Home > Standard Bank and Trust Company > Income and Expense

Standard Bank and Trust Company, Income and Expense

2016-12-31 (YTD Data)Rank
Total interest income$84,313,000358
Total interest expense$4,364,000672
Net interest income$79,949,000340
Provision for loan and lease losses$9,800,000166
Total noninterest income$24,514,000366
Gross Fiduciary activities income$1,854,000351
Service charges on deposit accounts$7,349,000205
Trading account gains and fees$1,683,00068
Additional Noninterest Income$13,628,000415
Total noninterest expense$72,900,000337
Salaries and employee benefits$41,151,000319
Premises and equipment expense$11,565,000244
Additional noninterest expense$20,184,000370
Pre-tax net operating income$21,763,000474
Securities gains (losses)$03,212
Applicable income taxes$7,005,000439
Income before extraordinary items$14,758,000526
Extraordinary gains, net$05
Net income$14,758,000525
Minority interest net income$082
Net income of bank and minority interests.$14,758,000525
Net charge-offs$10,913,000125
Cash dividends$18,100,000223
Sale, conversion, retirement of capital stock, net$0759
Net operating income$14,758,000515
2016-09-30 (YTD Data)Rank
Total interest income$63,306,000357
Total interest expense$3,340,000662
Net interest income$59,966,000338
Provision for loan and lease losses$5,050,000203
Total noninterest income$18,494,000362
Gross Fiduciary activities income$1,362,000353
Service charges on deposit accounts$5,527,000204
Trading account gains and fees$890,00078
Additional Noninterest Income$10,715,000399
Total noninterest expense$50,346,000355
Salaries and employee benefits$28,414,000348
Premises and equipment expense$8,598,000243
Additional noninterest expense$13,334,000405
Pre-tax net operating income$23,064,000364
Securities gains (losses)$03,160
Applicable income taxes$7,920,000330
Income before extraordinary items$15,144,000401
Extraordinary gains, net$05
Net income$15,144,000400
Minority interest net income$071
Net income of bank and minority interests.$15,144,000401
Net charge-offs$8,282,000121
Cash dividends$9,600,000304
Sale, conversion, retirement of capital stock, net$0719
Net operating income$15,144,000396
2016-06-30 (YTD Data)Rank
Total interest income$42,393,000358
Total interest expense$2,249,000658
Net interest income$40,144,000338
Provision for loan and lease losses$3,900,000185
Total noninterest income$11,441,000375
Gross Fiduciary activities income$892,000352
Service charges on deposit accounts$3,520,000213
Trading account gains and fees$79,000129
Additional Noninterest Income$6,950,000398
Total noninterest expense$33,544,000355
Salaries and employee benefits$19,096,000345
Premises and equipment expense$5,712,000248
Additional noninterest expense$8,736,000406
Pre-tax net operating income$14,141,000388
Securities gains (losses)$02,835
Applicable income taxes$4,807,000355
Income before extraordinary items$9,334,000423
Extraordinary gains, net$016
Net income$9,334,000422
Minority interest net income$071
Net income of bank and minority interests.$9,334,000422
Net charge-offs$7,939,000104
Cash dividends$5,600,000329
Sale, conversion, retirement of capital stock, net$0705
Net operating income$9,334,000413
2016-03-31 (YTD Data)Rank
Total interest income$21,416,000350
Total interest expense$1,131,000655
Net interest income$20,285,000330
Provision for loan and lease losses$1,150,000251
Total noninterest income$5,346,000382
Gross Fiduciary activities income$435,000358
Service charges on deposit accounts$1,645,000222
Trading account gains and fees$-33,0006,093
Additional Noninterest Income$3,299,000396
Total noninterest expense$16,826,000351
Salaries and employee benefits$9,746,000339
Premises and equipment expense$2,889,000246
Additional noninterest expense$4,191,000418
Pre-tax net operating income$7,655,000347
Securities gains (losses)$02,077
Applicable income taxes$2,575,000333
Income before extraordinary items$5,080,000377
Extraordinary gains, net$012
Net income$5,080,000377
Minority interest net income$062
Net income of bank and minority interests.$5,080,000377
Net charge-offs$4,531,00092
Cash dividends$2,800,000334
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,080,000372
2015-12-31 (YTD Data)Rank
Total interest income$83,340,000338
Total interest expense$4,253,000661
Net interest income$79,087,000323
Provision for loan and lease losses$4,600,000225
Total noninterest income$25,878,000340
Gross Fiduciary activities income$1,708,000369
Service charges on deposit accounts$6,084,000251
Trading account gains and fees$2,864,00059
Additional Noninterest Income$15,222,000368
Total noninterest expense$66,760,000344
Salaries and employee benefits$38,023,000326
Premises and equipment expense$11,691,000240
Additional noninterest expense$17,046,000422
Pre-tax net operating income$33,605,000325
Securities gains (losses)$03,216
Applicable income taxes$12,073,000274
Income before extraordinary items$21,532,000367
Extraordinary gains, net$023
Net income$21,532,000367
Minority interest net income$081
Net income of bank and minority interests.$21,532,000367
Net charge-offs$8,180,000128
Cash dividends$36,000,000151
Sale, conversion, retirement of capital stock, net$0804
Net operating income$21,532,000364
2015-09-30 (YTD Data)Rank
Total interest income$62,053,000340
Total interest expense$3,126,000674
Net interest income$58,927,000328
Provision for loan and lease losses$4,000,000195
Total noninterest income$19,527,000348
Gross Fiduciary activities income$1,300,000370
Service charges on deposit accounts$4,514,000261
Trading account gains and fees$1,528,00064
Additional Noninterest Income$12,185,000360
Total noninterest expense$49,722,000354
Salaries and employee benefits$28,378,000334
Premises and equipment expense$8,768,000246
Additional noninterest expense$12,576,000424
Pre-tax net operating income$24,732,000338
Securities gains (losses)$03,031
Applicable income taxes$9,164,000293
Income before extraordinary items$15,568,000386
Extraordinary gains, net$021
Net income$15,568,000386
Minority interest net income$078
Net income of bank and minority interests.$15,568,000386
Net charge-offs$7,387,000117
Cash dividends$35,000,000121
Sale, conversion, retirement of capital stock, net$0773
Net operating income$15,568,000382
2015-06-30 (YTD Data)Rank
Total interest income$40,768,000348
Total interest expense$2,050,000681
Net interest income$38,718,000331
Provision for loan and lease losses$3,400,000164
Total noninterest income$13,360,000344
Gross Fiduciary activities income$896,000362
Service charges on deposit accounts$2,938,000262
Trading account gains and fees$905,00070
Additional Noninterest Income$8,621,000346
Total noninterest expense$33,014,000354
Salaries and employee benefits$18,651,000338
Premises and equipment expense$5,869,000242
Additional noninterest expense$8,494,000423
Pre-tax net operating income$15,664,000348
Securities gains (losses)$02,636
Applicable income taxes$5,779,000300
Income before extraordinary items$9,885,000400
Extraordinary gains, net$022
Net income$9,885,000399
Minority interest net income$075
Net income of bank and minority interests.$9,885,000400
Net charge-offs$4,499,000116
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$9,885,000393
2015-03-31 (YTD Data)Rank
Total interest income$20,060,000354
Total interest expense$991,000711
Net interest income$19,069,000333
Provision for loan and lease losses$600,000341
Total noninterest income$7,238,000312
Gross Fiduciary activities income$424,000374
Service charges on deposit accounts$1,416,000266
Trading account gains and fees$235,00080
Additional Noninterest Income$5,163,000293
Total noninterest expense$16,586,000353
Salaries and employee benefits$9,521,000333
Premises and equipment expense$2,862,000249
Additional noninterest expense$4,203,000416
Pre-tax net operating income$9,121,000306
Securities gains (losses)$02,027
Applicable income taxes$3,418,000267
Income before extraordinary items$5,703,000341
Extraordinary gains, net$013
Net income$5,703,000341
Minority interest net income$064
Net income of bank and minority interests.$5,703,000341
