Home > State Bank and Trust Company, Dallas > Assets and Liabilities
State Bank and Trust Company, Dallas, Assets and Liabilities
| 2014-03-31 | Rank | |
| # of Employees: | 28 | 4,226 |
| Assets and Liabilities | ||
| Total Assets: | $195,793,000 | 3,114 |
| Cash and due from depository institutions | $60,118,000 | 4,226 |
| Interest-bearing balances | $46,200,000 | 813 |
| Securities | $1,002,000 | 6,400 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $124,952,000 | 2,942 |
| Loan loss allowance | $2,119,000 | 2,765 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $1,871,000 | 3,976 |
| Other real estate owned | $0 | 4,226 |
| Goodwill and other intangibles | $6,889,000 | 605 |
| All other assets | $961,000 | 5,601 |
| Life insurance assets | $0 | 3,830 |
| Total liabilities and capital | $195,793,000 | 3,114 |
| Total liabilities | $170,778,000 | 3,162 |
| Total deposits | $162,236,000 | 3,155 |
| Interest-bearing deposits | $86,079,000 | 4,168 |
| Deposits held in domestic offices | $162,236,000 | 3,155 |
| % insured | 64.68% | 6,200 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $8,029,000 | 1,855 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $513,000 | 4,046 |
| Total equity capital | $25,015,000 | 2,679 |
| Total bank equity capital | $25,015,000 | 2,679 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $500,000 | 3,082 |
| Surplus | $20,500,000 | 1,456 |
| Undivided profits | $4,015,000 | 4,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $1,767,000 | 2,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $237,000 | 5,750 |
| Earning assets | $172,154,000 | 3,203 |
| Long-term assets (5+ years) | $30,049,000 | 4,330 |
| Average Assets, year-to-date | $195,175,000 | 3,110 |
| Average Assets, quarterly | $195,175,000 | 3,110 |
| Volatile liabilities | $16,749,000 | 2,168 |
| Insider loans | $50,000 | 5,784 |
| FHLB advances | $7,833,000 | 1,841 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $37,774,000 | 1,801 |
| Tier 1 (core) risk-based capital | $18,126,000 | 3,390 |
| Tier 2 risk-based capital | $1,420,000 | 3,098 |
| Total risk weighted assets | $112,934,000 | 3,351 |
| Total unused commitments | $37,774,000 | 1,801 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 29 | 4,178 |
| Assets and Liabilities | ||
| Total Assets: | $194,557,000 | 3,124 |
| Cash and due from depository institutions | $47,036,000 | 4,178 |
| Interest-bearing balances | $38,515,000 | 880 |
| Securities | $1,002,000 | 6,476 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $135,754,000 | 2,793 |
| Loan loss allowance | $1,920,000 | 2,978 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $1,903,000 | 3,989 |
| Other real estate owned | $890,000 | 4,178 |
| Goodwill and other intangibles | $6,889,000 | 601 |
| All other assets | $1,083,000 | 5,546 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $194,557,000 | 3,124 |
| Total liabilities | $169,634,000 | 3,184 |
| Total deposits | $160,945,000 | 3,173 |
| Interest-bearing deposits | $83,876,000 | 4,227 |
| Deposits held in domestic offices | $160,945,000 | 3,173 |
| % insured | 66.11% | 6,219 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $8,156,000 | 1,948 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $533,000 | 3,961 |
| Total equity capital | $24,923,000 | 2,642 |
| Total bank equity capital | $24,923,000 | 2,642 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $500,000 | 3,119 |
| Surplus | $20,500,000 | 1,459 |
| Undivided profits | $3,923,000 | 4,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $2,283,000 | 2,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $292,000 | 5,493 |
| Earning assets | $175,271,000 | 3,168 |
| Long-term assets (5+ years) | $31,496,000 | 4,253 |
| Average Assets, year-to-date | $210,420,800 | 2,909 |
| Average Assets, quarterly | $198,586,000 | 3,065 |
| Volatile liabilities | $16,911,000 | 2,185 |
| Insider loans | $50,000 | 5,838 |
| FHLB advances | $7,951,000 | 1,939 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $32,012,000 | 1,975 |
| Tier 1 (core) risk-based capital | $18,034,000 | 3,395 |
| Tier 2 risk-based capital | $1,532,000 | 2,965 |
| Total risk weighted assets | $122,204,000 | 3,202 |
| Total unused commitments | $32,012,000 | 1,975 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 30 | 4,127 |
| Assets and Liabilities | ||
| Total Assets: | $202,615,000 | 3,037 |
| Cash and due from depository institutions | $50,355,000 | 4,127 |
| Interest-bearing balances | $39,427,000 | 878 |
| Securities | $1,002,000 | 6,547 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $140,691,000 | 2,695 |
| Loan loss allowance | $3,339,000 | 1,997 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $1,935,000 | 3,982 |
| Other real estate owned | $729,000 | 4,127 |
| Goodwill and other intangibles | $6,889,000 | 600 |
| All other assets | $1,014,000 | 5,717 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $202,615,000 | 3,037 |
| Total liabilities | $176,277,000 | 3,094 |
| Total deposits | $166,702,000 | 3,093 |
| Interest-bearing deposits | $91,475,000 | 4,008 |
| Deposits held in domestic offices | $166,702,000 | 3,093 |
| % insured | 63.40% | 6,470 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $8,914,000 | 1,876 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $661,000 | 3,876 |
| Total equity capital | $26,338,000 | 2,530 |
| Total bank equity capital | $26,338,000 | 2,530 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $500,000 | 3,154 |
| Surplus | $20,500,000 | 1,468 |
| Undivided profits | $5,338,000 | 4,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $6,531,000 | 1,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $296,000 | 5,597 |
| Earning assets | $181,120,000 | 3,097 |
| Long-term assets (5+ years) | $31,391,000 | 4,282 |
| Average Assets, year-to-date | $214,386,750 | 2,894 |
| Average Assets, quarterly | $204,796,500 | 2,989 |
| Volatile liabilities | $18,390,000 | 2,088 |
| Insider loans | $50,000 | 5,901 |
| FHLB advances | $8,701,000 | 1,820 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $35,687,000 | 1,823 |
| Tier 1 (core) risk-based capital | $19,449,000 | 3,209 |
| Tier 2 risk-based capital | $1,603,000 | 2,863 |
| Total risk weighted assets | $126,500,000 | 3,111 |
| Total unused commitments | $35,687,000 | 1,823 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 32 | 3,982 |
| Assets and Liabilities | ||
| Total Assets: | $206,978,000 | 2,973 |
| Cash and due from depository institutions | $45,751,000 | 3,982 |
| Interest-bearing balances | $36,033,000 | 1,026 |
| Securities | $1,002,000 | 6,582 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $149,443,000 | 2,556 |
| Loan loss allowance | $3,088,000 | 2,171 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $1,964,000 | 3,973 |
| Other real estate owned | $729,000 | 3,982 |
| Goodwill and other intangibles | $6,889,000 | 600 |
| All other assets | $1,200,000 | 5,447 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $206,978,000 | 2,973 |
| Total liabilities | $180,774,000 | 3,017 |
| Total deposits | $170,187,000 | 3,036 |
| Interest-bearing deposits | $93,673,000 | 3,986 |
| Deposits held in domestic offices | $170,187,000 | 3,035 |
| % insured | 61.51% | 6,597 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $9,932,000 | 1,748 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $655,000 | 3,789 |
| Total equity capital | $26,204,000 | 2,536 |
| Total bank equity capital | $26,204,000 | 2,536 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $500,000 | 3,180 |
| Surplus | $20,500,000 | 1,471 |
| Undivided profits | $5,204,000 | 4,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $1,390,000 | 3,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $353,000 | 5,296 |
| Earning assets | $186,478,000 | 3,020 |
| Long-term assets (5+ years) | $34,006,000 | 4,080 |
| Average Assets, year-to-date | $218,310,670 | 2,865 |
| Average Assets, quarterly | $210,185,000 | 2,951 |
| Volatile liabilities | $18,691,000 | 2,067 |
| Insider loans | $50,000 | 5,948 |
| FHLB advances | $9,712,000 | 1,688 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $31,456,000 | 1,978 |
| Tier 1 (core) risk-based capital | $19,315,000 | 3,210 |
| Tier 2 risk-based capital | $1,691,000 | 2,721 |
| Total risk weighted assets | $133,844,000 | 2,946 |
| Total unused commitments | $31,456,000 | 1,978 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 30 | 4,175 |
| Assets and Liabilities | ||
| Total Assets: | $213,392,000 | 2,942 |
| Cash and due from depository institutions | $48,935,000 | 4,175 |
| Interest-bearing balances | $39,223,000 | 1,186 |
| Securities | $1,002,000 | 6,649 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $152,397,000 | 2,506 |
| Loan loss allowance | $2,760,000 | 2,409 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $1,994,000 | 3,981 |
| Other real estate owned | $729,000 | 4,175 |
| Goodwill and other intangibles | $6,889,000 | 593 |
| All other assets | $1,446,000 | 5,207 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $213,392,000 | 2,942 |
| Total liabilities | $187,257,000 | 2,972 |
| Total deposits | $175,199,000 | 3,019 |
| Interest-bearing deposits | $106,342,000 | 3,718 |
| Deposits held in domestic offices | $175,199,000 | 3,018 |
| % insured | 58.11% | 6,758 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $11,365,000 | 1,488 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $693,000 | 3,807 |
| Total equity capital | $26,135,000 | 2,621 |
| Total bank equity capital | $26,135,000 | 2,621 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $500,000 | 3,222 |
| Surplus | $20,500,000 | 1,475 |
| Undivided profits | $5,135,000 | 4,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $957,000 | 4,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $419,000 | 4,872 |
| Earning assets | $192,622,000 | 2,994 |
| Long-term assets (5+ years) | $34,408,000 | 4,012 |
| Average Assets, year-to-date | $223,977,000 | 2,833 |
| Average Assets, quarterly | $223,977,000 | 2,833 |
| Volatile liabilities | $19,639,000 | 1,968 |
| Insider loans | $50,000 | 6,004 |
| FHLB advances | $11,121,000 | 1,430 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $36,348,000 | 1,757 |
| Tier 1 (core) risk-based capital | $19,246,000 | 3,211 |
| Tier 2 risk-based capital | $1,719,000 | 2,695 |
| Total risk weighted assets | $136,496,000 | 2,883 |
| Total unused commitments | $36,348,000 | 1,757 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 30 | 4,175 |
| Assets and Liabilities | ||
| Total Assets: | $234,562,000 | 2,732 |
| Cash and due from depository institutions | $60,520,000 | 4,175 |
| Interest-bearing balances | $46,918,000 | 910 |
| Securities | $3,011,000 | 6,428 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $159,664,000 | 2,431 |
| Loan loss allowance | $2,731,000 | 2,449 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $1,999,000 | 3,990 |
| Other real estate owned | $1,020,000 | 4,175 |
| Goodwill and other intangibles | $6,889,000 | 594 |
| All other assets | $1,459,000 | 5,256 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $234,562,000 | 2,732 |
| Total liabilities | $208,490,000 | 2,746 |
| Total deposits | $194,992,000 | 2,768 |
| Interest-bearing deposits | $109,837,000 | 3,632 |
| Deposits held in domestic offices | $194,992,000 | 2,767 |
| % insured | 73.34% | 6,519 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $12,905,000 | 1,499 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $593,000 | 4,116 |
| Total equity capital | $26,072,000 | 2,610 |
| Total bank equity capital | $26,072,000 | 2,610 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $500,000 | 3,251 |
| Surplus | $20,500,000 | 1,478 |
| Undivided profits | $5,072,000 | 4,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $1,704,000 | 3,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $400,000 | 5,045 |
| Earning assets | $209,593,000 | 2,784 |
| Long-term assets (5+ years) | $33,758,000 | 4,005 |
| Average Assets, year-to-date | $215,140,200 | 2,884 |
| Average Assets, quarterly | $228,780,000 | 2,770 |
| Volatile liabilities | $21,726,000 | 1,889 |
| Insider loans | $75,000 | 5,971 |
| FHLB advances | $12,653,000 | 1,440 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $31,374,000 | 1,911 |
| Tier 1 (core) risk-based capital | $19,171,000 | 3,207 |
| Tier 2 risk-based capital | $1,822,000 | 2,585 |
| Total risk weighted assets | $144,843,000 | 2,784 |
| Total unused commitments | $31,374,000 | 1,911 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 30 | 4,225 |
| Assets and Liabilities | ||
| Total Assets: | $222,998,000 | 2,848 |
| Cash and due from depository institutions | $42,249,000 | 4,225 |
| Interest-bearing balances | $29,682,000 | 1,339 |
| Securities | $8,030,000 | 5,881 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $159,171,000 | 2,454 |
| Loan loss allowance | $3,030,000 | 2,318 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $2,031,000 | 4,009 |
| Other real estate owned | $3,112,000 | 4,225 |
| Goodwill and other intangibles | $6,889,000 | 595 |
| All other assets | $1,516,000 | 5,294 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $222,998,000 | 2,848 |
| Total liabilities | $197,111,000 | 2,858 |
| Total deposits | $183,254,000 | 2,904 |
| Interest-bearing deposits | $107,874,000 | 3,697 |
| Deposits held in domestic offices | $183,254,000 | 2,903 |
| % insured | 72.60% | 6,705 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $13,053,000 | 1,506 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $804,000 | 3,827 |
| Total equity capital | $25,887,000 | 2,667 |
| Total bank equity capital | $25,887,000 | 2,667 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 3,304 |
| Surplus | $20,500,000 | 1,494 |
| Undivided profits | $4,887,000 | 4,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,014,000 | 2,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $449,000 | 5,005 |
| Earning assets | $196,883,000 | 2,930 |
| Long-term assets (5+ years) | $32,651,000 | 4,072 |
| Average Assets, year-to-date | $210,284,750 | 2,953 |
