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State Bank, Income and Expense

2019-06-30 (YTD Data)		Rank
Total interest income	$8,028,000	1,842
Total interest expense	$1,188,000	2,103
Net interest income	$6,840,000	1,762
Provision for loan and lease losses	$625,000	695
Total noninterest income	$898,000	2,081
Gross Fiduciary activities income	$156,000	642
Service charges on deposit accounts	$225,000	2,043
Trading account gains and fees	NA	NA
Additional Noninterest Income	$517,000	2,175
Total noninterest expense	$4,386,000	2,122
Salaries and employee benefits	$2,074,000	2,405
Premises and equipment expense	$515,000	2,021
Additional noninterest expense	$1,797,000	1,654
Pre-tax net operating income	$2,727,000	1,663
Securities gains (losses)	$209,000	367
Applicable income taxes	$613,000	1,284
Income before extraordinary items	$2,323,000	1,692
Extraordinary gains, net	$0	11
Net income	$2,323,000	1,692
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,323,000	1,692
Net charge-offs	$24,000	2,264
Cash dividends	$750,000	1,703
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,157,890	1,776
2019-03-31 (YTD Data)		Rank
Total interest income	$3,858,000	1,899
Total interest expense	$737,000	1,774
Net interest income	$3,121,000	1,907
Provision for loan and lease losses	$275,000	750
Total noninterest income	$455,000	2,028
Gross Fiduciary activities income	$88,000	637
Service charges on deposit accounts	$115,000	2,007
Trading account gains and fees	NA	NA
Additional Noninterest Income	$252,000	2,140
Total noninterest expense	$1,960,000	2,303
Salaries and employee benefits	$1,042,000	2,416
Premises and equipment expense	$260,000	2,025
Additional noninterest expense	$658,000	2,134
Pre-tax net operating income	$1,341,000	1,668
Securities gains (losses)	$18,000	594
Applicable income taxes	$216,000	1,527
Income before extraordinary items	$1,143,000	1,694
Extraordinary gains, net	$0	5
Net income	$1,143,000	1,692
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,143,000	1,693
Net charge-offs	$0	2,740
Cash dividends	$500,000	1,319
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,127,880	1,692
2018-12-31 (YTD Data)		Rank
Total interest income	$14,088,000	1,947
Total interest expense	$2,664,000	1,566
Net interest income	$11,424,000	2,021
Provision for loan and lease losses	$195,000	2,411
Total noninterest income	$2,064,000	1,954
Gross Fiduciary activities income	$301,000	659
Service charges on deposit accounts	$493,000	2,019
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,270,000	1,979
Total noninterest expense	$8,816,000	2,092
Salaries and employee benefits	$5,253,000	2,020
Premises and equipment expense	$1,091,000	1,927
Additional noninterest expense	$2,472,000	2,245
Pre-tax net operating income	$4,477,000	1,946
Securities gains (losses)	$43,000	446
Applicable income taxes	$60,000	3,302
Income before extraordinary items	$4,460,000	1,729
Extraordinary gains, net	$0	6
Net income	$4,460,000	1,728
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,460,000	1,728
Net charge-offs	$71,000	2,395
Cash dividends	$2,750,000	1,166
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,417,430	1,741
2018-09-30 (YTD Data)		Rank
Total interest income	$10,339,000	1,970
Total interest expense	$1,885,000	1,563
Net interest income	$8,454,000	2,044
Provision for loan and lease losses	$160,000	2,205
Total noninterest income	$1,399,000	2,081
Gross Fiduciary activities income	$211,000	664
Service charges on deposit accounts	$362,000	2,059
Trading account gains and fees	NA	NA
Additional Noninterest Income	$826,000	2,167
Total noninterest expense	$6,543,000	2,109
Salaries and employee benefits	$3,828,000	2,057
Premises and equipment expense	$802,000	1,964
Additional noninterest expense	$1,913,000	2,181
Pre-tax net operating income	$3,150,000	2,056
Securities gains (losses)	$43,000	447
Applicable income taxes	$154,000	2,729
Income before extraordinary items	$3,039,000	1,889
Extraordinary gains, net	$0	5
Net income	$3,039,000	1,887
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,039,000	1,888
Net charge-offs	$18,000	2,750
Cash dividends	$2,750,000	838
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,998,150	1,902
2018-06-30 (YTD Data)		Rank
Total interest income	$6,800,000	1,981
Total interest expense	$1,184,000	1,557
Net interest income	$5,616,000	2,055
Provision for loan and lease losses	$120,000	2,009
Total noninterest income	$952,000	2,064
Gross Fiduciary activities income	$143,000	665
Service charges on deposit accounts	$236,000	2,062
Trading account gains and fees	NA	NA
Additional Noninterest Income	$573,000	2,122
Total noninterest expense	$4,380,000	2,110
Salaries and employee benefits	$2,514,000	2,093
Premises and equipment expense	$557,000	1,925
Additional noninterest expense	$1,309,000	2,161
Pre-tax net operating income	$2,068,000	2,054
Securities gains (losses)	$0	961
Applicable income taxes	$100,000	2,730
Income before extraordinary items	$1,968,000	1,900
Extraordinary gains, net	$0	6
Net income	$1,968,000	1,898
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,968,000	1,899
Net charge-offs	$1,000	3,095
Cash dividends	$1,200,000	1,153
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,968,000	1,894
2018-03-31 (YTD Data)		Rank
Total interest income	$3,329,000	2,007
Total interest expense	$584,000	1,521
Net interest income	$2,745,000	2,098
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$534,000	1,903
Gross Fiduciary activities income	$103,000	622
Service charges on deposit accounts	$120,000	2,039
Trading account gains and fees	NA	NA
Additional Noninterest Income	$311,000	1,982
Total noninterest expense	$2,287,000	2,072
Salaries and employee benefits	$1,365,000	1,987
Premises and equipment expense	$283,000	1,935
Additional noninterest expense	$639,000	2,176
Pre-tax net operating income	$932,000	2,134
Securities gains (losses)	$0	735
Applicable income taxes	$44,000	2,787
Income before extraordinary items	$888,000	2,010
Extraordinary gains, net	$0	7
Net income	$888,000	2,009
Minority interest net income	$0	52
Net income of bank and minority interests.	$888,000	2,010
Net charge-offs	$-1,000	3,770
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$888,000	1,998
2017-12-31 (YTD Data)		Rank
Total interest income	$12,997,000	1,980
Total interest expense	$1,987,000	1,545
Net interest income	$11,010,000	2,064
Provision for loan and lease losses	$320,000	1,908
Total noninterest income	$1,921,000	2,081
Gross Fiduciary activities income	$259,000	688
Service charges on deposit accounts	$546,000	1,903
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,116,000	2,158
Total noninterest expense	$8,999,000	2,081
Salaries and employee benefits	$5,220,000	2,016
Premises and equipment expense	$1,308,000	1,722
Additional noninterest expense	$2,471,000	2,280
Pre-tax net operating income	$3,612,000	2,194
Securities gains (losses)	$852,000	160
Applicable income taxes	$215,000	2,938
Income before extraordinary items	$4,249,000	1,535
Extraordinary gains, net	$0	9
Net income	$4,249,000	1,535
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,249,000	1,535
Net charge-offs	$63,000	2,806
Cash dividends	$7,634,000	461
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,439,600	1,807
2017-09-30 (YTD Data)		Rank
Total interest income	$9,736,000	1,985
Total interest expense	$1,432,000	1,577
Net interest income	$8,304,000	2,055
Provision for loan and lease losses	$290,000	1,660
Total noninterest income	$1,430,000	2,115
Gross Fiduciary activities income	$202,000	683
Service charges on deposit accounts	$399,000	1,961
Trading account gains and fees	NA	NA
Additional Noninterest Income	$829,000	2,197
Total noninterest expense	$6,644,000	2,103
Salaries and employee benefits	$3,885,000	2,047
Premises and equipment expense	$920,000	1,831
Additional noninterest expense	$1,839,000	2,282
Pre-tax net operating income	$2,800,000	2,178
Securities gains (losses)	$835,000	146
Applicable income taxes	$176,000	2,845
Income before extraordinary items	$3,459,000	1,533
Extraordinary gains, net	$0	9
Net income	$3,459,000	1,532
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,459,000	1,533
Net charge-offs	$24,000	2,901
Cash dividends	$1,500,000	1,286
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,665,750	1,893
2017-06-30 (YTD Data)		Rank
Total interest income	$6,499,000	1,976
Total interest expense	$942,000	1,549
Net interest income	$5,557,000	2,034
Provision for loan and lease losses	$140,000	1,913
Total noninterest income	$919,000	2,165
Gross Fiduciary activities income	$145,000	678
Service charges on deposit accounts	$259,000	1,985
Trading account gains and fees	$0	139
Additional Noninterest Income	$515,000	2,287
Total noninterest expense	$4,340,000	2,152
Salaries and employee benefits	$2,529,000	2,088
Premises and equipment expense	$626,000	1,795
Additional noninterest expense	$1,185,000	2,351
Pre-tax net operating income	$1,996,000	2,030
Securities gains (losses)	$467,000	161
Applicable income taxes	$118,000	2,835
Income before extraordinary items	$2,345,000	1,500
Extraordinary gains, net	$0	11
Net income	$2,345,000	1,499
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,345,000	1,500
Net charge-offs	$-24,000	5,068
Cash dividends	$1,000,000	1,294
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,901,350	1,754
2017-03-31 (YTD Data)		Rank
Total interest income	$3,206,000	1,983
Total interest expense	$481,000	1,509
Net interest income	$2,725,000	2,055
Provision for loan and lease losses	$50,000	2,060
Total noninterest income	$460,000	2,151