Net charge-offs$3,182,000102
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,703,000334
2014-12-31 (YTD Data)Rank
Total interest income$79,893,000341
Total interest expense$4,010,000726
Net interest income$75,883,000322
Provision for loan and lease losses$2,967,000342
Total noninterest income$19,935,000395
Gross Fiduciary activities income$1,740,000359
Service charges on deposit accounts$6,334,000253
Trading account gains and fees$176,000117
Additional Noninterest Income$11,685,000399
Total noninterest expense$65,603,000347
Salaries and employee benefits$36,563,000333
Premises and equipment expense$11,893,000231
Additional noninterest expense$17,147,000419
Pre-tax net operating income$27,248,000369
Securities gains (losses)$611,000338
Applicable income taxes$10,744,000288
Income before extraordinary items$17,115,000428
Extraordinary gains, net$017
Net income$17,115,000427
Minority interest net income$084
Net income of bank and minority interests.$17,115,000428
Net charge-offs$17,542,00088
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$16,723,960428
2014-09-30 (YTD Data)Rank
Total interest income$59,301,000336
Total interest expense$3,015,000733
Net interest income$56,286,000322
Provision for loan and lease losses$1,942,000359
Total noninterest income$14,870,000389
Gross Fiduciary activities income$1,291,000361
Service charges on deposit accounts$4,719,000251
Trading account gains and fees$0174
Additional Noninterest Income$8,860,000393
Total noninterest expense$48,463,000348
Salaries and employee benefits$27,083,000329
Premises and equipment expense$9,066,000219
Additional noninterest expense$12,314,000423
Pre-tax net operating income$20,751,000361
Securities gains (losses)$15,0002,163
Applicable income taxes$8,105,000289
Income before extraordinary items$12,661,000431
Extraordinary gains, net$015
Net income$12,661,000429
Minority interest net income$081
Net income of bank and minority interests.$12,661,000431
Net charge-offs$2,041,000373
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$12,651,400423
2014-06-30 (YTD Data)Rank
Total interest income$39,019,000336
Total interest expense$2,013,000735
Net interest income$37,006,000322
Provision for loan and lease losses$1,342,000359
Total noninterest income$9,230,000406
Gross Fiduciary activities income$860,000362
Service charges on deposit accounts$3,025,000258
Trading account gains and fees$0172
Additional Noninterest Income$5,345,000424
Total noninterest expense$31,892,000353
Salaries and employee benefits$17,935,000333
Premises and equipment expense$5,946,000221
Additional noninterest expense$8,011,000431
Pre-tax net operating income$13,002,000370
Securities gains (losses)$02,580
Applicable income taxes$5,061,000295
Income before extraordinary items$7,941,000443
Extraordinary gains, net$020
Net income$7,941,000441
Minority interest net income$080
Net income of bank and minority interests.$7,941,000443
Net charge-offs$4,280,000156
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$7,941,000431
2014-03-31 (YTD Data)Rank
Total interest income$19,274,000340
Total interest expense$1,022,000730
Net interest income$18,252,000326
Provision for loan and lease losses$742,000326
Total noninterest income$4,493,000404
Gross Fiduciary activities income$433,000363
Service charges on deposit accounts$1,441,000264
Trading account gains and fees$0147
Additional Noninterest Income$2,619,000416
Total noninterest expense$15,904,000354
Salaries and employee benefits$9,034,000322
Premises and equipment expense$2,963,000229
Additional noninterest expense$3,907,000440
Pre-tax net operating income$6,099,000371
Securities gains (losses)$01,715
Applicable income taxes$2,369,000297
Income before extraordinary items$3,730,000444
Extraordinary gains, net$016
Net income$3,730,000443
Minority interest net income$066
Net income of bank and minority interests.$3,730,000444
Net charge-offs$-260,0006,625
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,730,000430
2013-12-31 (YTD Data)Rank
Total interest income$77,454,000339
Total interest expense$5,439,000596
Net interest income$72,015,000325
Provision for loan and lease losses$8,751,000181
Total noninterest income$20,688,000402
Gross Fiduciary activities income$1,674,000357
Service charges on deposit accounts$5,919,000274
Trading account gains and fees$0184
Additional Noninterest Income$13,095,000397
Total noninterest expense$68,235,000338
Salaries and employee benefits$36,241,000314
Premises and equipment expense$11,864,000216
Additional noninterest expense$20,130,000379
Pre-tax net operating income$15,717,000523
Securities gains (losses)$03,182
Applicable income taxes$6,089,000402
Income before extraordinary items$9,628,000666
Extraordinary gains, net$029
Net income$9,628,000668
Minority interest net income$090
Net income of bank and minority interests.$9,628,000667
Net charge-offs$27,062,00088
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,628,000639
2013-09-30 (YTD Data)Rank
Total interest income$57,777,000340
Total interest expense$4,321,000567
Net interest income$53,456,000329
Provision for loan and lease losses$8,251,000147
Total noninterest income$15,583,000408
Gross Fiduciary activities income$1,266,000355
Service charges on deposit accounts$4,381,000278
Trading account gains and fees$0180
Additional Noninterest Income$9,936,000400
Total noninterest expense$49,415,000349
Salaries and employee benefits$27,764,000309
Premises and equipment expense$9,154,000212
Additional noninterest expense$12,497,000430
Pre-tax net operating income$11,373,000547
Securities gains (losses)$03,040
Applicable income taxes$4,263,000431
Income before extraordinary items$7,110,000689
Extraordinary gains, net$025
Net income$7,110,000690
Minority interest net income$084
Net income of bank and minority interests.$7,110,000691
Net charge-offs$16,901,00099
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,110,000661
2013-06-30 (YTD Data)Rank
Total interest income$38,497,000336
Total interest expense$3,082,000538
Net interest income$35,415,000329
Provision for loan and lease losses$7,751,000115
Total noninterest income$10,688,000408
Gross Fiduciary activities income$844,000356
Service charges on deposit accounts$2,825,000282
Trading account gains and fees$0157
Additional Noninterest Income$7,019,000400
Total noninterest expense$33,126,000347
Salaries and employee benefits$18,757,000306
Premises and equipment expense$6,409,000206
Additional noninterest expense$7,960,000450
Pre-tax net operating income$5,226,000740
Securities gains (losses)$02,791
Applicable income taxes$1,854,000575
Income before extraordinary items$3,372,000917
Extraordinary gains, net$022
Net income$3,372,000918
Minority interest net income$082
Net income of bank and minority interests.$3,372,000919
Net charge-offs$9,342,000117
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,372,000877
2013-03-31 (YTD Data)Rank
Total interest income$19,560,000337
Total interest expense$1,598,000540
Net interest income$17,962,000324
Provision for loan and lease losses$7,251,00085
Total noninterest income$5,066,000422
Gross Fiduciary activities income$440,000343
Service charges on deposit accounts$1,380,000283
Trading account gains and fees$0148
Additional Noninterest Income$3,246,000420
Total noninterest expense$16,543,000347
Salaries and employee benefits$9,436,000311
Premises and equipment expense$3,320,000201
Additional noninterest expense$3,787,000474
Pre-tax net operating income$-766,0006,914
Securities gains (losses)$01,966
Applicable income taxes$-491,0006,988
Income before extraordinary items$-275,0006,802
Extraordinary gains, net$010
Net income$-275,0006,802
Minority interest net income$076
Net income of bank and minority interests.$-275,0006,802
Net charge-offs$7,785,00093
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-275,0006,786
2012-12-31 (YTD Data)Rank
Total interest income$83,265,000333
Total interest expense$9,084,000455
Net interest income$74,181,000319
Provision for loan and lease losses$33,384,000113
Total noninterest income$19,427,000436
Gross Fiduciary activities income$1,611,000352
