Home > St. Stephen State Bank > Income and Expense
St. Stephen State Bank, Income and Expense
2009-12-31 (YTD Data) | Rank | |
Total interest income | $1,421,000 | 7,465 |
Total interest expense | $547,000 | 7,030 |
Net interest income | $874,000 | 7,558 |
Provision for loan and lease losses | $2,493,000 | 2,191 |
Total noninterest income | $299,000 | 5,610 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $88,000 | 5,919 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $211,000 | 4,547 |
Total noninterest expense | $1,879,000 | 6,368 |
Salaries and employee benefits | $909,000 | 6,434 |
Premises and equipment expense | $316,000 | 5,529 |
Additional noninterest expense | $654,000 | 6,286 |
Pre-tax net operating income | $-3,199,000 | 6,932 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $2,000 | 4,160 |
Income before extraordinary items | $-3,201,000 | 7,032 |
Extraordinary gains, net | $0 | 34 |
Net income | $-3,201,000 | 7,030 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-3,201,000 | 7,031 |
Net charge-offs | $626,000 | 3,503 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $-3,201,000 | 7,033 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $1,163,000 | 7,466 |
Total interest expense | $430,000 | 7,086 |
Net interest income | $733,000 | 7,534 |
Provision for loan and lease losses | $1,493,000 | 2,229 |
Total noninterest income | $262,000 | 5,431 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $74,000 | 5,821 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $188,000 | 4,390 |
Total noninterest expense | $1,433,000 | 6,351 |
Salaries and employee benefits | $731,000 | 6,333 |
Premises and equipment expense | $235,000 | 5,602 |
Additional noninterest expense | $467,000 | 6,398 |
Pre-tax net operating income | $-1,931,000 | 7,024 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $2,000 | 4,371 |
Income before extraordinary items | $-1,933,000 | 7,147 |
Extraordinary gains, net | $0 | 27 |
Net income | $-1,933,000 | 7,147 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-1,933,000 | 7,146 |
Net charge-offs | $308,000 | 3,667 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-1,933,000 | 7,144 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $803,000 | 7,497 |
Total interest expense | $305,000 | 7,117 |
Net interest income | $498,000 | 7,563 |
Provision for loan and lease losses | $585,000 | 2,759 |
Total noninterest income | $223,000 | 5,028 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $56,000 | 5,635 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $167,000 | 3,929 |
Total noninterest expense | $935,000 | 6,452 |
Salaries and employee benefits | $498,000 | 6,349 |
Premises and equipment expense | $160,000 | 5,602 |
Additional noninterest expense | $277,000 | 6,658 |
Pre-tax net operating income | $-799,000 | 6,897 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $2,000 | 4,423 |
Income before extraordinary items | $-801,000 | 7,024 |
Extraordinary gains, net | $0 | 21 |
Net income | $-801,000 | 7,025 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-801,000 | 7,024 |
Net charge-offs | $173,000 | 3,610 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $-801,000 | 7,013 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $408,000 | 7,532 |
Total interest expense | $166,000 | 7,083 |
Net interest income | $242,000 | 7,627 |
Provision for loan and lease losses | $157,000 | 3,162 |
Total noninterest income | $61,000 | 6,076 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $32,000 | 5,411 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $29,000 | 5,665 |
Total noninterest expense | $467,000 | 6,420 |
Salaries and employee benefits | $268,000 | 6,237 |
Premises and equipment expense | $82,000 | 5,600 |
Additional noninterest expense | $117,000 | 6,823 |
Pre-tax net operating income | $-321,000 | 7,095 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $2,000 | 4,551 |
Income before extraordinary items | $-323,000 | 7,240 |
Extraordinary gains, net | $0 | 15 |
Net income | $-323,000 | 7,241 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-323,000 | 7,241 |
Net charge-offs | $134,000 | 2,533 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $-323,000 | 7,192 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $2,177,000 | 7,203 |
Total interest expense | $830,000 | 7,079 |
Net interest income | $1,347,000 | 7,192 |
Provision for loan and lease losses | $548,000 | 3,672 |
Total noninterest income | $395,000 | 5,304 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $156,000 | 5,243 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $239,000 | 4,528 |
Total noninterest expense | $1,893,000 | 6,376 |
Salaries and employee benefits | $1,101,000 | 6,206 |
Premises and equipment expense | $323,000 | 5,617 |
Additional noninterest expense | $469,000 | 6,754 |
Pre-tax net operating income | $-699,000 | 6,874 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $0 | 4,979 |
