Home > State Bank and Trust Company, Dallas > Income and Expense
State Bank and Trust Company, Dallas, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 3,405 |
| Total interest expense | $270,000 | 2,532 |
| Net interest income | $1,355,000 | 3,508 |
| Provision for loan and lease losses | $95,000 | 1,647 |
| Total noninterest income | $201,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $121,000 | 2,290 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $80,000 | 3,893 |
| Total noninterest expense | $1,369,000 | 3,169 |
| Salaries and employee benefits | $617,000 | 3,574 |
| Premises and equipment expense | $147,000 | 3,389 |
| Additional noninterest expense | $605,000 | 2,463 |
| Pre-tax net operating income | $92,000 | 5,339 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $92,000 | 5,240 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 5,241 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $92,000 | 5,241 |
| Net charge-offs | $-103,000 | 6,476 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $92,000 | 5,191 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,907,000 | 2,965 |
| Total interest expense | $1,244,000 | 2,503 |
| Net interest income | $6,663,000 | 3,008 |
| Provision for loan and lease losses | $2,207,000 | 576 |
| Total noninterest income | $746,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $500,000 | 2,376 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $246,000 | 4,342 |
| Total noninterest expense | $5,162,000 | 3,327 |
| Salaries and employee benefits | $2,525,000 | 3,519 |
| Premises and equipment expense | $588,000 | 3,363 |
| Additional noninterest expense | $2,049,000 | 2,915 |
| Pre-tax net operating income | $40,000 | 6,099 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $40,000 | 6,155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $40,000 | 6,157 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $40,000 | 6,158 |
| Net charge-offs | $3,018,000 | 539 |
| Cash dividends | $1,178,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $40,000 | 6,109 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,095,000 | 2,932 |
| Total interest expense | $955,000 | 2,526 |
| Net interest income | $5,140,000 | 2,978 |
| Provision for loan and lease losses | $526,000 | 1,462 |
| Total noninterest income | $574,000 | 3,771 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $379,000 | 2,372 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $195,000 | 4,336 |
| Total noninterest expense | $3,734,000 | 3,428 |
| Salaries and employee benefits | $1,908,000 | 3,514 |
| Premises and equipment expense | $450,000 | 3,345 |
| Additional noninterest expense | $1,376,000 | 3,167 |
| Pre-tax net operating income | $1,454,000 | 2,970 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,454,000 | 2,715 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,454,000 | 2,719 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,454,000 | 2,719 |
| Net charge-offs | $-82,000 | 6,556 |
| Cash dividends | $1,177,000 | 1,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,454,000 | 2,639 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 2,846 |
| Total interest expense | $651,000 | 2,542 |
| Net interest income | $3,552,000 | 2,885 |
| Provision for loan and lease losses | $265,000 | 1,808 |
| Total noninterest income | $398,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $259,000 | 2,296 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $139,000 | 4,307 |
| Total noninterest expense | $2,362,000 | 3,575 |
| Salaries and employee benefits | $1,259,000 | 3,552 |
| Premises and equipment expense | $301,000 | 3,347 |
| Additional noninterest expense | $802,000 | 3,495 |
| Pre-tax net operating income | $1,323,000 | 2,418 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,323,000 | 2,132 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,323,000 | 2,140 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,323,000 | 2,138 |
| Net charge-offs | $-92,000 | 6,674 |
| Cash dividends | $1,179,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,323,000 | 2,052 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 2,875 |
| Total interest expense | $342,000 | 2,503 |
| Net interest income | $1,753,000 | 2,917 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $226,000 | 3,460 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $135,000 | 2,210 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $91,000 | 3,900 |
| Total noninterest expense | $1,218,000 | 3,514 |
| Salaries and employee benefits | $652,000 | 3,507 |
| Premises and equipment expense | $140,000 | 3,543 |
| Additional noninterest expense | $426,000 | 3,356 |
| Pre-tax net operating income | $711,000 | 2,245 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $711,000 | 1,984 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $711,000 | 1,985 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $711,000 | 1,986 |
| Net charge-offs | $21,000 | 3,051 |
| Cash dividends | $637,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $711,000 | 1,900 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,113,000 | 2,800 |
| Total interest expense | $1,490,000 | 2,728 |
| Net interest income | $7,623,000 | 2,766 |
| Provision for loan and lease losses | $928,000 | 1,857 |
| Total noninterest income | $1,018,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $585,000 | 2,196 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $433,000 | 3,538 |
| Total noninterest expense | $4,913,000 | 3,514 |
| Salaries and employee benefits | $2,692,000 | 3,380 |
| Premises and equipment expense | $622,000 | 3,298 |
| Additional noninterest expense | $1,599,000 | 3,625 |
| Pre-tax net operating income | $2,800,000 | 2,216 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,800,000 | 1,978 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,800,000 | 1,977 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,800,000 | 1,979 |
| Net charge-offs | $1,009,000 | 1,805 |
| Cash dividends | $2,155,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,800,000 | 1,871 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,900,000 | 2,839 |
| Total interest expense | $1,125,000 | 2,820 |
| Net interest income | $5,775,000 | 2,794 |
| Provision for loan and lease losses | $778,000 | 1,735 |
| Total noninterest income | $744,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $445,000 | 2,199 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $299,000 | 3,698 |
| Total noninterest expense | $3,793,000 | 3,466 |
| Salaries and employee benefits | $2,045,000 | 3,370 |
| Premises and equipment expense | $465,000 | 3,348 |
| Additional noninterest expense | $1,283,000 | 3,475 |
| Pre-tax net operating income | $1,948,000 | 2,408 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,948,000 | 2,156 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,948,000 | 2,157 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,948,000 | 2,158 |
