Home > State Bank and Trust Company > Income and Expense

State Bank and Trust Company, Income and Expense

2018-12-31 (YTD Data)Rank
Total interest income$256,707,000183
Total interest expense$29,739,000227
Net interest income$226,968,000179
Provision for loan and lease losses$7,989,000194
Total noninterest income$41,691,000257
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$6,327,000246
Trading account gains and fees$0126
Additional Noninterest Income$35,364,000215
Total noninterest expense$154,594,000203
Salaries and employee benefits$92,444,000176
Premises and equipment expense$11,974,000248
Additional noninterest expense$50,176,000211
Pre-tax net operating income$106,076,000189
Securities gains (losses)$-67,0004,913
Applicable income taxes$24,765,000177
Income before extraordinary items$81,244,000195
Extraordinary gains, net$06
Net income$81,244,000195
Minority interest net income$072
Net income of bank and minority interests.$81,244,000195
Net charge-offs$5,110,000198
Cash dividends$24,000,000234
Sale, conversion, retirement of capital stock, net$0671
Net operating income$81,296,930196
2018-09-30 (YTD Data)Rank
Total interest income$190,834,000182
Total interest expense$21,302,000223
Net interest income$169,532,000177
Provision for loan and lease losses$7,810,000153
Total noninterest income$32,399,000249
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$4,659,000249
Trading account gains and fees$0138
Additional Noninterest Income$27,740,000208
Total noninterest expense$121,337,000196
Salaries and employee benefits$72,416,000170
Premises and equipment expense$9,125,000247
Additional noninterest expense$39,796,000194
Pre-tax net operating income$72,784,000195
Securities gains (losses)$181,000219
Applicable income taxes$14,486,000208
Income before extraordinary items$58,479,000199
Extraordinary gains, net$05
Net income$58,479,000199
Minority interest net income$066
Net income of bank and minority interests.$58,479,000199
Net charge-offs$1,771,000297
Cash dividends$24,000,000187
Sale, conversion, retirement of capital stock, net$0633
Net operating income$58,334,200198
2018-06-30 (YTD Data)Rank
Total interest income$124,275,000182
Total interest expense$13,264,000219
Net interest income$111,011,000178
Provision for loan and lease losses$5,601,000146
Total noninterest income$22,148,000241
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$3,087,000248
Trading account gains and fees$0130
Additional Noninterest Income$19,061,000202
Total noninterest expense$77,158,000197
Salaries and employee benefits$49,579,000163
Premises and equipment expense$6,227,000242
Additional noninterest expense$21,352,000224
Pre-tax net operating income$50,400,000186
Securities gains (losses)$0961
Applicable income taxes$11,936,000179
Income before extraordinary items$38,464,000196
Extraordinary gains, net$06
Net income$38,464,000196
Minority interest net income$065
Net income of bank and minority interests.$38,464,000196
Net charge-offs$1,016,000326
Cash dividends$24,000,000138
Sale, conversion, retirement of capital stock, net$0620
Net operating income$38,464,000195
2018-03-31 (YTD Data)Rank
Total interest income$60,445,000183
Total interest expense$5,705,000232
Net interest income$54,740,000178
Provision for loan and lease losses$3,208,000134
Total noninterest income$10,906,000247
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,625,000236
Trading account gains and fees$0123
Additional Noninterest Income$9,281,000207
Total noninterest expense$39,064,000197
Salaries and employee benefits$25,692,000159
Premises and equipment expense$3,180,000243
Additional noninterest expense$10,192,000229
Pre-tax net operating income$23,374,000191
Securities gains (losses)$0735
Applicable income taxes$5,551,000187
Income before extraordinary items$17,823,000197
Extraordinary gains, net$07
Net income$17,823,000197
Minority interest net income$052
Net income of bank and minority interests.$17,823,000197
Net charge-offs$641,000276
Cash dividends$24,000,00084
Sale, conversion, retirement of capital stock, net$0580
Net operating income$17,823,000197
2017-12-31 (YTD Data)Rank
Total interest income$209,255,000189
Total interest expense$15,592,000265
Net interest income$193,663,000184
Provision for loan and lease losses$6,110,000216
Total noninterest income$42,760,000247
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$6,191,000244
Trading account gains and fees$0151
Additional Noninterest Income$36,569,000205
Total noninterest expense$139,362,000199
Salaries and employee benefits$86,954,000167
Premises and equipment expense$11,853,000245
Additional noninterest expense$40,555,000225
Pre-tax net operating income$90,951,000184
Securities gains (losses)$-1,453,0005,634
Applicable income taxes$41,416,000164
Income before extraordinary items$48,082,000224
Extraordinary gains, net$09
Net income$48,082,000224
Minority interest net income$076
Net income of bank and minority interests.$48,082,000224
Net charge-offs$3,958,000245
Cash dividends$24,400,000205
Sale, conversion, retirement of capital stock, net$0711
Net operating income$49,011,920220
2017-09-30 (YTD Data)Rank
Total interest income$144,884,000196
Total interest expense$9,978,000298
Net interest income$134,906,000191
Provision for loan and lease losses$3,262,000270
Total noninterest income$31,845,000257
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$4,513,000255
Trading account gains and fees$0145
Additional Noninterest Income$27,332,000207
Total noninterest expense$99,128,000209
Salaries and employee benefits$62,204,000174
Premises and equipment expense$8,657,000252
Additional noninterest expense$28,267,000235
Pre-tax net operating income$64,361,000191
Securities gains (losses)$28,0001,157
Applicable income taxes$22,332,000186
Income before extraordinary items$42,057,000210
Extraordinary gains, net$09
Net income$42,057,000210
Minority interest net income$071
Net income of bank and minority interests.$42,057,000210
Net charge-offs$3,018,000228
Cash dividends$24,400,000162
Sale, conversion, retirement of capital stock, net$0677
Net operating income$42,038,800209
2017-06-30 (YTD Data)Rank
Total interest income$97,139,000198
