Home > State Bank and Trust of Colorado Springs > Income and Expense
State Bank and Trust of Colorado Springs, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,143,000 | 4,974 |
| Total interest expense | $1,582,000 | 7,152 |
| Net interest income | $4,561,000 | 3,787 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $606,000 | 4,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 4,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 3,400 |
| Total noninterest expense | $2,831,000 | 4,292 |
| Salaries and employee benefits | $1,372,000 | 4,584 |
| Premises and equipment expense | $589,000 | 3,206 |
| Additional noninterest expense | $870,000 | 4,439 |
| Pre-tax net operating income | $2,216,000 | 3,231 |
| Securities gains (losses) | $60,000 | 1,233 |
| Applicable income taxes | $663,000 | 3,400 |
| Income before extraordinary items | $1,613,000 | 3,137 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,613,000 | 3,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $1,205,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,570,400 | 3,157 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,978,000 | 5,951 |
| Total interest expense | $1,232,000 | 8,285 |
| Net interest income | $3,746,000 | 4,559 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $462,000 | 5,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,804 |
| Total noninterest expense | $2,429,000 | 5,125 |
| Salaries and employee benefits | $1,149,000 | 5,399 |
| Premises and equipment expense | $519,000 | 3,663 |
| Additional noninterest expense | $761,000 | 5,400 |
| Pre-tax net operating income | $1,689,000 | 3,954 |
| Securities gains (losses) | $25,000 | 1,832 |
| Applicable income taxes | $491,000 | 4,206 |
| Income before extraordinary items | $1,223,000 | 3,812 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,223,000 | 3,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 11,295 |
| Net operating income | $1,205,250 | 3,811 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 7,071 |
| Total interest expense | $909,000 | 9,589 |
| Net interest income | $3,026,000 | 5,459 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $411,000 | 5,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,298 |
| Total noninterest expense | $2,048,000 | 5,875 |
| Salaries and employee benefits | $919,000 | 6,468 |
| Premises and equipment expense | $449,000 | 4,121 |
| Additional noninterest expense | $680,000 | 5,994 |
| Pre-tax net operating income | $1,329,000 | 4,880 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $395,000 | 4,992 |
| Income before extraordinary items | $930,000 | 4,864 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $930,000 | 4,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 11,404 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $-261,000 | 10,490 |
| Net operating income | $932,800 | 4,847 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 8,005 |
| Total interest expense | $678,000 | 10,218 |
| Net interest income | $2,339,000 | 6,780 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $485,000 | 5,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 4,365 |
| Total noninterest expense | $1,832,000 | 6,613 |
| Salaries and employee benefits | $761,000 | 7,442 |
| Premises and equipment expense | $410,000 | 4,488 |
| Additional noninterest expense | $661,000 | 6,597 |
| Pre-tax net operating income | $968,000 | 6,086 |
| Securities gains (losses) | $-110,000 | 11,591 |
| Applicable income taxes | $256,000 | 6,437 |
| Income before extraordinary items | $602,000 | 6,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $602,000 | 6,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 11,710 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $756,000 | 473 |
| Net operating income | $679,000 | 6,107 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 9,869 |
| Total interest expense | $557,000 | 11,387 |
| Net interest income | $1,601,000 | 8,794 |
| Provision for loan and lease losses | $-94,000 | 12,880 |
| Total noninterest income | $745,000 | 4,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $514,000 | 3,218 |
| Total noninterest expense | $1,572,000 | 7,587 |
| Salaries and employee benefits | $673,000 | 8,192 |
| Premises and equipment expense | $365,000 | 5,065 |
| Additional noninterest expense | $534,000 | 7,919 |
| Pre-tax net operating income | $868,000 | 6,482 |
| Securities gains (losses) | $-19,000 | 12,913 |
| Applicable income taxes | $252,000 | 6,760 |
| Income before extraordinary items | $597,000 | 6,801 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $597,000 | 6,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 12,449 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $610,300 | 6,455 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 10,835 |
| Total interest expense | $662,000 | 12,002 |
| Net interest income | $1,373,000 | 9,724 |
| Provision for loan and lease losses | $43,000 | 9,374 |
| Total noninterest income | $502,000 | 5,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 5,472 |
| Total noninterest expense | $1,431,000 | 8,172 |
| Salaries and employee benefits | $584,000 | 8,959 |
| Premises and equipment expense | $358,000 | 5,273 |
| Additional noninterest expense | $489,000 | 8,556 |
| Pre-tax net operating income | $401,000 | 9,244 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $142,000 | 8,837 |
| Income before extraordinary items | $255,000 | 9,851 |
| Extraordinary gains, net | $135,000 | 601 |
| Net income | $390,000 | 8,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $257,560 | 9,454 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.