Home > State Bank of Alcester > Income and Expense
State Bank of Alcester, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 3,812 |
| Total interest expense | $833,000 | 2,343 |
| Net interest income | $2,842,000 | 4,065 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $396,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $100,000 | 4,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 3,497 |
| Total noninterest expense | $2,428,000 | 3,991 |
| Salaries and employee benefits | $1,586,000 | 3,664 |
| Premises and equipment expense | $131,000 | 4,908 |
| Additional noninterest expense | $711,000 | 4,113 |
| Pre-tax net operating income | $810,000 | 4,041 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $40,000 | 3,525 |
| Income before extraordinary items | $770,000 | 3,891 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $770,000 | 3,890 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $770,000 | 3,891 |
| Net charge-offs | $12,000 | 3,191 |
| Cash dividends | $250,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $770,000 | 3,878 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 3,856 |
| Total interest expense | $552,000 | 2,312 |
| Net interest income | $1,844,000 | 4,126 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $273,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $63,000 | 4,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 3,420 |
| Total noninterest expense | $1,621,000 | 4,010 |
| Salaries and employee benefits | $1,065,000 | 3,662 |
| Premises and equipment expense | $90,000 | 4,900 |
| Additional noninterest expense | $466,000 | 4,164 |
| Pre-tax net operating income | $496,000 | 4,140 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $25,000 | 3,556 |
| Income before extraordinary items | $471,000 | 3,967 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $471,000 | 3,966 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $471,000 | 3,967 |
| Net charge-offs | $17,000 | 2,671 |
| Cash dividends | $125,000 | 3,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $471,000 | 3,956 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 3,933 |
| Total interest expense | $267,000 | 2,352 |
| Net interest income | $895,000 | 4,204 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $120,000 | 4,036 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $29,000 | 4,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 3,592 |
| Total noninterest expense | $819,000 | 4,036 |
| Salaries and employee benefits | $538,000 | 3,687 |
| Premises and equipment expense | $43,000 | 4,993 |
| Additional noninterest expense | $238,000 | 4,145 |
| Pre-tax net operating income | $196,000 | 4,372 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $10,000 | 3,599 |
| Income before extraordinary items | $186,000 | 4,222 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $186,000 | 4,222 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $186,000 | 4,222 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $186,000 | 4,208 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 3,901 |
| Total interest expense | $1,038,000 | 2,364 |
| Net interest income | $3,709,000 | 4,127 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $468,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $137,000 | 4,130 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $331,000 | 3,821 |
| Total noninterest expense | $3,328,000 | 4,019 |
| Salaries and employee benefits | $2,112,000 | 3,719 |
| Premises and equipment expense | $186,000 | 4,984 |
| Additional noninterest expense | $1,030,000 | 4,110 |
| Pre-tax net operating income | $849,000 | 4,273 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $42,000 | 3,660 |
| Income before extraordinary items | $807,000 | 4,172 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $807,000 | 4,169 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $807,000 | 4,171 |
| Net charge-offs | $8,000 | 3,921 |
| Cash dividends | $500,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $807,000 | 4,107 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,566,000 | 3,922 |
| Total interest expense | $781,000 | 2,351 |
| Net interest income | $2,785,000 | 4,159 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $377,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $102,000 | 4,169 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $275,000 | 3,695 |
| Total noninterest expense | $2,546,000 | 4,001 |
| Salaries and employee benefits | $1,578,000 | 3,736 |
| Premises and equipment expense | $139,000 | 5,008 |
| Additional noninterest expense | $829,000 | 4,015 |
| Pre-tax net operating income | $616,000 | 4,393 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $31,000 | 3,733 |
| Income before extraordinary items | $585,000 | 4,291 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $585,000 | 4,290 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $585,000 | 4,291 |
| Net charge-offs | $-1,000 | 4,445 |
| Cash dividends | $375,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $585,000 | 4,215 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 3,953 |
| Total interest expense | $526,000 | 2,343 |
| Net interest income | $1,847,000 | 4,198 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $244,000 | 4,160 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $66,000 | 4,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $178,000 | 3,754 |
| Total noninterest expense | $1,717,000 | 4,015 |
| Salaries and employee benefits | $1,053,000 | 3,767 |
| Premises and equipment expense | $94,000 | 5,036 |
| Additional noninterest expense | $570,000 | 3,989 |
| Pre-tax net operating income | $374,000 | 4,517 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $19,000 | 3,781 |
| Income before extraordinary items | $355,000 | 4,428 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $355,000 | 4,424 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $355,000 | 4,426 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $250,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $355,000 | 4,366 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 3,931 |
| Total interest expense | $271,000 | 2,308 |
| Net interest income | $936,000 | 4,196 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $132,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $33,000 | 4,195 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $99,000 | 3,566 |
| Total noninterest expense | $887,000 | 3,967 |
| Salaries and employee benefits | $522,000 | 3,800 |
| Premises and equipment expense | $45,000 | 5,119 |
| Additional noninterest expense | $320,000 | 3,726 |
| Pre-tax net operating income | $181,000 | 4,545 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $9,000 | 3,786 |
| Income before extraordinary items | $172,000 | 4,442 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $172,000 | 4,440 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $172,000 | 4,442 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $125,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $172,000 | 4,383 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,823,000 | 3,919 |
| Total interest expense | $1,177,000 | 2,151 |
| Net interest income | $3,646,000 | 4,260 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $480,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $133,000 | 4,319 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $347,000 | 3,785 |
| Total noninterest expense | $3,433,000 | 4,056 |
| Salaries and employee benefits | $2,006,000 | 3,893 |
| Premises and equipment expense | $175,000 | 5,241 |
| Additional noninterest expense | $1,252,000 | 3,831 |
| Pre-tax net operating income | $633,000 | 4,687 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $30,000 | 3,806 |
| Income before extraordinary items | $603,000 | 4,620 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $603,000 | 4,622 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $603,000 | 4,622 |
| Net charge-offs | $4,000 | 4,227 |
| Cash dividends | $500,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $603,000 | 4,563 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,630,000 | 3,955 |
| Total interest expense | $903,000 | 2,131 |
| Net interest income | $2,727,000 | 4,301 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $350,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $99,000 | 4,363 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $251,000 | 3,858 |
| Total noninterest expense | $2,601,000 | 4,055 |
| Salaries and employee benefits | $1,486,000 | 3,938 |
| Premises and equipment expense | $145,000 | 5,186 |