Total interest expense$6,607,000283
Net interest income$90,532,000193
Provision for loan and lease losses$2,847,000221
Total noninterest income$21,975,000256
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,938,000257
Trading account gains and fees$0139
Additional Noninterest Income$19,037,000196
Total noninterest expense$67,747,000205
Salaries and employee benefits$41,836,000169
Premises and equipment expense$5,799,000250
Additional noninterest expense$20,112,000226
Pre-tax net operating income$41,913,000200
Securities gains (losses)$25,000909
Applicable income taxes$14,577,000189
Income before extraordinary items$27,361,000217
Extraordinary gains, net$011
Net income$27,361,000217
Minority interest net income$071
Net income of bank and minority interests.$27,361,000217
Net charge-offs$1,457,000274
Cash dividends$24,400,000115
Sale, conversion, retirement of capital stock, net$0659
Net operating income$27,344,750216
2017-03-31 (YTD Data)Rank
Total interest income$47,168,000199
Total interest expense$3,239,000281
Net interest income$43,929,000193
Provision for loan and lease losses$1,002,000269
Total noninterest income$10,863,000253
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,467,000256
Trading account gains and fees$0142
Additional Noninterest Income$9,396,000200
Total noninterest expense$35,489,000199
Salaries and employee benefits$21,022,000167
Premises and equipment expense$2,844,000256
Additional noninterest expense$11,623,000200
Pre-tax net operating income$18,301,000218
Securities gains (losses)$12,000618
Applicable income taxes$6,470,000201
Income before extraordinary items$11,843,000235
Extraordinary gains, net$08
Net income$11,843,000235
Minority interest net income$055
Net income of bank and minority interests.$11,843,000235
Net charge-offs$624,000295
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$11,835,200232
2016-12-31 (YTD Data)Rank
Total interest income$165,323,000206
Total interest expense$9,619,000320
Net interest income$155,704,000200
Provision for loan and lease losses$237,0002,266
Total noninterest income$41,232,000256
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$5,440,000276
Trading account gains and fees$0170
Additional Noninterest Income$35,792,000205
Total noninterest expense$120,865,000221
Salaries and employee benefits$73,710,000180
Premises and equipment expense$10,768,000257
Additional noninterest expense$36,387,000244
Pre-tax net operating income$75,834,000198
Securities gains (losses)$489,000438
Applicable income taxes$27,490,000188
Income before extraordinary items$48,833,000218
Extraordinary gains, net$05
Net income$48,833,000217
Minority interest net income$082
Net income of bank and minority interests.$48,833,000217
Net charge-offs$2,714,000315
Cash dividends$58,000,000108
Sale, conversion, retirement of capital stock, net$173,000425
Net operating income$48,520,040217
2016-09-30 (YTD Data)Rank
Total interest income$123,632,000206
Total interest expense$6,988,000325
Net interest income$116,644,000198
Provision for loan and lease losses$-40,0005,675
Total noninterest income$30,546,000258
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$4,122,000277
Trading account gains and fees$0169
Additional Noninterest Income$26,424,000210
Total noninterest expense$87,847,000220
Salaries and employee benefits$55,694,000181
Premises and equipment expense$8,056,000257
Additional noninterest expense$24,097,000258
Pre-tax net operating income$59,383,000192
Securities gains (losses)$447,000433
Applicable income taxes$21,605,000175
Income before extraordinary items$38,225,000207
Extraordinary gains, net$05
Net income$38,225,000208
Minority interest net income$071
Net income of bank and minority interests.$38,225,000207
Net charge-offs$1,858,000317
Cash dividends$17,000,000194
Sale, conversion, retirement of capital stock, net$173,000360
Net operating income$37,938,920206
2016-06-30 (YTD Data)Rank
Total interest income$82,943,000209
Total interest expense$4,484,000335
Net interest income$78,459,000201
Provision for loan and lease losses$-128,0005,865
Total noninterest income$19,891,000250
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,738,000278
Trading account gains and fees$0157
Additional Noninterest Income$17,153,000213
Total noninterest expense$58,755,000220
Salaries and employee benefits$36,867,000184
Premises and equipment expense$5,379,000261
Additional noninterest expense$16,509,000258
Pre-tax net operating income$39,723,000189
Securities gains (losses)$409,000330
Applicable income taxes$14,641,000172
Income before extraordinary items$25,491,000211
Extraordinary gains, net$016
Net income$25,491,000209
Minority interest net income$071
Net income of bank and minority interests.$25,491,000210
Net charge-offs$1,348,000284
Cash dividends$17,000,000147
Sale, conversion, retirement of capital stock, net$371,000202
Net operating income$25,229,240210
2016-03-31 (YTD Data)Rank
Total interest income$38,925,000214
Total interest expense$2,113,000351
Net interest income$36,812,000207
Provision for loan and lease losses$-134,0005,994
Total noninterest income$9,458,000254
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,386,000270
Trading account gains and fees$0142
Additional Noninterest Income$8,072,000210
Total noninterest expense$28,346,000222
Salaries and employee benefits$17,428,000187
Premises and equipment expense$2,681,000261
Additional noninterest expense$8,237,000250
Pre-tax net operating income$18,058,000199
Securities gains (losses)$13,0001,414
Applicable income taxes$6,731,000180
Income before extraordinary items$11,340,000224
Extraordinary gains, net$012
Net income$11,340,000223
Minority interest net income$062
Net income of bank and minority interests.$11,340,000224
Net charge-offs$-1,404,0006,107
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$176,000196
Net operating income$11,331,680222
2015-12-31 (YTD Data)Rank
Total interest income$161,829,000205
Total interest expense$7,922,000348
Net interest income$153,907,000197
Provision for loan and lease losses$4,531,000229
Total noninterest income$23,357,000369
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$5,976,000259