Gross Fiduciary activities income	$89,000	651
Service charges on deposit accounts	$125,000	2,036
Trading account gains and fees	$0	142
Additional Noninterest Income	$246,000	2,334
Total noninterest expense	$2,280,000	2,089
Salaries and employee benefits	$1,343,000	2,027
Premises and equipment expense	$314,000	1,824
Additional noninterest expense	$623,000	2,247
Pre-tax net operating income	$855,000	2,177
Securities gains (losses)	$50,000	351
Applicable income taxes	$43,000	2,982
Income before extraordinary items	$862,000	1,865
Extraordinary gains, net	$0	8
Net income	$862,000	1,865
Minority interest net income	$0	55
Net income of bank and minority interests.	$862,000	1,865
Net charge-offs	$-22,000	5,287
Cash dividends	$1,000,000	712
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$814,500	1,926
2016-12-31 (YTD Data)		Rank
Total interest income	$13,057,000	1,934
Total interest expense	$1,895,000	1,481
Net interest income	$11,162,000	1,986
Provision for loan and lease losses	$366,000	1,780
Total noninterest income	$1,914,000	2,172
Gross Fiduciary activities income	$265,000	701
Service charges on deposit accounts	$540,000	1,959
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,109,000	2,271
Total noninterest expense	$8,663,000	2,154
Salaries and employee benefits	$4,736,000	2,181
Premises and equipment expense	$1,461,000	1,561
Additional noninterest expense	$2,466,000	2,339
Pre-tax net operating income	$4,047,000	1,926
Securities gains (losses)	$339,000	598
Applicable income taxes	$210,000	2,898
Income before extraordinary items	$4,176,000	1,592
Extraordinary gains, net	$0	5
Net income	$4,176,000	1,590
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,176,000	1,591
Net charge-offs	$-218,000	5,668
Cash dividends	$3,000,000	1,015
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,853,950	1,659
2016-09-30 (YTD Data)		Rank
Total interest income	$9,865,000	1,919
Total interest expense	$1,374,000	1,525
Net interest income	$8,491,000	1,973
Provision for loan and lease losses	$366,000	1,425
Total noninterest income	$1,401,000	2,211
Gross Fiduciary activities income	$213,000	691
Service charges on deposit accounts	$404,000	1,966
Trading account gains and fees	$0	169
Additional Noninterest Income	$784,000	2,351
Total noninterest expense	$6,508,000	2,148
Salaries and employee benefits	$3,611,000	2,145
Premises and equipment expense	$1,029,000	1,650
Additional noninterest expense	$1,868,000	2,314
Pre-tax net operating income	$3,018,000	1,954
Securities gains (losses)	$297,000	601
Applicable income taxes	$172,000	2,908
Income before extraordinary items	$3,143,000	1,620
Extraordinary gains, net	$0	5
Net income	$3,143,000	1,620
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,143,000	1,620
Net charge-offs	$-229,000	5,755
Cash dividends	$2,000,000	1,022
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,860,850	1,705
2016-06-30 (YTD Data)		Rank
Total interest income	$6,704,000	1,886
Total interest expense	$915,000	1,521
Net interest income	$5,789,000	1,930
Provision for loan and lease losses	$320,000	1,185
Total noninterest income	$936,000	2,187
Gross Fiduciary activities income	$164,000	673
Service charges on deposit accounts	$259,000	2,011
Trading account gains and fees	$0	157
Additional Noninterest Income	$513,000	2,339
Total noninterest expense	$4,286,000	2,177
Salaries and employee benefits	$2,351,000	2,201
Premises and equipment expense	$676,000	1,678
Additional noninterest expense	$1,259,000	2,306
Pre-tax net operating income	$2,119,000	1,847
Securities gains (losses)	$274,000	460
Applicable income taxes	$115,000	2,902
Income before extraordinary items	$2,278,000	1,506
Extraordinary gains, net	$0	16
Net income	$2,278,000	1,506
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,278,000	1,506
Net charge-offs	$-260,000	5,895
Cash dividends	$1,000,000	1,296
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,017,700	1,598
2016-03-31 (YTD Data)		Rank
Total interest income	$3,175,000	1,979
Total interest expense	$484,000	1,455
Net interest income	$2,691,000	2,063
Provision for loan and lease losses	$0	3,656
Total noninterest income	$470,000	2,155
Gross Fiduciary activities income	$109,000	623
Service charges on deposit accounts	$119,000	2,140
Trading account gains and fees	$0	142
Additional Noninterest Income	$242,000	2,378
Total noninterest expense	$2,215,000	2,122
Salaries and employee benefits	$1,264,000	2,086
Premises and equipment expense	$348,000	1,647
Additional noninterest expense	$603,000	2,372
Pre-tax net operating income	$946,000	2,007
Securities gains (losses)	$48,000	852
Applicable income taxes	$48,000	3,007
Income before extraordinary items	$946,000	1,704
Extraordinary gains, net	$0	12
Net income	$946,000	1,705
Minority interest net income	$0	62
Net income of bank and minority interests.	$946,000	1,705
Net charge-offs	$-19,000	5,448
Cash dividends	$1,000,000	720
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$900,400	1,738
2015-12-31 (YTD Data)		Rank
Total interest income	$12,429,000	1,964
Total interest expense	$1,908,000	1,445
Net interest income	$10,521,000	2,044
Provision for loan and lease losses	$0	4,380
Total noninterest income	$1,987,000	2,126
Gross Fiduciary activities income	$279,000	703
Service charges on deposit accounts	$571,000	1,905
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,137,000	2,211
Total noninterest expense	$8,460,000	2,184
Salaries and employee benefits	$4,537,000	2,233
Premises and equipment expense	$1,444,000	1,584
Additional noninterest expense	$2,479,000	2,359
Pre-tax net operating income	$4,048,000	1,848
Securities gains (losses)	$354,000	483
Applicable income taxes	$169,000	3,042
Income before extraordinary items	$4,233,000	1,534
Extraordinary gains, net	$0	23
Net income	$4,233,000	1,534
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,233,000	1,534
Net charge-offs	$-276,000	5,916
Cash dividends	$3,200,000	925
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,893,160	1,601
2015-09-30 (YTD Data)		Rank
Total interest income	$9,320,000	1,980
Total interest expense	$1,391,000	1,503
Net interest income	$7,929,000	2,048
Provision for loan and lease losses	$0	4,232
Total noninterest income	$1,585,000	2,059
Gross Fiduciary activities income	$211,000	703
Service charges on deposit accounts	$419,000	1,965
Trading account gains and fees	$0	153
Additional Noninterest Income	$955,000	2,092
Total noninterest expense	$5,991,000	2,296
Salaries and employee benefits	$3,294,000	2,307
Premises and equipment expense	$919,000	1,869
Additional noninterest expense	$1,778,000	2,435
Pre-tax net operating income	$3,523,000	1,676
Securities gains (losses)	$333,000	438
Applicable income taxes	$177,000	2,916
Income before extraordinary items	$3,679,000	1,389
Extraordinary gains, net	$0	21
Net income	$3,679,000	1,390
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,679,000	1,390
Net charge-offs	$-142,000	5,884
Cash dividends	$2,000,000	975
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,362,650	1,462
2015-06-30 (YTD Data)		Rank
Total interest income	$6,222,000	1,986
Total interest expense	$927,000	1,501
Net interest income	$5,295,000	2,036
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,044,000	2,083
Gross Fiduciary activities income	$159,000	687
Service charges on deposit accounts	$261,000	2,035
Trading account gains and fees	$0	157
Additional Noninterest Income	$624,000	2,115
Total noninterest expense	$4,055,000	2,273
Salaries and employee benefits	$2,244,000	2,274
Premises and equipment expense	$624,000	1,848
Additional noninterest expense	$1,187,000	2,454
Pre-tax net operating income	$2,284,000	1,699
Securities gains (losses)	$275,000	409
Applicable income taxes	$123,000	2,875
Income before extraordinary items	$2,436,000	1,373
Extraordinary gains, net	$0	22
Net income	$2,436,000	1,375
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,436,000	1,374
Net charge-offs	$-85,000	5,887
Cash dividends	$1,000,000	1,209
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,174,750	1,479
2015-03-31 (YTD Data)		Rank
Total interest income	$3,083,000	1,997
Total interest expense	$471,000	1,475
Net interest income	$2,612,000	2,051
Provision for loan and lease losses	$0	3,703
Total noninterest income	$550,000	1,990
Gross Fiduciary activities income	$96,000	661
Service charges on deposit accounts	$127,000	2,060
Trading account gains and fees	$0	152
Additional Noninterest Income	$327,000	2,006
Total noninterest expense	$1,956,000	2,356
Salaries and employee benefits	$1,033,000	2,453
Premises and equipment expense	$327,000	1,798
Additional noninterest expense	$596,000	2,426
Pre-tax net operating income	$1,206,000	1,588
Securities gains (losses)	$108,000	564
Applicable income taxes	$65,000	2,801
Income before extraordinary items	$1,249,000	1,321
Extraordinary gains, net	$0	13
Net income	$1,249,000	1,323
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,249,000	1,323
Net charge-offs	$-43,000	5,909
Cash dividends	$1,000,000	643
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,146,400	1,378
2014-12-31 (YTD Data)		Rank
Total interest income	$12,104,000	2,022
Total interest expense	$1,950,000	1,521
Net interest income	$10,154,000	2,094
Provision for loan and lease losses	$0	4,603
Total noninterest income	$2,042,000	2,071
Gross Fiduciary activities income	$222,000	757
Service charges on deposit accounts	$556,000	2,098
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,264,000	2,005
Total noninterest expense	$7,791,000	2,362
Salaries and employee benefits	$4,213,000	2,386