Service charges on deposit accounts$5,644,000281
Trading account gains and fees$0166
Additional Noninterest Income$12,172,000428
Total noninterest expense$88,069,000270
Salaries and employee benefits$34,007,000320
Premises and equipment expense$12,608,000203
Additional noninterest expense$41,454,000225
Pre-tax net operating income$-27,845,0007,066
Securities gains (losses)$03,810
Applicable income taxes$-4,604,0007,046
Income before extraordinary items$-23,241,0007,057
Extraordinary gains, net$029
Net income$-23,241,0007,057
Minority interest net income$093
Net income of bank and minority interests.$-23,241,0007,057
Net charge-offs$11,138,000288
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-23,241,0007,053
2012-09-30 (YTD Data)Rank
Total interest income$62,606,000338
Total interest expense$7,182,000448
Net interest income$55,424,000320
Provision for loan and lease losses$15,640,000164
Total noninterest income$13,996,000438
Gross Fiduciary activities income$1,226,000346
Service charges on deposit accounts$4,150,000285
Trading account gains and fees$0157
Additional Noninterest Income$8,620,000443
Total noninterest expense$47,983,000352
Salaries and employee benefits$24,124,000339
Premises and equipment expense$9,532,000204
Additional noninterest expense$14,327,000407
Pre-tax net operating income$5,797,000940
Securities gains (losses)$03,575
Applicable income taxes$1,862,000754
Income before extraordinary items$3,935,0001,144
Extraordinary gains, net$020
Net income$3,935,0001,145
Minority interest net income$086
Net income of bank and minority interests.$3,935,0001,145
Net charge-offs$6,457,000378
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,935,0001,086
2012-06-30 (YTD Data)Rank
Total interest income$42,030,000335
Total interest expense$5,008,000439
Net interest income$37,022,000323
Provision for loan and lease losses$15,145,000118
Total noninterest income$9,002,000440
Gross Fiduciary activities income$841,000343
Service charges on deposit accounts$2,641,000298
Trading account gains and fees$0153
Additional Noninterest Income$5,520,000445
Total noninterest expense$32,308,000345
Salaries and employee benefits$16,096,000343
Premises and equipment expense$6,443,000201
Additional noninterest expense$9,769,000394
Pre-tax net operating income$-1,429,0007,032
Securities gains (losses)$03,178
Applicable income taxes$-838,0007,163
Income before extraordinary items$-591,0006,900
Extraordinary gains, net$019
Net income$-591,0006,899
Minority interest net income$084
Net income of bank and minority interests.$-591,0006,900
Net charge-offs$3,747,000428
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-591,0006,867
2012-03-31 (YTD Data)Rank
Total interest income$21,019,000334
Total interest expense$2,606,000438
Net interest income$18,413,000319
Provision for loan and lease losses$14,650,00074
Total noninterest income$4,283,000448
Gross Fiduciary activities income$382,000358
Service charges on deposit accounts$1,269,000297
Trading account gains and fees$0148
Additional Noninterest Income$2,632,000460
Total noninterest expense$16,062,000344
Salaries and employee benefits$8,079,000336
Premises and equipment expense$3,238,000198
Additional noninterest expense$4,745,000395
Pre-tax net operating income$-8,016,0007,302
Securities gains (losses)$02,210
Applicable income taxes$-3,286,0007,299
Income before extraordinary items$-4,730,0007,284
Extraordinary gains, net$019
Net income$-4,730,0007,284
Minority interest net income$078
Net income of bank and minority interests.$-4,730,0007,284
Net charge-offs$1,086,000634
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-4,730,0007,282
2011-12-31 (YTD Data)Rank
Total interest income$91,012,000319
Total interest expense$13,553,000413
Net interest income$77,459,000305
Provision for loan and lease losses$38,150,000137
Total noninterest income$17,422,000414
Gross Fiduciary activities income$1,612,000308
Service charges on deposit accounts$5,668,000283
Trading account gains and fees$0146
Additional Noninterest Income$10,142,000420
Total noninterest expense$65,112,000331
Salaries and employee benefits$31,491,000321
Premises and equipment expense$12,028,000223
Additional noninterest expense$21,593,000365
Pre-tax net operating income$-8,381,0007,179
Securities gains (losses)$03,838
Applicable income taxes$-4,174,0007,299
Income before extraordinary items$-4,207,0007,028
Extraordinary gains, net$029
Net income$-4,207,0007,029
Minority interest net income$096
Net income of bank and minority interests.$-4,207,0007,029
Net charge-offs$42,905,000141
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-4,207,0007,015
2011-09-30 (YTD Data)Rank
Total interest income$68,695,000319
Total interest expense$10,633,000416
Net interest income$58,062,000301
Provision for loan and lease losses$19,530,000181
Total noninterest income$12,791,000420
Gross Fiduciary activities income$1,216,000303
Service charges on deposit accounts$4,222,000286
Trading account gains and fees$0145
Additional Noninterest Income$7,353,000431
Total noninterest expense$49,705,000322
Salaries and employee benefits$23,175,000322
Premises and equipment expense$8,953,000222
Additional noninterest expense$17,577,000337
Pre-tax net operating income$1,618,0002,439
Securities gains (losses)$03,555
Applicable income taxes$221,0002,562
Income before extraordinary items$1,397,0002,454
Extraordinary gains, net$021
Net income$1,397,0002,456
Minority interest net income$087
Net income of bank and minority interests.$1,397,0002,456
Net charge-offs$19,521,000200
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,397,0002,356
2011-06-30 (YTD Data)Rank
Total interest income$45,780,000324
Total interest expense$7,417,000419
Net interest income$38,363,000307
Provision for loan and lease losses$16,230,000156
Total noninterest income$8,245,000429
Gross Fiduciary activities income$813,000306
Service charges on deposit accounts$2,797,000285
Trading account gains and fees$0153
Additional Noninterest Income$4,635,000456
Total noninterest expense$30,686,000349
Salaries and employee benefits$15,579,000319
Premises and equipment expense$5,652,000236
Additional noninterest expense$9,455,000416
Pre-tax net operating income$-308,0006,661
Securities gains (losses)$02,914
Applicable income taxes$-385,0007,301
Income before extraordinary items$77,0005,841
Extraordinary gains, net$015
Net income$77,0005,840
Minority interest net income$089
Net income of bank and minority interests.$77,0005,841
Net charge-offs$16,928,000173
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$77,0005,758
2011-03-31 (YTD Data)Rank
Total interest income$23,225,000318
Total interest expense$3,842,000420
Net interest income$19,383,000299
Provision for loan and lease losses$8,400,000159
Total noninterest income$4,074,000430
Gross Fiduciary activities income$394,000312
Service charges on deposit accounts$1,316,000299
Trading account gains and fees$0158
Additional Noninterest Income$2,364,000461
Total noninterest expense$16,069,000338
Salaries and employee benefits$8,410,000301
Premises and equipment expense$2,854,000245
Additional noninterest expense$4,805,000399
Pre-tax net operating income$-1,012,0007,275
Securities gains (losses)$01,772
Applicable income taxes$-525,0007,472
Income before extraordinary items$-487,0007,124
Extraordinary gains, net$09
Net income$-487,0007,125
Minority interest net income$086
Net income of bank and minority interests.$-487,0007,125
Net charge-offs$7,888,000191
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-487,0007,115
2010-12-31 (YTD Data)Rank
Total interest income$102,723,000304
Total interest expense$20,030,000392
Net interest income$82,693,000283
Provision for loan and lease losses$79,282,000127
Total noninterest income$17,229,000437
Gross Fiduciary activities income$1,537,000312
Service charges on deposit accounts$6,380,000254
Trading account gains and fees$0175
Additional Noninterest Income$9,312,000484
Total noninterest expense$65,066,000338
Salaries and employee benefits$31,498,000310
Premises and equipment expense$14,113,000191
Additional noninterest expense$19,455,000415
