Home > Stafford Savings Bank > Income and Expense
Stafford Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,432,000 | 2,651 |
| Total interest expense | $729,000 | 3,920 |
| Net interest income | $10,703,000 | 2,285 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $755,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $283,000 | 2,262 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $472,000 | 3,030 |
| Total noninterest expense | $5,632,000 | 2,882 |
| Salaries and employee benefits | $3,360,000 | 2,778 |
| Premises and equipment expense | $798,000 | 2,312 |
| Additional noninterest expense | $472,000 | 3,030 |
| Pre-tax net operating income | $5,826,000 | 1,754 |
| Securities gains (losses) | $17,778,000 | 8 |
| Applicable income taxes | $5,805,000 | 493 |
| Income before extraordinary items | $17,799,000 | 629 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $17,799,000 | 639 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $17,799,000 | 632 |
| Net charge-offs | $4,000 | 2,632 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,754,380 | 2,093 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,502,000 | 2,647 |
| Total interest expense | $493,000 | 3,920 |
| Net interest income | $8,009,000 | 2,301 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $591,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $215,000 | 2,256 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $376,000 | 2,961 |
| Total noninterest expense | $4,048,000 | 2,933 |
| Salaries and employee benefits | $2,461,000 | 2,803 |
| Premises and equipment expense | $599,000 | 2,309 |
| Additional noninterest expense | $376,000 | 2,960 |
| Pre-tax net operating income | $4,552,000 | 1,764 |
| Securities gains (losses) | $2,436,000 | 27 |
| Applicable income taxes | $1,470,000 | 1,022 |
| Income before extraordinary items | $5,518,000 | 1,329 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,518,000 | 1,339 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,518,000 | 1,329 |
| Net charge-offs | $4,000 | 2,363 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,593,560 | 1,869 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,710,000 | 2,607 |
| Total interest expense | $285,000 | 3,933 |
| Net interest income | $5,425,000 | 2,298 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $426,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $137,000 | 2,311 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $289,000 | 2,792 |
| Total noninterest expense | $2,637,000 | 2,957 |
| Salaries and employee benefits | $1,598,000 | 2,840 |
| Premises and equipment expense | $405,000 | 2,297 |
| Additional noninterest expense | $289,000 | 2,786 |
| Pre-tax net operating income | $3,214,000 | 1,677 |
| Securities gains (losses) | $9,716,000 | 9 |
| Applicable income taxes | $3,205,000 | 478 |
| Income before extraordinary items | $9,725,000 | 608 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,725,000 | 619 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,725,000 | 608 |
| Net charge-offs | $4,000 | 2,088 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,049,360 | 2,049 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 2,637 |
| Total interest expense | $124,000 | 3,917 |
| Net interest income | $2,642,000 | 2,348 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $251,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $71,000 | 2,269 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $180,000 | 2,555 |
| Total noninterest expense | $1,356,000 | 2,949 |
| Salaries and employee benefits | $816,000 | 2,855 |
| Premises and equipment expense | $207,000 | 2,301 |
| Additional noninterest expense | $180,000 | 2,555 |
| Pre-tax net operating income | $1,537,000 | 1,751 |
| Securities gains (losses) | $1,242,000 | 29 |
| Applicable income taxes | $611,000 | 910 |
| Income before extraordinary items | $2,168,000 | 1,204 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,168,000 | 1,203 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,168,000 | 1,204 |
| Net charge-offs | $1,000 | 1,904 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,186,820 | 1,897 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,963,000 | 2,691 |
| Total interest expense | $495,000 | 3,251 |
| Net interest income | $8,468,000 | 2,594 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $725,000 | 3,174 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $241,000 | 2,530 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $484,000 | 3,080 |
| Total noninterest expense | $5,982,000 | 2,759 |
| Salaries and employee benefits | $3,792,000 | 2,582 |
| Premises and equipment expense | $794,000 | 2,321 |
| Additional noninterest expense | $484,000 | 3,080 |
| Pre-tax net operating income | $3,211,000 | 2,575 |
| Securities gains (losses) | $-13,001,000 | 4,677 |
| Applicable income taxes | $-3,179,000 | 4,695 |
| Income before extraordinary items | $-6,611,000 | 4,693 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-6,611,000 | 4,693 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $-6,611,000 | 4,693 |
| Net charge-offs | $6,000 | 2,274 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,659,790 | 2,249 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,286,000 | 2,730 |
| Total interest expense | $376,000 | 3,015 |
| Net interest income | $5,910,000 | 2,688 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $512,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $174,000 | 2,585 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $338,000 | 3,175 |
| Total noninterest expense | $4,180,000 | 2,860 |
| Salaries and employee benefits | $2,732,000 | 2,640 |
| Premises and equipment expense | $579,000 | 2,379 |
| Additional noninterest expense | $338,000 | 3,175 |
| Pre-tax net operating income | $2,242,000 | 2,655 |
| Securities gains (losses) | $-36,405,000 | 4,739 |
| Applicable income taxes | $-9,607,000 | 4,746 |
| Income before extraordinary items | $-24,556,000 | 4,745 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-24,556,000 | 4,745 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-24,556,000 | 4,745 |
| Net charge-offs | $8,000 | 1,888 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,203,950 | 1,703 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,948,000 | 2,777 |
| Total interest expense | $256,000 | 2,884 |
| Net interest income | $3,692,000 | 2,752 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $351,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $111,000 | 2,639 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $240,000 | 3,143 |
| Total noninterest expense | $2,723,000 | 2,882 |
| Salaries and employee benefits | $1,695,000 | 2,750 |
| Premises and equipment expense | $383,000 | 2,391 |
| Additional noninterest expense | $645,000 | 3,330 |
| Pre-tax net operating income | $1,320,000 | 2,707 |
| Securities gains (losses) | $-26,606,000 | 4,759 |
| Applicable income taxes | $-7,082,000 | 4,767 |
| Income before extraordinary items | $-18,204,000 | 4,768 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-18,204,000 | 4,768 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-18,204,000 | 4,768 |
| Net charge-offs | $5,000 | 1,778 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,814,740 | 1,609 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 2,860 |
| Total interest expense | $129,000 | 2,847 |
| Net interest income | $1,700,000 | 2,838 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $179,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $52,000 | 2,697 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $127,000 | 3,041 |
| Total noninterest expense | $1,357,000 | 2,891 |
| Salaries and employee benefits | $815,000 | 2,803 |
| Premises and equipment expense | $184,000 | 2,453 |
| Additional noninterest expense | $358,000 | 3,155 |
| Pre-tax net operating income | $522,000 | 2,864 |
| Securities gains (losses) | $-6,198,000 | 4,783 |
| Applicable income taxes | $-1,662,000 | 4,781 |
| Income before extraordinary items | $-4,014,000 | 4,780 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-4,014,000 | 4,780 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-4,014,000 | 4,780 |
| Net charge-offs | $2,000 | 1,559 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $882,420 | 2,092 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,816,000 | 3,032 |
| Total interest expense | $567,000 | 2,990 |
| Net interest income | $6,249,000 | 3,019 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $640,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $159,000 | 2,953 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $481,000 | 3,293 |
| Total noninterest expense | $5,617,000 | 2,819 |
| Salaries and employee benefits | $3,673,000 | 2,638 |
| Premises and equipment expense | $740,000 | 2,439 |
| Additional noninterest expense | $1,204,000 | 3,442 |
| Pre-tax net operating income | $1,272,000 | 3,636 |
| Securities gains (losses) | $35,628,000 | 26 |
| Applicable income taxes | $9,516,000 | 408 |
| Income before extraordinary items | $27,384,000 | 506 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $27,384,000 | 506 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $27,384,000 | 507 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $-762,120 | 4,780 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 3,113 |
| Total interest expense | $431,000 | 3,060 |
| Net interest income | $4,620,000 | 3,085 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $497,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $109,000 | 3,050 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $388,000 | 3,285 |
| Total noninterest expense | $3,885,000 | 2,981 |
| Salaries and employee benefits | $2,671,000 | 2,685 |
| Premises and equipment expense | $565,000 | 2,431 |
| Additional noninterest expense | $649,000 | 3,869 |
| Pre-tax net operating income | $1,232,000 | 3,511 |
| Securities gains (losses) | $15,859,000 | 33 |
| Applicable income taxes | $4,186,000 | 601 |
| Income before extraordinary items | $12,905,000 | 748 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $12,905,000 | 748 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $12,905,000 | 748 |
| Net charge-offs | $-1,000 | 3,099 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $376,390 | 4,284 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,393,000 | 3,113 |
| Total interest expense | $294,000 | 3,124 |
| Net interest income | $3,099,000 | 3,078 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $333,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $67,000 | 3,111 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $266,000 | 3,236 |
| Total noninterest expense | $2,510,000 | 3,017 |
| Salaries and employee benefits | $1,688,000 | 2,767 |
| Premises and equipment expense | $381,000 | 2,400 |
| Additional noninterest expense | $441,000 | 3,861 |
| Pre-tax net operating income | $922,000 | 3,365 |
| Securities gains (losses) | $17,314,000 | 29 |
| Applicable income taxes | $4,627,000 | 426 |
| Income before extraordinary items | $13,609,000 | 519 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $13,609,000 | 518 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $13,609,000 | 519 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $-69,060 | 4,825 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 3,113 |
| Total interest expense | $149,000 | 3,187 |
| Net interest income | $1,544,000 | 3,070 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $154,000 | 3,494 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $33,000 | 3,113 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $121,000 | 3,334 |