Income before extraordinary items | $-699,000 | 6,831 |
Extraordinary gains, net | $0 | 39 |
Net income | $-699,000 | 6,831 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $184,000 | 4,200 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $-699,000 | 6,955 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $1,668,000 | 7,254 |
Total interest expense | $647,000 | 7,124 |
Net interest income | $1,021,000 | 7,229 |
Provision for loan and lease losses | $45,000 | 5,958 |
Total noninterest income | $345,000 | 5,106 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $122,000 | 5,209 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $223,000 | 4,220 |
Total noninterest expense | $1,435,000 | 6,333 |
Salaries and employee benefits | $840,000 | 6,164 |
Premises and equipment expense | $240,000 | 5,660 |
Additional noninterest expense | $355,000 | 6,730 |
Pre-tax net operating income | $-114,000 | 6,929 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $0 | 5,372 |
Income before extraordinary items | $-114,000 | 6,809 |
Extraordinary gains, net | $0 | 31 |
Net income | $-114,000 | 6,807 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 5,374 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-114,000 | 6,981 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $1,141,000 | 7,280 |
Total interest expense | $453,000 | 7,165 |
Net interest income | $688,000 | 7,240 |
Provision for loan and lease losses | $30,000 | 5,577 |
Total noninterest income | $251,000 | 4,992 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $78,000 | 5,295 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $173,000 | 4,055 |
Total noninterest expense | $945,000 | 6,407 |
Salaries and employee benefits | $562,000 | 6,220 |
Premises and equipment expense | $155,000 | 5,762 |
Additional noninterest expense | $228,000 | 6,819 |
Pre-tax net operating income | $-36,000 | 7,059 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $0 | 5,627 |
Income before extraordinary items | $-36,000 | 7,123 |
Extraordinary gains, net | $0 | 21 |
Net income | $-36,000 | 7,122 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 5,718 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $-36,000 | 7,089 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $590,000 | 7,300 |
Total interest expense | $231,000 | 7,248 |
Net interest income | $359,000 | 7,197 |
Provision for loan and lease losses | $15,000 | 5,068 |
Total noninterest income | $127,000 | 4,962 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $35,000 | 5,454 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $92,000 | 3,930 |
Total noninterest expense | $476,000 | 6,421 |
Salaries and employee benefits | $281,000 | 6,254 |
Premises and equipment expense | $79,000 | 5,756 |
Additional noninterest expense | $116,000 | 6,795 |
Pre-tax net operating income | $-5,000 | 7,203 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $0 | 5,622 |
Income before extraordinary items | $-5,000 | 7,309 |
Extraordinary gains, net | $0 | 15 |
Net income | $-5,000 | 7,310 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 3,778 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $-5,000 | 7,227 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $2,146,000 | 7,456 |
Total interest expense | $732,000 | 7,598 |
Net interest income | $1,414,000 | 7,232 |
Provision for loan and lease losses | $107,000 | 4,818 |
Total noninterest income | $566,000 | 4,755 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $178,000 | 5,129 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $388,000 | 3,790 |
Total noninterest expense | $1,621,000 | 6,737 |
Salaries and employee benefits | $987,000 | 6,465 |
Premises and equipment expense | $283,000 | 5,927 |
Additional noninterest expense | $351,000 | 7,299 |
Pre-tax net operating income | $252,000 | 6,732 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $54,000 | 4,887 |
Income before extraordinary items | $198,000 | 6,796 |
Extraordinary gains, net | $0 | 39 |
Net income | $198,000 | 6,795 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $45,000 | 4,768 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $198,000 | 6,779 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $1,541,000 | 7,558 |
Total interest expense | $534,000 | 7,676 |
Net interest income | $1,007,000 | 7,379 |
Provision for loan and lease losses | $40,000 | 5,310 |
Total noninterest income | $475,000 | 4,533 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $131,000 | 5,182 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $344,000 | 3,493 |
Total noninterest expense | $1,188,000 | 6,777 |
Salaries and employee benefits | $728,000 | 6,500 |
Premises and equipment expense | $217,000 | 5,866 |
Additional noninterest expense | $243,000 | 7,414 |
Pre-tax net operating income | $254,000 | 6,752 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $41,000 | 5,075 |