Pre-tax net operating income$-44,426,0007,593
Securities gains (losses)$8,0003,363
Applicable income taxes$-17,351,0007,631
Income before extraordinary items$-27,067,0007,550
Extraordinary gains, net$029
Net income$-27,067,0007,549
Minority interest net income$0111
Net income of bank and minority interests.$-27,067,0007,550
Net charge-offs$80,174,000124
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-27,072,1207,550
2010-09-30 (YTD Data)Rank
Total interest income$77,952,000302
Total interest expense$15,837,000385
Net interest income$62,115,000284
Provision for loan and lease losses$30,300,000203
Total noninterest income$12,945,000424
Gross Fiduciary activities income$1,197,000303
Service charges on deposit accounts$4,839,000249
Trading account gains and fees$0165
Additional Noninterest Income$6,909,000462
Total noninterest expense$50,086,000319
Salaries and employee benefits$24,333,000300
Premises and equipment expense$10,501,000192
Additional noninterest expense$15,252,000382
Pre-tax net operating income$-5,326,0007,385
Securities gains (losses)$8,0003,163
Applicable income taxes$-2,414,0007,623
Income before extraordinary items$-2,904,0007,258
Extraordinary gains, net$023
Net income$-2,904,0007,258
Minority interest net income$0110
Net income of bank and minority interests.$-2,904,0007,258
Net charge-offs$21,371,000240
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-2,909,1207,239
2010-06-30 (YTD Data)Rank
Total interest income$51,912,000305
Total interest expense$10,927,000383
Net interest income$40,985,000286
Provision for loan and lease losses$13,900,000281
Total noninterest income$8,195,000431
Gross Fiduciary activities income$803,000300
Service charges on deposit accounts$3,164,000253
Trading account gains and fees$0152
Additional Noninterest Income$4,228,000474
Total noninterest expense$33,395,000320
Salaries and employee benefits$16,093,000307
Premises and equipment expense$7,032,000193
Additional noninterest expense$10,270,000370
Pre-tax net operating income$1,885,0001,374
Securities gains (losses)$03,184
Applicable income taxes$435,0001,362
Income before extraordinary items$1,450,0001,515
Extraordinary gains, net$019
Net income$1,450,0001,516
Minority interest net income$0105
Net income of bank and minority interests.$1,450,0001,516
Net charge-offs$14,944,000246
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,450,0001,444
2010-03-31 (YTD Data)Rank
Total interest income$26,231,000313
Total interest expense$5,706,000387
Net interest income$20,525,000290
Provision for loan and lease losses$6,750,000302
Total noninterest income$4,270,000416
Gross Fiduciary activities income$447,000282
Service charges on deposit accounts$2,324,000187
Trading account gains and fees$0175
Additional Noninterest Income$1,499,000594
Total noninterest expense$16,972,000312
Salaries and employee benefits$8,032,000309
Premises and equipment expense$3,552,000192
Additional noninterest expense$5,388,000352
Pre-tax net operating income$1,073,0001,220
Securities gains (losses)$02,284
Applicable income taxes$263,0001,161
Income before extraordinary items$810,0001,353
Extraordinary gains, net$016
Net income$810,0001,356
Minority interest net income$091
Net income of bank and minority interests.$810,0001,355
Net charge-offs$6,541,000267
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$810,0001,311
2009-12-31 (YTD Data)Rank
Total interest income$109,741,000312
Total interest expense$35,688,000317
Net interest income$74,053,000307
Provision for loan and lease losses$25,850,000407
Total noninterest income$17,587,000424
Gross Fiduciary activities income$1,376,000319
Service charges on deposit accounts$10,285,000185
Trading account gains and fees$0211
Additional Noninterest Income$5,926,000628
Total noninterest expense$64,376,000354
Salaries and employee benefits$31,485,000309
Premises and equipment expense$13,808,000193
Additional noninterest expense$19,083,000450
Pre-tax net operating income$1,414,0002,452
Securities gains (losses)$-1,411,0007,763
Applicable income taxes$-297,0006,864
Income before extraordinary items$300,0004,463
Extraordinary gains, net$034
Net income$300,0004,463
Minority interest net income$0115
Net income of bank and minority interests.$300,0004,464
Net charge-offs$11,948,000593
Cash dividends$5,950,000301
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,711,0001,872
2009-09-30 (YTD Data)Rank
Total interest income$82,634,000321
Total interest expense$28,853,000319
Net interest income$53,781,000324
Provision for loan and lease losses$14,300,000480
Total noninterest income$13,605,000425
Gross Fiduciary activities income$1,025,000315
Service charges on deposit accounts$7,703,000184
Trading account gains and fees$0212
Additional Noninterest Income$4,877,000604
Total noninterest expense$49,094,000349
Salaries and employee benefits$24,273,000302
Premises and equipment expense$11,074,000193
Additional noninterest expense$13,747,000446
Pre-tax net operating income$3,992,000845
Securities gains (losses)$03,497
Applicable income taxes$1,379,000646
Income before extraordinary items$2,613,0001,037
Extraordinary gains, net$027
Net income$2,613,0001,035
Minority interest net income$0118
Net income of bank and minority interests.$2,613,0001,037
Net charge-offs$3,937,000983
Cash dividends$5,950,000218
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,613,0001,022
2009-06-30 (YTD Data)Rank
Total interest income$55,687,000328
Total interest expense$20,177,000324
Net interest income$35,510,000330
Provision for loan and lease losses$8,300,000516
Total noninterest income$9,173,000424
Gross Fiduciary activities income$695,000319
Service charges on deposit accounts$5,116,000185
Trading account gains and fees$0193
Additional Noninterest Income$3,362,000596
Total noninterest expense$32,584,000363
Salaries and employee benefits$16,399,000306
Premises and equipment expense$7,346,000197
Additional noninterest expense$8,839,000471
Pre-tax net operating income$3,799,000593
Securities gains (losses)$03,136
Applicable income taxes$1,368,000456
Income before extraordinary items$2,431,000765
Extraordinary gains, net$021
Net income$2,431,000762
Minority interest net income$0112
Net income of bank and minority interests.$2,431,000765
Net charge-offs$2,480,000983
Cash dividends$4,650,000191
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,431,000738
2009-03-31 (YTD Data)Rank
Total interest income$27,978,000331
Total interest expense$10,511,000323
Net interest income$17,467,000328
Provision for loan and lease losses$3,100,000555
Total noninterest income$4,416,000412
Gross Fiduciary activities income$344,000310
Service charges on deposit accounts$2,512,000182
Trading account gains and fees$0171
Additional Noninterest Income$1,560,000616
Total noninterest expense$16,114,000337
Salaries and employee benefits$8,285,000304
Premises and equipment expense$3,661,000198
Additional noninterest expense$4,168,000432
Pre-tax net operating income$2,669,000441
Securities gains (losses)$02,434
Applicable income taxes$996,000348
Income before extraordinary items$1,673,000599
Extraordinary gains, net$015
Net income$1,673,000600
Minority interest net income$0102
Net income of bank and minority interests.$1,673,000602
Net charge-offs$1,511,000730
Cash dividends$825,000549
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,673,000560
2008-12-31 (YTD Data)Rank
Total interest income$120,189,000335
Total interest expense$50,867,000319
Net interest income$69,322,000334
Provision for loan and lease losses$11,251,000543
Total noninterest income$19,101,000363
Gross Fiduciary activities income$1,402,000334
Service charges on deposit accounts$12,492,000154
Trading account gains and fees$0154
Additional Noninterest Income$5,207,000631
Total noninterest expense$63,168,000345
Salaries and employee benefits$32,995,000290
Premises and equipment expense$15,121,000193
Additional noninterest expense$15,052,000481
Pre-tax net operating income$14,004,000381
Securities gains (losses)$-3,266,0008,017
Applicable income taxes$3,905,000384
Income before extraordinary items$6,833,000576
