Home > STANDARD CHARTERED BANK, PLC > Performance and Condition Ratios
STANDARD CHARTERED BANK, PLC, Performance and Condition Ratios
2025-03-31 | Rank | |
Percentage of unprofitable institutions | 100.0000% | 3 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,469 |
Cost of funding earning assets | 0.0000% | 4,397 |
Net interest margin | 0.0000% | 4,423 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,437 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,160 |
Return on assets (ROA) | 0.0000% | 4,189 |
Pretax return on assets | 0.0000% | 4,181 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 3,662 |
Net charge-offs to loans | 0.0000% | 2,326 |
Credit loss provision to net charge-offs | 0.0000% | 1,760 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,230 |
Efficiency ratio | 0.0000% | 4,454 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 2,332 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,373 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,773 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,816 |
Noncurrent loans to loans | 0.0020% | 3,764 |
Net loans and leases to total assets | 36.2000% | 4,083 |
Net loans and leases to deposits | 53.2251% | 3,749 |
Net loans and leases to core deposits | 0.0000% | 4,352 |
Total domestic deposits to total assets | 68.0100% | 4,232 |
Equity capital to assets | 0.0000% | 4,467 |
Core capital (leverage) ratio | 0.0000% | 4,441 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,736 |
Memoranda: | ||
Average total assets | $59,317,174,000 | 44 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $22,242,260,500 | 66 |
2024-12-31 | Rank | |
Percentage of unprofitable institutions | 100.0000% | 2 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,492 |
Cost of funding earning assets | 0.0000% | 4,414 |
Net interest margin | 0.0000% | 4,448 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,477 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,165 |
Return on assets (ROA) | 0.0000% | 4,198 |
Pretax return on assets | 0.0000% | 4,181 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 3,901 |
Net charge-offs to loans | 0.0000% | 3,099 |
Credit loss provision to net charge-offs | 0.0000% | 2,577 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,991 |
Efficiency ratio | 0.0000% | 4,474 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,369 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,399 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,770 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,816 |
Noncurrent loans to loans | 0.0054% | 3,733 |
Net loans and leases to total assets | 39.0200% | 4,034 |
Net loans and leases to deposits | 57.0659% | 3,659 |
Net loans and leases to core deposits | 0.0000% | 4,400 |
Total domestic deposits to total assets | 68.3800% | 4,242 |
Equity capital to assets | 0.0000% | 4,489 |
Core capital (leverage) ratio | 0.0000% | 4,462 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,791 |
Memoranda: | ||
Average total assets | $59,566,881,200 | 41 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $18,692,179,400 | 70 |
2024-09-30 | Rank | |
Percentage of unprofitable institutions | 100.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,525 |
Cost of funding earning assets | 0.0000% | 4,453 |
Net interest margin | 0.0000% | 4,479 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,496 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,206 |
Return on assets (ROA) | 0.0000% | 4,238 |
Pretax return on assets | 0.0000% | 4,227 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 3,956 |
Net charge-offs to loans | 0.0000% | 2,849 |
Credit loss provision to net charge-offs | 0.0000% | 2,285 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,734 |
Efficiency ratio | 0.0000% | 4,511 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,021 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,432 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,813 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,861 |
Noncurrent loans to loans | 0.0053% | 3,766 |
Net loans and leases to total assets | 33.5300% | 4,185 |
Net loans and leases to deposits | 49.0496% | 3,983 |
Net loans and leases to core deposits | 0.0000% | 4,405 |
Total domestic deposits to total assets | 68.3600% | 4,263 |
Equity capital to assets | 0.0000% | 4,520 |
Core capital (leverage) ratio | 0.0000% | 4,493 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,827 |
Memoranda: | ||
Average total assets | $60,821,254,500 | 42 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $18,043,550,000 | 77 |
2024-06-30 | Rank | |
Percentage of unprofitable institutions | 100.0000% | 2 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,544 |
Cost of funding earning assets | 0.0000% | 4,464 |
Net interest margin | 0.0000% | 4,497 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,517 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,224 |
Return on assets (ROA) | 0.0000% | 4,259 |
Pretax return on assets | 0.0000% | 4,239 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 3,835 |
Net charge-offs to loans | 0.0000% | 2,619 |
Credit loss provision to net charge-offs | 0.0000% | 2,036 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,538 |
Efficiency ratio | 0.0000% | 4,529 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 2,897 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,450 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,808 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,854 |
Noncurrent loans to loans | 0.0045% | 3,760 |
Net loans and leases to total assets | 31.8800% | 4,236 |
Net loans and leases to deposits | 48.6574% | 3,992 |
Net loans and leases to core deposits | 0.0000% | 4,455 |
Total domestic deposits to total assets | 65.5100% | 4,316 |
Equity capital to assets | 0.0000% | 4,538 |
Core capital (leverage) ratio | 0.0000% | 4,512 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,851 |
Memoranda: | ||
Average total assets | $61,752,946,667 | 41 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $17,572,836,000 | 77 |
2024-03-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 11 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,573 |
Cost of funding earning assets | 0.0000% | 4,491 |
Net interest margin | 0.0000% | 4,533 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,530 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,225 |
Return on assets (ROA) | 0.0000% | 4,260 |
Pretax return on assets | 0.0000% | 4,245 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 3,696 |
Net charge-offs to loans | 0.0000% | 2,236 |
Credit loss provision to net charge-offs | 0.0000% | 1,619 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,130 |
Efficiency ratio | 0.0000% | 4,561 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 2,272 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,440 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,825 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,894 |
Noncurrent loans to loans | 0.0045% | 3,779 |
Net loans and leases to total assets | 28.4200% | 4,308 |
Net loans and leases to deposits | 41.3886% | 4,154 |
Net loans and leases to core deposits | 0.0000% | 4,479 |
Total domestic deposits to total assets | 68.6700% | 4,326 |
Equity capital to assets | 0.0000% | 4,563 |
Core capital (leverage) ratio | 0.0000% | 4,532 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,874 |
Memoranda: | ||
Average total assets | $63,178,598,500 | 40 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $16,970,991,500 | 79 |
2023-12-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 46 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,591 |
Cost of funding earning assets | 0.0000% | 4,519 |
Net interest margin | 0.0000% | 4,558 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,547 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,329 |
Return on assets (ROA) | 0.0000% | 4,354 |
Pretax return on assets | 0.0000% | 4,337 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 4,044 |
Net charge-offs to loans | 0.0000% | 2,917 |
Credit loss provision to net charge-offs | 0.0000% | 2,397 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
Efficiency ratio | 0.0000% | 4,579 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,404 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,458 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,871 |
Noncurrent loans to loans | 0.0045% | 3,755 |
Net loans and leases to total assets | 25.4800% | 4,358 |
Net loans and leases to deposits | 40.4755% | 4,190 |
Net loans and leases to core deposits | 0.0000% | 4,493 |
Total domestic deposits to total assets | 62.9600% | 4,416 |
Equity capital to assets | 0.0000% | 4,583 |
Core capital (leverage) ratio | 0.0000% | 4,550 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,896 |
Memoranda: | ||
Average total assets | $67,357,741,600 | 39 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $19,797,816,800 | 67 |
2023-09-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 10 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,616 |
Cost of funding earning assets | 0.0000% | 4,547 |
Net interest margin | 0.0000% | 4,578 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,576 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,375 |
Return on assets (ROA) | 0.0000% | 4,397 |
Pretax return on assets | 0.0000% | 4,385 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 4,110 |
Net charge-offs to loans | 0.0000% | 2,666 |
Credit loss provision to net charge-offs | 0.0000% | 2,098 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
Efficiency ratio | 0.0000% | 4,602 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,002 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,482 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,901 |
Noncurrent loans to loans | 0.0077% | 3,750 |
Net loans and leases to total assets | 26.8900% | 4,365 |
Net loans and leases to deposits | 41.4043% | 4,175 |
Net loans and leases to core deposits | 0.0000% | 4,490 |
Total domestic deposits to total assets | 64.9400% | 4,419 |
Equity capital to assets | 0.0000% | 4,597 |
Core capital (leverage) ratio | 0.0000% | 4,578 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,911 |
Memoranda: | ||
Average total assets | $67,422,424,750 | 39 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $20,472,488,250 | 66 |
2023-06-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 43 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,642 |
Cost of funding earning assets | 0.0000% | 4,571 |
Net interest margin | 0.0000% | 4,613 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,604 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,418 |
Return on assets (ROA) | 0.0000% | 4,453 |
Pretax return on assets | 0.0000% | 4,444 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 4,069 |
Net charge-offs to loans | 0.0000% | 2,455 |
Credit loss provision to net charge-offs | 0.0000% | 1,862 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,403 |
Efficiency ratio | 0.0000% | 4,631 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 2,909 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,517 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,834 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,917 |
Noncurrent loans to loans | 0.0081% | 3,739 |
Net loans and leases to total assets | 24.6400% | 4,412 |
Net loans and leases to deposits | 39.9587% | 4,215 |
Net loans and leases to core deposits | 0.0000% | 4,550 |
Total domestic deposits to total assets | 61.6600% | 4,474 |
Equity capital to assets | 0.0000% | 4,635 |
Core capital (leverage) ratio | 0.0000% | 4,606 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 2,936 |
Memoranda: | ||
Average total assets | $66,697,141,000 | 39 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $21,058,855,333 | 60 |
2023-03-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,671 |
Cost of funding earning assets | 0.0000% | 4,615 |
Net interest margin | 0.0000% | 4,669 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,675 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,480 |
Return on assets (ROA) | 0.0000% | 4,466 |
Pretax return on assets | 0.0000% | 4,450 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 4,013 |
Net charge-offs to loans | 0.0000% | 2,062 |
Credit loss provision to net charge-offs | 0.0000% | 1,422 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
Efficiency ratio | 0.0000% | 4,671 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 2,306 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,580 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,959 |
Noncurrent loans to loans | 0.0139% | 3,721 |
Net loans and leases to total assets | 31.3400% | 4,342 |
Net loans and leases to deposits | 47.4178% | 3,982 |
Net loans and leases to core deposits | 0.0000% | 4,587 |
Total domestic deposits to total assets | 66.0900% | 4,482 |
Equity capital to assets | 0.0000% | 4,665 |
Core capital (leverage) ratio | 0.0000% | 4,676 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 3,020 |
Memoranda: | ||
Average total assets | $60,965,068,000 | 43 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $21,959,250,000 | 61 |
2022-12-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,703 |
Cost of funding earning assets | 0.0000% | 4,648 |
Net interest margin | 0.0000% | 4,702 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,708 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,559 |
Return on assets (ROA) | 0.0000% | 4,546 |
Pretax return on assets | 0.0000% | 4,542 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 4,341 |
Net charge-offs to loans | 0.0000% | 2,620 |
Credit loss provision to net charge-offs | 0.0000% | 1,979 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
Efficiency ratio | 0.0000% | 4,708 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,453 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,606 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,976 |
Noncurrent loans to loans | 0.0281% | 3,589 |
Net loans and leases to total assets | 42.1100% | 3,972 |
Net loans and leases to deposits | 47.8077% | 3,983 |
Net loans and leases to core deposits | 0.0000% | 4,617 |
Total domestic deposits to total assets | 88.0900% | 2,043 |
Equity capital to assets | 0.0000% | 4,692 |
Core capital (leverage) ratio | 0.0000% | 4,710 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 3,055 |
Memoranda: | ||
Average total assets | $53,685,125,800 | 47 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $18,799,899,800 | 72 |
2022-09-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,743 |
Cost of funding earning assets | 0.0000% | 4,686 |
Net interest margin | 0.0000% | 4,743 |
Noninterest income to average assets | NA | NA |
Noninterest expense to average assets | 0.0000% | 4,746 |
Loan and lease loss provision to assets | NA | NA |
Net operating income to assets | 0.0000% | 4,587 |
Return on assets (ROA) | 0.0000% | 4,560 |
Pretax return on assets | 0.0000% | 4,556 |
Return on Equity (ROE) | NA | NA |
Retained earnings to average equity (ytd only) | 0.0000% | 4,329 |
Net charge-offs to loans | 0.0000% | 2,349 |
Credit loss provision to net charge-offs | 0.0000% | 1,679 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
Efficiency ratio | 0.0000% | 4,746 |
Assets per employee ($millions) | NA | NA |
Cash dividends to net income (ytd only)* | 0.0000% | 3,071 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,653 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,052 |
Noncurrent loans to loans | 0.0310% | 3,679 |
Net loans and leases to total assets | 40.2100% | 4,063 |
Net loans and leases to deposits | 44.1142% | 4,103 |
Net loans and leases to core deposits | 0.0000% | 4,661 |
Total domestic deposits to total assets | 91.1600% | 1,171 |
Equity capital to assets | 0.0000% | 4,719 |
Core capital (leverage) ratio | 0.0000% | 4,749 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 0.0000% | 3,120 |
Memoranda: | ||
Average total assets | $53,863,980,500 | 49 |
Average earning assets | NA | NA |
Average equity | NA | NA |
Average total loans | $17,922,879,500 | 75 |