Home > Standard Bank & Trust Company > Income and Expense
Standard Bank & Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 4,834 |
| Total interest expense | $2,503,000 | 4,654 |
| Net interest income | $3,548,000 | 4,881 |
| Provision for loan and lease losses | $525,000 | 1,486 |
| Total noninterest income | $524,000 | 5,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,224 |
| Total noninterest expense | $2,613,000 | 4,960 |
| Salaries and employee benefits | $1,155,000 | 5,433 |
| Premises and equipment expense | $469,000 | 4,020 |
| Additional noninterest expense | $989,000 | 4,746 |
| Pre-tax net operating income | $934,000 | 6,241 |
| Securities gains (losses) | $-879,000 | 12,378 |
| Applicable income taxes | $83,000 | 9,725 |
| Income before extraordinary items | $-28,000 | 12,080 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-28,000 | 12,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $721,000 | 485 |
| Net operating income | $534,560 | 7,085 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,119,000 | 8,148 |
| Total interest expense | $1,335,000 | 7,756 |
| Net interest income | $1,784,000 | 8,283 |
| Provision for loan and lease losses | $145,000 | 4,744 |
| Total noninterest income | $290,000 | 7,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,868 |
| Total noninterest expense | $1,370,000 | 8,274 |
| Salaries and employee benefits | $681,000 | 8,129 |
| Premises and equipment expense | $184,000 | 8,036 |
| Additional noninterest expense | $505,000 | 8,159 |
| Pre-tax net operating income | $559,000 | 8,236 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $192,000 | 7,775 |
| Income before extraordinary items | $377,000 | 8,665 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $377,000 | 8,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,762 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,415,000 | 321 |
| Net operating income | $370,400 | 8,473 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 9,955 |
| Total interest expense | $1,108,000 | 9,952 |
| Net interest income | $1,373,000 | 9,724 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $258,000 | 8,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,916 |
| Total noninterest expense | $1,054,000 | 9,728 |
| Salaries and employee benefits | $484,000 | 9,933 |
| Premises and equipment expense | $165,000 | 8,699 |
| Additional noninterest expense | $405,000 | 9,500 |
| Pre-tax net operating income | $457,000 | 8,734 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $171,000 | 8,144 |
| Income before extraordinary items | $300,000 | 9,335 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $300,000 | 9,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 4,763 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $291,040 | 9,055 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.