| Average Assets, quarterly | $221,358,000 | 2,864 |
| Volatile liabilities | $19,924,000 | 2,028 |
| Insider loans | $0 | 6,456 |
| FHLB advances | $12,792,000 | 1,477 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $31,294,000 | 1,901 |
| Tier 1 (core) risk-based capital | $18,959,000 | 3,272 |
| Tier 2 risk-based capital | $1,844,000 | 2,591 |
| Total risk weighted assets | $146,311,000 | 2,768 |
| Total unused commitments | $31,294,000 | 1,901 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 32 | 4,068 |
| Assets and Liabilities | ||
| Total Assets: | $219,718,000 | 2,882 |
| Cash and due from depository institutions | $41,188,000 | 4,068 |
| Interest-bearing balances | $32,236,000 | 1,227 |
| Securities | $3,047,000 | 6,581 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $161,071,000 | 2,413 |
| Loan loss allowance | $2,975,000 | 2,363 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $1,987,000 | 4,057 |
| Other real estate owned | $3,937,000 | 4,068 |
| Goodwill and other intangibles | $6,889,000 | 593 |
| All other assets | $1,599,000 | 5,177 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $219,718,000 | 2,882 |
| Total liabilities | $194,058,000 | 2,901 |
| Total deposits | $181,911,000 | 2,911 |
| Interest-bearing deposits | $113,409,000 | 3,599 |
| Deposits held in domestic offices | $181,911,000 | 2,910 |
| % insured | 69.40% | 6,883 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $11,393,000 | 1,682 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $754,000 | 3,762 |
| Total equity capital | $25,660,000 | 2,646 |
| Total bank equity capital | $25,660,000 | 2,645 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $500,000 | 3,341 |
| Surplus | $20,500,000 | 1,492 |
| Undivided profits | $4,660,000 | 4,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $1,435,000 | 3,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $431,000 | 5,014 |
| Earning assets | $196,354,000 | 2,924 |
| Long-term assets (5+ years) | $32,035,000 | 4,105 |
| Average Assets, year-to-date | $206,047,000 | 3,022 |
| Average Assets, quarterly | $211,441,000 | 2,974 |
| Volatile liabilities | $18,830,000 | 2,146 |
| Insider loans | $0 | 6,533 |
| FHLB advances | $11,127,000 | 1,625 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $25,982,000 | 2,152 |
| Tier 1 (core) risk-based capital | $18,710,000 | 3,269 |
| Tier 2 risk-based capital | $1,901,000 | 2,538 |
| Total risk weighted assets | $150,997,000 | 2,720 |
| Total unused commitments | $25,982,000 | 2,152 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 33 | 3,996 |
| Assets and Liabilities | ||
| Total Assets: | $203,164,000 | 3,088 |
| Cash and due from depository institutions | $20,847,000 | 3,996 |
| Interest-bearing balances | $11,536,000 | 3,089 |
| Securities | $3,064,000 | 6,642 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $162,517,000 | 2,407 |
| Loan loss allowance | $2,921,000 | 2,413 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,885,000 | 4,169 |
| Other real estate owned | $5,026,000 | 3,996 |
| Goodwill and other intangibles | $6,889,000 | 600 |
| All other assets | $2,936,000 | 4,047 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $203,164,000 | 3,088 |
| Total liabilities | $177,506,000 | 3,137 |
| Total deposits | $165,503,000 | 3,168 |
| Interest-bearing deposits | $104,939,000 | 3,851 |
| Deposits held in domestic offices | $165,503,000 | 3,167 |
| % insured | 71.43% | 6,871 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $11,121,000 | 1,724 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $882,000 | 3,473 |
| Total equity capital | $25,658,000 | 2,629 |
| Total bank equity capital | $25,658,000 | 2,629 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $500,000 | 3,375 |
| Surplus | $20,500,000 | 1,502 |
| Undivided profits | $4,658,000 | 4,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 5,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $449,000 | 4,909 |
| Earning assets | $177,117,000 | 3,218 |
| Long-term assets (5+ years) | $28,040,000 | 4,368 |
| Average Assets, year-to-date | $199,211,500 | 3,114 |
| Average Assets, quarterly | $199,211,500 | 3,114 |
| Volatile liabilities | $16,938,000 | 2,345 |
| Insider loans | $0 | 6,588 |
| FHLB advances | $10,831,000 | 1,693 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $31,140,000 | 1,880 |
| Tier 1 (core) risk-based capital | $18,683,000 | 3,256 |
| Tier 2 risk-based capital | $1,953,000 | 2,493 |
| Total risk weighted assets | $155,310,000 | 2,661 |
| Total unused commitments | $31,140,000 | 1,880 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 34 | 3,933 |
| Assets and Liabilities | ||
| Total Assets: | $195,259,000 | 3,169 |
| Cash and due from depository institutions | $12,872,000 | 3,933 |
| Interest-bearing balances | $3,295,000 | 4,690 |
| Securities | $3,056,000 | 6,676 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $162,852,000 | 2,425 |
| Loan loss allowance | $2,812,000 | 2,498 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $1,898,000 | 4,181 |
| Other real estate owned | $4,943,000 | 3,933 |
| Goodwill and other intangibles | $6,889,000 | 604 |
| All other assets | $2,749,000 | 4,270 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $195,259,000 | 3,169 |
| Total liabilities | $169,758,000 | 3,224 |
| Total deposits | $145,648,000 | 3,468 |
| Interest-bearing deposits | $92,585,000 | 4,163 |
| Deposits held in domestic offices | $145,648,000 | 3,467 |
| % insured | 68.69% | 7,026 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $23,246,000 | 1,124 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $864,000 | 3,504 |
| Total equity capital | $25,501,000 | 2,614 |
| Total bank equity capital | $25,501,000 | 2,614 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $500,000 | 3,401 |
| Surplus | $20,500,000 | 1,508 |
| Undivided profits | $4,501,000 | 4,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $577,000 | 5,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $478,000 | 4,889 |
| Earning assets | $169,203,000 | 3,287 |
| Long-term assets (5+ years) | $29,736,000 | 3,703 |
| Average Assets, year-to-date | $196,172,800 | 3,101 |
| Average Assets, quarterly | $200,799,500 | 3,078 |
| Volatile liabilities | $26,244,000 | 1,809 |
| Insider loans | $0 | 6,631 |
| FHLB advances | $22,949,000 | 1,064 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $34,849,000 | 1,670 |
| Tier 1 (core) risk-based capital | $18,527,000 | 3,254 |
| Tier 2 risk-based capital | $1,955,000 | 2,501 |
| Total risk weighted assets | $155,534,000 | 2,674 |
| Total unused commitments | $34,849,000 | 1,671 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 35 | 3,869 |
| Assets and Liabilities | ||
| Total Assets: | $206,340,000 | 3,023 |
| Cash and due from depository institutions | $11,592,000 | 3,869 |
| Interest-bearing balances | $463,000 | 6,104 |
| Securities | $8,079,000 | 5,998 |
| Federal funds sold & reverse repurchase agreements | $3,220,000 | 1,719 |
| Net loans & leases | $166,532,000 | 2,394 |
| Loan loss allowance | $2,529,000 | 2,725 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $1,928,000 | 4,192 |
| Other real estate owned | $5,350,000 | 3,869 |
| Goodwill and other intangibles | $6,889,000 | 606 |
| All other assets | $2,750,000 | 4,317 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $206,340,000 | 3,023 |
| Total liabilities | $180,917,000 | 3,070 |
| Total deposits | $142,158,000 | 3,520 |
| Interest-bearing deposits | $90,621,000 | 4,246 |
| Deposits held in domestic offices | $142,158,000 | 3,519 |
| % insured | 68.20% | 7,119 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $37,779,000 | 776 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $980,000 | 3,402 |
| Total equity capital | $25,423,000 | 2,642 |
| Total bank equity capital | $25,423,000 | 2,640 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $500,000 | 3,442 |
| Surplus | $20,500,000 | 1,520 |
| Undivided profits | $4,423,000 | 4,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $944,000 | 4,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $431,000 | 5,266 |
| Earning assets | $178,294,000 | 3,172 |
| Long-term assets (5+ years) | $23,487,000 | 4,081 |
| Average Assets, year-to-date | $196,401,250 | 3,113 |
| Average Assets, quarterly | $198,536,000 | 3,111 |
| Volatile liabilities | $42,571,000 | 1,210 |
| Insider loans | $1,500,000 | 3,201 |
| FHLB advances | $37,473,000 | 715 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $24,951,000 | 2,166 |
| Tier 1 (core) risk-based capital | $18,406,000 | 3,289 |
| Tier 2 risk-based capital | $1,999,000 | 2,451 |
| Total risk weighted assets | $159,361,000 | 2,620 |
| Total unused commitments | $24,951,000 | 2,174 |
| Derivatives | $10,000,000 | 606 |
| 2011-06-30 | Rank | |
| # of Employees: | 34 | 3,987 |
| Assets and Liabilities | ||
| Total Assets: | $190,732,000 | 3,220 |
| Cash and due from depository institutions | $11,589,000 | 3,987 |
| Interest-bearing balances | $770,000 | 5,757 |
| Securities | $2,105,000 | 6,973 |
| Federal funds sold & reverse repurchase agreements | $4,770,000 | 1,269 |
| Net loans & leases | $155,527,000 | 2,544 |
| Loan loss allowance | $2,393,000 | 2,852 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,958,000 | 4,186 |
| Other real estate owned | $5,511,000 | 3,987 |
| Goodwill and other intangibles | $6,889,000 | 620 |
| All other assets | $2,383,000 | 4,642 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $190,732,000 | 3,220 |
| Total liabilities | $165,384,000 | 3,297 |
| Total deposits | $143,521,000 | 3,500 |
| Interest-bearing deposits | $93,655,000 | 4,185 |
| Deposits held in domestic offices | $143,521,000 | 3,498 |
| % insured | 65.93% | 7,251 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $20,941,000 | 1,284 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $922,000 | 3,374 |
| Total equity capital | $25,348,000 | 2,579 |
| Total bank equity capital | $25,348,000 | 2,577 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,485 |
| Surplus | $20,500,000 | 1,515 |
| Undivided profits | $4,348,000 | 4,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $441,000 | 5,219 |
| Earning assets | $163,172,000 | 3,396 |
| Long-term assets (5+ years) | $21,086,000 | 4,266 |
| Average Assets, year-to-date | $193,088,330 | 3,184 |
| Average Assets, quarterly | $191,860,500 | 3,208 |
| Volatile liabilities | $23,411,000 | 2,018 |
| Insider loans | $0 | 6,748 |
| FHLB advances | $20,631,000 | 1,210 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $39,358,000 | 1,524 |
| Tier 1 (core) risk-based capital | $18,204,000 | 3,282 |
| Tier 2 risk-based capital | $1,870,000 | 2,616 |
| Total risk weighted assets | $149,046,000 | 2,798 |
| Total unused commitments | $39,358,000 | 1,527 |
| Derivatives | $10,000,000 | 503 |
| 2011-03-31 | Rank | |
| # of Employees: | 32 | 4,167 |
| Assets and Liabilities | ||
| Total Assets: | $192,989,000 | 3,214 |
| Cash and due from depository institutions | $12,293,000 | 4,167 |
| Interest-bearing balances | $1,270,000 | 5,508 |
| Securities | $2,114,000 | 7,014 |
| Federal funds sold & reverse repurchase agreements | $3,610,000 | 1,949 |
| Net loans & leases | $157,422,000 | 2,538 |
| Loan loss allowance | $2,262,000 | 2,973 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,988,000 | 4,184 |
| Other real estate owned | $6,198,000 | 4,167 |
| Goodwill and other intangibles | $6,889,000 | 630 |
| All other assets | $2,475,000 | 4,629 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $192,989,000 | 3,214 |
| Total liabilities | $167,217,000 | 3,297 |
| Total deposits | $144,773,000 | 3,512 |
| Interest-bearing deposits | $90,814,000 | 4,335 |
| Deposits held in domestic offices | $144,773,000 | 3,509 |
| % insured | 67.70% | 7,247 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $21,418,000 | 1,298 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,026,000 | 3,100 |
| Total equity capital | $25,772,000 | 2,501 |
| Total bank equity capital | $25,772,000 | 2,500 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,527 |
| Surplus | $20,500,000 | 1,524 |
| Undivided profits | $4,772,000 | 4,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $777,000 | 4,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $439,000 | 5,218 |
| Earning assets | $164,416,000 | 3,391 |
| Long-term assets (5+ years) | $21,687,000 | 4,157 |
| Average Assets, year-to-date | $194,266,500 | 3,189 |
| Average Assets, quarterly | $194,266,500 | 3,189 |
| Volatile liabilities | $21,128,000 | 2,202 |
| Insider loans | $0 | 6,813 |
| FHLB advances | $21,083,000 | 1,222 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $29,711,000 | 1,920 |
| Tier 1 (core) risk-based capital | $18,526,000 | 3,251 |
| Tier 2 risk-based capital | $1,913,000 | 2,581 |
| Total risk weighted assets | $152,667,000 | 2,768 |
| Total unused commitments | $29,711,000 | 1,921 |
| Derivatives | $10,000,000 | 470 |
| 2010-12-31 | Rank | |
| # of Employees: | 32 | 4,211 |
| Assets and Liabilities | ||
| Total Assets: | $195,544,000 | 3,188 |
| Cash and due from depository institutions | $8,061,000 | 4,211 |
| Interest-bearing balances | $686,000 | 5,780 |
| Securities | $2,116,000 | 7,053 |
| Federal funds sold & reverse repurchase agreements | $11,505,000 | 629 |
| Net loans & leases | $156,078,000 | 2,611 |
| Loan loss allowance | $2,685,000 | 2,593 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,021,000 | 4,190 |
| Other real estate owned | $5,770,000 | 4,211 |
| Goodwill and other intangibles | $6,889,000 | 626 |
| All other assets | $3,104,000 | 4,253 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $195,544,000 | 3,188 |
| Total liabilities | $169,877,000 | 3,261 |
| Total deposits | $146,799,000 | 3,484 |
| Interest-bearing deposits | $92,311,000 | 4,279 |
| Deposits held in domestic offices | $146,799,000 | 3,481 |
| % insured | 67.68% | 7,263 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $22,110,000 | 1,369 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $968,000 | 3,254 |
| Total equity capital | $25,667,000 | 2,492 |
