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State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 7,173 |
| Total interest expense | $1,151,000 | 8,094 |
| Net interest income | $2,459,000 | 6,556 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $696,000 | 4,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $427,000 | 3,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 4,397 |
| Total noninterest expense | $2,278,000 | 5,572 |
| Salaries and employee benefits | $1,166,000 | 5,384 |
| Premises and equipment expense | $363,000 | 4,958 |
| Additional noninterest expense | $749,000 | 5,998 |
| Pre-tax net operating income | $857,000 | 6,596 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $314,000 | 5,710 |
| Income before extraordinary items | $543,000 | 6,979 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $543,000 | 6,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 11,913 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $543,000 | 7,028 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 7,892 |
| Total interest expense | $1,059,000 | 8,849 |
| Net interest income | $2,208,000 | 7,165 |
| Provision for loan and lease losses | $51,000 | 7,396 |
| Total noninterest income | $649,000 | 4,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $447,000 | 3,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 5,647 |
| Total noninterest expense | $2,066,000 | 6,161 |
| Salaries and employee benefits | $991,000 | 6,187 |
| Premises and equipment expense | $387,000 | 4,845 |
| Additional noninterest expense | $688,000 | 6,647 |
| Pre-tax net operating income | $740,000 | 7,145 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $269,000 | 6,503 |
| Income before extraordinary items | $471,000 | 7,788 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $471,000 | 7,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 6,048 |
| Cash dividends | $344,000 | 4,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $471,000 | 7,525 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 8,421 |
| Total interest expense | $1,284,000 | 9,301 |
| Net interest income | $2,053,000 | 7,607 |
| Provision for loan and lease losses | $195,000 | 5,287 |
| Total noninterest income | $565,000 | 5,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $427,000 | 3,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,940 |
| Total noninterest expense | $1,874,000 | 6,724 |
| Salaries and employee benefits | $871,000 | 6,801 |
| Premises and equipment expense | $392,000 | 4,871 |
| Additional noninterest expense | $611,000 | 7,412 |
| Pre-tax net operating income | $549,000 | 8,077 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $125,000 | 9,233 |
| Income before extraordinary items | $447,000 | 7,772 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $447,000 | 7,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 4,664 |
| Cash dividends | $119,000 | 6,268 |
| Sale, conversion, retirement of capital stock, net | $517,000 | 546 |
| Net operating income | $429,060 | 7,580 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.