Home > St. Paul National Bank > Income and Expense
St. Paul National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 9,575 |
| Total interest expense | $1,125,000 | 8,828 |
| Net interest income | $969,000 | 10,028 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $66,000 | 11,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $672,000 | 10,287 |
| Salaries and employee benefits | $406,000 | 9,896 |
| Premises and equipment expense | $75,000 | 10,348 |
| Additional noninterest expense | $191,000 | 10,529 |
| Pre-tax net operating income | $363,000 | 9,308 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $81,000 | 9,559 |
| Income before extraordinary items | $291,000 | 9,032 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $291,000 | 9,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $750,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $283,980 | 9,073 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 9,911 |
| Total interest expense | $961,000 | 8,861 |
| Net interest income | $976,000 | 10,472 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $78,000 | 11,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $681,000 | 10,780 |
| Salaries and employee benefits | $386,000 | 10,410 |
| Premises and equipment expense | $64,000 | 11,169 |
| Additional noninterest expense | $231,000 | 10,761 |
| Pre-tax net operating income | $373,000 | 9,556 |
| Securities gains (losses) | $-21,000 | 10,372 |
| Applicable income taxes | $72,000 | 9,978 |
| Income before extraordinary items | $280,000 | 9,373 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $280,000 | 9,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $270,000 | 4,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $296,800 | 9,246 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,032,000 | 10,113 |
| Total interest expense | $954,000 | 9,319 |
| Net interest income | $1,079,000 | 10,484 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $72,000 | 12,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $693,000 | 11,207 |
| Salaries and employee benefits | $391,000 | 10,728 |
| Premises and equipment expense | $60,000 | 11,855 |
| Additional noninterest expense | $242,000 | 11,172 |
| Pre-tax net operating income | $456,000 | 8,973 |
| Securities gains (losses) | $135,000 | 2,108 |
| Applicable income taxes | $155,000 | 8,513 |
| Income before extraordinary items | $436,000 | 8,087 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $436,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $336,100 | 8,819 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 10,028 |
| Total interest expense | $1,164,000 | 9,735 |
| Net interest income | $1,271,000 | 10,059 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $89,000 | 12,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $679,000 | 11,626 |
| Salaries and employee benefits | $380,000 | 11,094 |
| Premises and equipment expense | $50,000 | 12,683 |
| Additional noninterest expense | $248,000 | 11,558 |
| Pre-tax net operating income | $631,000 | 7,512 |
| Securities gains (losses) | $-5,000 | 13,085 |
| Applicable income taxes | $167,000 | 8,227 |
| Income before extraordinary items | $459,000 | 7,659 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $459,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $467,000 | 2,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $462,650 | 7,285 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.