Premises and equipment expense	$1,231,000	1,877
Additional noninterest expense	$2,347,000	2,538
Pre-tax net operating income	$4,405,000	1,708
Securities gains (losses)	$171,000	887
Applicable income taxes	$216,000	2,892
Income before extraordinary items	$4,360,000	1,472
Extraordinary gains, net	$0	17
Net income	$4,360,000	1,470
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,360,000	1,471
Net charge-offs	$-47,000	5,980
Cash dividends	$3,750,000	773
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,197,550	1,493
2014-09-30 (YTD Data)		Rank
Total interest income	$9,065,000	2,041
Total interest expense	$1,426,000	1,569
Net interest income	$7,639,000	2,099
Provision for loan and lease losses	$0	4,401
Total noninterest income	$1,314,000	2,299
Gross Fiduciary activities income	$180,000	740
Service charges on deposit accounts	$402,000	2,186
Trading account gains and fees	$0	174
Additional Noninterest Income	$732,000	2,378
Total noninterest expense	$5,512,000	2,510
Salaries and employee benefits	$2,960,000	2,526
Premises and equipment expense	$868,000	2,000
Additional noninterest expense	$1,684,000	2,634
Pre-tax net operating income	$3,441,000	1,653
Securities gains (losses)	$167,000	722
Applicable income taxes	$179,000	2,894
Income before extraordinary items	$3,429,000	1,407
Extraordinary gains, net	$0	15
Net income	$3,429,000	1,405
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,429,000	1,407
Net charge-offs	$28,000	3,666
Cash dividends	$2,750,000	724
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,270,350	1,438
2014-06-30 (YTD Data)		Rank
Total interest income	$6,017,000	2,046
Total interest expense	$968,000	1,557
Net interest income	$5,049,000	2,101
Provision for loan and lease losses	$0	4,196
Total noninterest income	$954,000	2,152
Gross Fiduciary activities income	$138,000	720
Service charges on deposit accounts	$250,000	2,266
Trading account gains and fees	$0	172
Additional Noninterest Income	$566,000	2,148
Total noninterest expense	$3,684,000	2,508
Salaries and employee benefits	$2,013,000	2,492
Premises and equipment expense	$580,000	2,010
Additional noninterest expense	$1,091,000	2,686
Pre-tax net operating income	$2,319,000	1,606
Securities gains (losses)	$107,000	752
Applicable income taxes	$113,000	2,923
Income before extraordinary items	$2,313,000	1,355
Extraordinary gains, net	$0	20
Net income	$2,313,000	1,356
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,313,000	1,357
Net charge-offs	$28,000	3,210
Cash dividends	$2,000,000	639
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,211,350	1,384
2014-03-31 (YTD Data)		Rank
Total interest income	$2,986,000	2,058
Total interest expense	$491,000	1,558
Net interest income	$2,495,000	2,117
Provision for loan and lease losses	$0	3,817
Total noninterest income	$484,000	2,086
Gross Fiduciary activities income	$101,000	654
Service charges on deposit accounts	$118,000	2,341
Trading account gains and fees	$0	147
Additional Noninterest Income	$265,000	2,182
Total noninterest expense	$1,779,000	2,592
Salaries and employee benefits	$935,000	2,677
Premises and equipment expense	$304,000	1,962
Additional noninterest expense	$540,000	2,717
Pre-tax net operating income	$1,200,000	1,510
Securities gains (losses)	$107,000	424
Applicable income taxes	$63,000	2,770
Income before extraordinary items	$1,244,000	1,218
Extraordinary gains, net	$0	16
Net income	$1,244,000	1,219
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,244,000	1,219
Net charge-offs	$7,000	2,989
Cash dividends	$1,000,000	600
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,142,350	1,297
2013-12-31 (YTD Data)		Rank
Total interest income	$11,613,000	2,111
Total interest expense	$2,178,000	1,568
Net interest income	$9,435,000	2,211
Provision for loan and lease losses	$0	5,091
Total noninterest income	$2,900,000	1,645
Gross Fiduciary activities income	$312,000	698
Service charges on deposit accounts	$534,000	2,269
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,054,000	1,485
Total noninterest expense	$7,615,000	2,449
Salaries and employee benefits	$4,210,000	2,367
Premises and equipment expense	$1,237,000	1,860
Additional noninterest expense	$2,168,000	2,802
Pre-tax net operating income	$4,720,000	1,491
Securities gains (losses)	$71,000	1,559
Applicable income taxes	$175,000	3,045
Income before extraordinary items	$4,616,000	1,319
Extraordinary gains, net	$0	29
Net income	$4,616,000	1,321
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,616,000	1,322
Net charge-offs	$-125,000	6,562
Cash dividends	$3,000,000	859
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,547,840	1,311
2013-09-30 (YTD Data)		Rank
Total interest income	$8,642,000	2,137
Total interest expense	$1,608,000	1,636
Net interest income	$7,034,000	2,231
Provision for loan and lease losses	$0	4,941
Total noninterest income	$2,318,000	1,613
Gross Fiduciary activities income	$179,000	741
Service charges on deposit accounts	$394,000	2,308
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,745,000	1,400
Total noninterest expense	$5,604,000	2,486
Salaries and employee benefits	$3,123,000	2,404
Premises and equipment expense	$879,000	1,966
Additional noninterest expense	$1,602,000	2,834
Pre-tax net operating income	$3,748,000	1,466
Securities gains (losses)	$71,000	1,436
Applicable income taxes	$151,000	3,014
Income before extraordinary items	$3,668,000	1,251
Extraordinary gains, net	$0	25
Net income	$3,668,000	1,251
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,668,000	1,253
Net charge-offs	$20,000	4,412
Cash dividends	$3,000,000	641
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,599,840	1,247
2013-06-30 (YTD Data)		Rank
Total interest income	$5,747,000	2,146
Total interest expense	$1,102,000	1,619
Net interest income	$4,645,000	2,240
Provision for loan and lease losses	$0	4,788
Total noninterest income	$1,842,000	1,428
Gross Fiduciary activities income	$141,000	719
Service charges on deposit accounts	$248,000	2,375
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,453,000	1,231
Total noninterest expense	$3,882,000	2,402
Salaries and employee benefits	$2,222,000	2,286
Premises and equipment expense	$583,000	1,973
Additional noninterest expense	$1,077,000	2,795
Pre-tax net operating income	$2,605,000	1,390
Securities gains (losses)	$71,000	1,313
Applicable income taxes	$95,000	3,035
Income before extraordinary items	$2,581,000	1,183
Extraordinary gains, net	$0	22
Net income	$2,581,000	1,185
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,581,000	1,186
Net charge-offs	$-8,000	6,085
Cash dividends	$1,000,000	1,071
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,512,840	1,165
2013-03-31 (YTD Data)		Rank
Total interest income	$2,906,000	2,143
Total interest expense	$568,000	1,625
Net interest income	$2,338,000	2,249
Provision for loan and lease losses	$0	4,409
Total noninterest income	$1,127,000	1,239
Gross Fiduciary activities income	$94,000	670
Service charges on deposit accounts	$115,000	2,529
Trading account gains and fees	$0	148
Additional Noninterest Income	$918,000	1,051
Total noninterest expense	$2,025,000	2,338
Salaries and employee benefits	$1,184,000	2,185
Premises and equipment expense	$302,000	1,958
Additional noninterest expense	$539,000	2,799
Pre-tax net operating income	$1,440,000	1,264
Securities gains (losses)	$0	1,966
Applicable income taxes	$45,000	3,059
Income before extraordinary items	$1,395,000	1,093
Extraordinary gains, net	$0	10
Net income	$1,395,000	1,095
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,395,000	1,095
Net charge-offs	$0	4,145
Cash dividends	$1,000,000	526
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,395,000	1,036
2012-12-31 (YTD Data)		Rank
Total interest income	$12,169,000	2,146
Total interest expense	$2,593,000	1,693
Net interest income	$9,576,000	2,244
Provision for loan and lease losses	$0	5,905
Total noninterest income	$1,570,000	2,540
Gross Fiduciary activities income	$215,000	779
Service charges on deposit accounts	$553,000	2,296
Trading account gains and fees	$0	166
Additional Noninterest Income	$802,000	2,681
Total noninterest expense	$7,026,000	2,652
Salaries and employee benefits	$3,987,000	2,459
Premises and equipment expense	$1,064,000	2,155
Additional noninterest expense	$1,975,000	3,125
Pre-tax net operating income	$4,120,000	1,608
Securities gains (losses)	$415,000	1,083
Applicable income taxes	$217,000	2,944
Income before extraordinary items	$4,318,000	1,365
Extraordinary gains, net	$0	29
Net income	$4,318,000	1,366
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,318,000	1,366
Net charge-offs	$121,000	4,258
Cash dividends	$2,950,000	898
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,923,750	1,386
2012-09-30 (YTD Data)		Rank
Total interest income	$9,184,000	2,169
Total interest expense	$1,938,000	1,764
Net interest income	$7,246,000	2,260
Provision for loan and lease losses	$0	5,790
Total noninterest income	$1,181,000	2,539
Gross Fiduciary activities income	$171,000	762
Service charges on deposit accounts	$413,000	2,334
Trading account gains and fees	$0	157
Additional Noninterest Income	$597,000	2,684
Total noninterest expense	$5,126,000	2,719
Salaries and employee benefits	$2,860,000	2,578
Premises and equipment expense	$789,000	2,208
Additional noninterest expense	$1,477,000	3,155
Pre-tax net operating income	$3,301,000	1,573
Securities gains (losses)	$241,000	1,285
Applicable income taxes	$177,000	2,943
Income before extraordinary items	$3,365,000	1,346
Extraordinary gains, net	$0	20
Net income	$3,365,000	1,347
