Home > Star Valley State Bank > Income and Expense
Star Valley State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 6,432 |
| Total interest expense | $1,581,000 | 6,935 |
| Net interest income | $2,805,000 | 5,965 |
| Provision for loan and lease losses | $193,000 | 4,003 |
| Total noninterest income | $571,000 | 5,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 4,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 4,921 |
| Total noninterest expense | $1,474,000 | 7,914 |
| Salaries and employee benefits | $767,000 | 7,518 |
| Premises and equipment expense | $118,000 | 9,857 |
| Additional noninterest expense | $589,000 | 7,445 |
| Pre-tax net operating income | $1,709,000 | 3,863 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $573,000 | 3,737 |
| Income before extraordinary items | $1,136,000 | 4,214 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,136,000 | 4,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,945 |
| Cash dividends | $750,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,136,000 | 3,998 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,661,000 | 6,720 |
| Total interest expense | $1,962,000 | 7,192 |
| Net interest income | $2,699,000 | 6,213 |
| Provision for loan and lease losses | $78,000 | 7,978 |
| Total noninterest income | $352,000 | 7,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,417 |
| Total noninterest expense | $1,466,000 | 8,040 |
| Salaries and employee benefits | $826,000 | 7,096 |
| Premises and equipment expense | $87,000 | 11,223 |
| Additional noninterest expense | $553,000 | 7,954 |
| Pre-tax net operating income | $1,507,000 | 4,034 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $522,000 | 3,856 |
| Income before extraordinary items | $985,000 | 4,569 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $985,000 | 4,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 6,172 |
| Cash dividends | $749,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $985,000 | 4,240 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.