| Total noninterest expense | $1,196,000 | 3,096 |
| Salaries and employee benefits | $825,000 | 2,803 |
| Premises and equipment expense | $201,000 | 2,348 |
| Additional noninterest expense | $170,000 | 4,170 |
| Pre-tax net operating income | $502,000 | 3,234 |
| Securities gains (losses) | $11,191,000 | 26 |
| Applicable income taxes | $3,043,000 | 353 |
| Income before extraordinary items | $8,650,000 | 447 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $8,650,000 | 445 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $8,650,000 | 447 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-190,890 | 4,919 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,070,000 | 3,064 |
| Total interest expense | $711,000 | 3,424 |
| Net interest income | $6,359,000 | 2,964 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $540,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $137,000 | 3,213 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $403,000 | 3,370 |
| Total noninterest expense | $6,327,000 | 2,618 |
| Salaries and employee benefits | $3,497,000 | 2,683 |
| Premises and equipment expense | $751,000 | 2,424 |
| Additional noninterest expense | $2,079,000 | 2,480 |
| Pre-tax net operating income | $572,000 | 4,128 |
| Securities gains (losses) | $14,217,000 | 48 |
| Applicable income taxes | $3,662,000 | 612 |
| Income before extraordinary items | $11,127,000 | 869 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $11,127,000 | 869 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $11,127,000 | 869 |
| Net charge-offs | $34,000 | 2,595 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-104,430 | 4,786 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,293,000 | 3,089 |
| Total interest expense | $549,000 | 3,473 |
| Net interest income | $4,744,000 | 2,985 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $413,000 | 3,514 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $101,000 | 3,244 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $312,000 | 3,309 |
| Total noninterest expense | $3,947,000 | 2,891 |
| Salaries and employee benefits | $2,569,000 | 2,711 |
| Premises and equipment expense | $552,000 | 2,448 |
| Additional noninterest expense | $826,000 | 3,549 |
| Pre-tax net operating income | $1,210,000 | 3,228 |
| Securities gains (losses) | $-81,000 | 4,936 |
| Applicable income taxes | $-25,000 | 4,876 |
| Income before extraordinary items | $1,154,000 | 3,170 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,154,000 | 3,169 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,154,000 | 3,170 |
| Net charge-offs | $34,000 | 2,249 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,235,000 | 3,033 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 3,097 |
| Total interest expense | $380,000 | 3,522 |
| Net interest income | $3,216,000 | 2,968 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $280,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $67,000 | 3,284 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $213,000 | 3,241 |
| Total noninterest expense | $2,584,000 | 2,935 |
| Salaries and employee benefits | $1,651,000 | 2,781 |
| Premises and equipment expense | $367,000 | 2,440 |
| Additional noninterest expense | $566,000 | 3,500 |
| Pre-tax net operating income | $912,000 | 3,053 |
| Securities gains (losses) | $-8,959,000 | 5,059 |
| Applicable income taxes | $-2,378,000 | 5,030 |
| Income before extraordinary items | $-5,669,000 | 5,025 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-5,669,000 | 5,025 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-5,669,000 | 5,025 |
| Net charge-offs | $26,000 | 2,071 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,408,610 | 2,276 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 3,036 |
| Total interest expense | $193,000 | 3,634 |
| Net interest income | $1,682,000 | 2,876 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $156,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $43,000 | 3,227 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $113,000 | 3,046 |
| Total noninterest expense | $1,273,000 | 2,991 |
| Salaries and employee benefits | $736,000 | 2,981 |
| Premises and equipment expense | $184,000 | 2,460 |
| Additional noninterest expense | $353,000 | 3,164 |
| Pre-tax net operating income | $565,000 | 2,623 |
| Securities gains (losses) | $-24,406,000 | 5,108 |
| Applicable income taxes | $-6,511,000 | 5,092 |
| Income before extraordinary items | $-17,330,000 | 5,088 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-17,330,000 | 5,088 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-17,330,000 | 5,088 |
| Net charge-offs | $3,000 | 2,231 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,950,740 | 949 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,067,000 | 2,947 |
| Total interest expense | $765,000 | 3,682 |
| Net interest income | $7,302,000 | 2,774 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $549,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $177,000 | 3,308 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $372,000 | 3,353 |
| Total noninterest expense | $5,378,000 | 2,879 |
| Salaries and employee benefits | $3,290,000 | 2,769 |
| Premises and equipment expense | $740,000 | 2,454 |
| Additional noninterest expense | $1,348,000 | 3,278 |
| Pre-tax net operating income | $2,473,000 | 2,754 |
| Securities gains (losses) | $23,050,000 | 26 |
| Applicable income taxes | $6,435,000 | 422 |
| Income before extraordinary items | $19,088,000 | 557 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $19,088,000 | 558 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $19,088,000 | 558 |
| Net charge-offs | $-1,000 | 4,163 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $878,500 | 3,882 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,097,000 | 2,968 |
| Total interest expense | $571,000 | 3,707 |
| Net interest income | $5,526,000 | 2,792 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $422,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $129,000 | 3,383 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $293,000 | 3,324 |
| Total noninterest expense | $3,927,000 | 2,940 |
| Salaries and employee benefits | $2,347,000 | 2,866 |
| Premises and equipment expense | $564,000 | 2,451 |
| Additional noninterest expense | $1,016,000 | 3,298 |
| Pre-tax net operating income | $2,021,000 | 2,708 |
| Securities gains (losses) | $15,456,000 | 30 |
| Applicable income taxes | $4,376,000 | 469 |
| Income before extraordinary items | $13,101,000 | 600 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $13,101,000 | 600 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $13,101,000 | 600 |
| Net charge-offs | $-1,000 | 3,994 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $890,760 | 3,633 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,079,000 | 2,974 |
| Total interest expense | $377,000 | 3,713 |
| Net interest income | $3,702,000 | 2,812 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $275,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $84,000 | 3,411 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $191,000 | 3,319 |
| Total noninterest expense | $2,685,000 | 2,904 |
| Salaries and employee benefits | $1,611,000 | 2,833 |
| Premises and equipment expense | $391,000 | 2,404 |
| Additional noninterest expense | $683,000 | 3,314 |
| Pre-tax net operating income | $1,292,000 | 2,740 |
| Securities gains (losses) | $14,765,000 | 22 |
| Applicable income taxes | $4,096,000 | 359 |
| Income before extraordinary items | $11,961,000 | 463 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $11,961,000 | 463 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $11,961,000 | 463 |
| Net charge-offs | $-1,000 | 3,898 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $296,650 | 4,357 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,032,000 | 2,994 |
| Total interest expense | $185,000 | 3,726 |
| Net interest income | $1,847,000 | 2,827 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $144,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $44,000 | 3,353 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $100,000 | 3,221 |
| Total noninterest expense | $1,236,000 | 3,097 |
| Salaries and employee benefits | $775,000 | 2,919 |
| Premises and equipment expense | $182,000 | 2,524 |
| Additional noninterest expense | $279,000 | 3,699 |
| Pre-tax net operating income | $755,000 | 2,465 |
| Securities gains (losses) | $11,835,000 | 11 |
| Applicable income taxes | $3,276,000 | 271 |
| Income before extraordinary items | $9,314,000 | 330 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,314,000 | 330 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $9,314,000 | 330 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-35,650 | 5,202 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,568,000 | 3,028 |
| Total interest expense | $756,000 | 3,347 |
| Net interest income | $6,812,000 | 2,947 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $567,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $192,000 | 3,362 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $375,000 | 3,432 |
| Total noninterest expense | $5,465,000 | 2,887 |
| Salaries and employee benefits | $3,573,000 | 2,639 |
| Premises and equipment expense | $750,000 | 2,457 |
| Additional noninterest expense | $1,142,000 | 3,674 |
| Pre-tax net operating income | $1,914,000 | 3,198 |
| Securities gains (losses) | $793,000 | 94 |
| Applicable income taxes | $277,000 | 2,448 |
| Income before extraordinary items | $2,430,000 | 2,632 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,430,000 | 2,630 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,430,000 | 2,631 |
| Net charge-offs | $8,000 | 3,412 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,716,300 | 3,158 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,610,000 | 3,046 |
| Total interest expense | $562,000 | 3,303 |
| Net interest income | $5,048,000 | 2,979 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $418,000 | 3,672 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $141,000 | 3,407 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $277,000 | 3,470 |
| Total noninterest expense | $3,970,000 | 2,958 |
| Salaries and employee benefits | $2,592,000 | 2,714 |
| Premises and equipment expense | $557,000 | 2,496 |
| Additional noninterest expense | $821,000 | 3,775 |
| Pre-tax net operating income | $1,496,000 | 3,200 |
| Securities gains (losses) | $1,328,000 | 72 |
| Applicable income taxes | $470,000 | 1,841 |
| Income before extraordinary items | $2,354,000 | 2,267 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,354,000 | 2,266 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,354,000 | 2,266 |
| Net charge-offs | $8,000 | 3,062 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,251,760 | 3,257 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 3,083 |
| Total interest expense | $369,000 | 3,249 |
| Net interest income | $3,294,000 | 3,025 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $292,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $92,000 | 3,447 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $200,000 | 3,395 |
| Total noninterest expense | $2,650,000 | 2,982 |
| Salaries and employee benefits | $1,746,000 | 2,714 |
| Premises and equipment expense | $359,000 | 2,562 |
| Additional noninterest expense | $545,000 | 3,804 |
| Pre-tax net operating income | $936,000 | 3,261 |
| Securities gains (losses) | $-83,000 | 5,321 |
| Applicable income taxes | $35,000 | 3,307 |