| Net charge-offs | $560,000 | 2,050 |
| Cash dividends | $1,516,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,948,000 | 2,032 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,657,000 | 2,834 |
| Total interest expense | $753,000 | 2,893 |
| Net interest income | $3,904,000 | 2,769 |
| Provision for loan and lease losses | $678,000 | 1,448 |
| Total noninterest income | $419,000 | 3,570 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $302,000 | 2,149 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 4,436 |
| Total noninterest expense | $2,340,000 | 3,692 |
| Salaries and employee benefits | $1,376,000 | 3,367 |
| Premises and equipment expense | $303,000 | 3,419 |
| Additional noninterest expense | $661,000 | 4,158 |
| Pre-tax net operating income | $1,305,000 | 2,363 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,305,000 | 2,124 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,305,000 | 2,123 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,305,000 | 2,124 |
| Net charge-offs | $515,000 | 1,732 |
| Cash dividends | $1,123,000 | 881 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,305,000 | 2,009 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 2,865 |
| Total interest expense | $373,000 | 3,011 |
| Net interest income | $1,951,000 | 2,784 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $225,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $157,000 | 2,054 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 4,269 |
| Total noninterest expense | $1,336,000 | 3,368 |
| Salaries and employee benefits | $700,000 | 3,346 |
| Premises and equipment expense | $144,000 | 3,566 |
| Additional noninterest expense | $492,000 | 3,130 |
| Pre-tax net operating income | $690,000 | 2,291 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $690,000 | 2,027 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $690,000 | 2,028 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $690,000 | 2,029 |
| Net charge-offs | $40,000 | 3,194 |
| Cash dividends | $534,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $690,000 | 1,926 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,475,000 | 2,897 |
| Total interest expense | $1,620,000 | 3,251 |
| Net interest income | $7,855,000 | 2,790 |
| Provision for loan and lease losses | $343,000 | 3,943 |
| Total noninterest income | $814,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $679,000 | 2,033 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $135,000 | 4,980 |
| Total noninterest expense | $5,689,000 | 3,191 |
| Salaries and employee benefits | $3,058,000 | 3,070 |
| Premises and equipment expense | $575,000 | 3,687 |
| Additional noninterest expense | $2,056,000 | 3,060 |
| Pre-tax net operating income | $2,637,000 | 2,051 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,637,000 | 1,803 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,637,000 | 1,804 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,637,000 | 1,804 |
| Net charge-offs | $216,000 | 4,210 |
| Cash dividends | $2,538,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,637,000 | 1,722 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,089,000 | 2,942 |
| Total interest expense | $1,232,000 | 3,334 |
| Net interest income | $5,857,000 | 2,803 |
| Provision for loan and lease losses | $141,000 | 4,567 |
| Total noninterest income | $598,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $522,000 | 2,001 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $76,000 | 5,396 |
| Total noninterest expense | $4,445,000 | 3,087 |
| Salaries and employee benefits | $2,290,000 | 3,083 |
| Premises and equipment expense | $439,000 | 3,689 |
| Additional noninterest expense | $1,716,000 | 2,791 |
| Pre-tax net operating income | $1,869,000 | 2,195 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,869,000 | 1,938 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,869,000 | 1,938 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,869,000 | 1,938 |
| Net charge-offs | $297,000 | 3,258 |
| Cash dividends | $1,892,000 | 673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,869,000 | 1,846 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,614,000 | 3,016 |
| Total interest expense | $826,000 | 3,430 |
| Net interest income | $3,788,000 | 2,874 |
| Provision for loan and lease losses | $20,000 | 5,705 |
| Total noninterest income | $415,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $359,000 | 1,933 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 5,334 |
| Total noninterest expense | $3,020,000 | 3,084 |
| Salaries and employee benefits | $1,505,000 | 3,135 |
| Premises and equipment expense | $292,000 | 3,716 |
| Additional noninterest expense | $1,223,000 | 2,698 |
| Pre-tax net operating income | $1,163,000 | 2,286 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,163,000 | 2,007 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,163,000 | 2,007 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,163,000 | 2,007 |
| Net charge-offs | $312,000 | 2,644 |
| Cash dividends | $1,387,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,163,000 | 1,932 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 3,094 |
| Total interest expense | $417,000 | 3,501 |
| Net interest income | $1,837,000 | 2,942 |
| Provision for loan and lease losses | $-100,000 | 7,497 |
| Total noninterest income | $222,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $169,000 | 2,003 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,572 |
| Total noninterest expense | $1,585,000 | 2,953 |
| Salaries and employee benefits | $741,000 | 3,187 |
| Premises and equipment expense | $142,000 | 3,848 |
| Additional noninterest expense | $702,000 | 2,367 |
| Pre-tax net operating income | $574,000 | 2,308 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $574,000 | 1,993 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $574,000 | 1,992 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $574,000 | 1,993 |
| Net charge-offs | $323,000 | 1,676 |
| Cash dividends | $477,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $574,000 | 1,948 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,554,000 | 3,068 |
| Total interest expense | $1,722,000 | 3,952 |
| Net interest income | $7,832,000 | 2,780 |
| Provision for loan and lease losses | $300,000 | 4,839 |
| Total noninterest income | $798,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $644,000 | 2,181 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $154,000 | 4,940 |
| Total noninterest expense | $5,792,000 | 3,198 |
| Salaries and employee benefits | $2,978,000 | 3,137 |
| Premises and equipment expense | $720,000 | 3,220 |
| Additional noninterest expense | $2,094,000 | 3,135 |