Trading account gains and fees$0159
Additional Noninterest Income$17,381,000328
Total noninterest expense$120,176,000207
Salaries and employee benefits$73,171,000174
Premises and equipment expense$10,011,000269
Additional noninterest expense$36,994,000235
Pre-tax net operating income$52,557,000239
Securities gains (losses)$354,000483
Applicable income taxes$18,862,000220
Income before extraordinary items$34,049,000263
Extraordinary gains, net$023
Net income$34,049,000263
Minority interest net income$081
Net income of bank and minority interests.$34,049,000263
Net charge-offs$4,094,000217
Cash dividends$17,900,000242
Sale, conversion, retirement of capital stock, net$0804
Net operating income$33,822,440263
2015-09-30 (YTD Data)Rank
Total interest income$118,999,000210
Total interest expense$5,928,000347
Net interest income$113,071,000204
Provision for loan and lease losses$4,037,000191
Total noninterest income$14,162,000440
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$4,481,000264
Trading account gains and fees$0153
Additional Noninterest Income$9,681,000416
Total noninterest expense$92,017,000209
Salaries and employee benefits$56,036,000173
Premises and equipment expense$7,866,000269
Additional noninterest expense$28,115,000237
Pre-tax net operating income$31,179,000286
Securities gains (losses)$338,000435
Applicable income taxes$11,049,000257
Income before extraordinary items$20,468,000302
Extraordinary gains, net$021
Net income$20,468,000302
Minority interest net income$078
Net income of bank and minority interests.$20,468,000302
Net charge-offs$3,745,000177
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$20,248,300304
2015-06-30 (YTD Data)Rank
Total interest income$68,696,000228
Total interest expense$3,495,000390
Net interest income$65,201,000221
Provision for loan and lease losses$3,743,000153
Total noninterest income$-3,219,0006,343
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,390,000306
Trading account gains and fees$0157
Additional Noninterest Income$-5,609,0006,352
Total noninterest expense$47,532,000268
Salaries and employee benefits$27,689,000232
Premises and equipment expense$4,355,000320
Additional noninterest expense$15,488,000275
Pre-tax net operating income$10,707,000470
Securities gains (losses)$321,000363
Applicable income taxes$3,711,000419
Income before extraordinary items$7,317,000519
Extraordinary gains, net$022
Net income$7,317,000516
Minority interest net income$075
Net income of bank and minority interests.$7,317,000519
Net charge-offs$3,335,000139
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,105,140518
2015-03-31 (YTD Data)Rank
Total interest income$37,942,000214
Total interest expense$1,757,000392
Net interest income$36,185,000207
Provision for loan and lease losses$3,392,000106
Total noninterest income$4,789,000425
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,180,000307
Trading account gains and fees$0152
Additional Noninterest Income$3,609,000378
Total noninterest expense$23,076,000272
Salaries and employee benefits$13,611,000240
Premises and equipment expense$2,190,000319
Additional noninterest expense$7,275,000284
Pre-tax net operating income$14,506,000229
Securities gains (losses)$380,000213
Applicable income taxes$5,474,000204
Income before extraordinary items$9,412,000247
Extraordinary gains, net$013
Net income$9,412,000247
Minority interest net income$064
Net income of bank and minority interests.$9,412,000247
Net charge-offs$2,350,000120
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$9,168,800247
2014-12-31 (YTD Data)Rank
Total interest income$153,635,000208
Total interest expense$7,520,000371
Net interest income$146,115,000198
Provision for loan and lease losses$6,0004,483
Total noninterest income$-1,048,0006,493
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$4,834,000320
Trading account gains and fees$0180
Additional Noninterest Income$-5,882,0006,513
Total noninterest expense$93,664,000259
Salaries and employee benefits$59,047,000194
Premises and equipment expense$8,757,000306
Additional noninterest expense$25,860,000306
Pre-tax net operating income$51,397,000227
Securities gains (losses)$246,000707
Applicable income taxes$19,115,000202
Income before extraordinary items$32,528,000262
Extraordinary gains, net$017
Net income$32,528,000261
Minority interest net income$084
Net income of bank and minority interests.$32,528,000261
Net charge-offs$5,433,000219
Cash dividends$59,000,000114
Sale, conversion, retirement of capital stock, net$0862
Net operating income$32,370,560259
2014-09-30 (YTD Data)Rank
Total interest income$119,217,000199
Total interest expense$5,597,000371
Net interest income$113,620,000192
Provision for loan and lease losses$-1,100,0006,473
Total noninterest income$-8,411,0006,585
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,560,000320
Trading account gains and fees$0174
Additional Noninterest Income$-11,971,0006,593
Total noninterest expense$68,064,000263
Salaries and employee benefits$42,379,000206
Premises and equipment expense$6,446,000311
Additional noninterest expense$19,239,000304
Pre-tax net operating income$38,245,000226
Securities gains (losses)$23,0001,945
Applicable income taxes$13,953,000210
Income before extraordinary items$24,315,000254
Extraordinary gains, net$015
Net income$24,315,000253
Minority interest net income$081
Net income of bank and minority interests.$24,315,000254
Net charge-offs$5,734,000163
Cash dividends$25,000,000155
Sale, conversion, retirement of capital stock, net$0819
Net operating income$24,300,280253
2014-06-30 (YTD Data)Rank
Total interest income$79,350,000198
Total interest expense$3,740,000369
Net interest income$75,610,000190
Provision for loan and lease losses$4,307,000144
Total noninterest income$-6,928,0006,653
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,354,000313
Trading account gains and fees$0172
Additional Noninterest Income$-9,282,0006,660
Total noninterest expense$45,194,000262
Salaries and employee benefits$28,516,000205
Premises and equipment expense$4,284,000309
Additional noninterest expense$12,394,000309
Pre-tax net operating income$19,181,000276
Securities gains (losses)$23,0001,584
