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State Bank, Income and Expense

2008-09-30 (YTD Data)		Rank
Total interest income	$2,346,000	6,603
Total interest expense	$969,000	6,408
Net interest income	$1,377,000	6,662
Provision for loan and lease losses	$20,000	6,492
Total noninterest income	$129,000	6,804
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$69,000	6,058
Trading account gains and fees	$0	148
Additional Noninterest Income	$60,000	6,354
Total noninterest expense	$973,000	7,155
Salaries and employee benefits	$522,000	7,172
Premises and equipment expense	$181,000	6,337
Additional noninterest expense	$270,000	7,209
Pre-tax net operating income	$513,000	4,905
Securities gains (losses)	$0	3,106
Applicable income taxes	$177,000	3,043
Income before extraordinary items	$336,000	5,060
Extraordinary gains, net	$0	31
Net income	$336,000	5,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,427
Cash dividends	$120,000	4,287
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$336,000	5,218
2008-06-30 (YTD Data)		Rank
Total interest income	$1,549,000	6,690
Total interest expense	$661,000	6,487
Net interest income	$888,000	6,746
Provision for loan and lease losses	$0	6,671
Total noninterest income	$82,000	6,920
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$39,000	6,277
Trading account gains and fees	$0	149
Additional Noninterest Income	$43,000	6,338
Total noninterest expense	$636,000	7,243
Salaries and employee benefits	$339,000	7,297
Premises and equipment expense	$119,000	6,405
Additional noninterest expense	$178,000	7,247
Pre-tax net operating income	$334,000	5,118
Securities gains (losses)	$0	3,233
Applicable income taxes	$118,000	3,291
Income before extraordinary items	$216,000	5,496
Extraordinary gains, net	$0	21
Net income	$216,000	5,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,853
Cash dividends	$75,000	4,274
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$216,000	5,430
2008-03-31 (YTD Data)		Rank
Total interest income	$800,000	6,704
Total interest expense	$343,000	6,568
Net interest income	$457,000	6,715
Provision for loan and lease losses	$0	6,080
Total noninterest income	$50,000	6,671
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$18,000	6,345
Trading account gains and fees	$0	158
Additional Noninterest Income	$32,000	5,807
Total noninterest expense	$327,000	7,231
Salaries and employee benefits	$171,000	7,304
Premises and equipment expense	$60,000	6,417
Additional noninterest expense	$96,000	7,139
Pre-tax net operating income	$180,000	5,145
Securities gains (losses)	$0	2,688
Applicable income taxes	$67,000	3,264
Income before extraordinary items	$113,000	5,665
Extraordinary gains, net	$0	15
Net income	$113,000	5,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,796
Cash dividends	$40,000	3,451
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$113,000	5,560
2007-12-31 (YTD Data)		Rank
Total interest income	$3,573,000	6,475
Total interest expense	$1,683,000	6,199
Net interest income	$1,890,000	6,638
Provision for loan and lease losses	$0	6,851
Total noninterest income	$200,000	6,741
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$93,000	6,110
Trading account gains and fees	$0	178
Additional Noninterest Income	$107,000	6,112
Total noninterest expense	$1,324,000	7,174
Salaries and employee benefits	$718,000	7,207
Premises and equipment expense	$226,000	6,474
Additional noninterest expense	$380,000	7,140
Pre-tax net operating income	$766,000	5,257
Securities gains (losses)	$0	2,146
Applicable income taxes	$288,000	3,426
Income before extraordinary items	$478,000	5,756
Extraordinary gains, net	$0	39
Net income	$478,000	5,754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$130,000	5,212
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$478,000	5,744
2007-09-30 (YTD Data)		Rank
Total interest income	$2,714,000	6,481
Total interest expense	$1,296,000	6,183
Net interest income	$1,418,000	6,683
Provision for loan and lease losses	$0	6,528
Total noninterest income	$150,000	6,777
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$67,000	6,198
Trading account gains and fees	$0	184
Additional Noninterest Income	$83,000	6,099
Total noninterest expense	$1,020,000	7,108
Salaries and employee benefits	$555,000	7,115
Premises and equipment expense	$175,000	6,405
Additional noninterest expense	$290,000	7,103
Pre-tax net operating income	$548,000	5,610