| Pre-tax net operating income | $2,538,000 | 1,863 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,538,000 | 1,624 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,538,000 | 1,625 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,538,000 | 1,627 |
| Net charge-offs | $233,000 | 4,595 |
| Cash dividends | $2,027,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,538,000 | 1,565 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,229,000 | 3,101 |
| Total interest expense | $1,302,000 | 4,060 |
| Net interest income | $5,927,000 | 2,782 |
| Provision for loan and lease losses | $300,000 | 4,314 |
| Total noninterest income | $556,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $459,000 | 2,314 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $97,000 | 5,236 |
| Total noninterest expense | $4,395,000 | 3,172 |
| Salaries and employee benefits | $2,231,000 | 3,162 |
| Premises and equipment expense | $530,000 | 3,321 |
| Additional noninterest expense | $1,634,000 | 2,976 |
| Pre-tax net operating income | $1,788,000 | 2,075 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,788,000 | 1,840 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,788,000 | 1,841 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,788,000 | 1,842 |
| Net charge-offs | $244,000 | 3,986 |
| Cash dividends | $1,426,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,788,000 | 1,750 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,800,000 | 3,149 |
| Total interest expense | $892,000 | 4,085 |
| Net interest income | $3,908,000 | 2,808 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $329,000 | 4,071 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $296,000 | 2,381 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $33,000 | 6,051 |
| Total noninterest expense | $2,949,000 | 3,160 |
| Salaries and employee benefits | $1,478,000 | 3,183 |
| Premises and equipment expense | $350,000 | 3,375 |
| Additional noninterest expense | $1,121,000 | 2,892 |
| Pre-tax net operating income | $988,000 | 2,396 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $988,000 | 2,143 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $988,000 | 2,141 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $988,000 | 2,145 |
| Net charge-offs | $223,000 | 3,406 |
| Cash dividends | $797,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $988,000 | 2,066 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 3,199 |
| Total interest expense | $460,000 | 4,138 |
| Net interest income | $1,942,000 | 2,856 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $124,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $153,000 | 2,306 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-29,000 | 7,628 |
| Total noninterest expense | $1,483,000 | 3,180 |
| Salaries and employee benefits | $743,000 | 3,213 |
| Premises and equipment expense | $169,000 | 3,552 |
| Additional noninterest expense | $571,000 | 2,829 |
| Pre-tax net operating income | $433,000 | 2,689 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $433,000 | 2,417 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $433,000 | 2,416 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $433,000 | 2,417 |
| Net charge-offs | $227,000 | 2,295 |
| Cash dividends | $432,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $433,000 | 2,328 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,634,000 | 3,078 |
| Total interest expense | $2,379,000 | 4,027 |
| Net interest income | $8,255,000 | 2,646 |
| Provision for loan and lease losses | $1,290,000 | 3,104 |
| Total noninterest income | $821,000 | 3,715 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $619,000 | 2,487 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $202,000 | 4,617 |
| Total noninterest expense | $5,843,000 | 3,246 |
| Salaries and employee benefits | $2,605,000 | 3,576 |
| Premises and equipment expense | $726,000 | 3,363 |
| Additional noninterest expense | $2,512,000 | 2,725 |
| Pre-tax net operating income | $1,943,000 | 1,956 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,943,000 | 1,734 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,943,000 | 1,733 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,943,000 | 1,734 |
| Net charge-offs | $416,000 | 4,029 |
| Cash dividends | $464,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,943,000 | 1,681 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,186,000 | 3,043 |
| Total interest expense | $1,865,000 | 4,039 |
| Net interest income | $6,321,000 | 2,593 |
| Provision for loan and lease losses | $1,165,000 | 2,548 |
| Total noninterest income | $591,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $449,000 | 2,554 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $142,000 | 4,865 |
| Total noninterest expense | $4,348,000 | 3,268 |
| Salaries and employee benefits | $1,966,000 | 3,598 |
| Premises and equipment expense | $549,000 | 3,387 |
| Additional noninterest expense | $1,833,000 | 2,764 |
| Pre-tax net operating income | $1,399,000 | 2,166 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,399,000 | 1,899 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,399,000 | 1,898 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,399,000 | 1,899 |
| Net charge-offs | $154,000 | 4,576 |
| Cash dividends | $172,000 | 3,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,399,000 | 1,855 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,435,000 | 3,090 |
| Total interest expense | $1,295,000 | 4,047 |
| Net interest income | $4,140,000 | 2,625 |
| Provision for loan and lease losses | $739,000 | 2,432 |
| Total noninterest income | $378,000 | 3,956 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $314,000 | 2,451 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $64,000 | 5,483 |
| Total noninterest expense | $2,940,000 | 3,269 |
| Salaries and employee benefits | $1,317,000 | 3,619 |
| Premises and equipment expense | $359,000 | 3,465 |
| Additional noninterest expense | $1,264,000 | 2,706 |
| Pre-tax net operating income | $839,000 | 2,433 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $839,000 | 2,163 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $839,000 | 2,161 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $839,000 | 2,162 |
| Net charge-offs | $60,000 | 4,757 |
| Cash dividends | $124,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $839,000 | 2,097 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 2,971 |
| Total interest expense | $686,000 | 3,999 |
| Net interest income | $2,187,000 | 2,464 |
| Provision for loan and lease losses | $589,000 | 1,639 |
| Total noninterest income | $159,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $135,000 | 2,665 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $24,000 | 5,949 |
| Total noninterest expense | $1,501,000 | 3,148 |
| Salaries and employee benefits | $666,000 | 3,616 |
| Premises and equipment expense | $182,000 | 3,475 |
| Additional noninterest expense | $653,000 | 2,377 |
