | $1,186,000 | 7,496 |
| Salaries and employee benefits | $351,000 | 8,584 |
| Premises and equipment expense | $147,000 | 7,439 |
| Additional noninterest expense | $688,000 | 5,553 |
| Pre-tax net operating income | $954,000 | 5,293 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $953,000 | 4,777 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $953,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,046 |
| Cash dividends | $1,041,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $953,000 | 4,608 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 5,256 |
| Total interest expense | $1,767,000 | 3,609 |
| Net interest income | $1,652,000 | 6,358 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $296,000 | 6,043 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $112,000 | 5,914 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $184,000 | 4,956 |
| Total noninterest expense | $894,000 | 7,476 |
| Salaries and employee benefits | $270,000 | 8,561 |
| Premises and equipment expense | $113,000 | 7,400 |
| Additional noninterest expense | $511,000 | 5,557 |
| Pre-tax net operating income | $964,000 | 4,649 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $963,000 | 4,081 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $963,000 | 4,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $1,041,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $963,000 | 3,907 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 5,245 |
| Total interest expense | $1,207,000 | 3,649 |
| Net interest income | $1,114,000 | 6,323 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $149,000 | 6,665 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $73,000 | 5,939 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $76,000 | 5,812 |
| Total noninterest expense | $547,000 | 7,708 |
| Salaries and employee benefits | $175,000 | 8,620 |
| Premises and equipment expense | $76,000 | 7,385 |
| Additional noninterest expense | $296,000 | 6,020 |
| Pre-tax net operating income | $656,000 | 4,607 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $655,000 | 4,055 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $655,000 | 4,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $922,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $655,000 | 3,875 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 5,274 |
| Total interest expense | $627,000 | 3,619 |
| Net interest income | $531,000 | 6,464 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $70,000 | 6,722 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 6,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $282,000 | 7,656 |
| Salaries and employee benefits | $93,000 | 8,589 |
| Premises and equipment expense | $39,000 | 7,371 |
| Additional noninterest expense | $150,000 | 5,938 |
| Pre-tax net operating income | $289,000 | 4,884 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $289,000 | 4,349 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $289,000 | 4,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $222,000 | 2,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $289,000 | 4,158 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,047,000 | 5,145 |
| Total interest expense | $2,804,000 | 3,739 |
| Net interest income | $2,243,000 | 6,256 |
| Provision for loan and lease losses | $110,000 | 5,550 |
| Total noninterest income | $189,000 | 7,430 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $172,000 | 5,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,643 |
| Total noninterest expense | $1,237,000 | 7,395 |
| Salaries and employee benefits | $361,000 | 8,653 |
| Premises and equipment expense | $182,000 | 7,003 |
| Additional noninterest expense | $694,000 | 5,438 |
| Pre-tax net operating income | $1,085,000 | 5,001 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,085,000 | 4,363 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,085,000 | 4,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,544 |
| Cash dividends | $573,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,085,000 | 4,255 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,548,000 | 5,261 |
| Total interest expense | $3,404,000 | 4,294 |
| Net interest income | $2,144,000 | 6,212 |
| Provision for loan and lease losses | $64,000 | 6,300 |
| Total noninterest income | $240,000 | 6,942 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $163,000 | 5,625 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $77,000 | 6,957 |
| Total noninterest expense | $1,306,000 | 7,216 |
| Salaries and employee benefits | $366,000 | 8,770 |
| Premises and equipment expense | $162,000 | 7,325 |
| Additional noninterest expense | $778,000 | 4,877 |
| Pre-tax net operating income | $1,014,000 | 4,863 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,014,000 | 4,247 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,014,000 | 4,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,677 |
| Cash dividends | $700,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,014,000 | 4,129 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,888,000 | 5,154 |
| Total interest expense | $3,676,000 | 4,241 |
| Net interest income | $2,212,000 | 6,245 |
| Provision for loan and lease losses | $38,000 | 6,945 |
| Total noninterest income | $234,000 | 6,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,104 |
| Total noninterest expense | $1,282,000 | 7,296 |
| Salaries and employee benefits | $328,000 | 9,120 |
| Premises and equipment expense | $181,000 | 7,070 |
| Additional noninterest expense | $773,000 | 4,847 |
| Pre-tax net operating income | $1,126,000 | 4,916 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-18,000 | 9,369 |
| Income before extraordinary items | $1,144,000 | 3,992 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,144,000 | 3,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,215 |
| Cash dividends | $1,500,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,144,000 | 3,984 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,763,000 | 5,085 |
| Total interest expense | $3,621,000 | 3,924 |
| Net interest income | $2,142,000 | 6,392 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $275,000 | 6,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,354 |
| Total noninterest expense | $1,141,000 | 7,721 |
| Salaries and employee benefits | $409,000 | 8,836 |
| Premises and equipment expense | $200,000 | 6,813 |
| Additional noninterest expense | $532,000 | 6,271 |
