Home > State Bank of Arthur > Income and Expense
State Bank of Arthur, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,409,000 | 3,936 |
| Total interest expense | $148,000 | 4,908 |
| Net interest income | $3,261,000 | 3,824 |
| Provision for loan and lease losses | $575,000 | 1,049 |
| Total noninterest income | $528,000 | 3,479 |
| Gross Fiduciary activities income | $3,000 | 1,012 |
| Service charges on deposit accounts | $252,000 | 2,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 3,602 |
| Total noninterest expense | $2,257,000 | 4,131 |
| Salaries and employee benefits | $1,432,000 | 3,861 |
| Premises and equipment expense | $68,000 | 5,386 |
| Additional noninterest expense | $757,000 | 4,005 |
| Pre-tax net operating income | $957,000 | 3,841 |
| Securities gains (losses) | $121,000 | 523 |
| Applicable income taxes | $327,000 | 2,410 |
| Income before extraordinary items | $751,000 | 3,933 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $751,000 | 3,932 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $751,000 | 3,933 |
| Net charge-offs | $744,000 | 604 |
| Cash dividends | $60,000 | 3,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $666,300 | 4,057 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 3,966 |
| Total interest expense | $99,000 | 4,907 |
| Net interest income | $2,149,000 | 3,854 |
| Provision for loan and lease losses | $350,000 | 1,079 |
| Total noninterest income | $342,000 | 3,533 |
| Gross Fiduciary activities income | $2,000 | 1,015 |
| Service charges on deposit accounts | $162,000 | 2,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 3,635 |
| Total noninterest expense | $1,453,000 | 4,221 |
| Salaries and employee benefits | $920,000 | 3,954 |
| Premises and equipment expense | $45,000 | 5,424 |
| Additional noninterest expense | $488,000 | 4,082 |
| Pre-tax net operating income | $688,000 | 3,688 |
| Securities gains (losses) | $37,000 | 759 |
| Applicable income taxes | $251,000 | 2,297 |
| Income before extraordinary items | $474,000 | 3,961 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $474,000 | 3,960 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $474,000 | 3,961 |
| Net charge-offs | $468,000 | 599 |
| Cash dividends | $60,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $449,950 | 4,005 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 4,001 |
| Total interest expense | $49,000 | 4,951 |
| Net interest income | $1,061,000 | 3,892 |
| Provision for loan and lease losses | $125,000 | 1,284 |
| Total noninterest income | $157,000 | 3,654 |
| Gross Fiduciary activities income | $1,000 | 986 |
| Service charges on deposit accounts | $82,000 | 2,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,880 |
| Total noninterest expense | $732,000 | 4,253 |
| Salaries and employee benefits | $473,000 | 3,948 |
| Premises and equipment expense | $24,000 | 5,440 |
| Additional noninterest expense | $235,000 | 4,178 |
| Pre-tax net operating income | $361,000 | 3,570 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $112,000 | 2,356 |
| Income before extraordinary items | $249,000 | 3,877 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $249,000 | 3,875 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $249,000 | 3,877 |
| Net charge-offs | $141,000 | 748 |
| Cash dividends | $60,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $249,000 | 3,863 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 3,967 |
| Total interest expense | $206,000 | 4,935 |
| Net interest income | $4,346,000 | 3,853 |
| Provision for loan and lease losses | $410,000 | 1,656 |
| Total noninterest income | $658,000 | 3,676 |
| Gross Fiduciary activities income | $6,000 | 1,044 |
| Service charges on deposit accounts | $327,000 | 2,805 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $325,000 | 3,843 |
| Total noninterest expense | $2,949,000 | 4,266 |
| Salaries and employee benefits | $1,786,000 | 4,039 |
| Premises and equipment expense | $99,000 | 5,497 |
| Additional noninterest expense | $1,064,000 | 4,060 |
| Pre-tax net operating income | $1,645,000 | 3,380 |
| Securities gains (losses) | $-1,000 | 5,500 |
| Applicable income taxes | $509,000 | 2,243 |
| Income before extraordinary items | $1,135,000 | 3,725 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,135,000 | 3,723 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,135,000 | 3,724 |
| Net charge-offs | $368,000 | 1,337 |
| Cash dividends | $580,000 | 2,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,135,690 | 3,673 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,433,000 | 3,989 |
| Total interest expense | $157,000 | 4,965 |
| Net interest income | $3,276,000 | 3,867 |
| Provision for loan and lease losses | $340,000 | 1,502 |
| Total noninterest income | $497,000 | 3,688 |
| Gross Fiduciary activities income | $3,000 | 1,046 |
| Service charges on deposit accounts | $246,000 | 2,811 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $248,000 | 3,838 |
| Total noninterest expense | $2,217,000 | 4,284 |
| Salaries and employee benefits | $1,338,000 | 4,053 |
| Premises and equipment expense | $74,000 | 5,540 |
| Additional noninterest expense | $805,000 | 4,068 |
| Pre-tax net operating income | $1,216,000 | 3,455 |
| Securities gains (losses) | $6,000 | 2,746 |
| Applicable income taxes | $380,000 | 2,285 |
| Income before extraordinary items | $842,000 | 3,777 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $842,000 | 3,775 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $842,000 | 3,777 |
| Net charge-offs | $290,000 | 1,164 |
| Cash dividends | $180,000 | 3,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $837,860 | 3,724 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,287,000 | 4,030 |
| Total interest expense | $105,000 | 5,001 |
| Net interest income | $2,182,000 | 3,889 |
| Provision for loan and lease losses | $210,000 | 1,559 |
| Total noninterest income | $331,000 | 3,694 |
| Gross Fiduciary activities income | $2,000 | 1,041 |
| Service charges on deposit accounts | $159,000 | 2,852 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $170,000 | 3,827 |
| Total noninterest expense | $1,493,000 | 4,293 |
| Salaries and employee benefits | $899,000 | 4,069 |
| Premises and equipment expense | $52,000 | 5,575 |
| Additional noninterest expense | $542,000 | 4,090 |
| Pre-tax net operating income | $810,000 | 3,438 |
| Securities gains (losses) | $7,000 | 2,354 |
| Applicable income taxes | $258,000 | 2,270 |
| Income before extraordinary items | $559,000 | 3,801 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $559,000 | 3,798 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $559,000 | 3,800 |
| Net charge-offs | $177,000 | 1,222 |
| Cash dividends | $120,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $554,240 | 3,754 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 4,087 |
| Total interest expense | $54,000 | 5,022 |
| Net interest income | $1,066,000 | 3,948 |
| Provision for loan and lease losses | $120,000 | 1,367 |
| Total noninterest income | $152,000 | 3,804 |
| Gross Fiduciary activities income | $1,000 | 1,021 |
| Service charges on deposit accounts | $80,000 | 2,824 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $71,000 | 4,003 |
| Total noninterest expense | $736,000 | 4,349 |
| Salaries and employee benefits | $453,000 | 4,089 |
| Premises and equipment expense | $21,000 | 5,739 |
| Additional noninterest expense | $262,000 | 4,173 |
| Pre-tax net operating income | $362,000 | 3,571 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $118,000 | 2,308 |
| Income before extraordinary items | $244,000 | 3,962 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $244,000 | 3,959 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $244,000 | 3,960 |
| Net charge-offs | $111,000 | 955 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $244,000 | 3,900 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 4,013 |
| Total interest expense | $227,000 | 5,013 |
| Net interest income | $4,419,000 | 3,856 |
| Provision for loan and lease losses | $341,000 | 1,772 |
| Total noninterest income | $674,000 | 3,708 |
| Gross Fiduciary activities income | $15,000 | 1,012 |
| Service charges on deposit accounts | $306,000 | 2,989 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $353,000 | 3,759 |
| Total noninterest expense | $2,974,000 | 4,349 |
| Salaries and employee benefits | $1,887,000 | 4,024 |
| Premises and equipment expense | $82,000 | 5,851 |
| Additional noninterest expense | $1,005,000 | 4,291 |
| Pre-tax net operating income | $1,778,000 | 3,219 |
| Securities gains (losses) | $30,000 | 1,994 |
| Applicable income taxes | $534,000 | 2,171 |
| Income before extraordinary items | $1,274,000 | 3,504 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,274,000 | 3,502 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,274,000 | 3,504 |
| Net charge-offs | $340,000 | 1,499 |
| Cash dividends | $480,000 | 2,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,253,000 | 3,504 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 4,041 |
| Total interest expense | $171,000 | 5,078 |
| Net interest income | $3,332,000 | 3,878 |