Securities gains (losses)	$0	1,655
Applicable income taxes	$217,000	3,620
Income before extraordinary items	$331,000	6,155
Extraordinary gains, net	$0	33
Net income	$331,000	6,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$90,000	4,739
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$331,000	6,141
2007-06-30 (YTD Data)		Rank
Total interest income	$1,805,000	6,531
Total interest expense	$871,000	6,193
Net interest income	$934,000	6,736
Provision for loan and lease losses	$0	6,209
Total noninterest income	$105,000	6,773
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$45,000	6,229
Trading account gains and fees	$0	168
Additional Noninterest Income	$60,000	5,996
Total noninterest expense	$673,000	7,165
Salaries and employee benefits	$372,000	7,153
Premises and equipment expense	$113,000	6,511
Additional noninterest expense	$188,000	7,186
Pre-tax net operating income	$366,000	5,681
Securities gains (losses)	$0	1,444
Applicable income taxes	$138,000	3,744
Income before extraordinary items	$228,000	6,170
Extraordinary gains, net	$0	29
Net income	$228,000	6,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$228,000	6,154
2007-03-31 (YTD Data)		Rank
Total interest income	$883,000	6,608
Total interest expense	$421,000	6,274
Net interest income	$462,000	6,788
Provision for loan and lease losses	$0	5,779
Total noninterest income	$59,000	6,562
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$24,000	6,111
Trading account gains and fees	$0	195
Additional Noninterest Income	$35,000	5,742
Total noninterest expense	$335,000	7,217
Salaries and employee benefits	$186,000	7,201
Premises and equipment expense	$63,000	6,281
Additional noninterest expense	$86,000	7,356
Pre-tax net operating income	$186,000	5,641
Securities gains (losses)	$0	1,187
Applicable income taxes	$70,000	3,742
Income before extraordinary items	$116,000	6,142
Extraordinary gains, net	$0	22
Net income	$116,000	6,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$116,000	6,126
2006-12-31 (YTD Data)		Rank
Total interest income	$3,403,000	6,480
Total interest expense	$1,544,000	6,051
Net interest income	$1,859,000	6,731
Provision for loan and lease losses	$4,000	6,764
Total noninterest income	$213,000	6,822
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$92,000	6,259
Trading account gains and fees	$0	130
Additional Noninterest Income	$121,000	5,995
Total noninterest expense	$1,335,000	7,167
Salaries and employee benefits	$711,000	7,237
Premises and equipment expense	$220,000	6,512
Additional noninterest expense	$404,000	7,045
Pre-tax net operating income	$733,000	5,834
Securities gains (losses)	$0	1,687
Applicable income taxes	$280,000	3,898
Income before extraordinary items	$453,000	6,322
Extraordinary gains, net	$0	51
Net income	$453,000	6,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$453,000	6,322
2006-09-30 (YTD Data)		Rank
Total interest income	$2,501,000	6,554
Total interest expense	$1,116,000	6,084
Net interest income	$1,385,000	6,826
Provision for loan and lease losses	$4,000	6,573
Total noninterest income	$159,000	6,868
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$71,000	6,303
Trading account gains and fees	$0	126
Additional Noninterest Income	$88,000	6,064
Total noninterest expense	$1,001,000	7,166
Salaries and employee benefits	$529,000	7,251
Premises and equipment expense	$167,000	6,509
Additional noninterest expense	$305,000	7,058
Pre-tax net operating income	$539,000	6,077
Securities gains (losses)	$0	1,388
Applicable income taxes	$206,000	4,101
Income before extraordinary items	$333,000	6,542
Extraordinary gains, net	$0	45
Net income	$333,000	6,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$333,000	6,545
2006-06-30 (YTD Data)		Rank
Total interest income	$1,638,000	6,591
Total interest expense	$713,000	6,096
Net interest income	$925,000	6,851
Provision for loan and lease losses	$4,000	6,268
Total noninterest income	$97,000	7,041
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$44,000	6,413
Trading account gains and fees	$0	126
Additional Noninterest Income	$53,000	6,289
Total noninterest expense	$661,000	7,223
Salaries and employee benefits	$347,000	7,321
Premises and equipment expense	$117,000	6,409
Additional noninterest expense	$197,000	7,127
Pre-tax net operating income	$357,000	6,123
Securities gains (losses)	$0	1,185
Applicable income taxes	$136,000	4,138