| Additional noninterest expense | $970,000 | 3,767 |
| Pre-tax net operating income | $431,000 | 4,908 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $22,000 | 3,929 |
| Income before extraordinary items | $409,000 | 4,827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $409,000 | 4,829 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $409,000 | 4,831 |
| Net charge-offs | $-6,000 | 5,025 |
| Cash dividends | $375,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $409,000 | 4,772 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 3,971 |
| Total interest expense | $612,000 | 2,124 |
| Net interest income | $1,808,000 | 4,332 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $208,000 | 4,495 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $62,000 | 4,455 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $146,000 | 4,057 |
| Total noninterest expense | $1,682,000 | 4,155 |
| Salaries and employee benefits | $979,000 | 4,004 |
| Premises and equipment expense | $98,000 | 5,209 |
| Additional noninterest expense | $605,000 | 3,937 |
| Pre-tax net operating income | $304,000 | 4,842 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $15,000 | 3,945 |
| Income before extraordinary items | $289,000 | 4,737 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $289,000 | 4,739 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $289,000 | 4,740 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $250,000 | 2,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $289,000 | 4,678 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 3,914 |
| Total interest expense | $311,000 | 2,106 |
| Net interest income | $933,000 | 4,299 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $98,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $31,000 | 4,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $67,000 | 4,158 |
| Total noninterest expense | $863,000 | 4,132 |
| Salaries and employee benefits | $482,000 | 4,060 |
| Premises and equipment expense | $45,000 | 5,368 |
| Additional noninterest expense | $336,000 | 3,690 |
| Pre-tax net operating income | $138,000 | 4,920 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $7,000 | 3,948 |
| Income before extraordinary items | $131,000 | 4,836 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $131,000 | 4,838 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $131,000 | 4,840 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $125,000 | 2,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $131,000 | 4,770 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,852,000 | 4,024 |
| Total interest expense | $1,216,000 | 2,235 |
| Net interest income | $3,636,000 | 4,393 |
| Provision for loan and lease losses | $-100,000 | 6,037 |
| Total noninterest income | $449,000 | 4,445 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $164,000 | 4,243 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $285,000 | 4,077 |
| Total noninterest expense | $3,087,000 | 4,412 |
| Salaries and employee benefits | $1,961,000 | 4,023 |
| Premises and equipment expense | $183,000 | 5,462 |
| Additional noninterest expense | $943,000 | 4,577 |
| Pre-tax net operating income | $1,098,000 | 3,983 |
| Securities gains (losses) | $-1,000 | 5,807 |
| Applicable income taxes | $42,000 | 3,780 |
| Income before extraordinary items | $1,055,000 | 3,874 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,055,000 | 3,874 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,055,000 | 3,875 |
| Net charge-offs | $12,000 | 4,510 |
| Cash dividends | $500,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,055,960 | 3,818 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 4,101 |
| Total interest expense | $897,000 | 2,306 |
| Net interest income | $2,692,000 | 4,454 |
| Provision for loan and lease losses | $-100,000 | 6,199 |
| Total noninterest income | $326,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $126,000 | 4,255 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $200,000 | 4,205 |
| Total noninterest expense | $2,222,000 | 4,533 |
| Salaries and employee benefits | $1,404,000 | 4,141 |
| Premises and equipment expense | $135,000 | 5,528 |
| Additional noninterest expense | $683,000 | 4,664 |
| Pre-tax net operating income | $896,000 | 3,932 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $31,000 | 3,858 |
| Income before extraordinary items | $865,000 | 3,779 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $865,000 | 3,781 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $865,000 | 3,782 |
| Net charge-offs | $14,000 | 4,011 |
| Cash dividends | $375,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $865,000 | 3,717 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 4,167 |
| Total interest expense | $592,000 | 2,348 |
| Net interest income | $1,754,000 | 4,510 |
| Provision for loan and lease losses | $-100,000 | 6,336 |
| Total noninterest income | $186,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $79,000 | 4,354 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $107,000 | 4,484 |
| Total noninterest expense | $1,455,000 | 4,616 |
| Salaries and employee benefits | $934,000 | 4,177 |
| Premises and equipment expense | $88,000 | 5,600 |
| Additional noninterest expense | $433,000 | 4,788 |
| Pre-tax net operating income | $585,000 | 3,922 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $15,000 | 3,963 |
| Income before extraordinary items | $569,000 | 3,726 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $569,000 | 3,731 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $569,000 | 3,733 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $250,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $569,970 | 3,664 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 4,228 |
| Total interest expense | $293,000 | 2,406 |
| Net interest income | $864,000 | 4,584 |
| Provision for loan and lease losses | $-100,000 | 6,514 |
| Total noninterest income | $90,000 | 4,792 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $39,000 | 4,359 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $51,000 | 4,536 |
| Total noninterest expense | $732,000 | 4,637 |
| Salaries and employee benefits | $466,000 | 4,228 |
| Premises and equipment expense | $45,000 | 5,638 |
| Additional noninterest expense | $221,000 | 4,784 |
| Pre-tax net operating income | $322,000 | 3,695 |
| Securities gains (losses) | $-1,000 | 6,239 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $319,000 | 3,442 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $319,000 | 3,445 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $319,000 | 3,445 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $125,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $319,990 | 3,397 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 4,203 |
| Total interest expense | $1,207,000 | 2,549 |
| Net interest income | $3,560,000 | 4,539 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $452,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $191,000 | 4,179 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $261,000 | 4,271 |
| Total noninterest expense | $2,931,000 | 4,662 |
| Salaries and employee benefits | $1,870,000 | 4,228 |
| Premises and equipment expense | $168,000 | 5,782 |
| Additional noninterest expense | $893,000 | 4,831 |
| Pre-tax net operating income | $1,021,000 | 4,049 |
| Securities gains (losses) | $-26,000 | 6,367 |
| Applicable income taxes | $50,000 | 3,752 |
| Income before extraordinary items | $945,000 | 3,998 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $945,000 | 4,001 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $945,000 | 4,002 |
| Net charge-offs | $-92,000 | 6,510 |
| Cash dividends | $500,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $969,700 | 3,900 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 4,261 |
| Total interest expense | $908,000 | 2,619 |
| Net interest income | $2,660,000 | 4,598 |
| Provision for loan and lease losses | $45,000 | 4,007 |
| Total noninterest income | $345,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $148,000 | 4,153 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $197,000 | 4,324 |
| Total noninterest expense | $2,168,000 | 4,714 |
| Salaries and employee benefits | $1,359,000 | 4,314 |
| Premises and equipment expense | $125,000 | 5,846 |
| Additional noninterest expense | $684,000 | 4,805 |
| Pre-tax net operating income | $792,000 | 4,071 |
| Securities gains (losses) | $-26,000 | 6,599 |
| Applicable income taxes | $38,000 | 3,846 |