| Pre-tax net operating income | $256,000 | 3,600 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $256,000 | 3,403 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $256,000 | 3,403 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $256,000 | 3,404 |
| Net charge-offs | $59,000 | 3,391 |
| Cash dividends | $64,000 | 2,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $256,000 | 3,247 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,097,000 | 3,014 |
| Total interest expense | $3,451,000 | 3,880 |
| Net interest income | $8,646,000 | 2,509 |
| Provision for loan and lease losses | $2,666,000 | 1,506 |
| Total noninterest income | $998,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $498,000 | 3,021 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $500,000 | 3,171 |
| Total noninterest expense | $6,044,000 | 3,056 |
| Salaries and employee benefits | $3,147,000 | 3,119 |
| Premises and equipment expense | $715,000 | 3,456 |
| Additional noninterest expense | $2,182,000 | 2,640 |
| Pre-tax net operating income | $934,000 | 3,886 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $934,000 | 3,412 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $934,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,836,000 | 1,044 |
| Cash dividends | $1,737,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $934,000 | 3,567 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,138,000 | 3,061 |
| Total interest expense | $2,672,000 | 3,906 |
| Net interest income | $6,466,000 | 2,546 |
| Provision for loan and lease losses | $1,426,000 | 1,472 |
| Total noninterest income | $819,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $375,000 | 3,044 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $444,000 | 3,003 |
| Total noninterest expense | $4,680,000 | 2,943 |
| Salaries and employee benefits | $2,478,000 | 3,014 |
| Premises and equipment expense | $537,000 | 3,474 |
| Additional noninterest expense | $1,665,000 | 2,534 |
| Pre-tax net operating income | $1,179,000 | 3,353 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,179,000 | 2,793 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,179,000 | 2,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,500,000 | 1,014 |
| Cash dividends | $1,620,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,179,000 | 2,933 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 3,033 |
| Total interest expense | $1,834,000 | 3,956 |
| Net interest income | $4,423,000 | 2,477 |
| Provision for loan and lease losses | $250,000 | 2,800 |
| Total noninterest income | $596,000 | 3,154 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $254,000 | 2,965 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $342,000 | 2,827 |
| Total noninterest expense | $3,197,000 | 2,889 |
| Salaries and employee benefits | $1,759,000 | 2,863 |
| Premises and equipment expense | $350,000 | 3,552 |
| Additional noninterest expense | $1,088,000 | 2,551 |
| Pre-tax net operating income | $1,572,000 | 2,106 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,572,000 | 1,718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,572,000 | 1,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $1,476,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,572,000 | 1,688 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,750,000 | 2,612 |
| Total interest expense | $988,000 | 3,943 |
| Net interest income | $2,762,000 | 2,018 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $224,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $122,000 | 3,018 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $102,000 | 3,724 |
| Total noninterest expense | $1,614,000 | 2,863 |
| Salaries and employee benefits | $944,000 | 2,716 |
| Premises and equipment expense | $177,000 | 3,535 |
| Additional noninterest expense | $493,000 | 2,755 |
| Pre-tax net operating income | $1,372,000 | 1,369 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,372,000 | 1,101 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,372,000 | 1,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $687,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,372,000 | 1,061 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,155,000 | 2,832 |
| Total interest expense | $4,129,000 | 3,935 |
| Net interest income | $10,026,000 | 2,240 |
| Provision for loan and lease losses | $285,000 | 3,288 |
| Total noninterest income | $1,224,000 | 3,103 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $437,000 | 3,358 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $787,000 | 2,580 |
| Total noninterest expense | $6,170,000 | 2,890 |
| Salaries and employee benefits | $3,508,000 | 2,795 |
| Premises and equipment expense | $575,000 | 3,951 |
| Additional noninterest expense | $2,087,000 | 2,564 |
| Pre-tax net operating income | $4,795,000 | 1,707 |
| Securities gains (losses) | $12,000 | 1,280 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $4,807,000 | 1,337 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,807,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,632 |
| Cash dividends | $3,738,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,795,000 | 1,325 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,664,000 | 2,826 |
| Total interest expense | $3,041,000 | 3,977 |
| Net interest income | $7,623,000 | 2,229 |
| Provision for loan and lease losses | $285,000 | 2,385 |
| Total noninterest income | $835,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $321,000 | 3,401 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $514,000 | 2,801 |
| Total noninterest expense | $4,582,000 | 2,901 |
| Salaries and employee benefits | $2,600,000 | 2,813 |
| Premises and equipment expense | $448,000 | 3,841 |
| Additional noninterest expense | $1,534,000 | 2,560 |
| Pre-tax net operating income | $3,591,000 | 1,824 |
| Securities gains (losses) | $12,000 | 960 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,603,000 | 1,418 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,603,000 | 1,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,763 |
| Cash dividends | $2,636,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,591,000 | 1,409 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,092,000 | 2,837 |
| Total interest expense | $2,014,000 | 4,004 |
| Net interest income | $5,078,000 | 2,263 |
| Provision for loan and lease losses | $135,000 | 2,802 |
| Total noninterest income | $541,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $212,000 | 3,403 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $329,000 | 2,875 |
| Total noninterest expense | $3,033,000 | 2,949 |
| Salaries and employee benefits | $1,738,000 | 2,851 |
| Premises and equipment expense | $291,000 | 3,920 |
| Additional noninterest expense | $1,004,000 | 2,617 |
| Pre-tax net operating income | $2,451,000 | 1,841 |