Income before extraordinary items	$221,000	6,579
Extraordinary gains, net	$0	39
Net income	$221,000	6,580
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$221,000	6,574
2006-03-31 (YTD Data)		Rank
Total interest income	$796,000	6,650
Total interest expense	$341,000	6,105
Net interest income	$455,000	6,919
Provision for loan and lease losses	$4,000	5,752
Total noninterest income	$61,000	6,597
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$20,000	6,506
Trading account gains and fees	$0	115
Additional Noninterest Income	$41,000	5,486
Total noninterest expense	$337,000	7,196
Salaries and employee benefits	$170,000	7,384
Premises and equipment expense	$75,000	5,803
Additional noninterest expense	$92,000	7,245
Pre-tax net operating income	$175,000	6,105
Securities gains (losses)	$0	955
Applicable income taxes	$67,000	4,109
Income before extraordinary items	$108,000	6,599
Extraordinary gains, net	$0	21
Net income	$108,000	6,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$108,000	6,595
2005-12-31 (YTD Data)		Rank
Total interest income	$2,954,000	6,632
Total interest expense	$1,237,000	5,742
Net interest income	$1,717,000	7,013
Provision for loan and lease losses	$14,000	6,689
Total noninterest income	$174,000	7,274
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$89,000	6,442
Trading account gains and fees	$0	138
Additional Noninterest Income	$85,000	6,655
Total noninterest expense	$1,254,000	7,303
Salaries and employee benefits	$660,000	7,407
Premises and equipment expense	$212,000	6,608
Additional noninterest expense	$382,000	7,178
Pre-tax net operating income	$623,000	6,348
Securities gains (losses)	$0	2,296
Applicable income taxes	$242,000	4,406
Income before extraordinary items	$381,000	6,855
Extraordinary gains, net	$0	46
Net income	$381,000	6,856
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$381,000	6,825
2005-09-30 (YTD Data)		Rank
Total interest income	$2,172,000	6,667
Total interest expense	$902,000	5,717
Net interest income	$1,270,000	7,072
Provision for loan and lease losses	$8,000	6,628
Total noninterest income	$130,000	7,311
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$65,000	6,511
Trading account gains and fees	$0	126
Additional Noninterest Income	$65,000	6,628
Total noninterest expense	$941,000	7,298
Salaries and employee benefits	$494,000	7,391
Premises and equipment expense	$167,000	6,464
Additional noninterest expense	$280,000	7,239
Pre-tax net operating income	$451,000	6,566
Securities gains (losses)	$0	2,317
Applicable income taxes	$181,000	4,558
Income before extraordinary items	$270,000	7,065
Extraordinary gains, net	$0	35
Net income	$270,000	7,064
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$270,000	7,035
2005-06-30 (YTD Data)		Rank
Total interest income	$1,424,000	6,675
Total interest expense	$584,000	5,627
Net interest income	$840,000	7,082
Provision for loan and lease losses	$6,000	6,298
Total noninterest income	$86,000	7,300
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$42,000	6,539
Trading account gains and fees	$0	116
Additional Noninterest Income	$44,000	6,606
Total noninterest expense	$629,000	7,291
Salaries and employee benefits	$328,000	7,409
Premises and equipment expense	$113,000	6,431
Additional noninterest expense	$188,000	7,215
Pre-tax net operating income	$291,000	6,638
Securities gains (losses)	$0	2,146
Applicable income taxes	$120,000	4,564
Income before extraordinary items	$171,000	7,155
Extraordinary gains, net	$0	30
Net income	$171,000	7,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$171,000	7,122
2005-03-31 (YTD Data)		Rank
Total interest income	$691,000	6,775
Total interest expense	$274,000	5,728
Net interest income	$417,000	7,157
Provision for loan and lease losses	$4,000	5,908
Total noninterest income	$46,000	7,202
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$21,000	6,536
Trading account gains and fees	$0	115
Additional Noninterest Income	$25,000	6,471
Total noninterest expense	$303,000	7,427
Salaries and employee benefits	$162,000	7,489
Premises and equipment expense	$57,000	6,461
Additional noninterest expense	$84,000	7,480
Pre-tax net operating income	$156,000	6,480
Securities gains (losses)	$0	1,685
Applicable income taxes	$60,000	4,523
Income before extraordinary items	$96,000	6,965
Extraordinary gains, net	$0	24
Net income	$96,000	6,967