Applicable income taxes$6,779,000250
Income before extraordinary items$12,425,000305
Extraordinary gains, net$020
Net income$12,425,000305
Minority interest net income$080
Net income of bank and minority interests.$12,425,000305
Net charge-offs$2,765,000221
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$12,410,050300
2014-03-31 (YTD Data)Rank
Total interest income$44,339,000179
Total interest expense$1,894,000365
Net interest income$42,445,000174
Provision for loan and lease losses$3,212,000117
Total noninterest income$-9,562,0006,728
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,158,000315
Trading account gains and fees$0147
Additional Noninterest Income$-10,720,0006,737
Total noninterest expense$22,811,000257
Salaries and employee benefits$14,543,000202
Premises and equipment expense$2,255,000301
Additional noninterest expense$6,013,000313
Pre-tax net operating income$6,860,000336
Securities gains (losses)$11,0001,130
Applicable income taxes$2,336,000299
Income before extraordinary items$4,535,000378
Extraordinary gains, net$016
Net income$4,535,000378
Minority interest net income$066
Net income of bank and minority interests.$4,535,000378
Net charge-offs$1,237,000253
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,527,740374
2013-12-31 (YTD Data)Rank
Total interest income$193,926,000171
Total interest expense$7,933,000389
Net interest income$185,993,000162
Provision for loan and lease losses$-32,675,0006,805
Total noninterest income$-102,105,0006,811
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$5,156,000297
Trading account gains and fees$0184
Additional Noninterest Income$-107,261,0006,820
Total noninterest expense$96,874,000250
Salaries and employee benefits$59,054,000194
Premises and equipment expense$9,767,000266
Additional noninterest expense$28,053,000291
Pre-tax net operating income$19,689,000445
Securities gains (losses)$1,081,000217
Applicable income taxes$7,062,000362
Income before extraordinary items$13,708,000498
Extraordinary gains, net$029
Net income$13,708,000497
Minority interest net income$090
Net income of bank and minority interests.$13,708,000499
Net charge-offs$3,398,000484
Cash dividends$25,000,000165
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,994,540506
2013-09-30 (YTD Data)Rank
Total interest income$127,559,000184
Total interest expense$5,972,000398
Net interest income$121,587,000177
Provision for loan and lease losses$-36,785,0006,886
Total noninterest income$-78,892,0006,891
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,852,000300
Trading account gains and fees$0180
Additional Noninterest Income$-82,744,0006,900
Total noninterest expense$74,537,000236
Salaries and employee benefits$45,496,000187
Premises and equipment expense$7,437,000260
Additional noninterest expense$21,604,000273
Pre-tax net operating income$4,943,0001,155
Securities gains (losses)$1,081,000190
Applicable income taxes$1,988,000738
Income before extraordinary items$4,036,0001,154
Extraordinary gains, net$025
Net income$4,036,0001,155
Minority interest net income$084
Net income of bank and minority interests.$4,036,0001,156
Net charge-offs$4,851,000276
Cash dividends$25,000,000128
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,311,7301,345
2013-06-30 (YTD Data)Rank
Total interest income$81,173,000188
Total interest expense$3,991,000409
Net interest income$77,182,000182
Provision for loan and lease losses$-29,132,0006,935
Total noninterest income$-56,133,0006,940
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,499,000303
Trading account gains and fees$0157
Additional Noninterest Income$-58,632,0006,949
Total noninterest expense$51,424,000226
Salaries and employee benefits$31,475,000183
Premises and equipment expense$5,006,000254
Additional noninterest expense$14,943,000274
Pre-tax net operating income$-1,243,0006,815
Securities gains (losses)$364,000486
Applicable income taxes$-290,0006,844
Income before extraordinary items$-589,0006,746
Extraordinary gains, net$022
Net income$-589,0006,748
Minority interest net income$082
Net income of bank and minority interests.$-589,0006,747
Net charge-offs$7,571,000137
Cash dividends$25,000,00091
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-832,8806,771
2013-03-31 (YTD Data)Rank
Total interest income$37,479,000204
Total interest expense$1,996,000419
Net interest income$35,483,000191
Provision for loan and lease losses$-22,215,0007,018
Total noninterest income$-13,435,0007,018
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,215,000307
Trading account gains and fees$0148
Additional Noninterest Income$-14,650,0007,027
Total noninterest expense$46,078,000145
Salaries and employee benefits$16,742,000170
Premises and equipment expense$2,456,000264
Additional noninterest expense$26,880,000107
Pre-tax net operating income$-1,815,0006,972
Securities gains (losses)$364,000280
Applicable income taxes$-504,0006,989
Income before extraordinary items$-947,0006,943
Extraordinary gains, net$010
Net income$-947,0006,944
Minority interest net income$076
Net income of bank and minority interests.$-947,0006,944
Net charge-offs$4,095,000139
Cash dividends$25,000,00052
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-1,183,6006,942
2012-12-31 (YTD Data)Rank
Total interest income$169,146,000196
Total interest expense$9,749,000414
Net interest income$159,397,000180
Provision for loan and lease losses$55,671,00072
Total noninterest income$20,605,000415
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$5,117,000303
Trading account gains and fees$0166
Additional Noninterest Income$15,488,000363
Total noninterest expense$88,421,000267
Salaries and employee benefits$51,983,000208
Premises and equipment expense$9,845,000257
Additional noninterest expense$26,593,000313
Pre-tax net operating income$35,910,000268
Securities gains (losses)$318,0001,319
Applicable income taxes$12,793,000230
Income before extraordinary items$23,435,000307
Extraordinary gains, net$029
Net income$23,435,000307
Minority interest net income$093
Net income of bank and minority interests.$23,435,000307
Net charge-offs$55,017,00082
Cash dividends$21,503,000182
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$23,228,300295