Income before extraordinary items | $213,000 | 6,746 |
Extraordinary gains, net | $0 | 33 |
Net income | $213,000 | 6,744 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 4,450 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $213,000 | 6,734 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $975,000 | 7,677 |
Total interest expense | $347,000 | 7,742 |
Net interest income | $628,000 | 7,539 |
Provision for loan and lease losses | $22,000 | 5,270 |
Total noninterest income | $231,000 | 5,273 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $86,000 | 5,219 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $145,000 | 4,376 |
Total noninterest expense | $770,000 | 6,891 |
Salaries and employee benefits | $477,000 | 6,603 |
Premises and equipment expense | $137,000 | 6,041 |
Additional noninterest expense | $156,000 | 7,510 |
Pre-tax net operating income | $67,000 | 7,430 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $0 | 6,265 |
Income before extraordinary items | $67,000 | 7,357 |
Extraordinary gains, net | $0 | 29 |
Net income | $67,000 | 7,357 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 4,177 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $67,000 | 7,348 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $466,000 | 7,768 |
Total interest expense | $172,000 | 7,772 |
Net interest income | $294,000 | 7,666 |
Provision for loan and lease losses | $13,000 | 4,876 |
Total noninterest income | $117,000 | 5,185 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $40,000 | 5,312 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $77,000 | 4,286 |
Total noninterest expense | $375,000 | 6,982 |
Salaries and employee benefits | $238,000 | 6,652 |
Premises and equipment expense | $68,000 | 6,105 |
Additional noninterest expense | $69,000 | 7,709 |
Pre-tax net operating income | $23,000 | 7,624 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $0 | 6,196 |
Income before extraordinary items | $23,000 | 7,576 |
Extraordinary gains, net | $0 | 22 |
Net income | $23,000 | 7,575 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 3,748 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $23,000 | 7,557 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $1,672,000 | 7,792 |
Total interest expense | $415,000 | 8,067 |
Net interest income | $1,257,000 | 7,506 |
Provision for loan and lease losses | $32,000 | 5,980 |
Total noninterest income | $360,000 | 5,818 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $205,000 | 4,930 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $155,000 | 5,562 |
Total noninterest expense | $1,503,000 | 6,893 |
Salaries and employee benefits | $962,000 | 6,504 |
Premises and equipment expense | $257,000 | 6,145 |
Additional noninterest expense | $284,000 | 7,666 |
Pre-tax net operating income | $82,000 | 7,760 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $0 | 6,600 |
Income before extraordinary items | $82,000 | 7,732 |
Extraordinary gains, net | $0 | 51 |
Net income | $82,000 | 7,734 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,377 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $82,000 | 7,724 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $1,198,000 | 7,904 |
Total interest expense | $282,000 | 8,182 |
Net interest income | $916,000 | 7,623 |
Provision for loan and lease losses | $6,000 | 6,493 |
Total noninterest income | $288,000 | 5,717 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $158,000 | 4,926 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $130,000 | 5,386 |
Total noninterest expense | $1,171,000 | 6,790 |
Salaries and employee benefits | $753,000 | 6,393 |
Premises and equipment expense | $203,000 | 6,030 |
Additional noninterest expense | $215,000 | 7,672 |
Pre-tax net operating income | $27,000 | 8,028 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $0 | 6,687 |
Income before extraordinary items | $27,000 | 8,045 |
Extraordinary gains, net | $0 | 45 |
Net income | $27,000 | 8,046 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,298 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $27,000 | 8,033 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $763,000 | 7,992 |
Total interest expense | $161,000 | 8,311 |
Net interest income | $602,000 | 7,696 |
Provision for loan and lease losses | $0 | 6,419 |
Total noninterest income | $208,000 | 5,543 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $101,000 | 4,997 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $107,000 | 4,988 |
Total noninterest expense | $794,000 | 6,793 |
Salaries and employee benefits | $528,000 | 6,290 |
Premises and equipment expense | $128,000 | 6,195 |
Additional noninterest expense | $138,000 | 7,742 |
Pre-tax net operating income | $16,000 | 8,108 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $0 | 6,706 |
Income before extraordinary items | $16,000 | 8,112 |
