Home > State Bank and Trust Company > Net charge- offs to loans
State Bank and Trust Company, Net charge- offs to loans
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1413% | 1,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 1,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0091% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0726% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0972% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2269% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0566% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2465% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2527% | 2,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2527% | 2,146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0649% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0747% | 762 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 4,263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0949% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1309% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3206% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0735% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0006% | 1,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2409% | 2,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2409% | 1,990 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0669% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0084% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0692% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1650% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4920% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0682% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2426% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2426% | 1,881 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 1,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0790% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0239% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0760% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2007% | 327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6639% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0590% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0184% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3292% | 1,643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3292% | 1,531 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1245% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0869% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0488% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1200% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0166% | 3,807 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0688% | 1,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1790% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5406% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5406% | 1,527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1306% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1121% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0522% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1638% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 3,802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0648% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0945% | 1,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5407% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5407% | 1,362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1005% | 1,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 1,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0736% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0512% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0446% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 3,740 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1085% | 1,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6440% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6440% | 1,119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0325% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0100% | 3,883 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0498% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7000% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7000% | 1,012 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1110% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0726% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.4757% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0223% | 5,113 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2778% | 4,751 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1944% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1381% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2093% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2218% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2232% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2232% | 2,534 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4877% | 672 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 1,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.6341% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0333% | 5,250 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.7336% | 4,775 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2365% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0386% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2891% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0612% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1151% | 2,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1151% | 2,697 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4321% | 592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1165% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1101% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 0.9272% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0705% | 5,513 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.6103% | 4,797 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3382% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0214% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4203% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0129% | 1,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0129% | 3,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0129% | 2,911 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3968% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2480% | 5,893 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3108% | 5,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0398% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1259% | 5,733 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.3190% | 4,816 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2467% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2182% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2541% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0338% | 1,113 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0422% | 4,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0422% | 4,821 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2628% | 516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1943% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1635% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0575% | 654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1122% | 984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7127% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3346% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1525% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3810% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6849% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1655% | 5,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1655% | 5,503 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2291% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2400% | 1,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2069% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0892% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1665% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0335% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2881% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2289% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3033% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8577% | 558 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2503% | 5,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2503% | 5,593 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2109% | 756 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3920% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3732% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 0.2021% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2942% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0421% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4462% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 4,141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5705% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0608% | 434 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9388% | 6,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9388% | 6,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1978% | 681 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5614% | 439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4436% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.1973% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3297% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7313% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 1,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1752% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0392% | 5,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0078% | 137 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6019% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6019% | 410 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1371% | 617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3680% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4125% | 743 |
| Percentage Net Loans Charged-off:Construction & development | 0.1286% | 891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4190% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9437% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1661% | 6,199 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2328% | 4,678 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1420% | 6,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6278% | 5,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2160% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2160% | 2,641 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1889% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5323% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5010% | 583 |
| Percentage Net Loans Charged-off:Construction & development | -0.1035% | 5,339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5474% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5388% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1411% | 6,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1380% | 774 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2494% | 6,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8286% | 409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2765% | 2,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2765% | 2,174 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1802% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3914% | 1,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3795% | 810 |
| Percentage Net Loans Charged-off:Construction & development | -0.1782% | 5,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7561% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3563% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4712% | 6,462 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 4,395 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6520% | 6,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2584% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7581% | 6,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7581% | 6,237 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1247% | 848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3539% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3079% | 887 |