2012-09-30 (YTD Data)Rank
Total interest income$123,703,000201
Total interest expense$7,652,000413
Net interest income$116,051,000191
Provision for loan and lease losses$40,049,00074
Total noninterest income$38,122,000217
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,709,000308
Trading account gains and fees$0157
Additional Noninterest Income$34,413,000167
Total noninterest expense$82,979,000218
Salaries and employee benefits$37,897,000213
Premises and equipment expense$7,345,000261
Additional noninterest expense$37,737,000195
Pre-tax net operating income$31,145,000242
Securities gains (losses)$94,0002,025
Applicable income taxes$11,259,000213
Income before extraordinary items$19,980,000281
Extraordinary gains, net$020
Net income$19,980,000281
Minority interest net income$086
Net income of bank and minority interests.$19,980,000281
Net charge-offs$48,792,00076
Cash dividends$21,503,000133
Sale, conversion, retirement of capital stock, net$0952
Net operating income$19,919,840270
2012-06-30 (YTD Data)Rank
Total interest income$87,269,000197
Total interest expense$5,418,000403
Net interest income$81,851,000181
Provision for loan and lease losses$11,797,000142
Total noninterest income$12,096,000362
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,411,000316
Trading account gains and fees$0153
Additional Noninterest Income$9,685,000304
Total noninterest expense$55,813,000219
Salaries and employee benefits$25,645,000211
Premises and equipment expense$4,875,000266
Additional noninterest expense$25,293,000195
Pre-tax net operating income$26,337,000206
Securities gains (losses)$03,178
Applicable income taxes$9,902,000182
Income before extraordinary items$16,435,000239
Extraordinary gains, net$019
Net income$16,435,000238
Minority interest net income$084
Net income of bank and minority interests.$16,435,000239
Net charge-offs$618,0001,576
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$16,435,000228
2012-03-31 (YTD Data)Rank
Total interest income$38,329,000209
Total interest expense$2,851,000397
Net interest income$35,478,000193
Provision for loan and lease losses$-4,840,0007,301
Total noninterest income$2,468,000676
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,212,000310
Trading account gains and fees$0148
Additional Noninterest Income$1,256,000772
Total noninterest expense$34,342,000175
Salaries and employee benefits$12,663,000208
Premises and equipment expense$2,457,000262
Additional noninterest expense$19,222,000142
Pre-tax net operating income$8,444,000271
Securities gains (losses)$02,210
Applicable income taxes$3,175,000233
Income before extraordinary items$5,269,000334
Extraordinary gains, net$019
Net income$5,269,000336
Minority interest net income$078
Net income of bank and minority interests.$5,269,000335
Net charge-offs$-3,124,0007,307
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$5,269,000315
2011-12-31 (YTD Data)Rank
Total interest income$167,000,000201
Total interest expense$21,773,000251
Net interest income$145,227,000186
Provision for loan and lease losses$85,064,00072
Total noninterest income$95,622,000126
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$5,601,000287
Trading account gains and fees$0146
Additional Noninterest Income$90,021,00098
Total noninterest expense$88,339,000250
Salaries and employee benefits$48,319,000205
Premises and equipment expense$8,692,000306
Additional noninterest expense$31,328,000270
Pre-tax net operating income$67,446,000155
Securities gains (losses)$-54,0007,028
Applicable income taxes$23,832,000146
Income before extraordinary items$43,560,000173
Extraordinary gains, net$029
Net income$43,560,000173
Minority interest net income$096
Net income of bank and minority interests.$43,560,000174
Net charge-offs$20,930,000242
Cash dividends$15,000,000173
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$43,595,100167
2011-09-30 (YTD Data)Rank
Total interest income$121,953,000203
Total interest expense$18,179,000238
Net interest income$103,774,000193
Provision for loan and lease losses$6,880,000459
Total noninterest income$22,748,000272
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$4,231,000284
Trading account gains and fees$0145
Additional Noninterest Income$18,517,000234
Total noninterest expense$65,991,000245
Salaries and employee benefits$35,792,000201
Premises and equipment expense$5,897,000338
Additional noninterest expense$24,302,000256
Pre-tax net operating income$53,651,000156
Securities gains (losses)$-34,0007,116
Applicable income taxes$19,409,000142
Income before extraordinary items$34,208,000170
Extraordinary gains, net$021
Net income$34,208,000171
Minority interest net income$087
Net income of bank and minority interests.$34,208,000171
Net charge-offs$1,745,0001,344
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$34,229,760167
2011-06-30 (YTD Data)Rank
Total interest income$71,879,000222
Total interest expense$13,575,000227
Net interest income$58,304,000219
Provision for loan and lease losses$3,005,000677
Total noninterest income$16,490,000250
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,848,000279
Trading account gains and fees$0153
Additional Noninterest Income$13,642,000212
Total noninterest expense$44,838,000245
Salaries and employee benefits$23,572,000208
Premises and equipment expense$4,285,000317
Additional noninterest expense$16,981,000253
Pre-tax net operating income$26,951,000174
Securities gains (losses)$-3,0006,961
Applicable income taxes$9,957,000161
Income before extraordinary items$16,991,000201
Extraordinary gains, net$015
Net income$16,991,000201
Minority interest net income$089
Net income of bank and minority interests.$16,991,000201
Net charge-offs$1,441,0001,156
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$16,992,920194
2011-03-31 (YTD Data)Rank
Total interest income$34,798,000227
Total interest expense$7,118,000225
Net interest income$27,680,000227
Provision for loan and lease losses$960,000886
Total noninterest income$7,321,000280
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,413,000280
Trading account gains and fees$0158
Additional Noninterest Income$5,908,000246
Total noninterest expense$20,683,000268
