Home > State Bank > Income and Expense
State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,047,000 | 5,697 |
| Total interest expense | $1,978,000 | 6,307 |
| Net interest income | $3,069,000 | 5,075 |
| Provision for loan and lease losses | $190,000 | 3,859 |
| Total noninterest income | $657,000 | 4,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 4,269 |
| Total noninterest expense | $2,628,000 | 4,691 |
| Salaries and employee benefits | $1,343,000 | 4,773 |
| Premises and equipment expense | $368,000 | 4,774 |
| Additional noninterest expense | $917,000 | 4,276 |
| Pre-tax net operating income | $908,000 | 5,520 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $227,000 | 5,164 |
| Income before extraordinary items | $678,000 | 5,494 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $678,000 | 5,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,278 |
| Cash dividends | $522,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $680,250 | 5,491 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,926,000 | 5,632 |
| Total interest expense | $2,019,000 | 5,970 |
| Net interest income | $2,907,000 | 5,286 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $422,000 | 5,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 3,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,095 |
| Total noninterest expense | $2,268,000 | 5,211 |
| Salaries and employee benefits | $1,068,000 | 5,636 |
| Premises and equipment expense | $376,000 | 4,727 |
| Additional noninterest expense | $824,000 | 4,679 |
| Pre-tax net operating income | $991,000 | 5,336 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $327,000 | 4,615 |
| Income before extraordinary items | $664,000 | 5,616 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $664,000 | 5,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,998 |
| Cash dividends | $571,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $664,000 | 5,576 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 5,920 |
| Total interest expense | $1,976,000 | 6,227 |
| Net interest income | $2,709,000 | 5,537 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $443,000 | 5,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 3,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,524 |
| Total noninterest expense | $2,682,000 | 4,528 |
| Salaries and employee benefits | $1,271,000 | 4,857 |
| Premises and equipment expense | $374,000 | 4,668 |
| Additional noninterest expense | $1,037,000 | 3,841 |
| Pre-tax net operating income | $440,000 | 7,672 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $94,000 | 7,627 |
| Income before extraordinary items | $346,000 | 7,552 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $346,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $233,000 | 5,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $346,000 | 7,474 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,542,000 | 6,185 |
| Total interest expense | $1,945,000 | 6,373 |
| Net interest income | $2,597,000 | 5,897 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $368,000 | 6,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,189 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,409 |
| Total noninterest expense | $2,150,000 | 5,375 |
| Salaries and employee benefits | $1,198,000 | 5,107 |
| Premises and equipment expense | $331,000 | 5,100 |
| Additional noninterest expense | $621,000 | 5,681 |
| Pre-tax net operating income | $785,000 | 6,600 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $234,000 | 6,444 |
| Income before extraordinary items | $560,000 | 6,599 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $560,000 | 6,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,992 |
| Cash dividends | $233,000 | 5,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $553,610 | 6,597 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 6,405 |
| Total interest expense | $1,945,000 | 6,537 |
| Net interest income | $2,552,000 | 6,107 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $369,000 | 6,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,617 |
| Total noninterest expense | $2,072,000 | 5,796 |
| Salaries and employee benefits | $1,174,000 | 5,303 |
| Premises and equipment expense | $320,000 | 5,333 |
| Additional noninterest expense | $578,000 | 6,495 |
| Pre-tax net operating income | $819,000 | 6,436 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $233,000 | 6,668 |
| Income before extraordinary items | $586,000 | 6,352 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $586,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,000 |
| Cash dividends | $233,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $586,000 | 6,282 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 6,505 |
| Total interest expense | $1,820,000 | 6,845 |
| Net interest income | $2,633,000 | 6,079 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $324,000 | 6,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,955 |
| Total noninterest expense | $2,085,000 | 5,795 |
| Salaries and employee benefits | $1,199,000 | 5,221 |
| Premises and equipment expense | $318,000 | 5,389 |
| Additional noninterest expense | $568,000 | 6,733 |
| Pre-tax net operating income | $872,000 | 6,548 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $261,000 | 6,497 |
| Income before extraordinary items | $611,000 | 6,553 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $611,000 | 6,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,798 |
| Cash dividends | $213,000 | 5,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $611,000 | 6,536 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,243,000 | 6,426 |
| Total interest expense | $1,642,000 | 6,497 |
| Net interest income | $2,601,000 | 6,262 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $357,000 | 6,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,744 |
| Total noninterest expense | $2,124,000 | 5,908 |
| Salaries and employee benefits | $1,146,000 | 5,467 |
| Premises and equipment expense | $309,000 | 5,586 |
| Additional noninterest expense | $669,000 | 6,546 |
| Pre-tax net operating income | $784,000 | 6,955 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $232,000 | 6,800 |
| Income before extraordinary items | $552,000 | 6,888 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $552,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $213,000 | 5,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $552,000 | 6,947 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,244,000 | 6,585 |
| Total interest expense | $1,758,000 | 6,455 |
| Net interest income | $2,486,000 | 6,576 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $328,000 | 7,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,143 |
| Total noninterest expense | $2,065,000 | 6,162 |
| Salaries and employee benefits | $1,126,000 | 5,536 |
| Premises and equipment expense | $305,000 | 5,763 |
| Additional noninterest expense | $634,000 | 7,047 |
| Pre-tax net operating income | $699,000 | 7,371 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $208,000 | 7,473 |
| Income before extraordinary items | $491,000 | 7,628 |
| Extraordinary gains, net | $8,000 | 2,989 |
| Net income | $499,000 | 7,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $194,000 | 5,562 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,191 |
| Net operating income | $491,000 | 7,372 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 6,622 |
| Total interest expense | $2,328,000 | 6,336 |
| Net interest income | $2,427,000 | 6,731 |
| Provision for loan and lease losses | $142,000 | 6,265 |
| Total noninterest income | $348,000 | 7,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 5,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,754 |
| Total noninterest expense | $2,197,000 | 5,926 |
| Salaries and employee benefits | $1,074,000 | 5,683 |
| Premises and equipment expense | $331,000 | 5,584 |
| Additional noninterest expense | $792,000 | 6,122 |
| Pre-tax net operating income | $436,000 | 8,918 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $109,000 | 9,667 |
| Income before extraordinary items | $327,000 | 8,968 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $327,000 | 9,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 4,052 |
| Cash dividends | $176,000 | 5,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $327,000 | 8,614 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.