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$96,000	6,938
2004-12-31 (YTD Data)		Rank
Total interest income	$2,630,000	6,775
Total interest expense	$973,000	5,744
Net interest income	$1,657,000	7,104
Provision for loan and lease losses	$13,000	6,922
Total noninterest income	$164,000	7,476
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$80,000	6,764
Trading account gains and fees	$0	138
Additional Noninterest Income	$84,000	6,699
Total noninterest expense	$1,160,000	7,507
Salaries and employee benefits	$616,000	7,604
Premises and equipment expense	$180,000	6,974
Additional noninterest expense	$364,000	7,325
Pre-tax net operating income	$648,000	6,259
Securities gains (losses)	$0	3,819
Applicable income taxes	$250,000	4,456
Income before extraordinary items	$398,000	6,782
Extraordinary gains, net	$0	34
Net income	$398,000	6,784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,458
Cash dividends	$40,000	5,903
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$398,000	6,718
2004-09-30 (YTD Data)		Rank
Total interest income	$1,949,000	6,817
Total interest expense	$716,000	5,763
Net interest income	$1,233,000	7,138
Provision for loan and lease losses	$13,000	6,615
Total noninterest income	$121,000	7,544
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$61,000	6,789
Trading account gains and fees	$0	134
Additional Noninterest Income	$60,000	6,801
Total noninterest expense	$881,000	7,450
Salaries and employee benefits	$485,000	7,423
Premises and equipment expense	$118,000	7,211
Additional noninterest expense	$278,000	7,266
Pre-tax net operating income	$460,000	6,503
Securities gains (losses)	$0	3,710
Applicable income taxes	$181,000	4,592
Income before extraordinary items	$279,000	7,036
Extraordinary gains, net	$0	26
Net income	$279,000	7,037
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	4,640
Cash dividends	$40,000	5,070
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$279,000	6,970
2004-06-30 (YTD Data)		Rank
Total interest income	$1,291,000	6,861
Total interest expense	$473,000	5,807
Net interest income	$818,000	7,173
Provision for loan and lease losses	$13,000	6,215
Total noninterest income	$80,000	7,595
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$41,000	6,815
Trading account gains and fees	$0	130
Additional Noninterest Income	$39,000	6,845
Total noninterest expense	$555,000	7,623
Salaries and employee benefits	$315,000	7,547
Premises and equipment expense	$71,000	7,432
Additional noninterest expense	$169,000	7,496
Pre-tax net operating income	$330,000	6,310
Securities gains (losses)	$0	3,413
Applicable income taxes	$127,000	4,517
Income before extraordinary items	$203,000	6,872
Extraordinary gains, net	$0	21
Net income	$203,000	6,872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,880
Cash dividends	$40,000	4,770
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$203,000	6,790
2004-03-31 (YTD Data)		Rank
Total interest income	$629,000	6,954
Total interest expense	$228,000	5,963
Net interest income	$401,000	7,247
Provision for loan and lease losses	$2,000	6,358
Total noninterest income	$41,000	7,560
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$19,000	6,877
Trading account gains and fees	$0	121
Additional Noninterest Income	$22,000	6,653
Total noninterest expense	$260,000	7,793
Salaries and employee benefits	$146,000	7,753
Premises and equipment expense	$35,000	7,507
Additional noninterest expense	$79,000	7,660
Pre-tax net operating income	$180,000	6,064
Securities gains (losses)	$0	2,934
Applicable income taxes	$69,000	4,370
Income before extraordinary items	$111,000	6,682
Extraordinary gains, net	$0	16
Net income	$111,000	6,682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,675
Cash dividends	$40,000	3,481
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$111,000	6,562
2003-12-31 (YTD Data)		Rank
Total interest income	$2,316,000	7,238
Total interest expense	$910,000	6,384
Net interest income	$1,406,000	7,492
Provision for loan and lease losses	$22,000	7,018
Total noninterest income	$218,000	7,199
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$89,000	6,730
Trading account gains and fees	$0	160
Additional Noninterest Income	$129,000	6,102
Total noninterest expense	$961,000	7,975
Salaries and employee benefits	$536,000	7,950
Premises and equipment expense	$131,000	7,650
Additional noninterest expense	$294,000	7,798
Pre-tax net operating income	$641,000	6,190