| Income before extraordinary items | $728,000 | 3,999 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $728,000 | 4,001 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $728,000 | 4,002 |
| Net charge-offs | $7,000 | 4,813 |
| Cash dividends | $375,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $752,700 | 3,863 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 4,280 |
| Total interest expense | $613,000 | 2,662 |
| Net interest income | $1,753,000 | 4,641 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $234,000 | 4,620 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $94,000 | 4,220 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $140,000 | 4,300 |
| Total noninterest expense | $1,434,000 | 4,758 |
| Salaries and employee benefits | $893,000 | 4,383 |
| Premises and equipment expense | $82,000 | 5,888 |
| Additional noninterest expense | $459,000 | 4,798 |
| Pre-tax net operating income | $523,000 | 4,067 |
| Securities gains (losses) | $-26,000 | 6,747 |
| Applicable income taxes | $25,000 | 3,842 |
| Income before extraordinary items | $472,000 | 4,042 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $472,000 | 4,044 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $472,000 | 4,045 |
| Net charge-offs | $2,000 | 4,714 |
| Cash dividends | $250,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $496,700 | 3,856 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 4,213 |
| Total interest expense | $312,000 | 2,704 |
| Net interest income | $906,000 | 4,567 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $93,000 | 4,953 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $45,000 | 4,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 4,755 |
| Total noninterest expense | $730,000 | 4,755 |
| Salaries and employee benefits | $450,000 | 4,407 |
| Premises and equipment expense | $40,000 | 5,967 |
| Additional noninterest expense | $240,000 | 4,740 |
| Pre-tax net operating income | $254,000 | 4,092 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $13,000 | 3,816 |
| Income before extraordinary items | $241,000 | 3,949 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $241,000 | 3,951 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $241,000 | 3,952 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $125,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $241,000 | 3,862 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,906,000 | 4,350 |
| Total interest expense | $1,268,000 | 3,083 |
| Net interest income | $3,638,000 | 4,654 |
| Provision for loan and lease losses | $73,000 | 4,955 |
| Total noninterest income | $426,000 | 4,738 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $201,000 | 4,254 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $225,000 | 4,438 |
| Total noninterest expense | $2,871,000 | 4,848 |
| Salaries and employee benefits | $1,742,000 | 4,475 |
| Premises and equipment expense | $167,000 | 5,982 |
| Additional noninterest expense | $962,000 | 4,881 |
| Pre-tax net operating income | $1,120,000 | 3,839 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $56,000 | 3,848 |
| Income before extraordinary items | $1,064,000 | 3,778 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,064,000 | 3,779 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,064,000 | 3,780 |
| Net charge-offs | $45,000 | 4,994 |
| Cash dividends | $500,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,064,000 | 3,613 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 4,403 |
| Total interest expense | $960,000 | 3,168 |
| Net interest income | $2,747,000 | 4,706 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $321,000 | 4,773 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $151,000 | 4,302 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $170,000 | 4,470 |
| Total noninterest expense | $2,146,000 | 4,892 |
| Salaries and employee benefits | $1,313,000 | 4,484 |
| Premises and equipment expense | $118,000 | 6,124 |
| Additional noninterest expense | $715,000 | 4,944 |
| Pre-tax net operating income | $877,000 | 3,878 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $44,000 | 3,848 |
| Income before extraordinary items | $833,000 | 3,791 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $833,000 | 3,791 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $833,000 | 3,792 |
| Net charge-offs | $19,000 | 5,091 |
| Cash dividends | $375,000 | 2,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $833,000 | 3,621 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 4,469 |
| Total interest expense | $643,000 | 3,255 |
| Net interest income | $1,803,000 | 4,772 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $207,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $101,000 | 4,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 4,582 |
| Total noninterest expense | $1,436,000 | 4,916 |
| Salaries and employee benefits | $860,000 | 4,558 |
| Premises and equipment expense | $77,000 | 6,188 |
| Additional noninterest expense | $499,000 | 4,869 |
| Pre-tax net operating income | $574,000 | 3,877 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $28,000 | 3,865 |
| Income before extraordinary items | $546,000 | 3,814 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $546,000 | 3,816 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $546,000 | 3,817 |
| Net charge-offs | $15,000 | 4,782 |
| Cash dividends | $250,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $546,000 | 3,633 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 4,532 |
| Total interest expense | $322,000 | 3,352 |
| Net interest income | $896,000 | 4,816 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $104,000 | 4,887 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $48,000 | 4,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 4,542 |
| Total noninterest expense | $704,000 | 4,984 |
| Salaries and employee benefits | $428,000 | 4,608 |
| Premises and equipment expense | $39,000 | 6,220 |
| Additional noninterest expense | $237,000 | 4,989 |
| Pre-tax net operating income | $296,000 | 3,862 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $15,000 | 3,807 |
| Income before extraordinary items | $281,000 | 3,762 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $281,000 | 3,765 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $281,000 | 3,765 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $125,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $281,000 | 3,598 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,842,000 | 4,648 |
| Total interest expense | $1,446,000 | 3,538 |
| Net interest income | $3,396,000 | 4,984 |
| Provision for loan and lease losses | $75,000 | 5,574 |
| Total noninterest income | $393,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $218,000 | 4,222 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $175,000 | 4,629 |
| Total noninterest expense | $2,744,000 | 5,115 |
| Salaries and employee benefits | $1,668,000 | 4,653 |
| Premises and equipment expense | $158,000 | 6,354 |
| Additional noninterest expense | $918,000 | 5,102 |
| Pre-tax net operating income | $970,000 | 3,784 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $48,000 | 3,778 |
| Income before extraordinary items | $922,000 | 3,695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $922,000 | 3,698 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $922,000 | 3,698 |
| Net charge-offs | $65,000 | 5,317 |
| Cash dividends | $500,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $922,000 | 3,567 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 4,722 |
| Total interest expense | $1,108,000 | 3,594 |
| Net interest income | $2,504,000 | 5,054 |
| Provision for loan and lease losses | $40,000 | 5,694 |
| Total noninterest income | $287,000 | 4,899 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $159,000 | 4,289 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $128,000 | 4,770 |
| Total noninterest expense | $2,070,000 | 5,109 |
| Salaries and employee benefits | $1,247,000 | 4,677 |
| Premises and equipment expense | $120,000 | 6,372 |
| Additional noninterest expense | $703,000 | 5,077 |
| Pre-tax net operating income | $681,000 | 4,019 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $34,000 | 3,813 |
| Income before extraordinary items | $647,000 | 3,894 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $647,000 | 3,896 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $647,000 | 3,896 |
| Net charge-offs | $44,000 | 5,061 |
| Cash dividends | $375,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $647,000 | 3,784 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 4,784 |
| Total interest expense | $750,000 | 3,650 |
