Star Bank, National Association, Kentucky, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$55,407,000702
Total interest expense$24,759,000739
Net interest income$30,648,000669
Provision for loan and lease losses$08,958
Total noninterest income$7,584,000724
Gross Fiduciary activities income$760,000605
Service charges on deposit accounts$4,849,000344
Trading account gains and fees$0522
Additional Noninterest Income$1,975,0001,138
Total noninterest expense$19,730,000793
Salaries and employee benefits$6,428,0001,072
Premises and equipment expense$2,301,000936
Additional noninterest expense$11,001,000634
Pre-tax net operating income$18,502,000510
Securities gains (losses)$03,831
Applicable income taxes$6,435,000521
Income before extraordinary items$12,067,000519
Extraordinary gains, net$065
Net income$12,067,000519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$984,000888
Cash dividends$9,600,000405
Sale, conversion, retirement of capital stock, net$0809
Net operating income$12,067,000519
1994-12-31 (YTD Data)Rank
Total interest income$48,746,000718
Total interest expense$19,284,000739
Net interest income$29,462,000678
Provision for loan and lease losses$09,146
Total noninterest income$6,970,000749
Gross Fiduciary activities income$758,000599
Service charges on deposit accounts$4,100,000380
Trading account gains and fees$0475
Additional Noninterest Income$2,112,0001,089
Total noninterest expense$21,208,000769
Salaries and employee benefits$6,520,0001,039
Premises and equipment expense$2,643,000838
Additional noninterest expense$12,045,000609
Pre-tax net operating income$15,224,000571
Securities gains (losses)$9,0002,280
Applicable income taxes$5,318,000545
Income before extraordinary items$9,915,000564
Extraordinary gains, net$0249
Net income$9,915,000565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$816,0001,000
Cash dividends$24,250,000190
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$9,909,150569
1993-12-31 (YTD Data)Rank
Total interest income$49,719,000701
Total interest expense$19,861,000720
Net interest income$29,858,000665
Provision for loan and lease losses$1,380,0001,058
Total noninterest income$6,549,000809
Gross Fiduciary activities income$598,000705
Service charges on deposit accounts$4,040,000377
Trading account gains and fees$0532
Additional Noninterest Income$1,911,0001,294
Total noninterest expense$22,927,000743
Salaries and employee benefits$6,969,000979
Premises and equipment expense$3,871,000618
Additional noninterest expense$12,087,000659
Pre-tax net operating income$12,100,000599
Securities gains (losses)$30,0004,104
Applicable income taxes$4,182,000621
Income before extraordinary items$7,948,000660
Extraordinary gains, net$03,149
Net income$7,948,000683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,130,0001,063
Cash dividends$5,837,000422
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$7,928,200615
1992-12-31 (YTD Data)Rank
Total interest income$60,722,000656
Total interest expense$27,323,000699
Net interest income$33,399,000615
Provision for loan and lease losses$3,235,000786
Total noninterest income$7,394,000735
Gross Fiduciary activities income$624,000695
Service charges on deposit accounts$3,761,000391
Trading account gains and fees$0504
Additional Noninterest Income$3,009,000955
Total noninterest expense$26,465,000679
Salaries and employee benefits$9,831,000713
Premises and equipment expense$4,091,000614
Additional noninterest expense$12,543,000644
Pre-tax net operating income$11,093,000578
Securities gains (losses)$6,0006,913
Applicable income taxes$3,621,000653
Income before extraordinary items$7,478,000636
Extraordinary gains, net$01,422
Net income$7,478,000635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,432,000574
Cash dividends$6,200,000313
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$7,473,980579

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.