| Total bank equity capital | $25,667,000 | 2,491 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,575 |
| Surplus | $20,500,000 | 1,534 |
| Undivided profits | $4,667,000 | 4,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,157,000 | 4,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $489,000 | 5,061 |
| Earning assets | $170,385,000 | 3,316 |
| Long-term assets (5+ years) | $19,826,000 | 4,247 |
| Average Assets, year-to-date | $195,769,600 | 3,150 |
| Average Assets, quarterly | $194,186,000 | 3,200 |
| Volatile liabilities | $36,056,000 | 3,297 |
| Insider loans | $0 | 6,907 |
| FHLB advances | $21,771,000 | 1,314 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $29,017,000 | 1,951 |
| Tier 1 (core) risk-based capital | $18,429,000 | 3,264 |
| Tier 2 risk-based capital | $1,915,000 | 2,615 |
| Total risk weighted assets | $152,463,000 | 2,817 |
| Total unused commitments | $29,017,000 | 1,952 |
| Derivatives | $10,000,000 | 527 |
| 2010-09-30 | Rank | |
| # of Employees: | 31 | 4,352 |
| Assets and Liabilities | ||
| Total Assets: | $192,828,000 | 3,255 |
| Cash and due from depository institutions | $10,042,000 | 4,352 |
| Interest-bearing balances | $505,000 | 5,913 |
| Securities | $2,137,000 | 7,098 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 1,670 |
| Net loans & leases | $157,258,000 | 2,644 |
| Loan loss allowance | $2,674,000 | 2,628 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,052,000 | 4,218 |
| Other real estate owned | $5,764,000 | 4,352 |
| Goodwill and other intangibles | $6,889,000 | 622 |
| All other assets | $4,286,000 | 3,622 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $192,828,000 | 3,255 |
| Total liabilities | $167,301,000 | 3,332 |
| Total deposits | $134,392,000 | 3,758 |
| Interest-bearing deposits | $84,193,000 | 4,589 |
| Deposits held in domestic offices | $134,392,000 | 3,756 |
| % insured | 74.73% | 6,778 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $31,906,000 | 1,092 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,003,000 | 3,525 |
| Total equity capital | $25,527,000 | 2,597 |
| Total bank equity capital | $25,527,000 | 2,595 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $500,000 | 3,649 |
| Surplus | $20,500,000 | 1,518 |
| Undivided profits | $4,527,000 | 4,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 6,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $487,000 | 5,277 |
| Earning assets | $164,300,000 | 3,442 |
| Long-term assets (5+ years) | $20,759,000 | 4,109 |
| Average Assets, year-to-date | $195,826,000 | 3,194 |
| Average Assets, quarterly | $191,189,000 | 3,264 |
| Volatile liabilities | $47,419,000 | 2,721 |
| Insider loans | $0 | 6,998 |
| FHLB advances | $31,539,000 | 1,017 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $24,717,000 | 2,224 |
| Tier 1 (core) risk-based capital | $18,279,000 | 3,315 |
| Tier 2 risk-based capital | $1,889,000 | 2,689 |
| Total risk weighted assets | $150,353,000 | 2,893 |
| Total unused commitments | $24,717,000 | 2,228 |
| Derivatives | $10,000,000 | 627 |
| 2010-06-30 | Rank | |
| # of Employees: | 31 | 4,392 |
| Assets and Liabilities | ||
| Total Assets: | $189,550,000 | 3,316 |
| Cash and due from depository institutions | $10,780,000 | 4,392 |
| Interest-bearing balances | $460,000 | 5,933 |
| Securities | $2,114,000 | 7,181 |
| Federal funds sold & reverse repurchase agreements | $6,425,000 | 1,240 |
| Net loans & leases | $150,763,000 | 2,780 |
| Loan loss allowance | $2,695,000 | 2,598 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,093,000 | 4,219 |
| Other real estate owned | $6,211,000 | 4,392 |
| Goodwill and other intangibles | $6,889,000 | 632 |
| All other assets | $4,275,000 | 3,662 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $189,550,000 | 3,316 |
| Total liabilities | $164,140,000 | 3,408 |
| Total deposits | $117,242,000 | 4,145 |
| Interest-bearing deposits | $66,650,000 | 5,239 |
| Deposits held in domestic offices | $117,242,000 | 4,143 |
| % insured | 67.25% | 7,317 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $46,020,000 | 834 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $878,000 | 3,687 |
| Total equity capital | $25,410,000 | 2,580 |
| Total bank equity capital | $25,410,000 | 2,578 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,686 |
| Surplus | $20,500,000 | 1,516 |
| Undivided profits | $4,410,000 | 4,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 6,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $474,000 | 5,334 |
| Earning assets | $159,762,000 | 3,550 |
| Long-term assets (5+ years) | $19,440,000 | 4,208 |
| Average Assets, year-to-date | $196,825,330 | 3,205 |
| Average Assets, quarterly | $192,205,000 | 3,279 |
| Volatile liabilities | $59,429,000 | 2,274 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $45,647,000 | 782 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $37,784,000 | 1,618 |
| Tier 1 (core) risk-based capital | $18,108,000 | 3,331 |
| Tier 2 risk-based capital | $1,849,000 | 2,756 |
| Total risk weighted assets | $147,053,000 | 2,984 |
| Total unused commitments | $37,784,000 | 1,620 |
| Derivatives | $10,000,000 | 538 |
| 2010-03-31 | Rank | |
| # of Employees: | 30 | 4,535 |
| Assets and Liabilities | ||
| Total Assets: | $194,860,000 | 3,314 |
| Cash and due from depository institutions | $9,187,000 | 4,535 |
| Interest-bearing balances | $639,000 | 5,685 |
| Securities | $2,104,000 | 7,264 |
| Federal funds sold & reverse repurchase agreements | $12,895,000 | 721 |
| Net loans & leases | $151,151,000 | 2,830 |
| Loan loss allowance | $2,541,000 | 2,752 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,129,000 | 4,252 |
| Other real estate owned | $6,210,000 | 4,535 |
| Goodwill and other intangibles | $6,889,000 | 642 |
| All other assets | $4,295,000 | 3,731 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $194,860,000 | 3,314 |
| Total liabilities | $169,605,000 | 3,372 |
| Total deposits | $122,579,000 | 4,061 |
| Interest-bearing deposits | $76,153,000 | 4,959 |
| Deposits held in domestic offices | $122,579,000 | 4,059 |
| % insured | 64.22% | 7,503 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $46,259,000 | 903 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $767,000 | 3,953 |
| Total equity capital | $25,255,000 | 2,611 |
| Total bank equity capital | $25,255,000 | 2,609 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $20,500,000 | 1,546 |
| Undivided profits | $4,255,000 | 4,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $670,000 | 5,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $441,000 | 5,609 |
| Earning assets | $166,789,000 | 3,468 |
| Long-term assets (5+ years) | $18,230,000 | 4,332 |
| Average Assets, year-to-date | $200,463,000 | 3,210 |
| Average Assets, quarterly | $200,463,000 | 3,210 |
| Volatile liabilities | $53,493,000 | 2,565 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $45,864,000 | 846 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $40,185,000 | 1,591 |
| Tier 1 (core) risk-based capital | $17,917,000 | 3,383 |
| Tier 2 risk-based capital | $1,863,000 | 2,774 |
| Total risk weighted assets | $148,366,000 | 3,024 |
| Total unused commitments | $40,185,000 | 1,594 |
| Derivatives | $10,000,000 | 502 |
| 2009-12-31 | Rank | |
| # of Employees: | 30 | 4,580 |
| Assets and Liabilities | ||
| Total Assets: | $206,066,000 | 3,165 |
| Cash and due from depository institutions | $9,271,000 | 4,580 |
| Interest-bearing balances | $647,000 | 5,457 |
| Securities | $2,090,000 | 7,293 |
| Federal funds sold & reverse repurchase agreements | $16,275,000 | 502 |
| Net loans & leases | $162,415,000 | 2,719 |
| Loan loss allowance | $2,618,000 | 2,658 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,170,000 | 4,266 |
| Other real estate owned | $2,471,000 | 4,580 |
| Goodwill and other intangibles | $6,889,000 | 643 |
| All other assets | $4,485,000 | 3,697 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $206,066,000 | 3,165 |
| Total liabilities | $180,831,000 | 3,224 |
| Total deposits | $133,696,000 | 3,810 |
| Interest-bearing deposits | $81,898,000 | 4,742 |
| Deposits held in domestic offices | $133,696,000 | 3,809 |
| % insured | 60.76% | 7,656 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $46,481,000 | 970 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $654,000 | 4,316 |
| Total equity capital | $25,235,000 | 2,580 |
| Total bank equity capital | $25,235,000 | 2,578 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $20,500,000 | 1,545 |
| Undivided profits | $4,235,000 | 4,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $2,066,000 | 3,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $500,000 | 5,393 |
| Earning assets | $181,427,000 | 3,250 |
| Long-term assets (5+ years) | $17,980,000 | 4,364 |
| Average Assets, year-to-date | $211,496,600 | 3,049 |
| Average Assets, quarterly | $206,401,500 | 3,154 |
| Volatile liabilities | $55,893,000 | 2,478 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $46,078,000 | 901 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $38,183,000 | 1,669 |
| Tier 1 (core) risk-based capital | $17,917,000 | 3,355 |
| Tier 2 risk-based capital | $1,947,000 | 2,720 |
| Total risk weighted assets | $155,084,000 | 2,974 |
| Total unused commitments | $38,183,000 | 1,670 |
| Derivatives | $10,000,000 | 487 |
| 2009-09-30 | Rank | |
| # of Employees: | 30 | 4,622 |
| Assets and Liabilities | ||
| Total Assets: | $206,737,000 | 3,169 |
| Cash and due from depository institutions | $9,890,000 | 4,622 |
| Interest-bearing balances | $673,000 | 5,308 |
| Securities | $8,076,000 | 6,164 |
| Federal funds sold & reverse repurchase agreements | $14,770,000 | 614 |
| Net loans & leases | $159,086,000 | 2,791 |
| Loan loss allowance | $2,755,000 | 2,482 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,216,000 | 4,250 |
| Other real estate owned | $1,886,000 | 4,622 |
| Goodwill and other intangibles | $6,890,000 | 688 |
| All other assets | $3,923,000 | 3,633 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $206,737,000 | 3,169 |
| Total liabilities | $181,780,000 | 3,222 |
| Total deposits | $134,297,000 | 3,778 |
| Interest-bearing deposits | $83,653,000 | 4,685 |
| Deposits held in domestic offices | $134,297,000 | 3,777 |
| % insured | 60.32% | 7,758 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $46,697,000 | 1,027 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $786,000 | 4,321 |
| Total equity capital | $24,957,000 | 2,686 |
| Total bank equity capital | $24,957,000 | 2,684 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $20,500,000 | 1,557 |
| Undivided profits | $3,957,000 | 4,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,409,000 | 4,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $550,000 | 5,335 |
| Earning assets | $182,605,000 | 3,251 |
| Long-term assets (5+ years) | $14,537,000 | 4,770 |
| Average Assets, year-to-date | $212,854,250 | 3,055 |
| Average Assets, quarterly | $212,009,000 | 3,090 |
| Volatile liabilities | $57,246,000 | 2,454 |
| Insider loans | $2,000 | 7,267 |
| FHLB advances | $46,290,000 | 949 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $35,397,000 | 1,892 |
| Tier 1 (core) risk-based capital | $17,664,000 | 3,472 |
| Tier 2 risk-based capital | $1,944,000 | 2,735 |
| Total risk weighted assets | $154,702,000 | 3,017 |
| Total unused commitments | $35,397,000 | 1,894 |
| Derivatives | $30,000,000 | 338 |
| 2009-06-30 | Rank | |
| # of Employees: | 30 | 4,683 |
| Assets and Liabilities | ||
| Total Assets: | $217,281,000 | 3,041 |
| Cash and due from depository institutions | $8,449,000 | 4,683 |
| Interest-bearing balances | $568,000 | 5,212 |
| Securities | $3,010,000 | 7,221 |
| Federal funds sold & reverse repurchase agreements | $20,515,000 | 443 |
| Net loans & leases | $170,285,000 | 2,662 |
| Loan loss allowance | $2,423,000 | 2,639 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,263,000 | 4,237 |
| Other real estate owned | $1,800,000 | 4,683 |
| Goodwill and other intangibles | $6,890,000 | 706 |
| All other assets | $4,069,000 | 3,550 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $217,281,000 | 3,041 |
| Total liabilities | $192,863,000 | 3,074 |
| Total deposits | $144,720,000 | 3,574 |
| Interest-bearing deposits | $91,222,000 | 4,422 |
| Deposits held in domestic offices | $144,720,000 | 3,572 |
| % insured | 39.14% | 7,969 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $47,286,000 | 1,054 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $857,000 | 4,154 |
| Total equity capital | $24,418,000 | 2,711 |
| Total bank equity capital | $24,418,000 | 2,710 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $20,500,000 | 1,564 |
| Undivided profits | $3,418,000 | 5,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,412,000 | 3,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $496,000 | 5,543 |
| Earning assets | $194,378,000 | 3,111 |
| Long-term assets (5+ years) | $9,673,000 | 5,454 |
| Average Assets, year-to-date | $214,893,330 | 3,042 |
| Average Assets, quarterly | $218,959,500 | 3,014 |
| Volatile liabilities | $59,877,000 | 2,365 |
| Insider loans | $9,000 | 7,269 |
| FHLB advances | $46,873,000 | 974 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $37,617,000 | 1,865 |
| Tier 1 (core) risk-based capital | $17,153,000 | 3,580 |
| Tier 2 risk-based capital | $2,057,000 | 2,573 |
| Total risk weighted assets | $164,168,000 | 2,879 |
| Total unused commitments | $37,617,000 | 1,867 |
| Derivatives | $30,000,000 | 360 |
| 2009-03-31 | Rank | |
| # of Employees: | 30 | 4,715 |
| Assets and Liabilities | ||
| Total Assets: | $220,638,000 | 3,023 |
| Cash and due from depository institutions | $10,421,000 | 4,715 |
| Interest-bearing balances | $638,000 | 4,771 |
| Securities | $3,843,000 | 7,084 |
| Federal funds sold & reverse repurchase agreements | $14,620,000 | 812 |
| Net loans & leases | $176,901,000 | 2,608 |
| Loan loss allowance | $2,274,000 | 2,703 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,307,000 | 4,221 |
| Other real estate owned | $1,390,000 | 4,715 |
| Goodwill and other intangibles | $6,889,000 | 723 |