| Net interest income | $1,639,000 | 5,111 |
| Provision for loan and lease losses | $25,000 | 5,594 |
| Total noninterest income | $179,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $98,000 | 4,419 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 4,876 |
| Total noninterest expense | $1,361,000 | 5,192 |
| Salaries and employee benefits | $829,000 | 4,733 |
| Premises and equipment expense | $81,000 | 6,409 |
| Additional noninterest expense | $451,000 | 5,251 |
| Pre-tax net operating income | $432,000 | 4,080 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $21,000 | 3,807 |
| Income before extraordinary items | $411,000 | 3,933 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $411,000 | 3,934 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $411,000 | 3,935 |
| Net charge-offs | $15,000 | 5,199 |
| Cash dividends | $250,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $411,000 | 3,829 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 4,863 |
| Total interest expense | $384,000 | 3,694 |
| Net interest income | $788,000 | 5,215 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $81,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $42,000 | 4,666 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,037 |
| Total noninterest expense | $672,000 | 5,258 |
| Salaries and employee benefits | $410,000 | 4,801 |
| Premises and equipment expense | $42,000 | 6,408 |
| Additional noninterest expense | $220,000 | 5,300 |
| Pre-tax net operating income | $172,000 | 4,449 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $8,000 | 3,871 |
| Income before extraordinary items | $164,000 | 4,317 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $164,000 | 4,316 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $164,000 | 4,317 |
| Net charge-offs | $10,000 | 4,385 |
| Cash dividends | $125,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $164,000 | 4,257 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,836,000 | 4,912 |
| Total interest expense | $1,597,000 | 4,115 |
| Net interest income | $3,239,000 | 5,161 |
| Provision for loan and lease losses | $130,000 | 5,773 |
| Total noninterest income | $372,000 | 5,076 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $189,000 | 4,517 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $183,000 | 4,710 |
| Total noninterest expense | $2,577,000 | 5,423 |
| Salaries and employee benefits | $1,548,000 | 4,982 |
| Premises and equipment expense | $177,000 | 6,397 |
| Additional noninterest expense | $852,000 | 5,479 |
| Pre-tax net operating income | $904,000 | 3,560 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $44,000 | 3,695 |
| Income before extraordinary items | $861,000 | 3,498 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $861,000 | 3,495 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $861,000 | 3,498 |
| Net charge-offs | $32,000 | 6,178 |
| Cash dividends | $575,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $860,050 | 3,371 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 5,021 |
| Total interest expense | $1,184,000 | 4,283 |
| Net interest income | $2,419,000 | 5,226 |
| Provision for loan and lease losses | $85,000 | 5,874 |
| Total noninterest income | $266,000 | 5,230 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $141,000 | 4,593 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $125,000 | 4,920 |
| Total noninterest expense | $1,911,000 | 5,486 |
| Salaries and employee benefits | $1,131,000 | 5,076 |
| Premises and equipment expense | $136,000 | 6,448 |
| Additional noninterest expense | $644,000 | 5,473 |
| Pre-tax net operating income | $689,000 | 3,748 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $34,000 | 3,776 |
| Income before extraordinary items | $656,000 | 3,621 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $656,000 | 3,619 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $656,000 | 3,621 |
| Net charge-offs | $28,000 | 5,863 |
| Cash dividends | $450,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $655,050 | 3,490 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 5,113 |
| Total interest expense | $782,000 | 4,408 |
| Net interest income | $1,573,000 | 5,306 |
| Provision for loan and lease losses | $45,000 | 5,941 |
| Total noninterest income | $176,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $94,000 | 4,594 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $82,000 | 4,946 |
| Total noninterest expense | $1,274,000 | 5,513 |
| Salaries and employee benefits | $759,000 | 5,079 |
| Premises and equipment expense | $77,000 | 6,712 |
| Additional noninterest expense | $438,000 | 5,446 |
| Pre-tax net operating income | $430,000 | 3,873 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $22,000 | 3,744 |
| Income before extraordinary items | $409,000 | 3,745 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $409,000 | 3,743 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $409,000 | 3,744 |
| Net charge-offs | $21,000 | 5,490 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $408,050 | 3,647 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 5,207 |
| Total interest expense | $397,000 | 4,496 |
| Net interest income | $769,000 | 5,410 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $85,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $46,000 | 4,630 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $39,000 | 5,085 |
| Total noninterest expense | $650,000 | 5,522 |
| Salaries and employee benefits | $382,000 | 5,122 |
| Premises and equipment expense | $41,000 | 6,710 |
| Additional noninterest expense | $227,000 | 5,384 |
| Pre-tax net operating income | $204,000 | 4,014 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $11,000 | 3,764 |
| Income before extraordinary items | $194,000 | 3,943 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $194,000 | 3,942 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $194,000 | 3,942 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $150,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $193,050 | 3,843 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,792,000 | 5,235 |
| Total interest expense | $1,800,000 | 4,739 |
| Net interest income | $2,992,000 | 5,391 |
| Provision for loan and lease losses | $65,000 | 6,710 |
| Total noninterest income | $354,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $200,000 | 4,662 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $154,000 | 5,054 |
| Total noninterest expense | $2,501,000 | 5,684 |
| Salaries and employee benefits | $1,469,000 | 5,261 |
| Premises and equipment expense | $159,000 | 6,852 |
| Additional noninterest expense | $873,000 | 5,596 |
| Pre-tax net operating income | $780,000 | 3,389 |
| Securities gains (losses) | $12,000 | 3,205 |
| Applicable income taxes | $39,000 | 3,380 |
| Income before extraordinary items | $753,000 | 3,235 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $753,000 | 3,233 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $753,000 | 3,234 |
| Net charge-offs | $45,000 | 6,264 |
| Cash dividends | $650,000 | 2,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $741,600 | 3,203 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,556,000 | 5,348 |
| Total interest expense | $1,366,000 | 4,842 |
| Net interest income | $2,190,000 | 5,473 |
| Provision for loan and lease losses | $40,000 | 6,665 |
| Total noninterest income | $265,000 | 5,419 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $150,000 | 4,682 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $115,000 | 5,187 |
| Total noninterest expense | $1,857,000 | 5,728 |
| Salaries and employee benefits | $1,071,000 | 5,373 |
| Premises and equipment expense | $181,000 | 6,180 |
| Additional noninterest expense | $605,000 | 5,795 |
| Pre-tax net operating income | $558,000 | 3,725 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $28,000 | 3,645 |
| Income before extraordinary items | $530,000 | 3,587 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $530,000 | 3,585 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $530,000 | 3,587 |
| Net charge-offs | $27,000 | 6,096 |
| Cash dividends | $450,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $530,000 | 3,499 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 5,443 |
| Total interest expense | $912,000 | 4,962 |
| Net interest income | $1,423,000 | 5,549 |
| Provision for loan and lease losses | $25,000 | 6,581 |
| Total noninterest income | $168,000 | 5,527 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $94,000 | 4,771 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $74,000 | 5,286 |