Extraordinary gains, net$039
Net income$6,833,000576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,778,000719
Cash dividends$3,725,000750
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,923,240457
2008-09-30 (YTD Data)Rank
Total interest income$91,234,000346
Total interest expense$39,248,000331
Net interest income$51,986,000342
Provision for loan and lease losses$4,700,000664
Total noninterest income$14,383,000387
Gross Fiduciary activities income$1,058,000336
Service charges on deposit accounts$9,322,000160
Trading account gains and fees$0148
Additional Noninterest Income$4,003,000656
Total noninterest expense$48,327,000325
Salaries and employee benefits$25,859,000293
Premises and equipment expense$11,317,000197
Additional noninterest expense$11,151,000454
Pre-tax net operating income$13,342,000391
Securities gains (losses)$-3,266,0008,152
Applicable income taxes$3,736,000387
Income before extraordinary items$6,340,000573
Extraordinary gains, net$031
Net income$6,340,000572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$627,0001,712
Cash dividends$2,575,000816
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,430,240454
2008-06-30 (YTD Data)Rank
Total interest income$61,849,000351
Total interest expense$27,264,000332
Net interest income$34,585,000346
Provision for loan and lease losses$2,200,000732
Total noninterest income$9,182,000403
Gross Fiduciary activities income$700,000343
Service charges on deposit accounts$5,759,000174
Trading account gains and fees$0149
Additional Noninterest Income$2,723,000663
Total noninterest expense$32,354,000327
Salaries and employee benefits$17,490,000294
Premises and equipment expense$7,507,000199
Additional noninterest expense$7,357,000452
Pre-tax net operating income$9,213,000403
Securities gains (losses)$03,233
Applicable income taxes$3,485,000347
Income before extraordinary items$5,728,000485
Extraordinary gains, net$021
Net income$5,728,000484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$433,0001,447
Cash dividends$1,925,000829
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,728,000477
2008-03-31 (YTD Data)Rank
Total interest income$31,875,000353
Total interest expense$14,857,000326
Net interest income$17,018,000350
Provision for loan and lease losses$750,000753
Total noninterest income$4,344,000436
Gross Fiduciary activities income$347,000347
Service charges on deposit accounts$2,691,000182
Trading account gains and fees$0158
Additional Noninterest Income$1,306,000679
Total noninterest expense$16,347,000321
Salaries and employee benefits$8,915,000294
Premises and equipment expense$3,814,000198
Additional noninterest expense$3,618,000441
Pre-tax net operating income$4,265,000470
Securities gains (losses)$02,688
Applicable income taxes$1,574,000410
Income before extraordinary items$2,691,000564
Extraordinary gains, net$015
Net income$2,691,000565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0001,055
Cash dividends$1,100,000674
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,691,000538
2007-12-31 (YTD Data)Rank
Total interest income$134,335,000347
Total interest expense$57,867,000372
Net interest income$76,468,000328
Provision for loan and lease losses$3,000,000629
Total noninterest income$17,349,000420
Gross Fiduciary activities income$1,332,000356
Service charges on deposit accounts$11,225,000172
Trading account gains and fees$0178
Additional Noninterest Income$4,792,000705
Total noninterest expense$60,326,000330
Salaries and employee benefits$32,592,000305
Premises and equipment expense$14,487,000193
Additional noninterest expense$13,247,000471
Pre-tax net operating income$30,491,000346
Securities gains (losses)$50,000792
Applicable income taxes$11,535,000293
Income before extraordinary items$19,006,000372
Extraordinary gains, net$039
Net income$19,006,000369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,754,000675
Cash dividends$4,250,000864
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$18,974,000369
2007-09-30 (YTD Data)Rank
Total interest income$100,098,000350
Total interest expense$42,014,000388
Net interest income$58,084,000322
Provision for loan and lease losses$1,800,000563
Total noninterest income$12,906,000422
Gross Fiduciary activities income$1,011,000348
Service charges on deposit accounts$8,381,000169
Trading account gains and fees$0184
Additional Noninterest Income$3,514,000735
Total noninterest expense$44,847,000333
Salaries and employee benefits$24,344,000305
Premises and equipment expense$10,830,000194
Additional noninterest expense$9,673,000459
Pre-tax net operating income$24,343,000354
Securities gains (losses)$01,655
Applicable income taxes$9,284,000300
Income before extraordinary items$15,059,000390
Extraordinary gains, net$033
Net income$15,059,000387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0001,795
Cash dividends$3,400,000783
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$15,059,000385
2007-06-30 (YTD Data)Rank
Total interest income$65,741,000364
Total interest expense$27,401,000401
Net interest income$38,340,000335
Provision for loan and lease losses$1,200,000506
Total noninterest income$8,392,000441
Gross Fiduciary activities income$673,000350
Service charges on deposit accounts$5,358,000177
Trading account gains and fees$0168
Additional Noninterest Income$2,361,000745
Total noninterest expense$29,368,000347
Salaries and employee benefits$15,976,000321
Premises and equipment expense$7,131,000206
Additional noninterest expense$6,261,000481
Pre-tax net operating income$16,164,000383
Securities gains (losses)$01,444
Applicable income taxes$6,138,000332
Income before extraordinary items$10,026,000425
Extraordinary gains, net$029
Net income$10,026,000424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0001,774
Cash dividends$2,200,000809
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$10,026,000417
2007-03-31 (YTD Data)Rank
Total interest income$32,525,000368
Total interest expense$13,635,000395
Net interest income$18,890,000338
Provision for loan and lease losses$600,000449
Total noninterest income$3,969,000458
Gross Fiduciary activities income$340,000348
Service charges on deposit accounts$2,555,000182
Trading account gains and fees$0195
Additional Noninterest Income$1,074,000791
Total noninterest expense$14,338,000351
Salaries and employee benefits$7,782,000333
Premises and equipment expense$3,571,000205
Additional noninterest expense$2,985,000486
Pre-tax net operating income$7,921,000382
Securities gains (losses)$01,187
Applicable income taxes$2,974,000345
Income before extraordinary items$4,947,000422
Extraordinary gains, net$022
Net income$4,947,000421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0001,597
Cash dividends$1,200,000688
Sale, conversion, retirement of capital stock, net$0885
Net operating income$4,947,000413
2006-12-31 (YTD Data)Rank
Total interest income$117,992,000372
Total interest expense$43,762,000412
Net interest income$74,230,000332
Provision for loan and lease losses$3,700,000323
Total noninterest income$16,078,000446
Gross Fiduciary activities income$1,303,000342
Service charges on deposit accounts$8,579,000207
Trading account gains and fees$0130
Additional Noninterest Income$6,196,000577
Total noninterest expense$54,515,000351
Salaries and employee benefits$28,722,000338
Premises and equipment expense$12,871,000208
Additional noninterest expense$12,922,000446
Pre-tax net operating income$32,093,000381
Securities gains (losses)$01,687
Applicable income taxes$11,988,000344
Income before extraordinary items$20,105,000423
Extraordinary gains, net$051
Net income$20,105,000422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,138,000619
Cash dividends$3,650,000937
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$20,105,000418
2006-09-30 (YTD Data)Rank
Total interest income$85,001,000394
Total interest expense$30,134,000443
Net interest income$54,867,000347
Provision for loan and lease losses$1,800,000442
Total noninterest income$11,918,000466
Gross Fiduciary activities income$983,000345
Service charges on deposit accounts$6,435,000211