| All other assets | $4,267,000 | 3,450 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $220,638,000 | 3,023 |
| Total liabilities | $196,963,000 | 3,031 |
| Total deposits | $133,627,000 | 3,787 |
| Interest-bearing deposits | $84,107,000 | 4,670 |
| Deposits held in domestic offices | $133,627,000 | 3,785 |
| % insured | 42.49% | 7,968 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $62,519,000 | 872 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $817,000 | 4,171 |
| Total equity capital | $23,675,000 | 2,823 |
| Total bank equity capital | $23,675,000 | 2,823 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $20,500,000 | 1,545 |
| Undivided profits | $2,675,000 | 5,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,450,000 | 3,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $610,000 | 4,954 |
| Earning assets | $196,002,000 | 3,109 |
| Long-term assets (5+ years) | $8,691,000 | 5,620 |
| Average Assets, year-to-date | $213,699,500 | 3,071 |
| Average Assets, quarterly | $213,699,500 | 3,071 |
| Volatile liabilities | $74,956,000 | 1,996 |
| Insider loans | $11,000 | 7,306 |
| FHLB advances | $59,086,000 | 828 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $37,954,000 | 1,935 |
| Tier 1 (core) risk-based capital | $16,630,000 | 3,709 |
| Tier 2 risk-based capital | $2,177,000 | 2,455 |
| Total risk weighted assets | $174,050,000 | 2,757 |
| Total unused commitments | $37,954,000 | 1,936 |
| Derivatives | $30,000,000 | 407 |
| 2008-12-31 | Rank | |
| # of Employees: | 40 | 3,884 |
| Assets and Liabilities | ||
| Total Assets: | $206,761,000 | 3,160 |
| Cash and due from depository institutions | $12,350,000 | 3,884 |
| Interest-bearing balances | $689,000 | 4,098 |
| Securities | $5,955,000 | 6,727 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $173,279,000 | 2,663 |
| Loan loss allowance | $1,744,000 | 3,219 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,354,000 | 4,216 |
| Other real estate owned | $1,873,000 | 3,884 |
| Goodwill and other intangibles | $6,890,000 | 732 |
| All other assets | $4,060,000 | 3,589 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $206,761,000 | 3,160 |
| Total liabilities | $183,225,000 | 3,194 |
| Total deposits | $129,602,000 | 3,802 |
| Interest-bearing deposits | $77,002,000 | 4,854 |
| Deposits held in domestic offices | $129,602,000 | 3,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,000 | 3,340 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $52,735,000 | 1,114 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $818,000 | 4,189 |
| Total equity capital | $23,536,000 | 2,819 |
| Total bank equity capital | $23,536,000 | 2,819 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $20,500,000 | 1,510 |
| Undivided profits | $2,536,000 | 5,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,398,000 | 1,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $525,000 | 5,639 |
| Earning assets | $179,923,000 | 3,275 |
| Long-term assets (5+ years) | $7,927,000 | 5,729 |
| Average Assets, year-to-date | $198,071,600 | 3,166 |
| Average Assets, quarterly | $207,055,000 | 3,135 |
| Volatile liabilities | $62,718,000 | 2,261 |
| Insider loans | $13,000 | 7,353 |
| FHLB advances | $52,297,000 | 1,029 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $38,696,000 | 1,948 |
| Tier 1 (core) risk-based capital | $16,437,000 | 3,725 |
| Tier 2 risk-based capital | $1,744,000 | 2,891 |
| Total risk weighted assets | $169,619,000 | 2,821 |
| Total unused commitments | $38,696,000 | 1,949 |
| Derivatives | $30,000,000 | 353 |
| 2008-09-30 | Rank | |
| # of Employees: | 40 | 3,928 |
| Assets and Liabilities | ||
| Total Assets: | $207,349,000 | 3,119 |
| Cash and due from depository institutions | $19,554,000 | 3,928 |
| Interest-bearing balances | $352,000 | 3,997 |
| Securities | $4,004,000 | 7,154 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $170,201,000 | 2,684 |
| Loan loss allowance | $1,840,000 | 2,904 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,390,000 | 4,200 |
| Other real estate owned | $533,000 | 3,928 |
| Goodwill and other intangibles | $6,911,000 | 773 |
| All other assets | $3,756,000 | 3,818 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $207,349,000 | 3,119 |
| Total liabilities | $183,532,000 | 3,160 |
| Total deposits | $135,501,000 | 3,632 |
| Interest-bearing deposits | $82,353,000 | 4,605 |
| Deposits held in domestic offices | $135,501,000 | 3,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,985,000 | 2,432 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $45,039,000 | 1,277 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,007,000 | 3,848 |
| Total equity capital | $23,817,000 | 2,783 |
| Total bank equity capital | $23,817,000 | 2,783 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $20,500,000 | 1,485 |
| Undivided profits | $2,817,000 | 5,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,869,000 | 1,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $539,000 | 5,705 |
| Earning assets | $174,557,000 | 3,330 |
| Long-term assets (5+ years) | $5,577,000 | 6,139 |
| Average Assets, year-to-date | $195,899,250 | 3,196 |
| Average Assets, quarterly | $203,231,500 | 3,155 |
| Volatile liabilities | $60,394,000 | 2,288 |
| Insider loans | $15,000 | 7,395 |
| FHLB advances | $44,593,000 | 1,212 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $36,854,000 | 2,130 |
| Tier 1 (core) risk-based capital | $16,773,000 | 3,710 |
| Tier 2 risk-based capital | $1,840,000 | 2,705 |
| Total risk weighted assets | $170,006,000 | 2,833 |
| Total unused commitments | $36,854,000 | 2,132 |
| Derivatives | $30,000,000 | 298 |
| 2008-06-30 | Rank | |
| # of Employees: | 42 | 3,833 |
| Assets and Liabilities | ||
| Total Assets: | $199,114,000 | 3,218 |
| Cash and due from depository institutions | $16,890,000 | 3,833 |
| Interest-bearing balances | $322,000 | 3,941 |
| Securities | $4,004,000 | 7,216 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $165,123,000 | 2,730 |
| Loan loss allowance | $2,164,000 | 2,509 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,435,000 | 4,160 |
| Other real estate owned | $533,000 | 3,833 |
| Goodwill and other intangibles | $6,992,000 | 784 |
| All other assets | $3,137,000 | 4,180 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $199,114,000 | 3,218 |
| Total liabilities | $174,765,000 | 3,258 |
| Total deposits | $140,571,000 | 3,534 |
| Interest-bearing deposits | $84,768,000 | 4,519 |
| Deposits held in domestic offices | $140,571,000 | 3,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,615,000 | 2,643 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $31,546,000 | 1,584 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,033,000 | 3,763 |
| Total equity capital | $24,349,000 | 2,750 |
| Total bank equity capital | $24,349,000 | 2,750 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $20,500,000 | 1,462 |
| Undivided profits | $3,349,000 | 5,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,127,000 | 1,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $482,000 | 5,981 |
| Earning assets | $169,449,000 | 3,401 |
| Long-term assets (5+ years) | $5,379,000 | 6,204 |
| Average Assets, year-to-date | $192,082,670 | 3,268 |
| Average Assets, quarterly | $194,426,000 | 3,267 |
| Volatile liabilities | $50,789,000 | 2,620 |
| Insider loans | $16,000 | 7,445 |
| FHLB advances | $31,096,000 | 1,507 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $39,575,000 | 2,094 |
| Tier 1 (core) risk-based capital | $17,234,000 | 3,654 |
| Tier 2 risk-based capital | $2,164,000 | 2,336 |
| Total risk weighted assets | $181,058,000 | 2,647 |
| Total unused commitments | $39,575,000 | 2,094 |
| Derivatives | $30,000,000 | 303 |
| 2008-03-31 | Rank | |
| # of Employees: | 42 | 3,835 |
| Assets and Liabilities | ||
| Total Assets: | $189,738,000 | 3,328 |
| Cash and due from depository institutions | $14,497,000 | 3,835 |
| Interest-bearing balances | $298,000 | 4,097 |
| Securities | $4,004,000 | 7,255 |
| Federal funds sold & reverse repurchase agreements | $2,885,000 | 4,349 |
| Net loans & leases | $154,644,000 | 2,847 |
| Loan loss allowance | $1,914,000 | 2,682 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,441,000 | 4,141 |
| Other real estate owned | $534,000 | 3,835 |
| Goodwill and other intangibles | $7,079,000 | 797 |
| All other assets | $3,654,000 | 3,722 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $189,738,000 | 3,328 |
| Total liabilities | $164,623,000 | 3,394 |
| Total deposits | $140,345,000 | 3,575 |
| Interest-bearing deposits | $91,907,000 | 4,284 |
| Deposits held in domestic offices | $140,345,000 | 3,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $22,853,000 | 1,852 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,425,000 | 3,206 |
| Total equity capital | $25,115,000 | 2,735 |
| Total bank equity capital | $25,115,000 | 2,735 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $20,500,000 | 1,445 |
| Undivided profits | $4,115,000 | 5,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,540,000 | 2,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $663,000 | 5,009 |
| Earning assets | $161,831,000 | 3,511 |
| Long-term assets (5+ years) | $8,122,000 | 5,547 |
| Average Assets, year-to-date | $188,567,000 | 3,305 |
| Average Assets, quarterly | $188,567,000 | 3,305 |
| Volatile liabilities | $45,247,000 | 2,831 |
| Insider loans | $17,000 | 7,469 |
| FHLB advances | $22,383,000 | 1,782 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $62,559,000 | 1,476 |
| Tier 1 (core) risk-based capital | $17,736,000 | 3,555 |
| Tier 2 risk-based capital | $1,914,000 | 2,526 |
| Total risk weighted assets | $155,047,000 | 2,982 |
| Total unused commitments | $62,559,000 | 1,476 |
| Derivatives | $30,000,000 | 325 |
| 2007-12-31 | Rank | |
| # of Employees: | 44 | 3,708 |
| Assets and Liabilities | ||
| Total Assets: | $187,396,000 | 3,317 |
| Cash and due from depository institutions | $13,602,000 | 3,708 |
| Interest-bearing balances | $192,000 | 4,074 |
| Securities | $4,005,000 | 7,335 |
| Federal funds sold & reverse repurchase agreements | $2,630,000 | 3,707 |
| Net loans & leases | $154,064,000 | 2,836 |
| Loan loss allowance | $1,914,000 | 2,644 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,280,000 | 4,304 |
| Other real estate owned | $764,000 | 3,708 |
| Goodwill and other intangibles | $7,159,000 | 789 |
| All other assets | $2,892,000 | 4,325 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $187,396,000 | 3,317 |
| Total liabilities | $163,266,000 | 3,387 |
| Total deposits | $140,122,000 | 3,534 |
| Interest-bearing deposits | $87,350,000 | 4,387 |
| Deposits held in domestic offices | $140,122,000 | 3,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $21,802,000 | 1,779 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,342,000 | 3,307 |
| Total equity capital | $24,130,000 | 2,799 |
| Total bank equity capital | $24,130,000 | 2,799 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $20,500,000 | 1,423 |
| Undivided profits | $3,130,000 | 5,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $803,000 | 4,705 |
| Earning assets | $160,891,000 | 3,482 |
| Long-term assets (5+ years) | $8,441,000 | 5,249 |
| Average Assets, year-to-date | $195,955,200 | 3,068 |
| Average Assets, quarterly | $192,108,000 | 3,231 |
| Volatile liabilities | $35,120,000 | 3,425 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $21,326,000 | 1,698 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $52,354,000 | 1,709 |
| Tier 1 (core) risk-based capital | $16,971,000 | 3,670 |
| Tier 2 risk-based capital | $1,914,000 | 2,508 |
| Total risk weighted assets | $159,893,000 | 2,883 |
| Total unused commitments | $52,354,000 | 1,709 |
| Derivatives | $30,000,000 | 301 |
| 2007-09-30 | Rank | |
| # of Employees: | 41 | 3,923 |
| Assets and Liabilities | ||
| Total Assets: | $196,820,000 | 3,136 |
| Cash and due from depository institutions | $11,913,000 | 3,923 |
| Interest-bearing balances | $126,000 | 4,306 |
| Securities | $9,998,000 | 6,077 |
| Federal funds sold & reverse repurchase agreements | $4,080,000 | 2,925 |
| Net loans & leases | $157,247,000 | 2,731 |
| Loan loss allowance | $1,913,000 | 2,615 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,255,000 | 4,311 |
| Other real estate owned | $1,383,000 | 3,923 |
| Goodwill and other intangibles | $7,240,000 | 752 |
| All other assets | $2,704,000 | 4,558 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $196,820,000 | 3,136 |
| Total liabilities | $172,792,000 | 3,191 |
| Total deposits | $142,001,000 | 3,462 |
| Interest-bearing deposits | $84,134,000 | 4,467 |
| Deposits held in domestic offices | $142,001,000 | 3,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $29,415,000 | 1,374 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,376,000 | 3,311 |
| Total equity capital | $24,028,000 | 2,779 |
| Total bank equity capital | $24,028,000 | 2,779 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $20,500,000 | 1,389 |
| Undivided profits | $3,028,000 | 5,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 6,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $817,000 | 4,893 |
| Earning assets | $171,451,000 | 3,292 |
| Long-term assets (5+ years) | $8,567,000 | 5,103 |
| Average Assets, year-to-date | $198,095,000 | 3,039 |
| Average Assets, quarterly | $195,274,000 | 3,129 |
| Volatile liabilities | $49,501,000 | 2,593 |
| Insider loans | $1,000 | 7,645 |
| FHLB advances | $28,934,000 | 1,312 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $49,242,000 | 1,807 |
| Tier 1 (core) risk-based capital | $16,788,000 | 3,710 |
| Tier 2 risk-based capital | $1,913,000 | 2,484 |
| Total risk weighted assets | $155,094,000 | 2,914 |
| Total unused commitments | $49,242,000 | 1,807 |
| Derivatives | $30,000,000 | 312 |
| 2007-06-30 | Rank | |
| # of Employees: | 40 | 4,035 |
| Assets and Liabilities | ||
| Total Assets: | $193,728,000 | 3,170 |
| Cash and due from depository institutions | $13,323,000 | 4,035 |
| Interest-bearing balances | $88,000 | 4,931 |