Extraordinary gains, net | $0 | 39 |
Net income | $16,000 | 8,113 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,074 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $16,000 | 8,108 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $365,000 | 8,047 |
Total interest expense | $68,000 | 8,411 |
Net interest income | $297,000 | 7,718 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $98,000 | 5,636 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $40,000 | 5,407 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $58,000 | 4,825 |
Total noninterest expense | $394,000 | 6,811 |
Salaries and employee benefits | $266,000 | 6,271 |
Premises and equipment expense | $65,000 | 6,170 |
Additional noninterest expense | $63,000 | 7,866 |
Pre-tax net operating income | $1,000 | 8,180 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $0 | 6,588 |
Income before extraordinary items | $1,000 | 8,185 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,000 | 8,186 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $1,000 | 8,176 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $1,377,000 | 8,013 |
Total interest expense | $253,000 | 8,311 |
Net interest income | $1,124,000 | 7,777 |
Provision for loan and lease losses | $0 | 7,120 |
Total noninterest income | $381,000 | 5,822 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $212,000 | 4,914 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $169,000 | 5,520 |
Total noninterest expense | $1,565,000 | 6,782 |
Salaries and employee benefits | $976,000 | 6,413 |
Premises and equipment expense | $256,000 | 6,148 |
Additional noninterest expense | $333,000 | 7,445 |
Pre-tax net operating income | $-60,000 | 8,309 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $-22,000 | 8,500 |
Income before extraordinary items | $-38,000 | 8,323 |
Extraordinary gains, net | $0 | 46 |
Net income | $-38,000 | 8,323 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 5,376 |
Cash dividends | $47,000 | 5,812 |
Sale, conversion, retirement of capital stock, net | $307,000 | 590 |
Net operating income | $-38,000 | 8,298 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $1,010,000 | 8,063 |
Total interest expense | $188,000 | 8,320 |
Net interest income | $822,000 | 7,862 |
Provision for loan and lease losses | $0 | 6,899 |
Total noninterest income | $242,000 | 6,209 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $159,000 | 4,955 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $83,000 | 6,247 |
Total noninterest expense | $1,154,000 | 6,821 |
Salaries and employee benefits | $722,000 | 6,457 |
Premises and equipment expense | $192,000 | 6,137 |
Additional noninterest expense | $240,000 | 7,516 |
Pre-tax net operating income | $-90,000 | 8,421 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $-22,000 | 8,637 |
Income before extraordinary items | $-68,000 | 8,429 |
Extraordinary gains, net | $0 | 35 |
Net income | $-68,000 | 8,430 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 5,184 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $225,000 | 477 |
Net operating income | $-68,000 | 8,399 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $655,000 | 8,108 |
Total interest expense | $125,000 | 8,305 |
Net interest income | $530,000 | 7,919 |
Provision for loan and lease losses | $0 | 6,626 |
Total noninterest income | $157,000 | 6,249 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $97,000 | 5,104 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $60,000 | 6,128 |
Total noninterest expense | $757,000 | 6,882 |
Salaries and employee benefits | $474,000 | 6,500 |
Premises and equipment expense | $125,000 | 6,197 |
Additional noninterest expense | $158,000 | 7,527 |
Pre-tax net operating income | $-70,000 | 8,448 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $-22,000 | 8,661 |
Income before extraordinary items | $-48,000 | 8,465 |
Extraordinary gains, net | $0 | 30 |
Net income | $-48,000 | 8,465 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 4,782 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $85,000 | 447 |
Net operating income | $-48,000 | 8,432 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $313,000 | 8,223 |
Total interest expense | $58,000 | 8,413 |
Net interest income | $255,000 | 8,039 |
Provision for loan and lease losses | $0 | 6,226 |
Total noninterest income | $74,000 | 6,332 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $44,000 | 5,270 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $30,000 | 6,174 |
Total noninterest expense | $378,000 | 6,915 |
Salaries and employee benefits | $241,000 | 6,482 |
Premises and equipment expense | $62,000 | 6,259 |
Additional noninterest expense | $75,000 | 7,683 |
Pre-tax net operating income | $-49,000 | 8,576 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $1,000 | 6,740 |
Income before extraordinary items | $-50,000 | 8,597 |