Trading account gains and fees$0126
Additional Noninterest Income$4,500,000600
Total noninterest expense$40,835,000362
Salaries and employee benefits$21,839,000341
Premises and equipment expense$9,591,000219
Additional noninterest expense$9,405,000469
Pre-tax net operating income$24,150,000398
Securities gains (losses)$01,388
Applicable income taxes$9,054,000363
Income before extraordinary items$15,096,000446
Extraordinary gains, net$045
Net income$15,096,000445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,0008,444
Cash dividends$2,850,000868
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$15,096,000433
2006-06-30 (YTD Data)Rank
Total interest income$54,073,000402
Total interest expense$18,245,000461
Net interest income$35,828,000358
Provision for loan and lease losses$1,200,000421
Total noninterest income$7,569,000482
Gross Fiduciary activities income$643,000350
Service charges on deposit accounts$4,100,000220
Trading account gains and fees$0126
Additional Noninterest Income$2,826,000619
Total noninterest expense$27,108,000371
Salaries and employee benefits$14,366,000355
Premises and equipment expense$6,438,000221
Additional noninterest expense$6,304,000466
Pre-tax net operating income$15,089,000425
Securities gains (losses)$01,185
Applicable income taxes$5,664,000382
Income before extraordinary items$9,425,000465
Extraordinary gains, net$039
Net income$9,425,000464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-83,0008,543
Cash dividends$1,650,000967
Sale, conversion, retirement of capital stock, net$0887
Net operating income$9,425,000453
2006-03-31 (YTD Data)Rank
Total interest income$25,641,000407
Total interest expense$8,363,000469
Net interest income$17,278,000368
Provision for loan and lease losses$600,000400
Total noninterest income$3,544,000499
Gross Fiduciary activities income$317,000354
Service charges on deposit accounts$1,955,000222
Trading account gains and fees$0115
Additional Noninterest Income$1,272,000670
Total noninterest expense$13,236,000374
Salaries and employee benefits$7,084,000360
Premises and equipment expense$3,185,000221
Additional noninterest expense$2,967,000493
Pre-tax net operating income$6,986,000441
Securities gains (losses)$0955
Applicable income taxes$2,597,000404
Income before extraordinary items$4,389,000483
Extraordinary gains, net$021
Net income$4,389,000482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0001,941
Cash dividends$900,000822
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,389,000476
2005-12-31 (YTD Data)Rank
Total interest income$87,659,000415
Total interest expense$25,979,000460
Net interest income$61,680,000393
Provision for loan and lease losses$2,800,000382
Total noninterest income$14,508,000490
Gross Fiduciary activities income$1,314,000347
Service charges on deposit accounts$7,900,000223
Trading account gains and fees$0138
Additional Noninterest Income$5,294,000653
Total noninterest expense$49,645,000387
Salaries and employee benefits$26,937,000355
Premises and equipment expense$11,693,000234
Additional noninterest expense$11,015,000512
Pre-tax net operating income$23,743,000471
Securities gains (losses)$65,000853
Applicable income taxes$8,714,000432
Income before extraordinary items$15,094,000516
Extraordinary gains, net$046
Net income$15,094,000516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,105,000625
Cash dividends$6,075,000558
Sale, conversion, retirement of capital stock, net$0934
Net operating income$15,052,400503
2005-09-30 (YTD Data)Rank
Total interest income$62,648,000423
Total interest expense$17,971,000467
Net interest income$44,677,000400
Provision for loan and lease losses$1,350,000565
Total noninterest income$11,028,000485
Gross Fiduciary activities income$987,000340
Service charges on deposit accounts$5,854,000220
Trading account gains and fees$0126
Additional Noninterest Income$4,187,000624
Total noninterest expense$37,715,000382
Salaries and employee benefits$20,294,000354
Premises and equipment expense$8,547,000236
Additional noninterest expense$8,874,000481
Pre-tax net operating income$16,640,000496
Securities gains (losses)$65,000802
Applicable income taxes$5,967,000461
Income before extraordinary items$10,738,000533
Extraordinary gains, net$035
Net income$10,738,000533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0001,525
Cash dividends$6,075,000410
Sale, conversion, retirement of capital stock, net$0769
Net operating income$10,696,400523
2005-06-30 (YTD Data)Rank
Total interest income$39,960,000428
Total interest expense$11,072,000473
Net interest income$28,888,000405
Provision for loan and lease losses$900,000570
Total noninterest income$7,127,000486
Gross Fiduciary activities income$652,000338
Service charges on deposit accounts$3,744,000225
Trading account gains and fees$0116
Additional Noninterest Income$2,731,000632
Total noninterest expense$24,907,000381
Salaries and employee benefits$13,461,000355
Premises and equipment expense$5,591,000237
Additional noninterest expense$5,855,000486
Pre-tax net operating income$10,208,000520
Securities gains (losses)$65,000711
Applicable income taxes$3,661,000486
Income before extraordinary items$6,612,000563
Extraordinary gains, net$030
Net income$6,612,000563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,094
Cash dividends$5,250,000328
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,570,400548
2005-03-31 (YTD Data)Rank
Total interest income$19,146,000425
Total interest expense$5,143,000484
Net interest income$14,003,000405
Provision for loan and lease losses$450,000520
Total noninterest income$3,446,000481
Gross Fiduciary activities income$315,000343
Service charges on deposit accounts$1,733,000226
Trading account gains and fees$0115
Additional Noninterest Income$1,398,000618
Total noninterest expense$12,196,000382
Salaries and employee benefits$6,625,000357
Premises and equipment expense$2,695,000245
Additional noninterest expense$2,876,000487
Pre-tax net operating income$4,803,000538
Securities gains (losses)$01,685
Applicable income taxes$1,688,000518
Income before extraordinary items$3,115,000591
Extraordinary gains, net$024
Net income$3,115,000591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0001,867
Cash dividends$4,600,000191
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,115,000572
2004-12-31 (YTD Data)Rank
Total interest income$66,943,000446
Total interest expense$15,322,000541
Net interest income$51,621,000419
Provision for loan and lease losses$2,900,000401
Total noninterest income$14,348,000478
Gross Fiduciary activities income$1,207,000339
Service charges on deposit accounts$7,123,000246
Trading account gains and fees$0138
Additional Noninterest Income$6,018,000578
Total noninterest expense$46,300,000396
Salaries and employee benefits$24,719,000371
Premises and equipment expense$10,577,000254
Additional noninterest expense$11,004,000500
Pre-tax net operating income$16,769,000568
Securities gains (losses)$94,0001,287
Applicable income taxes$5,844,000539
Income before extraordinary items$11,019,000620
Extraordinary gains, net$034
Net income$11,019,000621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,004,000778
Cash dividends$8,525,000407
Sale, conversion, retirement of capital stock, net$0872
Net operating income$10,957,900598
2004-09-30 (YTD Data)Rank
Total interest income$48,465,000453
Total interest expense$11,115,000543
Net interest income$37,350,000426
Provision for loan and lease losses$1,350,000582
Total noninterest income$10,672,000489
Gross Fiduciary activities income$928,000341
Service charges on deposit accounts$5,551,000246
Trading account gains and fees$0134
Additional Noninterest Income$4,193,000635
Total noninterest expense$34,269,000403
Salaries and employee benefits$18,265,000376
Premises and equipment expense$7,831,000260
Additional noninterest expense$8,173,000499
Pre-tax net operating income$12,403,000570
Securities gains (losses)$94,0001,210
Applicable income taxes$4,328,000543
Income before extraordinary items$8,169,000625
Extraordinary gains, net$026
Net income$8,169,000626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0002,732