| Securities gains (losses) | $12,000 | 824 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,463,000 | 1,432 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,463,000 | 1,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,204 |
| Cash dividends | $1,652,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,451,000 | 1,421 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 2,857 |
| Total interest expense | $982,000 | 4,062 |
| Net interest income | $2,527,000 | 2,276 |
| Provision for loan and lease losses | $-15,000 | 8,450 |
| Total noninterest income | $227,000 | 3,753 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $105,000 | 3,344 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $122,000 | 3,401 |
| Total noninterest expense | $1,584,000 | 2,835 |
| Salaries and employee benefits | $881,000 | 2,837 |
| Premises and equipment expense | $146,000 | 3,924 |
| Additional noninterest expense | $557,000 | 2,367 |
| Pre-tax net operating income | $1,185,000 | 1,886 |
| Securities gains (losses) | $12,000 | 661 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,197,000 | 1,451 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,197,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $579,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,185,000 | 1,455 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,253,000 | 2,837 |
| Total interest expense | $3,560,000 | 3,868 |
| Net interest income | $9,693,000 | 2,355 |
| Provision for loan and lease losses | $348,000 | 2,542 |
| Total noninterest income | $906,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $399,000 | 3,544 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $507,000 | 3,314 |
| Total noninterest expense | $5,310,000 | 3,187 |
| Salaries and employee benefits | $3,458,000 | 2,758 |
| Premises and equipment expense | $613,000 | 3,699 |
| Additional noninterest expense | $1,239,000 | 3,834 |
| Pre-tax net operating income | $4,941,000 | 1,903 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $56,000 | 5,378 |
| Income before extraordinary items | $4,885,000 | 1,487 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,885,000 | 1,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,196 |
| Cash dividends | $3,769,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,885,000 | 1,475 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,675,000 | 2,885 |
| Total interest expense | $2,603,000 | 3,856 |
| Net interest income | $7,072,000 | 2,438 |
| Provision for loan and lease losses | $323,000 | 2,024 |
| Total noninterest income | $698,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $293,000 | 3,621 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $405,000 | 3,196 |
| Total noninterest expense | $3,829,000 | 3,283 |
| Salaries and employee benefits | $2,593,000 | 2,756 |
| Premises and equipment expense | $496,000 | 3,492 |
| Additional noninterest expense | $740,000 | 4,536 |
| Pre-tax net operating income | $3,618,000 | 2,001 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $42,000 | 5,539 |
| Income before extraordinary items | $3,576,000 | 1,557 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,576,000 | 1,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,063 |
| Cash dividends | $2,722,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,576,000 | 1,537 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,177,000 | 2,957 |
| Total interest expense | $1,609,000 | 3,936 |
| Net interest income | $4,568,000 | 2,504 |
| Provision for loan and lease losses | $173,000 | 2,372 |
| Total noninterest income | $478,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $185,000 | 3,721 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $293,000 | 3,071 |
| Total noninterest expense | $2,873,000 | 2,993 |
| Salaries and employee benefits | $1,696,000 | 2,806 |
| Premises and equipment expense | $343,000 | 3,385 |
| Additional noninterest expense | $834,000 | 3,020 |
| Pre-tax net operating income | $2,000,000 | 2,310 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $28,000 | 5,612 |
| Income before extraordinary items | $1,972,000 | 1,857 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,972,000 | 1,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $1,439,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,972,000 | 1,840 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,834,000 | 3,121 |
| Total interest expense | $666,000 | 4,299 |
| Net interest income | $2,168,000 | 2,607 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $207,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $87,000 | 3,767 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $120,000 | 3,380 |
| Total noninterest expense | $1,342,000 | 3,175 |
| Salaries and employee benefits | $847,000 | 2,828 |
| Premises and equipment expense | $165,000 | 3,494 |
| Additional noninterest expense | $330,000 | 3,609 |
| Pre-tax net operating income | $943,000 | 2,384 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $14,000 | 5,578 |
| Income before extraordinary items | $929,000 | 1,917 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $929,000 | 1,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $743,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $929,000 | 1,895 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,916,000 | 3,172 |
| Total interest expense | $1,892,000 | 4,598 |
| Net interest income | $8,024,000 | 2,693 |
| Provision for loan and lease losses | $270,000 | 3,029 |
| Total noninterest income | $671,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $372,000 | 3,719 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $299,000 | 4,341 |
| Total noninterest expense | $5,606,000 | 2,922 |
| Salaries and employee benefits | $3,173,000 | 2,827 |
| Premises and equipment expense | $898,000 | 2,607 |
| Additional noninterest expense | $1,535,000 | 3,170 |
| Pre-tax net operating income | $2,819,000 | 2,907 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $56,000 | 5,792 |
| Income before extraordinary items | $2,763,000 | 2,400 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,763,000 | 2,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,563 |
| Cash dividends | $2,350,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,763,000 | 2,371 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,172,000 | 3,211 |
| Total interest expense | $1,329,000 | 4,645 |
| Net interest income | $5,843,000 | 2,755 |
| Provision for loan and lease losses | $170,000 | 3,297 |
| Total noninterest income | $456,000 | 4,782 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $282,000 | 3,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $174,000 | 4,910 |
| Total noninterest expense | $3,999,000 | 3,028 |
| Salaries and employee benefits | $2,387,000 | 2,779 |
| Premises and equipment expense | $674,000 | 2,583 |
| Additional noninterest expense | $938,000 | 3,683 |