| Securities | $6,287,000 | 6,900 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $160,737,000 | 2,671 |
| Loan loss allowance | $1,763,000 | 2,786 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,290,000 | 4,256 |
| Other real estate owned | $1,624,000 | 4,035 |
| Goodwill and other intangibles | $7,321,000 | 756 |
| All other assets | $2,146,000 | 5,061 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $193,728,000 | 3,170 |
| Total liabilities | $169,856,000 | 3,229 |
| Total deposits | $150,033,000 | 3,325 |
| Interest-bearing deposits | $89,974,000 | 4,271 |
| Deposits held in domestic offices | $150,033,000 | 3,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,005,000 | 2,279 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $16,598,000 | 1,882 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,220,000 | 3,397 |
| Total equity capital | $23,872,000 | 2,784 |
| Total bank equity capital | $23,872,000 | 2,784 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $20,500,000 | 1,390 |
| Undivided profits | $2,872,000 | 5,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $264,000 | 5,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $775,000 | 4,818 |
| Earning assets | $167,112,000 | 3,345 |
| Long-term assets (5+ years) | $6,915,000 | 5,409 |
| Average Assets, year-to-date | $198,520,000 | 3,066 |
| Average Assets, quarterly | $194,361,000 | 3,145 |
| Volatile liabilities | $38,235,000 | 3,126 |
| Insider loans | $2,000 | 7,668 |
| FHLB advances | $16,111,000 | 1,807 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $47,771,000 | 1,895 |
| Tier 1 (core) risk-based capital | $16,551,000 | 3,726 |
| Tier 2 risk-based capital | $1,763,000 | 2,656 |
| Total risk weighted assets | $154,110,000 | 2,921 |
| Total unused commitments | $47,771,000 | 1,896 |
| Derivatives | $30,000,000 | 342 |
| 2007-03-31 | Rank | |
| # of Employees: | 40 | 4,019 |
| Assets and Liabilities | ||
| Total Assets: | $194,994,000 | 3,157 |
| Cash and due from depository institutions | $13,786,000 | 4,019 |
| Interest-bearing balances | $279,000 | 3,697 |
| Securities | $5,271,000 | 7,162 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 3,052 |
| Net loans & leases | $157,104,000 | 2,697 |
| Loan loss allowance | $1,814,000 | 2,717 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,324,000 | 4,181 |
| Other real estate owned | $1,424,000 | 4,019 |
| Goodwill and other intangibles | $7,418,000 | 741 |
| All other assets | $1,967,000 | 5,176 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $194,994,000 | 3,157 |
| Total liabilities | $171,315,000 | 3,196 |
| Total deposits | $158,259,000 | 3,189 |
| Interest-bearing deposits | $101,205,000 | 3,973 |
| Deposits held in domestic offices | $158,259,000 | 3,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $11,772,000 | 2,228 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,284,000 | 3,356 |
| Total equity capital | $23,679,000 | 2,811 |
| Total bank equity capital | $23,679,000 | 2,811 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $20,500,000 | 1,369 |
| Undivided profits | $2,679,000 | 5,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,074,000 | 2,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $750,000 | 4,788 |
| Earning assets | $168,354,000 | 3,338 |
| Long-term assets (5+ years) | $5,659,000 | 5,674 |
| Average Assets, year-to-date | $200,916,000 | 3,050 |
| Average Assets, quarterly | $200,916,000 | 3,050 |
| Volatile liabilities | $38,229,000 | 3,082 |
| Insider loans | $3,000 | 7,679 |
| FHLB advances | $11,263,000 | 2,165 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $63,329,000 | 1,528 |
| Tier 1 (core) risk-based capital | $16,261,000 | 3,750 |
| Tier 2 risk-based capital | $1,814,000 | 2,582 |
| Total risk weighted assets | $150,555,000 | 2,945 |
| Total unused commitments | $63,329,000 | 1,529 |
| Derivatives | $30,000,000 | 342 |
| 2006-12-31 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $206,838,000 | 2,989 |
| Cash and due from depository institutions | $13,320,000 | 3,927 |
| Interest-bearing balances | $275,000 | 3,715 |
| Securities | $4,006,000 | 7,501 |
| Federal funds sold & reverse repurchase agreements | $14,590,000 | 1,101 |
| Net loans & leases | $161,279,000 | 2,625 |
| Loan loss allowance | $1,861,000 | 2,637 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,349,000 | 4,123 |
| Other real estate owned | $1,361,000 | 3,927 |
| Goodwill and other intangibles | $7,515,000 | 724 |
| All other assets | $2,418,000 | 4,743 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $206,838,000 | 2,989 |
| Total liabilities | $183,777,000 | 3,006 |
| Total deposits | $163,550,000 | 3,053 |
| Interest-bearing deposits | $94,807,000 | 4,090 |
| Deposits held in domestic offices | $163,550,000 | 3,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $19,061,000 | 1,772 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,166,000 | 3,496 |
| Total equity capital | $23,061,000 | 2,838 |
| Total bank equity capital | $23,061,000 | 2,838 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $20,500,000 | 1,347 |
| Undivided profits | $2,061,000 | 6,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,324,000 | 2,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $842,000 | 4,536 |
| Earning assets | $180,150,000 | 3,110 |
| Long-term assets (5+ years) | $5,730,000 | 5,604 |
| Average Assets, year-to-date | $189,116,800 | 3,084 |
| Average Assets, quarterly | $200,537,500 | 3,029 |
| Volatile liabilities | $36,525,000 | 3,307 |
| Insider loans | $3,000 | 7,702 |
| FHLB advances | $11,410,000 | 2,231 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $56,434,000 | 1,667 |
| Tier 1 (core) risk-based capital | $15,546,000 | 3,842 |
| Tier 2 risk-based capital | $1,861,000 | 2,518 |
| Total risk weighted assets | $161,147,000 | 2,745 |
| Total unused commitments | $56,434,000 | 1,668 |
| Derivatives | $30,000,000 | 329 |
| 2006-09-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $194,237,000 | 3,109 |
| Cash and due from depository institutions | $11,946,000 | 3,935 |
| Interest-bearing balances | $316,000 | 3,544 |
| Securities | $8,997,000 | 6,430 |
| Federal funds sold & reverse repurchase agreements | $740,000 | 4,983 |
| Net loans & leases | $158,317,000 | 2,653 |
| Loan loss allowance | $1,830,000 | 2,681 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,384,000 | 4,045 |
| Other real estate owned | $1,738,000 | 3,935 |
| Goodwill and other intangibles | $7,623,000 | 717 |
| All other assets | $2,492,000 | 4,695 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $194,237,000 | 3,109 |
| Total liabilities | $171,438,000 | 3,143 |
| Total deposits | $151,068,000 | 3,217 |
| Interest-bearing deposits | $90,115,000 | 4,176 |
| Deposits held in domestic offices | $151,068,000 | 3,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $19,149,000 | 1,833 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,221,000 | 3,370 |
| Total equity capital | $22,799,000 | 2,828 |
| Total bank equity capital | $22,799,000 | 2,828 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $20,500,000 | 1,340 |
| Undivided profits | $1,799,000 | 6,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,050,000 | 2,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $748,000 | 4,950 |
| Earning assets | $168,370,000 | 3,254 |
| Long-term assets (5+ years) | $8,366,000 | 4,957 |
| Average Assets, year-to-date | $184,686,500 | 3,163 |
| Average Assets, quarterly | $195,389,500 | 3,074 |
| Volatile liabilities | $42,345,000 | 2,969 |
| Insider loans | $3,000 | 7,773 |
| FHLB advances | $19,149,000 | 1,729 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $53,353,000 | 1,762 |
| Tier 1 (core) risk-based capital | $15,176,000 | 3,898 |
| Tier 2 risk-based capital | $1,830,000 | 2,557 |
| Total risk weighted assets | $156,719,000 | 2,800 |
| Total unused commitments | $53,353,000 | 1,762 |
| Derivatives | $20,000,000 | 393 |
| 2006-06-30 | Rank | |
| # of Employees: | 42 | 3,880 |
| Assets and Liabilities | ||
| Total Assets: | $196,542,000 | 3,068 |
| Cash and due from depository institutions | $14,737,000 | 3,880 |
| Interest-bearing balances | $267,000 | 3,770 |
| Securities | $4,004,000 | 7,601 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 4,165 |
| Net loans & leases | $161,664,000 | 2,594 |
| Loan loss allowance | $1,668,000 | 2,851 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,419,000 | 4,004 |
| Other real estate owned | $1,739,000 | 3,880 |
| Goodwill and other intangibles | $7,732,000 | 695 |
| All other assets | $2,897,000 | 4,256 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $196,542,000 | 3,068 |
| Total liabilities | $174,064,000 | 3,095 |
| Total deposits | $144,061,000 | 3,310 |
| Interest-bearing deposits | $83,017,000 | 4,395 |
| Deposits held in domestic offices | $144,061,000 | 3,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $28,961,000 | 1,403 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,042,000 | 3,441 |
| Total equity capital | $22,478,000 | 2,768 |
| Total bank equity capital | $22,478,000 | 2,768 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $20,500,000 | 1,313 |
| Undivided profits | $1,478,000 | 6,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 4,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $699,000 | 4,785 |
| Earning assets | $167,285,000 | 3,232 |
| Long-term assets (5+ years) | $8,433,000 | 4,902 |
| Average Assets, year-to-date | $181,503,000 | 3,213 |
| Average Assets, quarterly | $188,281,000 | 3,141 |
| Volatile liabilities | $49,838,000 | 2,597 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $28,961,000 | 1,309 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $44,948,000 | 2,004 |
| Tier 1 (core) risk-based capital | $14,834,000 | 3,912 |
| Tier 2 risk-based capital | $1,668,000 | 2,718 |
| Total risk weighted assets | $158,415,000 | 2,737 |
| Total unused commitments | $44,948,000 | 2,004 |
| Derivatives | $20,000,000 | 395 |
| 2006-03-31 | Rank | |
| # of Employees: | 41 | 3,942 |
| Assets and Liabilities | ||
| Total Assets: | $180,020,000 | 3,260 |
| Cash and due from depository institutions | $11,271,000 | 3,942 |
| Interest-bearing balances | $274,000 | 3,870 |
| Securities | $4,003,000 | 7,649 |
| Federal funds sold & reverse repurchase agreements | $140,000 | 6,078 |
| Net loans & leases | $150,237,000 | 2,706 |
| Loan loss allowance | $1,584,000 | 2,935 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,439,000 | 3,932 |
| Other real estate owned | $1,763,000 | 3,942 |
| Goodwill and other intangibles | $7,948,000 | 663 |
| All other assets | $2,219,000 | 4,812 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $180,020,000 | 3,260 |
| Total liabilities | $157,889,000 | 3,321 |
| Total deposits | $135,420,000 | 3,496 |
| Interest-bearing deposits | $78,367,000 | 4,553 |
| Deposits held in domestic offices | $135,420,000 | 3,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 2,675 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,507,000 | 1,694 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,062,000 | 3,406 |
| Total equity capital | $22,131,000 | 2,769 |
| Total bank equity capital | $22,131,000 | 2,769 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $20,500,000 | 1,265 |
| Undivided profits | $1,131,000 | 6,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $902,000 | 2,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $582,000 | 5,219 |
| Earning assets | $154,654,000 | 3,431 |
| Long-term assets (5+ years) | $7,228,000 | 5,150 |
| Average Assets, year-to-date | $173,983,500 | 3,323 |
| Average Assets, quarterly | $173,983,500 | 3,323 |
| Volatile liabilities | $41,483,000 | 2,840 |
| Insider loans | $7,000 | 7,807 |
| FHLB advances | $20,507,000 | 1,605 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $48,949,000 | 1,857 |
| Tier 1 (core) risk-based capital | $14,325,000 | 3,962 |
| Tier 2 risk-based capital | $1,584,000 | 2,801 |
| Total risk weighted assets | $147,304,000 | 2,878 |
| Total unused commitments | $48,949,000 | 1,857 |
| Derivatives | $20,000,000 | 379 |
| 2005-12-31 | Rank | |
| # of Employees: | 38 | 4,193 |
| Assets and Liabilities | ||
| Total Assets: | $167,947,000 | 3,424 |
| Cash and due from depository institutions | $11,399,000 | 4,193 |
| Interest-bearing balances | $116,000 | 4,765 |
| Securities | $4,002,000 | 7,686 |
| Federal funds sold & reverse repurchase agreements | $115,000 | 5,912 |
| Net loans & leases | $137,739,000 | 2,884 |
| Loan loss allowance | $1,487,000 | 3,050 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,481,000 | 3,878 |
| Other real estate owned | $1,764,000 | 4,193 |
| Goodwill and other intangibles | $7,948,000 | 650 |
| All other assets | $2,499,000 | 4,540 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $167,947,000 | 3,424 |
| Total liabilities | $146,002,000 | 3,497 |
| Total deposits | $134,331,000 | 3,472 |
| Interest-bearing deposits | $70,495,000 | 4,860 |
| Deposits held in domestic offices | $134,331,000 | 3,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $580,000 | 3,060 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,208,000 | 2,628 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $883,000 | 3,792 |
| Total equity capital | $21,945,000 | 2,758 |
| Total bank equity capital | $21,945,000 | 2,758 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $20,500,000 | 1,238 |
| Undivided profits | $945,000 | 7,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $528,000 | 5,600 |
| Earning assets | $141,972,000 | 3,630 |
| Long-term assets (5+ years) | $8,092,000 | 4,975 |
| Average Assets, year-to-date | $156,248,600 | 3,489 |
| Average Assets, quarterly | $164,023,000 | 3,455 |
| Volatile liabilities | $15,483,000 | 5,066 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $10,208,000 | 2,493 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $51,866,000 | 1,735 |
| Tier 1 (core) risk-based capital | $14,139,000 | 3,954 |
| Tier 2 risk-based capital | $1,487,000 | 2,895 |
| Total risk weighted assets | $139,411,000 | 2,994 |
| Total unused commitments | $51,866,000 | 1,735 |