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,365,000	1,347
Net charge-offs	$118,000	3,808
Cash dividends	$2,200,000	718
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,136,050	1,349
2012-06-30 (YTD Data)		Rank
Total interest income	$6,159,000	2,164
Total interest expense	$1,305,000	1,798
Net interest income	$4,854,000	2,245
Provision for loan and lease losses	$0	5,619
Total noninterest income	$811,000	2,470
Gross Fiduciary activities income	$134,000	732
Service charges on deposit accounts	$267,000	2,364
Trading account gains and fees	$0	153
Additional Noninterest Income	$410,000	2,616
Total noninterest expense	$3,531,000	2,663
Salaries and employee benefits	$1,975,000	2,488
Premises and equipment expense	$527,000	2,193
Additional noninterest expense	$1,029,000	3,058
Pre-tax net operating income	$2,134,000	1,602
Securities gains (losses)	$19,000	2,506
Applicable income taxes	$107,000	3,013
Income before extraordinary items	$2,046,000	1,452
Extraordinary gains, net	$0	19
Net income	$2,046,000	1,452
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,046,000	1,452
Net charge-offs	$64,000	3,807
Cash dividends	$1,700,000	617
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,027,950	1,379
2012-03-31 (YTD Data)		Rank
Total interest income	$3,078,000	2,194
Total interest expense	$663,000	1,842
Net interest income	$2,415,000	2,268
Provision for loan and lease losses	$0	5,254
Total noninterest income	$467,000	2,253
Gross Fiduciary activities income	$97,000	662
Service charges on deposit accounts	$126,000	2,454
Trading account gains and fees	$0	148
Additional Noninterest Income	$244,000	2,374
Total noninterest expense	$1,761,000	2,662
Salaries and employee benefits	$934,000	2,657
Premises and equipment expense	$256,000	2,256
Additional noninterest expense	$571,000	2,768
Pre-tax net operating income	$1,121,000	1,524
Securities gains (losses)	$19,000	1,613
Applicable income taxes	$58,000	2,933
Income before extraordinary items	$1,082,000	1,342
Extraordinary gains, net	$0	19
Net income	$1,082,000	1,343
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,082,000	1,343
Net charge-offs	$88,000	2,553
Cash dividends	$700,000	659
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,063,950	1,296
2011-12-31 (YTD Data)		Rank
Total interest income	$12,734,000	2,199
Total interest expense	$2,973,000	1,973
Net interest income	$9,761,000	2,248
Provision for loan and lease losses	$290,000	4,180
Total noninterest income	$1,719,000	2,238
Gross Fiduciary activities income	$233,000	708
Service charges on deposit accounts	$568,000	2,336
Trading account gains and fees	$0	146
Additional Noninterest Income	$918,000	2,254
Total noninterest expense	$7,632,000	2,476
Salaries and employee benefits	$3,850,000	2,494
Premises and equipment expense	$1,357,000	1,832
Additional noninterest expense	$2,425,000	2,641
Pre-tax net operating income	$3,558,000	1,573
Securities gains (losses)	$190,000	1,503
Applicable income taxes	$169,000	3,032
Income before extraordinary items	$3,579,000	1,377
Extraordinary gains, net	$0	29
Net income	$3,579,000	1,377
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,579,000	1,377
Net charge-offs	$684,000	2,810
Cash dividends	$4,250,000	489
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,398,500	1,374
2011-09-30 (YTD Data)		Rank
Total interest income	$9,636,000	2,206
Total interest expense	$2,245,000	2,046
Net interest income	$7,391,000	2,233
Provision for loan and lease losses	$218,000	4,049
Total noninterest income	$1,293,000	2,226
Gross Fiduciary activities income	$193,000	676
Service charges on deposit accounts	$423,000	2,359
Trading account gains and fees	$0	145
Additional Noninterest Income	$677,000	2,259
Total noninterest expense	$5,648,000	2,503
Salaries and employee benefits	$2,826,000	2,543
Premises and equipment expense	$1,032,000	1,827
Additional noninterest expense	$1,790,000	2,692
Pre-tax net operating income	$2,818,000	1,566
Securities gains (losses)	$114,000	1,668
Applicable income taxes	$142,000	2,953
Income before extraordinary items	$2,790,000	1,384
Extraordinary gains, net	$0	21
Net income	$2,790,000	1,384
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,790,000	1,384
Net charge-offs	$38,000	5,159
Cash dividends	$3,250,000	419
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,681,700	1,348
2011-06-30 (YTD Data)		Rank
Total interest income	$3,793,000	3,547
Total interest expense	$976,000	3,001
Net interest income	$2,817,000	3,650
Provision for loan and lease losses	$120,000	4,174
Total noninterest income	$422,000	3,446
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$173,000	3,304
Trading account gains and fees	$0	153
Additional Noninterest Income	$249,000	3,168
Total noninterest expense	$1,740,000	4,547
Salaries and employee benefits	$954,000	4,324
Premises and equipment expense	$196,000	4,700
Additional noninterest expense	$590,000	4,571
Pre-tax net operating income	$1,379,000	2,012
Securities gains (losses)	$0	2,914
Applicable income taxes	$67,000	3,157
Income before extraordinary items	$1,312,000	1,808
Extraordinary gains, net	$0	15
Net income	$1,312,000	1,808
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,312,000	1,808
Net charge-offs	$32,000	4,788
Cash dividends	$400,000	1,605
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,312,000	1,731
2011-03-31 (YTD Data)		Rank
Total interest income	$1,910,000	3,537
Total interest expense	$493,000	3,077
Net interest income	$1,417,000	3,625
Provision for loan and lease losses	$60,000	3,936
Total noninterest income	$200,000	3,586
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$86,000	3,297
Trading account gains and fees	$0	158
Additional Noninterest Income	$114,000	3,346
Total noninterest expense	$876,000	4,549
Salaries and employee benefits	$457,000	4,470
Premises and equipment expense	$107,000	4,537
Additional noninterest expense	$312,000	4,420
Pre-tax net operating income	$681,000	2,010
Securities gains (losses)	$0	1,772
Applicable income taxes	$33,000	3,121
Income before extraordinary items	$648,000	1,797
Extraordinary gains, net	$0	9
Net income	$648,000	1,796
Minority interest net income	$0	86
Net income of bank and minority interests.	$648,000	1,797
Net charge-offs	$10,000	4,385
Cash dividends	$400,000	888
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$648,000	1,745
2010-12-31 (YTD Data)		Rank
Total interest income	$7,694,000	3,648
Total interest expense	$2,240,000	3,259
Net interest income	$5,454,000	3,729
Provision for loan and lease losses	$1,840,000	2,190
Total noninterest income	$909,000	3,389
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$440,000	2,895
Trading account gains and fees	$0	175
Additional Noninterest Income	$469,000	3,281
Total noninterest expense	$3,764,000	4,380
Salaries and employee benefits	$2,110,000	4,081
Premises and equipment expense	$358,000	5,016
Additional noninterest expense	$1,296,000	4,405
Pre-tax net operating income	$759,000	3,808
Securities gains (losses)	$109,000	2,090
Applicable income taxes	$40,000	3,733
Income before extraordinary items	$828,000	3,553
Extraordinary gains, net	$0	29
Net income	$828,000	3,550
Minority interest net income	$0	111
Net income of bank and minority interests.	$828,000	3,553
Net charge-offs	$1,982,000	1,875
Cash dividends	$1,150,000	1,329
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$724,450	3,668
2010-09-30 (YTD Data)		Rank
Total interest income	$5,804,000	3,708
Total interest expense	$1,698,000	3,358
Net interest income	$4,106,000	3,760
Provision for loan and lease losses	$1,780,000	1,790
Total noninterest income	$662,000	3,504
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$330,000	2,962
Trading account gains and fees	$0	165
Additional Noninterest Income	$332,000	3,387
Total noninterest expense	$2,837,000	4,384
Salaries and employee benefits	$1,580,000	4,122
Premises and equipment expense	$289,000	4,914
Additional noninterest expense	$968,000	4,394
Pre-tax net operating income	$151,000	5,414
Securities gains (losses)	$109,000	1,866
Applicable income taxes	$0	4,726
Income before extraordinary items	$260,000	5,048
Extraordinary gains, net	$0	23
Net income	$260,000	5,050
Minority interest net income	$0	110
Net income of bank and minority interests.	$260,000	5,051
Net charge-offs	$1,972,000	1,520
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$151,000	5,337
2010-06-30 (YTD Data)		Rank
Total interest income	$3,869,000	3,743
Total interest expense	$1,180,000	3,349
Net interest income	$2,689,000	3,817
Provision for loan and lease losses	$1,720,000	1,400
Total noninterest income	$432,000	3,500
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$213,000	3,034
Trading account gains and fees	$0	152
Additional Noninterest Income	$219,000	3,355
Total noninterest expense	$1,940,000	4,329
Salaries and employee benefits	$1,058,000	4,127
Premises and equipment expense	$222,000	4,593
Additional noninterest expense	$660,000	4,329
Pre-tax net operating income	$-539,000	6,774
Securities gains (losses)	$109,000	1,357
Applicable income taxes	$-22,000	6,981
Income before extraordinary items	$-408,000	6,793
Extraordinary gains, net	$0	19
Net income	$-408,000	6,795
Minority interest net income	$0	105
Net income of bank and minority interests.	$-408,000	6,794
Net charge-offs	$1,973,000	1,132
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-511,550	6,829
2010-03-31 (YTD Data)		Rank
Total interest income	$1,918,000	3,829
Total interest expense	$602,000	3,420
Net interest income	$1,316,000	3,899
Provision for loan and lease losses	$260,000	2,614
Total noninterest income	$207,000	3,577
