Home > State Bank and Trust Company > Assets and Liabilities
State Bank and Trust Company, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 75 | 2,581 |
| Assets and Liabilities | ||
| Total Assets: | $117,758,000 | 3,798 |
| Cash and due from depository institutions | $8,802,000 | 2,581 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $40,641,000 | 3,090 |
| Federal funds sold & reverse repurchase agreements | $12,500,000 | 1,139 |
| Net loans & leases | $49,760,000 | 4,992 |
| Loan loss allowance | $733,000 | 4,560 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,614,000 | 2,152 |
| Other real estate owned | $492,000 | 2,581 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,949,000 | 3,711 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,758,000 | 3,798 |
| Total liabilities | $111,409,000 | 3,633 |
| Total deposits | $107,790,000 | 3,557 |
| Interest-bearing deposits | $73,864,000 | 4,392 |
| Deposits held in domestic offices | $107,790,000 | 3,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,619,000 | 1,316 |
| Total equity capital | $6,349,000 | 6,283 |
| Total bank equity capital | $6,349,000 | 6,283 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,969,000 | 2,140 |
| Surplus | $4,031,000 | 3,399 |
| Undivided profits | $349,000 | 10,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 7,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 1,353 |
| Income earned, not collected on loans | $408,000 | 5,692 |
| Earning assets | $102,901,000 | 3,983 |
| Long-term assets (5+ years) | $3,133,000 | 6,965 |
| Average Assets, year-to-date | $112,973,400 | 3,797 |
| Average Assets, quarterly | $116,847,500 | 3,787 |
| Volatile liabilities | $4,242,000 | 7,478 |
| Insider loans | $1,130,000 | 3,421 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,478,000 | 3,957 |
| Tier 1 (core) risk-based capital | $6,424,000 | 6,099 |
| Tier 2 risk-based capital | $728,410 | 3,901 |
| Total risk weighted assets | $58,267,910 | 4,441 |
| Total unused commitments | $7,478,000 | 3,969 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 69 | 2,924 |
| Assets and Liabilities | ||
| Total Assets: | $114,794,000 | 3,853 |
| Cash and due from depository institutions | $9,021,000 | 2,924 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $42,529,000 | 3,084 |
| Federal funds sold & reverse repurchase agreements | $14,900,000 | 662 |
| Net loans & leases | $42,136,000 | 5,580 |
| Loan loss allowance | $687,000 | 4,891 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,947,000 | 2,513 |
| Other real estate owned | $1,133,000 | 2,924 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,128,000 | 3,635 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,794,000 | 3,853 |
| Total liabilities | $107,358,000 | 3,742 |
| Total deposits | $106,777,000 | 3,561 |
| Interest-bearing deposits | $77,144,000 | 4,205 |
| Deposits held in domestic offices | $106,777,000 | 3,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $581,000 | 4,699 |
| Total equity capital | $7,436,000 | 5,219 |
| Total bank equity capital | $7,436,000 | 5,219 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,969,000 | 2,199 |
| Surplus | $1,850,000 | 5,898 |
| Undivided profits | $3,617,000 | 5,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $427,000 | 4,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $575,000 | 3,641 |
| Earning assets | $99,565,000 | 4,057 |
| Long-term assets (5+ years) | $3,897,000 | 6,704 |
| Average Assets, year-to-date | $106,849,400 | 4,027 |
| Average Assets, quarterly | $109,510,500 | 3,989 |
| Volatile liabilities | $3,863,000 | 7,627 |
| Insider loans | $1,537,000 | 2,630 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,267,000 | 4,290 |
| Tier 1 (core) risk-based capital | $8,464,000 | 4,762 |
| Tier 2 risk-based capital | $656,480 | 4,211 |
| Total risk weighted assets | $52,487,780 | 4,726 |
| Total unused commitments | $6,267,000 | 4,297 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 62 | 3,382 |
| Assets and Liabilities | ||
| Total Assets: | $107,773,000 | 4,160 |
| Cash and due from depository institutions | $7,731,000 | 3,382 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $44,824,000 | 3,110 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,645 |
| Net loans & leases | $41,792,000 | 5,526 |
| Loan loss allowance | $736,000 | 4,778 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,628,000 | 4,355 |
| Other real estate owned | $1,970,000 | 3,382 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,428,000 | 4,632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,773,000 | 4,160 |
| Total liabilities | $100,458,000 | 4,050 |
| Total deposits | $100,264,000 | 3,886 |
| Interest-bearing deposits | $72,858,000 | 4,589 |
| Deposits held in domestic offices | $100,264,000 | 3,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $194,000 | 9,395 |
| Total equity capital | $7,315,000 | 5,394 |
| Total bank equity capital | $7,315,000 | 5,394 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,969,000 | 2,239 |
| Surplus | $1,850,000 | 5,892 |
| Undivided profits | $3,496,000 | 5,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $890,000 | 3,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $498,000 | 3,740 |
| Earning assets | $95,016,000 | 4,322 |
| Long-term assets (5+ years) | $5,809,000 | 5,984 |
| Average Assets, year-to-date | $103,091,200 | 4,215 |
| Average Assets, quarterly | $104,247,000 | 4,262 |
| Volatile liabilities | $3,794,000 | 7,527 |
| Insider loans | $602,000 | 5,159 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,277,000 | 4,734 |
| Tier 1 (core) risk-based capital | $7,315,000 | 5,311 |
| Tier 2 risk-based capital | $626,830 | 4,360 |
| Total risk weighted assets | $50,037,230 | 4,892 |
| Total unused commitments | $5,277,000 | 4,758 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 59 | 3,614 |
| Assets and Liabilities | ||
| Total Assets: | $102,736,000 | 4,416 |
| Cash and due from depository institutions | $7,926,000 | 3,614 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $43,368,000 | 3,144 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,360 |
| Net loans & leases | $38,783,000 | 5,885 |
| Loan loss allowance | $830,000 | 4,362 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,656,000 | 4,273 |
| Other real estate owned | $2,200,000 | 3,614 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,803,000 | 3,935 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,736,000 | 4,416 |
| Total liabilities | $94,324,000 | 4,412 |
| Total deposits | $93,799,000 | 4,266 |
| Interest-bearing deposits | $70,363,000 | 4,861 |
| Deposits held in domestic offices | $93,799,000 | 4,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $525,000 | 5,613 |
| Total equity capital | $8,412,000 | 4,583 |
| Total bank equity capital | $8,412,000 | 4,583 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,969,000 | 2,318 |
| Surplus | $1,850,000 | 5,814 |
| Undivided profits | $4,593,000 | 4,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $939,000 | 3,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $387,000 | 5,214 |
| Earning assets | $89,151,000 | 4,638 |
| Long-term assets (5+ years) | $7,736,000 | 5,079 |
| Average Assets, year-to-date | $100,207,400 | 4,428 |
| Average Assets, quarterly | $99,989,000 | 4,502 |
| Volatile liabilities | $4,439,000 | 7,033 |
| Insider loans | $425,000 | 2,159 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,379,000 | 4,988 |
| Tier 1 (core) risk-based capital | $8,412,000 | 4,512 |
| Tier 2 risk-based capital | $599,680 | 4,486 |
| Total risk weighted assets | $47,744,080 | 5,131 |
| Total unused commitments | $4,379,000 | 5,018 |
| Derivatives | $0 | 651 |