| Income before extraordinary items | $818,000 | 3,256 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $818,000 | 3,255 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $818,000 | 3,255 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $897,680 | 3,107 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 3,108 |
| Total interest expense | $185,000 | 3,202 |
| Net interest income | $1,625,000 | 3,056 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $152,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $48,000 | 3,397 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $104,000 | 3,298 |
| Total noninterest expense | $1,268,000 | 3,073 |
| Salaries and employee benefits | $798,000 | 2,914 |
| Premises and equipment expense | $185,000 | 2,560 |
| Additional noninterest expense | $285,000 | 3,742 |
| Pre-tax net operating income | $509,000 | 3,082 |
| Securities gains (losses) | $-84,000 | 5,456 |
| Applicable income taxes | $19,000 | 3,269 |
| Income before extraordinary items | $406,000 | 3,229 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $406,000 | 3,229 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $406,000 | 3,229 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $486,640 | 2,936 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,119,000 | 3,095 |
| Total interest expense | $744,000 | 3,041 |
| Net interest income | $6,375,000 | 3,065 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $863,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $185,000 | 3,559 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $678,000 | 2,768 |
| Total noninterest expense | $5,221,000 | 3,024 |
| Salaries and employee benefits | $3,428,000 | 2,747 |
| Premises and equipment expense | $684,000 | 2,691 |
| Additional noninterest expense | $1,109,000 | 3,826 |
| Pre-tax net operating income | $2,017,000 | 3,104 |
| Securities gains (losses) | $196,000 | 404 |
| Applicable income taxes | $-6,302,000 | 5,655 |
| Income before extraordinary items | $8,515,000 | 855 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,515,000 | 856 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,515,000 | 855 |
| Net charge-offs | $36,000 | 3,140 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $8,319,000 | 863 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,313,000 | 3,124 |
| Total interest expense | $555,000 | 3,039 |
| Net interest income | $4,758,000 | 3,096 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $713,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $135,000 | 3,630 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $578,000 | 2,635 |
| Total noninterest expense | $3,836,000 | 3,075 |
| Salaries and employee benefits | $2,508,000 | 2,813 |
| Premises and equipment expense | $515,000 | 2,714 |
| Additional noninterest expense | $813,000 | 3,880 |
| Pre-tax net operating income | $1,635,000 | 3,022 |
| Securities gains (losses) | $27,000 | 1,186 |
| Applicable income taxes | $255,000 | 2,601 |
| Income before extraordinary items | $1,407,000 | 2,957 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,407,000 | 2,956 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,407,000 | 2,957 |
| Net charge-offs | $36,000 | 2,656 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,384,050 | 2,960 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,520,000 | 3,127 |
| Total interest expense | $367,000 | 3,029 |
| Net interest income | $3,153,000 | 3,104 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $592,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $91,000 | 3,601 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $501,000 | 2,331 |
| Total noninterest expense | $2,596,000 | 3,061 |
| Salaries and employee benefits | $1,715,000 | 2,781 |
| Premises and equipment expense | $351,000 | 2,678 |
| Additional noninterest expense | $530,000 | 3,944 |
| Pre-tax net operating income | $1,149,000 | 2,907 |
| Securities gains (losses) | $27,000 | 880 |
| Applicable income taxes | $196,000 | 2,495 |
| Income before extraordinary items | $980,000 | 2,856 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $980,000 | 2,856 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $980,000 | 2,856 |
| Net charge-offs | $-14,000 | 4,896 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $957,590 | 2,869 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,705,000 | 3,194 |
| Total interest expense | $181,000 | 3,044 |
| Net interest income | $1,524,000 | 3,183 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $462,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $47,000 | 3,581 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $415,000 | 1,718 |
| Total noninterest expense | $1,316,000 | 3,073 |
| Salaries and employee benefits | $873,000 | 2,777 |
| Premises and equipment expense | $178,000 | 2,707 |
| Additional noninterest expense | $265,000 | 3,967 |
| Pre-tax net operating income | $670,000 | 2,607 |
| Securities gains (losses) | $495,000 | 88 |
| Applicable income taxes | $280,000 | 1,548 |
| Income before extraordinary items | $885,000 | 1,815 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $885,000 | 1,815 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $885,000 | 1,815 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $508,800 | 2,708 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,898,000 | 3,157 |
| Total interest expense | $721,000 | 2,993 |
| Net interest income | $6,177,000 | 3,137 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $529,000 | 4,002 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $171,000 | 3,788 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $358,000 | 3,722 |
| Total noninterest expense | $6,192,000 | 2,792 |
| Salaries and employee benefits | $4,250,000 | 2,388 |
| Premises and equipment expense | $704,000 | 2,720 |
| Additional noninterest expense | $1,238,000 | 3,747 |
| Pre-tax net operating income | $514,000 | 4,794 |
| Securities gains (losses) | $1,276,000 | 184 |
| Applicable income taxes | $-65,000 | 5,752 |
| Income before extraordinary items | $1,855,000 | 2,916 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,855,000 | 2,915 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,855,000 | 2,915 |
| Net charge-offs | $43,000 | 3,247 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $579,000 | 4,530 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,091,000 | 3,196 |
| Total interest expense | $540,000 | 2,993 |
| Net interest income | $4,551,000 | 3,179 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $377,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $120,000 | 3,905 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $257,000 | 3,788 |
| Total noninterest expense | $3,903,000 | 3,107 |
| Salaries and employee benefits | $2,435,000 | 2,885 |
| Premises and equipment expense | $537,000 | 2,701 |
| Additional noninterest expense | $931,000 | 3,765 |
| Pre-tax net operating income | $1,025,000 | 3,682 |
| Securities gains (losses) | $-81,000 | 5,911 |
| Applicable income taxes | $10,000 | 4,020 |
| Income before extraordinary items | $934,000 | 3,615 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $934,000 | 3,613 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $934,000 | 3,615 |
| Net charge-offs | $-4,000 | 4,681 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,014,190 | 3,415 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 3,198 |
| Total interest expense | $358,000 | 3,013 |
| Net interest income | $3,049,000 | 3,178 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $252,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $76,000 | 3,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $176,000 | 3,770 |
| Total noninterest expense | $2,595,000 | 3,133 |
| Salaries and employee benefits | $1,636,000 | 2,891 |
| Premises and equipment expense | $359,000 | 2,714 |
| Additional noninterest expense | $600,000 | 3,861 |
| Pre-tax net operating income | $706,000 | 3,644 |
| Securities gains (losses) | $-81,000 | 5,992 |
| Applicable income taxes | $7,000 | 4,028 |
| Income before extraordinary items | $618,000 | 3,629 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $618,000 | 3,625 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $618,000 | 3,627 |
| Net charge-offs | $-3,000 | 4,597 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $698,190 | 3,368 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 3,184 |
| Total interest expense | $175,000 | 3,067 |
| Net interest income | $1,547,000 | 3,160 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $126,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $34,000 | 4,152 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $92,000 | 3,674 |
| Total noninterest expense | $1,292,000 | 3,160 |
| Salaries and employee benefits | $795,000 | 2,959 |
| Premises and equipment expense | $188,000 | 2,659 |
| Additional noninterest expense | $309,000 | 3,814 |
| Pre-tax net operating income | $381,000 | 3,482 |
| Securities gains (losses) | $-232,000 | 6,103 |
| Applicable income taxes | $-68,000 | 6,054 |
| Income before extraordinary items | $217,000 | 4,126 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $217,000 | 4,124 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $217,000 | 4,125 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $449,000 | 2,876 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,988,000 | 3,114 |
| Total interest expense | $756,000 | 2,924 |
| Net interest income | $6,232,000 | 3,114 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $514,000 | 4,134 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $165,000 | 4,007 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $349,000 | 3,777 |
| Total noninterest expense | $5,239,000 | 3,117 |
| Salaries and employee benefits | $3,324,000 | 2,839 |
| Premises and equipment expense | $695,000 | 2,830 |
| Additional noninterest expense | $1,220,000 | 3,887 |
| Pre-tax net operating income | $1,507,000 | 3,487 |
| Securities gains (losses) | $1,893,000 | 110 |
| Applicable income taxes | $575,000 | 2,104 |
| Income before extraordinary items | $2,825,000 | 2,146 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,825,000 | 2,146 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,825,000 | 2,147 |
| Net charge-offs | $65,000 | 3,050 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,253,810 | 3,502 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,194,000 | 3,156 |
| Total interest expense | $577,000 | 2,933 |
| Net interest income | $4,617,000 | 3,158 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $384,000 | 4,177 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $121,000 | 4,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $263,000 | 3,799 |
| Total noninterest expense | $3,765,000 | 3,225 |
| Salaries and employee benefits | $2,332,000 | 2,994 |
| Premises and equipment expense | $530,000 | 2,851 |
| Additional noninterest expense | $903,000 | 3,931 |
| Pre-tax net operating income | $1,236,000 | 3,410 |
| Securities gains (losses) | $768,000 | 226 |
| Applicable income taxes | $230,000 | 2,705 |
| Income before extraordinary items | $1,774,000 | 2,468 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,774,000 | 2,469 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,774,000 | 2,469 |
| Net charge-offs | $68,000 | 2,526 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,090,480 | 3,299 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 3,136 |
| Total interest expense | $395,000 | 2,901 |
| Net interest income | $3,101,000 | 3,143 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $261,000 | 4,162 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $79,000 | 4,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $182,000 | 3,774 |