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$98,000	3,183
Trading account gains and fees	$0	175
Additional Noninterest Income	$109,000	3,348
Total noninterest expense	$1,025,000	4,209
Salaries and employee benefits	$543,000	4,111
Premises and equipment expense	$136,000	4,147
Additional noninterest expense	$346,000	4,192
Pre-tax net operating income	$238,000	3,767
Securities gains (losses)	$59,000	1,056
Applicable income taxes	$19,000	3,480
Income before extraordinary items	$278,000	3,284
Extraordinary gains, net	$0	16
Net income	$278,000	3,281
Minority interest net income	$0	91
Net income of bank and minority interests.	$278,000	3,284
Net charge-offs	$178,000	2,563
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$222,540	3,565
2009-12-31 (YTD Data)		Rank
Total interest income	$7,802,000	3,882
Total interest expense	$2,907,000	3,496
Net interest income	$4,895,000	4,004
Provision for loan and lease losses	$360,000	5,016
Total noninterest income	$851,000	3,640
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$437,000	3,153
Trading account gains and fees	$0	211
Additional Noninterest Income	$414,000	3,497
Total noninterest expense	$3,849,000	4,449
Salaries and employee benefits	$2,120,000	4,177
Premises and equipment expense	$420,000	4,856
Additional noninterest expense	$1,309,000	4,483
Pre-tax net operating income	$1,537,000	2,320
Securities gains (losses)	$337,000	1,135
Applicable income taxes	$85,000	2,962
Income before extraordinary items	$1,789,000	1,852
Extraordinary gains, net	$0	34
Net income	$1,789,000	1,849
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,789,000	1,851
Net charge-offs	$246,000	4,743
Cash dividends	$1,750,000	1,027
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,468,850	2,125
2009-09-30 (YTD Data)		Rank
Total interest income	$5,886,000	3,923
Total interest expense	$2,254,000	3,539
Net interest income	$3,632,000	4,035
Provision for loan and lease losses	$300,000	4,583
Total noninterest income	$663,000	3,648
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$327,000	3,172
Trading account gains and fees	$0	212
Additional Noninterest Income	$336,000	3,452
Total noninterest expense	$2,925,000	4,425
Salaries and employee benefits	$1,620,000	4,146
Premises and equipment expense	$336,000	4,733
Additional noninterest expense	$969,000	4,489
Pre-tax net operating income	$1,070,000	2,623
Securities gains (losses)	$50,000	2,298
Applicable income taxes	$50,000	3,331
Income before extraordinary items	$1,070,000	2,365
Extraordinary gains, net	$0	27
Net income	$1,070,000	2,362
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,070,000	2,365
Net charge-offs	$254,000	3,943
Cash dividends	$750,000	1,553
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,022,000	2,396
2009-06-30 (YTD Data)		Rank
Total interest income	$3,950,000	3,939
Total interest expense	$1,559,000	3,583
Net interest income	$2,391,000	4,047
Provision for loan and lease losses	$120,000	5,054
Total noninterest income	$444,000	3,652
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$213,000	3,195
Trading account gains and fees	$0	193
Additional Noninterest Income	$231,000	3,423
Total noninterest expense	$1,969,000	4,425
Salaries and employee benefits	$1,108,000	4,111
Premises and equipment expense	$244,000	4,523
Additional noninterest expense	$617,000	4,644
Pre-tax net operating income	$746,000	2,644
Securities gains (losses)	$50,000	1,909
Applicable income taxes	$42,000	3,265
Income before extraordinary items	$754,000	2,336
Extraordinary gains, net	$0	21
Net income	$754,000	2,332
Minority interest net income	$0	112
Net income of bank and minority interests.	$754,000	2,335
Net charge-offs	$30,000	5,342
Cash dividends	$750,000	1,195
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$706,500	2,391
2009-03-31 (YTD Data)		Rank
Total interest income	$1,969,000	3,986
Total interest expense	$778,000	3,685
Net interest income	$1,191,000	4,058
Provision for loan and lease losses	$60,000	4,614
Total noninterest income	$221,000	3,619
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$106,000	3,154
Trading account gains and fees	$0	171
Additional Noninterest Income	$115,000	3,430
Total noninterest expense	$987,000	4,338
Salaries and employee benefits	$589,000	3,969
Premises and equipment expense	$148,000	4,012
Additional noninterest expense	$250,000	4,956
Pre-tax net operating income	$365,000	2,988
Securities gains (losses)	$50,000	1,304
Applicable income taxes	$20,000	3,565
Income before extraordinary items	$395,000	2,593
Extraordinary gains, net	$0	15
Net income	$395,000	2,592
Minority interest net income	$0	102
Net income of bank and minority interests.	$395,000	2,594
Net charge-offs	$-13,000	7,912
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$347,500	2,695
2008-12-31 (YTD Data)		Rank
Total interest income	$8,288,000	4,039
Total interest expense	$3,548,000	3,816
Net interest income	$4,740,000	4,097
Provision for loan and lease losses	$1,040,000	2,649
Total noninterest income	$917,000	3,599
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$508,000	2,973
Trading account gains and fees	$0	154
Additional Noninterest Income	$409,000	3,544
Total noninterest expense	$3,389,000	4,741
Salaries and employee benefits	$2,013,000	4,422
Premises and equipment expense	$486,000	4,541
Additional noninterest expense	$890,000	5,170
Pre-tax net operating income	$1,228,000	3,377
Securities gains (losses)	$104,000	1,099
Applicable income taxes	$64,000	3,710
Income before extraordinary items	$1,268,000	2,812
Extraordinary gains, net	$0	39
Net income	$1,268,000	2,812
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$860,000	2,134
Cash dividends	$1,000,000	2,281
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,169,200	3,117
2008-09-30 (YTD Data)		Rank
Total interest income	$6,364,000	4,024
Total interest expense	$2,709,000	3,874
Net interest income	$3,655,000	4,041
Provision for loan and lease losses	$890,000	1,971
Total noninterest income	$664,000	3,752
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$376,000	3,038
Trading account gains and fees	$0	148
Additional Noninterest Income	$288,000	3,751
Total noninterest expense	$2,570,000	4,693
Salaries and employee benefits	$1,504,000	4,466
Premises and equipment expense	$426,000	4,107
Additional noninterest expense	$640,000	5,237
Pre-tax net operating income	$859,000	3,967
Securities gains (losses)	$104,000	940
Applicable income taxes	$46,000	4,158
Income before extraordinary items	$917,000	3,276
Extraordinary gains, net	$0	31
Net income	$917,000	3,274
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$790,000	1,502
Cash dividends	$1,000,000	1,791
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$818,200	3,661
2008-06-30 (YTD Data)		Rank
Total interest income	$4,323,000	4,032
Total interest expense	$1,901,000	3,871
Net interest income	$2,422,000	4,063
Provision for loan and lease losses	$60,000	4,901
Total noninterest income	$451,000	3,742
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$249,000	3,029
Trading account gains and fees	$0	149
Additional Noninterest Income	$202,000	3,744
Total noninterest expense	$1,674,000	4,785
Salaries and employee benefits	$1,014,000	4,475
Premises and equipment expense	$264,000	4,360
Additional noninterest expense	$396,000	5,448
Pre-tax net operating income	$1,139,000	2,690
Securities gains (losses)	$65,000	1,253
Applicable income taxes	$59,000	3,925
Income before extraordinary items	$1,145,000	2,298
Extraordinary gains, net	$0	21
Net income	$1,145,000	2,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	4,199
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,083,250	2,360
2008-03-31 (YTD Data)		Rank
Total interest income	$2,191,000	4,076
Total interest expense	$1,020,000	3,863
Net interest income	$1,171,000	4,171
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$205,000	3,957
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$120,000	3,055
Trading account gains and fees	$0	158
Additional Noninterest Income	$85,000	4,075
Total noninterest expense	$866,000	4,702
Salaries and employee benefits	$520,000	4,411
Premises and equipment expense	$151,000	3,967
Additional noninterest expense	$195,000	5,454
Pre-tax net operating income	$480,000	3,150
Securities gains (losses)	$58,000	1,005
Applicable income taxes	$26,000	4,162
Income before extraordinary items	$512,000	2,632
Extraordinary gains, net	$0	15
Net income	$512,000	2,634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	2,945
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$456,900	2,817
2007-12-31 (YTD Data)		Rank
Total interest income	$8,533,000	4,190
Total interest expense	$4,258,000	3,852
Net interest income	$4,275,000	4,439
Provision for loan and lease losses	$150,000	4,308
Total noninterest income	$947,000	3,645
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$463,000	3,221
Trading account gains and fees	$0	178
Additional Noninterest Income	$484,000	3,375
Total noninterest expense	$3,244,000	4,774
Salaries and employee benefits	$1,947,000	4,473
Premises and equipment expense	$422,000	4,860
Additional noninterest expense	$875,000	5,050
Pre-tax net operating income	$1,828,000	3,522
Securities gains (losses)	$4,000	1,644
Applicable income taxes	$89,000	4,560
Income before extraordinary items	$1,743,000	3,111
Extraordinary gains, net	$0	39
Net income	$1,743,000	3,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	8,192
Cash dividends	$1,750,000	1,792
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,739,200	3,107
2007-09-30 (YTD Data)		Rank