Cash dividends$7,725,000335
Sale, conversion, retirement of capital stock, net$0738
Net operating income$8,107,900603
2004-06-30 (YTD Data)Rank
Total interest income$31,834,000452
Total interest expense$7,354,000544
Net interest income$24,480,000425
Provision for loan and lease losses$900,000563
Total noninterest income$6,942,000492
Gross Fiduciary activities income$616,000347
Service charges on deposit accounts$3,295,000261
Trading account gains and fees$0130
Additional Noninterest Income$3,031,000595
Total noninterest expense$22,599,000406
Salaries and employee benefits$12,068,000379
Premises and equipment expense$5,142,000259
Additional noninterest expense$5,389,000503
Pre-tax net operating income$7,923,000582
Securities gains (losses)$94,0001,069
Applicable income taxes$2,783,000552
Income before extraordinary items$5,234,000642
Extraordinary gains, net$021
Net income$5,234,000642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,489
Cash dividends$1,975,000720
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,172,900618
2004-03-31 (YTD Data)Rank
Total interest income$15,823,000458
Total interest expense$3,736,000540
Net interest income$12,087,000433
Provision for loan and lease losses$450,000561
Total noninterest income$3,092,000530
Gross Fiduciary activities income$299,000354
Service charges on deposit accounts$1,470,000286
Trading account gains and fees$0121
Additional Noninterest Income$1,323,000646
Total noninterest expense$11,176,000411
Salaries and employee benefits$6,000,000390
Premises and equipment expense$2,589,000260
Additional noninterest expense$2,587,000517
Pre-tax net operating income$3,553,000629
Securities gains (losses)$94,000837
Applicable income taxes$1,243,000621
Income before extraordinary items$2,404,000694
Extraordinary gains, net$016
Net income$2,404,000694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,341,960660
2003-12-31 (YTD Data)Rank
Total interest income$57,466,000500
Total interest expense$16,517,000548
Net interest income$40,949,000482
Provision for loan and lease losses$2,750,000519
Total noninterest income$11,020,000606
Gross Fiduciary activities income$1,053,000372
Service charges on deposit accounts$5,114,000333
Trading account gains and fees$0160
Additional Noninterest Income$4,853,000781
Total noninterest expense$37,797,000480
Salaries and employee benefits$19,886,000453
Premises and equipment expense$8,134,000312
Additional noninterest expense$9,777,000565
Pre-tax net operating income$11,422,000763
Securities gains (losses)$04,500
Applicable income taxes$4,077,000729
Income before extraordinary items$7,345,000887
Extraordinary gains, net$054
Net income$7,345,000889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,038,000546
Cash dividends$19,650,000251
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,345,000825
2003-09-30 (YTD Data)Rank
Total interest income$41,749,000532
Total interest expense$12,261,000582
Net interest income$29,488,000512
Provision for loan and lease losses$07,481
Total noninterest income$8,009,000645
Gross Fiduciary activities income$791,000381
Service charges on deposit accounts$3,652,000360
Trading account gains and fees$0153
Additional Noninterest Income$3,566,000819
Total noninterest expense$27,238,000508
Salaries and employee benefits$14,404,000476
Premises and equipment expense$5,889,000326
Additional noninterest expense$6,945,000593
Pre-tax net operating income$10,259,000673
Securities gains (losses)$04,204
Applicable income taxes$3,735,000648
Income before extraordinary items$6,524,000785
Extraordinary gains, net$040
Net income$6,524,000786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,587
Cash dividends$19,650,000200
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,524,000731
2003-06-30 (YTD Data)Rank
Total interest income$26,189,000568
Total interest expense$7,537,000637
Net interest income$18,652,000535
Provision for loan and lease losses$07,324
Total noninterest income$4,633,000709
Gross Fiduciary activities income$512,000391
Service charges on deposit accounts$2,202,000392
Trading account gains and fees$0150
Additional Noninterest Income$1,919,000942
Total noninterest expense$16,386,000550
Salaries and employee benefits$8,788,000512
Premises and equipment expense$3,569,000354
Additional noninterest expense$4,029,000668
Pre-tax net operating income$6,899,000666
Securities gains (losses)$03,782
Applicable income taxes$2,636,000616
Income before extraordinary items$4,263,000795
Extraordinary gains, net$030
Net income$4,263,000796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,140
Cash dividends$15,650,000155
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,263,000731
2003-03-31 (YTD Data)Rank
Total interest income$11,632,000633
Total interest expense$3,294,000738
Net interest income$8,338,000587
Provision for loan and lease losses$06,934
Total noninterest income$2,045,000762
Gross Fiduciary activities income$239,000413
Service charges on deposit accounts$906,000467
Trading account gains and fees$0134
Additional Noninterest Income$900,000964
Total noninterest expense$7,340,000589
Salaries and employee benefits$3,986,000558
Premises and equipment expense$1,571,000397
Additional noninterest expense$1,783,000721
Pre-tax net operating income$3,043,000747
Securities gains (losses)$02,891
Applicable income taxes$1,175,000690
Income before extraordinary items$1,868,000908
Extraordinary gains, net$021
Net income$1,868,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,000673
Cash dividends$650,000977
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,868,000838
2002-12-31 (YTD Data)Rank
Total interest income$47,796,000643
Total interest expense$14,725,000760
Net interest income$33,071,000582
Provision for loan and lease losses$-50,0009,230
Total noninterest income$6,637,000828
Gross Fiduciary activities income$903,000425
Service charges on deposit accounts$3,028,000538
Trading account gains and fees$0153
Additional Noninterest Income$2,706,0001,072
Total noninterest expense$25,118,000650
Salaries and employee benefits$13,777,000596
Premises and equipment expense$5,579,000432
Additional noninterest expense$5,762,000870
Pre-tax net operating income$14,640,000602
Securities gains (losses)$12,0003,495
Applicable income taxes$5,542,000544
Income before extraordinary items$9,110,000698
Extraordinary gains, net$070
Net income$9,110,000699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,876
Cash dividends$2,340,0001,155
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,102,320662
2001-12-31 (YTD Data)Rank
Total interest income$56,324,000626
Total interest expense$23,835,000701
Net interest income$32,489,000567
Provision for loan and lease losses$08,228
Total noninterest income$5,527,000903
Gross Fiduciary activities income$878,000447
Service charges on deposit accounts$2,583,000588
Trading account gains and fees$0177
Additional Noninterest Income$2,066,0001,216
Total noninterest expense$23,458,000675
Salaries and employee benefits$12,846,000602
Premises and equipment expense$5,271,000443
Additional noninterest expense$5,341,000907
Pre-tax net operating income$14,558,000549
Securities gains (losses)$304,000893
Applicable income taxes$5,449,000517
Income before extraordinary items$9,413,000596
Extraordinary gains, net$0105
Net income$9,413,000598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,192
Cash dividends$1,925,0001,385
Sale, conversion, retirement of capital stock, net$0922
Net operating income$9,218,440583
2000-12-31 (YTD Data)Rank
Total interest income$57,582,000639
Total interest expense$24,636,000739
Net interest income$32,946,000568
Provision for loan and lease losses$08,337
Total noninterest income$5,566,000861
Gross Fiduciary activities income$840,000457
Service charges on deposit accounts$2,835,000481
Trading account gains and fees$0180
Additional Noninterest Income$1,891,0001,185
Total noninterest expense$22,336,000696
Salaries and employee benefits$11,930,000607
Premises and equipment expense$4,856,000473
Additional noninterest expense$5,550,000885
Pre-tax net operating income$16,176,000530
Securities gains (losses)$01,956
Applicable income taxes$5,791,000501
Income before extraordinary items$10,385,000551
Extraordinary gains, net$038
Net income$10,385,000552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-179,0009,813
Cash dividends$1,175,0002,032
Sale, conversion, retirement of capital stock, net$0969
Net operating income$10,385,000549
1999-12-31 (YTD Data)Rank
Total interest income$48,987,000712
Total interest expense$19,866,000800
Net interest income$29,121,000654
Provision for loan and lease losses$-1,875,00010,209
Total noninterest income$6,633,000778
Gross Fiduciary activities income$835,000503
Service charges on deposit accounts$2,538,000538
Trading account gains and fees$0173
Additional Noninterest Income$3,260,000848
Total noninterest expense$20,952,000735
Salaries and employee benefits$11,374,000635
Premises and equipment expense$4,503,000501
Additional noninterest expense$5,075,000947
Pre-tax net operating income$16,677,000558
Securities gains (losses)$03,155
Applicable income taxes$5,909,000540
Income before extraordinary items$10,768,000585
Extraordinary gains, net$035
Net income$10,768,000585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,787,00010,221
Cash dividends$18,625,000262
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$10,768,000574
1998-12-31 (YTD Data)Rank
Total interest income$42,382,000788
Total interest expense$16,845,000937
Net interest income$25,537,000695
Provision for loan and lease losses$100,0005,089
Total noninterest income$3,703,0001,142
Gross Fiduciary activities income$834,000503
Service charges on deposit accounts$2,041,000599
Trading account gains and fees$0224
Additional Noninterest Income$828,0002,118
Total noninterest expense$15,756,000895
Salaries and employee benefits$8,646,000772
Premises and equipment expense$3,616,000595
Additional noninterest expense$3,494,0001,271
Pre-tax net operating income$13,384,000617
Securities gains (losses)$04,449
Applicable income taxes$4,652,000611
Income before extraordinary items$8,732,000670
Extraordinary gains, net$032
Net income$8,732,000669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0004,245
Cash dividends$1,700,0001,501
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$8,732,000637
1997-12-31 (YTD Data)Rank
Total interest income$40,513,000843
Total interest expense$15,810,0001,036
Net interest income$24,703,000734
Provision for loan and lease losses$1,500,000727
Total noninterest income$3,366,0001,196
Gross Fiduciary activities income$806,000530
Service charges on deposit accounts$2,066,000622
Trading account gains and fees$0239
Additional Noninterest Income$494,0002,852
Total noninterest expense$13,975,000982
Salaries and employee benefits$7,711,000861
Premises and equipment expense$2,979,000695
Additional noninterest expense$3,285,0001,333
Pre-tax net operating income$12,594,000663
Securities gains (losses)$03,944
Applicable income taxes$4,308,000679
Income before extraordinary items$8,286,000689
Extraordinary gains, net$044
Net income$8,286,000689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,218,000700
Cash dividends$1,800,0001,406
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$8,286,000673
1996-12-31 (YTD Data)Rank
Total interest income$38,228,000912
Total interest expense$14,324,0001,147
Net interest income$23,904,000783
Provision for loan and lease losses$1,900,000646
Total noninterest income$3,259,0001,278
Gross Fiduciary activities income$891,000540
Service charges on deposit accounts$1,872,000711
Trading account gains and fees$0262
Additional Noninterest Income$496,0002,940
Total noninterest expense$13,740,0001,082
Salaries and employee benefits$7,288,000933
Premises and equipment expense$3,093,000720
Additional noninterest expense$3,359,0001,570
Pre-tax net operating income$11,523,000702
Securities gains (losses)$04,148
Applicable income taxes$3,739,000738
Income before extraordinary items$7,784,000708
Extraordinary gains, net$053
Net income$7,784,000708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$482,0001,467
Cash dividends$1,350,0001,710
Sale, conversion, retirement of capital stock, net$0953
Net operating income$7,784,000691
1995-12-31 (YTD Data)Rank
Total interest income$37,447,000951
Total interest expense$13,938,0001,196
Net interest income$23,509,000813
Provision for loan and lease losses$2,200,000548
Total noninterest income$2,860,0001,400
Gross Fiduciary activities income$827,000579
Service charges on deposit accounts$1,661,000791
Trading account gains and fees$0522
Additional Noninterest Income$372,0003,471
Total noninterest expense$13,293,0001,122
Salaries and employee benefits$6,788,0001,016
Premises and equipment expense$3,089,000741
Additional noninterest expense$3,416,0001,512
Pre-tax net operating income$10,876,000782
Securities gains (losses)$03,831
Applicable income taxes$3,609,000785
Income before extraordinary items$7,267,000791
Extraordinary gains, net$065
Net income$7,267,000791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,0001,345
Cash dividends$1,275,0001,690
Sale, conversion, retirement of capital stock, net$0809
Net operating income$7,267,000783
1994-12-31 (YTD Data)Rank
Total interest income$32,574,000980
Total interest expense$11,002,0001,191
Net interest income$21,572,000863
Provision for loan and lease losses$1,975,000591
Total noninterest income$2,910,0001,401
Gross Fiduciary activities income$774,000593
Service charges on deposit accounts$1,763,000758
Trading account gains and fees$0475
Additional Noninterest Income$373,0003,564
Total noninterest expense$12,497,0001,193
Salaries and employee benefits$6,455,0001,046
Premises and equipment expense$2,322,000924
Additional noninterest expense$3,720,0001,502
Pre-tax net operating income$10,010,000797
Securities gains (losses)$03,600
Applicable income taxes$3,336,000793
Income before extraordinary items$6,674,000797
Extraordinary gains, net$0249
Net income$6,674,000798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,943,000351
Cash dividends$1,130,0001,720
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$6,674,000802
1993-12-31 (YTD Data)Rank
Total interest income$31,211,0001,026
Total interest expense$11,136,0001,223
Net interest income$20,075,000921
Provision for loan and lease losses$2,305,000731
Total noninterest income$2,950,0001,487
Gross Fiduciary activities income$769,000624
Service charges on deposit accounts$1,781,000750
Trading account gains and fees$0532
Additional Noninterest Income$400,0003,753
Total noninterest expense$12,605,0001,222
Salaries and employee benefits$6,424,0001,073
Premises and equipment expense$2,442,000909
Additional noninterest expense$3,739,0001,609
Pre-tax net operating income$8,115,000896
Securities gains (losses)$07,477
Applicable income taxes$2,661,000951
Income before extraordinary items$5,454,000952
Extraordinary gains, net$550,000410
Net income$6,004,000912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-116,00012,982
Cash dividends$1,050,0001,670
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$5,454,000896
1992-12-31 (YTD Data)Rank
Total interest income$32,169,0001,136
Total interest expense$13,716,0001,288
Net interest income$18,453,0001,004
Provision for loan and lease losses$1,320,0001,539
Total noninterest income$2,810,0001,517
Gross Fiduciary activities income$716,000652
Service charges on deposit accounts$1,729,000769
Trading account gains and fees$0504
Additional Noninterest Income$365,0003,923
Total noninterest expense$12,225,0001,304
Salaries and employee benefits$6,184,0001,086
Premises and equipment expense$2,222,0001,018
Additional noninterest expense$3,819,0001,645
Pre-tax net operating income$7,718,000837
Securities gains (losses)$08,369
Applicable income taxes$2,175,0001,047
Income before extraordinary items$5,543,000863
Extraordinary gains, net$01,422
Net income$5,543,000867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-147,00013,808
Cash dividends$1,755,000959
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$5,543,000786

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.