| Total noninterest expense | $1,148,000 | 5,965 |
| Salaries and employee benefits | $711,000 | 5,445 |
| Premises and equipment expense | $127,000 | 6,125 |
| Additional noninterest expense | $310,000 | 6,428 |
| Pre-tax net operating income | $418,000 | 3,612 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $21,000 | 3,672 |
| Income before extraordinary items | $397,000 | 3,488 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $397,000 | 3,485 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $397,000 | 3,486 |
| Net charge-offs | $9,000 | 6,044 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $397,000 | 3,374 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,149,000 | 5,537 |
| Total interest expense | $460,000 | 5,051 |
| Net interest income | $689,000 | 5,641 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $79,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $44,000 | 4,850 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $35,000 | 5,396 |
| Total noninterest expense | $566,000 | 5,957 |
| Salaries and employee benefits | $360,000 | 5,457 |
| Premises and equipment expense | $64,000 | 6,148 |
| Additional noninterest expense | $142,000 | 6,451 |
| Pre-tax net operating income | $192,000 | 4,112 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $183,000 | 4,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $183,000 | 4,016 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $183,000 | 4,016 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $150,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $183,000 | 3,863 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,932,000 | 5,498 |
| Total interest expense | $2,145,000 | 5,139 |
| Net interest income | $2,787,000 | 5,623 |
| Provision for loan and lease losses | $40,000 | 6,700 |
| Total noninterest income | $400,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $235,000 | 4,488 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $165,000 | 5,151 |
| Total noninterest expense | $2,239,000 | 5,929 |
| Salaries and employee benefits | $1,381,000 | 5,577 |
| Premises and equipment expense | $213,000 | 6,573 |
| Additional noninterest expense | $645,000 | 6,044 |
| Pre-tax net operating income | $908,000 | 3,933 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $41,000 | 3,952 |
| Income before extraordinary items | $867,000 | 3,554 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $867,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,631 |
| Cash dividends | $640,000 | 2,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $867,000 | 3,704 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 5,560 |
| Total interest expense | $1,650,000 | 5,190 |
| Net interest income | $2,065,000 | 5,695 |
| Provision for loan and lease losses | $41,000 | 6,079 |
| Total noninterest income | $298,000 | 5,384 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $183,000 | 4,436 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 5,380 |
| Total noninterest expense | $1,656,000 | 5,963 |
| Salaries and employee benefits | $1,011,000 | 5,654 |
| Premises and equipment expense | $156,000 | 6,637 |
| Additional noninterest expense | $489,000 | 5,965 |
| Pre-tax net operating income | $666,000 | 4,440 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $32,000 | 4,378 |
| Income before extraordinary items | $634,000 | 4,026 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $634,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,737 |
| Cash dividends | $315,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $634,000 | 4,165 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 5,606 |
| Total interest expense | $1,143,000 | 5,251 |
| Net interest income | $1,352,000 | 5,777 |
| Provision for loan and lease losses | $26,000 | 5,799 |
| Total noninterest income | $194,000 | 5,488 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $120,000 | 4,469 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $74,000 | 5,542 |
| Total noninterest expense | $1,057,000 | 6,119 |
| Salaries and employee benefits | $658,000 | 5,775 |
| Premises and equipment expense | $100,000 | 6,746 |
| Additional noninterest expense | $299,000 | 6,193 |
| Pre-tax net operating income | $463,000 | 4,508 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $23,000 | 4,596 |
| Income before extraordinary items | $440,000 | 4,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $440,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,615 |
| Cash dividends | $90,000 | 4,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $440,000 | 4,221 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 5,657 |
| Total interest expense | $608,000 | 5,253 |
| Net interest income | $660,000 | 5,850 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $97,000 | 5,495 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $59,000 | 4,476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $38,000 | 5,536 |
| Total noninterest expense | $509,000 | 6,256 |
| Salaries and employee benefits | $318,000 | 5,927 |
| Premises and equipment expense | $48,000 | 6,848 |
| Additional noninterest expense | $143,000 | 6,298 |
| Pre-tax net operating income | $238,000 | 4,624 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $11,000 | 4,747 |
| Income before extraordinary items | $227,000 | 4,409 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $227,000 | 4,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $227,000 | 4,306 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,232,000 | 5,590 |
| Total interest expense | $2,644,000 | 5,111 |
| Net interest income | $2,588,000 | 5,885 |
| Provision for loan and lease losses | $25,000 | 6,187 |
| Total noninterest income | $386,000 | 5,565 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $244,000 | 4,509 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $142,000 | 5,665 |
| Total noninterest expense | $2,101,000 | 6,088 |
| Salaries and employee benefits | $1,315,000 | 5,714 |
| Premises and equipment expense | $207,000 | 6,657 |
| Additional noninterest expense | $579,000 | 6,227 |
| Pre-tax net operating income | $848,000 | 5,073 |
| Securities gains (losses) | $6,000 | 1,516 |
| Applicable income taxes | $38,000 | 5,080 |
| Income before extraordinary items | $816,000 | 4,752 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $816,000 | 4,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,164 |
| Cash dividends | $975,000 | 2,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $810,240 | 4,752 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,888,000 | 5,643 |
| Total interest expense | $1,979,000 | 5,136 |
| Net interest income | $1,909,000 | 5,949 |
| Provision for loan and lease losses | $10,000 | 6,151 |
| Total noninterest income | $285,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $180,000 | 4,560 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $105,000 | 5,709 |
| Total noninterest expense | $1,563,000 | 6,092 |
| Salaries and employee benefits | $980,000 | 5,705 |
| Premises and equipment expense | $161,000 | 6,601 |
| Additional noninterest expense | $422,000 | 6,256 |
| Pre-tax net operating income | $621,000 | 5,373 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $31,000 | 5,240 |
| Income before extraordinary items | $591,000 | 5,024 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $591,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,218 |
| Cash dividends | $550,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $590,050 | 5,015 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 5,704 |
| Total interest expense | $1,302,000 | 5,183 |
| Net interest income | $1,265,000 | 6,017 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $178,000 | 5,812 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $110,000 | 4,742 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $68,000 | 5,796 |
| Total noninterest expense | $1,029,000 | 6,173 |
| Salaries and employee benefits | $646,000 | 5,790 |
| Premises and equipment expense | $108,000 | 6,612 |
| Additional noninterest expense | $275,000 | 6,349 |
| Pre-tax net operating income | $409,000 | 5,467 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $20,000 | 5,345 |
| Income before extraordinary items | $390,000 | 5,131 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $390,000 | 5,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $425,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $389,050 | 5,128 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 5,694 |
| Total interest expense | $650,000 | 5,165 |