| Provision for loan and lease losses | $151,000 | 2,240 |
| Total noninterest income | $525,000 | 3,649 |
| Gross Fiduciary activities income | $10,000 | 1,006 |
| Service charges on deposit accounts | $229,000 | 3,010 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $286,000 | 3,679 |
| Total noninterest expense | $2,185,000 | 4,420 |
| Salaries and employee benefits | $1,414,000 | 4,043 |
| Premises and equipment expense | $66,000 | 5,884 |
| Additional noninterest expense | $705,000 | 4,431 |
| Pre-tax net operating income | $1,521,000 | 3,046 |
| Securities gains (losses) | $30,000 | 1,795 |
| Applicable income taxes | $474,000 | 2,061 |
| Income before extraordinary items | $1,077,000 | 3,383 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,077,000 | 3,381 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,077,000 | 3,382 |
| Net charge-offs | $162,000 | 1,720 |
| Cash dividends | $120,000 | 3,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,056,300 | 3,357 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 4,114 |
| Total interest expense | $114,000 | 5,133 |
| Net interest income | $2,170,000 | 3,953 |
| Provision for loan and lease losses | $96,000 | 2,281 |
| Total noninterest income | $357,000 | 3,635 |
| Gross Fiduciary activities income | $7,000 | 1,012 |
| Service charges on deposit accounts | $145,000 | 3,081 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $205,000 | 3,603 |
| Total noninterest expense | $1,480,000 | 4,432 |
| Salaries and employee benefits | $945,000 | 4,076 |
| Premises and equipment expense | $48,000 | 5,888 |
| Additional noninterest expense | $487,000 | 4,401 |
| Pre-tax net operating income | $951,000 | 3,153 |
| Securities gains (losses) | $31,000 | 1,488 |
| Applicable income taxes | $310,000 | 2,104 |
| Income before extraordinary items | $672,000 | 3,482 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $672,000 | 3,482 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $672,000 | 3,483 |
| Net charge-offs | $53,000 | 2,273 |
| Cash dividends | $120,000 | 3,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $650,920 | 3,476 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 4,163 |
| Total interest expense | $58,000 | 5,165 |
| Net interest income | $1,066,000 | 4,012 |
| Provision for loan and lease losses | $51,000 | 2,048 |
| Total noninterest income | $142,000 | 4,007 |
| Gross Fiduciary activities income | $2,000 | 1,036 |
| Service charges on deposit accounts | $71,000 | 3,105 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $69,000 | 4,116 |
| Total noninterest expense | $745,000 | 4,449 |
| Salaries and employee benefits | $479,000 | 4,073 |
| Premises and equipment expense | $25,000 | 5,901 |
| Additional noninterest expense | $241,000 | 4,435 |
| Pre-tax net operating income | $412,000 | 3,334 |
| Securities gains (losses) | $-40,000 | 6,344 |
| Applicable income taxes | $100,000 | 2,443 |
| Income before extraordinary items | $272,000 | 3,822 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $272,000 | 3,825 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $272,000 | 3,826 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $120,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $301,200 | 3,555 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 4,160 |
| Total interest expense | $265,000 | 5,149 |
| Net interest income | $4,327,000 | 4,010 |
| Provision for loan and lease losses | $204,000 | 2,450 |
| Total noninterest income | $568,000 | 4,082 |
| Gross Fiduciary activities income | $19,000 | 1,019 |
| Service charges on deposit accounts | $268,000 | 3,412 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $281,000 | 4,102 |
| Total noninterest expense | $2,929,000 | 4,538 |
| Salaries and employee benefits | $1,847,000 | 4,159 |
| Premises and equipment expense | $104,000 | 6,020 |
| Additional noninterest expense | $978,000 | 4,496 |
| Pre-tax net operating income | $1,762,000 | 3,205 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $533,000 | 2,137 |
| Income before extraordinary items | $1,229,000 | 3,578 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,229,000 | 3,579 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,229,000 | 3,580 |
| Net charge-offs | $193,000 | 2,506 |
| Cash dividends | $480,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,229,000 | 3,519 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 4,195 |
| Total interest expense | $202,000 | 5,201 |
| Net interest income | $3,240,000 | 4,042 |
| Provision for loan and lease losses | $153,000 | 2,357 |
| Total noninterest income | $412,000 | 4,172 |
| Gross Fiduciary activities income | $12,000 | 1,018 |
| Service charges on deposit accounts | $204,000 | 3,435 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $196,000 | 4,233 |
| Total noninterest expense | $2,138,000 | 4,615 |
| Salaries and employee benefits | $1,344,000 | 4,242 |
| Premises and equipment expense | $82,000 | 6,028 |
| Additional noninterest expense | $712,000 | 4,579 |
| Pre-tax net operating income | $1,361,000 | 3,219 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $384,000 | 2,231 |
| Income before extraordinary items | $977,000 | 3,541 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $977,000 | 3,542 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $977,000 | 3,543 |
| Net charge-offs | $101,000 | 2,679 |
| Cash dividends | $216,000 | 3,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $977,000 | 3,492 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 4,250 |
| Total interest expense | $137,000 | 5,219 |
| Net interest income | $2,118,000 | 4,091 |
| Provision for loan and lease losses | $102,000 | 2,318 |
| Total noninterest income | $276,000 | 4,175 |
| Gross Fiduciary activities income | $8,000 | 1,022 |
| Service charges on deposit accounts | $131,000 | 3,482 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $137,000 | 4,160 |
| Total noninterest expense | $1,471,000 | 4,595 |
| Salaries and employee benefits | $942,000 | 4,151 |
| Premises and equipment expense | $53,000 | 6,100 |
| Additional noninterest expense | $476,000 | 4,593 |
| Pre-tax net operating income | $821,000 | 3,319 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $245,000 | 2,218 |
| Income before extraordinary items | $576,000 | 3,704 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $576,000 | 3,709 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $576,000 | 3,711 |
| Net charge-offs | $90,000 | 2,285 |
| Cash dividends | $120,000 | 3,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $576,000 | 3,644 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 4,403 |
| Total interest expense | $67,000 | 5,322 |
| Net interest income | $1,004,000 | 4,234 |
| Provision for loan and lease losses | $51,000 | 2,201 |
| Total noninterest income | $120,000 | 4,350 |
| Gross Fiduciary activities income | $4,000 | 1,019 |
| Service charges on deposit accounts | $65,000 | 3,474 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $51,000 | 4,536 |
| Total noninterest expense | $753,000 | 4,571 |
| Salaries and employee benefits | $486,000 | 4,115 |
| Premises and equipment expense | $30,000 | 6,064 |
| Additional noninterest expense | $237,000 | 4,617 |
| Pre-tax net operating income | $320,000 | 3,708 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $167,000 | 1,900 |
| Income before extraordinary items | $153,000 | 4,658 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $153,000 | 4,659 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $153,000 | 4,659 |
| Net charge-offs | $32,000 | 2,181 |
| Cash dividends | $60,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $153,000 | 4,607 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,383,000 | 4,403 |
| Total interest expense | $314,000 | 5,313 |
| Net interest income | $4,069,000 | 4,234 |
| Provision for loan and lease losses | $217,000 | 2,872 |
| Total noninterest income | $562,000 | 4,233 |
| Gross Fiduciary activities income | $9,000 | 1,117 |
| Service charges on deposit accounts | $283,000 | 3,454 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $270,000 | 4,221 |
| Total noninterest expense | $2,700,000 | 4,845 |
| Salaries and employee benefits | $1,706,000 | 4,449 |
| Premises and equipment expense | $79,000 | 6,445 |
| Additional noninterest expense | $915,000 | 4,782 |
| Pre-tax net operating income | $1,714,000 | 3,148 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $537,000 | 2,086 |
| Income before extraordinary items | $1,177,000 | 3,596 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,177,000 | 3,598 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,177,000 | 3,600 |
| Net charge-offs | $225,000 | 2,885 |
| Cash dividends | $438,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,177,000 | 3,558 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 4,469 |
| Total interest expense | $241,000 | 5,367 |
| Net interest income | $3,025,000 | 4,290 |
| Provision for loan and lease losses | $142,000 | 2,998 |
| Total noninterest income | $424,000 | 4,288 |
| Gross Fiduciary activities income | $3,000 | 1,137 |
| Service charges on deposit accounts | $212,000 | 3,483 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $209,000 | 4,256 |
