Home > State Bank > Income and Expense
State Bank, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 7,236 |
| Total interest expense | $386,000 | 7,340 |
| Net interest income | $833,000 | 7,106 |
| Provision for loan and lease losses | $40,000 | 4,712 |
| Total noninterest income | $121,000 | 6,657 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,395 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 6,794 |
| Total noninterest expense | $441,000 | 7,928 |
| Salaries and employee benefits | $243,000 | 7,942 |
| Premises and equipment expense | $29,000 | 8,346 |
| Additional noninterest expense | $169,000 | 7,407 |
| Pre-tax net operating income | $473,000 | 5,529 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $465,000 | 5,064 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $465,000 | 5,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,714 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $465,000 | 5,049 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $624,000 | 7,188 |
| Total interest expense | $201,000 | 7,222 |
| Net interest income | $423,000 | 7,087 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $58,000 | 6,685 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $37,000 | 5,553 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $221,000 | 7,943 |
| Salaries and employee benefits | $122,000 | 7,958 |
| Premises and equipment expense | $17,000 | 8,221 |
| Additional noninterest expense | $82,000 | 7,469 |
| Pre-tax net operating income | $242,000 | 5,443 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $239,000 | 4,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $239,000 | 4,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 945 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $239,000 | 4,930 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 7,279 |
| Total interest expense | $562,000 | 7,439 |
| Net interest income | $1,625,000 | 7,130 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $224,000 | 6,876 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $158,000 | 5,526 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $66,000 | 7,037 |
| Total noninterest expense | $862,000 | 7,970 |
| Salaries and employee benefits | $476,000 | 7,975 |
| Premises and equipment expense | $60,000 | 8,343 |
| Additional noninterest expense | $326,000 | 7,494 |
| Pre-tax net operating income | $927,000 | 5,563 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-5,000 | 8,431 |
| Income before extraordinary items | $932,000 | 4,997 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $932,000 | 4,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,391 |
| Cash dividends | $1,800,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $932,000 | 4,967 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 7,377 |
| Total interest expense | $402,000 | 7,461 |
| Net interest income | $1,171,000 | 7,257 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $159,000 | 6,996 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $116,000 | 5,590 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 7,245 |
| Total noninterest expense | $652,000 | 7,960 |
| Salaries and employee benefits | $358,000 | 7,951 |
| Premises and equipment expense | $47,000 | 8,313 |
| Additional noninterest expense | $247,000 | 7,460 |
| Pre-tax net operating income | $633,000 | 5,866 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-9,000 | 8,599 |
| Income before extraordinary items | $642,000 | 5,291 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $642,000 | 5,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,142 |
| Cash dividends | $800,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $642,000 | 5,258 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 7,451 |
| Total interest expense | $269,000 | 7,384 |
| Net interest income | $732,000 | 7,389 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $101,000 | 7,038 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $73,000 | 5,656 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $28,000 | 7,271 |
| Total noninterest expense | $444,000 | 7,932 |
| Salaries and employee benefits | $240,000 | 7,944 |
| Premises and equipment expense | $32,000 | 8,308 |
| Additional noninterest expense | $172,000 | 7,377 |
| Pre-tax net operating income | $359,000 | 6,235 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-13,000 | 8,637 |
| Income before extraordinary items | $372,000 | 5,633 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $372,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,569 |
| Cash dividends | $800,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $372,000 | 5,590 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $456,000 | 7,673 |
| Total interest expense | $134,000 | 7,368 |
| Net interest income | $322,000 | 7,702 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $50,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $232,000 | 7,932 |
| Salaries and employee benefits | $121,000 | 8,004 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $92,000 | 7,317 |
| Pre-tax net operating income | $125,000 | 6,887 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-18,000 | 8,736 |
| Income before extraordinary items | $143,000 | 6,203 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $143,000 | 6,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 906 |
| Cash dividends | $700,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $143,000 | 6,158 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 7,374 |
| Total interest expense | $460,000 | 7,454 |
| Net interest income | $1,547,000 | 7,250 |
| Provision for loan and lease losses | $77,000 | 5,377 |