| Total noninterest expense | $2,422,000 | 3,336 |
| Salaries and employee benefits | $1,465,000 | 3,131 |
| Premises and equipment expense | $352,000 | 2,859 |
| Additional noninterest expense | $605,000 | 3,937 |
| Pre-tax net operating income | $940,000 | 3,179 |
| Securities gains (losses) | $768,000 | 181 |
| Applicable income taxes | $278,000 | 2,181 |
| Income before extraordinary items | $1,430,000 | 2,129 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,430,000 | 2,131 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,430,000 | 2,131 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $784,880 | 3,134 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 3,145 |
| Total interest expense | $202,000 | 2,873 |
| Net interest income | $1,552,000 | 3,136 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $133,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $39,000 | 4,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $94,000 | 3,686 |
| Total noninterest expense | $1,188,000 | 3,386 |
| Salaries and employee benefits | $684,000 | 3,287 |
| Premises and equipment expense | $192,000 | 2,724 |
| Additional noninterest expense | $312,000 | 3,874 |
| Pre-tax net operating income | $497,000 | 3,027 |
| Securities gains (losses) | $36,000 | 992 |
| Applicable income taxes | $12,000 | 3,754 |
| Income before extraordinary items | $521,000 | 2,632 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $521,000 | 2,635 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $521,000 | 2,635 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $485,720 | 2,702 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,138,000 | 3,135 |
| Total interest expense | $879,000 | 2,844 |
| Net interest income | $6,259,000 | 3,143 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $539,000 | 4,169 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $190,000 | 3,992 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $349,000 | 3,813 |
| Total noninterest expense | $4,851,000 | 3,385 |
| Salaries and employee benefits | $3,017,000 | 3,061 |
| Premises and equipment expense | $650,000 | 3,060 |
| Additional noninterest expense | $1,184,000 | 4,078 |
| Pre-tax net operating income | $1,947,000 | 3,022 |
| Securities gains (losses) | $1,275,000 | 162 |
| Applicable income taxes | $538,000 | 2,125 |
| Income before extraordinary items | $2,684,000 | 2,189 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,684,000 | 2,188 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,684,000 | 2,188 |
| Net charge-offs | $-8,000 | 5,632 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,625,750 | 3,045 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,198,000 | 3,235 |
| Total interest expense | $666,000 | 2,866 |
| Net interest income | $4,532,000 | 3,253 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $421,000 | 4,134 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $141,000 | 4,066 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $280,000 | 3,739 |
| Total noninterest expense | $3,502,000 | 3,486 |
| Salaries and employee benefits | $2,173,000 | 3,171 |
| Premises and equipment expense | $475,000 | 3,152 |
| Additional noninterest expense | $854,000 | 4,186 |
| Pre-tax net operating income | $1,451,000 | 3,097 |
| Securities gains (losses) | $576,000 | 260 |
| Applicable income taxes | $255,000 | 2,595 |
| Income before extraordinary items | $1,772,000 | 2,424 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,772,000 | 2,425 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,772,000 | 2,424 |
| Net charge-offs | $-6,000 | 5,497 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,270,880 | 2,985 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,479,000 | 3,225 |
| Total interest expense | $447,000 | 2,884 |
| Net interest income | $3,032,000 | 3,245 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $293,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $91,000 | 4,096 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $202,000 | 3,609 |
| Total noninterest expense | $2,265,000 | 3,563 |
| Salaries and employee benefits | $1,409,000 | 3,250 |
| Premises and equipment expense | $312,000 | 3,206 |
| Additional noninterest expense | $544,000 | 4,303 |
| Pre-tax net operating income | $1,060,000 | 2,864 |
| Securities gains (losses) | $102,000 | 773 |
| Applicable income taxes | $92,000 | 3,072 |
| Income before extraordinary items | $1,070,000 | 2,520 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,070,000 | 2,523 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,070,000 | 2,524 |
| Net charge-offs | $-2,000 | 5,209 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $976,160 | 2,649 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 3,263 |
| Total interest expense | $223,000 | 2,916 |
| Net interest income | $1,493,000 | 3,282 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $155,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $45,000 | 4,116 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $110,000 | 3,432 |
| Total noninterest expense | $1,140,000 | 3,579 |
| Salaries and employee benefits | $693,000 | 3,308 |
| Premises and equipment expense | $168,000 | 3,100 |
| Additional noninterest expense | $279,000 | 4,265 |
| Pre-tax net operating income | $508,000 | 2,858 |
| Securities gains (losses) | $102,000 | 435 |
| Applicable income taxes | $62,000 | 2,786 |
| Income before extraordinary items | $548,000 | 2,415 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $548,000 | 2,418 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $548,000 | 2,418 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $456,200 | 2,709 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,230,000 | 3,169 |
| Total interest expense | $1,017,000 | 2,905 |
| Net interest income | $6,213,000 | 3,184 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $571,000 | 4,203 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $165,000 | 4,432 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $406,000 | 3,653 |
| Total noninterest expense | $4,944,000 | 3,433 |
| Salaries and employee benefits | $3,248,000 | 2,945 |
| Premises and equipment expense | $631,000 | 3,190 |
| Additional noninterest expense | $1,065,000 | 4,451 |
| Pre-tax net operating income | $1,740,000 | 3,121 |
| Securities gains (losses) | $780,000 | 301 |
| Applicable income taxes | $308,000 | 2,600 |
| Income before extraordinary items | $2,212,000 | 2,412 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,212,000 | 2,416 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,212,000 | 2,415 |
| Net charge-offs | $117,000 | 3,594 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,525,600 | 3,065 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,287,000 | 3,263 |
| Total interest expense | $796,000 | 2,896 |
| Net interest income | $4,491,000 | 3,304 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $466,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $116,000 | 4,567 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $350,000 | 3,515 |
| Total noninterest expense | $3,714,000 | 3,440 |
| Salaries and employee benefits | $2,383,000 | 3,010 |
| Premises and equipment expense | $475,000 | 3,226 |
| Additional noninterest expense | $856,000 | 4,318 |
| Pre-tax net operating income | $1,243,000 | 3,295 |
| Securities gains (losses) | $76,000 | 1,402 |
| Applicable income taxes | $10,000 | 4,315 |
| Income before extraordinary items | $1,309,000 | 2,907 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,309,000 | 2,911 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,309,000 | 2,911 |
| Net charge-offs | $119,000 | 3,096 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,233,760 | 2,954 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 3,285 |
| Total interest expense | $555,000 | 2,867 |
| Net interest income | $2,945,000 | 3,332 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $291,000 | 4,267 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $81,000 | 4,483 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $210,000 | 3,717 |
| Total noninterest expense | $2,394,000 | 3,548 |
| Salaries and employee benefits | $1,536,000 | 3,097 |
| Premises and equipment expense | $318,000 | 3,235 |
| Additional noninterest expense | $540,000 | 4,450 |
| Pre-tax net operating income | $842,000 | 3,232 |
| Securities gains (losses) | $283,000 | 583 |
| Applicable income taxes | $197,000 | 2,450 |
| Income before extraordinary items | $928,000 | 2,795 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $928,000 | 2,799 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $928,000 | 2,799 |
| Net charge-offs | $88,000 | 2,876 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $695,940 | 3,234 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 3,316 |
| Total interest expense | $295,000 | 2,816 |
| Net interest income | $1,453,000 | 3,370 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $122,000 | 4,522 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $42,000 | 4,398 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 4,092 |
| Total noninterest expense | $1,158,000 | 3,645 |
| Salaries and employee benefits | $721,000 | 3,255 |
| Premises and equipment expense | $169,000 | 3,112 |
| Additional noninterest expense | $268,000 | 4,490 |
| Pre-tax net operating income | $417,000 | 3,222 |
| Securities gains (losses) | $-362,000 | 7,000 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $50,000 | 5,854 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $50,000 | 5,856 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $50,000 | 5,856 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $379,420 | 3,033 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,523,000 | 3,272 |
| Total interest expense | $1,481,000 | 2,745 |
| Net interest income | $6,042,000 | 3,353 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $515,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $162,000 | 4,643 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $353,000 | 3,818 |
| Total noninterest expense | $4,811,000 | 3,569 |
| Salaries and employee benefits | $3,155,000 | 3,019 |
| Premises and equipment expense | $633,000 | 3,260 |
| Additional noninterest expense | $1,023,000 | 4,751 |
| Pre-tax net operating income | $1,746,000 | 3,071 |
| Securities gains (losses) | $72,000 | 2,499 |
| Applicable income taxes | $93,000 | 3,557 |
| Income before extraordinary items | $1,725,000 | 2,879 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,725,000 | 2,882 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,725,000 | 2,881 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,656,600 | 2,809 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 3,367 |
| Total interest expense | $1,160,000 | 2,754 |
| Net interest income | $4,399,000 | 3,471 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $386,000 | 4,489 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $112,000 | 4,866 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $274,000 | 3,811 |
| Total noninterest expense | $3,557,000 | 3,633 |
| Salaries and employee benefits | $2,324,000 | 3,076 |
| Premises and equipment expense | $472,000 | 3,309 |
| Additional noninterest expense | $761,000 | 4,789 |
| Pre-tax net operating income | $1,228,000 | 3,268 |
| Securities gains (losses) | $-742,000 | 7,133 |
| Applicable income taxes | $-266,000 | 6,992 |