Extraordinary gains, net | $0 | 24 |
Net income | $-50,000 | 8,597 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,728 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $-50,000 | 8,576 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $1,261,000 | 8,148 |
Total interest expense | $215,000 | 8,412 |
Net interest income | $1,046,000 | 7,949 |
Provision for loan and lease losses | $135,000 | 4,427 |
Total noninterest income | $417,000 | 5,703 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $203,000 | 5,185 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $214,000 | 4,972 |
Total noninterest expense | $1,479,000 | 6,915 |
Salaries and employee benefits | $905,000 | 6,591 |
Premises and equipment expense | $240,000 | 6,303 |
Additional noninterest expense | $334,000 | 7,501 |
Pre-tax net operating income | $-151,000 | 8,510 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $0 | 7,185 |
Income before extraordinary items | $-151,000 | 8,549 |
Extraordinary gains, net | $0 | 34 |
Net income | $-151,000 | 8,550 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $65,000 | 4,277 |
Cash dividends | $60,000 | 5,755 |
Sale, conversion, retirement of capital stock, net | $90,000 | 673 |
Net operating income | $-151,000 | 8,523 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $952,000 | 8,174 |
Total interest expense | $162,000 | 8,450 |
Net interest income | $790,000 | 7,978 |
Provision for loan and lease losses | $67,000 | 4,990 |
Total noninterest income | $284,000 | 5,950 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $146,000 | 5,322 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $138,000 | 5,303 |
Total noninterest expense | $1,077,000 | 6,972 |
Salaries and employee benefits | $665,000 | 6,617 |
Premises and equipment expense | $175,000 | 6,352 |
Additional noninterest expense | $237,000 | 7,606 |
Pre-tax net operating income | $-70,000 | 8,576 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $0 | 7,220 |
Income before extraordinary items | $-70,000 | 8,598 |
Extraordinary gains, net | $0 | 26 |
Net income | $-70,000 | 8,601 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 5,003 |
Cash dividends | $60,000 | 4,908 |
Sale, conversion, retirement of capital stock, net | $60,000 | 570 |
Net operating income | $-70,000 | 8,571 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $635,000 | 8,222 |
Total interest expense | $106,000 | 8,529 |
Net interest income | $529,000 | 8,016 |
Provision for loan and lease losses | $0 | 6,885 |
Total noninterest income | $164,000 | 6,274 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $91,000 | 5,462 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $73,000 | 5,776 |
Total noninterest expense | $697,000 | 7,104 |
Salaries and employee benefits | $426,000 | 6,783 |
Premises and equipment expense | $114,000 | 6,459 |
Additional noninterest expense | $157,000 | 7,642 |
Pre-tax net operating income | $-4,000 | 8,538 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $0 | 7,214 |
Income before extraordinary items | $-4,000 | 8,588 |
Extraordinary gains, net | $0 | 21 |
Net income | $-4,000 | 8,589 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 5,680 |
Cash dividends | $60,000 | 4,565 |
Sale, conversion, retirement of capital stock, net | $60,000 | 455 |
Net operating income | $-4,000 | 8,538 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $323,000 | 8,254 |
Total interest expense | $53,000 | 8,586 |
Net interest income | $270,000 | 8,025 |
Provision for loan and lease losses | $0 | 6,501 |
Total noninterest income | $87,000 | 6,097 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $41,000 | 5,626 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $46,000 | 5,276 |
Total noninterest expense | $338,000 | 7,216 |
Salaries and employee benefits | $212,000 | 6,833 |
Premises and equipment expense | $56,000 | 6,504 |
Additional noninterest expense | $70,000 | 7,888 |
Pre-tax net operating income | $19,000 | 8,328 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $0 | 7,103 |
Income before extraordinary items | $19,000 | 8,342 |
Extraordinary gains, net | $0 | 16 |
Net income | $19,000 | 8,343 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 4,591 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $60,000 | 296 |
Net operating income | $19,000 | 8,278 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $1,262,000 | 8,333 |
Total interest expense | $255,000 | 8,590 |
Net interest income | $1,007,000 | 8,090 |
Provision for loan and lease losses | $62,000 | 5,950 |
Total noninterest income | $493,000 | 5,480 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $205,000 | 5,217 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $288,000 | 4,589 |
Total noninterest expense | $1,298,000 | 7,269 |
Salaries and employee benefits | $816,000 | 6,859 |
Premises and equipment expense | $198,000 | 6,802 |