| Total noninterest income | $230,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $187,000 | 5,360 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $43,000 | 7,588 |
| Total noninterest expense | $896,000 | 7,991 |
| Salaries and employee benefits | $482,000 | 8,038 |
| Premises and equipment expense | $64,000 | 8,432 |
| Additional noninterest expense | $350,000 | 7,407 |
| Pre-tax net operating income | $804,000 | 5,784 |
| Securities gains (losses) | $-24,000 | 8,423 |
| Applicable income taxes | $14,000 | 6,668 |
| Income before extraordinary items | $766,000 | 5,366 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $766,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,177 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $789,520 | 5,219 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 7,437 |
| Total interest expense | $353,000 | 7,440 |
| Net interest income | $1,121,000 | 7,340 |
| Provision for loan and lease losses | $62,000 | 5,096 |
| Total noninterest income | $179,000 | 6,894 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $148,000 | 5,291 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 7,667 |
| Total noninterest expense | $676,000 | 7,963 |
| Salaries and employee benefits | $362,000 | 8,014 |
| Premises and equipment expense | $48,000 | 8,434 |
| Additional noninterest expense | $266,000 | 7,366 |
| Pre-tax net operating income | $562,000 | 6,052 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $10,000 | 6,779 |
| Income before extraordinary items | $552,000 | 5,569 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $552,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $900,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $552,000 | 5,500 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $979,000 | 7,483 |
| Total interest expense | $242,000 | 7,447 |
| Net interest income | $737,000 | 7,412 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $123,000 | 6,850 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $97,000 | 5,328 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,425 |
| Total noninterest expense | $464,000 | 7,972 |
| Salaries and employee benefits | $243,000 | 8,051 |
| Premises and equipment expense | $36,000 | 8,374 |
| Additional noninterest expense | $185,000 | 7,313 |
| Pre-tax net operating income | $351,000 | 6,178 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $7,000 | 6,787 |
| Income before extraordinary items | $344,000 | 5,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 5,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,672 |
| Cash dividends | $900,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $344,000 | 5,637 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $489,000 | 7,537 |
| Total interest expense | $129,000 | 7,379 |
| Net interest income | $360,000 | 7,485 |
| Provision for loan and lease losses | $22,000 | 4,718 |
| Total noninterest income | $62,000 | 6,798 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $47,000 | 5,338 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $232,000 | 8,011 |
| Salaries and employee benefits | $120,000 | 8,115 |
| Premises and equipment expense | $21,000 | 8,211 |
| Additional noninterest expense | $91,000 | 7,355 |
| Pre-tax net operating income | $168,000 | 6,201 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $166,000 | 5,778 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $166,000 | 5,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,469 |
| Cash dividends | $900,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $166,000 | 5,650 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 7,183 |
| Total interest expense | $631,000 | 7,297 |
| Net interest income | $1,734,000 | 7,016 |
| Provision for loan and lease losses | $220,000 | 3,843 |
| Total noninterest income | $236,000 | 7,046 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $193,000 | 5,333 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $43,000 | 7,740 |
| Total noninterest expense | $795,000 | 8,285 |
| Salaries and employee benefits | $450,000 | 8,249 |
| Premises and equipment expense | $72,000 | 8,459 |
| Additional noninterest expense | $273,000 | 7,938 |
| Pre-tax net operating income | $955,000 | 5,289 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $14,000 | 6,930 |
| Income before extraordinary items | $941,000 | 4,823 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $941,000 | 4,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,126 |
| Cash dividends | $801,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $941,000 | 4,655 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 7,289 |
| Total interest expense | $494,000 | 7,350 |
| Net interest income | $1,266,000 | 7,117 |
| Provision for loan and lease losses | $175,000 | 3,642 |
| Total noninterest income | $176,000 | 7,116 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $144,000 | 5,398 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 7,787 |
| Total noninterest expense | $583,000 | 8,328 |
| Salaries and employee benefits | $345,000 | 8,220 |
| Premises and equipment expense | $53,000 | 8,511 |
| Additional noninterest expense | $185,000 | 8,138 |
| Pre-tax net operating income | $684,000 | 5,564 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $10,000 | 7,078 |
| Income before extraordinary items | $674,000 | 5,085 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $674,000 | 5,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,393 |
| Cash dividends | $801,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $674,000 | 4,905 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 7,352 |
| Total interest expense | $352,000 | 7,309 |
| Net interest income | $816,000 | 7,230 |
| Provision for loan and lease losses | $130,000 | 3,332 |
| Total noninterest income | $116,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $93,000 | 5,436 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $393,000 | 8,326 |
| Salaries and employee benefits | $233,000 | 8,219 |
| Premises and equipment expense | $34,000 | 8,559 |
| Additional noninterest expense | $126,000 | 8,097 |
| Pre-tax net operating income | $409,000 | 5,804 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $7,000 | 7,084 |
| Income before extraordinary items | $402,000 | 5,391 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $402,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,530 |
| Cash dividends | $801,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $402,000 | 5,184 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $606,000 | 7,284 |
| Total interest expense | $186,000 | 7,274 |
| Net interest income | $420,000 | 7,157 |
| Provision for loan and lease losses | $85,000 | 2,667 |
| Total noninterest income | $56,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $203,000 | 8,313 |
| Salaries and employee benefits | $120,000 | 8,203 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $63,000 | 8,130 |
| Pre-tax net operating income | $188,000 | 5,985 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $185,000 | 5,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 5,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 1,520 |
| Cash dividends | $801,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $185,000 | 5,315 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 7,301 |
| Total interest expense | $881,000 | 7,251 |
| Net interest income | $1,677,000 | 7,150 |
| Provision for loan and lease losses | $40,000 | 6,915 |
| Total noninterest income | $231,000 | 7,022 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $189,000 | 5,336 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,814 |
| Total noninterest expense | $774,000 | 8,396 |
| Salaries and employee benefits | $462,000 | 8,281 |
| Premises and equipment expense | $77,000 | 8,491 |
| Additional noninterest expense | $235,000 | 8,287 |
| Pre-tax net operating income | $1,094,000 | 4,974 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $102,000 | 5,949 |
| Income before extraordinary items | $993,000 | 4,626 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $993,000 | 4,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,549 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $992,090 | 4,497 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 7,017 |
| Total interest expense | $1,568,000 | 6,846 |
| Net interest income | $1,646,000 | 7,072 |
| Provision for loan and lease losses | $80,000 | 5,977 |
| Total noninterest income | $183,000 | 7,494 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $144,000 | 5,880 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $39,000 | 8,049 |
| Total noninterest expense | $805,000 | 8,444 |
| Salaries and employee benefits | $453,000 | 8,384 |
| Premises and equipment expense | $54,000 | 9,063 |
| Additional noninterest expense | $298,000 | 7,872 |
| Pre-tax net operating income | $944,000 | 5,046 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $307,000 | 4,210 |
| Income before extraordinary items | $637,000 | 5,465 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $637,000 | 5,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,943 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $637,000 | 5,343 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,119,000 | 7,294 |
| Total interest expense | $1,490,000 | 7,188 |
| Net interest income | $1,629,000 | 7,251 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $200,000 | 7,270 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 6,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 6,963 |
| Total noninterest expense | $791,000 | 8,589 |
| Salaries and employee benefits | $451,000 | 8,495 |
| Premises and equipment expense | $50,000 | 9,363 |
| Additional noninterest expense | $290,000 | 8,022 |
| Pre-tax net operating income | $978,000 | 5,312 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $316,000 | 4,482 |
| Income before extraordinary items | $662,000 | 5,566 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $662,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,136 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $662,000 | 5,576 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 7,748 |
| Total interest expense | $1,188,000 | 7,677 |
| Net interest income | $1,460,000 | 7,662 |
| Provision for loan and lease losses | $143,000 | 4,386 |
| Total noninterest income | $188,000 | 7,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,314 |
| Total noninterest expense | $767,000 | 8,819 |
| Salaries and employee benefits | $411,000 | 8,826 |
| Premises and equipment expense | $74,000 | 9,145 |
| Additional noninterest expense | $282,000 | 8,281 |
| Pre-tax net operating income | $738,000 | 6,181 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $232,000 | 5,385 |
| Income before extraordinary items | $505,000 | 6,404 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $505,000 | 6,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $505,690 | 6,374 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 7,974 |
| Total interest expense | $1,193,000 | 7,927 |
| Net interest income | $1,415,000 | 7,868 |
| Provision for loan and lease losses | $105,000 | 5,006 |
| Total noninterest income | $168,000 | 7,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 6,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,363 |
| Total noninterest expense | $758,000 | 8,911 |
| Salaries and employee benefits | $436,000 | 8,738 |