| Income before extraordinary items | $752,000 | 3,968 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $752,000 | 3,968 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $752,000 | 3,970 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,494,000 | 2,530 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,728,000 | 3,377 |
| Total interest expense | $795,000 | 2,793 |
| Net interest income | $2,933,000 | 3,489 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $249,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $73,000 | 4,902 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $176,000 | 3,846 |
| Total noninterest expense | $2,290,000 | 3,732 |
| Salaries and employee benefits | $1,470,000 | 3,202 |
| Premises and equipment expense | $310,000 | 3,348 |
| Additional noninterest expense | $510,000 | 4,810 |
| Pre-tax net operating income | $892,000 | 3,081 |
| Securities gains (losses) | $-14,000 | 6,961 |
| Applicable income taxes | $41,000 | 3,668 |
| Income before extraordinary items | $837,000 | 2,939 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $837,000 | 2,940 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $837,000 | 2,939 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $850,300 | 2,773 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 3,388 |
| Total interest expense | $402,000 | 2,857 |
| Net interest income | $1,472,000 | 3,502 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $134,000 | 4,460 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $38,000 | 4,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $96,000 | 3,766 |
| Total noninterest expense | $1,091,000 | 3,864 |
| Salaries and employee benefits | $658,000 | 3,505 |
| Premises and equipment expense | $157,000 | 3,345 |
| Additional noninterest expense | $276,000 | 4,596 |
| Pre-tax net operating income | $515,000 | 2,826 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $49,000 | 3,081 |
| Income before extraordinary items | $466,000 | 2,756 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $466,000 | 2,758 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $466,000 | 2,759 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $466,000 | 2,621 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,659,000 | 3,441 |
| Total interest expense | $1,810,000 | 2,984 |
| Net interest income | $5,849,000 | 3,526 |
| Provision for loan and lease losses | $100,000 | 5,330 |
| Total noninterest income | $1,930,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $151,000 | 4,879 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,779,000 | 1,476 |
| Total noninterest expense | $4,742,000 | 3,672 |
| Salaries and employee benefits | $3,058,000 | 3,070 |
| Premises and equipment expense | $628,000 | 3,464 |
| Additional noninterest expense | $1,056,000 | 4,776 |
| Pre-tax net operating income | $2,937,000 | 1,867 |
| Securities gains (losses) | $-748,000 | 7,265 |
| Applicable income taxes | $394,000 | 2,261 |
| Income before extraordinary items | $1,795,000 | 2,457 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,795,000 | 2,457 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,795,000 | 2,458 |
| Net charge-offs | $2,000 | 6,349 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,408,360 | 1,848 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,667,000 | 3,522 |
| Total interest expense | $1,380,000 | 3,063 |
| Net interest income | $4,287,000 | 3,603 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $1,806,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $113,000 | 4,911 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,693,000 | 1,244 |
| Total noninterest expense | $3,500,000 | 3,725 |
| Salaries and employee benefits | $2,227,000 | 3,157 |
| Premises and equipment expense | $468,000 | 3,513 |
| Additional noninterest expense | $805,000 | 4,766 |
| Pre-tax net operating income | $2,593,000 | 1,678 |
| Securities gains (losses) | $-529,000 | 7,351 |
| Applicable income taxes | $434,000 | 1,867 |
| Income before extraordinary items | $1,630,000 | 2,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,630,000 | 2,175 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,630,000 | 2,176 |
| Net charge-offs | $2,000 | 6,068 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,047,910 | 1,724 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,796,000 | 3,540 |
| Total interest expense | $930,000 | 3,138 |
| Net interest income | $2,866,000 | 3,614 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $611,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $76,000 | 4,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $535,000 | 2,004 |
| Total noninterest expense | $2,313,000 | 3,787 |
| Salaries and employee benefits | $1,436,000 | 3,243 |
| Premises and equipment expense | $318,000 | 3,505 |
| Additional noninterest expense | $559,000 | 4,699 |
| Pre-tax net operating income | $1,164,000 | 2,283 |
| Securities gains (losses) | $-61,000 | 7,258 |
| Applicable income taxes | $208,000 | 2,187 |
| Income before extraordinary items | $895,000 | 2,470 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $895,000 | 2,470 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $895,000 | 2,470 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $944,410 | 2,295 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,896,000 | 3,558 |
| Total interest expense | $469,000 | 3,209 |
| Net interest income | $1,427,000 | 3,607 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $466,000 | 2,113 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $37,000 | 4,886 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $429,000 | 1,494 |
| Total noninterest expense | $1,139,000 | 3,837 |
| Salaries and employee benefits | $695,000 | 3,349 |
| Premises and equipment expense | $172,000 | 3,347 |
| Additional noninterest expense | $272,000 | 4,774 |
| Pre-tax net operating income | $754,000 | 1,863 |
| Securities gains (losses) | $-58,000 | 7,349 |
| Applicable income taxes | $159,000 | 1,744 |
| Income before extraordinary items | $537,000 | 2,127 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $537,000 | 2,126 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $537,000 | 2,127 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $581,660 | 1,914 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,108,000 | 3,521 |
| Total interest expense | $2,151,000 | 3,374 |
| Net interest income | $5,957,000 | 3,484 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $537,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $180,000 | 4,607 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $357,000 | 3,691 |
| Total noninterest expense | $4,509,000 | 3,889 |
| Salaries and employee benefits | $2,765,000 | 3,323 |
| Premises and equipment expense | $674,000 | 3,399 |
| Additional noninterest expense | $1,070,000 | 4,916 |
| Pre-tax net operating income | $1,985,000 | 2,255 |
| Securities gains (losses) | $90,000 | 2,248 |
| Applicable income taxes | $277,000 | 2,437 |
| Income before extraordinary items | $1,798,000 | 2,205 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,798,000 | 2,207 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,798,000 | 2,208 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,719,700 | 2,186 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,016,000 | 3,611 |
| Total interest expense | $1,657,000 | 3,427 |
| Net interest income | $4,359,000 | 3,592 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $411,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $137,000 | 4,657 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $274,000 | 3,686 |
| Total noninterest expense | $3,355,000 | 3,920 |
| Salaries and employee benefits | $2,084,000 | 3,343 |
| Premises and equipment expense | $486,000 | 3,562 |
| Additional noninterest expense | $785,000 | 4,972 |
| Pre-tax net operating income | $1,415,000 | 2,487 |
| Securities gains (losses) | $622,000 | 616 |
| Applicable income taxes | $526,000 | 1,623 |
| Income before extraordinary items | $1,511,000 | 2,128 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,511,000 | 2,130 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,511,000 | 2,131 |
| Net charge-offs | $1,000 | 6,616 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,050,720 | 2,663 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,051,000 | 3,618 |
| Total interest expense | $1,152,000 | 3,413 |
| Net interest income | $2,899,000 | 3,606 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $276,000 | 4,437 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $89,000 | 4,690 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $187,000 | 3,599 |
| Total noninterest expense | $2,129,000 | 4,059 |
| Salaries and employee benefits | $1,277,000 | 3,583 |
| Premises and equipment expense | $307,000 | 3,733 |
| Additional noninterest expense | $545,000 | 4,854 |
| Pre-tax net operating income | $1,046,000 | 2,296 |
| Securities gains (losses) | $622,000 | 393 |
| Applicable income taxes | $499,000 | 1,216 |
| Income before extraordinary items | $1,169,000 | 1,853 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,169,000 | 1,852 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,169,000 | 1,853 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $733,600 | 2,573 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 3,662 |
| Total interest expense | $593,000 | 3,462 |
| Net interest income | $1,443,000 | 3,662 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $141,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $44,000 | 4,703 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $97,000 | 3,571 |
| Total noninterest expense | $944,000 | 4,452 |
| Salaries and employee benefits | $532,000 | 4,173 |
| Premises and equipment expense | $151,000 | 3,870 |
| Additional noninterest expense | $261,000 | 4,993 |
| Pre-tax net operating income | $640,000 | 1,995 |
| Securities gains (losses) | $87,000 | 843 |
| Applicable income taxes | $200,000 | 1,425 |
| Income before extraordinary items | $527,000 | 2,052 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $527,000 | 2,051 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $527,000 | 2,052 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $464,360 | 2,185 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,344,000 | 3,707 |
| Total interest expense | $2,905,000 | 3,499 |
| Net interest income | $5,439,000 | 3,733 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $498,000 | 4,731 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $194,000 | 4,716 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $304,000 | 3,958 |
| Total noninterest expense | $4,521,000 | 3,991 |
| Salaries and employee benefits | $2,798,000 | 3,392 |
| Premises and equipment expense | $600,000 | 3,872 |
| Additional noninterest expense | $1,123,000 | 4,914 |
| Pre-tax net operating income | $1,416,000 | 2,447 |
| Securities gains (losses) | $317,000 | 1,192 |
| Applicable income taxes | $154,000 | 2,586 |
| Income before extraordinary items | $1,579,000 | 2,028 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,579,000 | 2,025 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,579,000 | 2,027 |
| Net charge-offs | $3,000 | 7,105 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,290,530 | 2,312 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 3,740 |
| Total interest expense | $2,256,000 | 3,536 |
| Net interest income | $4,025,000 | 3,775 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $368,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $141,000 | 4,784 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $227,000 | 4,071 |
| Total noninterest expense | $3,321,000 | 4,052 |
| Salaries and employee benefits | $2,059,000 | 3,462 |
| Premises and equipment expense | $461,000 | 3,847 |
