Home > State Bank in Eden Valley > Income and Expense
State Bank in Eden Valley, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $869,000 | 5,701 |
| Total interest expense | $37,000 | 5,815 |
| Net interest income | $832,000 | 5,663 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $50,000 | 5,718 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $35,000 | 5,269 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $15,000 | 5,655 |
| Total noninterest expense | $712,000 | 5,670 |
| Salaries and employee benefits | $372,000 | 5,690 |
| Premises and equipment expense | $42,000 | 5,788 |
| Additional noninterest expense | $298,000 | 5,455 |
| Pre-tax net operating income | $170,000 | 5,364 |
| Securities gains (losses) | $39,000 | 1,939 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $209,000 | 5,237 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $209,000 | 5,237 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $209,000 | 5,237 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $348,000 | 2,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $170,000 | 5,295 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $574,000 | 5,773 |
| Total interest expense | $24,000 | 5,890 |
| Net interest income | $550,000 | 5,734 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $53,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $23,000 | 5,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $30,000 | 5,355 |
| Total noninterest expense | $476,000 | 5,738 |
| Salaries and employee benefits | $271,000 | 5,697 |
| Premises and equipment expense | $30,000 | 5,831 |
| Additional noninterest expense | $175,000 | 5,623 |
| Pre-tax net operating income | $127,000 | 5,373 |
| Securities gains (losses) | $23,000 | 1,878 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $150,000 | 5,232 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $150,000 | 5,232 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $150,000 | 5,232 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $299,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $127,000 | 5,277 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $295,000 | 5,813 |
| Total interest expense | $13,000 | 5,932 |
| Net interest income | $282,000 | 5,777 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $27,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $13,000 | 5,249 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $14,000 | 5,417 |
| Total noninterest expense | $231,000 | 5,813 |
| Salaries and employee benefits | $131,000 | 5,776 |
| Premises and equipment expense | $17,000 | 5,847 |
| Additional noninterest expense | $83,000 | 5,709 |
| Pre-tax net operating income | $63,000 | 5,364 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $63,000 | 5,334 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $63,000 | 5,335 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $63,000 | 5,335 |
| Net charge-offs | $2,000 | 2,815 |
| Cash dividends | $227,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $63,000 | 5,274 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 5,847 |
| Total interest expense | $51,000 | 5,983 |
| Net interest income | $1,147,000 | 5,812 |
| Provision for loan and lease losses | $-40,000 | 5,658 |
| Total noninterest income | $96,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $48,000 | 5,437 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $48,000 | 5,537 |
| Total noninterest expense | $925,000 | 5,862 |
| Salaries and employee benefits | $488,000 | 5,874 |
| Premises and equipment expense | $69,000 | 5,915 |
| Additional noninterest expense | $368,000 | 5,705 |
| Pre-tax net operating income | $358,000 | 5,160 |
| Securities gains (losses) | $6,000 | 2,777 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $364,000 | 5,097 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $364,000 | 5,101 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $364,000 | 5,101 |
| Net charge-offs | $40,000 | 3,404 |
| Cash dividends | $351,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $358,000 | 5,066 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $909,000 | 5,924 |
| Total interest expense | $38,000 | 6,075 |
| Net interest income | $871,000 | 5,881 |
| Provision for loan and lease losses | $-50,000 | 5,865 |
| Total noninterest income | $75,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $34,000 | 5,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 5,528 |
| Total noninterest expense | $685,000 | 5,933 |
| Salaries and employee benefits | $367,000 | 5,933 |
| Premises and equipment expense | $52,000 | 5,989 |
| Additional noninterest expense | $266,000 | 5,799 |
| Pre-tax net operating income | $311,000 | 5,194 |
| Securities gains (losses) | $5,000 | 2,620 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $316,000 | 5,081 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $316,000 | 5,085 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $316,000 | 5,087 |
| Net charge-offs | $-8,000 | 5,100 |
| Cash dividends | $357,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $311,000 | 5,043 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $605,000 | 5,984 |
| Total interest expense | $24,000 | 6,157 |
| Net interest income | $581,000 | 5,940 |
| Provision for loan and lease losses | $6,000 | 3,882 |
| Total noninterest income | $48,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $23,000 | 5,570 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $25,000 | 5,620 |
| Total noninterest expense | $456,000 | 6,012 |
| Salaries and employee benefits | $252,000 | 5,984 |
| Premises and equipment expense | $35,000 | 6,044 |
| Additional noninterest expense | $169,000 | 5,884 |
| Pre-tax net operating income | $167,000 | 5,366 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $169,000 | 5,275 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $169,000 | 5,276 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $169,000 | 5,279 |
| Net charge-offs | $4,000 | 3,531 |
| Cash dividends | $304,000 | 2,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $167,000 | 5,243 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 6,041 |
| Total interest expense | $11,000 | 6,246 |
| Net interest income | $291,000 | 5,993 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $20,000 | 5,989 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $14,000 | 5,415 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,000 | 5,971 |
| Total noninterest expense | $216,000 | 6,096 |
| Salaries and employee benefits | $121,000 | 6,070 |
| Premises and equipment expense | $18,000 | 6,086 |
| Additional noninterest expense | $77,000 | 6,008 |
| Pre-tax net operating income | $95,000 | 5,258 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $96,000 | 5,171 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $96,000 | 5,173 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $96,000 | 5,175 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $226,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $95,000 | 5,110 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 6,133 |
| Total interest expense | $57,000 | 6,288 |
| Net interest income | $1,138,000 | 6,091 |
| Provision for loan and lease losses | $-25,000 | 5,914 |
| Total noninterest income | $111,000 | 5,902 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $57,000 | 5,574 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $54,000 | 5,694 |
| Total noninterest expense | $907,000 | 6,170 |
| Salaries and employee benefits | $489,000 | 6,167 |
| Premises and equipment expense | $85,000 | 6,133 |
| Additional noninterest expense | $333,000 | 6,048 |
| Pre-tax net operating income | $367,000 | 5,330 |
