Home > STAR Financial Bank > Net charge- offs to loans
STAR Financial Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1984% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 3,991 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0127% | 4,520 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,707 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0012% | 4,191 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5819% | 492 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3435% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3435% | 229 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2695% | 323 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,038 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0129% | 4,558 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,738 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 4,241 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 3,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8165% | 296 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3274% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3274% | 234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1950% | 408 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,098 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0131% | 4,596 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,803 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0025% | 4,291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5651% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2163% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2163% | 269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 987 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 3,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,161 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0136% | 4,669 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 3,970 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0051% | 4,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6294% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6294% | 200 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 3,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 3,928 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0162% | 4,668 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0204% | 4,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0183% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 4,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0645% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2674% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2674% | 194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 1,191 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0141% | 3,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 3,996 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0164% | 4,709 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 4,232 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 4,344 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0393% | 4,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0666% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1368% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1368% | 186 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 3,953 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0170% | 3,840 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 3,692 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 3,189 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 3,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0993% | 555 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9130% | 235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9130% | 214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 684 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 3,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,141 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0214% | 3,852 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 3,764 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0060% | 3,251 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 3,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1237% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9420% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9420% | 216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3160% | 267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 3,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 4,234 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0131% | 3,928 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 3,840 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 3,290 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 3,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9011% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5392% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5392% | 237 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4057% | 189 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 3,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0209% | 4,348 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0118% | 3,962 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 3,783 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0139% | 3,293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 3,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1643% | 149 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2232% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2232% | 275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5796% | 136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 4,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0266% | 4,454 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0111% | 3,967 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 3,795 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 3,241 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 3,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6362% | 100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9355% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9355% | 361 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1319% | 65 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 4,414 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0095% | 3,967 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 3,914 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 3,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 3,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1249% | 38 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7816% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7816% | 495 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 2,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1295% | 4,825 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,056 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2852% | 4,817 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0078% | 3,987 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0226% | 4,307 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0092% | 3,347 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 4,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2008% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1547% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1547% | 476 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1137% | 4,832 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 4,105 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2521% | 4,838 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0077% | 4,002 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 4,140 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0104% | 3,390 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 4,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2862% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0829% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0829% | 499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1657% | 900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 4,173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0315% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0080% | 4,021 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 4,182 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 3,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 4,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4475% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2190% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2190% | 488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1453% | 4,892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0087% | 4,067 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 4,202 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0101% | 3,454 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 4,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6487% | 4,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6625% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6625% | 402 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1666% | 1,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 1,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0665% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0105% | 4,113 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0615% | 4,764 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0232% | 3,555 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0767% | 4,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4755% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3621% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3621% | 487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1001% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1252% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0083% | 4,162 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0557% | 4,795 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0291% | 3,617 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0664% | 4,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1738% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3330% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3330% | 480 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0406% | 2,081 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 4,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0272% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0083% | 4,191 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0621% | 4,855 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0388% | 3,684 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0715% | 4,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0671% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2502% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2502% | 533 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 1,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0660% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0082% | 4,242 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0768% | 4,979 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0291% | 3,699 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0960% | 5,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0455% | 972 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2904% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2904% | 517 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4651% | 393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 1,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0393% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0122% | 4,259 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 4,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0024% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5476% | 319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2207% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2207% | 563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 2,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 1,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0527% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0135% | 4,299 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0111% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 4,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 3,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1228% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1228% | 594 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 2,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 1,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0171% | 4,343 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0212% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0288% | 4,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0214% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0214% | 629 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 1,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0659% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0172% | 4,388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0176% | 956 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 3,662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9721% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9721% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0838% | 2,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0606% | 5,182 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 4,363 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1420% | 5,336 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0148% | 4,422 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 4,827 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0306% | 3,888 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 4,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2098% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7318% | 1,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7318% | 1,136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1065% | 1,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 1,615 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 