Star Financial Bank, Columbia City, Indiana, Assets and Liabilities

1996-12-31Rank
# of Employees:961,948
Assets and Liabilities
Total Assets:$247,304,0001,892
Cash and due from depository institutions$11,769,0001,948
Interest-bearing balances$06,640
Securities$38,084,0003,183
Federal funds sold & reverse repurchase agreements$12,485,0001,052
Net loans & leases$172,642,0001,671
Loan loss allowance$2,527,0001,543
Trading account assets$0240
Bank premises and fixed assets$3,605,0002,199
Other real estate owned$1,017,0001,948
Goodwill and other intangibles$03,437
All other assets$7,702,0001,119
Life insurance assets$01
Total liabilities and capital$247,304,0001,892
Total liabilities$228,755,0001,845
Total deposits$200,356,0001,938
Interest-bearing deposits$174,334,0001,914
Deposits held in domestic offices$200,356,0001,929
% insured0.00%1
Federal funds purchased & repurchase agreements$23,694,000740
Trading liabilities$097
Other borrowed funds$3,089,0002,266
Subordinated debt$0298
All other liabilities$1,616,0002,417
Total equity capital$18,549,0002,424
Total bank equity capital$18,549,0002,424
Perpetual preferred stock$0250
Common stock$1,850,0002,153
Surplus$5,050,0002,800
Undivided profits$11,649,0002,228
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,162,0002,395
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$1,807,0001,204
Earning assets$223,211,0001,936
Long-term assets (5+ years)$47,780,0001,337
Average Assets, year-to-date$231,472,8001,960
Average Assets, quarterly$240,647,0001,931
Volatile liabilities$51,942,0001,359
Insider loans$3,822,0001,138
FHLB advances$0882
Loans and leases held for sale$365,0001,062
Unused loan commitments$31,643,0001,481
Tier 1 (core) risk-based capital$18,445,0002,348
Tier 2 risk-based capital$2,241,9501,425
Total risk weighted assets$179,070,7501,608
Total unused commitments$31,643,0001,492
Derivatives$0549
1995-12-31Rank
# of Employees:991,954
Assets and Liabilities
Total Assets:$227,799,0002,078
Cash and due from depository institutions$10,134,0001,954
Interest-bearing balances$06,853
Securities$39,983,0003,149
Federal funds sold & reverse repurchase agreements$27,558,000557
Net loans & leases$142,359,0001,987
Loan loss allowance$2,279,0001,730
Trading account assets$0261
Bank premises and fixed assets$3,066,0002,490
Other real estate owned$696,0001,954
Goodwill and other intangibles$03,181
All other assets$4,003,0001,960
Life insurance assets$01
Total liabilities and capital$227,799,0002,078
Total liabilities$209,954,0002,032
Total deposits$187,291,0002,105
Interest-bearing deposits$162,000,0002,099
Deposits held in domestic offices$187,291,0002,095
% insured0.00%1
Federal funds purchased & repurchase agreements$20,713,000792
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$1,950,0002,145
Total equity capital$17,845,0002,505
Total bank equity capital$17,845,0002,505
Perpetual preferred stock$0288
Common stock$1,850,0002,212
Surplus$5,050,0002,797
Undivided profits$10,945,0002,380
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$996,0002,645
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$1,612,0001,385
Earning assets$209,900,0002,067
Long-term assets (5+ years)$39,054,0001,462
Average Assets, year-to-date$215,880,2002,102
Average Assets, quarterly$223,428,5002,090
Volatile liabilities$39,170,0001,541
Insider loans$3,681,0001,199
FHLB advances$0855
Loans and leases held for sale$317,0001,163
Unused loan commitments$18,324,0002,107
Tier 1 (core) risk-based capital$17,600,0002,439
Tier 2 risk-based capital$1,897,4301,671
Total risk weighted assets$151,413,0301,857
Total unused commitments$18,324,0002,118
Derivatives$0628
1994-12-31Rank
# of Employees:1131,761
Assets and Liabilities
Total Assets:$208,090,0002,229
Cash and due from depository institutions$12,548,0001,761
Interest-bearing balances$07,034
Securities$35,620,0003,654
Federal funds sold & reverse repurchase agreements$11,342,000837
Net loans & leases$141,474,0001,968
Loan loss allowance$2,293,0001,768
Trading account assets$0286
Bank premises and fixed assets$3,255,0002,289
Other real estate owned$466,0001,761
Goodwill and other intangibles$03,133
All other assets$3,385,0002,373
Life insurance assets$01
Total liabilities and capital$208,090,0002,229
Total liabilities$192,268,0002,196
Total deposits$175,219,0002,204
Interest-bearing deposits$151,683,0002,191
Deposits held in domestic offices$175,219,0002,194
% insured0.00%1
