Home > Star Financial Bank, Columbia City, Indiana > Income and Expense
Star Financial Bank, Columbia City, Indiana, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,271,000 | 1,857 |
| Total interest expense | $9,238,000 | 1,711 |
| Net interest income | $9,033,000 | 1,992 |
| Provision for loan and lease losses | $430,000 | 1,967 |
| Total noninterest income | $4,485,000 | 1,014 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $769,000 | 1,746 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,716,000 | 776 |
| Total noninterest expense | $9,406,000 | 1,517 |
| Salaries and employee benefits | $2,917,000 | 2,274 |
| Premises and equipment expense | $908,000 | 2,193 |
| Additional noninterest expense | $5,581,000 | 1,040 |
| Pre-tax net operating income | $3,682,000 | 1,968 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,437,000 | 1,669 |
| Income before extraordinary items | $2,245,000 | 2,198 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,245,000 | 2,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,829 |
| Cash dividends | $1,401,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,245,000 | 2,149 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,065,000 | 1,977 |
| Total interest expense | $8,520,000 | 1,855 |
| Net interest income | $8,545,000 | 2,108 |
| Provision for loan and lease losses | $650,000 | 1,267 |
| Total noninterest income | $3,708,000 | 1,176 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $707,000 | 1,916 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,001,000 | 886 |
| Total noninterest expense | $7,995,000 | 1,757 |
| Salaries and employee benefits | $2,659,000 | 2,514 |
| Premises and equipment expense | $906,000 | 2,209 |
| Additional noninterest expense | $4,430,000 | 1,233 |
| Pre-tax net operating income | $3,608,000 | 2,044 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,159,000 | 2,089 |
| Income before extraordinary items | $2,449,000 | 2,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,449,000 | 2,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $664,000 | 1,157 |
| Cash dividends | $840,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,449,000 | 2,029 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,359,000 | 2,019 |
| Total interest expense | $6,880,000 | 1,827 |
| Net interest income | $8,479,000 | 2,126 |
| Provision for loan and lease losses | $535,000 | 1,459 |
| Total noninterest income | $2,719,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $677,000 | 1,998 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,042,000 | 1,113 |
| Total noninterest expense | $7,808,000 | 1,859 |
| Salaries and employee benefits | $2,919,000 | 2,292 |
| Premises and equipment expense | $894,000 | 2,257 |
| Additional noninterest expense | $3,995,000 | 1,415 |
| Pre-tax net operating income | $2,855,000 | 2,483 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $1,028,000 | 2,173 |
| Income before extraordinary items | $1,828,000 | 2,655 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,828,000 | 2,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $534,000 | 1,318 |
| Cash dividends | $959,000 | 1,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,827,360 | 2,670 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,148,000 | 2,073 |
| Total interest expense | $6,820,000 | 1,904 |
| Net interest income | $8,328,000 | 2,167 |
| Provision for loan and lease losses | $800,000 | 1,514 |
| Total noninterest income | $2,712,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $679,000 | 2,012 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,033,000 | 1,243 |
| Total noninterest expense | $7,482,000 | 1,969 |
| Salaries and employee benefits | $3,068,000 | 2,166 |
| Premises and equipment expense | $865,000 | 2,361 |
| Additional noninterest expense | $3,549,000 | 1,666 |
| Pre-tax net operating income | $2,758,000 | 2,490 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $931,000 | 2,434 |
| Income before extraordinary items | $1,832,000 | 2,727 |
| Extraordinary gains, net | $-86,000 | 12,886 |
| Net income | $1,746,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 2,445 |
| Cash dividends | $433,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,828,700 | 2,575 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,260,000 | 2,176 |
| Total interest expense | $8,377,000 | 2,041 |
| Net interest income | $7,883,000 | 2,302 |
| Provision for loan and lease losses | $860,000 | 2,053 |
| Total noninterest income | $2,061,000 | 1,898 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $639,000 | 2,124 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,422,000 | 1,568 |
| Total noninterest expense | $7,145,000 | 2,067 |
| Salaries and employee benefits | $2,776,000 | 2,336 |
| Premises and equipment expense | $901,000 | 2,303 |
| Additional noninterest expense | $3,468,000 | 1,766 |
| Pre-tax net operating income | $1,939,000 | 3,190 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $605,000 | 3,410 |
| Income before extraordinary items | $1,343,000 | 3,414 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,343,000 | 3,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $927,000 | 1,631 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,336,790 | 3,182 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.