| Total noninterest expense | $1,902,000 | 5,030 |
| Salaries and employee benefits | $1,317,000 | 4,395 |
| Premises and equipment expense | $62,000 | 6,472 |
| Additional noninterest expense | $523,000 | 5,355 |
| Pre-tax net operating income | $1,405,000 | 3,036 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $444,000 | 2,036 |
| Income before extraordinary items | $961,000 | 3,493 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $961,000 | 3,495 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $961,000 | 3,497 |
| Net charge-offs | $198,000 | 2,573 |
| Cash dividends | $180,000 | 2,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $961,000 | 3,417 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 4,513 |
| Total interest expense | $165,000 | 5,385 |
| Net interest income | $1,982,000 | 4,345 |
| Provision for loan and lease losses | $87,000 | 3,127 |
| Total noninterest income | $278,000 | 4,340 |
| Gross Fiduciary activities income | $2,000 | 1,138 |
| Service charges on deposit accounts | $137,000 | 3,512 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $139,000 | 4,307 |
| Total noninterest expense | $1,207,000 | 5,153 |
| Salaries and employee benefits | $868,000 | 4,448 |
| Premises and equipment expense | $46,000 | 6,432 |
| Additional noninterest expense | $293,000 | 5,649 |
| Pre-tax net operating income | $966,000 | 2,961 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $324,000 | 1,941 |
| Income before extraordinary items | $642,000 | 3,485 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $642,000 | 3,486 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $642,000 | 3,488 |
| Net charge-offs | $117,000 | 2,602 |
| Cash dividends | $120,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $642,000 | 3,388 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 4,658 |
| Total interest expense | $87,000 | 5,386 |
| Net interest income | $937,000 | 4,492 |
| Provision for loan and lease losses | $41,000 | 3,024 |
| Total noninterest income | $133,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $69,000 | 3,493 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $64,000 | 4,392 |
| Total noninterest expense | $663,000 | 4,979 |
| Salaries and employee benefits | $443,000 | 4,445 |
| Premises and equipment expense | $27,000 | 6,356 |
| Additional noninterest expense | $193,000 | 5,219 |
| Pre-tax net operating income | $366,000 | 3,442 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $135,000 | 2,103 |
| Income before extraordinary items | $231,000 | 4,023 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $231,000 | 4,026 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $231,000 | 4,026 |
| Net charge-offs | $39,000 | 2,600 |
| Cash dividends | $60,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $231,000 | 3,932 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,408,000 | 4,623 |
| Total interest expense | $470,000 | 5,224 |
| Net interest income | $3,938,000 | 4,450 |
| Provision for loan and lease losses | $200,000 | 3,920 |
| Total noninterest income | $547,000 | 4,338 |
| Gross Fiduciary activities income | $9,000 | 1,139 |
| Service charges on deposit accounts | $272,000 | 3,674 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $266,000 | 4,205 |
| Total noninterest expense | $2,708,000 | 4,973 |
| Salaries and employee benefits | $1,678,000 | 4,567 |
| Premises and equipment expense | $95,000 | 6,562 |
| Additional noninterest expense | $935,000 | 4,947 |
| Pre-tax net operating income | $1,577,000 | 3,252 |
| Securities gains (losses) | $82,000 | 2,414 |
| Applicable income taxes | $494,000 | 2,188 |
| Income before extraordinary items | $1,165,000 | 3,623 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,165,000 | 3,623 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,165,000 | 3,625 |
| Net charge-offs | $159,000 | 4,006 |
| Cash dividends | $504,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,107,600 | 3,543 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,295,000 | 4,712 |
| Total interest expense | $363,000 | 5,295 |
| Net interest income | $2,932,000 | 4,535 |
| Provision for loan and lease losses | $170,000 | 3,730 |
| Total noninterest income | $410,000 | 4,381 |
| Gross Fiduciary activities income | $3,000 | 1,175 |
| Service charges on deposit accounts | $200,000 | 3,757 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $207,000 | 4,203 |
| Total noninterest expense | $2,058,000 | 4,991 |
| Salaries and employee benefits | $1,272,000 | 4,567 |
| Premises and equipment expense | $83,000 | 6,512 |
| Additional noninterest expense | $703,000 | 4,989 |
| Pre-tax net operating income | $1,114,000 | 3,446 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $372,000 | 2,245 |
| Income before extraordinary items | $742,000 | 3,992 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $742,000 | 3,991 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $742,000 | 3,993 |
| Net charge-offs | $85,000 | 4,121 |
| Cash dividends | $264,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $742,000 | 3,823 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,211,000 | 4,735 |
| Total interest expense | $244,000 | 5,387 |
| Net interest income | $1,967,000 | 4,546 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $279,000 | 4,351 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $130,000 | 3,792 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 4,096 |
| Total noninterest expense | $1,359,000 | 5,050 |
| Salaries and employee benefits | $864,000 | 4,547 |
| Premises and equipment expense | $49,000 | 6,657 |
| Additional noninterest expense | $446,000 | 5,130 |
| Pre-tax net operating income | $767,000 | 3,368 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $279,000 | 2,133 |
| Income before extraordinary items | $488,000 | 4,031 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $488,000 | 4,034 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $488,000 | 4,035 |
| Net charge-offs | $65,000 | 3,794 |
| Cash dividends | $180,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $488,000 | 3,834 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 4,822 |
| Total interest expense | $124,000 | 5,461 |
| Net interest income | $964,000 | 4,638 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $123,000 | 4,599 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $64,000 | 3,833 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 4,488 |
| Total noninterest expense | $709,000 | 4,968 |
| Salaries and employee benefits | $445,000 | 4,502 |
| Premises and equipment expense | $26,000 | 6,634 |
| Additional noninterest expense | $238,000 | 4,981 |
| Pre-tax net operating income | $318,000 | 3,732 |
| Securities gains (losses) | $11,000 | 1,753 |
| Applicable income taxes | $126,000 | 2,209 |
| Income before extraordinary items | $203,000 | 4,357 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $203,000 | 4,359 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $203,000 | 4,360 |
| Net charge-offs | $19,000 | 3,713 |
| Cash dividends | $60,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $195,960 | 4,272 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,276,000 | 4,993 |
| Total interest expense | $611,000 | 5,477 |
| Net interest income | $3,665,000 | 4,769 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $575,000 | 4,156 |
| Gross Fiduciary activities income | $5,000 | 1,160 |
| Service charges on deposit accounts | $286,000 | 3,680 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $284,000 | 3,951 |
| Total noninterest expense | $2,642,000 | 5,205 |
| Salaries and employee benefits | $1,663,000 | 4,666 |
| Premises and equipment expense | $81,000 | 6,958 |
| Additional noninterest expense | $898,000 | 5,166 |
| Pre-tax net operating income | $1,298,000 | 3,267 |
| Securities gains (losses) | $160,000 | 1,648 |
| Applicable income taxes | $412,000 | 2,225 |
| Income before extraordinary items | $1,046,000 | 3,462 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,046,000 | 3,464 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,046,000 | 3,465 |
| Net charge-offs | $248,000 | 4,030 |
| Cash dividends | $408,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $930,800 | 3,550 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 5,062 |
| Total interest expense | $470,000 | 5,548 |
| Net interest income | $2,710,000 | 4,839 |
| Provision for loan and lease losses | $270,000 | 3,754 |
| Total noninterest income | $426,000 | 4,193 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $214,000 | 3,709 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $210,000 | 4,026 |
| Total noninterest expense | $1,967,000 | 5,231 |
| Salaries and employee benefits | $1,259,000 | 4,653 |
| Premises and equipment expense | $62,000 | 6,996 |
| Additional noninterest expense | $646,000 | 5,272 |
| Pre-tax net operating income | $899,000 | 3,505 |
| Securities gains (losses) | $160,000 | 1,375 |
| Applicable income taxes | $329,000 | 2,167 |
| Income before extraordinary items | $730,000 | 3,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $730,000 | 3,676 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $730,000 | 3,676 |