| Derivatives | $20,000,000 | 347 |
| 2005-09-30 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $160,099,000 | 3,505 |
| Cash and due from depository institutions | $10,722,000 | 3,927 |
| Interest-bearing balances | $78,000 | 5,348 |
| Securities | $9,000,000 | 6,551 |
| Federal funds sold & reverse repurchase agreements | $80,000 | 5,768 |
| Net loans & leases | $135,665,000 | 2,883 |
| Loan loss allowance | $1,437,000 | 3,110 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $418,000 | 7,274 |
| Other real estate owned | $2,279,000 | 3,927 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,935,000 | 5,109 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $160,099,000 | 3,505 |
| Total liabilities | $145,933,000 | 3,451 |
| Total deposits | $122,564,000 | 3,658 |
| Interest-bearing deposits | $64,922,000 | 5,087 |
| Deposits held in domestic offices | $122,564,000 | 3,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,235,000 | 2,673 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $21,292,000 | 1,697 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $842,000 | 3,874 |
| Total equity capital | $14,166,000 | 3,973 |
| Total bank equity capital | $14,166,000 | 3,973 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $11,500,000 | 1,972 |
| Undivided profits | $2,166,000 | 6,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,146,000 | 646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $549,000 | 5,428 |
| Earning assets | $144,823,000 | 3,538 |
| Long-term assets (5+ years) | $8,786,000 | 4,865 |
| Average Assets, year-to-date | $153,324,000 | 3,523 |
| Average Assets, quarterly | $157,166,000 | 3,513 |
| Volatile liabilities | $33,739,000 | 3,136 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $21,292,000 | 1,600 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $51,901,000 | 1,701 |
| Tier 1 (core) risk-based capital | $14,166,000 | 3,893 |
| Tier 2 risk-based capital | $1,437,000 | 2,935 |
| Total risk weighted assets | $136,039,000 | 2,995 |
| Total unused commitments | $51,901,000 | 1,701 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $154,233,000 | 3,554 |
| Cash and due from depository institutions | $8,557,000 | 4,006 |
| Interest-bearing balances | $129,000 | 4,695 |
| Securities | $5,002,000 | 7,523 |
| Federal funds sold & reverse repurchase agreements | $160,000 | 5,443 |
| Net loans & leases | $137,558,000 | 2,780 |
| Loan loss allowance | $1,576,000 | 2,853 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $454,000 | 7,151 |
| Other real estate owned | $982,000 | 4,006 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,520,000 | 5,565 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $154,233,000 | 3,554 |
| Total liabilities | $140,234,000 | 3,512 |
| Total deposits | $125,952,000 | 3,533 |
| Interest-bearing deposits | $72,167,000 | 4,689 |
| Deposits held in domestic offices | $125,952,000 | 3,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,374,000 | 2,240 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $908,000 | 3,459 |
| Total equity capital | $13,999,000 | 3,947 |
| Total bank equity capital | $13,999,000 | 3,947 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $11,500,000 | 1,922 |
| Undivided profits | $1,999,000 | 6,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,570,000 | 1,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $531,000 | 5,252 |
| Earning assets | $142,849,000 | 3,516 |
| Long-term assets (5+ years) | $9,068,000 | 4,863 |
| Average Assets, year-to-date | $151,065,670 | 3,552 |
| Average Assets, quarterly | $152,741,000 | 3,546 |
| Volatile liabilities | $31,309,000 | 3,184 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $13,374,000 | 2,125 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $47,831,000 | 1,760 |
| Tier 1 (core) risk-based capital | $13,999,000 | 3,839 |
| Tier 2 risk-based capital | $1,576,000 | 2,696 |
| Total risk weighted assets | $135,678,000 | 2,912 |
| Total unused commitments | $47,831,000 | 1,761 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 39 | 4,079 |
| Assets and Liabilities | ||
| Total Assets: | $151,249,000 | 3,594 |
| Cash and due from depository institutions | $12,777,000 | 4,079 |
| Interest-bearing balances | $4,932,000 | 1,117 |
| Securities | $5,002,000 | 7,596 |
| Federal funds sold & reverse repurchase agreements | $4,755,000 | 2,415 |
| Net loans & leases | $125,952,000 | 2,927 |
| Loan loss allowance | $1,480,000 | 3,001 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $494,000 | 7,091 |
| Other real estate owned | $1,008,000 | 4,079 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,261,000 | 6,021 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $151,249,000 | 3,594 |
| Total liabilities | $137,406,000 | 3,557 |
| Total deposits | $131,414,000 | 3,420 |
| Interest-bearing deposits | $79,295,000 | 4,412 |
| Deposits held in domestic offices | $131,414,000 | 3,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,160,000 | 3,469 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $832,000 | 3,601 |
| Total equity capital | $13,843,000 | 3,900 |
| Total bank equity capital | $13,843,000 | 3,900 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $11,500,000 | 1,873 |
| Undivided profits | $1,843,000 | 6,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,570,000 | 1,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $449,000 | 5,687 |
| Earning assets | $140,641,000 | 3,563 |
| Long-term assets (5+ years) | $4,851,000 | 6,038 |
| Average Assets, year-to-date | $149,482,000 | 3,597 |
| Average Assets, quarterly | $149,482,000 | 3,597 |
| Volatile liabilities | $30,881,000 | 3,138 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $5,160,000 | 3,329 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $53,849,000 | 1,541 |
| Tier 1 (core) risk-based capital | $13,843,000 | 3,825 |
| Tier 2 risk-based capital | $1,480,000 | 2,804 |
| Total risk weighted assets | $123,050,000 | 3,119 |
| Total unused commitments | $53,849,000 | 1,541 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $147,715,000 | 3,645 |
| Cash and due from depository institutions | $8,434,000 | 3,860 |
| Interest-bearing balances | $342,000 | 3,831 |
| Securities | $5,012,000 | 7,639 |
| Federal funds sold & reverse repurchase agreements | $2,025,000 | 3,884 |
| Net loans & leases | $129,359,000 | 2,851 |
| Loan loss allowance | $1,566,000 | 2,831 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $510,000 | 7,067 |
| Other real estate owned | $1,138,000 | 3,860 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,237,000 | 6,032 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $147,715,000 | 3,645 |
| Total liabilities | $133,966,000 | 3,616 |
| Total deposits | $127,851,000 | 3,483 |
| Interest-bearing deposits | $74,777,000 | 4,592 |
| Deposits held in domestic offices | $127,851,000 | 3,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,222,000 | 3,498 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $893,000 | 3,357 |
| Total equity capital | $13,749,000 | 3,927 |
| Total bank equity capital | $13,749,000 | 3,927 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $11,500,000 | 1,838 |
| Undivided profits | $1,749,000 | 6,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,926,000 | 1,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $410,000 | 5,970 |
| Earning assets | $136,738,000 | 3,632 |
| Long-term assets (5+ years) | $4,902,000 | 6,083 |
| Average Assets, year-to-date | $137,977,200 | 3,739 |
| Average Assets, quarterly | $146,516,500 | 3,648 |
| Volatile liabilities | $27,034,000 | 3,363 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $5,222,000 | 3,337 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $46,284,000 | 1,689 |
| Tier 1 (core) risk-based capital | $13,749,000 | 3,791 |
| Tier 2 risk-based capital | $1,551,000 | 2,684 |
| Total risk weighted assets | $124,052,000 | 3,084 |
| Total unused commitments | $46,284,000 | 1,689 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $145,318,000 | 3,678 |
| Cash and due from depository institutions | $9,658,000 | 3,788 |
| Interest-bearing balances | $78,000 | 5,507 |
| Securities | $12,012,000 | 6,088 |
| Federal funds sold & reverse repurchase agreements | $860,000 | 4,700 |
| Net loans & leases | $119,919,000 | 2,998 |
| Loan loss allowance | $1,481,000 | 2,969 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $535,000 | 6,988 |
| Other real estate owned | $1,147,000 | 3,788 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,187,000 | 6,183 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $145,318,000 | 3,678 |
| Total liabilities | $131,542,000 | 3,639 |
| Total deposits | $125,688,000 | 3,476 |
| Interest-bearing deposits | $68,098,000 | 4,870 |
| Deposits held in domestic offices | $125,688,000 | 3,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,021,000 | 3,551 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $833,000 | 3,623 |
| Total equity capital | $13,776,000 | 3,910 |
| Total bank equity capital | $13,776,000 | 3,910 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $11,500,000 | 1,800 |
| Undivided profits | $1,776,000 | 6,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 4,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $401,000 | 6,214 |
| Earning assets | $132,869,000 | 3,679 |
| Long-term assets (5+ years) | $3,245,000 | 6,718 |
| Average Assets, year-to-date | $135,542,750 | 3,792 |
| Average Assets, quarterly | $143,027,000 | 3,693 |
| Volatile liabilities | $26,836,000 | 3,343 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $5,021,000 | 3,385 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $45,277,000 | 1,692 |
| Tier 1 (core) risk-based capital | $13,776,000 | 3,767 |
| Tier 2 risk-based capital | $1,478,000 | 2,755 |
| Total risk weighted assets | $118,197,000 | 3,169 |
| Total unused commitments | $45,277,000 | 1,693 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 43 | 3,820 |
| Assets and Liabilities | ||
| Total Assets: | $140,736,000 | 3,754 |
| Cash and due from depository institutions | $9,801,000 | 3,820 |
| Interest-bearing balances | $55,000 | 5,757 |
| Securities | $7,016,000 | 7,265 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $120,513,000 | 2,939 |
| Loan loss allowance | $1,428,000 | 3,066 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $555,000 | 6,957 |
| Other real estate owned | $1,336,000 | 3,820 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,515,000 | 5,524 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $140,736,000 | 3,754 |
| Total liabilities | $127,084,000 | 3,734 |
| Total deposits | $105,712,000 | 3,997 |
| Interest-bearing deposits | $60,190,000 | 5,286 |
| Deposits held in domestic offices | $105,712,000 | 3,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,970,000 | 1,839 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,554,000 | 1,913 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $848,000 | 3,304 |
| Total equity capital | $13,652,000 | 3,838 |
| Total bank equity capital | $13,652,000 | 3,838 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $9,500,000 | 2,092 |
| Undivided profits | $3,652,000 | 5,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,097,000 | 1,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $439,000 | 5,707 |
| Earning assets | $127,584,000 | 3,765 |
| Long-term assets (5+ years) | $3,332,000 | 6,763 |
| Average Assets, year-to-date | $132,284,330 | 3,888 |
| Average Assets, quarterly | $134,651,500 | 3,864 |
| Volatile liabilities | $39,048,000 | 2,476 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $16,554,000 | 1,800 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $57,880,000 | 1,381 |
| Tier 1 (core) risk-based capital | $13,652,000 | 3,753 |
| Tier 2 risk-based capital | $1,422,000 | 2,834 |
| Total risk weighted assets | $118,325,000 | 3,125 |
| Total unused commitments | $57,880,000 | 1,383 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 41 | 3,957 |
| Assets and Liabilities | ||
| Total Assets: | $128,567,000 | 3,997 |
| Cash and due from depository institutions | $9,601,000 | 3,957 |
| Interest-bearing balances | $106,000 | 5,194 |
| Securities | $7,019,000 | 7,257 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $108,627,000 | 3,146 |
| Loan loss allowance | $1,351,000 | 3,161 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $579,000 | 6,894 |
| Other real estate owned | $1,540,000 | 3,957 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,201,000 | 5,961 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $128,567,000 | 3,997 |
| Total liabilities | $115,004,000 | 4,015 |
| Total deposits | $105,264,000 | 4,001 |
| Interest-bearing deposits | $61,499,000 | 5,246 |
| Deposits held in domestic offices | $105,264,000 | 3,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $960,000 | 2,539 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $8,116,000 | 2,727 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $664,000 | 4,182 |
| Total equity capital | $13,563,000 | 3,937 |
| Total bank equity capital | $13,563,000 | 3,937 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $9,500,000 | 2,058 |
| Undivided profits | $3,563,000 | 5,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,384,000 | 2,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $390,000 | 6,053 |
| Earning assets | $115,752,000 | 4,065 |
| Long-term assets (5+ years) | $3,964,000 | 6,518 |
| Average Assets, year-to-date | $128,058,500 | 3,985 |
| Average Assets, quarterly | $128,058,500 | 3,985 |
| Volatile liabilities | $25,973,000 | 3,241 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $8,116,000 | 2,602 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $43,404,000 | 1,690 |
| Tier 1 (core) risk-based capital | $13,563,000 | 3,736 |
| Tier 2 risk-based capital | $1,351,000 | 2,921 |
| Total risk weighted assets | $108,361,000 | 3,299 |
| Total unused commitments | $43,404,000 | 1,694 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 42 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $127,550,000 | 4,011 |
