Home > State Bank of Atwood > Income and Expense
State Bank of Atwood, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,315,000 | 11,108 |
Total interest expense | $576,000 | 10,717 |
Net interest income | $739,000 | 11,252 |
Provision for loan and lease losses | $-165,000 | 12,286 |
Total noninterest income | $81,000 | 11,223 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $43,000 | 9,936 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $38,000 | 10,284 |
Total noninterest expense | $492,000 | 11,652 |
Salaries and employee benefits | $231,000 | 11,831 |
Premises and equipment expense | $78,000 | 10,708 |
Additional noninterest expense | $183,000 | 11,359 |
Pre-tax net operating income | $493,000 | 8,700 |
Securities gains (losses) | $7,000 | 2,440 |
Applicable income taxes | $155,000 | 8,217 |
Income before extraordinary items | $345,000 | 8,672 |
Extraordinary gains, net | $0 | 249 |
Net income | $345,000 | 8,676 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-151,000 | 12,344 |
Cash dividends | $250,000 | 4,888 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $340,170 | 8,786 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,381,000 | 11,488 |
Total interest expense | $558,000 | 11,382 |
Net interest income | $823,000 | 11,433 |
Provision for loan and lease losses | $-75,000 | 12,836 |
Total noninterest income | $83,000 | 11,736 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $42,000 | 10,341 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $41,000 | 10,614 |
Total noninterest expense | $553,000 | 11,889 |
Salaries and employee benefits | $285,000 | 11,821 |
Premises and equipment expense | $90,000 | 10,795 |
Additional noninterest expense | $178,000 | 12,046 |
Pre-tax net operating income | $428,000 | 9,192 |
Securities gains (losses) | $-7,000 | 12,665 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $421,000 | 8,224 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $421,000 | 8,392 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-63,000 | 12,772 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $428,000 | 7,886 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $169,000 | 13,868 |
Total interest expense | $82,000 | 13,833 |
Net interest income | $87,000 | 13,863 |
Provision for loan and lease losses | $-50,000 | 13,611 |
Total noninterest income | $15,000 | 13,751 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $6,000 | 11,671 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 13,414 |
Total noninterest expense | $72,000 | 13,906 |
Salaries and employee benefits | $44,000 | 13,889 |
Premises and equipment expense | $10,000 | 13,841 |
Additional noninterest expense | $18,000 | 13,908 |
Pre-tax net operating income | $80,000 | 12,199 |
Securities gains (losses) | $7,000 | 6,774 |
Applicable income taxes | $20,000 | 12,109 |
Income before extraordinary items | $67,000 | 12,381 |
Extraordinary gains, net | $20,000 | 1,231 |
Net income | $87,000 | 12,171 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-5,000 | 12,539 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $61,610 | 12,172 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.