Salaries and employee benefits$11,677,000208
Premises and equipment expense$2,084,000332
Additional noninterest expense$6,922,000294
Pre-tax net operating income$13,358,000177
Securities gains (losses)$-3,0007,054
Applicable income taxes$4,995,000160
Income before extraordinary items$8,360,000197
Extraordinary gains, net$09
Net income$8,360,000196
Minority interest net income$086
Net income of bank and minority interests.$8,360,000197
Net charge-offs$96,0002,777
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$8,361,920194
2010-12-31 (YTD Data)Rank
Total interest income$168,242,000203
Total interest expense$37,238,000206
Net interest income$131,004,000194
Provision for loan and lease losses$3,954,0001,352
Total noninterest income$23,208,000349
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$6,543,000248
Trading account gains and fees$0175
Additional Noninterest Income$16,665,000317
Total noninterest expense$77,260,000283
Salaries and employee benefits$42,333,000228
Premises and equipment expense$8,549,000319
Additional noninterest expense$26,378,000326
Pre-tax net operating income$72,998,000133
Securities gains (losses)$165,0001,750
Applicable income taxes$27,427,000121
Income before extraordinary items$45,736,000151
Extraordinary gains, net$029
Net income$45,736,000151
Minority interest net income$0111
Net income of bank and minority interests.$45,736,000151
Net charge-offs$1,128,0002,520
Cash dividends$718,0001,904
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$45,630,400149
2010-09-30 (YTD Data)Rank
Total interest income$121,552,000211
Total interest expense$28,658,000206
Net interest income$92,894,000203
Provision for loan and lease losses$1,847,0001,750
Total noninterest income$16,275,000359
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$4,912,000244
Trading account gains and fees$0165
Additional Noninterest Income$11,363,000333
Total noninterest expense$56,082,000283
Salaries and employee benefits$30,692,000232
Premises and equipment expense$4,344,000452
Additional noninterest expense$21,046,000292
Pre-tax net operating income$51,240,000137
Securities gains (losses)$170,0001,501
Applicable income taxes$18,964,000122
Income before extraordinary items$32,446,000156
Extraordinary gains, net$023
Net income$32,446,000156
Minority interest net income$0110
Net income of bank and minority interests.$32,446,000157
Net charge-offs$1,023,0002,173
Cash dividends$718,0001,386
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$32,337,200149
2010-06-30 (YTD Data)Rank
Total interest income$80,822,000211
Total interest expense$18,760,000221
Net interest income$62,062,000205
Provision for loan and lease losses$1,192,0001,762
Total noninterest income$9,735,000378
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$3,302,000246
Trading account gains and fees$0152
Additional Noninterest Income$6,433,000360
Total noninterest expense$36,642,000289
Salaries and employee benefits$20,337,000231
Premises and equipment expense$3,051,000428
Additional noninterest expense$13,254,000306
Pre-tax net operating income$33,963,000132
Securities gains (losses)$51,0001,869
Applicable income taxes$12,721,000109
Income before extraordinary items$21,293,000150
Extraordinary gains, net$019
Net income$21,293,000149
Minority interest net income$0105
Net income of bank and minority interests.$21,293,000150
Net charge-offs$70,0004,589
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$21,260,360141
2010-03-31 (YTD Data)Rank
Total interest income$41,037,000216
Total interest expense$8,680,000256
Net interest income$32,357,000198
Provision for loan and lease losses$497,0001,852
Total noninterest income$5,257,000361
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,641,000249
Trading account gains and fees$0175
Additional Noninterest Income$3,616,000326
Total noninterest expense$18,523,000287
Salaries and employee benefits$10,688,000219
Premises and equipment expense$1,588,000429
Additional noninterest expense$6,247,000319
Pre-tax net operating income$18,594,000114
Securities gains (losses)$7,0001,814
Applicable income taxes$6,882,000108
Income before extraordinary items$11,719,000136
Extraordinary gains, net$016
Net income$11,719,000137
Minority interest net income$091
Net income of bank and minority interests.$11,719,000138
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$980,000127
Net operating income$11,714,520125
2009-12-31 (YTD Data)Rank
Total interest income$63,714,000516
Total interest expense$15,247,000755
Net interest income$48,467,000442
Provision for loan and lease losses$2,689,0002,101
Total noninterest income$5,618,000993
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,408,000492
Trading account gains and fees$0211
Additional Noninterest Income$2,210,0001,281
Total noninterest expense$23,035,000920
Salaries and employee benefits$13,388,000726
Premises and equipment expense$1,317,0002,026
Additional noninterest expense$8,330,000944
Pre-tax net operating income$28,361,000168
Securities gains (losses)$03,754
Applicable income taxes$10,339,000154
Income before extraordinary items$18,022,000200
Extraordinary gains, net$034
Net income$18,022,000201
Minority interest net income$0115
Net income of bank and minority interests.$18,022,000201
Net charge-offs$449,0003,934
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$292,345,0009
Net operating income$18,022,000199
2009-09-30 (YTD Data)Rank
Total interest income$44,142,000570
Total interest expense$6,766,0001,399
Net interest income$37,376,000440
Provision for loan and lease losses$18,374,000414
Total noninterest income$2,546,0001,498
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,562,000820
Trading account gains and fees$0212
Additional Noninterest Income$984,0001,852
Total noninterest expense$9,298,0001,636
Salaries and employee benefits$5,825,0001,292
Premises and equipment expense$565,0003,332
Additional noninterest expense$2,908,0001,841
Pre-tax net operating income$12,250,000271
Securities gains (losses)$03,497
Applicable income taxes$4,402,000241
Income before extraordinary items$7,848,000323
Extraordinary gains, net$027
Net income$7,848,000323
Minority interest net income$0118
