Standard Federal Savings Association, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$52,477,000673
Total interest expense$58,213,000337
Net interest income$-5,736,00012,606
Provision for loan and lease losses$-726,00012,505
Total noninterest income$-45,438,00012,606
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$-45,438,00012,643
Total noninterest expense$184,558,000154
Salaries and employee benefits$39,154,000235
Premises and equipment expense$14,713,000209
Additional noninterest expense$130,691,000103
Pre-tax net operating income$-235,006,00012,644
Securities gains (losses)$1,052,000163
Applicable income taxes$-225,00012,400
Income before extraordinary items$-233,729,00012,607
Extraordinary gains, net$0249
Net income$-233,729,00012,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,380,00012,584
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-234,781,00012,607
1993-12-31 (YTD Data)Rank
Total interest income$68,407,000531
Total interest expense$53,819,000339
Net interest income$14,588,0001,241
Provision for loan and lease losses$6,410,000361
Total noninterest income$29,322,000301
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$29,322,000199
Total noninterest expense$123,921,000208
Salaries and employee benefits$42,045,000217
Premises and equipment expense$14,811,000210
Additional noninterest expense$67,065,000185
Pre-tax net operating income$-86,421,00013,313
Securities gains (losses)$4,339,000169
Applicable income taxes$2,532,000992
Income before extraordinary items$-84,614,00013,275
Extraordinary gains, net$03,149
Net income$-84,614,00013,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,718,000333
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-88,953,00013,274
1992-12-31 (YTD Data)Rank
Total interest income$17,790,0001,999
Total interest expense$11,907,0001,486
Net interest income$5,883,0003,114
Provision for loan and lease losses$862,0002,049
Total noninterest income$22,512,000356
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$22,512,000241
Total noninterest expense$19,833,000853
Salaries and employee benefits$8,031,000843
Premises and equipment expense$2,973,000807
Additional noninterest expense$8,829,000859
Pre-tax net operating income$7,700,000838
Securities gains (losses)$585,000959
Applicable income taxes$012,680
Income before extraordinary items$8,285,000577
Extraordinary gains, net$01,422
Net income$8,285,000578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0007,424
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$-3,161,00013,895
Net operating income$7,700,000556

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.