| Premises and equipment expense | $64,000 | 9,489 |
| Additional noninterest expense | $258,000 | 8,527 |
| Pre-tax net operating income | $720,000 | 6,409 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $232,000 | 5,807 |
| Income before extraordinary items | $488,000 | 6,679 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $488,000 | 6,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $725,000 | 2,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $488,000 | 6,569 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 8,457 |
| Total interest expense | $1,023,000 | 8,621 |
| Net interest income | $1,418,000 | 8,192 |
| Provision for loan and lease losses | $77,000 | 5,729 |
| Total noninterest income | $149,000 | 8,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,302 |
| Total noninterest expense | $770,000 | 9,144 |
| Salaries and employee benefits | $441,000 | 9,004 |
| Premises and equipment expense | $74,000 | 9,594 |
| Additional noninterest expense | $255,000 | 8,788 |
| Pre-tax net operating income | $720,000 | 6,900 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $243,000 | 6,333 |
| Income before extraordinary items | $476,000 | 7,124 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $476,000 | 7,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,510 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $476,660 | 7,072 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 8,951 |
| Total interest expense | $959,000 | 9,155 |
| Net interest income | $1,360,000 | 8,611 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $114,000 | 9,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,318 |
| Total noninterest expense | $751,000 | 9,629 |
| Salaries and employee benefits | $452,000 | 9,237 |
| Premises and equipment expense | $55,000 | 10,490 |
| Additional noninterest expense | $244,000 | 9,456 |
| Pre-tax net operating income | $663,000 | 7,100 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $230,000 | 6,711 |
| Income before extraordinary items | $433,000 | 7,355 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $433,000 | 7,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $433,000 | 7,303 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 9,227 |
| Total interest expense | $921,000 | 9,542 |
| Net interest income | $1,398,000 | 8,792 |
| Provision for loan and lease losses | $33,000 | 6,978 |
| Total noninterest income | $127,000 | 9,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,426 |
| Total noninterest expense | $763,000 | 9,930 |
| Salaries and employee benefits | $411,000 | 9,860 |
| Premises and equipment expense | $85,000 | 10,060 |
| Additional noninterest expense | $267,000 | 9,634 |
| Pre-tax net operating income | $729,000 | 7,169 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $261,000 | 6,497 |
| Income before extraordinary items | $473,000 | 7,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $473,000 | 7,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,131 |
| Cash dividends | $405,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $469,800 | 7,452 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 9,777 |
| Total interest expense | $673,000 | 10,238 |
| Net interest income | $1,342,000 | 9,333 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $145,000 | 9,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,058 |
| Total noninterest expense | $803,000 | 10,235 |
| Salaries and employee benefits | $374,000 | 10,510 |
| Premises and equipment expense | $82,000 | 10,584 |
| Additional noninterest expense | $347,000 | 9,382 |
| Pre-tax net operating income | $660,000 | 7,647 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $230,000 | 6,840 |
| Income before extraordinary items | $421,000 | 7,982 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $421,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $375,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $426,850 | 7,974 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 10,620 |
| Total interest expense | $675,000 | 10,734 |
| Net interest income | $1,109,000 | 10,369 |
| Provision for loan and lease losses | $16,000 | 9,322 |
| Total noninterest income | $116,000 | 10,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,102 |
| Total noninterest expense | $677,000 | 11,274 |
| Salaries and employee benefits | $335,000 | 11,302 |
| Premises and equipment expense | $25,000 | 12,982 |
| Additional noninterest expense | $317,000 | 10,230 |
| Pre-tax net operating income | $532,000 | 8,434 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $156,000 | 8,496 |
| Income before extraordinary items | $376,000 | 8,678 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $376,000 | 8,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $376,000 | 8,418 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 11,216 |
| Total interest expense | $828,000 | 11,198 |
| Net interest income | $1,010,000 | 11,067 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $113,000 | 11,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $765,000 | 11,180 |
| Salaries and employee benefits | $408,000 | 10,766 |
| Premises and equipment expense | $47,000 | 12,796 |
| Additional noninterest expense | $310,000 | 10,697 |
| Pre-tax net operating income | $358,000 | 9,606 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $158,000 | 8,431 |
| Income before extraordinary items | $230,000 | 10,184 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $230,000 | 10,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $1,837,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $851,000 | 446 |
| Net operating income | $210,800 | 10,107 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.