| Pre-tax net operating income | $2,130,000 | 2,920 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $42,000 | 5,906 |
| Income before extraordinary items | $2,088,000 | 2,406 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,088,000 | 2,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,262 |
| Cash dividends | $1,671,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,088,000 | 2,377 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,543,000 | 3,284 |
| Total interest expense | $814,000 | 4,738 |
| Net interest income | $3,729,000 | 2,825 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $226,000 | 5,466 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $188,000 | 3,641 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $38,000 | 6,863 |
| Total noninterest expense | $2,643,000 | 3,037 |
| Salaries and employee benefits | $1,567,000 | 2,812 |
| Premises and equipment expense | $444,000 | 2,596 |
| Additional noninterest expense | $632,000 | 3,645 |
| Pre-tax net operating income | $1,272,000 | 3,114 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $28,000 | 5,916 |
| Income before extraordinary items | $1,244,000 | 2,571 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,244,000 | 2,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,351 |
| Cash dividends | $994,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,244,000 | 2,536 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 3,399 |
| Total interest expense | $363,000 | 4,958 |
| Net interest income | $1,783,000 | 2,937 |
| Provision for loan and lease losses | $-50,000 | 8,802 |
| Total noninterest income | $-14,000 | 8,916 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $93,000 | 3,609 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-107,000 | 8,934 |
| Total noninterest expense | $1,334,000 | 3,025 |
| Salaries and employee benefits | $772,000 | 2,852 |
| Premises and equipment expense | $221,000 | 2,633 |
| Additional noninterest expense | $341,000 | 3,442 |
| Pre-tax net operating income | $485,000 | 3,765 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $471,000 | 3,186 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $471,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,020 |
| Cash dividends | $377,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $471,000 | 3,148 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,290,000 | 3,698 |
| Total interest expense | $1,034,000 | 5,561 |
| Net interest income | $6,256,000 | 3,186 |
| Provision for loan and lease losses | $305,000 | 2,870 |
| Total noninterest income | $1,402,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $464,000 | 3,307 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $938,000 | 2,243 |
| Total noninterest expense | $5,447,000 | 2,883 |
| Salaries and employee benefits | $2,919,000 | 2,904 |
| Premises and equipment expense | $837,000 | 2,684 |
| Additional noninterest expense | $1,691,000 | 2,817 |
| Pre-tax net operating income | $1,906,000 | 3,613 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $29,000 | 6,371 |
| Income before extraordinary items | $1,878,000 | 3,083 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,878,000 | 3,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,186 |
| Cash dividends | $1,527,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,877,020 | 3,017 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,262,000 | 3,767 |
| Total interest expense | $723,000 | 5,740 |
| Net interest income | $4,539,000 | 3,255 |
| Provision for loan and lease losses | $229,000 | 2,734 |
| Total noninterest income | $1,164,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $357,000 | 3,275 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $807,000 | 2,063 |
| Total noninterest expense | $4,126,000 | 2,838 |
| Salaries and employee benefits | $2,181,000 | 2,901 |
| Premises and equipment expense | $626,000 | 2,677 |
| Additional noninterest expense | $1,319,000 | 2,671 |
| Pre-tax net operating income | $1,348,000 | 3,860 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $22,000 | 6,467 |
| Income before extraordinary items | $1,326,000 | 3,298 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,326,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,312 |
| Cash dividends | $948,000 | 1,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,326,000 | 3,214 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,345,000 | 3,921 |
| Total interest expense | $447,000 | 5,975 |
| Net interest income | $2,898,000 | 3,357 |
| Provision for loan and lease losses | $153,000 | 2,669 |
| Total noninterest income | $846,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $250,000 | 3,153 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $596,000 | 1,934 |
| Total noninterest expense | $2,724,000 | 2,867 |
| Salaries and employee benefits | $1,445,000 | 2,929 |
| Premises and equipment expense | $414,000 | 2,709 |
| Additional noninterest expense | $865,000 | 2,722 |
| Pre-tax net operating income | $867,000 | 3,902 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $14,000 | 6,499 |
| Income before extraordinary items | $853,000 | 3,355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $853,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 1,915 |
| Cash dividends | $599,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $853,000 | 3,252 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 4,138 |
| Total interest expense | $205,000 | 6,288 |
| Net interest income | $1,362,000 | 3,521 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $417,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $118,000 | 3,186 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $299,000 | 1,889 |
| Total noninterest expense | $1,333,000 | 2,915 |
| Salaries and employee benefits | $726,000 | 2,918 |
| Premises and equipment expense | $207,000 | 2,727 |
| Additional noninterest expense | $400,000 | 2,914 |
| Pre-tax net operating income | $371,000 | 4,276 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $365,000 | 3,752 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $365,000 | 3,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,140 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $364,020 | 3,638 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,033,000 | 3,809 |
| Total interest expense | $1,065,000 | 5,942 |
| Net interest income | $5,968,000 | 3,209 |
| Provision for loan and lease losses | $460,000 | 2,309 |
| Total noninterest income | $1,546,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $455,000 | 3,343 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,091,000 | 2,261 |
| Total noninterest expense | $5,239,000 | 2,944 |
| Salaries and employee benefits | $2,742,000 | 3,006 |
| Premises and equipment expense | $849,000 | 2,612 |
| Additional noninterest expense | $1,648,000 | 2,831 |
| Pre-tax net operating income | $1,815,000 | 3,618 |
| Securities gains (losses) | $115,000 | 1,765 |