| Additional noninterest expense | $801,000 | 5,061 |
| Pre-tax net operating income | $1,072,000 | 2,619 |
| Securities gains (losses) | $55,000 | 2,242 |
| Applicable income taxes | $169,000 | 2,470 |
| Income before extraordinary items | $958,000 | 2,547 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $958,000 | 2,545 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $958,000 | 2,548 |
| Net charge-offs | $2,000 | 6,855 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $911,250 | 2,584 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 3,768 |
| Total interest expense | $1,566,000 | 3,569 |
| Net interest income | $2,643,000 | 3,788 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $247,000 | 4,826 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $89,000 | 4,870 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $158,000 | 4,010 |
| Total noninterest expense | $2,185,000 | 4,121 |
| Salaries and employee benefits | $1,288,000 | 3,684 |
| Premises and equipment expense | $319,000 | 3,759 |
| Additional noninterest expense | $578,000 | 4,833 |
| Pre-tax net operating income | $705,000 | 2,755 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $100,000 | 2,632 |
| Income before extraordinary items | $606,000 | 2,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $606,000 | 2,757 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $606,000 | 2,759 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $605,140 | 2,671 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 3,798 |
| Total interest expense | $810,000 | 3,583 |
| Net interest income | $1,291,000 | 3,850 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $130,000 | 4,724 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $43,000 | 4,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $87,000 | 3,870 |
| Total noninterest expense | $906,000 | 4,593 |
| Salaries and employee benefits | $502,000 | 4,448 |
| Premises and equipment expense | $148,000 | 4,012 |
| Additional noninterest expense | $256,000 | 4,889 |
| Pre-tax net operating income | $515,000 | 2,327 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $91,000 | 2,274 |
| Income before extraordinary items | $425,000 | 2,441 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $425,000 | 2,441 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $425,000 | 2,443 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $424,180 | 2,301 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,067,000 | 3,786 |
| Total interest expense | $3,771,000 | 3,661 |
| Net interest income | $5,296,000 | 3,788 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $511,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $174,000 | 5,047 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $337,000 | 3,897 |
| Total noninterest expense | $4,082,000 | 4,171 |
| Salaries and employee benefits | $2,482,000 | 3,794 |
| Premises and equipment expense | $600,000 | 3,937 |
| Additional noninterest expense | $1,000,000 | 4,827 |
| Pre-tax net operating income | $1,725,000 | 2,773 |
| Securities gains (losses) | $-941,000 | 7,718 |
| Applicable income taxes | $-502,000 | 7,503 |
| Income before extraordinary items | $1,286,000 | 2,786 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,286,000 | 2,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,900 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,227,000 | 1,914 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,853,000 | 3,829 |
| Total interest expense | $2,880,000 | 3,723 |
| Net interest income | $3,973,000 | 3,822 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $391,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $125,000 | 5,163 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $266,000 | 3,907 |
| Total noninterest expense | $2,925,000 | 4,303 |
| Salaries and employee benefits | $1,774,000 | 3,966 |
| Premises and equipment expense | $452,000 | 3,930 |
| Additional noninterest expense | $699,000 | 4,952 |
| Pre-tax net operating income | $1,439,000 | 2,924 |
| Securities gains (losses) | $-3,163,000 | 8,150 |
| Applicable income taxes | $-1,113,000 | 8,075 |
| Income before extraordinary items | $-611,000 | 7,274 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-611,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,413,320 | 2,551 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,607,000 | 3,857 |
| Total interest expense | $2,019,000 | 3,719 |
| Net interest income | $2,588,000 | 3,879 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $261,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $77,000 | 5,329 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $184,000 | 3,922 |
| Total noninterest expense | $1,941,000 | 4,334 |
| Salaries and employee benefits | $1,179,000 | 4,008 |
| Premises and equipment expense | $309,000 | 3,879 |
| Additional noninterest expense | $453,000 | 5,041 |
| Pre-tax net operating income | $908,000 | 3,146 |
| Securities gains (losses) | $850,000 | 197 |
| Applicable income taxes | $368,000 | 1,965 |
| Income before extraordinary items | $1,390,000 | 1,925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,390,000 | 1,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $718,500 | 3,215 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 3,926 |
| Total interest expense | $1,068,000 | 3,748 |
| Net interest income | $1,249,000 | 3,986 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $144,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $36,000 | 5,409 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $108,000 | 3,628 |
| Total noninterest expense | $869,000 | 4,695 |
| Salaries and employee benefits | $501,000 | 4,547 |
| Premises and equipment expense | $152,000 | 3,950 |
| Additional noninterest expense | $216,000 | 5,137 |
| Pre-tax net operating income | $524,000 | 2,977 |
| Securities gains (losses) | $-44,000 | 8,391 |
| Applicable income taxes | $17,000 | 4,476 |
| Income before extraordinary items | $463,000 | 2,868 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $463,000 | 2,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $505,240 | 2,594 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,605,000 | 3,864 |
| Total interest expense | $4,386,000 | 3,783 |
| Net interest income | $5,219,000 | 3,864 |
| Provision for loan and lease losses | $-125,000 | 8,402 |
| Total noninterest income | $411,000 | 5,437 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $87,000 | 6,207 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $324,000 | 4,112 |
| Total noninterest expense | $3,922,000 | 4,183 |
| Salaries and employee benefits | $2,325,000 | 3,923 |
| Premises and equipment expense | $639,000 | 3,674 |
| Additional noninterest expense | $958,000 | 4,784 |
| Pre-tax net operating income | $1,833,000 | 3,517 |
| Securities gains (losses) | $1,728,000 | 123 |
| Applicable income taxes | $642,000 | 2,421 |
| Income before extraordinary items | $2,919,000 | 2,094 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,919,000 | 2,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,502,040 | 3,434 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,999,000 | 3,965 |
| Total interest expense | $3,264,000 | 3,801 |
| Net interest income | $3,735,000 | 4,022 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $290,000 | 5,606 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $51,000 | 6,513 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $239,000 | 4,169 |
| Total noninterest expense | $2,823,000 | 4,271 |
| Salaries and employee benefits | $1,648,000 | 4,074 |
| Premises and equipment expense | $480,000 | 3,658 |
| Additional noninterest expense | $695,000 | 4,824 |
| Pre-tax net operating income | $1,202,000 | 3,940 |
| Securities gains (losses) | $1,496,000 | 120 |
| Applicable income taxes | $558,000 | 2,395 |
| Income before extraordinary items | $2,140,000 | 2,254 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,140,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $958,160 | 3,966 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,639,000 | 3,994 |
| Total interest expense | $2,147,000 | 3,845 |
| Net interest income | $2,492,000 | 4,032 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $187,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $31,000 | 6,626 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $156,000 | 4,242 |
| Total noninterest expense | $1,855,000 | 4,354 |
| Salaries and employee benefits | $1,071,000 | 4,197 |
| Premises and equipment expense | $318,000 | 3,693 |
| Additional noninterest expense | $466,000 | 4,810 |
| Pre-tax net operating income | $824,000 | 3,955 |
| Securities gains (losses) | $1,496,000 | 93 |
| Applicable income taxes | $579,000 | 1,886 |
| Income before extraordinary items | $1,741,000 | 1,976 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,741,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $619,000 | 4,087 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 4,079 |
| Total interest expense | $1,044,000 | 3,897 |
| Net interest income | $1,200,000 | 4,158 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $96,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $81,000 | 4,179 |
| Total noninterest expense | $874,000 | 4,524 |
| Salaries and employee benefits | $468,000 | 4,650 |
| Premises and equipment expense | $161,000 | 3,678 |
| Additional noninterest expense | $245,000 | 4,603 |
| Pre-tax net operating income | $422,000 | 3,877 |
| Securities gains (losses) | $1,475,000 | 59 |
| Applicable income taxes | $580,000 | 1,150 |
| Income before extraordinary items | $1,317,000 | 1,329 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,317,000 | 1,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $299,250 | 4,159 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,139,000 | 3,823 |
| Total interest expense | $3,467,000 | 3,940 |
| Net interest income | $5,672,000 | 3,666 |
| Provision for loan and lease losses | $-200,000 | 8,533 |
| Total noninterest income | $389,000 | 5,667 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $70,000 | 6,585 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $319,000 | 4,182 |
| Total noninterest expense | $3,938,000 | 4,045 |
| Salaries and employee benefits | $2,323,000 | 3,831 |
| Premises and equipment expense | $669,000 | 3,458 |
| Additional noninterest expense | $946,000 | 4,693 |
| Pre-tax net operating income | $2,323,000 | 3,311 |
| Securities gains (losses) | $1,735,000 | 123 |
| Applicable income taxes | $1,112,000 | 2,054 |
| Income before extraordinary items | $2,946,000 | 2,311 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,946,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,679,450 | 3,493 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,694,000 | 3,862 |
| Total interest expense | $2,480,000 | 3,970 |
| Net interest income | $4,214,000 | 3,717 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $290,000 | 5,698 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $53,000 | 6,653 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $237,000 | 4,195 |
| Total noninterest expense | $2,868,000 | 4,109 |
| Salaries and employee benefits | $1,675,000 | 3,922 |
| Premises and equipment expense | $521,000 | 3,354 |
| Additional noninterest expense | $672,000 | 4,849 |
| Pre-tax net operating income | $1,636,000 | 3,586 |
| Securities gains (losses) | $591,000 | 196 |
| Applicable income taxes | $489,000 | 2,897 |
| Income before extraordinary items | $1,738,000 | 2,870 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,738,000 | 2,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,277,020 | 3,574 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,425,000 | 3,839 |