| Percentage Net Loans Charged-off:Construction & development | -0.2053% | 5,634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7579% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6098% | 5,216 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7140% | 6,557 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0265% | 4,506 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9799% | 6,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9713% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0359% | 6,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0359% | 6,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2356% | 2,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3617% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.7803% | 920 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5177% | 1,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8341% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.5915% | 6,685 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3834% | 4,986 |
| All other 1-4 family - Percent of loans charged-off, net | -1.6679% | 6,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0474% | 6,456 |
| Percentage Net Loans Charged-off: Loans to individuals | -11.4701% | 6,681 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | -11.4771% | 6,651 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7154% | 545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4438% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5576% | 959 |
| Percentage Net Loans Charged-off:Construction & development | 1.1623% | 721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5643% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7054% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.3955% | 6,753 |
| Percentage Net Loans Charged-off: Home equity loans | -1.8365% | 5,033 |
| All other 1-4 family - Percent of loans charged-off, net | -1.2361% | 6,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6014% | 6,301 |
| Percentage Net Loans Charged-off: Loans to individuals | -16.4682% | 6,759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | -16.4814% | 6,728 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9477% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0387% | 580 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0709% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 3.1825% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2453% | 1,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8847% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2766% | 1,673 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3893% | 4,983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5186% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1571% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2865% | 2,354 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2868% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0294% | 5,676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1236% | 533 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1726% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 4.7502% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 1,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1862% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.2387% | 6,879 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3357% | 4,973 |
| All other 1-4 family - Percent of loans charged-off, net | -2.9466% | 6,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6763% | 6,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7202% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7214% | 1,169 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6850% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6205% | 96 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7448% | 80 |
| Percentage Net Loans Charged-off:Construction & development | 9.4512% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8070% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0658% | 786 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1120% | 310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8198% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5016% | 454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1629% | 3,619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1629% | 3,455 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0081% | 1,631 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2430% | 72 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4021% | 62 |
| Percentage Net Loans Charged-off:Construction & development | 12.3713% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4434% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0162% | 5,484 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4355% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2358% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2176% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7931% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7931% | 372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 4,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 3,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.4791% | 1,533 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 6,529 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.7214% | 5,643 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0398% | 6,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0526% | 6,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6650% | 1,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3497% | 2,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3497% | 2,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8141% | 7,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8752% | 7,175 |
| Percentage Net Loans Charged-off:Construction & development | -2.7534% | 6,480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0275% | 1,640 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.5001% | 5,675 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2784% | 7,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3692% | 7,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0399% | 5,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2185% | 2,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2185% | 2,289 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5187% | 1,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5386% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 3.4740% | 1,285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8366% | 1,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7914% | 479 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5409% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3889% | 1,369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5871% | 1,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7875% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3418% | 3,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3011% | 3,271 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1733% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1773% | 3,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.2066% | 2,393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2272% | 2,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 4,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 4,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1345% | 3,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2810% | 3,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2406% | 3,211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2189% | 3,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2239% | 3,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.2818% | 2,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2865% | 1,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1980% | 2,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1838% | 3,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1509% | 3,302 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 4,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 3,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0047% | 1,692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1397% | 2,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1793% | 2,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2577% | 2,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1943% | 2,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 5,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0979% | 4,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0845% | 3,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1738% | 2,908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3948% | 892 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0343% | 7,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0445% | 7,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0899% | 4,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0751% | 5,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1183% | 5,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1342% | 4,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0837% | 2,963 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2522% | 2,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5729% | 672 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 4,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 4,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0724% | 4,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 6,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 4,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9374% | 480 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 7,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 7,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0493% | 4,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 6,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1209% | 4,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.2662% | 3,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2509% | 4,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2901% | 3,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.6419% | 2,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8597% | 1,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1883% | 777 |
| Percentage Net Loans Charged-off:Construction & development | 4.6931% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0890% | 7,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5052% | 3,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1634% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6039% | 364 |
| Percentage Net Loans Charged-off:Construction & development | 6.2645% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1242% | 7,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6735% | 2,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8122% | 332 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4714% | 160 |
| Percentage Net Loans Charged-off:Construction & development | 9.6338% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1959% | 7,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0412% | 1,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 2,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2760% | 7,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4691% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1214% | 3,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6997% | 1,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0745% | 5,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 4,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1067% | 2,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0995% | 4,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0440% | 3,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1803% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1552% | 3,894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2546% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3990% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3247% | 2,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |