Home > Standard Federal Bank for Savings > Income and Expense
Standard Federal Bank for Savings, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $162,126,000 | 301 |
| Total interest expense | $104,700,000 | 243 |
| Net interest income | $57,426,000 | 392 |
| Provision for loan and lease losses | $2,500,000 | 520 |
| Total noninterest income | $7,197,000 | 739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $7,197,000 | 522 |
| Total noninterest expense | $50,544,000 | 389 |
| Salaries and employee benefits | $19,064,000 | 398 |
| Premises and equipment expense | $8,620,000 | 308 |
| Additional noninterest expense | $22,860,000 | 391 |
| Pre-tax net operating income | $11,579,000 | 700 |
| Securities gains (losses) | $1,398,000 | 203 |
| Applicable income taxes | $3,867,000 | 721 |
| Income before extraordinary items | $9,110,000 | 633 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $9,110,000 | 633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 1,349 |
| Cash dividends | $13,000,000 | 361 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,131,400 | 673 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $135,637,000 | 353 |
| Total interest expense | $83,061,000 | 306 |
| Net interest income | $52,576,000 | 441 |
| Provision for loan and lease losses | $1,695,000 | 650 |
| Total noninterest income | $5,928,000 | 851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,928,000 | 596 |
| Total noninterest expense | $36,135,000 | 495 |
| Salaries and employee benefits | $17,463,000 | 448 |
| Premises and equipment expense | $8,255,000 | 341 |
| Additional noninterest expense | $10,417,000 | 659 |
| Pre-tax net operating income | $20,674,000 | 475 |
| Securities gains (losses) | $124,000 | 860 |
| Applicable income taxes | $7,598,000 | 442 |
| Income before extraordinary items | $13,200,000 | 493 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $13,200,000 | 494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,150,000 | 803 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $13,120,640 | 489 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $105,344,000 | 390 |
| Total interest expense | $59,559,000 | 329 |
| Net interest income | $45,785,000 | 468 |
| Provision for loan and lease losses | $660,000 | 1,248 |
| Total noninterest income | $5,307,000 | 891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $5,307,000 | 620 |
| Total noninterest expense | $34,211,000 | 526 |
| Salaries and employee benefits | $15,773,000 | 479 |
| Premises and equipment expense | $7,045,000 | 378 |
| Additional noninterest expense | $11,393,000 | 634 |
| Pre-tax net operating income | $16,221,000 | 540 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $6,152,000 | 489 |
| Income before extraordinary items | $10,081,000 | 552 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $10,081,000 | 551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 1,316 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $79,111,000 | 17 |
| Net operating income | $10,073,320 | 562 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $102,375,000 | 386 |
| Total interest expense | $58,356,000 | 317 |
| Net interest income | $44,019,000 | 484 |
| Provision for loan and lease losses | $3,053,000 | 601 |
| Total noninterest income | $6,356,000 | 829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,356,000 | 573 |
| Total noninterest expense | $34,196,000 | 551 |
| Salaries and employee benefits | $16,192,000 | 472 |
| Premises and equipment expense | $7,114,000 | 381 |
| Additional noninterest expense | $10,890,000 | 720 |
| Pre-tax net operating income | $13,126,000 | 555 |
| Securities gains (losses) | $-6,865,000 | 13,277 |
| Applicable income taxes | $2,390,000 | 1,047 |
| Income before extraordinary items | $3,871,000 | 1,311 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,871,000 | 1,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 2,305 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $8,264,600 | 586 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $113,942,000 | 394 |
| Total interest expense | $72,103,000 | 326 |
| Net interest income | $41,839,000 | 513 |
| Provision for loan and lease losses | $390,000 | 3,518 |
| Total noninterest income | $6,498,000 | 809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,498,000 | 563 |
| Total noninterest expense | $31,437,000 | 584 |
| Salaries and employee benefits | $14,378,000 | 515 |
| Premises and equipment expense | $5,370,000 | 488 |
| Additional noninterest expense | $11,689,000 | 685 |
| Pre-tax net operating income | $16,510,000 | 409 |
| Securities gains (losses) | $165,000 | 2,288 |
| Applicable income taxes | $6,668,000 | 376 |
| Income before extraordinary items | $10,007,000 | 492 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $10,007,000 | 496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $472,000 | 2,553 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $9,901,400 | 446 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.