| Securities gains (losses) | $-3,000 | 5,900 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $364,000 | 5,246 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $364,000 | 5,245 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $364,000 | 5,246 |
| Net charge-offs | $9,000 | 4,601 |
| Cash dividends | $425,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $367,000 | 5,192 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $890,000 | 6,205 |
| Total interest expense | $43,000 | 6,369 |
| Net interest income | $847,000 | 6,167 |
| Provision for loan and lease losses | $-25,000 | 6,100 |
| Total noninterest income | $83,000 | 5,980 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $45,000 | 5,607 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $38,000 | 5,792 |
| Total noninterest expense | $683,000 | 6,222 |
| Salaries and employee benefits | $371,000 | 6,213 |
| Premises and equipment expense | $61,000 | 6,220 |
| Additional noninterest expense | $251,000 | 6,100 |
| Pre-tax net operating income | $272,000 | 5,430 |
| Securities gains (losses) | $-3,000 | 6,006 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $269,000 | 5,331 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $269,000 | 5,331 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $269,000 | 5,333 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $425,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $272,000 | 5,277 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $591,000 | 6,261 |
| Total interest expense | $30,000 | 6,419 |
| Net interest income | $561,000 | 6,220 |
| Provision for loan and lease losses | $-25,000 | 6,249 |
| Total noninterest income | $57,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $31,000 | 5,593 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $26,000 | 5,821 |
| Total noninterest expense | $459,000 | 6,274 |
| Salaries and employee benefits | $246,000 | 6,277 |
| Premises and equipment expense | $40,000 | 6,285 |
| Additional noninterest expense | $173,000 | 6,114 |
| Pre-tax net operating income | $184,000 | 5,392 |
| Securities gains (losses) | $-3,000 | 6,148 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $181,000 | 5,308 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $181,000 | 5,310 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $181,000 | 5,311 |
| Net charge-offs | $9,000 | 3,772 |
| Cash dividends | $382,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $184,000 | 5,246 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $285,000 | 6,353 |
| Total interest expense | $14,000 | 6,507 |
| Net interest income | $271,000 | 6,305 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $29,000 | 6,017 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $14,000 | 5,710 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $15,000 | 5,734 |
| Total noninterest expense | $215,000 | 6,394 |
| Salaries and employee benefits | $122,000 | 6,351 |
| Premises and equipment expense | $14,000 | 6,494 |
| Additional noninterest expense | $79,000 | 6,274 |
| Pre-tax net operating income | $85,000 | 5,412 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $86,000 | 5,307 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $86,000 | 5,308 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $86,000 | 5,308 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $298,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $85,000 | 5,281 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 6,399 |
| Total interest expense | $79,000 | 6,528 |
| Net interest income | $1,107,000 | 6,352 |
| Provision for loan and lease losses | $-70,000 | 6,345 |
| Total noninterest income | $347,000 | 4,939 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $57,000 | 5,874 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $290,000 | 4,133 |
| Total noninterest expense | $918,000 | 6,426 |
| Salaries and employee benefits | $486,000 | 6,433 |
| Premises and equipment expense | $82,000 | 6,421 |
| Additional noninterest expense | $350,000 | 6,235 |
| Pre-tax net operating income | $606,000 | 4,792 |
| Securities gains (losses) | $-32,000 | 6,393 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $574,000 | 4,719 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $574,000 | 4,723 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $574,000 | 4,723 |
| Net charge-offs | $-35,000 | 6,363 |
| Cash dividends | $394,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $606,000 | 4,584 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $877,000 | 6,482 |
| Total interest expense | $62,000 | 6,595 |
| Net interest income | $815,000 | 6,433 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $271,000 | 4,963 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $42,000 | 5,950 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $229,000 | 4,137 |
| Total noninterest expense | $705,000 | 6,445 |
| Salaries and employee benefits | $364,000 | 6,480 |
| Premises and equipment expense | $59,000 | 6,504 |
| Additional noninterest expense | $282,000 | 6,209 |
| Pre-tax net operating income | $381,000 | 5,086 |
| Securities gains (losses) | $-4,000 | 6,407 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $377,000 | 4,991 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $377,000 | 4,992 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $377,000 | 4,993 |
| Net charge-offs | $-31,000 | 6,356 |
| Cash dividends | $394,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $381,000 | 4,887 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $582,000 | 6,533 |
| Total interest expense | $43,000 | 6,632 |
| Net interest income | $539,000 | 6,479 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $246,000 | 4,556 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $28,000 | 5,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $218,000 | 3,659 |
| Total noninterest expense | $492,000 | 6,440 |
| Salaries and employee benefits | $243,000 | 6,521 |
| Premises and equipment expense | $40,000 | 6,531 |
| Additional noninterest expense | $209,000 | 6,124 |
| Pre-tax net operating income | $293,000 | 4,895 |
| Securities gains (losses) | $8,000 | 2,354 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $301,000 | 4,738 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $301,000 | 4,741 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $301,000 | 4,742 |
| Net charge-offs | $2,000 | 4,714 |
| Cash dividends | $364,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $293,000 | 4,669 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 6,593 |
| Total interest expense | $22,000 | 6,713 |
| Net interest income | $271,000 | 6,535 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $86,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $12,000 | 6,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 4,206 |
| Total noninterest expense | $256,000 | 6,481 |
| Salaries and employee benefits | $121,000 | 6,590 |
| Premises and equipment expense | $14,000 | 6,744 |
| Additional noninterest expense | $121,000 | 6,006 |
| Pre-tax net operating income | $101,000 | 5,311 |
| Securities gains (losses) | $11,000 | 1,452 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $112,000 | 5,113 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $112,000 | 5,115 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $112,000 | 5,115 |
| Net charge-offs | $3,000 | 3,820 |
| Cash dividends | $18,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $101,000 | 5,140 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 6,631 |
| Total interest expense | $110,000 | 6,787 |
| Net interest income | $1,157,000 | 6,571 |
| Provision for loan and lease losses | $40,000 | 5,302 |
| Total noninterest income | $181,000 | 5,805 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $70,000 | 5,898 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $111,000 | 5,248 |
| Total noninterest expense | $1,016,000 | 6,570 |
| Salaries and employee benefits | $485,000 | 6,656 |
| Premises and equipment expense | $76,000 | 6,721 |
| Additional noninterest expense | $455,000 | 6,191 |
| Pre-tax net operating income | $282,000 | 5,471 |
| Securities gains (losses) | $223,000 | 1,603 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $505,000 | 4,922 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $505,000 | 4,922 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $505,000 | 4,923 |
| Net charge-offs | $8,000 | 5,657 |
| Cash dividends | $454,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $282,000 | 5,335 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $958,000 | 6,728 |
| Total interest expense | $84,000 | 6,893 |
| Net interest income | $874,000 | 6,660 |
| Provision for loan and lease losses | $30,000 | 5,216 |
| Total noninterest income | $142,000 | 5,831 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $53,000 | 5,962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $89,000 | 5,251 |
| Total noninterest expense | $750,000 | 6,644 |
| Salaries and employee benefits | $364,000 | 6,726 |
| Premises and equipment expense | $57,000 | 6,792 |
| Additional noninterest expense | $329,000 | 6,295 |
| Pre-tax net operating income | $236,000 | 5,549 |
| Securities gains (losses) | $198,000 | 1,446 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $434,000 | 4,859 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $434,000 | 4,859 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $434,000 | 4,859 |
| Net charge-offs | $-74,000 | 6,985 |
| Cash dividends | $448,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $236,000 | 5,388 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $650,000 | 6,768 |
| Total interest expense | $60,000 | 6,943 |
| Net interest income | $590,000 | 6,701 |
| Provision for loan and lease losses | $15,000 | 5,227 |
| Total noninterest income | $117,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $39,000 | 5,854 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 4,972 |
| Total noninterest expense | $467,000 | 6,765 |
| Salaries and employee benefits | $245,000 | 6,777 |
| Premises and equipment expense | $37,000 | 6,855 |
| Additional noninterest expense | $185,000 | 6,546 |
| Pre-tax net operating income | $225,000 | 5,177 |
| Securities gains (losses) | $137,000 | 1,380 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $362,000 | 4,518 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $362,000 | 4,522 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $362,000 | 4,522 |
| Net charge-offs | $-76,000 | 7,053 |
| Cash dividends | $402,000 | 1,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $225,000 | 5,000 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $328,000 | 6,822 |
| Total interest expense | $32,000 | 6,990 |
| Net interest income | $296,000 | 6,745 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $88,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $67,000 | 4,295 |
| Total noninterest expense | $244,000 | 6,784 |
| Salaries and employee benefits | $124,000 | 6,822 |
| Premises and equipment expense | $19,000 | 6,878 |
| Additional noninterest expense | $101,000 | 6,494 |
| Pre-tax net operating income | $125,000 | 5,156 |
| Securities gains (losses) | $77,000 | 1,025 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $202,000 | 4,368 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $202,000 | 4,371 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $202,000 | 4,371 |
| Net charge-offs | $-67,000 | 7,125 |
| Cash dividends | $259,000 | 1,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $125,000 | 4,954 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 6,842 |
| Total interest expense | $172,000 | 7,001 |
| Net interest income | $1,211,000 | 6,770 |
| Provision for loan and lease losses | $180,000 | 4,726 |
| Total noninterest income | $122,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $89,000 | 5,673 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $33,000 | 6,166 |
| Total noninterest expense | $957,000 | 6,886 |
| Salaries and employee benefits | $459,000 | 6,966 |
| Premises and equipment expense | $82,000 | 6,949 |
| Additional noninterest expense | $416,000 | 6,506 |
| Pre-tax net operating income | $196,000 | 5,516 |
| Securities gains (losses) | $210,000 | 1,414 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $406,000 | 4,920 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $406,000 | 4,922 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $406,000 | 4,921 |
| Net charge-offs | $186,000 | 4,384 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $196,000 | 5,456 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 6,900 |
| Total interest expense | $137,000 | 7,060 |
| Net interest income | $920,000 | 6,815 |
| Provision for loan and lease losses | $165,000 | 4,383 |
| Total noninterest income | $91,000 | 6,345 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $69,000 | 5,649 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $22,000 | 6,346 |
| Total noninterest expense | $707,000 | 6,937 |
| Salaries and employee benefits | $340,000 | 7,021 |
| Premises and equipment expense | $63,000 | 6,982 |
| Additional noninterest expense | $304,000 | 6,579 |
| Pre-tax net operating income | $139,000 | 5,676 |
| Securities gains (losses) | $150,000 | 1,432 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $289,000 | 5,105 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $289,000 | 5,106 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $289,000 | 5,106 |
| Net charge-offs | $15,000 | 5,648 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $139,000 | 5,606 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $713,000 | 6,949 |
| Total interest expense | $97,000 | 7,108 |
| Net interest income | $616,000 | 6,863 |
| Provision for loan and lease losses | $70,000 | 4,772 |
| Total noninterest income | $53,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $46,000 | 5,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,701 |
| Total noninterest expense | $471,000 | 7,003 |
| Salaries and employee benefits | $213,000 | 7,131 |
| Premises and equipment expense | $44,000 | 7,020 |
| Additional noninterest expense | $214,000 | 6,595 |
| Pre-tax net operating income | $128,000 | 5,532 |
| Securities gains (losses) | $54,000 | 1,548 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $182,000 | 5,144 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $182,000 | 5,143 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $182,000 | 5,144 |
| Net charge-offs | $17,000 | 5,136 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $128,000 | 5,412 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $357,000 | 6,998 |
| Total interest expense | $51,000 | 7,150 |
| Net interest income | $306,000 | 6,901 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $52,000 | 5,888 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $29,000 | 5,277 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 5,678 |
| Total noninterest expense | $244,000 | 7,017 |
| Salaries and employee benefits | $113,000 | 7,131 |
| Premises and equipment expense | $31,000 | 6,774 |
| Additional noninterest expense | $100,000 | 6,717 |
| Pre-tax net operating income | $54,000 | 5,697 |
| Securities gains (losses) | $-4,000 | 7,085 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $50,000 | 5,709 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $50,000 | 5,708 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $50,000 | 5,709 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $54,000 | 5,590 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 7,065 |
| Total interest expense | $314,000 | 7,025 |
| Net interest income | $1,169,000 | 7,003 |
| Provision for loan and lease losses | $440,000 | 4,325 |
| Total noninterest income | $-60,000 | 7,356 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $92,000 | 5,581 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-152,000 | 7,240 |
| Total noninterest expense | $1,103,000 | 6,969 |
| Salaries and employee benefits | $476,000 | 7,172 |
| Premises and equipment expense | $96,000 | 7,087 |
| Additional noninterest expense | $531,000 | 6,412 |
| Pre-tax net operating income | $-434,000 | 6,219 |
| Securities gains (losses) | $171,000 | 1,711 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-263,000 | 6,216 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-263,000 | 6,218 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-263,000 | 6,217 |
| Net charge-offs | $633,000 | 3,320 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 625 |
| Net operating income | $-434,000 | 6,283 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 7,159 |
| Total interest expense | $250,000 | 7,096 |
| Net interest income | $877,000 | 7,108 |
| Provision for loan and lease losses | $410,000 | 3,866 |
| Total noninterest income | $102,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $67,000 | 5,704 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $35,000 | 6,311 |
| Total noninterest expense | $1,003,000 | 6,757 |
| Salaries and employee benefits | $363,000 | 7,229 |
| Premises and equipment expense | $74,000 | 7,153 |
| Additional noninterest expense | $566,000 | 5,769 |
| Pre-tax net operating income | $-434,000 | 6,507 |
| Securities gains (losses) | $126,000 | 1,741 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-308,000 | 6,531 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-308,000 | 6,532 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-308,000 | 6,531 |
| Net charge-offs | $636,000 | 2,745 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 503 |
| Net operating income | $-434,000 | 6,561 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $754,000 | 7,214 |
| Total interest expense | $179,000 | 7,124 |
| Net interest income | $575,000 | 7,171 |
| Provision for loan and lease losses | $320,000 | 3,503 |
| Total noninterest income | $73,000 | 6,468 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $49,000 | 5,620 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $24,000 | 6,327 |
| Total noninterest expense | $707,000 | 6,716 |
| Salaries and employee benefits | $247,000 | 7,264 |
| Premises and equipment expense | $49,000 | 7,216 |
| Additional noninterest expense | $411,000 | 5,594 |
| Pre-tax net operating income | $-379,000 | 6,652 |
| Securities gains (losses) | $9,000 | 2,629 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-370,000 | 6,759 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-370,000 | 6,761 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-370,000 | 6,760 |
| Net charge-offs | $368,000 | 2,809 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 374 |
| Net operating income | $-379,000 | 6,725 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $382,000 | 7,303 |
| Total interest expense | $94,000 | 7,185 |
| Net interest income | $288,000 | 7,255 |
| Provision for loan and lease losses | $140,000 | 3,543 |
| Total noninterest income | $41,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $26,000 | 5,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $253,000 | 7,278 |
| Salaries and employee benefits | $126,000 | 7,327 |
| Premises and equipment expense | $18,000 | 7,509 |
| Additional noninterest expense | $109,000 | 6,877 |
| Pre-tax net operating income | $-64,000 | 6,553 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-59,000 | 6,649 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-59,000 | 6,650 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-59,000 | 6,649 |
| Net charge-offs | $32,000 | 4,097 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-64,000 | 6,590 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 7,269 |
| Total interest expense | $542,000 | 7,038 |
| Net interest income | $1,164,000 | 7,275 |
| Provision for loan and lease losses | $422,000 | 4,808 |
| Total noninterest income | $189,000 | 6,302 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $144,000 | 5,222 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $45,000 | 6,476 |
| Total noninterest expense | $1,120,000 | 7,261 |
| Salaries and employee benefits | $522,000 | 7,388 |
| Premises and equipment expense | $90,000 | 7,468 |
| Additional noninterest expense | $508,000 | 6,757 |
| Pre-tax net operating income | $-189,000 | 5,691 |
| Securities gains (losses) | $60,000 | 2,515 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-129,000 | 5,733 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-129,000 | 5,732 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-129,000 | 5,732 |
| Net charge-offs | $136,000 | 5,422 |
| Cash dividends | $217,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-189,000 | 5,802 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 7,330 |
| Total interest expense | $429,000 | 7,089 |
| Net interest income | $871,000 | 7,330 |
| Provision for loan and lease losses | $322,000 | 4,488 |
| Total noninterest income | $147,000 | 6,364 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $114,000 | 5,168 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $33,000 | 6,638 |
| Total noninterest expense | $775,000 | 7,385 |
| Salaries and employee benefits | $406,000 | 7,389 |
| Premises and equipment expense | $57,000 | 7,657 |
| Additional noninterest expense | $312,000 | 7,076 |
| Pre-tax net operating income | $-79,000 | 5,842 |
| Securities gains (losses) | $59,000 | 2,194 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-20,000 | 5,824 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-20,000 | 5,824 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-20,000 | 5,824 |
| Net charge-offs | $160,000 | 4,531 |
| Cash dividends | $218,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-79,000 | 5,903 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $880,000 | 7,375 |
| Total interest expense | $303,000 | 7,126 |
| Net interest income | $577,000 | 7,375 |
| Provision for loan and lease losses | $282,000 | 3,832 |
| Total noninterest income | $102,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $74,000 | 5,211 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $28,000 | 6,469 |
| Total noninterest expense | $511,000 | 7,468 |
| Salaries and employee benefits | $266,000 | 7,486 |
| Premises and equipment expense | $37,000 | 7,753 |
| Additional noninterest expense | $208,000 | 7,118 |
| Pre-tax net operating income | $-114,000 | 6,118 |
| Securities gains (losses) | $19,000 | 2,345 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-95,000 | 6,178 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-95,000 | 6,177 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-95,000 | 6,177 |
| Net charge-offs | $29,000 | 5,364 |
| Cash dividends | $217,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-114,000 | 6,182 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $431,000 | 7,470 |
| Total interest expense | $158,000 | 7,161 |
| Net interest income | $273,000 | 7,476 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $52,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $38,000 | 5,114 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $255,000 | 7,496 |
| Salaries and employee benefits | $133,000 | 7,536 |
| Premises and equipment expense | $24,000 | 7,585 |
| Additional noninterest expense | $98,000 | 7,123 |
| Pre-tax net operating income | $61,000 | 5,477 |
| Securities gains (losses) | $17,000 | 1,747 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $78,000 | 5,262 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $78,000 | 5,267 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $78,000 | 5,266 |