4,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1055% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0142% | 4,453 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0220% | 4,909 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0346% | 3,914 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0171% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0552% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6558% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6559% | 1,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1301% | 1,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1381% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0171% | 4,500 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0185% | 4,822 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0213% | 3,854 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 4,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0263% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5318% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5318% | 1,317 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1640% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0259% | 5,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,850 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0156% | 4,540 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0580% | 5,275 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0335% | 3,993 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0673% | 5,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0888% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4034% | 1,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4034% | 1,458 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 3,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0463% | 1,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0546% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1547% | 4,682 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0844% | 1,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3347% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 4,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 4,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2808% | 2,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2808% | 2,315 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0130% | 5,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1570% | 1,203 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 3,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 1,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0510% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2092% | 4,718 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0567% | 1,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2410% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 4,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0275% | 4,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1614% | 2,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1614% | 2,484 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0117% | 5,046 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 3,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 2,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 871 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3139% | 4,754 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0460% | 1,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1896% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 4,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0303% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2593% | 2,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2593% | 1,964 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0141% | 5,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 4,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0269% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5757% | 4,790 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1690% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 5,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1098% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2277% | 1,925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2277% | 1,780 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0191% | 5,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 2,477 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0455% | 5,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1410% | 5,715 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0403% | 4,765 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 2,834 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0267% | 4,190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 2,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3758% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2419% | 2,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2419% | 2,348 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0102% | 5,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7559% | 22 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 2,669 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0662% | 5,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2069% | 5,872 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0398% | 4,808 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 2,524 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0556% | 4,299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 2,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3273% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1394% | 2,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1394% | 2,576 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0112% | 5,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0542% | 14 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0441% | 5,495 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0886% | 5,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3067% | 6,005 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0304% | 4,835 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 1,987 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1062% | 4,432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0978% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 4,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0836% | 2,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0836% | 2,620 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0119% | 5,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 2,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0472% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0766% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0204% | 4,876 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 1,506 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0553% | 4,392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0762% | 1,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0485% | 4,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0409% | 2,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0409% | 2,318 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0135% | 5,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 4,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1389% | 1,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.5446% | 571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0752% | 1,678 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0200% | 4,957 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1714% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2700% | 601 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1405% | 1,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0836% | 2,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0979% | 3,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0979% | 3,279 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7010% | 5,808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0714% | 3,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 3,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.7364% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0962% | 6,053 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0200% | 5,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 2,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1186% | 806 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 5,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1164% | 1,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2916% | 2,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2916% | 2,123 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0020% | 5,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 2,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0677% | 2,318 |
| Percentage Net Loans Charged-off:Construction & development | 1.1151% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 5,555 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0198% | 5,047 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 2,791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1175% | 705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0199% | 5,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0631% | 1,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2196% | 2,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2196% | 2,202 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0015% | 1,217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 3,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 2,512 |
| Percentage Net Loans Charged-off:Construction & development | -0.0555% | 5,399 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0387% | 6,032 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0197% | 5,081 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2017% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 5,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0025% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1444% | 2,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1444% | 2,212 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0152% | 5,494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3571% | 1,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5769% | 955 |
| Percentage Net Loans Charged-off:Construction & development | 0.5688% | 1,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2781% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2635% | 251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1162% | 2,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0763% | 1,266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1278% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1967% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1328% | 3,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1328% | 3,354 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0764% | 5,764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2965% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4352% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.6328% | 911 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9716% | 571 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0282% | 5,242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1152% | 2,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1061% | 1,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1178% | 2,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2648% | 1,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0886% | 3,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0886% | 3,316 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0901% | 5,838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2288% | 2,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2871% | 1,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.9762% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5129% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0282% | 5,258 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1052% | 2,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1728% | 890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0860% | 2,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3238% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0159% | 3,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0159% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0943% | 5,831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1417% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2254% | 1,687 |
| Percentage Net Loans Charged-off:Construction & development | 2.0059% | 418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1776% | 1,000 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0283% | 5,305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1006% | 2,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3647% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 2,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1215% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0205% | 5,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0205% | 5,373 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0525% | 5,787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3195% | 3,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3802% | 2,370 |
| Percentage Net Loans Charged-off:Construction & development | 3.2640% | 787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1407% | 2,519 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0264% | 5,462 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2543% | 2,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1866% | 1,435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2747% | 2,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2699% | 2,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4642% | 2,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4642% | 2,320 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0573% | 6,021 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2752% | 3,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4530% | 2,040 |