Federal funds purchased & repurchase agreements$15,256,0001,009
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$1,793,0001,959
Total equity capital$15,822,0002,597
Total bank equity capital$15,822,0002,597
Perpetual preferred stock$0310
Common stock$1,850,0002,275
Surplus$5,050,0002,707
Undivided profits$8,922,0002,608
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,139,0001,466
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$1,294,0001,502
Earning assets$188,436,0002,248
Long-term assets (5+ years)$28,008,0001,929
Average Assets, year-to-date$202,711,4002,223
Average Assets, quarterly$206,347,5002,215
Volatile liabilities$34,342,0001,638
Insider loans$2,441,0001,721
FHLB advances$0993
Loans and leases held for sale$4,452,000292
Unused loan commitments$14,255,0002,443
Tier 1 (core) risk-based capital$15,996,0002,592
Tier 2 risk-based capital$1,792,3901,744
Total risk weighted assets$142,890,8901,935
Total unused commitments$14,255,0002,454
Derivatives$0687
1993-12-31Rank
# of Employees:1221,711
Assets and Liabilities
Total Assets:$196,914,0002,368
Cash and due from depository institutions$7,998,0001,711
Interest-bearing balances$07,655
Securities$31,332,0004,321
Federal funds sold & reverse repurchase agreements$13,106,0001,007
Net loans & leases$136,993,0001,997
Loan loss allowance$2,292,0001,859
Trading account assets$0330
Bank premises and fixed assets$3,452,0002,121
Other real estate owned$460,0001,711
Goodwill and other intangibles$03,091
All other assets$3,573,0002,074
Life insurance assets$01
Total liabilities and capital$196,914,0002,368
Total liabilities$181,787,0002,342
Total deposits$171,890,0002,310
Interest-bearing deposits$151,260,0002,268
Deposits held in domestic offices$171,890,0002,298
% insured0.00%1
Federal funds purchased & repurchase agreements$8,467,0001,164
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$1,430,0002,369
Total equity capital$15,127,0002,671
Total bank equity capital$15,127,0002,671
Perpetual preferred stock$0343
Common stock$1,850,0002,321
Surplus$5,050,0002,643
Undivided profits$8,227,0002,868
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,047,0001,399
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$1,143,0001,520
Earning assets$181,431,0002,359
Long-term assets (5+ years)$35,402,0001,639
Average Assets, year-to-date$193,256,8002,326
Average Assets, quarterly$195,671,5002,363
Volatile liabilities$24,887,0002,013
Insider loans$1,958,0002,089
FHLB advances$0821
Loans and leases held for sale$1,209,000971
Unused loan commitments$16,116,0002,201
Tier 1 (core) risk-based capital$15,127,0002,615
Tier 2 risk-based capital$1,733,1501,782
Total risk weighted assets$138,093,1501,956
Total unused commitments$16,116,0002,222
Derivatives$0714
1992-12-31Rank
# of Employees:1141,896
Assets and Liabilities
Total Assets:$193,372,0002,447
Cash and due from depository institutions$7,539,0001,896
Interest-bearing balances$08,059
Securities$44,967,0003,030
Federal funds sold & reverse repurchase agreements$14,941,0001,123
Net loans & leases$117,764,0002,330
Loan loss allowance$1,798,0002,314
Trading account assets$0344
Bank premises and fixed assets$3,595,0002,036
Other real estate owned$1,320,0001,896
Goodwill and other intangibles$03,106
All other assets$3,246,0002,351
Life insurance assets$01
Total liabilities and capital$193,372,0002,447
Total liabilities$179,558,0002,433
Total deposits$168,300,0002,449
Interest-bearing deposits$148,875,0002,426
Deposits held in domestic offices$168,300,0002,443
% insured0.00%1
Federal funds purchased & repurchase agreements$9,786,0001,013
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$1,472,0002,391
Total equity capital$13,814,0002,784
Total bank equity capital$13,814,0002,784
Perpetual preferred stock$0346
Common stock$1,850,0002,407
Surplus$5,050,0002,532
Undivided profits$6,914,0003,162
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,394,0002,902
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,131,0001,714
Earning assets$177,672,0002,423
Long-term assets (5+ years)$38,049,0001,506
Average Assets, year-to-date$188,009,6002,450
Average Assets, quarterly$187,412,5002,499
Volatile liabilities$23,053,0002,098
Insider loans$642,0001,394
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$10,648,0002,825
Tier 1 (core) risk-based capital$13,814,0002,734
Tier 2 risk-based capital$1,591,4501,960
Total risk weighted assets$127,109,3502,180
Total unused commitments$10,648,0002,837
Derivatives$0651