| Net charge-offs | $16,000 | 4,481 |
| Cash dividends | $216,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $61,000 | 5,352 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 7,412 |
| Total interest expense | $694,000 | 7,337 |
| Net interest income | $1,189,000 | 7,382 |
| Provision for loan and lease losses | $37,000 | 6,758 |
| Total noninterest income | $222,000 | 6,332 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $174,000 | 5,047 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $48,000 | 6,793 |
| Total noninterest expense | $902,000 | 7,664 |
| Salaries and employee benefits | $499,000 | 7,669 |
| Premises and equipment expense | $75,000 | 7,841 |
| Additional noninterest expense | $328,000 | 7,335 |
| Pre-tax net operating income | $472,000 | 4,950 |
| Securities gains (losses) | $5,000 | 2,760 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $477,000 | 4,533 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $477,000 | 4,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,011 |
| Cash dividends | $401,000 | 3,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $472,000 | 4,700 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 7,486 |
| Total interest expense | $525,000 | 7,436 |
| Net interest income | $891,000 | 7,439 |
| Provision for loan and lease losses | $28,000 | 6,326 |
| Total noninterest income | $171,000 | 6,400 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $130,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $41,000 | 6,819 |
| Total noninterest expense | $656,000 | 7,737 |
| Salaries and employee benefits | $372,000 | 7,704 |
| Premises and equipment expense | $56,000 | 7,894 |
| Additional noninterest expense | $228,000 | 7,456 |
| Pre-tax net operating income | $378,000 | 5,350 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $383,000 | 4,858 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $383,000 | 4,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $402,000 | 3,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $378,000 | 5,037 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $955,000 | 7,536 |
| Total interest expense | $361,000 | 7,508 |
| Net interest income | $594,000 | 7,473 |
| Provision for loan and lease losses | $19,000 | 6,013 |
| Total noninterest income | $107,000 | 6,564 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $82,000 | 5,200 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $25,000 | 6,995 |
| Total noninterest expense | $426,000 | 7,830 |
| Salaries and employee benefits | $244,000 | 7,780 |
| Premises and equipment expense | $36,000 | 7,974 |
| Additional noninterest expense | $146,000 | 7,552 |
| Pre-tax net operating income | $256,000 | 5,466 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $261,000 | 5,215 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 5,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,448 |
| Cash dividends | $353,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $256,000 | 5,167 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $532,000 | 7,472 |
| Total interest expense | $193,000 | 7,551 |
| Net interest income | $339,000 | 7,303 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $15,000 | 7,899 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $209,000 | 7,890 |
| Salaries and employee benefits | $124,000 | 7,809 |
| Premises and equipment expense | $19,000 | 7,975 |
| Additional noninterest expense | $66,000 | 7,693 |
| Pre-tax net operating income | $135,000 | 5,598 |
| Securities gains (losses) | $5,000 | 2,232 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $140,000 | 5,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $140,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $237,000 | 2,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $135,000 | 5,287 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 7,555 |
| Total interest expense | $849,000 | 7,410 |
| Net interest income | $1,162,000 | 7,549 |
| Provision for loan and lease losses | $389,000 | 2,744 |
| Total noninterest income | $221,000 | 6,596 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $178,000 | 5,129 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $43,000 | 7,235 |
| Total noninterest expense | $822,000 | 7,905 |
| Salaries and employee benefits | $465,000 | 7,896 |
| Premises and equipment expense | $69,000 | 8,080 |
| Additional noninterest expense | $288,000 | 7,598 |
| Pre-tax net operating income | $172,000 | 6,936 |
| Securities gains (losses) | $-57,000 | 8,039 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $115,000 | 7,081 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $115,000 | 7,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 2,085 |
| Cash dividends | $377,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $172,000 | 6,856 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,499,000 | 7,601 |
| Total interest expense | $636,000 | 7,456 |
| Net interest income | $863,000 | 7,616 |
| Provision for loan and lease losses | $353,000 | 2,069 |
| Total noninterest income | $166,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $133,000 | 5,150 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $33,000 | 7,248 |
| Total noninterest expense | $606,000 | 7,898 |
| Salaries and employee benefits | $347,000 | 7,877 |
| Premises and equipment expense | $52,000 | 8,060 |
| Additional noninterest expense | $207,000 | 7,637 |
| Pre-tax net operating income | $70,000 | 7,418 |
| Securities gains (losses) | $-56,000 | 8,195 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $14,000 | 7,624 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $14,000 | 7,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,362 |
| Cash dividends | $376,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $70,000 | 7,381 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 7,685 |
| Total interest expense | $413,000 | 7,520 |
| Net interest income | $556,000 | 7,706 |
| Provision for loan and lease losses | $341,000 | 1,395 |
| Total noninterest income | $109,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $88,000 | 5,188 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $21,000 | 7,329 |
| Total noninterest expense | $415,000 | 7,923 |
| Salaries and employee benefits | $231,000 | 7,933 |
| Premises and equipment expense | $37,000 | 8,058 |
| Additional noninterest expense | $147,000 | 7,606 |
| Pre-tax net operating income | $-91,000 | 7,959 |
| Securities gains (losses) | $-51,000 | 8,310 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-142,000 | 8,063 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-142,000 | 8,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 925 |
| Cash dividends | $376,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-91,000 | 7,973 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $477,000 | 7,751 |
| Total interest expense | $204,000 | 7,551 |
| Net interest income | $273,000 | 7,774 |
| Provision for loan and lease losses | $336,000 | 724 |
| Total noninterest income | $53,000 | 6,742 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $41,000 | 5,255 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,000 | 7,222 |
| Total noninterest expense | $237,000 | 7,794 |
| Salaries and employee benefits | $115,000 | 7,981 |
| Premises and equipment expense | $21,000 | 7,981 |
| Additional noninterest expense | $101,000 | 7,065 |
| Pre-tax net operating income | $-247,000 | 8,356 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-247,000 | 8,385 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-247,000 | 8,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 518 |
| Cash dividends | $375,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-247,000 | 8,375 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 7,597 |
| Total interest expense | $758,000 | 7,412 |
| Net interest income | $1,173,000 | 7,614 |
| Provision for loan and lease losses | $39,000 | 5,839 |
| Total noninterest income | $216,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $173,000 | 5,258 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 7,400 |
| Total noninterest expense | $841,000 | 7,957 |
| Salaries and employee benefits | $480,000 | 7,922 |
| Premises and equipment expense | $78,000 | 8,049 |
| Additional noninterest expense | $283,000 | 7,671 |
| Pre-tax net operating income | $509,000 | 6,453 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $509,000 | 6,130 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $509,000 | 6,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,207 |
| Cash dividends | $704,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $509,000 | 6,125 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 7,657 |
| Total interest expense | $557,000 | 7,440 |
| Net interest income | $883,000 | 7,677 |
| Provision for loan and lease losses | $39,000 | 5,442 |
| Total noninterest income | $167,000 | 6,783 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $133,000 | 5,265 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 7,391 |
| Total noninterest expense | $611,000 | 7,997 |
| Salaries and employee benefits | $353,000 | 7,951 |
| Premises and equipment expense | $60,000 | 8,067 |
| Additional noninterest expense | $198,000 | 7,797 |
| Pre-tax net operating income | $400,000 | 6,607 |
| Securities gains (losses) | $-15,000 | 7,737 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $385,000 | 6,315 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $385,000 | 6,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,348 |
| Cash dividends | $697,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $400,000 | 6,232 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $942,000 | 7,699 |
| Total interest expense | $346,000 | 7,516 |
| Net interest income | $596,000 | 7,709 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $104,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $89,000 | 5,264 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $426,000 | 7,969 |
| Salaries and employee benefits | $237,000 | 7,974 |
| Premises and equipment expense | $38,000 | 8,135 |
| Additional noninterest expense | $151,000 | 7,594 |
| Pre-tax net operating income | $256,000 | 6,734 |
| Securities gains (losses) | $-15,000 | 7,996 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $241,000 | 6,435 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $241,000 | 6,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $639,000 | 2,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $256,000 | 6,337 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $458,000 | 7,750 |
| Total interest expense | $164,000 | 7,558 |
| Net interest income | $294,000 | 7,747 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $52,000 | 6,877 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 5,250 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $216,000 | 7,982 |
| Salaries and employee benefits | $120,000 | 7,988 |
| Premises and equipment expense | $21,000 | 8,027 |
| Additional noninterest expense | $75,000 | 7,620 |
| Pre-tax net operating income | $121,000 | 6,784 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $121,000 | 6,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $121,000 | 6,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $543,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $121,000 | 6,391 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 7,579 |
| Total interest expense | $585,000 | 7,364 |
| Net interest income | $1,277,000 | 7,588 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $196,000 | 7,098 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $164,000 | 5,447 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,000 | 7,812 |
| Total noninterest expense | $813,000 | 8,049 |
| Salaries and employee benefits | $436,000 | 8,097 |
| Premises and equipment expense | $72,000 | 8,203 |
| Additional noninterest expense | $305,000 | 7,617 |
| Pre-tax net operating income | $624,000 | 6,342 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $629,000 | 5,899 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $629,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,059 |
| Cash dividends | $897,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $624,000 | 5,889 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 7,597 |
| Total interest expense | $430,000 | 7,350 |
| Net interest income | $970,000 | 7,615 |
| Provision for loan and lease losses | $20,000 | 6,139 |
| Total noninterest income | $142,000 | 7,171 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $119,000 | 5,541 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,869 |
| Total noninterest expense | $599,000 | 8,071 |
| Salaries and employee benefits | $328,000 | 8,069 |
| Premises and equipment expense | $53,000 | 8,217 |
| Additional noninterest expense | $218,000 | 7,703 |
| Pre-tax net operating income | $493,000 | 6,430 |
| Securities gains (losses) | $7,000 | 1,597 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $500,000 | 5,898 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $500,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,519 |
| Cash dividends | $898,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $493,000 | 5,891 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $916,000 | 7,621 |
| Total interest expense | $274,000 | 7,353 |
| Net interest income | $642,000 | 7,639 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $96,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $80,000 | 5,480 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $395,000 | 8,091 |
| Salaries and employee benefits | $208,000 | 8,140 |
| Premises and equipment expense | $35,000 | 8,242 |
| Additional noninterest expense | $152,000 | 7,591 |
| Pre-tax net operating income | $323,000 | 6,445 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $329,000 | 5,923 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $329,000 | 5,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $823,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $323,000 | 5,903 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 7,688 |
| Total interest expense | $128,000 | 7,447 |
| Net interest income | $324,000 | 7,684 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $43,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $212,000 | 8,073 |
| Salaries and employee benefits | $111,000 | 8,141 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $83,000 | 7,500 |
| Pre-tax net operating income | $155,000 | 6,491 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $159,000 | 5,975 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $159,000 | 5,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $684,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $155,000 | 5,991 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 7,459 |
| Total interest expense | $497,000 | 7,317 |
| Net interest income | $1,428,000 | 7,419 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $214,000 | 7,034 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $178,000 | 5,459 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,787 |
| Total noninterest expense | $751,000 | 8,243 |
| Salaries and employee benefits | $408,000 | 8,276 |
| Premises and equipment expense | $72,000 | 8,322 |
| Additional noninterest expense | $271,000 | 7,872 |
| Pre-tax net operating income | $881,000 | 5,546 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $890,000 | 5,007 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $890,000 | 5,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,996 |
| Cash dividends | $912,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $881,000 | 4,955 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 7,492 |