| Applicable income taxes | $691,000 | 2,825 |
| Income before extraordinary items | $1,239,000 | 4,051 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,239,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 1,630 |
| Cash dividends | $1,349,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,165,400 | 4,046 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,345,000 | 3,809 |
| Total interest expense | $833,000 | 5,950 |
| Net interest income | $4,512,000 | 3,187 |
| Provision for loan and lease losses | $137,000 | 4,061 |
| Total noninterest income | $1,235,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $332,000 | 3,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $903,000 | 2,198 |
| Total noninterest expense | $3,887,000 | 2,968 |
| Salaries and employee benefits | $2,055,000 | 3,012 |
| Premises and equipment expense | $641,000 | 2,605 |
| Additional noninterest expense | $1,191,000 | 2,897 |
| Pre-tax net operating income | $1,723,000 | 3,182 |
| Securities gains (losses) | $47,000 | 2,363 |
| Applicable income taxes | $653,000 | 2,503 |
| Income before extraordinary items | $1,117,000 | 3,697 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,117,000 | 3,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $1,179,000 | 1,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,086,920 | 3,616 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,641,000 | 3,761 |
| Total interest expense | $586,000 | 5,923 |
| Net interest income | $3,055,000 | 3,138 |
| Provision for loan and lease losses | $142,000 | 3,214 |
| Total noninterest income | $991,000 | 2,374 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $218,000 | 3,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $773,000 | 1,835 |
| Total noninterest expense | $2,566,000 | 2,984 |
| Salaries and employee benefits | $1,385,000 | 2,992 |
| Premises and equipment expense | $432,000 | 2,574 |
| Additional noninterest expense | $749,000 | 3,047 |
| Pre-tax net operating income | $1,338,000 | 2,843 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $639,000 | 1,961 |
| Income before extraordinary items | $699,000 | 3,871 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $699,000 | 3,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,092 |
| Cash dividends | $830,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $699,000 | 3,674 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 3,712 |
| Total interest expense | $308,000 | 5,862 |
| Net interest income | $1,564,000 | 3,052 |
| Provision for loan and lease losses | $76,000 | 2,787 |
| Total noninterest income | $707,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $112,000 | 3,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $595,000 | 1,313 |
| Total noninterest expense | $1,322,000 | 2,895 |
| Salaries and employee benefits | $710,000 | 2,917 |
| Premises and equipment expense | $228,000 | 2,440 |
| Additional noninterest expense | $384,000 | 2,959 |
| Pre-tax net operating income | $873,000 | 2,298 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $624,000 | 1,156 |
| Income before extraordinary items | $249,000 | 4,728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $249,000 | 4,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $221,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $249,000 | 4,528 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,348,000 | 3,894 |
| Total interest expense | $1,305,000 | 6,164 |
| Net interest income | $6,043,000 | 3,118 |
| Provision for loan and lease losses | $846,000 | 1,551 |
| Total noninterest income | $962,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $380,000 | 3,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $582,000 | 3,021 |
| Total noninterest expense | $4,751,000 | 3,061 |
| Salaries and employee benefits | $2,545,000 | 3,072 |
| Premises and equipment expense | $847,000 | 2,549 |
| Additional noninterest expense | $1,359,000 | 3,229 |
| Pre-tax net operating income | $1,408,000 | 4,270 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $407,000 | 3,856 |
| Income before extraordinary items | $1,001,000 | 4,594 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,001,000 | 4,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 2,038 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,001,000 | 4,473 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,851,000 | 4,076 |
| Total interest expense | $2,206,000 | 5,804 |
| Net interest income | $5,645,000 | 3,111 |
| Provision for loan and lease losses | $730,000 | 1,610 |
| Total noninterest income | $967,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $372,000 | 3,595 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $595,000 | 2,846 |
| Total noninterest expense | $4,555,000 | 3,059 |
| Salaries and employee benefits | $2,356,000 | 3,113 |
| Premises and equipment expense | $828,000 | 2,545 |
| Additional noninterest expense | $1,371,000 | 3,112 |
| Pre-tax net operating income | $1,327,000 | 4,167 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $427,000 | 3,607 |
| Income before extraordinary items | $900,000 | 4,573 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $900,000 | 4,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $745,000 | 1,157 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $900,000 | 4,455 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,500,000 | 3,556 |
| Total interest expense | $2,711,000 | 5,296 |
| Net interest income | $6,789,000 | 2,620 |
| Provision for loan and lease losses | $735,000 | 1,363 |
| Total noninterest income | $1,269,000 | 2,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $378,000 | 3,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $891,000 | 2,008 |
| Total noninterest expense | $4,034,000 | 3,309 |
| Salaries and employee benefits | $2,240,000 | 3,136 |
| Premises and equipment expense | $639,000 | 3,104 |
| Additional noninterest expense | $1,155,000 | 3,563 |
| Pre-tax net operating income | $3,289,000 | 2,195 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,092,000 | 1,975 |
| Income before extraordinary items | $2,197,000 | 2,334 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,197,000 | 2,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 1,195 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,197,000 | 2,343 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,870,000 | 3,970 |
| Total interest expense | $2,502,000 | 5,193 |
| Net interest income | $5,368,000 | 3,229 |
| Provision for loan and lease losses | $575,000 | 1,581 |
| Total noninterest income | $719,000 | 3,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 3,788 |
| Total noninterest expense | $3,536,000 | 3,680 |
| Salaries and employee benefits | $1,879,000 | 3,620 |
| Premises and equipment expense | $516,000 | 3,666 |
| Additional noninterest expense | $1,141,000 | 3,600 |