| Percentage Net Loans Charged-off:Construction & development | 3.7165% | 693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0798% | 2,472 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0261% | 5,499 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3774% | 2,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6508% | 808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2935% | 2,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0440% | 5,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4749% | 2,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4749% | 2,060 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0657% | 6,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1839% | 3,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3072% | 2,416 |
| Percentage Net Loans Charged-off:Construction & development | 1.4003% | 1,136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0091% | 2,420 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0260% | 5,505 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4366% | 1,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7693% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3333% | 2,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0783% | 5,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4221% | 2,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4221% | 2,074 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0714% | 6,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1202% | 3,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3354% | 2,043 |
| Percentage Net Loans Charged-off:Construction & development | 2.4901% | 668 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0529% | 6,772 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0260% | 5,548 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3984% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4794% | 707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3726% | 1,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1824% | 6,239 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0191% | 5,625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0191% | 5,548 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0990% | 6,123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 5,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1249% | 7,144 |
| Percentage Net Loans Charged-off:Construction & development | -5.5978% | 6,730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2293% | 2,630 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0195% | 5,627 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4133% | 2,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3692% | 1,397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4283% | 2,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2724% | 3,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4575% | 2,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4053% | 2,841 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0627% | 6,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 5,987 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2488% | 7,274 |
| Percentage Net Loans Charged-off:Construction & development | -7.3405% | 6,780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3015% | 2,069 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0173% | 5,636 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3771% | 2,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3455% | 1,248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3879% | 2,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3864% | 2,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4086% | 2,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3520% | 2,755 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0278% | 6,023 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1092% | 7,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4475% | 7,357 |
| Percentage Net Loans Charged-off:Construction & development | -10.5077% | 6,818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4171% | 1,617 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0257% | 5,671 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4501% | 2,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4018% | 1,073 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4666% | 1,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3084% | 2,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3994% | 2,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3286% | 2,631 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0567% | 1,180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2803% | 2,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3127% | 2,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3689% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0253% | 5,703 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3710% | 1,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6762% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2681% | 1,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2828% | 1,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4762% | 2,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3589% | 2,088 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1810% | 6,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9798% | 2,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2020% | 1,611 |
| Percentage Net Loans Charged-off:Construction & development | 8.1822% | 751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3008% | 2,514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1408% | 1,006 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7168% | 1,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1642% | 1,678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8927% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5846% | 3,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0143% | 2,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5219% | 1,065 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8504% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9297% | 1,847 |
| Percentage Net Loans Charged-off:Construction & development | 5.1724% | 1,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2769% | 2,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1886% | 795 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7023% | 1,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1285% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8828% | 1,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6397% | 2,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1287% | 1,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4516% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7767% | 2,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7714% | 1,931 |
| Percentage Net Loans Charged-off:Construction & development | 2.1440% | 1,581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5338% | 1,443 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0238% | 5,915 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7675% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0999% | 1,316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9768% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5905% | 2,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1144% | 1,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7671% | 751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7548% | 1,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6204% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6486% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0258% | 5,965 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8045% | 1,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1592% | 887 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0037% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8314% | 1,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6360% | 1,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0627% | 1,075 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0253% | 2,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9194% | 2,031 |
| Percentage Net Loans Charged-off:Construction & development | 4.3222% | 1,388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1173% | 2,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1240% | 835 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7048% | 1,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6390% | 1,094 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7232% | 1,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4707% | 3,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5295% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1879% | 667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8964% | 2,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7504% | 1,907 |
| Percentage Net Loans Charged-off:Construction & development | 2.7245% | 1,503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0943% | 2,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1709% | 604 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6868% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6777% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6893% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3739% | 3,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4981% | 1,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0518% | 586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7737% | 2,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5734% | 1,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.9336% | 1,814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1431% | 1,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2644% | 419 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7386% | 1,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5789% | 794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7811% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1547% | 3,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6179% | 1,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0927% | 527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5888% | 1,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5550% | 1,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2987% | 829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5429% | 216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8483% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3031% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9876% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0942% | 2,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5200% | 1,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3518% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3511% | 3,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3220% | 2,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.3546% | 2,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2142% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1885% | 450 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3967% | 1,433 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0247% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2566% | 1,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0416% | 7,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9687% | 2,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3106% | 1,198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2784% | 2,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2325% | 1,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0093% | 2,207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 1,660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4114% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4044% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1963% | 1,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1349% | 7,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9108% | 2,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3500% | 989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1599% | 3,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1475% | 2,008 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 7,590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0189% | 1,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2558% | 1,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9148% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1168% | 1,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2395% | 7,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6848% | 2,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1755% | 1,049 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 2,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1120% | 1,629 |