Securities gains (losses)	$3,000	4,078
Applicable income taxes	$258,000	4,517
Income before extraordinary items	$386,000	6,881
Extraordinary gains, net	$0	54
Net income	$386,000	6,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$140,000	5,302
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$384,080	6,736
2003-09-30 (YTD Data)		Rank
Total interest income	$1,728,000	7,330
Total interest expense	$683,000	6,526
Net interest income	$1,045,000	7,572
Provision for loan and lease losses	$22,000	6,688
Total noninterest income	$167,000	7,198
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$68,000	6,764
Trading account gains and fees	$0	153
Additional Noninterest Income	$99,000	6,099
Total noninterest expense	$720,000	7,967
Salaries and employee benefits	$387,000	7,999
Premises and equipment expense	$112,000	7,421
Additional noninterest expense	$221,000	7,813
Pre-tax net operating income	$470,000	6,412
Securities gains (losses)	$3,000	3,777
Applicable income taxes	$186,000	4,765
Income before extraordinary items	$287,000	7,026
Extraordinary gains, net	$0	40
Net income	$287,000	7,027
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$105,000	4,663
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$285,080	6,865
2003-06-30 (YTD Data)		Rank
Total interest income	$1,139,000	7,412
Total interest expense	$460,000	6,619
Net interest income	$679,000	7,659
Provision for loan and lease losses	$13,000	6,657
Total noninterest income	$106,000	7,290
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$45,000	6,765
Trading account gains and fees	$0	150
Additional Noninterest Income	$61,000	6,230
Total noninterest expense	$478,000	7,985
Salaries and employee benefits	$257,000	8,032
Premises and equipment expense	$73,000	7,478
Additional noninterest expense	$148,000	7,806
Pre-tax net operating income	$294,000	6,536
Securities gains (losses)	$3,000	3,367
Applicable income taxes	$117,000	4,904
Income before extraordinary items	$180,000	7,167
Extraordinary gains, net	$0	30
Net income	$180,000	7,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$70,000	4,547
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$178,080	7,003
2003-03-31 (YTD Data)		Rank
Total interest income	$561,000	7,491
Total interest expense	$232,000	6,686
Net interest income	$329,000	7,739
Provision for loan and lease losses	$4,000	6,606
Total noninterest income	$53,000	7,265
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$23,000	6,666
Trading account gains and fees	$0	134
Additional Noninterest Income	$30,000	6,231
Total noninterest expense	$237,000	8,041
Salaries and employee benefits	$125,000	8,104
Premises and equipment expense	$36,000	7,540
Additional noninterest expense	$76,000	7,777
Pre-tax net operating income	$141,000	6,585
Securities gains (losses)	$3,000	2,514
Applicable income taxes	$59,000	4,866
Income before extraordinary items	$85,000	7,175
Extraordinary gains, net	$0	21
Net income	$85,000	7,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$35,000	3,583
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$83,080	7,070
2002-12-31 (YTD Data)		Rank
Total interest income	$180,000	9,282
Total interest expense	$78,000	9,213
Net interest income	$102,000	9,292
Provision for loan and lease losses	$0	8,089
Total noninterest income	$17,000	9,188
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$7,000	8,109
Trading account gains and fees	$0	153
Additional Noninterest Income	$10,000	8,905
Total noninterest expense	$74,000	9,336
Salaries and employee benefits	$34,000	9,322
Premises and equipment expense	$14,000	9,268
Additional noninterest expense	$26,000	9,331
Pre-tax net operating income	$45,000	8,491
Securities gains (losses)	$0	4,537
Applicable income taxes	$18,000	7,092
Income before extraordinary items	$27,000	8,642
Extraordinary gains, net	$0	70
Net income	$27,000	8,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$27,000	8,560
2001-12-31 (YTD Data)		Rank
Total interest income	$2,674,000	7,561
Total interest expense	$1,434,000	7,113
Net interest income	$1,240,000	7,800
Provision for loan and lease losses	$0	8,228
Total noninterest income	$186,000	7,443
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$82,000	6,939
Trading account gains and fees	$0	177
Additional Noninterest Income	$104,000	6,355
Total noninterest expense	$916,000	8,175
Salaries and employee benefits	$560,000	7,855