| Net interest income | $638,000 | 5,998 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $84,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $51,000 | 4,837 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $33,000 | 5,825 |
| Total noninterest expense | $512,000 | 6,228 |
| Salaries and employee benefits | $323,000 | 5,846 |
| Premises and equipment expense | $54,000 | 6,638 |
| Additional noninterest expense | $135,000 | 6,400 |
| Pre-tax net operating income | $210,000 | 5,408 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $200,000 | 5,061 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $200,000 | 5,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,538 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $200,000 | 5,050 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 5,590 |
| Total interest expense | $2,517,000 | 4,806 |
| Net interest income | $2,414,000 | 6,119 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $390,000 | 5,657 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $237,000 | 4,622 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $153,000 | 5,584 |
| Total noninterest expense | $2,073,000 | 6,059 |
| Salaries and employee benefits | $1,240,000 | 5,805 |
| Premises and equipment expense | $210,000 | 6,617 |
| Additional noninterest expense | $623,000 | 5,952 |
| Pre-tax net operating income | $731,000 | 5,841 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $43,000 | 5,544 |
| Income before extraordinary items | $690,000 | 5,546 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $690,000 | 5,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $651,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $688,120 | 5,537 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,634,000 | 5,647 |
| Total interest expense | $1,853,000 | 4,767 |
| Net interest income | $1,781,000 | 6,214 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $284,000 | 5,753 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $177,000 | 4,680 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 5,724 |
| Total noninterest expense | $1,555,000 | 6,047 |
| Salaries and employee benefits | $918,000 | 5,815 |
| Premises and equipment expense | $156,000 | 6,662 |
| Additional noninterest expense | $481,000 | 5,875 |
| Pre-tax net operating income | $510,000 | 6,179 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $26,000 | 5,840 |
| Income before extraordinary items | $486,000 | 5,818 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $486,000 | 5,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $526,000 | 2,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $484,100 | 5,828 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 5,699 |
| Total interest expense | $1,209,000 | 4,690 |
| Net interest income | $1,146,000 | 6,331 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $183,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $112,000 | 4,755 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $71,000 | 5,771 |
| Total noninterest expense | $1,027,000 | 6,094 |
| Salaries and employee benefits | $607,000 | 5,877 |
| Premises and equipment expense | $102,000 | 6,720 |
| Additional noninterest expense | $318,000 | 5,891 |
| Pre-tax net operating income | $302,000 | 6,444 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $15,000 | 5,945 |
| Income before extraordinary items | $289,000 | 6,086 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $289,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $401,000 | 2,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $287,100 | 6,108 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 5,731 |
| Total interest expense | $585,000 | 4,648 |
| Net interest income | $558,000 | 6,411 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $91,000 | 5,791 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $56,000 | 4,691 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,807 |
| Total noninterest expense | $514,000 | 6,097 |
| Salaries and employee benefits | $300,000 | 5,932 |
| Premises and equipment expense | $51,000 | 6,714 |
| Additional noninterest expense | $163,000 | 5,808 |
| Pre-tax net operating income | $135,000 | 6,623 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $128,000 | 6,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $128,000 | 6,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $276,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $128,000 | 6,289 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,153,000 | 5,710 |
| Total interest expense | $1,872,000 | 4,630 |
| Net interest income | $2,281,000 | 6,287 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $413,000 | 5,647 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $258,000 | 4,513 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $155,000 | 5,671 |
| Total noninterest expense | $1,954,000 | 6,192 |
| Salaries and employee benefits | $1,157,000 | 5,898 |
| Premises and equipment expense | $211,000 | 6,624 |
| Additional noninterest expense | $586,000 | 6,131 |
| Pre-tax net operating income | $740,000 | 6,042 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $10,000 | 6,543 |
| Income before extraordinary items | $732,000 | 5,567 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $732,000 | 5,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,834 |
| Cash dividends | $375,000 | 4,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $730,020 | 5,545 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 5,755 |
| Total interest expense | $1,325,000 | 4,656 |
| Net interest income | $1,717,000 | 6,312 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $304,000 | 5,743 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $192,000 | 4,547 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 5,746 |
| Total noninterest expense | $1,447,000 | 6,198 |
| Salaries and employee benefits | $862,000 | 5,890 |
| Premises and equipment expense | $153,000 | 6,664 |
| Additional noninterest expense | $432,000 | 6,146 |
| Pre-tax net operating income | $574,000 | 6,120 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $29,000 | 6,103 |
| Income before extraordinary items | $547,000 | 5,684 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $547,000 | 5,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,321 |
| Cash dividends | $250,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $545,100 | 5,651 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 5,789 |
| Total interest expense | $829,000 | 4,689 |
| Net interest income | $1,138,000 | 6,327 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $191,000 | 5,842 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $125,000 | 4,565 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $66,000 | 5,981 |
| Total noninterest expense | $959,000 | 6,221 |
| Salaries and employee benefits | $583,000 | 5,844 |
| Premises and equipment expense | $101,000 | 6,676 |
| Additional noninterest expense | $275,000 | 6,250 |
| Pre-tax net operating income | $370,000 | 6,164 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $18,000 | 6,142 |
| Income before extraordinary items | $354,000 | 5,747 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $354,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,762 |
| Cash dividends | $125,000 | 4,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $352,100 | 5,727 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $956,000 | 5,866 |
| Total interest expense | $395,000 | 4,723 |
| Net interest income | $561,000 | 6,404 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $91,000 | 5,905 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $58,000 | 4,666 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 6,001 |
| Total noninterest expense | $475,000 | 6,283 |
| Salaries and employee benefits | $283,000 | 5,978 |
| Premises and equipment expense | $49,000 | 6,814 |
| Additional noninterest expense | $143,000 | 6,156 |
| Pre-tax net operating income | $177,000 | 6,227 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $170,000 | 5,808 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $170,000 | 5,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $168,100 | 5,802 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 5,888 |
| Total interest expense | $1,426,000 | 4,650 |
| Net interest income | $2,167,000 | 6,411 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $404,000 | 5,769 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $284,000 | 4,436 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $120,000 | 6,103 |
| Total noninterest expense | $1,958,000 | 6,066 |
