Home > State Bank and Trust Company > Income and Expense
State Bank and Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,678,000 | 4,415 |
| Total interest expense | $2,339,000 | 4,916 |
| Net interest income | $4,339,000 | 4,063 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $634,000 | 4,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $473,000 | 2,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,988 |
| Total noninterest expense | $2,814,000 | 4,658 |
| Salaries and employee benefits | $1,230,000 | 5,138 |
| Premises and equipment expense | $585,000 | 3,345 |
| Additional noninterest expense | $999,000 | 4,715 |
| Pre-tax net operating income | $1,979,000 | 3,452 |
| Securities gains (losses) | $24,000 | 1,636 |
| Applicable income taxes | $593,000 | 3,547 |
| Income before extraordinary items | $1,410,000 | 3,351 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,410,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,393,200 | 3,409 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,561,000 | 4,575 |
| Total interest expense | $2,542,000 | 4,742 |
| Net interest income | $4,019,000 | 4,377 |
| Provision for loan and lease losses | $270,000 | 3,226 |
| Total noninterest income | $579,000 | 5,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $397,000 | 3,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,963 |
| Total noninterest expense | $2,638,000 | 5,033 |
| Salaries and employee benefits | $1,118,000 | 5,560 |
| Premises and equipment expense | $562,000 | 3,518 |
| Additional noninterest expense | $958,000 | 5,113 |
| Pre-tax net operating income | $1,690,000 | 3,899 |
| Securities gains (losses) | $91,000 | 2,627 |
| Applicable income taxes | $528,000 | 3,986 |
| Income before extraordinary items | $1,253,000 | 3,854 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,253,000 | 3,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,410 |
| Cash dividends | $161,000 | 5,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,189,300 | 3,852 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,476,000 | 5,156 |
| Total interest expense | $2,919,000 | 5,271 |
| Net interest income | $3,557,000 | 4,937 |
| Provision for loan and lease losses | $363,000 | 3,669 |
| Total noninterest income | $504,000 | 5,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,958 |
| Total noninterest expense | $2,274,000 | 5,752 |
| Salaries and employee benefits | $1,004,000 | 6,006 |
| Premises and equipment expense | $439,000 | 4,443 |
| Additional noninterest expense | $831,000 | 5,879 |
| Pre-tax net operating income | $1,424,000 | 4,247 |
| Securities gains (losses) | $-10,000 | 13,291 |
| Applicable income taxes | $472,000 | 4,192 |
| Income before extraordinary items | $942,000 | 4,749 |
| Extraordinary gains, net | $123,000 | 642 |
| Net income | $1,065,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 5,695 |
| Cash dividends | $131,000 | 6,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $948,700 | 4,401 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.