Premises and equipment expense	$152,000	7,483
Additional noninterest expense	$204,000	8,622
Pre-tax net operating income	$510,000	6,504
Securities gains (losses)	$0	4,612
Applicable income taxes	$35,000	6,977
Income before extraordinary items	$475,000	6,196
Extraordinary gains, net	$0	105
Net income	$475,000	6,198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$268,000	4,574
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$475,000	6,068
2000-12-31 (YTD Data)		Rank
Total interest income	$2,615,000	7,793
Total interest expense	$1,413,000	7,326
Net interest income	$1,202,000	8,065
Provision for loan and lease losses	$14,000	7,804
Total noninterest income	$114,000	8,392
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$71,000	7,181
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	8,071
Total noninterest expense	$863,000	8,400
Salaries and employee benefits	$543,000	8,018
Premises and equipment expense	$151,000	7,584
Additional noninterest expense	$169,000	9,078
Pre-tax net operating income	$439,000	7,278
Securities gains (losses)	$-29,000	8,927
Applicable income taxes	$88,000	6,675
Income before extraordinary items	$322,000	7,335
Extraordinary gains, net	$0	38
Net income	$322,000	7,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$354,000	4,178
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$344,910	7,180
1999-12-31 (YTD Data)		Rank
Total interest income	$2,360,000	8,062
Total interest expense	$1,177,000	7,705
Net interest income	$1,183,000	8,232
Provision for loan and lease losses	$15,000	7,855
Total noninterest income	$208,000	7,403
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$72,000	7,297
Trading account gains and fees	NA	NA
Additional Noninterest Income	$136,000	5,845
Total noninterest expense	$801,000	8,728
Salaries and employee benefits	$500,000	8,340
Premises and equipment expense	$130,000	8,035
Additional noninterest expense	$171,000	9,329
Pre-tax net operating income	$575,000	6,806
Securities gains (losses)	$0	3,155
Applicable income taxes	$201,000	5,699
Income before extraordinary items	$374,000	7,134
Extraordinary gains, net	$0	35
Net income	$374,000	7,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$219,000	5,085
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$374,000	7,111
1998-12-31 (YTD Data)		Rank
Total interest income	$2,300,000	8,310
Total interest expense	$1,197,000	7,922
Net interest income	$1,103,000	8,567
Provision for loan and lease losses	$0	8,652
Total noninterest income	$137,000	8,440
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$66,000	7,628
Trading account gains and fees	NA	NA
Additional Noninterest Income	$71,000	7,447
Total noninterest expense	$757,000	8,915
Salaries and employee benefits	$490,000	8,423
Premises and equipment expense	$111,000	8,461
Additional noninterest expense	$156,000	9,599
Pre-tax net operating income	$483,000	7,464
Securities gains (losses)	$0	4,449
Applicable income taxes	$168,000	6,606
Income before extraordinary items	$315,000	7,765
Extraordinary gains, net	$0	32
Net income	$315,000	7,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$218,000	5,217
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$315,000	7,679
1997-12-31 (YTD Data)		Rank
Total interest income	$2,229,000	8,752
Total interest expense	$1,168,000	8,208
Net interest income	$1,061,000	9,039
Provision for loan and lease losses	$0	8,829
Total noninterest income	$97,000	9,481
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$61,000	8,119
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	9,049
Total noninterest expense	$704,000	9,390
Salaries and employee benefits	$437,000	9,032
Premises and equipment expense	$119,000	8,523
Additional noninterest expense	$148,000	10,018
Pre-tax net operating income	$454,000	8,163
Securities gains (losses)	$0	3,944
Applicable income taxes	$157,000	7,502
Income before extraordinary items	$297,000	8,399
Extraordinary gains, net	$0	44
Net income	$297,000	8,401
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$117,000	6,287
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$297,000	8,354
1996-12-31 (YTD Data)		Rank
Total interest income	$2,024,000	9,341
Total interest expense	$1,065,000	8,801
Net interest income	$959,000	9,669
Provision for loan and lease losses	$0	9,041
Total noninterest income	$78,000	10,319
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	8,785