| Net charge-offs | $181,000 | 3,824 |
| Cash dividends | $180,000 | 2,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $619,600 | 3,855 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 5,151 |
| Total interest expense | $321,000 | 5,615 |
| Net interest income | $1,755,000 | 4,936 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $286,000 | 4,198 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $136,000 | 3,793 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 3,964 |
| Total noninterest expense | $1,317,000 | 5,276 |
| Salaries and employee benefits | $851,000 | 4,654 |
| Premises and equipment expense | $44,000 | 7,020 |
| Additional noninterest expense | $422,000 | 5,400 |
| Pre-tax net operating income | $544,000 | 3,649 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $130,000 | 2,641 |
| Income before extraordinary items | $414,000 | 3,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $414,000 | 3,919 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $414,000 | 3,920 |
| Net charge-offs | $114,000 | 3,709 |
| Cash dividends | $120,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $414,000 | 3,811 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 5,260 |
| Total interest expense | $165,000 | 5,653 |
| Net interest income | $837,000 | 5,047 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $129,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $64,000 | 3,860 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,260 |
| Total noninterest expense | $677,000 | 5,240 |
| Salaries and employee benefits | $434,000 | 4,624 |
| Premises and equipment expense | $22,000 | 7,060 |
| Additional noninterest expense | $221,000 | 5,290 |
| Pre-tax net operating income | $199,000 | 4,239 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $38,000 | 3,035 |
| Income before extraordinary items | $161,000 | 4,344 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $161,000 | 4,343 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $161,000 | 4,344 |
| Net charge-offs | $73,000 | 3,036 |
| Cash dividends | $60,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $161,000 | 4,284 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 5,293 |
| Total interest expense | $759,000 | 5,817 |
| Net interest income | $3,438,000 | 4,994 |
| Provision for loan and lease losses | $350,000 | 4,639 |
| Total noninterest income | $503,000 | 4,557 |
| Gross Fiduciary activities income | $7,000 | 1,193 |
| Service charges on deposit accounts | $277,000 | 3,795 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $219,000 | 4,457 |
| Total noninterest expense | $2,614,000 | 5,388 |
| Salaries and employee benefits | $1,614,000 | 4,859 |
| Premises and equipment expense | $79,000 | 7,238 |
| Additional noninterest expense | $921,000 | 5,300 |
| Pre-tax net operating income | $977,000 | 3,414 |
| Securities gains (losses) | $9,000 | 3,335 |
| Applicable income taxes | $190,000 | 2,762 |
| Income before extraordinary items | $796,000 | 3,623 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $796,000 | 3,620 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $796,000 | 3,623 |
| Net charge-offs | $337,000 | 4,166 |
| Cash dividends | $276,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $788,710 | 3,505 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,195,000 | 5,348 |
| Total interest expense | $582,000 | 5,915 |
| Net interest income | $2,613,000 | 5,028 |
| Provision for loan and lease losses | $310,000 | 4,272 |
| Total noninterest income | $386,000 | 4,582 |
| Gross Fiduciary activities income | $4,000 | 1,188 |
| Service charges on deposit accounts | $212,000 | 3,819 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $170,000 | 4,458 |
| Total noninterest expense | $1,961,000 | 5,420 |
| Salaries and employee benefits | $1,212,000 | 4,876 |
| Premises and equipment expense | $61,000 | 7,295 |
| Additional noninterest expense | $688,000 | 5,312 |
| Pre-tax net operating income | $728,000 | 3,632 |
| Securities gains (losses) | $9,000 | 3,136 |
| Applicable income taxes | $137,000 | 2,867 |
| Income before extraordinary items | $600,000 | 3,781 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $600,000 | 3,781 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $600,000 | 3,782 |
| Net charge-offs | $185,000 | 4,310 |
| Cash dividends | $180,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $592,710 | 3,663 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 5,359 |
| Total interest expense | $393,000 | 6,005 |
| Net interest income | $1,753,000 | 5,022 |
| Provision for loan and lease losses | $220,000 | 4,084 |
| Total noninterest income | $271,000 | 4,463 |
| Gross Fiduciary activities income | $4,000 | 1,162 |
| Service charges on deposit accounts | $144,000 | 3,771 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $123,000 | 4,300 |
| Total noninterest expense | $1,344,000 | 5,361 |
| Salaries and employee benefits | $811,000 | 4,892 |
| Premises and equipment expense | $43,000 | 7,318 |
| Additional noninterest expense | $490,000 | 5,139 |
| Pre-tax net operating income | $460,000 | 3,767 |
| Securities gains (losses) | $9,000 | 2,629 |
| Applicable income taxes | $75,000 | 3,019 |
| Income before extraordinary items | $394,000 | 3,816 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $394,000 | 3,814 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $394,000 | 3,815 |
| Net charge-offs | $134,000 | 3,944 |
| Cash dividends | $120,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $386,440 | 3,735 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 5,452 |
| Total interest expense | $199,000 | 6,094 |
| Net interest income | $865,000 | 5,093 |
| Provision for loan and lease losses | $110,000 | 3,837 |
| Total noninterest income | $122,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $72,000 | 3,776 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $50,000 | 4,691 |
| Total noninterest expense | $678,000 | 5,402 |
| Salaries and employee benefits | $411,000 | 4,917 |
| Premises and equipment expense | $23,000 | 7,349 |
| Additional noninterest expense | $244,000 | 5,183 |
| Pre-tax net operating income | $199,000 | 4,069 |
| Securities gains (losses) | $9,000 | 1,748 |
| Applicable income taxes | $15,000 | 3,592 |
| Income before extraordinary items | $193,000 | 3,951 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $193,000 | 3,950 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $193,000 | 3,950 |
| Net charge-offs | $110,000 | 3,010 |
| Cash dividends | $60,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $184,630 | 3,923 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,443,000 | 5,455 |
| Total interest expense | $1,020,000 | 5,988 |
| Net interest income | $3,423,000 | 5,020 |
| Provision for loan and lease losses | $360,000 | 5,016 |
| Total noninterest income | $483,000 | 4,793 |
| Gross Fiduciary activities income | $63,000 | 929 |
| Service charges on deposit accounts | $282,000 | 4,008 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $138,000 | 5,213 |
| Total noninterest expense | $2,635,000 | 5,546 |
| Salaries and employee benefits | $1,540,000 | 5,108 |
| Premises and equipment expense | $80,000 | 7,548 |
| Additional noninterest expense | $1,015,000 | 5,198 |
| Pre-tax net operating income | $911,000 | 3,133 |
| Securities gains (losses) | $10,000 | 3,254 |
| Applicable income taxes | $175,000 | 2,497 |
| Income before extraordinary items | $746,000 | 3,260 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $746,000 | 3,258 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $746,000 | 3,259 |
| Net charge-offs | $317,000 | 4,420 |
| Cash dividends | $276,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $737,900 | 3,215 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,325,000 | 5,521 |
| Total interest expense | $795,000 | 6,040 |
| Net interest income | $2,530,000 | 5,065 |
| Provision for loan and lease losses | $240,000 | 4,906 |
| Total noninterest income | $405,000 | 4,645 |
| Gross Fiduciary activities income | $60,000 | 886 |
| Service charges on deposit accounts | $204,000 | 4,095 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $141,000 | 4,874 |
| Total noninterest expense | $1,968,000 | 5,559 |
| Salaries and employee benefits | $1,185,000 | 5,080 |
| Premises and equipment expense | $59,000 | 7,626 |
| Additional noninterest expense | $724,000 | 5,313 |
| Pre-tax net operating income | $727,000 | 3,260 |
| Securities gains (losses) | $11,000 | 2,942 |
| Applicable income taxes | $131,000 | 2,675 |
| Income before extraordinary items | $607,000 | 3,374 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $607,000 | 3,372 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $607,000 | 3,374 |
| Net charge-offs | $280,000 | 3,814 |
| Cash dividends | $180,000 | 3,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $597,980 | 3,301 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 5,562 |
| Total interest expense | $549,000 | 6,094 |
| Net interest income | $1,682,000 | 5,073 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $243,000 | 4,861 |
| Gross Fiduciary activities income | $14,000 | 1,021 |
| Service charges on deposit accounts | $128,000 | 4,181 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $101,000 | 4,769 |
| Total noninterest expense | $1,319,000 | 5,600 |
| Salaries and employee benefits | $798,000 | 5,103 |
| Premises and equipment expense | $41,000 | 7,675 |
| Additional noninterest expense | $480,000 | 5,354 |
| Pre-tax net operating income | $456,000 | 3,455 |
| Securities gains (losses) | $10,000 | 2,574 |
| Applicable income taxes | $71,000 | 2,903 |
| Income before extraordinary items | $395,000 | 3,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $395,000 | 3,496 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $395,000 | 3,497 |
| Net charge-offs | $216,000 | 3,335 |
| Cash dividends | $120,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $386,500 | 3,420 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 5,678 |
| Total interest expense | $283,000 | 6,133 |
| Net interest income | $801,000 | 5,211 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $109,000 | 5,061 |
| Gross Fiduciary activities income | $13,000 | 959 |
| Service charges on deposit accounts | $61,000 | 4,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $35,000 | 5,396 |
| Total noninterest expense | $618,000 | 5,725 |
| Salaries and employee benefits | $406,000 | 5,099 |
| Premises and equipment expense | $21,000 | 7,693 |
| Additional noninterest expense | $191,000 | 5,708 |
| Pre-tax net operating income | $217,000 | 3,903 |
| Securities gains (losses) | $10,000 | 1,902 |
| Applicable income taxes | $26,000 | 3,394 |
| Income before extraordinary items | $201,000 | 3,855 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $201,000 | 3,856 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $201,000 | 3,856 |
| Net charge-offs | $103,000 | 2,839 |
| Cash dividends | $60,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $192,100 | 3,772 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,858,000 | 5,547 |
| Total interest expense | $1,399,000 | 6,117 |
| Net interest income | $3,459,000 | 5,015 |
| Provision for loan and lease losses | $240,000 | 4,965 |
| Total noninterest income | $357,000 | 5,500 |
| Gross Fiduciary activities income | $11,000 | 1,215 |
| Service charges on deposit accounts | $184,000 | 4,945 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $162,000 | 5,178 |
| Total noninterest expense | $2,469,000 | 5,678 |
| Salaries and employee benefits | $1,572,000 | 5,193 |
| Premises and equipment expense | $88,000 | 7,727 |
| Additional noninterest expense | $809,000 | 5,442 |
| Pre-tax net operating income | $1,107,000 | 3,576 |
| Securities gains (losses) | $22,000 | 2,114 |
| Applicable income taxes | $256,000 | 2,573 |
| Income before extraordinary items | $873,000 | 3,546 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $873,000 | 3,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 4,064 |
| Cash dividends | $312,000 | 4,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $856,060 | 3,719 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,678,000 | 5,589 |
| Total interest expense | $1,092,000 | 6,145 |
| Net interest income | $2,586,000 | 5,064 |
| Provision for loan and lease losses | $165,000 | 4,493 |
| Total noninterest income | $255,000 | 5,694 |
| Gross Fiduciary activities income | $6,000 | 1,224 |
| Service charges on deposit accounts | $132,000 | 5,067 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $117,000 | 5,343 |
| Total noninterest expense | $1,794,000 | 5,761 |
| Salaries and employee benefits | $1,178,000 | 5,230 |
| Premises and equipment expense | $63,000 | 7,817 |
| Additional noninterest expense | $553,000 | 5,645 |
| Pre-tax net operating income | $882,000 | 3,908 |
| Securities gains (losses) | $18,000 | 2,081 |
| Applicable income taxes | $214,000 | 2,834 |
| Income before extraordinary items | $686,000 | 3,857 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $686,000 | 3,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,935 |
| Cash dividends | $180,000 | 3,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $672,320 | 4,053 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 5,706 |
| Total interest expense | $759,000 | 6,195 |
| Net interest income | $1,658,000 | 5,179 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $172,000 | 5,734 |
| Gross Fiduciary activities income | $5,000 | 1,218 |
| Service charges on deposit accounts | $84,000 | 5,166 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $83,000 | 5,358 |
| Total noninterest expense | $1,186,000 | 5,828 |
| Salaries and employee benefits | $793,000 | 5,242 |
| Premises and equipment expense | $38,000 | 7,931 |
| Additional noninterest expense | $355,000 | 5,746 |
| Pre-tax net operating income | $554,000 | 4,189 |
| Securities gains (losses) | $17,000 | 2,146 |
| Applicable income taxes | $140,000 | 3,106 |
| Income before extraordinary items | $431,000 | 4,328 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $431,000 | 4,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,450 |
| Cash dividends | $120,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $418,250 | 4,323 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 5,759 |
| Total interest expense | $403,000 | 6,241 |
| Net interest income | $817,000 | 5,249 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $71,000 | 6,088 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $29,000 | 5,952 |
| Total noninterest expense | $622,000 | 5,713 |
| Salaries and employee benefits | $405,000 | 5,191 |
| Premises and equipment expense | $22,000 | 7,853 |
| Additional noninterest expense | $195,000 | 5,454 |
| Pre-tax net operating income | $221,000 | 4,768 |
| Securities gains (losses) | $16,000 | 1,726 |
| Applicable income taxes | $56,000 | 3,451 |
| Income before extraordinary items | $181,000 | 4,868 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $181,000 | 4,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,791 |
| Cash dividends | $60,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $168,840 | 4,916 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 5,742 |
| Total interest expense | $1,541,000 | 6,378 |
| Net interest income | $3,425,000 | 5,106 |
| Provision for loan and lease losses | $150,000 | 4,308 |
| Total noninterest income | $416,000 | 5,419 |
| Gross Fiduciary activities income | $14,000 | 1,207 |
| Service charges on deposit accounts | $205,000 | 4,868 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $197,000 | 5,089 |
| Total noninterest expense | $2,557,000 | 5,539 |
| Salaries and employee benefits | $1,489,000 | 5,326 |
| Premises and equipment expense | $70,000 | 8,068 |
| Additional noninterest expense | $998,000 | 4,670 |
| Pre-tax net operating income | $1,134,000 | 4,479 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $284,000 | 3,442 |
| Income before extraordinary items | $850,000 | 4,657 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $850,000 | 4,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 3,065 |
| Cash dividends | $312,000 | 4,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $850,000 | 4,650 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 5,776 |
| Total interest expense | $1,141,000 | 6,428 |
| Net interest income | $2,576,000 | 5,119 |
| Provision for loan and lease losses | $105,000 | 4,026 |
| Total noninterest income | $323,000 | 5,394 |
| Gross Fiduciary activities income | $6,000 | 1,244 |
| Service charges on deposit accounts | $162,000 | 4,763 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $155,000 | 5,021 |
| Total noninterest expense | $1,948,000 | 5,451 |
| Salaries and employee benefits | $1,111,000 | 5,323 |
| Premises and equipment expense | $57,000 | 7,989 |
| Additional noninterest expense | $780,000 | 4,449 |
| Pre-tax net operating income | $846,000 | 4,722 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $236,000 | 3,490 |
| Income before extraordinary items | $610,000 | 4,974 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $610,000 | 4,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,293 |
| Cash dividends | $180,000 | 4,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $610,000 | 4,959 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,475,000 | 5,800 |
| Total interest expense | $744,000 | 6,507 |
| Net interest income | $1,731,000 | 5,113 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $239,000 | 5,180 |
| Gross Fiduciary activities income | $5,000 | 1,236 |
| Service charges on deposit accounts | $112,000 | 4,712 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $122,000 | 4,722 |
| Total noninterest expense | $1,216,000 | 5,687 |
| Salaries and employee benefits | $734,000 | 5,399 |
| Premises and equipment expense | $41,000 | 7,972 |
| Additional noninterest expense | $441,000 | 4,972 |
| Pre-tax net operating income | $694,000 | 4,330 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $205,000 | 3,229 |
| Income before extraordinary items | $489,000 | 4,598 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $489,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,881 |
| Cash dividends | $120,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $489,000 | 4,593 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 5,800 |
| Total interest expense | $366,000 | 6,546 |
| Net interest income | $874,000 | 5,086 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $135,000 | 4,869 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $56,000 | 4,665 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $78,000 | 4,266 |
| Total noninterest expense | $616,000 | 5,670 |
| Salaries and employee benefits | $370,000 | 5,413 |
| Premises and equipment expense | $23,000 | 7,878 |
| Additional noninterest expense | $223,000 | 4,889 |
| Pre-tax net operating income | $363,000 | 4,229 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $113,000 | 3,106 |
| Income before extraordinary items | $250,000 | 4,560 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $250,000 | 4,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,191 |
| Cash dividends | $60,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $250,000 | 4,546 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,724,000 | 5,704 |
| Total interest expense | $1,316,000 | 6,392 |
| Net interest income | $3,408,000 | 5,139 |
| Provision for loan and lease losses | $90,000 | 4,875 |
| Total noninterest income | $362,000 | 5,805 |
| Gross Fiduciary activities income | $10,000 | 1,273 |
| Service charges on deposit accounts | $234,000 | 4,655 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $118,000 | 6,046 |
| Total noninterest expense | $2,180,000 | 5,910 |
| Salaries and employee benefits | $1,350,000 | 5,524 |
| Premises and equipment expense | $68,000 | 8,169 |
| Additional noninterest expense | $762,000 | 5,379 |
| Pre-tax net operating income | $1,500,000 | 4,281 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $423,000 | 3,360 |
| Income before extraordinary items | $1,077,000 | 4,543 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,077,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,250 |
| Cash dividends | $1,020,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,077,000 | 4,530 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 5,738 |
| Total interest expense | $951,000 | 6,433 |
| Net interest income | $2,561,000 | 5,174 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $265,000 | 5,872 |
| Gross Fiduciary activities income | $5,000 | 1,291 |
| Service charges on deposit accounts | $173,000 | 4,726 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,000 | 6,082 |
| Total noninterest expense | $1,637,000 | 5,891 |
| Salaries and employee benefits | $1,023,000 | 5,483 |
| Premises and equipment expense | $49,000 | 8,232 |
| Additional noninterest expense | $565,000 | 5,402 |
| Pre-tax net operating income | $1,129,000 | 4,459 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $372,000 | 3,272 |
| Income before extraordinary items | $757,000 | 4,829 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $757,000 | 4,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,867 |
| Cash dividends | $828,000 | 2,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $757,000 | 4,821 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 5,772 |
| Total interest expense | $587,000 | 6,533 |
| Net interest income | $1,706,000 | 5,205 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $188,000 | 5,778 |
| Gross Fiduciary activities income | $4,000 | 1,273 |
| Service charges on deposit accounts | $112,000 | 4,755 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 5,737 |
| Total noninterest expense | $1,121,000 | 5,832 |
| Salaries and employee benefits | $702,000 | 5,414 |
| Premises and equipment expense | $32,000 | 8,262 |
| Additional noninterest expense | $387,000 | 5,318 |
| Pre-tax net operating income | $723,000 | 4,559 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $222,000 | 3,475 |
| Income before extraordinary items | $501,000 | 4,872 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $501,000 | 4,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $768,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $501,000 | 4,866 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 5,791 |
| Total interest expense | $282,000 | 6,521 |
| Net interest income | $840,000 | 5,258 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $81,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $54,000 | 4,773 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,246 |
| Total noninterest expense | $577,000 | 5,743 |
| Salaries and employee benefits | $360,000 | 5,348 |
| Premises and equipment expense | $17,000 | 8,221 |
| Additional noninterest expense | $200,000 | 5,174 |
| Pre-tax net operating income | $314,000 | 4,850 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $93,000 | 3,692 |
| Income before extraordinary items | $221,000 | 5,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $221,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $708,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $221,000 | 5,104 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 5,591 |
| Total interest expense | $923,000 | 6,479 |
| Net interest income | $3,415,000 | 5,091 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $373,000 | 5,867 |
| Gross Fiduciary activities income | $11,000 | 1,287 |
| Service charges on deposit accounts | $240,000 | 4,650 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $122,000 | 6,095 |
| Total noninterest expense | $2,304,000 | 5,634 |
| Salaries and employee benefits | $1,457,000 | 5,143 |
| Premises and equipment expense | $60,000 | 8,343 |
| Additional noninterest expense | $787,000 | 5,220 |
| Pre-tax net operating income | $1,364,000 | 4,611 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $388,000 | 3,746 |
| Income before extraordinary items | $976,000 | 4,889 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $976,000 | 4,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,933 |
| Cash dividends | $324,000 | 4,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $976,000 | 4,859 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,176,000 | 5,634 |
| Total interest expense | $640,000 | 6,584 |
| Net interest income | $2,536,000 | 5,137 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $279,000 | 5,923 |
| Gross Fiduciary activities income | $7,000 | 1,273 |
| Service charges on deposit accounts | $179,000 | 4,700 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $93,000 | 6,056 |
| Total noninterest expense | $1,723,000 | 5,612 |
| Salaries and employee benefits | $1,101,000 | 5,092 |
| Premises and equipment expense | $46,000 | 8,335 |
| Additional noninterest expense | $576,000 | 5,240 |
| Pre-tax net operating income | $1,002,000 | 4,765 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $286,000 | 3,876 |
| Income before extraordinary items | $716,000 | 5,033 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $716,000 | 5,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,817 |
| Cash dividends | $180,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $716,000 | 4,992 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 5,627 |
| Total interest expense | $391,000 | 6,652 |
| Net interest income | $1,682,000 | 5,149 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $181,000 | 5,963 |
| Gross Fiduciary activities income | $7,000 | 1,215 |
| Service charges on deposit accounts | $115,000 | 4,738 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $59,000 | 6,157 |
| Total noninterest expense | $1,144,000 | 5,617 |
| Salaries and employee benefits | $745,000 | 5,050 |
| Premises and equipment expense | $29,000 | 8,382 |
| Additional noninterest expense | $370,000 | 5,351 |
| Pre-tax net operating income | $659,000 | 4,768 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $182,000 | 3,953 |
| Income before extraordinary items | $477,000 | 5,002 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $477,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,614 |
| Cash dividends | $120,000 | 4,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $477,000 | 4,948 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 5,672 |
| Total interest expense | $179,000 | 6,799 |
| Net interest income | $842,000 | 5,175 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $74,000 | 6,332 |
| Gross Fiduciary activities income | $2,000 | 1,263 |
| Service charges on deposit accounts | $55,000 | 4,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $592,000 | 5,553 |
| Salaries and employee benefits | $390,000 | 4,932 |
| Premises and equipment expense | $15,000 | 8,426 |
| Additional noninterest expense | $187,000 | 5,322 |
| Pre-tax net operating income | $294,000 | 5,045 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $82,000 | 4,078 |
| Income before extraordinary items | $212,000 | 5,275 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $212,000 | 5,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,643 |
| Cash dividends | $60,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $212,000 | 5,239 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 5,424 |
| Total interest expense | $730,000 | 6,477 |
| Net interest income | $3,442,000 | 4,966 |
| Provision for loan and lease losses | $115,000 | 4,787 |
| Total noninterest income | $399,000 | 5,801 |