Net income of bank and minority interests.$7,848,000324
Net charge-offs$449,0003,183
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$274,673,0006
Net operating income$7,848,000324
2009-06-30 (YTD Data)Rank
Total interest income$953,0007,276
Total interest expense$416,0006,638
Net interest income$537,0007,463
Provision for loan and lease losses$07,158
Total noninterest income$103,0006,340
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$82,0005,023
Trading account gains and fees$0193
Additional Noninterest Income$21,0006,756
Total noninterest expense$619,0007,204
Salaries and employee benefits$324,0007,207
Premises and equipment expense$58,0007,366
Additional noninterest expense$237,0006,941
Pre-tax net operating income$21,0005,681
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$21,0005,787
Extraordinary gains, net$021
Net income$21,0005,785
Minority interest net income$0112
Net income of bank and minority interests.$21,0005,785
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$21,0005,701
2009-03-31 (YTD Data)Rank
Total interest income$478,0007,320
Total interest expense$211,0006,711
Net interest income$267,0007,509
Provision for loan and lease losses$06,744
Total noninterest income$41,0006,633
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$37,0005,156
Trading account gains and fees$0171
Additional Noninterest Income$4,0007,406
Total noninterest expense$311,0007,210
Salaries and employee benefits$164,0007,226
Premises and equipment expense$29,0007,401
Additional noninterest expense$118,0006,804
Pre-tax net operating income$-3,0006,252
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-3,0006,417
Extraordinary gains, net$015
Net income$-3,0006,417
Minority interest net income$0102
Net income of bank and minority interests.$-3,0006,418
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-3,0006,275
2008-12-31 (YTD Data)Rank
Total interest income$1,917,0007,386
Total interest expense$823,0007,092
Net interest income$1,094,0007,483
Provision for loan and lease losses$151,0005,546
Total noninterest income$175,0006,669
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$170,0005,081
Trading account gains and fees$0154
Additional Noninterest Income$5,0007,796
Total noninterest expense$1,479,0006,894
Salaries and employee benefits$725,0007,090
Premises and equipment expense$191,0006,754
Additional noninterest expense$563,0006,378
Pre-tax net operating income$-361,0006,678
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-361,0006,613
Extraordinary gains, net$039
Net income$-361,0006,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0004,208
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-361,0006,760
2008-09-30 (YTD Data)Rank
Total interest income$1,450,0007,461
Total interest expense$605,0007,235
Net interest income$845,0007,517
Provision for loan and lease losses$151,0004,611
Total noninterest income$133,0006,752
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$129,0005,104
Trading account gains and fees$0148
Additional Noninterest Income$4,0007,959
Total noninterest expense$1,143,0006,843
Salaries and employee benefits$532,0007,137
Premises and equipment expense$158,0006,611
Additional noninterest expense$453,0006,165
Pre-tax net operating income$-316,0007,125
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-316,0007,038
Extraordinary gains, net$031
Net income$-316,0007,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0003,157
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-316,0007,185
2008-06-30 (YTD Data)Rank
Total interest income$962,0007,526
Total interest expense$408,0007,339
Net interest income$554,0007,565
Provision for loan and lease losses$151,0003,590
Total noninterest income$82,0006,920
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$78,0005,295
Trading account gains and fees$0149
Additional Noninterest Income$4,0007,989
Total noninterest expense$745,0006,937
Salaries and employee benefits$348,0007,248
Premises and equipment expense$108,0006,602
Additional noninterest expense$289,0006,277
Pre-tax net operating income$-260,0007,389
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-260,0007,480
Extraordinary gains, net$021
Net income$-260,0007,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,325
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-260,0007,461
2008-03-31 (YTD Data)Rank
Total interest income$495,0007,573
Total interest expense$204,0007,459
Net interest income$291,0007,544
Provision for loan and lease losses$06,080
Total noninterest income$38,0007,035
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$36,0005,409
Trading account gains and fees$0158
Additional Noninterest Income$2,0008,025
Total noninterest expense$351,0007,097
Salaries and employee benefits$180,0007,191
Premises and equipment expense$53,0006,667
Additional noninterest expense$118,0006,754
Pre-tax net operating income$-22,0007,292
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-22,0007,401
Extraordinary gains, net$015
Net income$-22,0007,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,076
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-22,0007,332
2007-12-31 (YTD Data)Rank
Total interest income$1,789,0007,707
Total interest expense$584,0007,832
Net interest income$1,205,0007,500
Provision for loan and lease losses$196,0003,909
Total noninterest income$132,0007,274
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$119,0005,781
Trading account gains and fees$0178
Additional Noninterest Income$13,0007,982
Total noninterest expense$1,450,0006,990
Salaries and employee benefits$772,0007,051
Premises and equipment expense$225,0006,484
Additional noninterest expense$453,0006,812
Pre-tax net operating income$-309,0007,717
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-309,0007,788
Extraordinary gains, net$039
Net income$-309,0007,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0005,544
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-309,0007,768
2007-09-30 (YTD Data)Rank
Total interest income$1,296,0007,790
Total interest expense$401,0007,948
Net interest income$895,0007,565
Provision for loan and lease losses$68,0004,713
Total noninterest income$89,0007,435