| Cash and due from depository institutions | $12,080,000 | 3,887 |
| Interest-bearing balances | $1,507,000 | 2,487 |
| Securities | $6,057,000 | 7,547 |
| Federal funds sold & reverse repurchase agreements | $6,365,000 | 1,873 |
| Net loans & leases | $100,984,000 | 3,328 |
| Loan loss allowance | $1,397,000 | 3,073 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $578,000 | 6,911 |
| Other real estate owned | $506,000 | 3,887 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $980,000 | 6,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,550,000 | 4,011 |
| Total liabilities | $114,177,000 | 4,015 |
| Total deposits | $111,477,000 | 3,806 |
| Interest-bearing deposits | $59,050,000 | 5,352 |
| Deposits held in domestic offices | $111,477,000 | 3,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,078,000 | 4,332 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $622,000 | 4,193 |
| Total equity capital | $13,373,000 | 3,898 |
| Total bank equity capital | $13,373,000 | 3,898 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $9,500,000 | 2,029 |
| Undivided profits | $3,373,000 | 5,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,134,000 | 1,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $375,000 | 6,304 |
| Earning assets | $114,913,000 | 4,050 |
| Long-term assets (5+ years) | $2,892,000 | 6,930 |
| Average Assets, year-to-date | $129,834,800 | 3,836 |
| Average Assets, quarterly | $125,436,500 | 4,030 |
| Volatile liabilities | $18,239,000 | 4,146 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $2,078,000 | 4,151 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $47,091,000 | 1,537 |
| Tier 1 (core) risk-based capital | $13,373,000 | 3,745 |
| Tier 2 risk-based capital | $1,293,000 | 3,016 |
| Total risk weighted assets | $103,342,000 | 3,431 |
| Total unused commitments | $47,091,000 | 1,539 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $123,323,000 | 4,083 |
| Cash and due from depository institutions | $7,802,000 | 3,917 |
| Interest-bearing balances | $45,000 | 6,021 |
| Securities | $6,875,000 | 7,310 |
| Federal funds sold & reverse repurchase agreements | $5,045,000 | 2,602 |
| Net loans & leases | $99,391,000 | 3,349 |
| Loan loss allowance | $1,545,000 | 2,809 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $608,000 | 6,850 |
| Other real estate owned | $2,102,000 | 3,917 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,500,000 | 5,445 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,323,000 | 4,083 |
| Total liabilities | $109,872,000 | 4,109 |
| Total deposits | $107,923,000 | 3,909 |
| Interest-bearing deposits | $59,463,000 | 5,335 |
| Deposits held in domestic offices | $107,923,000 | 3,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,035,000 | 4,814 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $914,000 | 3,422 |
| Total equity capital | $13,451,000 | 3,871 |
| Total bank equity capital | $13,451,000 | 3,871 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $9,500,000 | 1,995 |
| Undivided profits | $3,451,000 | 5,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $686,000 | 3,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $397,000 | 6,296 |
| Earning assets | $111,356,000 | 4,143 |
| Long-term assets (5+ years) | $3,413,000 | 6,753 |
| Average Assets, year-to-date | $130,406,000 | 3,840 |
| Average Assets, quarterly | $125,865,000 | 4,009 |
| Volatile liabilities | $20,468,000 | 3,812 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $1,035,000 | 4,587 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $42,684,000 | 1,669 |
| Tier 1 (core) risk-based capital | $13,446,000 | 3,706 |
| Tier 2 risk-based capital | $1,325,000 | 2,943 |
| Total risk weighted assets | $105,635,000 | 3,357 |
| Total unused commitments | $42,684,000 | 1,672 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $128,407,000 | 3,966 |
| Cash and due from depository institutions | $10,376,000 | 4,085 |
| Interest-bearing balances | $28,000 | 6,289 |
| Securities | $10,569,000 | 6,347 |
| Federal funds sold & reverse repurchase agreements | $865,000 | 5,942 |
| Net loans & leases | $104,030,000 | 3,185 |
| Loan loss allowance | $1,538,000 | 2,796 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $595,000 | 6,893 |
| Other real estate owned | $556,000 | 4,085 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,416,000 | 5,501 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,407,000 | 3,966 |
| Total liabilities | $114,839,000 | 3,969 |
| Total deposits | $104,877,000 | 3,988 |
| Interest-bearing deposits | $60,724,000 | 5,268 |
| Deposits held in domestic offices | $104,877,000 | 3,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,044,000 | 2,502 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $918,000 | 3,492 |
| Total equity capital | $13,568,000 | 3,846 |
| Total bank equity capital | $13,568,000 | 3,846 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $9,500,000 | 1,953 |
| Undivided profits | $3,568,000 | 5,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,157,000 | 2,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $360,000 | 6,479 |
| Earning assets | $115,492,000 | 4,003 |
| Long-term assets (5+ years) | $3,455,000 | 6,695 |
| Average Assets, year-to-date | $132,767,000 | 3,784 |
| Average Assets, quarterly | $130,090,000 | 3,882 |
| Volatile liabilities | $30,805,000 | 2,784 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $9,044,000 | 2,347 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $46,244,000 | 1,523 |
| Tier 1 (core) risk-based capital | $13,377,000 | 3,665 |
| Tier 2 risk-based capital | $1,475,000 | 2,649 |
| Total risk weighted assets | $110,883,000 | 3,172 |
| Total unused commitments | $46,244,000 | 1,531 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 39 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $131,773,000 | 3,832 |
| Cash and due from depository institutions | $9,904,000 | 4,145 |
| Interest-bearing balances | $64,000 | 5,705 |
| Securities | $6,509,000 | 7,406 |
| Federal funds sold & reverse repurchase agreements | $2,495,000 | 4,868 |
| Net loans & leases | $109,967,000 | 2,976 |
| Loan loss allowance | $1,497,000 | 2,827 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $634,000 | 6,787 |
| Other real estate owned | $672,000 | 4,145 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,592,000 | 5,147 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,773,000 | 3,832 |
| Total liabilities | $118,117,000 | 3,842 |
| Total deposits | $104,249,000 | 3,982 |
| Interest-bearing deposits | $63,383,000 | 5,085 |
| Deposits held in domestic offices | $104,249,000 | 3,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $13,052,000 | 1,963 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $816,000 | 3,827 |
| Total equity capital | $13,656,000 | 3,745 |
| Total bank equity capital | $13,656,000 | 3,745 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $9,500,000 | 1,925 |
| Undivided profits | $3,656,000 | 5,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,591,000 | 717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $429,000 | 5,922 |
| Earning assets | $119,035,000 | 3,872 |
| Long-term assets (5+ years) | $3,431,000 | 6,664 |
| Average Assets, year-to-date | $134,947,000 | 3,725 |
| Average Assets, quarterly | $134,947,000 | 3,725 |
| Volatile liabilities | $36,029,000 | 2,431 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $13,052,000 | 1,841 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $43,727,000 | 1,543 |
| Tier 1 (core) risk-based capital | $13,536,000 | 3,591 |
| Tier 2 risk-based capital | $1,492,000 | 2,595 |
| Total risk weighted assets | $114,949,000 | 3,035 |
| Total unused commitments | $43,727,000 | 1,554 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $138,121,000 | 3,630 |
| Cash and due from depository institutions | $12,044,000 | 4,137 |
| Interest-bearing balances | $111,000 | 5,030 |
| Securities | $8,430,000 | 6,899 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $114,420,000 | 2,871 |
| Loan loss allowance | $1,426,000 | 2,873 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $623,000 | 6,824 |
| Other real estate owned | $420,000 | 4,137 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,184,000 | 4,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,121,000 | 3,630 |
| Total liabilities | $124,593,000 | 3,622 |
| Total deposits | $107,407,000 | 3,809 |
| Interest-bearing deposits | $65,261,000 | 4,937 |
| Deposits held in domestic offices | $107,407,000 | 3,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $705,000 | 2,650 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $16,000,000 | 1,755 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $481,000 | 5,341 |
| Total equity capital | $13,528,000 | 3,731 |
| Total bank equity capital | $13,528,000 | 3,731 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $9,500,000 | 1,886 |
| Undivided profits | $3,528,000 | 5,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,807,000 | 1,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $372,000 | 6,603 |
| Earning assets | $122,961,000 | 3,720 |
| Long-term assets (5+ years) | $2,336,000 | 7,065 |
| Average Assets, year-to-date | $126,666,000 | 3,763 |
| Average Assets, quarterly | $135,825,000 | 3,640 |
| Volatile liabilities | $39,136,000 | 2,246 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $16,000,000 | 1,623 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $41,909,000 | 1,532 |
| Tier 1 (core) risk-based capital | $13,508,000 | 3,539 |
| Tier 2 risk-based capital | $1,440,000 | 2,611 |
| Total risk weighted assets | $120,330,000 | 2,869 |
| Total unused commitments | $41,909,000 | 1,537 |
| Derivatives | $10,000,000 | 351 |
| 2001-12-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $119,145,000 | 3,984 |
| Cash and due from depository institutions | $9,816,000 | 4,210 |
| Interest-bearing balances | $3,964,000 | 1,501 |
| Securities | $9,512,000 | 6,631 |
| Federal funds sold & reverse repurchase agreements | $13,665,000 | 1,072 |
| Net loans & leases | $82,784,000 | 3,673 |
| Loan loss allowance | $955,000 | 3,707 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $408,000 | 7,660 |
| Other real estate owned | $1,290,000 | 4,210 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,670,000 | 5,037 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,145,000 | 3,984 |
| Total liabilities | $106,599,000 | 4,003 |
| Total deposits | $106,335,000 | 3,743 |
| Interest-bearing deposits | $61,442,000 | 5,040 |
| Deposits held in domestic offices | $106,335,000 | 3,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $264,000 | 7,244 |
| Total equity capital | $12,546,000 | 3,745 |
| Total bank equity capital | $12,546,000 | 3,745 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $9,500,000 | 1,792 |
| Undivided profits | $2,546,000 | 6,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,437,000 | 1,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $318,000 | 7,378 |
| Earning assets | $109,925,000 | 3,958 |
| Long-term assets (5+ years) | $4,325,000 | 6,377 |
| Average Assets, year-to-date | $118,245,200 | 3,836 |
| Average Assets, quarterly | $118,414,000 | 3,965 |
| Volatile liabilities | $18,245,000 | 3,921 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $46,941,000 | 1,321 |
| Tier 1 (core) risk-based capital | $12,507,000 | 3,611 |
| Tier 2 risk-based capital | $991,000 | 3,387 |
| Total risk weighted assets | $93,843,000 | 3,390 |
| Total unused commitments | $46,941,000 | 1,326 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 41 | 4,004 |
| Assets and Liabilities | ||
| Total Assets: | $118,693,000 | 3,849 |
| Cash and due from depository institutions | $7,767,000 | 4,004 |
| Interest-bearing balances | $408,000 | 3,206 |
| Securities | $26,057,000 | 3,831 |
| Federal funds sold & reverse repurchase agreements | $5,735,000 | 2,085 |
| Net loans & leases | $77,576,000 | 3,776 |
| Loan loss allowance | $970,000 | 3,582 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $362,000 | 8,038 |
| Other real estate owned | $0 | 4,004 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,196,000 | 5,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,693,000 | 3,849 |
| Total liabilities | $107,086,000 | 3,842 |
| Total deposits | $106,279,000 | 3,586 |
| Interest-bearing deposits | $63,034,000 | 4,856 |
| Deposits held in domestic offices | $106,279,000 | 3,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $807,000 | 4,222 |
| Total equity capital | $11,607,000 | 3,906 |
| Total bank equity capital | $11,607,000 | 3,906 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $9,500,000 | 1,734 |
| Undivided profits | $1,607,000 | 6,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,149,000 | 818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $424,000 | 5,697 |
| Earning assets | $109,776,000 | 3,828 |
| Long-term assets (5+ years) | $9,116,000 | 4,776 |
| Average Assets, year-to-date | $115,641,200 | 3,781 |
| Average Assets, quarterly | $119,974,000 | 3,768 |
| Volatile liabilities | $18,593,000 | 3,830 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $30,876,000 | 1,698 |
| Tier 1 (core) risk-based capital | $11,555,000 | 3,778 |
| Tier 2 risk-based capital | $970,000 | 3,360 |
| Total risk weighted assets | $78,483,800 | 3,827 |
| Total unused commitments | $30,876,000 | 1,699 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 32 | 5,019 |
| Assets and Liabilities | ||
| Total Assets: | $111,159,000 | 4,021 |
| Cash and due from depository institutions | $4,178,000 | 5,019 |
| Interest-bearing balances | $75,000 | 5,153 |
| Securities | $23,714,000 | 4,288 |
| Federal funds sold & reverse repurchase agreements | $14,275,000 | 699 |
| Net loans & leases | $67,204,000 | 4,114 |
| Loan loss allowance | $764,000 | 4,253 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $181,000 | 9,181 |
| Other real estate owned | $419,000 | 5,019 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,188,000 | 5,641 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,159,000 | 4,021 |
| Total liabilities | $101,749,000 | 3,960 |