| Pre-tax net operating income | $1,240,000 | 4,668 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,000 | 8,654 |
| Income before extraordinary items | $1,237,000 | 3,783 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,237,000 | 3,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,057 |
| Cash dividends | $1,009,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,237,000 | 3,749 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,728,000 | 5,169 |
| Total interest expense | $3,676,000 | 3,955 |
| Net interest income | $2,052,000 | 6,574 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $301,000 | 6,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,168 |
| Total noninterest expense | $1,073,000 | 7,901 |
| Salaries and employee benefits | $420,000 | 8,840 |
| Premises and equipment expense | $197,000 | 6,767 |
| Additional noninterest expense | $456,000 | 6,754 |
| Pre-tax net operating income | $1,244,000 | 4,768 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $441,000 | 4,176 |
| Income before extraordinary items | $803,000 | 5,185 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $803,000 | 5,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $730,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $803,000 | 5,093 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 6,036 |
| Total interest expense | $2,548,000 | 5,336 |
| Net interest income | $2,159,000 | 6,603 |
| Provision for loan and lease losses | $8,000 | 8,510 |
| Total noninterest income | $266,000 | 7,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,227 |
| Total noninterest expense | $1,179,000 | 7,739 |
| Salaries and employee benefits | $534,000 | 8,367 |
| Premises and equipment expense | $188,000 | 7,059 |
| Additional noninterest expense | $457,000 | 6,867 |
| Pre-tax net operating income | $1,238,000 | 5,135 |
| Securities gains (losses) | $61,000 | 1,222 |
| Applicable income taxes | $457,000 | 4,479 |
| Income before extraordinary items | $842,000 | 5,283 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $842,000 | 5,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $625,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $802,350 | 5,398 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,013,000 | 6,858 |
| Total interest expense | $1,897,000 | 6,631 |
| Net interest income | $2,116,000 | 6,922 |
| Provision for loan and lease losses | $107,000 | 4,936 |
| Total noninterest income | $210,000 | 8,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,080 |
| Total noninterest expense | $1,266,000 | 7,770 |
| Salaries and employee benefits | $667,000 | 7,738 |
| Premises and equipment expense | $217,000 | 6,740 |
| Additional noninterest expense | $382,000 | 8,031 |
| Pre-tax net operating income | $953,000 | 5,908 |
| Securities gains (losses) | $85,000 | 1,033 |
| Applicable income taxes | $307,000 | 5,758 |
| Income before extraordinary items | $731,000 | 5,621 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $731,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,513 |
| Cash dividends | $655,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $671,500 | 5,830 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,851,000 | 7,156 |
| Total interest expense | $2,017,000 | 6,426 |
| Net interest income | $1,834,000 | 7,683 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $196,000 | 8,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,528 |
| Total noninterest expense | $1,270,000 | 7,950 |
| Salaries and employee benefits | $833,000 | 6,933 |
| Premises and equipment expense | $147,000 | 8,349 |
| Additional noninterest expense | $290,000 | 9,342 |
| Pre-tax net operating income | $760,000 | 7,010 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $212,000 | 7,226 |
| Income before extraordinary items | $557,000 | 6,866 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $557,000 | 6,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $550,520 | 6,876 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 7,170 |
| Total interest expense | $1,700,000 | 6,328 |
| Net interest income | $1,914,000 | 7,769 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $168,000 | 9,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $1,314,000 | 8,187 |
| Salaries and employee benefits | $826,000 | 7,066 |
| Premises and equipment expense | $138,000 | 8,875 |
| Additional noninterest expense | $350,000 | 9,349 |
| Pre-tax net operating income | $768,000 | 7,039 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $209,000 | 7,194 |
| Income before extraordinary items | $559,000 | 6,841 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $559,000 | 6,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $180,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $559,000 | 6,892 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 7,399 |
| Total interest expense | $1,905,000 | 6,078 |
| Net interest income | $1,691,000 | 8,521 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $198,000 | 9,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,775 |
| Total noninterest expense | $1,294,000 | 8,531 |
| Salaries and employee benefits | $806,000 | 7,287 |
| Premises and equipment expense | $152,000 | 8,840 |
| Additional noninterest expense | $336,000 | 10,004 |
| Pre-tax net operating income | $595,000 | 7,978 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $139,000 | 8,881 |
| Income before extraordinary items | $456,000 | 7,923 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $456,000 | 8,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $144,000 | 6,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $456,000 | 7,666 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 7,843 |
| Total interest expense | $2,120,000 | 6,815 |
| Net interest income | $1,624,000 | 8,895 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $238,000 | 8,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 8,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 7,138 |
| Total noninterest expense | $1,235,000 | 8,896 |
| Salaries and employee benefits | $759,000 | 7,543 |
| Premises and equipment expense | $440,000 | 4,435 |
| Additional noninterest expense | $36,000 | 13,881 |
| Pre-tax net operating income | $627,000 | 7,538 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $474,000 | 7,549 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $474,000 | 7,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $144,000 | 5,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $474,000 | 7,179 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.