| Percentage Net Loans Charged-off:Construction & development | -0.0192% | 7,572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0806% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1588% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3535% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1189% | 1,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0906% | 7,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5922% | 2,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0444% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3170% | 1,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0860% | 2,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0489% | 1,342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1203% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0812% | 2,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2155% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0528% | 2,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3926% | 2,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7029% | 2,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9285% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2940% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0925% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0520% | 858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1033% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1007% | 1,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2787% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 1,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2694% | 1,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7235% | 1,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8205% | 600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2929% | 1,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1071% | 1,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0931% | 534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0395% | 689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1548% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3690% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1099% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2352% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6044% | 2,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0850% | 486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1412% | 1,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0700% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.1886% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 7,973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1041% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0736% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1102% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0621% | 1,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5536% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1832% | 7,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3817% | 1,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1178% | 1,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.5345% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1639% | 623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 2,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1691% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 2,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2498% | 2,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5891% | 2,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1215% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2438% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1368% | 837 |
| Percentage Net Loans Charged-off:Construction & development | 0.7049% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2196% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 2,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0779% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3820% | 1,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5520% | 2,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1463% | 7,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2244% | 1,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1744% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 0.7208% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3377% | 288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 1,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0806% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1000% | 2,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5579% | 2,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1024% | 7,197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1324% | 1,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0110% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0513% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 1,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1382% | 7,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6602% | 1,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0051% | 6,906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2898% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1365% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | -0.0655% | 7,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0341% | 1,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3595% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2234% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4719% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1680% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0909% | 7,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8930% | 2,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2282% | 1,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1993% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0725% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 7,690 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0676% | 8,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1790% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1601% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1685% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1582% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4376% | 8,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8555% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2111% | 946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1601% | 2,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0939% | 1,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 7,689 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 8,144 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3822% | 6,293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1822% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2264% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1727% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5686% | 8,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7963% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0268% | 7,043 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2555% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0736% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0383% | 8,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1494% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2276% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1328% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8328% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5872% | 2,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4564% | 7,532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4465% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1273% | 1,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1332% | 924 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8464% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1178% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4377% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 2,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2740% | 1,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7732% | 2,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2565% | 1,038 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4868% | 986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1495% | 1,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1796% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9859% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1204% | 1,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6402% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 2,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5020% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7744% | 2,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2510% | 920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4859% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2915% | 528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2239% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9449% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3568% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9995% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2448% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7629% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8154% | 2,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3218% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5526% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3530% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3403% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7381% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3723% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8522% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1264% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0402% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8999% | 1,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0198% | 868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3996% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0858% | 2,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0447% | 8,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9004% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1070% | 1,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0938% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1088% | 1,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3626% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5889% | 3,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1653% | 1,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3390% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0953% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0545% | 1,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4285% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1090% | 1,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1309% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1060% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8510% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6389% | 3,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0081% | 1,605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2539% | 2,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0869% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0681% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6706% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0691% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2127% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0498% | 1,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3219% | 2,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6022% | 3,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0160% | 1,381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1893% | 2,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0698% | 8,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0275% | 8,693 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1091% | 6,370 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1059% | 8,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1195% | 8,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0559% | 2,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7608% | 2,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1698% | 790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4030% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0867% | 1,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0730% | 1,164 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0443% | 6,555 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1110% | 1,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3002% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0892% | 1,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8191% | 2,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7637% | 3,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4444% | 1,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3507% | 2,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 3,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 8,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 2,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0094% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 2,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9306% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7582% | 3,040 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9655% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3550% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 1,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3265% | 180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5296% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6147% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3050% | 2,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0523% | 1,337 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8095% | 1,424 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1990% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8571% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2740% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3354% | 2,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 1,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6726% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1838% | 1,296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0866% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1105% | 752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9292% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9140% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0078% | 399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2957% | 2,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2680% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1236% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8218% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1923% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1707% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1129% | 5,489 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5672% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5154% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6800% | 948 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3613% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 1,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3535% | 1,351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6624% | 100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3808% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2736% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1788% | 4,332 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4296% | 3,150 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6922% | 3,157 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |