Home > Stamford Bank > Income and Expense
Stamford Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 10,442 |
| Total interest expense | $847,000 | 9,803 |
| Net interest income | $703,000 | 10,831 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $97,000 | 10,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,278 |
| Total noninterest expense | $431,000 | 11,327 |
| Salaries and employee benefits | $223,000 | 11,353 |
| Premises and equipment expense | $55,000 | 10,933 |
| Additional noninterest expense | $153,000 | 11,018 |
| Pre-tax net operating income | $369,000 | 9,269 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $80,000 | 9,585 |
| Income before extraordinary items | $289,000 | 9,049 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $289,000 | 9,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $297,000 | 4,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $289,000 | 9,017 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 10,985 |
| Total interest expense | $677,000 | 10,221 |
| Net interest income | $700,000 | 11,380 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $92,000 | 10,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $387,000 | 12,087 |
| Salaries and employee benefits | $188,000 | 12,144 |
| Premises and equipment expense | $49,000 | 11,666 |
| Additional noninterest expense | $150,000 | 11,795 |
| Pre-tax net operating income | $405,000 | 9,327 |
| Securities gains (losses) | $-15,000 | 10,127 |
| Applicable income taxes | $92,000 | 9,543 |
| Income before extraordinary items | $298,000 | 9,170 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $298,000 | 9,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $149,000 | 6,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $309,400 | 9,117 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 11,510 |
| Total interest expense | $701,000 | 10,579 |
| Net interest income | $671,000 | 11,975 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $78,000 | 11,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $355,000 | 12,813 |
| Salaries and employee benefits | $178,000 | 12,799 |
| Premises and equipment expense | $47,000 | 12,313 |
| Additional noninterest expense | $130,000 | 12,659 |
| Pre-tax net operating income | $374,000 | 9,629 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $84,000 | 10,123 |
| Income before extraordinary items | $300,000 | 9,481 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $300,000 | 9,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $126,000 | 6,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $292,200 | 9,314 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 12,043 |
| Total interest expense | $814,000 | 11,259 |
| Net interest income | $652,000 | 12,505 |
| Provision for loan and lease losses | $85,000 | 7,723 |
| Total noninterest income | $72,000 | 12,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $344,000 | 13,420 |
| Salaries and employee benefits | $177,000 | 13,348 |
| Premises and equipment expense | $51,000 | 12,648 |
| Additional noninterest expense | $116,000 | 13,378 |
| Pre-tax net operating income | $295,000 | 10,184 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $48,000 | 11,313 |
| Income before extraordinary items | $251,000 | 9,909 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $251,000 | 10,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 6,313 |
| Cash dividends | $133,000 | 6,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $247,640 | 9,583 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.