| Salaries and employee benefits | $1,167,000 | 5,774 |
| Premises and equipment expense | $219,000 | 6,539 |
| Additional noninterest expense | $572,000 | 6,141 |
| Pre-tax net operating income | $613,000 | 6,354 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $27,000 | 6,410 |
| Income before extraordinary items | $586,000 | 6,005 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $586,000 | 6,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,572 |
| Cash dividends | $475,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $586,000 | 5,938 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 5,892 |
| Total interest expense | $1,053,000 | 4,649 |
| Net interest income | $1,637,000 | 6,403 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $262,000 | 6,113 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $214,000 | 4,460 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 7,110 |
| Total noninterest expense | $1,458,000 | 6,061 |
| Salaries and employee benefits | $874,000 | 5,742 |
| Premises and equipment expense | $164,000 | 6,524 |
| Additional noninterest expense | $420,000 | 6,165 |
| Pre-tax net operating income | $441,000 | 6,574 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $22,000 | 6,467 |
| Income before extraordinary items | $419,000 | 6,208 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $419,000 | 6,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,743 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $419,000 | 6,136 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 5,932 |
| Total interest expense | $693,000 | 4,701 |
| Net interest income | $1,077,000 | 6,468 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $166,000 | 6,244 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $138,000 | 4,532 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $28,000 | 7,329 |
| Total noninterest expense | $962,000 | 6,132 |
| Salaries and employee benefits | $584,000 | 5,776 |
| Premises and equipment expense | $108,000 | 6,605 |
| Additional noninterest expense | $270,000 | 6,293 |
| Pre-tax net operating income | $281,000 | 6,621 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $14,000 | 6,499 |
| Income before extraordinary items | $267,000 | 6,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $267,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $267,000 | 6,214 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $885,000 | 5,967 |
| Total interest expense | $348,000 | 4,724 |
| Net interest income | $537,000 | 6,493 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $85,000 | 6,150 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 4,509 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $480,000 | 6,176 |
| Salaries and employee benefits | $292,000 | 5,814 |
| Premises and equipment expense | $54,000 | 6,592 |
| Additional noninterest expense | $134,000 | 6,328 |
| Pre-tax net operating income | $142,000 | 6,549 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $135,000 | 6,250 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $135,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $135,000 | 6,146 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 5,694 |
| Total interest expense | $1,646,000 | 4,610 |
| Net interest income | $2,301,000 | 6,177 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $307,000 | 6,545 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $224,000 | 5,023 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $83,000 | 6,824 |
| Total noninterest expense | $1,927,000 | 6,113 |
| Salaries and employee benefits | $1,163,000 | 5,748 |
| Premises and equipment expense | $229,000 | 6,442 |
| Additional noninterest expense | $535,000 | 6,349 |
| Pre-tax net operating income | $681,000 | 6,067 |
| Securities gains (losses) | $20,000 | 3,211 |
| Applicable income taxes | $256,000 | 4,535 |
| Income before extraordinary items | $445,000 | 6,590 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $445,000 | 6,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 9,028 |
| Cash dividends | $738,000 | 2,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $432,200 | 6,495 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 5,714 |
| Total interest expense | $1,284,000 | 4,615 |
| Net interest income | $1,712,000 | 6,234 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $226,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $166,000 | 5,065 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 6,950 |
| Total noninterest expense | $1,456,000 | 6,059 |
| Salaries and employee benefits | $881,000 | 5,681 |
| Premises and equipment expense | $170,000 | 6,470 |
| Additional noninterest expense | $405,000 | 6,303 |
| Pre-tax net operating income | $482,000 | 6,363 |
| Securities gains (losses) | $17,000 | 3,051 |
| Applicable income taxes | $228,000 | 4,447 |
| Income before extraordinary items | $271,000 | 7,110 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $271,000 | 7,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 9,072 |
| Cash dividends | $180,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $260,120 | 7,026 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 5,708 |
| Total interest expense | $893,000 | 4,604 |
| Net interest income | $1,128,000 | 6,276 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $145,000 | 6,708 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $107,000 | 5,112 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,000 | 7,030 |
| Total noninterest expense | $954,000 | 6,140 |
| Salaries and employee benefits | $569,000 | 5,785 |
| Premises and equipment expense | $113,000 | 6,446 |
| Additional noninterest expense | $272,000 | 6,275 |
| Pre-tax net operating income | $319,000 | 6,370 |
| Securities gains (losses) | $17,000 | 2,697 |
| Applicable income taxes | $220,000 | 3,779 |
| Income before extraordinary items | $116,000 | 7,791 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $116,000 | 7,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 9,119 |
| Cash dividends | $90,000 | 4,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $105,120 | 7,728 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 5,698 |
| Total interest expense | $469,000 | 4,543 |
| Net interest income | $554,000 | 6,316 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $71,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $50,000 | 5,192 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $481,000 | 6,126 |
| Salaries and employee benefits | $287,000 | 5,768 |
| Premises and equipment expense | $55,000 | 6,522 |
| Additional noninterest expense | $139,000 | 6,198 |
| Pre-tax net operating income | $144,000 | 6,543 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $37,000 | 5,499 |
| Income before extraordinary items | $107,000 | 6,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $107,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 9,200 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $107,000 | 6,597 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 5,375 |
| Total interest expense | $2,281,000 | 4,401 |
| Net interest income | $2,430,000 | 6,004 |
| Provision for loan and lease losses | $55,000 | 6,608 |
| Total noninterest income | $304,000 | 6,428 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $218,000 | 5,021 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 6,748 |
| Total noninterest expense | $1,916,000 | 6,022 |
| Salaries and employee benefits | $1,111,000 | 5,771 |
| Premises and equipment expense | $227,000 | 6,428 |
| Additional noninterest expense | $578,000 | 6,064 |
| Pre-tax net operating income | $763,000 | 5,881 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $202,000 | 5,099 |
| Income before extraordinary items | $566,000 | 6,116 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $566,000 | 6,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $825,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $562,300 | 5,978 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 5,532 |
| Total interest expense | $2,720,000 | 5,093 |
| Net interest income | $2,400,000 | 5,854 |
| Provision for loan and lease losses | $55,000 | 6,550 |
| Total noninterest income | $307,000 | 6,362 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $215,000 | 4,997 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $91,000 | 6,630 |
| Total noninterest expense | $1,906,000 | 5,920 |
| Salaries and employee benefits | $1,092,000 | 5,671 |
| Premises and equipment expense | $251,000 | 6,079 |
| Additional noninterest expense | $563,000 | 6,074 |
| Pre-tax net operating income | $746,000 | 5,662 |