| Total interest expense | $366,000 | 7,367 |
| Net interest income | $1,072,000 | 7,427 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $159,000 | 7,074 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $136,000 | 5,469 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 7,956 |
| Total noninterest expense | $547,000 | 8,278 |
| Salaries and employee benefits | $295,000 | 8,305 |
| Premises and equipment expense | $62,000 | 8,172 |
| Additional noninterest expense | $190,000 | 7,979 |
| Pre-tax net operating income | $674,000 | 5,598 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $677,000 | 5,044 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $677,000 | 5,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $914,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $674,000 | 4,965 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $946,000 | 7,557 |
| Total interest expense | $241,000 | 7,453 |
| Net interest income | $705,000 | 7,492 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $101,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $89,000 | 5,514 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $350,000 | 8,373 |
| Salaries and employee benefits | $198,000 | 8,356 |
| Premises and equipment expense | $35,000 | 8,395 |
| Additional noninterest expense | $117,000 | 8,130 |
| Pre-tax net operating income | $446,000 | 5,598 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $451,000 | 5,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $451,000 | 5,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $816,000 | 1,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $446,000 | 4,936 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $470,000 | 7,624 |
| Total interest expense | $123,000 | 7,470 |
| Net interest income | $347,000 | 7,566 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $51,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $174,000 | 8,429 |
| Salaries and employee benefits | $100,000 | 8,382 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $54,000 | 8,302 |
| Pre-tax net operating income | $214,000 | 5,668 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $216,000 | 5,144 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $216,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $622,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $214,000 | 5,039 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 7,598 |
| Total interest expense | $511,000 | 7,692 |
| Net interest income | $1,437,000 | 7,453 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $213,000 | 7,240 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $184,000 | 5,442 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $29,000 | 8,154 |
| Total noninterest expense | $676,000 | 8,497 |
| Salaries and employee benefits | $379,000 | 8,496 |
| Premises and equipment expense | $63,000 | 8,579 |
| Additional noninterest expense | $234,000 | 8,199 |
| Pre-tax net operating income | $934,000 | 5,342 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $934,000 | 4,843 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $934,000 | 4,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $681,000 | 2,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $934,000 | 4,674 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 7,751 |
| Total interest expense | $374,000 | 7,888 |
| Net interest income | $1,051,000 | 7,553 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $160,000 | 7,274 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $137,000 | 5,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,129 |
| Total noninterest expense | $503,000 | 8,531 |
| Salaries and employee benefits | $276,000 | 8,527 |
| Premises and equipment expense | $53,000 | 8,511 |
| Additional noninterest expense | $174,000 | 8,242 |
| Pre-tax net operating income | $683,000 | 5,571 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $684,000 | 5,057 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $684,000 | 5,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $682,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $683,000 | 4,876 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $879,000 | 7,957 |
| Total interest expense | $248,000 | 8,022 |
| Net interest income | $631,000 | 7,795 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $134,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $89,000 | 5,523 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,000 | 6,742 |
| Total noninterest expense | $338,000 | 8,537 |
| Salaries and employee benefits | $187,000 | 8,539 |
| Premises and equipment expense | $34,000 | 8,559 |
| Additional noninterest expense | $117,000 | 8,208 |
| Pre-tax net operating income | $412,000 | 5,789 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $412,000 | 5,316 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $412,000 | 5,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $557,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $412,000 | 5,116 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $438,000 | 8,015 |
| Total interest expense | $126,000 | 8,097 |
| Net interest income | $312,000 | 7,846 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $51,000 | 7,328 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $169,000 | 8,572 |
| Salaries and employee benefits | $93,000 | 8,589 |
| Premises and equipment expense | $17,000 | 8,567 |
| Additional noninterest expense | $59,000 | 8,243 |
| Pre-tax net operating income | $179,000 | 6,099 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $179,000 | 5,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 5,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $389,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $179,000 | 5,399 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 8,012 |
| Total interest expense | $632,000 | 7,999 |
| Net interest income | $1,225,000 | 7,887 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $295,000 | 6,489 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $137,000 | 6,009 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $158,000 | 5,490 |
| Total noninterest expense | $667,000 | 8,613 |
| Salaries and employee benefits | $366,000 | 8,630 |
| Premises and equipment expense | $68,000 | 8,631 |
| Additional noninterest expense | $233,000 | 8,301 |
| Pre-tax net operating income | $553,000 | 6,570 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $553,000 | 6,167 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $553,000 | 6,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,937 |
| Cash dividends | $614,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $553,000 | 6,018 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,108,000 | 8,110 |
| Total interest expense | $963,000 | 8,098 |
| Net interest income | $1,145,000 | 7,996 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $258,000 | 6,793 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $144,000 | 5,880 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $114,000 | 6,118 |
| Total noninterest expense | $665,000 | 8,762 |
| Salaries and employee benefits | $411,000 | 8,571 |
| Premises and equipment expense | $67,000 | 8,842 |
| Additional noninterest expense | $187,000 | 8,764 |
| Pre-tax net operating income | $738,000 | 5,694 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,000 | 7,831 |
| Income before extraordinary items | $736,000 | 5,104 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $736,000 | 5,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $736,000 | 4,994 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 8,277 |
| Total interest expense | $940,000 | 8,351 |
| Net interest income | $1,193,000 | 8,083 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $152,000 | 7,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 8,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,553 |