| Total interest expense | $1,598,000 | 3,955 |
| Net interest income | $2,827,000 | 3,706 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $206,000 | 5,565 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $35,000 | 6,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $171,000 | 4,055 |
| Total noninterest expense | $1,920,000 | 4,108 |
| Salaries and employee benefits | $1,120,000 | 3,944 |
| Premises and equipment expense | $358,000 | 3,271 |
| Additional noninterest expense | $442,000 | 4,885 |
| Pre-tax net operating income | $1,113,000 | 3,535 |
| Securities gains (losses) | $578,000 | 149 |
| Applicable income taxes | $414,000 | 2,569 |
| Income before extraordinary items | $1,277,000 | 2,648 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,277,000 | 2,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $837,720 | 3,621 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 3,838 |
| Total interest expense | $765,000 | 3,937 |
| Net interest income | $1,409,000 | 3,715 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $102,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,010 |
| Total noninterest expense | $935,000 | 4,197 |
| Salaries and employee benefits | $560,000 | 3,951 |
| Premises and equipment expense | $176,000 | 3,331 |
| Additional noninterest expense | $199,000 | 5,188 |
| Pre-tax net operating income | $576,000 | 3,403 |
| Securities gains (losses) | $161,000 | 204 |
| Applicable income taxes | $207,000 | 2,558 |
| Income before extraordinary items | $530,000 | 3,025 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $530,000 | 3,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $414,080 | 3,591 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,350,000 | 3,630 |
| Total interest expense | $2,681,000 | 3,631 |
| Net interest income | $5,669,000 | 3,588 |
| Provision for loan and lease losses | $-200,000 | 8,690 |
| Total noninterest income | $391,000 | 5,764 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $74,000 | 6,690 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $317,000 | 4,218 |
| Total noninterest expense | $3,790,000 | 4,030 |
| Salaries and employee benefits | $2,282,000 | 3,746 |
| Premises and equipment expense | $728,000 | 3,141 |
| Additional noninterest expense | $780,000 | 5,254 |
| Pre-tax net operating income | $2,470,000 | 3,186 |
| Securities gains (losses) | $601,000 | 253 |
| Applicable income taxes | $742,000 | 2,720 |
| Income before extraordinary items | $2,329,000 | 2,743 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,329,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,872,240 | 3,224 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,164,000 | 3,620 |
| Total interest expense | $1,966,000 | 3,558 |
| Net interest income | $4,198,000 | 3,625 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $244,000 | 6,189 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $57,000 | 6,690 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $187,000 | 4,754 |
| Total noninterest expense | $2,563,000 | 4,335 |
| Salaries and employee benefits | $1,494,000 | 4,111 |
| Premises and equipment expense | $544,000 | 3,123 |
| Additional noninterest expense | $525,000 | 5,560 |
| Pre-tax net operating income | $1,879,000 | 3,195 |
| Securities gains (losses) | $40,000 | 963 |
| Applicable income taxes | $457,000 | 3,100 |
| Income before extraordinary items | $1,462,000 | 3,194 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,462,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,431,600 | 3,209 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,948,000 | 3,676 |
| Total interest expense | $1,292,000 | 3,442 |
| Net interest income | $2,656,000 | 3,738 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $172,000 | 6,066 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $134,000 | 4,559 |
| Total noninterest expense | $1,762,000 | 4,211 |
| Salaries and employee benefits | $1,007,000 | 4,050 |
| Premises and equipment expense | $365,000 | 3,078 |
| Additional noninterest expense | $390,000 | 5,177 |
| Pre-tax net operating income | $1,066,000 | 3,548 |
| Securities gains (losses) | $40,000 | 877 |
| Applicable income taxes | $270,000 | 3,288 |
| Income before extraordinary items | $836,000 | 3,537 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $836,000 | 3,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $805,600 | 3,575 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 3,790 |
| Total interest expense | $632,000 | 3,375 |
| Net interest income | $1,239,000 | 3,959 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $92,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,368 |
| Total noninterest expense | $844,000 | 4,383 |
| Salaries and employee benefits | $458,000 | 4,383 |
| Premises and equipment expense | $174,000 | 3,244 |
| Additional noninterest expense | $212,000 | 4,893 |
| Pre-tax net operating income | $487,000 | 3,753 |
| Securities gains (losses) | $40,000 | 607 |
| Applicable income taxes | $135,000 | 3,271 |
| Income before extraordinary items | $392,000 | 3,672 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $392,000 | 3,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $362,400 | 3,840 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,872,000 | 3,453 |
| Total interest expense | $2,552,000 | 3,005 |
| Net interest income | $5,320,000 | 3,628 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $346,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $62,000 | 7,083 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $284,000 | 4,365 |
| Total noninterest expense | $3,795,000 | 3,909 |
| Salaries and employee benefits | $2,344,000 | 3,525 |
| Premises and equipment expense | $703,000 | 3,119 |
| Additional noninterest expense | $748,000 | 5,318 |
| Pre-tax net operating income | $1,871,000 | 3,683 |
| Securities gains (losses) | $1,280,000 | 236 |
| Applicable income taxes | $917,000 | 2,303 |
| Income before extraordinary items | $2,234,000 | 2,661 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,234,000 | 2,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,325,200 | 3,876 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,745,000 | 3,508 |
| Total interest expense | $1,901,000 | 2,968 |
| Net interest income | $3,844,000 | 3,717 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $272,000 | 6,036 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $52,000 | 7,015 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $220,000 | 4,322 |
| Total noninterest expense | $2,801,000 | 3,925 |
| Salaries and employee benefits | $1,716,000 | 3,572 |
| Premises and equipment expense | $537,000 | 3,068 |
| Additional noninterest expense | $548,000 | 5,351 |
| Pre-tax net operating income | $1,315,000 | 3,919 |
| Securities gains (losses) | $579,000 | 392 |
| Applicable income taxes | $569,000 | 2,671 |
| Income before extraordinary items | $1,325,000 | 3,301 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,325,000 | 3,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $919,700 | 4,142 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,774,000 | 3,535 |
| Total interest expense | $1,268,000 | 2,959 |
| Net interest income | $2,506,000 | 3,776 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $197,000 | 5,855 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $41,000 | 6,815 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $156,000 | 4,232 |
| Total noninterest expense | $1,865,000 | 3,967 |
| Salaries and employee benefits | $1,138,000 | 3,594 |
| Premises and equipment expense | $365,000 | 3,019 |
| Additional noninterest expense | $362,000 | 5,412 |
| Pre-tax net operating income | $838,000 | 3,989 |
| Securities gains (losses) | $579,000 | 324 |
| Applicable income taxes | $475,000 | 2,285 |
| Income before extraordinary items | $942,000 | 3,083 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $942,000 | 3,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $559,860 | 4,345 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 3,663 |
| Total interest expense | $641,000 | 2,966 |
| Net interest income | $1,185,000 | 3,934 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $106,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $86,000 | 4,023 |
| Total noninterest expense | $809,000 | 4,433 |
| Salaries and employee benefits | $446,000 | 4,379 |
| Premises and equipment expense | $185,000 | 3,008 |
| Additional noninterest expense | $178,000 | 5,468 |
| Pre-tax net operating income | $482,000 | 3,621 |
| Securities gains (losses) | $347,000 | 337 |
| Applicable income taxes | $269,000 | 2,088 |
| Income before extraordinary items | $560,000 | 2,673 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $560,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $324,040 | 3,924 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,467,000 | 3,270 |
| Total interest expense | $2,965,000 | 2,907 |
| Net interest income | $5,502,000 | 3,423 |
| Provision for loan and lease losses | $-250,000 | 9,097 |
| Total noninterest income | $341,000 | 6,313 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $149,000 | 5,872 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $192,000 | 5,371 |
| Total noninterest expense | $4,163,000 | 3,602 |
| Salaries and employee benefits | $2,620,000 | 3,138 |
| Premises and equipment expense | $709,000 | 3,050 |
| Additional noninterest expense | $834,000 | 4,916 |
| Pre-tax net operating income | $1,930,000 | 3,473 |
| Securities gains (losses) | $255,000 | 1,161 |
| Applicable income taxes | $548,000 | 3,226 |
| Income before extraordinary items | $1,637,000 | 3,332 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,637,000 | 3,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,564 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,445,750 | 3,490 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,370,000 | 3,301 |
| Total interest expense | $2,294,000 | 2,908 |
| Net interest income | $4,076,000 | 3,473 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $282,000 | 6,147 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $111,000 | 5,932 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $171,000 | 5,087 |
| Total noninterest expense | $2,834,000 | 3,864 |
| Salaries and employee benefits | $1,701,000 | 3,523 |
| Premises and equipment expense | $542,000 | 3,014 |
| Additional noninterest expense | $591,000 | 5,064 |
| Pre-tax net operating income | $1,524,000 | 3,487 |
| Securities gains (losses) | $80,000 | 1,936 |
| Applicable income taxes | $438,000 | 3,266 |
| Income before extraordinary items | $1,166,000 | 3,579 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,166,000 | 3,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,464 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,107,600 | 3,545 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,317,000 | 3,281 |
| Total interest expense | $1,571,000 | 2,925 |
| Net interest income | $2,746,000 | 3,433 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $198,000 | 6,037 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $71,000 | 5,997 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $127,000 | 4,888 |
| Total noninterest expense | $1,869,000 | 3,879 |
| Salaries and employee benefits | $1,097,000 | 3,614 |
| Premises and equipment expense | $370,000 | 2,950 |
| Additional noninterest expense | $402,000 | 4,990 |
| Pre-tax net operating income | $1,075,000 | 3,345 |
| Securities gains (losses) | $87,000 | 1,615 |
| Applicable income taxes | $337,000 | 3,021 |