Total interest income	$6,402,000	4,211
Total interest expense	$3,163,000	3,887
Net interest income	$3,239,000	4,429
Provision for loan and lease losses	$120,000	3,851
Total noninterest income	$678,000	3,749
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$344,000	3,228
Trading account gains and fees	$0	184
Additional Noninterest Income	$334,000	3,550
Total noninterest expense	$2,364,000	4,831
Salaries and employee benefits	$1,468,000	4,440
Premises and equipment expense	$233,000	5,691
Additional noninterest expense	$663,000	4,957
Pre-tax net operating income	$1,433,000	3,570
Securities gains (losses)	$4,000	1,247
Applicable income taxes	$70,000	4,720
Income before extraordinary items	$1,367,000	3,162
Extraordinary gains, net	$0	33
Net income	$1,367,000	3,161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,048
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,363,200	3,156
2007-06-30 (YTD Data)		Rank
Total interest income	$4,266,000	4,231
Total interest expense	$2,065,000	3,938
Net interest income	$2,201,000	4,411
Provision for loan and lease losses	$100,000	3,268
Total noninterest income	$433,000	3,858
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$224,000	3,266
Trading account gains and fees	$0	168
Additional Noninterest Income	$209,000	3,694
Total noninterest expense	$1,627,000	4,761
Salaries and employee benefits	$989,000	4,442
Premises and equipment expense	$181,000	5,330
Additional noninterest expense	$457,000	4,867
Pre-tax net operating income	$907,000	3,744
Securities gains (losses)	$4,000	1,079
Applicable income taxes	$44,000	4,855
Income before extraordinary items	$867,000	3,336
Extraordinary gains, net	$0	29
Net income	$867,000	3,335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,008
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$863,200	3,326
2007-03-31 (YTD Data)		Rank
Total interest income	$2,086,000	4,276
Total interest expense	$1,016,000	3,967
Net interest income	$1,070,000	4,500
Provision for loan and lease losses	$0	5,779
Total noninterest income	$193,000	4,109
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$108,000	3,287
Trading account gains and fees	$0	195
Additional Noninterest Income	$85,000	4,082
Total noninterest expense	$880,000	4,505
Salaries and employee benefits	$518,000	4,319
Premises and equipment expense	$118,000	4,567
Additional noninterest expense	$244,000	4,618
Pre-tax net operating income	$383,000	4,105
Securities gains (losses)	$4,000	855
Applicable income taxes	$19,000	4,959
Income before extraordinary items	$368,000	3,696
Extraordinary gains, net	$0	22
Net income	$368,000	3,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,748
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$364,200	3,707
2006-12-31 (YTD Data)		Rank
Total interest income	$8,013,000	4,195
Total interest expense	$3,595,000	3,845
Net interest income	$4,418,000	4,389
Provision for loan and lease losses	$40,000	5,799
Total noninterest income	$819,000	3,995
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$456,000	3,266
Trading account gains and fees	$0	130
Additional Noninterest Income	$363,000	3,924
Total noninterest expense	$3,022,000	4,856
Salaries and employee benefits	$1,773,000	4,668
Premises and equipment expense	$247,000	6,250
Additional noninterest expense	$1,002,000	4,508
Pre-tax net operating income	$2,175,000	3,456
Securities gains (losses)	$0	1,687
Applicable income taxes	$101,000	4,954
Income before extraordinary items	$2,074,000	3,023
Extraordinary gains, net	$0	51
Net income	$2,074,000	3,023
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,171
Cash dividends	$1,900,000	1,614
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,074,000	3,018
2006-09-30 (YTD Data)		Rank
Total interest income	$5,938,000	4,202
Total interest expense	$2,616,000	3,845
Net interest income	$3,322,000	4,421
Provision for loan and lease losses	$40,000	5,377
Total noninterest income	$633,000	3,932
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$344,000	3,266
Trading account gains and fees	$0	126
Additional Noninterest Income	$289,000	3,803
Total noninterest expense	$2,169,000	4,991
Salaries and employee benefits	$1,326,000	4,643
Premises and equipment expense	$158,000	6,637
Additional noninterest expense	$685,000	4,789
Pre-tax net operating income	$1,746,000	3,431
Securities gains (losses)	$0	1,388
Applicable income taxes	$86,000	5,054
Income before extraordinary items	$1,660,000	2,965
Extraordinary gains, net	$0	45
Net income	$1,660,000	2,966
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,096
Cash dividends	$1,400,000	1,526
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,660,000	2,955
2006-06-30 (YTD Data)		Rank
Total interest income	$3,883,000	4,220
Total interest expense	$1,650,000	3,877
Net interest income	$2,233,000	4,397
Provision for loan and lease losses	$40,000	4,712
Total noninterest income	$423,000	3,920
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$229,000	3,238
Trading account gains and fees	$0	126
Additional Noninterest Income	$194,000	3,808
Total noninterest expense	$1,472,000	4,942
Salaries and employee benefits	$885,000	4,663
Premises and equipment expense	$120,000	6,349
Additional noninterest expense	$467,000	4,688
Pre-tax net operating income	$1,144,000	3,471
Securities gains (losses)	$0	1,185
Applicable income taxes	$56,000	5,143
Income before extraordinary items	$1,088,000	3,011
Extraordinary gains, net	$0	39
Net income	$1,088,000	3,013
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,558
Cash dividends	$400,000	2,681
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,088,000	3,000
2006-03-31 (YTD Data)		Rank
Total interest income	$1,888,000	4,244
Total interest expense	$775,000	3,908
Net interest income	$1,113,000	4,392
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$205,000	3,931
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$108,000	3,311
Trading account gains and fees	$0	115
Additional Noninterest Income	$97,000	3,775
Total noninterest expense	$774,000	4,796
Salaries and employee benefits	$452,000	4,621
Premises and equipment expense	$66,000	6,124
Additional noninterest expense	$256,000	4,398
Pre-tax net operating income	$514,000	3,672
Securities gains (losses)	$0	955
Applicable income taxes	$25,000	5,191
Income before extraordinary items	$489,000	3,218
Extraordinary gains, net	$0	21
Net income	$489,000	3,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	2,260
Cash dividends	$400,000	1,598
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$489,000	3,193
2005-12-31 (YTD Data)		Rank
Total interest income	$7,245,000	4,040
Total interest expense	$2,729,000	3,589
Net interest income	$4,516,000	4,247
Provision for loan and lease losses	$130,000	4,334
Total noninterest income	$803,000	4,037
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$469,000	3,184
Trading account gains and fees	$0	138
Additional Noninterest Income	$334,000	4,110
Total noninterest expense	$2,883,000	4,906
Salaries and employee benefits	$1,720,000	4,617
Premises and equipment expense	$250,000	6,211
Additional noninterest expense	$913,000	4,718
Pre-tax net operating income	$2,306,000	3,341
Securities gains (losses)	$144,000	591
Applicable income taxes	$119,000	5,219
Income before extraordinary items	$2,331,000	2,742
Extraordinary gains, net	$0	46
Net income	$2,331,000	2,742
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$164,000	2,585
Cash dividends	$1,050,000	2,345
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,194,200	2,823
2005-09-30 (YTD Data)		Rank
Total interest income	$5,415,000	4,014
Total interest expense	$1,996,000	3,518
Net interest income	$3,419,000	4,216
Provision for loan and lease losses	$0	6,899
Total noninterest income	$596,000	4,067
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$345,000	3,248
Trading account gains and fees	$0	126
Additional Noninterest Income	$251,000	4,130
Total noninterest expense	$2,103,000	4,975
Salaries and employee benefits	$1,310,000	4,546
Premises and equipment expense	$175,000	6,357
Additional noninterest expense	$618,000	5,018
Pre-tax net operating income	$1,912,000	3,151
Securities gains (losses)	$144,000	549
Applicable income taxes	$100,000	5,242
Income before extraordinary items	$1,956,000	2,524
Extraordinary gains, net	$0	35
Net income	$1,956,000	2,524
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	4,230
Cash dividends	$850,000	2,039
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,819,200	2,637
2005-06-30 (YTD Data)		Rank
Total interest income	$3,578,000	3,975
Total interest expense	$1,272,000	3,485
Net interest income	$2,306,000	4,173
Provision for loan and lease losses	$0	6,626
Total noninterest income	$377,000	4,191
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$213,000	3,359
Trading account gains and fees	$0	116
Additional Noninterest Income	$164,000	4,121
Total noninterest expense	$1,456,000	4,820
Salaries and employee benefits	$887,000	4,482
Premises and equipment expense	$136,000	5,994
Additional noninterest expense	$433,000	4,845
Pre-tax net operating income	$1,227,000	3,189
Securities gains (losses)	$1,000	1,973
Applicable income taxes	$60,000	5,354
Income before extraordinary items	$1,168,000	2,716
Extraordinary gains, net	$0	30
Net income	$1,168,000	2,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	4,257
Cash dividends	$550,000	2,062
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,167,050	2,677
2005-03-31 (YTD Data)		Rank
Total interest income	$1,748,000	4,007
Total interest expense	$613,000	3,459
Net interest income	$1,135,000	4,230