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$80,0005,982
Trading account gains and fees$0184
Additional Noninterest Income$9,0008,062
Total noninterest expense$1,084,0006,990
Salaries and employee benefits$571,0007,059
Premises and equipment expense$163,0006,573
Additional noninterest expense$350,0006,734
Pre-tax net operating income$-168,0007,866
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-168,0007,916
Extraordinary gains, net$033
Net income$-168,0007,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,700
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-168,0007,897
2007-06-30 (YTD Data)Rank
Total interest income$842,0007,879
Total interest expense$241,0008,072
Net interest income$601,0007,601
Provision for loan and lease losses$44,0004,563
Total noninterest income$55,0007,561
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$51,0006,069
Trading account gains and fees$0168
Additional Noninterest Income$4,0008,223
Total noninterest expense$716,0007,050
Salaries and employee benefits$366,0007,183
Premises and equipment expense$110,0006,565
Additional noninterest expense$240,0006,691
Pre-tax net operating income$-104,0007,983
Securities gains (losses)$01,444
Applicable income taxes$2,0006,068
Income before extraordinary items$-106,0008,009
Extraordinary gains, net$029
Net income$-106,0008,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,997
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-106,0008,001
2007-03-31 (YTD Data)Rank
Total interest income$435,0007,873
Total interest expense$111,0008,176
Net interest income$324,0007,526
Provision for loan and lease losses$26,0004,092
Total noninterest income$19,0007,910
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$18,0006,477
Trading account gains and fees$0195
Additional Noninterest Income$1,0008,340
Total noninterest expense$352,0007,123
Salaries and employee benefits$180,0007,260
Premises and equipment expense$51,0006,759
Additional noninterest expense$121,0006,672
Pre-tax net operating income$-35,0007,988
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-35,0008,011
Extraordinary gains, net$022
Net income$-35,0008,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,299
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-35,0007,995
2006-12-31 (YTD Data)Rank
Total interest income$939,0008,319
Total interest expense$229,0008,383
Net interest income$710,0008,192
Provision for loan and lease losses$117,0004,539
Total noninterest income$52,0008,197
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$47,0006,937
Trading account gains and fees$0130
Additional Noninterest Income$5,0008,389
Total noninterest expense$1,244,0007,312
Salaries and employee benefits$691,0007,311
Premises and equipment expense$230,0006,413
Additional noninterest expense$323,0007,448
Pre-tax net operating income$-599,0008,302
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-599,0008,337
Extraordinary gains, net$051
Net income$-599,0008,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-599,0008,332
2006-09-30 (YTD Data)Rank
Total interest income$646,0008,435
Total interest expense$150,0008,474
Net interest income$496,0008,326
Provision for loan and lease losses$101,0004,060
Total noninterest income$37,0008,303
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$34,0007,042
Trading account gains and fees$0126
Additional Noninterest Income$3,0008,495
Total noninterest expense$870,0007,460
Salaries and employee benefits$510,0007,332
Premises and equipment expense$118,0007,197
Additional noninterest expense$242,0007,465
Pre-tax net operating income$-438,0008,415
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-438,0008,442
Extraordinary gains, net$045
Net income$-438,0008,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-438,0008,432
2006-06-30 (YTD Data)Rank
Total interest income$405,0008,514
Total interest expense$99,0008,507
Net interest income$306,0008,444
Provision for loan and lease losses$81,0003,704
Total noninterest income$22,0008,396
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$20,0007,168
Trading account gains and fees$0126
Additional Noninterest Income$2,0008,535
Total noninterest expense$493,0007,760
Salaries and employee benefits$314,0007,545
Premises and equipment expense$89,0006,995
Additional noninterest expense$90,0008,270
Pre-tax net operating income$-246,0008,439
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-246,0008,459
Extraordinary gains, net$039
Net income$-246,0008,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-246,0008,458
2006-03-31 (YTD Data)Rank
Total interest income$187,0008,566
Total interest expense$43,0008,562
Net interest income$144,0008,507
Provision for loan and lease losses$16,0004,730
Total noninterest income$9,0008,456
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$7,0007,331
Trading account gains and fees$0115
Additional Noninterest Income$2,0008,382
Total noninterest expense$234,0007,850
Salaries and employee benefits$158,0007,542
Premises and equipment expense$42,0007,104
Additional noninterest expense$34,0008,506
Pre-tax net operating income$-97,0008,437
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-97,0008,452
Extraordinary gains, net$021
Net income$-97,0008,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-97,0008,438
2005-12-31 (YTD Data)Rank
Total interest income$217,0008,750
Total interest expense$15,0008,757
Net interest income$202,0008,729
Provision for loan and lease losses$22,0006,455
Total noninterest income$4,0008,720
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,0007,708
Trading account gains and fees$0138
Additional Noninterest Income$2,0008,635
Total noninterest expense$801,0008,071
Salaries and employee benefits$258,0008,583
Premises and equipment expense$50,0008,470
Additional noninterest expense$493,0006,627
Pre-tax net operating income$-617,0008,538
Securities gains (losses)$02,296
Applicable income taxes$-4,0008,422
Income before extraordinary items$-613,0008,582
Extraordinary gains, net$046
Net income$-613,0008,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$7,674,000244
Net operating income$-613,0008,564

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.