| Total deposits | $100,486,000 | 3,716 |
| Interest-bearing deposits | $63,169,000 | 4,857 |
| Deposits held in domestic offices | $100,486,000 | 3,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $704,000 | 4,826 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $559,000 | 4,979 |
| Total equity capital | $9,410,000 | 4,467 |
| Total bank equity capital | $9,410,000 | 4,467 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $7,500,000 | 2,115 |
| Undivided profits | $1,410,000 | 7,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,485,000 | 1,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $356,000 | 5,847 |
| Earning assets | $105,268,000 | 3,907 |
| Long-term assets (5+ years) | $8,985,000 | 5,104 |
| Average Assets, year-to-date | $102,177,600 | 4,184 |
| Average Assets, quarterly | $109,458,500 | 4,037 |
| Volatile liabilities | $15,691,000 | 4,105 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $27,946,000 | 1,823 |
| Tier 1 (core) risk-based capital | $9,358,000 | 4,497 |
| Tier 2 risk-based capital | $764,000 | 3,959 |
| Total risk weighted assets | $71,209,800 | 4,012 |
| Total unused commitments | $27,946,000 | 1,827 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 33 | 4,974 |
| Assets and Liabilities | ||
| Total Assets: | $90,895,000 | 4,714 |
| Cash and due from depository institutions | $7,097,000 | 4,974 |
| Interest-bearing balances | $4,046,000 | 1,430 |
| Securities | $7,214,000 | 7,960 |
| Federal funds sold & reverse repurchase agreements | $15,955,000 | 1,018 |
| Net loans & leases | $59,421,000 | 4,325 |
| Loan loss allowance | $741,000 | 4,267 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $196,000 | 9,256 |
| Other real estate owned | $0 | 4,974 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,012,000 | 5,853 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,895,000 | 4,714 |
| Total liabilities | $82,811,000 | 4,650 |
| Total deposits | $81,511,000 | 4,464 |
| Interest-bearing deposits | $53,108,000 | 5,498 |
| Deposits held in domestic offices | $81,511,000 | 4,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $742,000 | 4,005 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $558,000 | 5,385 |
| Total equity capital | $8,084,000 | 5,167 |
| Total bank equity capital | $8,084,000 | 5,167 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $5,800,000 | 2,500 |
| Undivided profits | $1,784,000 | 7,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,762,000 | 1,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $318,000 | 6,341 |
| Earning assets | $86,636,000 | 4,568 |
| Long-term assets (5+ years) | $2,022,000 | 7,722 |
| Average Assets, year-to-date | $85,931,800 | 4,715 |
| Average Assets, quarterly | $88,279,000 | 4,738 |
| Volatile liabilities | $18,201,000 | 3,256 |
| Insider loans | $15,000 | 9,064 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,466,000 | 2,081 |
| Tier 1 (core) risk-based capital | $8,032,000 | 5,000 |
| Tier 2 risk-based capital | $741,000 | 3,899 |
| Total risk weighted assets | $59,475,500 | 4,439 |
| Total unused commitments | $22,466,000 | 2,086 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 29 | 5,676 |
| Assets and Liabilities | ||
| Total Assets: | $83,842,000 | 5,002 |
| Cash and due from depository institutions | $4,019,000 | 5,676 |
| Interest-bearing balances | $1,013,000 | 2,430 |
| Securities | $16,951,000 | 5,553 |
| Federal funds sold & reverse repurchase agreements | $9,620,000 | 1,424 |
| Net loans & leases | $51,970,000 | 4,825 |
| Loan loss allowance | $734,000 | 4,330 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $261,000 | 9,158 |
| Other real estate owned | $0 | 5,676 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,021,000 | 5,939 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,842,000 | 5,002 |
| Total liabilities | $77,450,000 | 4,883 |
| Total deposits | $76,139,000 | 4,704 |
| Interest-bearing deposits | $53,312,000 | 5,527 |
| Deposits held in domestic offices | $76,139,000 | 4,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $778,000 | 3,740 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $533,000 | 5,679 |
| Total equity capital | $6,392,000 | 6,140 |
| Total bank equity capital | $6,392,000 | 6,140 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $4,800,000 | 2,882 |
| Undivided profits | $1,092,000 | 8,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,122,000 | 2,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $319,000 | 6,573 |
| Earning assets | $79,554,000 | 4,863 |
| Long-term assets (5+ years) | $11,840,000 | 3,900 |
| Average Assets, year-to-date | $74,420,400 | 5,287 |
| Average Assets, quarterly | $81,339,000 | 5,072 |
| Volatile liabilities | $13,262,000 | 4,122 |
| Insider loans | $251,000 | 7,023 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $20,487,000 | 2,056 |
| Tier 1 (core) risk-based capital | $6,340,000 | 6,045 |
| Tier 2 risk-based capital | $677,870 | 4,097 |
| Total risk weighted assets | $54,173,070 | 4,719 |
| Total unused commitments | $20,487,000 | 2,060 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $66,392,000 | 6,101 |
| Cash and due from depository institutions | $2,823,000 | 5,523 |
| Interest-bearing balances | $19,000 | 5,940 |
| Securities | $20,091,000 | 5,286 |
| Federal funds sold & reverse repurchase agreements | $225,000 | 8,028 |
| Net loans & leases | $42,123,000 | 5,669 |
| Loan loss allowance | $580,000 | 5,334 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $361,000 | 8,871 |
| Other real estate owned | $0 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $769,000 | 7,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,392,000 | 6,101 |
| Total liabilities | $61,122,000 | 5,992 |
| Total deposits | $59,860,000 | 5,845 |
| Interest-bearing deposits | $39,537,000 | 6,945 |
| Deposits held in domestic offices | $59,860,000 | 5,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $840,000 | 3,516 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $422,000 | 6,597 |
| Total equity capital | $5,270,000 | 7,011 |
| Total bank equity capital | $5,270,000 | 7,011 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $4,300,000 | 3,242 |
| Undivided profits | $470,000 | 9,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 3,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $219,000 | 8,155 |
| Earning assets | $62,458,000 | 5,993 |
| Long-term assets (5+ years) | $957,000 | 8,816 |
| Average Assets, year-to-date | $64,537,600 | 6,055 |
| Average Assets, quarterly | $66,556,000 | 6,044 |
| Volatile liabilities | $8,580,000 | 5,363 |
| Insider loans | $29,000 | 9,796 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $18,719,000 | 2,159 |
| Tier 1 (core) risk-based capital | $5,215,000 | 6,961 |
| Tier 2 risk-based capital | $561,290 | 4,814 |
| Total risk weighted assets | $44,884,590 | 5,505 |
| Total unused commitments | $18,719,000 | 2,172 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $64,371,000 | 6,319 |
| Cash and due from depository institutions | $5,971,000 | 5,686 |
| Interest-bearing balances | $3,086,000 | 1,387 |
| Securities | $10,939,000 | 7,954 |
| Federal funds sold & reverse repurchase agreements | $9,110,000 | 1,590 |
| Net loans & leases | $37,387,000 | 6,109 |
| Loan loss allowance | $841,000 | 4,079 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $345,000 | 9,241 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $619,000 | 8,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,371,000 | 6,319 |
| Total liabilities | $59,961,000 | 6,148 |
| Total deposits | $59,553,000 | 5,966 |
| Interest-bearing deposits | $42,772,000 | 6,750 |
| Deposits held in domestic offices | $59,553,000 | 5,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $408,000 | 7,060 |
| Total equity capital | $4,410,000 | 7,913 |
| Total bank equity capital | $4,410,000 | 7,913 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $3,500,000 | 3,787 |
| Undivided profits | $410,000 | 10,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $927,000 | 2,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $292,000 | 7,228 |
| Earning assets | $60,522,000 | 6,188 |
| Long-term assets (5+ years) | $147,000 | 10,142 |
| Average Assets, year-to-date | $58,480,800 | 6,574 |
| Average Assets, quarterly | $63,126,500 | 6,337 |
| Volatile liabilities | $14,209,000 | 3,497 |
| Insider loans | $60,000 | 9,726 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,398,000 | 3,982 |
| Tier 1 (core) risk-based capital | $4,331,000 | 7,878 |
| Tier 2 risk-based capital | $541,530 | 4,958 |
| Total risk weighted assets | $43,023,130 | 5,649 |
| Total unused commitments | $7,398,000 | 3,994 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $50,961,000 | 7,421 |
| Cash and due from depository institutions | $3,029,000 | 7,052 |
| Interest-bearing balances | $209,000 | 4,320 |
| Securities | $6,742,000 | 10,034 |
| Federal funds sold & reverse repurchase agreements | $3,385,000 | 2,570 |
| Net loans & leases | $36,784,000 | 6,139 |
| Loan loss allowance | $509,000 | 6,094 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $375,000 | 9,317 |
| Other real estate owned | $107,000 | 7,052 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $539,000 | 9,278 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,961,000 | 7,421 |
| Total liabilities | $47,351,000 | 7,285 |
| Total deposits | $46,972,000 | 7,095 |
| Interest-bearing deposits | $33,352,000 | 7,956 |
| Deposits held in domestic offices | $46,972,000 | 7,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $379,000 | 6,320 |
| Total equity capital | $3,610,000 | 8,659 |
| Total bank equity capital | $3,610,000 | 8,659 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $2,500,000 | 4,708 |
| Undivided profits | $610,000 | 10,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 4,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $249,000 | 7,471 |
| Earning assets | $47,120,000 | 7,346 |
| Long-term assets (5+ years) | $342,000 | 10,354 |
| Average Assets, year-to-date | $48,061,600 | 7,577 |
| Average Assets, quarterly | $49,876,500 | 7,487 |
| Volatile liabilities | $12,524,000 | 3,687 |
| Insider loans | $93,000 | 9,549 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,815,000 | 3,156 |
| Tier 1 (core) risk-based capital | $3,718,000 | 8,616 |
| Tier 2 risk-based capital | $502,570 | 5,262 |
| Total risk weighted assets | $40,198,970 | 5,886 |
| Total unused commitments | $9,815,000 | 3,167 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 26 | 7,126 |
| Assets and Liabilities | ||
| Total Assets: | $46,337,000 | 8,092 |
| Cash and due from depository institutions | $3,305,000 | 7,126 |
| Interest-bearing balances | $194,000 | 5,783 |
| Securities | $5,877,000 | 10,858 |
| Federal funds sold & reverse repurchase agreements | $4,225,000 | 3,263 |
| Net loans & leases | $31,744,000 | 6,742 |
| Loan loss allowance | $618,000 | 5,462 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $540,000 | 8,472 |
| Other real estate owned | $209,000 | 7,126 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $437,000 | 9,924 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,337,000 | 8,092 |
| Total liabilities | $43,427,000 | 7,939 |
| Total deposits | $43,161,000 | 7,775 |
| Interest-bearing deposits | $30,399,000 | 8,736 |
| Deposits held in domestic offices | $43,161,000 | 7,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $266,000 | 8,073 |
| Total equity capital | $2,910,000 | 9,920 |
| Total bank equity capital | $2,910,000 | 9,920 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $2,100,000 | 5,317 |
| Undivided profits | $310,000 | 11,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 7,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $191,000 | 8,377 |
| Earning assets | $42,040,000 | 8,113 |
| Long-term assets (5+ years) | $1,894,000 | 8,869 |
| Average Assets, year-to-date | $41,466,000 | 8,500 |
| Average Assets, quarterly | $44,370,000 | 8,239 |
| Volatile liabilities | $5,632,000 | 6,104 |
| Insider loans | $104,000 | 9,666 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,735,000 | 4,506 |
| Tier 1 (core) risk-based capital | $2,910,000 | 9,864 |
| Tier 2 risk-based capital | $439,810 | 5,850 |
| Total risk weighted assets | $35,006,310 | 6,520 |
| Total unused commitments | $5,735,000 | 4,529 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $37,188,000 | 9,386 |
| Cash and due from depository institutions | $2,507,000 | 8,886 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $5,978,000 | 11,074 |
| Federal funds sold & reverse repurchase agreements | $5,145,000 | 3,169 |
| Net loans & leases | $21,985,000 | 8,471 |
| Loan loss allowance | $405,000 | 7,433 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $423,000 | 9,481 |
| Other real estate owned | $345,000 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $805,000 | 7,375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,188,000 | 9,386 |
| Total liabilities | $34,547,000 | 9,264 |
| Total deposits | $34,304,000 | 9,139 |
| Interest-bearing deposits | $25,399,000 | 9,856 |
| Deposits held in domestic offices | $34,304,000 | 9,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $243,000 | 9,168 |
| Total equity capital | $2,641,000 | 10,332 |
| Total bank equity capital | $2,641,000 | 10,332 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $1,900,000 | 5,709 |
| Undivided profits | $241,000 | 11,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 12,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $369,000 | 5,450 |
| Earning assets | $33,208,000 | 9,451 |
| Long-term assets (5+ years) | $868,000 | 10,454 |
| Average Assets, year-to-date | $27,105,400 | 10,725 |
| Average Assets, quarterly | $33,916,500 | 9,782 |
| Volatile liabilities | $4,172,000 | 7,255 |
| Insider loans | $116,000 | 5,320 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,386,000 | 4,413 |
| Tier 1 (core) risk-based capital | $2,641,000 | 10,280 |
| Tier 2 risk-based capital | $319,670 | 7,307 |
| Total risk weighted assets | $25,488,470 | 8,165 |
| Total unused commitments | $5,386,000 | 4,437 |
| Derivatives | $0 | 651 |