Home > State Bank and Trust Company > Income and Expense
State Bank and Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,797,000 | 4,105 |
| Total interest expense | $2,481,000 | 5,604 |
| Net interest income | $5,316,000 | 3,333 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,786,000 | 2,012 |
| Gross Fiduciary activities income | $25,000 | 1,381 |
| Service charges on deposit accounts | $1,198,000 | 1,109 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $563,000 | 2,657 |
| Total noninterest expense | $4,673,000 | 2,880 |
| Salaries and employee benefits | $2,306,000 | 2,889 |
| Premises and equipment expense | $803,000 | 2,467 |
| Additional noninterest expense | $1,564,000 | 2,986 |
| Pre-tax net operating income | $2,429,000 | 2,930 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $824,000 | 2,809 |
| Income before extraordinary items | $1,598,000 | 3,060 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,598,000 | 3,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 11,432 |
| Cash dividends | $3,638,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,602,620 | 3,027 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,660,000 | 4,423 |
| Total interest expense | $1,939,000 | 5,745 |
| Net interest income | $4,721,000 | 3,750 |
| Provision for loan and lease losses | $-500,000 | 12,457 |
| Total noninterest income | $2,006,000 | 1,836 |
| Gross Fiduciary activities income | $28,000 | 1,390 |
| Service charges on deposit accounts | $1,073,000 | 1,245 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $905,000 | 1,971 |
| Total noninterest expense | $4,541,000 | 3,031 |
| Salaries and employee benefits | $2,203,000 | 3,000 |
| Premises and equipment expense | $644,000 | 3,056 |
| Additional noninterest expense | $1,694,000 | 2,984 |
| Pre-tax net operating income | $2,686,000 | 2,640 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $914,000 | 2,437 |
| Income before extraordinary items | $1,772,000 | 2,730 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,772,000 | 2,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-451,000 | 12,525 |
| Cash dividends | $623,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,772,000 | 2,750 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,520,000 | 4,602 |
| Total interest expense | $1,908,000 | 6,070 |
| Net interest income | $4,612,000 | 3,832 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,753,000 | 2,162 |
| Gross Fiduciary activities income | $21,000 | 1,442 |
| Service charges on deposit accounts | $1,051,000 | 1,288 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $681,000 | 2,643 |
| Total noninterest expense | $4,458,000 | 3,141 |
| Salaries and employee benefits | $2,069,000 | 3,174 |
| Premises and equipment expense | $637,000 | 3,137 |
| Additional noninterest expense | $1,752,000 | 3,047 |
| Pre-tax net operating income | $1,907,000 | 3,472 |
| Securities gains (losses) | $112,000 | 2,338 |
| Applicable income taxes | $758,000 | 2,878 |
| Income before extraordinary items | $1,261,000 | 3,822 |
| Extraordinary gains, net | $252,000 | 831 |
| Net income | $1,513,000 | 3,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,689 |
| Cash dividends | $2,340,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,189,320 | 3,851 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,938,000 | 4,856 |
| Total interest expense | $2,519,000 | 5,958 |
| Net interest income | $4,419,000 | 4,069 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $1,657,000 | 2,214 |
| Gross Fiduciary activities income | $66,000 | 1,323 |
| Service charges on deposit accounts | $1,025,000 | 1,301 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $566,000 | 2,945 |
| Total noninterest expense | $4,319,000 | 3,275 |
| Salaries and employee benefits | $1,871,000 | 3,407 |
| Premises and equipment expense | $648,000 | 3,129 |
| Additional noninterest expense | $1,800,000 | 3,061 |
| Pre-tax net operating income | $1,607,000 | 3,786 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $551,000 | 3,683 |
| Income before extraordinary items | $1,069,000 | 4,244 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,069,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 3,585 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,060,420 | 3,962 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.