Additional noninterest expense | $284,000 | 7,873 |
Pre-tax net operating income | $140,000 | 8,049 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $46,000 | 6,343 |
Income before extraordinary items | $94,000 | 8,249 |
Extraordinary gains, net | $0 | 54 |
Net income | $94,000 | 8,254 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $42,000 | 5,285 |
Cash dividends | $60,000 | 5,832 |
Sale, conversion, retirement of capital stock, net | $25,000 | 783 |
Net operating income | $94,000 | 8,138 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $919,000 | 8,459 |
Total interest expense | $194,000 | 8,693 |
Net interest income | $725,000 | 8,215 |
Provision for loan and lease losses | $26,000 | 6,575 |
Total noninterest income | $415,000 | 5,214 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $154,000 | 5,246 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $261,000 | 4,297 |
Total noninterest expense | $955,000 | 7,312 |
Salaries and employee benefits | $611,000 | 6,871 |
Premises and equipment expense | $149,000 | 6,801 |
Additional noninterest expense | $195,000 | 8,033 |
Pre-tax net operating income | $159,000 | 7,925 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $34,000 | 6,492 |
Income before extraordinary items | $125,000 | 8,066 |
Extraordinary gains, net | $0 | 40 |
Net income | $125,000 | 8,070 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 8,399 |
Cash dividends | $45,000 | 5,165 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $125,000 | 7,929 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $589,000 | 8,570 |
Total interest expense | $128,000 | 8,771 |
Net interest income | $461,000 | 8,337 |
Provision for loan and lease losses | $11,000 | 6,777 |
Total noninterest income | $323,000 | 4,791 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $96,000 | 5,375 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $227,000 | 3,795 |
Total noninterest expense | $633,000 | 7,350 |
Salaries and employee benefits | $408,000 | 6,883 |
Premises and equipment expense | $96,000 | 6,867 |
Additional noninterest expense | $129,000 | 8,057 |
Pre-tax net operating income | $140,000 | 7,680 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $27,000 | 6,403 |
Income before extraordinary items | $113,000 | 7,816 |
Extraordinary gains, net | $0 | 30 |
Net income | $113,000 | 7,817 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 8,344 |
Cash dividends | $45,000 | 4,813 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $113,000 | 7,645 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $273,000 | 8,706 |
Total interest expense | $63,000 | 8,855 |
Net interest income | $210,000 | 8,502 |
Provision for loan and lease losses | $0 | 6,934 |
Total noninterest income | $171,000 | 4,553 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $44,000 | 5,485 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $127,000 | 3,502 |
Total noninterest expense | $316,000 | 7,387 |
Salaries and employee benefits | $204,000 | 6,922 |
Premises and equipment expense | $49,000 | 6,835 |
Additional noninterest expense | $63,000 | 8,130 |
Pre-tax net operating income | $65,000 | 7,750 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $0 | 7,403 |
Income before extraordinary items | $65,000 | 7,583 |
Extraordinary gains, net | $0 | 21 |
Net income | $65,000 | 7,584 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 8,300 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $65,000 | 7,429 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $1,095,000 | 8,770 |
Total interest expense | $323,000 | 8,847 |
Net interest income | $772,000 | 8,629 |
Provision for loan and lease losses | $-4,000 | 9,169 |
Total noninterest income | $325,000 | 6,281 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $158,000 | 5,732 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $167,000 | 5,371 |
Total noninterest expense | $1,079,000 | 7,759 |
Salaries and employee benefits | $621,000 | 7,627 |
Premises and equipment expense | $178,000 | 7,061 |
Additional noninterest expense | $280,000 | 7,947 |
Pre-tax net operating income | $22,000 | 8,566 |
Securities gains (losses) | $-9,000 | 8,892 |
Applicable income taxes | $2,000 | 7,560 |
Income before extraordinary items | $11,000 | 8,691 |
Extraordinary gains, net | $0 | 70 |
Net income | $11,000 | 8,693 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-20,000 | 8,966 |
Cash dividends | $55,000 | 5,919 |
Sale, conversion, retirement of capital stock, net | $111,000 | 632 |
Net operating income | $18,650 | 8,589 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $1,141,000 | 9,040 |
Total interest expense | $478,000 | 9,051 |
Net interest income | $663,000 | 8,916 |
Provision for loan and lease losses | $7,000 | 8,027 |
Total noninterest income | $576,000 | 4,689 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $128,000 | 6,115 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $448,000 | 3,317 |
Total noninterest expense | $922,000 | 8,157 |
Salaries and employee benefits | $553,000 | 7,907 |
Premises and equipment expense | $109,000 | 8,166 |
Additional noninterest expense | $260,000 | 8,136 |
Pre-tax net operating income | $310,000 | 7,365 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $86,000 | 6,180 |
Income before extraordinary items | $224,000 | 7,571 |
Extraordinary gains, net | $0 | 105 |
Net income | $224,000 | 7,575 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $31,000 | 5,793 |
Cash dividends | $40,000 | 6,242 |
Sale, conversion, retirement of capital stock, net | $103,000 | 646 |
Net operating income | $224,000 | 7,451 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $985,000 | 9,407 |
Total interest expense | $383,000 | 9,448 |
Net interest income | $602,000 | 9,294 |
Provision for loan and lease losses | $-47,000 | 9,755 |
Total noninterest income | $195,000 | 7,335 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $106,000 | 6,453 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $89,000 | 6,688 |
Total noninterest expense | $754,000 | 8,686 |
Salaries and employee benefits | $425,000 | 8,625 |
Premises and equipment expense | $99,000 | 8,459 |
Additional noninterest expense | $230,000 | 8,507 |
Pre-tax net operating income | $90,000 | 8,834 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $9,000 | 8,091 |
Income before extraordinary items | $81,000 | 8,817 |
Extraordinary gains, net | $0 | 38 |
Net income | $81,000 | 8,817 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-44,000 | 9,591 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $151,000 | 664 |
Net operating income | $81,000 | 8,805 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $865,000 | 9,727 |
Total interest expense | $325,000 | 9,767 |
Net interest income | $540,000 | 9,619 |
Provision for loan and lease losses | $22,000 | 7,597 |
Total noninterest income | $195,000 | 7,554 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $82,000 | 7,091 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $113,000 | 6,337 |
Total noninterest expense | $703,000 | 9,024 |
Salaries and employee benefits | $410,000 | 8,834 |
Premises and equipment expense | $70,000 | 9,216 |
Additional noninterest expense | $223,000 | 8,810 |
Pre-tax net operating income | $10,000 | 9,369 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $-19,000 | 9,713 |
Income before extraordinary items | $29,000 | 9,334 |
Extraordinary gains, net | $0 | 35 |
Net income | $29,000 | 9,328 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 8,900 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $35,000 | 884 |
Net operating income | $29,000 | 9,302 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $875,000 | 9,971 |
Total interest expense | $380,000 | 9,927 |
Net interest income | $495,000 | 9,930 |
Provision for loan and lease losses | $17,000 | 7,887 |
Total noninterest income | $209,000 | 7,476 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $80,000 | 7,296 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $129,000 | 6,022 |
Total noninterest expense | $738,000 | 8,982 |
Salaries and employee benefits | $387,000 | 9,047 |
Premises and equipment expense | $67,000 | 9,419 |
Additional noninterest expense | $284,000 | 8,270 |
Pre-tax net operating income | $-51,000 | 9,868 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $0 | 9,340 |
Income before extraordinary items | $-51,000 | 9,905 |
Extraordinary gains, net | $0 | 32 |
Net income | $-51,000 | 9,904 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $110,000 | 3,472 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $-51,000 | 9,865 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $944,000 | 10,358 |
Total interest expense | $380,000 | 10,368 |
Net interest income | $564,000 | 10,257 |
Provision for loan and lease losses | $110,000 | 4,963 |
Total noninterest income | $149,000 | 8,603 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $91,000 | 7,399 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $58,000 | 8,093 |
Total noninterest expense | $680,000 | 9,457 |
Salaries and employee benefits | $415,000 | 9,161 |
Premises and equipment expense | $59,000 | 9,970 |
Additional noninterest expense | $206,000 | 9,333 |
Pre-tax net operating income | $-77,000 | 10,468 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $0 | 10,065 |
Income before extraordinary items | $-77,000 | 10,497 |
Extraordinary gains, net | $0 | 44 |
Net income | $-77,000 | 10,499 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $70,000 | 4,510 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $-77,000 | 10,463 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $969,000 | 10,867 |
Total interest expense | $390,000 | 10,898 |
Net interest income | $579,000 | 10,711 |
Provision for loan and lease losses | $12,000 | 8,364 |
Total noninterest income | $195,000 | 8,302 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $101,000 | 7,470 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $94,000 | 7,318 |
Total noninterest expense | $606,000 | 10,149 |
Salaries and employee benefits | $357,000 | 9,911 |
Premises and equipment expense | $55,000 | 10,490 |
Additional noninterest expense | $194,000 | 10,005 |
Pre-tax net operating income | $156,000 | 10,045 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $53,000 | 9,640 |
Income before extraordinary items | $103,000 | 10,191 |
Extraordinary gains, net | $0 | 53 |
Net income | $103,000 | 10,190 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 9,914 |
Cash dividends | $40,000 | 7,695 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $103,000 | 10,140 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $910,000 | 11,413 |
Total interest expense | $364,000 | 11,435 |
Net interest income | $546,000 | 11,284 |
Provision for loan and lease losses | $51,000 | 6,147 |
Total noninterest income | $166,000 | 9,032 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $77,000 | 8,390 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $89,000 | 7,598 |
Total noninterest expense | $556,000 | 10,777 |
Salaries and employee benefits | $327,000 | 10,523 |
Premises and equipment expense | $48,000 | 11,142 |
Additional noninterest expense | $181,000 | 10,668 |
Pre-tax net operating income | $105,000 | 11,057 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $23,000 | 10,706 |
Income before extraordinary items | $82,000 | 11,086 |
Extraordinary gains, net | $0 | 65 |
Net income | $82,000 | 11,085 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $17,000 | 6,876 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $82,000 | 11,069 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $795,000 | 12,073 |
Total interest expense | $230,000 | 12,259 |
Net interest income | $565,000 | 11,819 |
Provision for loan and lease losses | $88,000 | 4,864 |
Total noninterest income | $116,000 | 10,385 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $65,000 | 9,178 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $51,000 | 9,565 |
Total noninterest expense | $536,000 | 11,426 |
Salaries and employee benefits | $275,000 | 11,429 |
Premises and equipment expense | $67,000 | 11,063 |
Additional noninterest expense | $194,000 | 11,223 |
Pre-tax net operating income | $57,000 | 11,878 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $13,000 | 11,303 |
Income before extraordinary items | $44,000 | 11,848 |
Extraordinary gains, net | $0 | 249 |
Net income | $44,000 | 11,851 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 6,150 |
Cash dividends | $72,000 | 7,492 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $44,000 | 11,885 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $674,000 | 12,849 |
Total interest expense | $205,000 | 12,979 |
Net interest income | $469,000 | 12,639 |
Provision for loan and lease losses | $2,000 | 10,273 |
Total noninterest income | $150,000 | 10,210 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $64,000 | 9,544 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $86,000 | 8,379 |
Total noninterest expense | $466,000 | 12,325 |
Salaries and employee benefits | $256,000 | 12,120 |
Premises and equipment expense | $45,000 | 12,369 |
Additional noninterest expense | $165,000 | 12,216 |
Pre-tax net operating income | $151,000 | 11,463 |
Securities gains (losses) | $2,000 | 6,773 |
Applicable income taxes | $44,000 | 11,072 |
Income before extraordinary items | $109,000 | 11,708 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $109,000 | 11,755 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 8,132 |
Cash dividends | $32,000 | 8,385 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $107,580 | 11,531 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $67,000 | 13,907 |
Total interest expense | $16,000 | 13,883 |
Net interest income | $51,000 | 13,882 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $22,000 | 13,657 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $6,000 | 11,671 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $16,000 | 12,899 |
Total noninterest expense | $35,000 | 13,919 |
Salaries and employee benefits | $21,000 | 13,911 |
Premises and equipment expense | $2,000 | 13,903 |
Additional noninterest expense | $12,000 | 13,914 |
Pre-tax net operating income | $38,000 | 12,487 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $6,000 | 12,482 |
Income before extraordinary items | $32,000 | 12,698 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $32,000 | 12,693 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 11,020 |
Cash dividends | $177,000 | 5,393 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $32,000 | 12,451 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.