| Securities gains (losses) | $120,000 | 1,604 |
| Applicable income taxes | $211,000 | 4,930 |
| Income before extraordinary items | $655,000 | 5,387 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $655,000 | 5,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $56,000 | 6,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $563,800 | 5,655 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,383,000 | 5,469 |
| Total interest expense | $2,954,000 | 4,980 |
| Net interest income | $2,429,000 | 5,921 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $261,000 | 6,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,104 |
| Total noninterest expense | $1,816,000 | 6,034 |
| Salaries and employee benefits | $1,046,000 | 5,748 |
| Premises and equipment expense | $251,000 | 6,034 |
| Additional noninterest expense | $519,000 | 6,284 |
| Pre-tax net operating income | $814,000 | 5,825 |
| Securities gains (losses) | $44,000 | 742 |
| Applicable income taxes | $206,000 | 5,328 |
| Income before extraordinary items | $652,000 | 5,610 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $652,000 | 5,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,600 |
| Cash dividends | $86,000 | 6,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $618,560 | 5,767 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,057,000 | 5,534 |
| Total interest expense | $2,804,000 | 4,850 |
| Net interest income | $2,253,000 | 6,174 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $271,000 | 6,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 5,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,553 |
| Total noninterest expense | $1,717,000 | 6,259 |
| Salaries and employee benefits | $1,007,000 | 5,856 |
| Premises and equipment expense | $234,000 | 6,273 |
| Additional noninterest expense | $476,000 | 6,697 |
| Pre-tax net operating income | $747,000 | 6,136 |
| Securities gains (losses) | $15,000 | 1,536 |
| Applicable income taxes | $183,000 | 5,889 |
| Income before extraordinary items | $579,000 | 5,997 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $579,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,686 |
| Cash dividends | $30,000 | 6,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $567,600 | 6,031 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,837,000 | 5,808 |
| Total interest expense | $2,589,000 | 5,237 |
| Net interest income | $2,248,000 | 6,214 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $261,000 | 6,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,031 |
| Total noninterest expense | $1,693,000 | 6,245 |
| Salaries and employee benefits | $1,008,000 | 5,767 |
| Premises and equipment expense | $219,000 | 6,441 |
| Additional noninterest expense | $466,000 | 6,679 |
| Pre-tax net operating income | $816,000 | 6,032 |
| Securities gains (losses) | $25,000 | 2,265 |
| Applicable income taxes | $215,000 | 6,019 |
| Income before extraordinary items | $626,000 | 5,933 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $626,000 | 5,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $607,500 | 5,915 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,486,000 | 6,241 |
| Total interest expense | $2,321,000 | 5,690 |
| Net interest income | $2,165,000 | 6,596 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $331,000 | 6,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 5,875 |
| Total noninterest expense | $1,660,000 | 6,389 |
| Salaries and employee benefits | $972,000 | 5,962 |
| Premises and equipment expense | $206,000 | 6,745 |
| Additional noninterest expense | $482,000 | 6,659 |
| Pre-tax net operating income | $811,000 | 6,500 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $215,000 | 6,682 |
| Income before extraordinary items | $592,000 | 6,417 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $592,000 | 6,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 10,263 |
| Cash dividends | $26,000 | 7,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $594,920 | 6,349 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 6,496 |
| Total interest expense | $2,377,000 | 5,713 |
| Net interest income | $2,005,000 | 7,130 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $267,000 | 7,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,742 |
| Total noninterest expense | $1,526,000 | 7,038 |
| Salaries and employee benefits | $922,000 | 6,358 |
| Premises and equipment expense | $129,000 | 8,550 |
| Additional noninterest expense | $475,000 | 7,250 |
| Pre-tax net operating income | $686,000 | 6,999 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $200,000 | 7,145 |
| Income before extraordinary items | $485,000 | 7,010 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $485,000 | 7,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,676 |
| Cash dividends | $176,000 | 5,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $485,710 | 6,943 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,910,000 | 7,097 |
| Total interest expense | $1,887,000 | 6,706 |
| Net interest income | $2,023,000 | 7,256 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $224,000 | 8,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $1,455,000 | 7,414 |
| Salaries and employee benefits | $861,000 | 6,753 |
| Premises and equipment expense | $122,000 | 8,993 |
| Additional noninterest expense | $472,000 | 7,500 |
| Pre-tax net operating income | $742,000 | 7,104 |
| Securities gains (losses) | $70,000 | 1,121 |
| Applicable income taxes | $242,000 | 6,761 |
| Income before extraordinary items | $570,000 | 6,782 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $570,000 | 6,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,878 |
| Cash dividends | $318,000 | 4,392 |
| Sale, conversion, retirement of capital stock, net | $189,000 | 494 |
| Net operating income | $521,000 | 7,072 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,660,000 | 7,120 |
| Total interest expense | $1,619,000 | 6,554 |
| Net interest income | $2,041,000 | 7,472 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $260,000 | 7,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,027 |
| Total noninterest expense | $1,508,000 | 7,574 |
| Salaries and employee benefits | $833,000 | 7,026 |
| Premises and equipment expense | $130,000 | 9,091 |
| Additional noninterest expense | $545,000 | 7,466 |
| Pre-tax net operating income | $673,000 | 7,569 |
| Securities gains (losses) | $-21,000 | 10,372 |
| Applicable income taxes | $217,000 | 7,062 |
| Income before extraordinary items | $435,000 | 7,843 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $435,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,833 |
| Cash dividends | $153,000 | 6,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $449,070 | 7,769 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,782,000 | 7,141 |
| Total interest expense | $1,815,000 | 6,296 |
| Net interest income | $1,967,000 | 7,780 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $319,000 | 7,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,048 |
| Total noninterest expense | $1,496,000 | 7,849 |
| Salaries and employee benefits | $777,000 | 7,459 |
| Premises and equipment expense | $115,000 | 9,950 |
| Additional noninterest expense | $604,000 | 7,291 |
| Pre-tax net operating income | $610,000 | 7,878 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $233,000 | 7,046 |
| Income before extraordinary items | $396,000 | 8,473 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $396,000 | 8,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,962 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $383,840 | 8,341 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,168,000 | 7,290 |
| Total interest expense | $2,222,000 | 6,573 |
| Net interest income | $1,946,000 | 7,904 |
| Provision for loan and lease losses | $160,000 | 5,897 |
| Total noninterest income | $279,000 | 8,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,401 |
| Total noninterest expense | $1,434,000 | 8,160 |
| Salaries and employee benefits | $743,000 | 7,662 |
| Premises and equipment expense | $97,000 | 10,832 |
| Additional noninterest expense | $594,000 | 7,569 |
| Pre-tax net operating income | $631,000 | 7,512 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $296,000 | 5,981 |
| Income before extraordinary items | $376,000 | 8,453 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $376,000 | 8,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 4,990 |
| Cash dividends | $127,000 | 6,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $349,760 | 8,362 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.