Home > Standard Financial Corp. > Income and Expense
Standard Financial Corp., Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 8,995 |
| Total interest expense | $874,000 | 8,507 |
| Net interest income | $684,000 | 9,316 |
| Provision for loan and lease losses | $551,000 | 1,629 |
| Total noninterest income | $2,000 | 10,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,068 |
| Total noninterest expense | $990,000 | 8,152 |
| Salaries and employee benefits | $246,000 | 9,736 |
| Premises and equipment expense | $112,000 | 8,385 |
| Additional noninterest expense | $632,000 | 5,632 |
| Pre-tax net operating income | $-855,000 | 10,021 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-341,000 | 10,107 |
| Income before extraordinary items | $-514,000 | 9,904 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-514,000 | 9,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,154 |
| Cash dividends | $6,000 | 7,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-514,000 | 9,884 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 8,839 |
| Total interest expense | $1,151,000 | 8,026 |
| Net interest income | $720,000 | 9,450 |
| Provision for loan and lease losses | $42,000 | 6,869 |
| Total noninterest income | $4,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $982,000 | 8,165 |
| Salaries and employee benefits | $264,000 | 9,808 |
| Premises and equipment expense | $152,000 | 7,600 |
| Additional noninterest expense | $566,000 | 5,976 |
| Pre-tax net operating income | $-300,000 | 10,071 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-148,000 | 10,274 |
| Income before extraordinary items | $-152,000 | 10,002 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-152,000 | 9,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,845 |
| Cash dividends | $11,000 | 7,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-152,000 | 9,967 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 8,494 |
| Total interest expense | $1,379,000 | 7,635 |
| Net interest income | $1,031,000 | 9,113 |
| Provision for loan and lease losses | $182,000 | 3,635 |
| Total noninterest income | $12,000 | 10,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,305 |
| Total noninterest expense | $990,000 | 8,380 |
| Salaries and employee benefits | $305,000 | 9,920 |
| Premises and equipment expense | $166,000 | 7,452 |
| Additional noninterest expense | $519,000 | 6,352 |
| Pre-tax net operating income | $-129,000 | 10,513 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-12,000 | 10,524 |
| Income before extraordinary items | $-117,000 | 10,543 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-117,000 | 10,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,794 |
| Cash dividends | $85,000 | 6,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-117,000 | 10,516 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 8,284 |
| Total interest expense | $1,417,000 | 7,795 |
| Net interest income | $1,378,000 | 8,573 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $13,000 | 11,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,823 |
| Total noninterest expense | $963,000 | 8,808 |
| Salaries and employee benefits | $291,000 | 10,423 |
| Premises and equipment expense | $195,000 | 7,111 |
| Additional noninterest expense | $477,000 | 7,232 |
| Pre-tax net operating income | $428,000 | 8,351 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $166,000 | 7,640 |
| Income before extraordinary items | $262,000 | 8,734 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $262,000 | 8,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $11,000 | 8,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $262,000 | 8,669 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,854,000 | 8,429 |
| Total interest expense | $1,366,000 | 8,067 |
| Net interest income | $1,488,000 | 8,567 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $26,000 | 11,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,525 |
| Total noninterest expense | $1,022,000 | 8,848 |
| Salaries and employee benefits | $333,000 | 10,472 |
| Premises and equipment expense | $196,000 | 7,269 |
| Additional noninterest expense | $493,000 | 7,308 |
| Pre-tax net operating income | $468,000 | 8,628 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $172,000 | 7,892 |
| Income before extraordinary items | $296,000 | 8,986 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $296,000 | 8,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $11,000 | 8,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $296,000 | 8,946 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,711,000 | 8,527 |
| Total interest expense | $1,124,000 | 8,199 |
| Net interest income | $1,587,000 | 8,619 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $31,000 | 12,255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $1,134,000 | 8,858 |
| Salaries and employee benefits | $350,000 | 10,739 |
| Premises and equipment expense | $217,000 | 7,104 |
| Additional noninterest expense | $567,000 | 7,281 |
| Pre-tax net operating income | $444,000 | 9,036 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $154,000 | 8,233 |
| Income before extraordinary items | $290,000 | 9,255 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $290,000 | 9,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,372 |
| Cash dividends | $11,000 | 8,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $290,000 | 9,323 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 7,974 |
| Total interest expense | $1,489,000 | 7,242 |
| Net interest income | $1,734,000 | 8,406 |
| Provision for loan and lease losses | $74,000 | 6,518 |
| Total noninterest income | $16,000 | 13,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $1,126,000 | 9,219 |
| Salaries and employee benefits | $367,000 | 10,976 |
| Premises and equipment expense | $214,000 | 7,406 |
| Additional noninterest expense | $545,000 | 7,814 |
| Pre-tax net operating income | $550,000 | 8,297 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $214,000 | 7,358 |
| Income before extraordinary items | $336,000 | 9,075 |
| Extraordinary gains, net | $-4,000 | 12,212 |
| Net income | $332,000 | 9,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $11,000 | 8,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $336,000 | 8,820 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 8,326 |
| Total interest expense | $1,810,000 | 7,584 |
| Net interest income | $1,589,000 | 8,984 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $3,000 | 13,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,771 |
| Total noninterest expense | $1,131,000 | 9,358 |
| Salaries and employee benefits | $372,000 | 11,196 |
| Premises and equipment expense | $194,000 | 7,976 |
| Additional noninterest expense | $565,000 | 7,817 |
| Pre-tax net operating income | $407,000 | 9,173 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $157,000 | 8,451 |
| Income before extraordinary items | $250,000 | 9,923 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $250,000 | 10,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $11,000 | 8,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $250,000 | 9,551 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.