Provision for loan and lease losses	$0	6,226
Total noninterest income	$162,000	4,514
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$97,000	3,512
Trading account gains and fees	$0	115
Additional Noninterest Income	$65,000	4,607
Total noninterest expense	$764,000	4,690
Salaries and employee benefits	$476,000	4,250
Premises and equipment expense	$79,000	5,599
Additional noninterest expense	$209,000	4,926
Pre-tax net operating income	$533,000	3,503
Securities gains (losses)	$1,000	1,514
Applicable income taxes	$26,000	5,434
Income before extraordinary items	$508,000	3,011
Extraordinary gains, net	$0	24
Net income	$508,000	3,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	2,699
Cash dividends	$250,000	1,945
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$507,050	2,977
2004-12-31 (YTD Data)		Rank
Total interest income	$6,999,000	3,809
Total interest expense	$2,005,000	3,646
Net interest income	$4,994,000	3,805
Provision for loan and lease losses	$176,000	3,987
Total noninterest income	$850,000	3,907
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$480,000	3,234
Trading account gains and fees	$0	138
Additional Noninterest Income	$370,000	3,858
Total noninterest expense	$2,890,000	4,784
Salaries and employee benefits	$1,670,000	4,583
Premises and equipment expense	$249,000	6,197
Additional noninterest expense	$971,000	4,452
Pre-tax net operating income	$2,778,000	2,742
Securities gains (losses)	$30,000	2,118
Applicable income taxes	$137,000	5,211
Income before extraordinary items	$2,671,000	2,286
Extraordinary gains, net	$0	34
Net income	$2,671,000	2,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	5,425
Cash dividends	$1,050,000	2,224
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,642,500	2,262
2004-09-30 (YTD Data)		Rank
Total interest income	$5,231,000	3,786
Total interest expense	$1,484,000	3,652
Net interest income	$3,747,000	3,795
Provision for loan and lease losses	$144,000	3,617
Total noninterest income	$604,000	4,058
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$373,000	3,174
Trading account gains and fees	$0	134
Additional Noninterest Income	$231,000	4,217
Total noninterest expense	$2,114,000	4,822
Salaries and employee benefits	$1,264,000	4,514
Premises and equipment expense	$156,000	6,646
Additional noninterest expense	$694,000	4,560
Pre-tax net operating income	$2,093,000	2,770
Securities gains (losses)	$30,000	2,041
Applicable income taxes	$104,000	5,297
Income before extraordinary items	$2,019,000	2,297
Extraordinary gains, net	$0	26
Net income	$2,019,000	2,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,796
Cash dividends	$600,000	2,394
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,990,500	2,279
2004-06-30 (YTD Data)		Rank
Total interest income	$3,435,000	3,835
Total interest expense	$977,000	3,673
Net interest income	$2,458,000	3,833
Provision for loan and lease losses	$96,000	3,565
Total noninterest income	$382,000	4,204
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$248,000	3,171
Trading account gains and fees	$0	130
Additional Noninterest Income	$134,000	4,528
Total noninterest expense	$1,415,000	4,837
Salaries and employee benefits	$856,000	4,492
Premises and equipment expense	$114,000	6,459
Additional noninterest expense	$445,000	4,715
Pre-tax net operating income	$1,329,000	2,860
Securities gains (losses)	$3,000	2,926
Applicable income taxes	$66,000	5,342
Income before extraordinary items	$1,266,000	2,404
Extraordinary gains, net	$0	21
Net income	$1,266,000	2,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,234
Cash dividends	$600,000	1,866
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,263,150	2,344
2004-03-31 (YTD Data)		Rank
Total interest income	$1,741,000	3,799
Total interest expense	$496,000	3,673
Net interest income	$1,245,000	3,775
Provision for loan and lease losses	$48,000	3,379
Total noninterest income	$173,000	4,423
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$127,000	3,037
Trading account gains and fees	$0	121
Additional Noninterest Income	$46,000	5,276
Total noninterest expense	$748,000	4,699
Salaries and employee benefits	$453,000	4,334
Premises and equipment expense	$62,000	6,230
Additional noninterest expense	$233,000	4,555
Pre-tax net operating income	$622,000	2,989
Securities gains (losses)	$0	2,934
Applicable income taxes	$31,000	5,362
Income before extraordinary items	$591,000	2,527
Extraordinary gains, net	$0	16
Net income	$591,000	2,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,075
Cash dividends	$300,000	1,707
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$591,000	2,445
2003-12-31 (YTD Data)		Rank
Total interest income	$7,221,000	3,720
Total interest expense	$2,401,000	3,440
Net interest income	$4,820,000	3,782
Provision for loan and lease losses	$180,000	4,206
Total noninterest income	$654,000	4,735
Gross Fiduciary activities income	$1,000	1,575
Service charges on deposit accounts	$395,000	3,674
Trading account gains and fees	$0	160
Additional Noninterest Income	$258,000	4,795
Total noninterest expense	$2,659,000	4,996
Salaries and employee benefits	$1,510,000	4,822
Premises and equipment expense	$298,000	5,678
Additional noninterest expense	$851,000	4,837
Pre-tax net operating income	$2,635,000	2,772
Securities gains (losses)	$43,000	2,653
Applicable income taxes	$135,000	5,404
Income before extraordinary items	$2,543,000	2,337
Extraordinary gains, net	$0	54
Net income	$2,543,000	2,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,681
Cash dividends	$1,550,000	1,683
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,502,150	2,262
2003-09-30 (YTD Data)		Rank
Total interest income	$5,461,000	3,736
Total interest expense	$1,832,000	3,510
Net interest income	$3,629,000	3,795
Provision for loan and lease losses	$132,000	4,199
Total noninterest income	$481,000	4,845
Gross Fiduciary activities income	$1,000	1,533
Service charges on deposit accounts	$266,000	3,927
Trading account gains and fees	$0	153
Additional Noninterest Income	$214,000	4,661
Total noninterest expense	$1,857,000	5,227
Salaries and employee benefits	$1,130,000	4,825
Premises and equipment expense	$160,000	6,620
Additional noninterest expense	$567,000	5,212
Pre-tax net operating income	$2,121,000	2,717
Securities gains (losses)	$-1,000	8,731
Applicable income taxes	$107,000	5,498
Income before extraordinary items	$2,013,000	2,319
Extraordinary gains, net	$0	40
Net income	$2,013,000	2,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,592
Cash dividends	$1,250,000	1,471
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,013,950	2,208
2003-06-30 (YTD Data)		Rank
Total interest income	$3,688,000	3,730
Total interest expense	$1,279,000	3,480
Net interest income	$2,409,000	3,812
Provision for loan and lease losses	$84,000	4,244
Total noninterest income	$296,000	5,022
Gross Fiduciary activities income	$1,000	1,488
Service charges on deposit accounts	$142,000	4,419
Trading account gains and fees	$0	150
Additional Noninterest Income	$153,000	4,540
Total noninterest expense	$1,270,000	5,139
Salaries and employee benefits	$747,000	4,852
Premises and equipment expense	$126,000	6,139
Additional noninterest expense	$397,000	5,033
Pre-tax net operating income	$1,351,000	2,823
Securities gains (losses)	$-1,000	8,850
Applicable income taxes	$68,000	5,588
Income before extraordinary items	$1,282,000	2,423
Extraordinary gains, net	$0	30
Net income	$1,282,000	2,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,597
Cash dividends	$750,000	1,617
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,282,950	2,294
2003-03-31 (YTD Data)		Rank
Total interest income	$1,846,000	3,746
Total interest expense	$648,000	3,530
Net interest income	$1,198,000	3,826
Provision for loan and lease losses	$36,000	4,248
Total noninterest income	$128,000	5,296
Gross Fiduciary activities income	$1,000	1,409
Service charges on deposit accounts	$59,000	4,806
Trading account gains and fees	$0	134
Additional Noninterest Income	$68,000	4,672
Total noninterest expense	$638,000	5,136
Salaries and employee benefits	$374,000	4,863
Premises and equipment expense	$82,000	5,357
Additional noninterest expense	$182,000	5,306
Pre-tax net operating income	$652,000	2,892
Securities gains (losses)	$0	2,891
Applicable income taxes	$32,000	5,652
Income before extraordinary items	$620,000	2,459
Extraordinary gains, net	$0	21
Net income	$620,000	2,457
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,967
Cash dividends	$350,000	1,587
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$620,000	2,324
2002-12-31 (YTD Data)		Rank
Total interest income	$7,734,000	3,755
Total interest expense	$2,915,000	3,606
Net interest income	$4,819,000	3,773
Provision for loan and lease losses	$292,000	3,522
Total noninterest income	$548,000	4,965
Gross Fiduciary activities income	$1,000	1,652
Service charges on deposit accounts	$85,000	6,837
Trading account gains and fees	$0	153
Additional Noninterest Income	$462,000	3,432
Total noninterest expense	$2,452,000	5,149
Salaries and employee benefits	$1,421,000	4,890
Premises and equipment expense	$273,000	5,856
Additional noninterest expense	$758,000	5,127
Pre-tax net operating income	$2,623,000	2,786
Securities gains (losses)	$0	4,537
Applicable income taxes	$134,000	5,655
Income before extraordinary items	$2,489,000	2,363
Extraordinary gains, net	$0	70
Net income	$2,489,000	2,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$198,000	3,030
Cash dividends	$1,550,000	1,587
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,489,000	2,282