| Gross Fiduciary activities income | $10,000 | 1,316 |
| Service charges on deposit accounts | $223,000 | 4,988 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $166,000 | 5,491 |
| Total noninterest expense | $2,183,000 | 5,723 |
| Salaries and employee benefits | $1,392,000 | 5,196 |
| Premises and equipment expense | $72,000 | 8,322 |
| Additional noninterest expense | $719,000 | 5,430 |
| Pre-tax net operating income | $1,543,000 | 4,177 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $436,000 | 3,563 |
| Income before extraordinary items | $1,107,000 | 4,411 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,107,000 | 4,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,720 |
| Cash dividends | $324,000 | 4,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,107,000 | 4,343 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 5,478 |
| Total interest expense | $553,000 | 6,451 |
| Net interest income | $2,517,000 | 5,039 |
| Provision for loan and lease losses | $115,000 | 4,038 |
| Total noninterest income | $306,000 | 5,766 |
| Gross Fiduciary activities income | $10,000 | 1,242 |
| Service charges on deposit accounts | $161,000 | 5,115 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $135,000 | 5,352 |
| Total noninterest expense | $1,658,000 | 5,652 |
| Salaries and employee benefits | $1,043,000 | 5,170 |
| Premises and equipment expense | $60,000 | 8,206 |
| Additional noninterest expense | $555,000 | 5,314 |
| Pre-tax net operating income | $1,050,000 | 4,481 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $287,000 | 3,863 |
| Income before extraordinary items | $763,000 | 4,744 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $763,000 | 4,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,128 |
| Cash dividends | $180,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $763,000 | 4,657 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 5,488 |
| Total interest expense | $379,000 | 6,411 |
| Net interest income | $1,663,000 | 5,065 |
| Provision for loan and lease losses | $105,000 | 3,376 |
| Total noninterest income | $170,000 | 6,193 |
| Gross Fiduciary activities income | $8,000 | 1,219 |
| Service charges on deposit accounts | $102,000 | 5,219 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $1,119,000 | 5,654 |
| Salaries and employee benefits | $696,000 | 5,195 |
| Premises and equipment expense | $32,000 | 8,470 |
| Additional noninterest expense | $391,000 | 5,136 |
| Pre-tax net operating income | $609,000 | 4,791 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $154,000 | 4,205 |
| Income before extraordinary items | $455,000 | 4,972 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $455,000 | 4,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $120,000 | 4,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $455,000 | 4,889 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 5,474 |
| Total interest expense | $198,000 | 6,377 |
| Net interest income | $835,000 | 5,064 |
| Provision for loan and lease losses | $61,000 | 2,910 |
| Total noninterest income | $78,000 | 6,348 |
| Gross Fiduciary activities income | $2,000 | 1,290 |
| Service charges on deposit accounts | $50,000 | 5,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $26,000 | 6,361 |
| Total noninterest expense | $594,000 | 5,489 |
| Salaries and employee benefits | $365,000 | 5,033 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $214,000 | 4,834 |
| Pre-tax net operating income | $258,000 | 5,197 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $60,000 | 4,582 |
| Income before extraordinary items | $198,000 | 5,376 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $198,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,115 |
| Cash dividends | $60,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $198,000 | 5,246 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 5,594 |
| Total interest expense | $883,000 | 6,456 |
| Net interest income | $3,177,000 | 5,125 |
| Provision for loan and lease losses | $264,000 | 3,449 |
| Total noninterest income | $340,000 | 6,320 |
| Gross Fiduciary activities income | $8,000 | 1,392 |
| Service charges on deposit accounts | $220,000 | 5,059 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $112,000 | 6,340 |
| Total noninterest expense | $2,041,000 | 5,934 |
| Salaries and employee benefits | $1,249,000 | 5,496 |
| Premises and equipment expense | $162,000 | 7,236 |
| Additional noninterest expense | $630,000 | 5,825 |
| Pre-tax net operating income | $1,212,000 | 4,667 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $275,000 | 4,417 |
| Income before extraordinary items | $939,000 | 4,827 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $939,000 | 4,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,545 |
| Cash dividends | $270,000 | 4,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $937,460 | 4,666 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 5,664 |
| Total interest expense | $656,000 | 6,631 |
| Net interest income | $2,386,000 | 5,143 |
| Provision for loan and lease losses | $198,000 | 3,360 |
| Total noninterest income | $248,000 | 6,425 |
| Gross Fiduciary activities income | $6,000 | 1,365 |
| Service charges on deposit accounts | $163,000 | 5,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,483 |
| Total noninterest expense | $1,551,000 | 5,865 |
| Salaries and employee benefits | $942,000 | 5,451 |
| Premises and equipment expense | $128,000 | 7,145 |
| Additional noninterest expense | $481,000 | 5,761 |
| Pre-tax net operating income | $885,000 | 4,873 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $241,000 | 4,343 |
| Income before extraordinary items | $646,000 | 5,197 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $646,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,327 |
| Cash dividends | $180,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $644,540 | 5,022 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 5,654 |
| Total interest expense | $459,000 | 6,625 |
| Net interest income | $1,591,000 | 5,138 |
| Provision for loan and lease losses | $132,000 | 3,313 |
| Total noninterest income | $178,000 | 6,254 |
| Gross Fiduciary activities income | $6,000 | 1,307 |
| Service charges on deposit accounts | $113,000 | 4,977 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $59,000 | 6,287 |
| Total noninterest expense | $1,017,000 | 5,937 |
| Salaries and employee benefits | $612,000 | 5,553 |
| Premises and equipment expense | $94,000 | 6,916 |
| Additional noninterest expense | $311,000 | 5,860 |
| Pre-tax net operating income | $620,000 | 4,743 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $150,000 | 4,490 |
| Income before extraordinary items | $472,000 | 4,944 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $472,000 | 4,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,926 |
| Cash dividends | $120,000 | 4,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $470,480 | 4,750 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 5,613 |
| Total interest expense | $235,000 | 6,657 |
| Net interest income | $814,000 | 5,031 |
| Provision for loan and lease losses | $66,000 | 3,125 |
| Total noninterest income | $78,000 | 6,491 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 7,007 |
| Total noninterest expense | $534,000 | 5,775 |
| Salaries and employee benefits | $316,000 | 5,464 |
| Premises and equipment expense | $48,000 | 6,893 |
| Additional noninterest expense | $170,000 | 5,545 |
| Pre-tax net operating income | $292,000 | 4,853 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $71,000 | 4,565 |
| Income before extraordinary items | $221,000 | 5,048 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $221,000 | 5,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 1,155 |
| Cash dividends | $60,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $221,000 | 4,850 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,477,000 | 5,544 |
| Total interest expense | $1,221,000 | 6,376 |
| Net interest income | $3,256,000 | 5,008 |
| Provision for loan and lease losses | $264,000 | 3,738 |
| Total noninterest income | $306,000 | 6,416 |
| Gross Fiduciary activities income | $11,000 | 1,391 |
| Service charges on deposit accounts | $222,000 | 4,978 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 7,016 |
| Total noninterest expense | $1,951,000 | 5,959 |
| Salaries and employee benefits | $1,163,000 | 5,593 |
| Premises and equipment expense | $175,000 | 7,092 |
| Additional noninterest expense | $613,000 | 5,845 |
| Pre-tax net operating income | $1,347,000 | 4,390 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $363,000 | 4,088 |
| Income before extraordinary items | $996,000 | 4,617 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $996,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,839 |
| Cash dividends | $252,000 | 4,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $987,240 | 4,519 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,778,000 | 5,773 |
| Total interest expense | $1,954,000 | 6,169 |
| Net interest income | $2,824,000 | 5,293 |
| Provision for loan and lease losses | $297,000 | 3,255 |