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	10,065
Total noninterest expense	$636,000	10,043
Salaries and employee benefits	$387,000	9,698
Premises and equipment expense	$108,000	9,071
Additional noninterest expense	$141,000	10,658
Pre-tax net operating income	$401,000	8,499
Securities gains (losses)	$-4,000	9,823
Applicable income taxes	$136,000	8,111
Income before extraordinary items	$261,000	8,742
Extraordinary gains, net	$0	53
Net income	$261,000	8,741
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$211,000	5,300
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$263,640	8,656
1995-12-31 (YTD Data)		Rank
Total interest income	$1,993,000	9,728
Total interest expense	$1,075,000	8,983
Net interest income	$918,000	10,194
Provision for loan and lease losses	$18,000	7,795
Total noninterest income	$83,000	10,670
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$45,000	9,404
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	9,820
Total noninterest expense	$562,000	10,750
Salaries and employee benefits	$342,000	10,392
Premises and equipment expense	$72,000	10,422
Additional noninterest expense	$148,000	11,074
Pre-tax net operating income	$421,000	8,932
Securities gains (losses)	$-1,000	9,017
Applicable income taxes	$143,000	8,394
Income before extraordinary items	$277,000	9,165
Extraordinary gains, net	$0	65
Net income	$277,000	9,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,482
Cash dividends	$273,000	4,780
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$277,660	9,131
1994-12-31 (YTD Data)		Rank
Total interest income	$1,771,000	10,229
Total interest expense	$851,000	9,343
Net interest income	$920,000	10,657
Provision for loan and lease losses	$18,000	7,907
Total noninterest income	$63,000	11,648
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$37,000	10,127
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	11,043
Total noninterest expense	$585,000	11,202
Salaries and employee benefits	$351,000	10,725
Premises and equipment expense	$74,000	10,838
Additional noninterest expense	$160,000	11,664
Pre-tax net operating income	$380,000	9,515
Securities gains (losses)	$-1,000	8,790
Applicable income taxes	$129,000	8,731
Income before extraordinary items	$250,000	9,701
Extraordinary gains, net	$0	249
Net income	$250,000	9,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,077
Cash dividends	$237,000	5,093
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$250,660	9,767
1993-12-31 (YTD Data)		Rank
Total interest income	$1,742,000	10,722
Total interest expense	$784,000	10,126
Net interest income	$958,000	10,930
Provision for loan and lease losses	$34,000	8,267
Total noninterest income	$56,000	12,391
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$40,000	10,409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	12,333
Total noninterest expense	$597,000	11,671
Salaries and employee benefits	$334,000	11,318
Premises and equipment expense	$75,000	11,339
Additional noninterest expense	$188,000	11,892
Pre-tax net operating income	$383,000	9,547
Securities gains (losses)	$71,000	2,955
Applicable income taxes	$157,000	8,476
Income before extraordinary items	$297,000	9,519
Extraordinary gains, net	$0	3,149
Net income	$297,000	9,673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	12,335
Cash dividends	$258,000	4,766
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$250,850	9,788
1992-12-31 (YTD Data)		Rank
Total interest income	$1,757,000	11,403
Total interest expense	$936,000	10,684
Net interest income	$821,000	11,825
Provision for loan and lease losses	$20,000	10,574
Total noninterest income	$53,000	13,040
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$35,000	10,873
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	12,735
Total noninterest expense	$514,000	12,560
Salaries and employee benefits	$276,000	12,290
Premises and equipment expense	$54,000	12,540
Additional noninterest expense	$184,000	12,468
Pre-tax net operating income	$340,000	9,776
Securities gains (losses)	$8,000	6,653
Applicable income taxes	$93,000	10,093
Income before extraordinary items	$255,000	9,851
Extraordinary gains, net	$0	1,422
Net income	$255,000	9,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	9,186
Cash dividends	$120,000	6,190
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$249,160	9,566

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.