2001-12-31 (YTD Data)		Rank
Total interest income	$8,146,000	3,962
Total interest expense	$4,318,000	3,576
Net interest income	$3,828,000	4,259
Provision for loan and lease losses	$50,000	6,655
Total noninterest income	$563,000	4,749
Gross Fiduciary activities income	$35,000	1,201
Service charges on deposit accounts	$93,000	6,705
Trading account gains and fees	$0	177
Additional Noninterest Income	$435,000	3,380
Total noninterest expense	$2,474,000	4,986
Salaries and employee benefits	$1,300,000	5,032
Premises and equipment expense	$235,000	6,282
Additional noninterest expense	$939,000	4,270
Pre-tax net operating income	$1,867,000	3,339
Securities gains (losses)	$-11,000	9,304
Applicable income taxes	$105,000	5,949
Income before extraordinary items	$1,751,000	2,862
Extraordinary gains, net	$0	105
Net income	$1,751,000	2,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,555
Cash dividends	$1,600,000	1,570
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,761,340	2,766
2000-12-31 (YTD Data)		Rank
Total interest income	$5,116,000	5,654
Total interest expense	$3,011,000	4,910
Net interest income	$2,105,000	6,409
Provision for loan and lease losses	$0	8,337
Total noninterest income	$321,000	6,117
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$148,000	5,796
Trading account gains and fees	NA	NA
Additional Noninterest Income	$173,000	5,141
Total noninterest expense	$1,417,000	6,961
Salaries and employee benefits	$793,000	6,761
Premises and equipment expense	$90,000	8,615
Additional noninterest expense	$534,000	6,175
Pre-tax net operating income	$1,009,000	5,236
Securities gains (losses)	$-141,000	9,506
Applicable income taxes	$252,000	4,961
Income before extraordinary items	$616,000	5,764
Extraordinary gains, net	$0	38
Net income	$616,000	5,762
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	9,082
Cash dividends	$600,000	3,185
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$716,110	5,364
1999-12-31 (YTD Data)		Rank
Total interest income	$4,784,000	5,723
Total interest expense	$2,644,000	5,043
Net interest income	$2,140,000	6,394
Provision for loan and lease losses	$0	8,503
Total noninterest income	$281,000	6,616
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$133,000	6,125
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	5,639
Total noninterest expense	$1,482,000	6,819
Salaries and employee benefits	$836,000	6,590
Premises and equipment expense	$124,000	8,153
Additional noninterest expense	$522,000	6,348
Pre-tax net operating income	$939,000	5,492
Securities gains (losses)	$0	3,155
Applicable income taxes	$151,000	6,267
Income before extraordinary items	$788,000	5,134
Extraordinary gains, net	$0	35
Net income	$788,000	5,133
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,178
Cash dividends	$200,000	5,191
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$788,000	5,101
1998-12-31 (YTD Data)		Rank
Total interest income	$4,912,000	5,749
Total interest expense	$2,755,000	5,020
Net interest income	$2,157,000	6,373
Provision for loan and lease losses	$0	8,652
Total noninterest income	$285,000	6,613
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$137,000	6,148
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	5,717
Total noninterest expense	$1,416,000	6,917
Salaries and employee benefits	$837,000	6,526
Premises and equipment expense	$115,000	8,378
Additional noninterest expense	$464,000	6,691
Pre-tax net operating income	$1,026,000	5,338
Securities gains (losses)	$280,000	766
Applicable income taxes	$325,000	4,952
Income before extraordinary items	$981,000	4,584
Extraordinary gains, net	$0	32
Net income	$981,000	4,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-65,000	10,156
Cash dividends	$1,000,000	2,191
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$771,000	5,201
1997-12-31 (YTD Data)		Rank
Total interest income	$4,870,000	5,903
Total interest expense	$2,754,000	5,036
Net interest income	$2,116,000	6,686
Provision for loan and lease losses	$0	8,829
Total noninterest income	$271,000	6,989
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$134,000	6,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$137,000	5,936
Total noninterest expense	$1,256,000	7,485
Salaries and employee benefits	$775,000	6,905
Premises and equipment expense	$96,000	9,053
Additional noninterest expense	$385,000	7,486
Pre-tax net operating income	$1,131,000	5,432
Securities gains (losses)	$31,000	1,616
Applicable income taxes	$257,000	6,188
Income before extraordinary items	$905,000	5,031
Extraordinary gains, net	$0	44
Net income	$905,000	5,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,428
Cash dividends	$1,400,000	1,703
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$880,820	5,074
1996-12-31 (YTD Data)		Rank
Total interest income	$4,703,000	6,199
Total interest expense	$2,523,000	5,477
Net interest income	$2,180,000	6,801
Provision for loan and lease losses	$0	9,041
Total noninterest income	$249,000	7,592
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$128,000	6,912
Trading account gains and fees	NA	NA
Additional Noninterest Income	$121,000	6,566
Total noninterest expense	$1,283,000	7,711
Salaries and employee benefits	$743,000	7,291
Premises and equipment expense	$120,000	8,791
Additional noninterest expense	$420,000	7,711
Pre-tax net operating income	$1,146,000	5,275
Securities gains (losses)	$11,000	2,431
Applicable income taxes	$270,000	6,178
Income before extraordinary items	$887,000	4,925
Extraordinary gains, net	$0	53
Net income	$887,000	4,926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	10,916
Cash dividends	$1,250,000	1,804
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$878,530	4,902
1995-12-31 (YTD Data)		Rank
Total interest income	$4,514,000	6,442
Total interest expense	$2,486,000	5,596
Net interest income	$2,028,000	7,236
Provision for loan and lease losses	$0	8,958
Total noninterest income	$273,000	7,397
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$132,000	7,047
Trading account gains and fees	NA	NA
Additional Noninterest Income	$141,000	6,163
Total noninterest expense	$1,260,000	7,991
Salaries and employee benefits	$673,000	7,905
Premises and equipment expense	$101,000	9,601
Additional noninterest expense	$486,000	7,375
Pre-tax net operating income	$1,041,000	5,828
Securities gains (losses)	$-49,000	11,160
Applicable income taxes	$235,000	6,877
Income before extraordinary items	$757,000	5,672
Extraordinary gains, net	$0	65
Net income	$757,000	5,671
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	10,943
Cash dividends	$1,800,000	1,334
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$794,240	5,456
1994-12-31 (YTD Data)		Rank
Total interest income	$4,286,000	6,372
Total interest expense	$2,037,000	5,534
Net interest income	$2,249,000	6,978
Provision for loan and lease losses	$0	9,146
Total noninterest income	$180,000	9,099
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$115,000	7,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	8,873
Total noninterest expense	$1,141,000	8,834
Salaries and employee benefits	$553,000	8,936
Premises and equipment expense	$85,000	10,492
Additional noninterest expense	$503,000	7,819
Pre-tax net operating income	$1,288,000	4,974
Securities gains (losses)	$-59,000	11,167
Applicable income taxes	$352,000	5,249
Income before extraordinary items	$877,000	5,019
Extraordinary gains, net	$0	249
Net income	$877,000	5,024
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-64,000	12,022
Cash dividends	$200,000	5,405
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$918,890	4,883
1993-12-31 (YTD Data)		Rank
Total interest income	$4,596,000	6,197
Total interest expense	$2,175,000	5,430
Net interest income	$2,421,000	6,693
Provision for loan and lease losses	$0	10,371
Total noninterest income	$194,000	9,338
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$112,000	8,052
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	8,541
Total noninterest expense	$1,199,000	8,893
Salaries and employee benefits	$525,000	9,422
Premises and equipment expense	$78,000	11,231
Additional noninterest expense	$596,000	7,375
Pre-tax net operating income	$1,416,000	4,556
Securities gains (losses)	$49,000	3,427
Applicable income taxes	$445,000	4,621
Income before extraordinary items	$1,020,000	4,627
Extraordinary gains, net	$0	3,149
Net income	$1,020,000	4,758
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$236,000	2,836
Cash dividends	$595,000	2,703
Sale, conversion, retirement of capital stock, net	$-367,000	13,231
Net operating income	$985,700	4,515
1992-12-31 (YTD Data)		Rank
Total interest income	$4,772,000	6,604
Total interest expense	$2,524,000	5,948
Net interest income	$2,248,000	7,130
Provision for loan and lease losses	$0	11,756
Total noninterest income	$155,000	10,402
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$113,000	8,135
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	10,916
Total noninterest expense	$1,067,000	9,684
Salaries and employee benefits	$480,000	9,977
Premises and equipment expense	$64,000	12,099
Additional noninterest expense	$523,000	8,256
Pre-tax net operating income	$1,336,000	4,509
Securities gains (losses)	$3,000	7,429
Applicable income taxes	$392,000	4,873
Income before extraordinary items	$947,000	4,732
Extraordinary gains, net	$0	1,422
Net income	$947,000	4,779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-96,000	13,709
Cash dividends	$195,000	5,183
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$944,870	4,412

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.