| Pre-tax net operating income | $1,976,000 | 3,375 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $646,000 | 3,064 |
| Income before extraordinary items | $1,326,000 | 3,582 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,326,000 | 3,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $552,000 | 1,129 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,328,680 | 3,542 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,143,000 | 4,331 |
| Total interest expense | $2,370,000 | 5,578 |
| Net interest income | $4,773,000 | 3,556 |
| Provision for loan and lease losses | $387,000 | 2,124 |
| Total noninterest income | $1,284,000 | 2,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $961,000 | 1,914 |
| Total noninterest expense | $3,152,000 | 3,938 |
| Salaries and employee benefits | $1,855,000 | 3,578 |
| Premises and equipment expense | $514,000 | 3,613 |
| Additional noninterest expense | $783,000 | 4,754 |
| Pre-tax net operating income | $2,518,000 | 2,766 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $826,000 | 2,670 |
| Income before extraordinary items | $1,692,000 | 2,945 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,692,000 | 2,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,560 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,692,000 | 2,855 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,157,000 | 4,965 |
| Total interest expense | $2,141,000 | 6,004 |
| Net interest income | $4,016,000 | 4,226 |
| Provision for loan and lease losses | $223,000 | 3,219 |
| Total noninterest income | $687,000 | 4,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 3,349 |
| Total noninterest expense | $2,859,000 | 4,265 |
| Salaries and employee benefits | $1,653,000 | 3,918 |
| Premises and equipment expense | $498,000 | 3,714 |
| Additional noninterest expense | $708,000 | 5,173 |
| Pre-tax net operating income | $1,621,000 | 4,193 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $496,000 | 4,237 |
| Income before extraordinary items | $1,125,000 | 4,280 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,125,000 | 4,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,544 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,125,000 | 4,222 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,304,000 | 5,671 |
| Total interest expense | $2,001,000 | 6,406 |
| Net interest income | $3,303,000 | 5,073 |
| Provision for loan and lease losses | $85,000 | 5,471 |
| Total noninterest income | $573,000 | 4,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 4,143 |
| Total noninterest expense | $2,761,000 | 4,613 |
| Salaries and employee benefits | $1,596,000 | 4,077 |
| Premises and equipment expense | $540,000 | 3,537 |
| Additional noninterest expense | $625,000 | 6,198 |
| Pre-tax net operating income | $1,030,000 | 5,632 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $174,000 | 7,529 |
| Income before extraordinary items | $857,000 | 5,044 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $857,000 | 5,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,871 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $856,170 | 4,997 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 5,918 |
| Total interest expense | $2,003,000 | 6,458 |
| Net interest income | $3,072,000 | 5,395 |
| Provision for loan and lease losses | $382,000 | 1,925 |
| Total noninterest income | $516,000 | 5,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 4,490 |
| Total noninterest expense | $2,328,000 | 5,298 |
| Salaries and employee benefits | $1,351,000 | 4,711 |
| Premises and equipment expense | $352,000 | 4,999 |
| Additional noninterest expense | $625,000 | 6,362 |
| Pre-tax net operating income | $878,000 | 6,523 |
| Securities gains (losses) | $67,000 | 1,134 |
| Applicable income taxes | $253,000 | 6,605 |
| Income before extraordinary items | $692,000 | 6,046 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $692,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,140 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $643,090 | 6,338 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,176,000 | 6,496 |
| Total interest expense | $1,137,000 | 8,154 |
| Net interest income | $3,039,000 | 5,566 |
| Provision for loan and lease losses | $103,000 | 4,489 |
| Total noninterest income | $620,000 | 4,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 4,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 4,110 |
| Total noninterest expense | $2,543,000 | 5,087 |
| Salaries and employee benefits | $1,282,000 | 4,945 |
| Premises and equipment expense | $373,000 | 4,863 |
| Additional noninterest expense | $888,000 | 5,230 |
| Pre-tax net operating income | $1,013,000 | 5,894 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $205,000 | 7,263 |
| Income before extraordinary items | $808,000 | 5,325 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $808,000 | 5,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,394 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $808,000 | 5,380 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 7,971 |
| Total interest expense | $899,000 | 9,561 |
| Net interest income | $2,326,000 | 6,881 |
| Provision for loan and lease losses | $297,000 | 3,058 |
| Total noninterest income | $419,000 | 6,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,670 |
| Total noninterest expense | $2,322,000 | 5,620 |
| Salaries and employee benefits | $969,000 | 6,315 |
| Premises and equipment expense | $352,000 | 5,209 |
| Additional noninterest expense | $1,001,000 | 4,923 |
| Pre-tax net operating income | $126,000 | 11,664 |
| Securities gains (losses) | $151,000 | 1,973 |
| Applicable income taxes | $8,000 | 11,870 |
| Income before extraordinary items | $269,000 | 9,825 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $269,000 | 9,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,933 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $122,530 | 11,336 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 10,408 |
| Total interest expense | $815,000 | 11,258 |
| Net interest income | $1,418,000 | 9,558 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $336,000 | 7,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,254 |
| Total noninterest expense | $1,507,000 | 7,884 |
| Salaries and employee benefits | $643,000 | 8,429 |
| Premises and equipment expense | $164,000 | 8,734 |
| Additional noninterest expense | $700,000 | 6,746 |
| Pre-tax net operating income | $193,000 | 11,136 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $31,000 | 11,785 |
| Income before extraordinary items | $162,000 | 11,103 |
| Extraordinary gains, net | $31,000 | 1,121 |
| Net income | $193,000 | 10,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 6,806 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $999,000 | 428 |
| Net operating income | $162,000 | 10,768 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.