| Income before extraordinary items | $825,000 | 3,429 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $825,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $763,230 | 3,439 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 3,339 |
| Total interest expense | $809,000 | 2,911 |
| Net interest income | $1,329,000 | 3,516 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $83,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $34,000 | 6,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 5,306 |
| Total noninterest expense | $877,000 | 4,073 |
| Salaries and employee benefits | $524,000 | 3,764 |
| Premises and equipment expense | $178,000 | 3,042 |
| Additional noninterest expense | $175,000 | 5,453 |
| Pre-tax net operating income | $535,000 | 3,344 |
| Securities gains (losses) | $-6,000 | 9,121 |
| Applicable income taxes | $104,000 | 3,866 |
| Income before extraordinary items | $425,000 | 3,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $425,000 | 3,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $429,800 | 3,127 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,180,000 | 3,243 |
| Total interest expense | $3,977,000 | 2,767 |
| Net interest income | $5,203,000 | 3,540 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $338,000 | 6,188 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $154,000 | 5,785 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $184,000 | 5,193 |
| Total noninterest expense | $3,564,000 | 3,901 |
| Salaries and employee benefits | $2,183,000 | 3,482 |
| Premises and equipment expense | $629,000 | 3,269 |
| Additional noninterest expense | $752,000 | 5,149 |
| Pre-tax net operating income | $1,977,000 | 3,460 |
| Securities gains (losses) | $-1,658,000 | 9,327 |
| Applicable income taxes | $-127,000 | 9,082 |
| Income before extraordinary items | $446,000 | 6,624 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $446,000 | 6,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,727 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,104,000 | 2,599 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,831,000 | 3,367 |
| Total interest expense | $5,229,000 | 3,041 |
| Net interest income | $4,602,000 | 3,677 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $296,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $134,000 | 6,027 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $162,000 | 5,371 |
| Total noninterest expense | $3,333,000 | 3,985 |
| Salaries and employee benefits | $1,988,000 | 3,613 |
| Premises and equipment expense | $600,000 | 3,349 |
| Additional noninterest expense | $745,000 | 5,036 |
| Pre-tax net operating income | $1,565,000 | 3,746 |
| Securities gains (losses) | $461,000 | 640 |
| Applicable income taxes | $320,000 | 4,141 |
| Income before extraordinary items | $1,706,000 | 2,924 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,706,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,318,760 | 3,459 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,607,000 | 2,769 |
| Total interest expense | $5,222,000 | 3,181 |
| Net interest income | $7,385,000 | 2,402 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $295,000 | 6,346 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $120,000 | 6,224 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $175,000 | 5,110 |
| Total noninterest expense | $3,060,000 | 4,160 |
| Salaries and employee benefits | $1,829,000 | 3,722 |
| Premises and equipment expense | $563,000 | 3,447 |
| Additional noninterest expense | $668,000 | 5,361 |
| Pre-tax net operating income | $4,620,000 | 1,596 |
| Securities gains (losses) | $-1,243,000 | 9,773 |
| Applicable income taxes | $895,000 | 2,325 |
| Income before extraordinary items | $2,482,000 | 2,094 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,482,000 | 2,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,939 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,389,390 | 1,552 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,102,000 | 2,689 |
| Total interest expense | $4,980,000 | 2,926 |
| Net interest income | $7,122,000 | 2,481 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $276,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $129,000 | 6,188 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $147,000 | 5,652 |
| Total noninterest expense | $3,189,000 | 4,008 |
| Salaries and employee benefits | $1,854,000 | 3,658 |
| Premises and equipment expense | $606,000 | 3,222 |
| Additional noninterest expense | $729,000 | 5,112 |
| Pre-tax net operating income | $4,059,000 | 1,818 |
| Securities gains (losses) | $711,000 | 274 |
| Applicable income taxes | $1,615,000 | 1,493 |
| Income before extraordinary items | $3,155,000 | 1,695 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,155,000 | 1,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,834 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,685,740 | 1,937 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,703,000 | 3,022 |
| Total interest expense | $5,365,000 | 2,806 |
| Net interest income | $5,338,000 | 3,215 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $270,000 | 6,773 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $134,000 | 6,208 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $136,000 | 5,926 |
| Total noninterest expense | $3,071,000 | 4,032 |
| Salaries and employee benefits | $1,887,000 | 3,517 |
| Premises and equipment expense | $519,000 | 3,576 |
| Additional noninterest expense | $665,000 | 5,366 |
| Pre-tax net operating income | $2,437,000 | 2,849 |
| Securities gains (losses) | $1,112,000 | 357 |
| Applicable income taxes | $1,100,000 | 2,136 |
| Income before extraordinary items | $2,449,000 | 2,130 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,449,000 | 2,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,681,720 | 2,870 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,327,000 | 2,883 |
| Total interest expense | $5,425,000 | 2,762 |
| Net interest income | $5,902,000 | 2,952 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $368,000 | 6,009 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $147,000 | 6,212 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $221,000 | 4,719 |
| Total noninterest expense | $3,346,000 | 3,748 |
| Salaries and employee benefits | $1,912,000 | 3,443 |
| Premises and equipment expense | $539,000 | 3,463 |
| Additional noninterest expense | $895,000 | 4,330 |
| Pre-tax net operating income | $2,624,000 | 2,798 |
| Securities gains (losses) | $847,000 | 311 |
| Applicable income taxes | $1,022,000 | 2,392 |
| Income before extraordinary items | $2,449,000 | 2,152 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,449,000 | 2,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,847,630 | 2,719 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,278,000 | 3,195 |
| Total interest expense | $5,458,000 | 2,789 |
| Net interest income | $4,820,000 | 3,664 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $318,000 | 6,734 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $161,000 | 6,268 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $157,000 | 5,848 |
| Total noninterest expense | $2,815,000 | 4,530 |
| Salaries and employee benefits | $1,711,000 | 3,836 |
| Premises and equipment expense | $448,000 | 4,127 |
| Additional noninterest expense | $656,000 | 5,997 |
| Pre-tax net operating income | $2,323,000 | 3,006 |
| Securities gains (losses) | $873,000 | 286 |
| Applicable income taxes | $974,000 | 2,408 |
| Income before extraordinary items | $2,222,000 | 2,221 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,222,000 | 2,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,610,900 | 2,951 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,277,000 | 2,952 |
| Total interest expense | $5,030,000 | 3,014 |
| Net interest income | $6,247,000 | 2,854 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $228,000 | 8,019 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $149,000 | 6,689 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $79,000 | 7,981 |
| Total noninterest expense | $2,956,000 | 4,342 |
| Salaries and employee benefits | $1,693,000 | 3,839 |
| Premises and equipment expense | $536,000 | 3,538 |
| Additional noninterest expense | $727,000 | 5,676 |
| Pre-tax net operating income | $3,499,000 | 2,104 |
| Securities gains (losses) | $-201,000 | 11,675 |
| Applicable income taxes | $1,132,000 | 2,130 |
| Income before extraordinary items | $2,166,000 | 2,334 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,166,000 | 2,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,265 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,298,660 | 2,168 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,417,000 | 3,208 |
| Total interest expense | $4,268,000 | 2,870 |
| Net interest income | $5,149,000 | 3,461 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $248,000 | 7,979 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $142,000 | 7,083 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $106,000 | 7,329 |
| Total noninterest expense | $2,976,000 | 4,446 |
| Salaries and employee benefits | $1,607,000 | 4,028 |
| Premises and equipment expense | $555,000 | 3,490 |
| Additional noninterest expense | $814,000 | 5,616 |
| Pre-tax net operating income | $2,301,000 | 3,050 |
| Securities gains (losses) | $563,000 | 249 |
| Applicable income taxes | $987,000 | 2,269 |
| Income before extraordinary items | $1,877,000 | 2,589 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,877,000 | 2,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,272 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,505,420 | 3,188 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,114,000 | 3,376 |
| Total interest expense | $4,319,000 | 2,956 |
| Net interest income | $4,795,000 | 3,703 |
| Provision for loan and lease losses | $1,145,000 | 1,187 |
| Total noninterest income | $267,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $193,000 | 6,095 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $2,921,000 | 4,622 |
| Salaries and employee benefits | $1,515,000 | 4,233 |
| Premises and equipment expense | $487,000 | 3,958 |
| Additional noninterest expense | $919,000 | 5,274 |
| Pre-tax net operating income | $996,000 | 5,897 |
| Securities gains (losses) | $1,780,000 | 351 |
| Applicable income taxes | $202,000 | 7,571 |
| Income before extraordinary items | $2,574,000 | 1,945 |
| Extraordinary gains, net | $-744,000 | 13,192 |
| Net income | $1,830,000 | 2,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 3,045 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $918,600 | 4,789 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,519,000 | 3,666 |
| Total interest expense | $5,341,000 | 3,100 |
| Net interest income | $4,178,000 | 4,273 |
| Provision for loan and lease losses | $574,000 | 2,711 |
| Total noninterest income | $216,000 | 9,113 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $121,000 | 7,923 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $95,000 | 8,250 |
| Total noninterest expense | $2,684,000 | 4,983 |
| Salaries and employee benefits | $1,411,000 | 4,464 |
| Premises and equipment expense | $492,000 | 4,030 |
| Additional noninterest expense | $781,000 | 6,199 |
| Pre-tax net operating income | $1,136,000 | 5,142 |
| Securities gains (losses) | $1,569,000 | 474 |
| Applicable income taxes | $1,212,000 | 1,744 |
| Income before extraordinary items | $1,493,000 | 3,091 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,493,000 | 3,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $488,840 | 7,053 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.