| Total noninterest income | $401,000 | 5,676 |
| Gross Fiduciary activities income | $10,000 | 1,431 |
| Service charges on deposit accounts | $83,000 | 6,914 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $308,000 | 4,064 |
| Total noninterest expense | $1,951,000 | 5,833 |
| Salaries and employee benefits | $1,095,000 | 5,661 |
| Premises and equipment expense | $153,000 | 7,470 |
| Additional noninterest expense | $703,000 | 5,280 |
| Pre-tax net operating income | $977,000 | 4,958 |
| Securities gains (losses) | $75,000 | 1,993 |
| Applicable income taxes | $248,000 | 4,627 |
| Income before extraordinary items | $804,000 | 4,853 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $804,000 | 4,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 2,289 |
| Cash dividends | $1,398,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $747,000 | 4,951 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,701,000 | 5,946 |
| Total interest expense | $1,813,000 | 6,572 |
| Net interest income | $2,888,000 | 5,289 |
| Provision for loan and lease losses | $294,000 | 2,926 |
| Total noninterest income | $300,000 | 6,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 4,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 6,963 |
| Total noninterest expense | $1,737,000 | 6,188 |
| Salaries and employee benefits | $1,000,000 | 5,918 |
| Premises and equipment expense | $71,000 | 8,965 |
| Additional noninterest expense | $666,000 | 5,371 |
| Pre-tax net operating income | $1,157,000 | 4,831 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $270,000 | 4,815 |
| Income before extraordinary items | $890,000 | 4,716 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $890,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,113 |
| Cash dividends | $291,000 | 4,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $887,690 | 4,726 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,562,000 | 5,882 |
| Total interest expense | $1,795,000 | 6,365 |
| Net interest income | $2,767,000 | 5,468 |
| Provision for loan and lease losses | $312,000 | 2,566 |
| Total noninterest income | $287,000 | 6,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,045 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,121 |
| Total noninterest expense | $1,644,000 | 6,430 |
| Salaries and employee benefits | $936,000 | 6,164 |
| Premises and equipment expense | $74,000 | 9,145 |
| Additional noninterest expense | $634,000 | 5,622 |
| Pre-tax net operating income | $1,098,000 | 5,031 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $240,000 | 5,308 |
| Income before extraordinary items | $855,000 | 4,888 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $855,000 | 4,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,673 |
| Cash dividends | $378,000 | 4,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $857,340 | 4,837 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,531,000 | 6,034 |
| Total interest expense | $1,921,000 | 6,316 |
| Net interest income | $2,610,000 | 5,679 |
| Provision for loan and lease losses | $232,000 | 3,197 |
| Total noninterest income | $261,000 | 6,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,394 |
| Total noninterest expense | $1,620,000 | 6,392 |
| Salaries and employee benefits | $926,000 | 6,085 |
| Premises and equipment expense | $202,000 | 6,681 |
| Additional noninterest expense | $492,000 | 6,497 |
| Pre-tax net operating income | $1,019,000 | 5,354 |
| Securities gains (losses) | $18,000 | 2,506 |
| Applicable income taxes | $187,000 | 6,329 |
| Income before extraordinary items | $850,000 | 4,999 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $850,000 | 4,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,411 |
| Cash dividends | $482,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $835,240 | 4,969 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 6,063 |
| Total interest expense | $1,950,000 | 6,363 |
| Net interest income | $2,728,000 | 5,707 |
| Provision for loan and lease losses | $108,000 | 5,007 |
| Total noninterest income | $281,000 | 6,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,372 |
| Total noninterest expense | $1,571,000 | 6,608 |
| Salaries and employee benefits | $885,000 | 6,370 |
| Premises and equipment expense | $177,000 | 7,240 |
| Additional noninterest expense | $509,000 | 6,430 |
| Pre-tax net operating income | $1,330,000 | 4,885 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $295,000 | 5,773 |
| Income before extraordinary items | $1,035,000 | 4,581 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,035,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,298 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,035,000 | 4,518 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,436,000 | 6,460 |
| Total interest expense | $1,868,000 | 6,690 |
| Net interest income | $2,568,000 | 6,082 |
| Provision for loan and lease losses | $108,000 | 4,918 |
| Total noninterest income | $279,000 | 7,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $1,431,000 | 7,306 |
| Salaries and employee benefits | $835,000 | 6,798 |
| Premises and equipment expense | $132,000 | 8,482 |
| Additional noninterest expense | $464,000 | 7,354 |
| Pre-tax net operating income | $1,308,000 | 4,810 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $374,000 | 5,106 |
| Income before extraordinary items | $934,000 | 4,748 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $934,000 | 4,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,498 |
| Cash dividends | $240,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $934,000 | 4,696 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 7,033 |
| Total interest expense | $1,585,000 | 7,462 |
| Net interest income | $2,387,000 | 6,510 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $268,000 | 7,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,955 |
| Total noninterest expense | $1,360,000 | 7,708 |
| Salaries and employee benefits | $763,000 | 7,329 |
| Premises and equipment expense | $116,000 | 9,162 |
| Additional noninterest expense | $481,000 | 7,419 |
| Pre-tax net operating income | $1,175,000 | 5,325 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $308,000 | 5,904 |
| Income before extraordinary items | $867,000 | 5,136 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $867,000 | 5,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,409 |
| Cash dividends | $216,000 | 5,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $867,000 | 5,118 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,700,000 | 7,072 |
| Total interest expense | $1,227,000 | 7,799 |
| Net interest income | $2,473,000 | 6,530 |
| Provision for loan and lease losses | $168,000 | 3,376 |
| Total noninterest income | $231,000 | 8,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,309 |
| Total noninterest expense | $1,477,000 | 7,666 |
| Salaries and employee benefits | $816,000 | 7,117 |
| Premises and equipment expense | $117,000 | 9,478 |
| Additional noninterest expense | $544,000 | 7,479 |
| Pre-tax net operating income | $1,059,000 | 5,723 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $292,000 | 5,981 |
| Income before extraordinary items | $767,000 | 5,516 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $767,000 | 5,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,773 |
| Cash dividends | $180,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $767,000 | 5,588 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 7,452 |
| Total interest expense | $1,362,000 | 7,666 |
| Net interest income | $2,195,000 | 7,200 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $206,000 | 9,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $1,349,000 | 8,338 |
| Salaries and employee benefits | $750,000 | 7,646 |
| Premises and equipment expense | $115,000 | 9,950 |
| Additional noninterest expense | $484,000 | 8,389 |
| Pre-tax net operating income | $872,000 | 6,465 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $271,000 | 6,473 |
| Income before extraordinary items | $601,000 | 6,768 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $601,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,320 |
| Cash dividends | $168,000 | 5,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $601,000 | 6,531 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,794,000 | 7,786 |
| Total interest expense | $1,779,000 | 7,675 |
| Net interest income | $2,015,000 | 7,708 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $186,000 | 9,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,701 |
| Total noninterest expense | $1,274,000 | 8,747 |
| Salaries and employee benefits | $701,000 | 7,971 |
| Premises and equipment expense | $97,000 | 10,832 |
| Additional noninterest expense | $476,000 | 8,683 |
| Pre-tax net operating income | $747,000 | 6,850 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $296,000 | 5,981 |
| Income before extraordinary items | $451,000 | 7,726 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $451,000 | 7,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 3,879 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $451,000 | 7,372 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.