| Total noninterest expense | $623,000 | 9,031 |
| Salaries and employee benefits | $382,000 | 8,847 |
| Premises and equipment expense | $91,000 | 8,596 |
| Additional noninterest expense | $150,000 | 9,237 |
| Pre-tax net operating income | $682,000 | 6,297 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $62,000 | 7,047 |
| Income before extraordinary items | $620,000 | 5,749 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $620,000 | 5,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $628,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $620,000 | 5,754 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 8,391 |
| Total interest expense | $897,000 | 8,450 |
| Net interest income | $1,198,000 | 8,194 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $152,000 | 8,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 5,700 |
| Total noninterest expense | $597,000 | 9,328 |
| Salaries and employee benefits | $351,000 | 9,185 |
| Premises and equipment expense | $89,000 | 8,841 |
| Additional noninterest expense | $157,000 | 9,451 |
| Pre-tax net operating income | $703,000 | 6,307 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $70,000 | 7,338 |
| Income before extraordinary items | $633,000 | 5,747 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $633,000 | 5,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $910,000 | 2,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $633,000 | 5,712 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 8,245 |
| Total interest expense | $1,123,000 | 8,097 |
| Net interest income | $1,240,000 | 8,236 |
| Provision for loan and lease losses | $139,000 | 4,351 |
| Total noninterest income | $174,000 | 7,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 6,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,213 |
| Total noninterest expense | $578,000 | 9,518 |
| Salaries and employee benefits | $330,000 | 9,423 |
| Premises and equipment expense | $84,000 | 9,069 |
| Additional noninterest expense | $164,000 | 9,521 |
| Pre-tax net operating income | $697,000 | 6,491 |
| Securities gains (losses) | $44,000 | 1,829 |
| Applicable income taxes | $66,000 | 8,056 |
| Income before extraordinary items | $675,000 | 5,712 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $675,000 | 5,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,028 |
| Cash dividends | $549,000 | 3,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $634,960 | 5,780 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 8,482 |
| Total interest expense | $1,233,000 | 8,026 |
| Net interest income | $1,190,000 | 8,699 |
| Provision for loan and lease losses | $260,000 | 2,876 |
| Total noninterest income | $424,000 | 5,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 3,921 |
| Total noninterest expense | $533,000 | 10,008 |
| Salaries and employee benefits | $305,000 | 9,920 |
| Premises and equipment expense | $78,000 | 9,482 |
| Additional noninterest expense | $150,000 | 9,996 |
| Pre-tax net operating income | $821,000 | 6,449 |
| Securities gains (losses) | $73,000 | 1,132 |
| Applicable income taxes | $61,000 | 9,066 |
| Income before extraordinary items | $833,000 | 5,326 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $833,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,266 |
| Cash dividends | $485,000 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $765,110 | 5,556 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 9,070 |
| Total interest expense | $1,107,000 | 8,670 |
| Net interest income | $1,113,000 | 9,249 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $188,000 | 8,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,673 |
| Total noninterest expense | $536,000 | 10,441 |
| Salaries and employee benefits | $307,000 | 10,287 |
| Premises and equipment expense | $81,000 | 9,791 |
| Additional noninterest expense | $148,000 | 10,565 |
| Pre-tax net operating income | $765,000 | 6,641 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $179,000 | 7,452 |
| Income before extraordinary items | $576,000 | 6,421 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $576,000 | 6,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $220,000 | 5,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $583,600 | 6,303 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 9,876 |
| Total interest expense | $924,000 | 9,530 |
| Net interest income | $982,000 | 9,990 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $135,000 | 9,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,521 |
| Total noninterest expense | $555,000 | 10,781 |
| Salaries and employee benefits | $317,000 | 10,612 |
| Premises and equipment expense | $78,000 | 10,256 |
| Additional noninterest expense | $160,000 | 10,934 |
| Pre-tax net operating income | $562,000 | 8,104 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $132,000 | 8,584 |
| Income before extraordinary items | $445,000 | 7,680 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $445,000 | 7,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $433,450 | 7,752 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 10,446 |
| Total interest expense | $646,000 | 10,370 |
| Net interest income | $1,000,000 | 10,392 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $131,000 | 10,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $584,000 | 11,207 |
| Salaries and employee benefits | $334,000 | 10,901 |
| Premises and equipment expense | $79,000 | 10,685 |
| Additional noninterest expense | $171,000 | 11,508 |
| Pre-tax net operating income | $541,000 | 8,378 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $141,000 | 8,493 |
| Income before extraordinary items | $401,000 | 8,192 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $401,000 | 8,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $235,000 | 5,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $400,260 | 8,240 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 10,762 |
| Total interest expense | $664,000 | 10,802 |
| Net interest income | $1,054,000 | 10,584 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $128,000 | 10,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $605,000 | 11,629 |
| Salaries and employee benefits | $311,000 | 11,542 |
| Premises and equipment expense | $85,000 | 10,978 |
| Additional noninterest expense | $209,000 | 11,604 |
| Pre-tax net operating income | $533,000 | 8,424 |
| Securities gains (losses) | $87,000 | 2,698 |
| Applicable income taxes | $148,000 | 8,695 |
| Income before extraordinary items | $472,000 | 7,777 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $472,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $169,000 | 5,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $405,880 | 8,093 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 11,210 |
| Total interest expense | $843,000 | 11,128 |
| Net interest income | $999,000 | 11,108 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $136,000 | 10,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 9,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $629,000 | 11,887 |
| Salaries and employee benefits | $307,000 | 11,930 |
| Premises and equipment expense | $74,000 | 11,720 |
| Additional noninterest expense | $248,000 | 11,558 |
| Pre-tax net operating income | $446,000 | 8,841 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $121,000 | 9,332 |
| Income before extraordinary items | $339,000 | 8,834 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $339,000 | 8,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 7,050 |
| Cash dividends | $165,000 | 5,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $328,640 | 8,593 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.