Home > St Paul Federal Bank for Savings > Income and Expense
St Paul Federal Bank for Savings, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $337,137,000 | 157 |
| Total interest expense | $195,075,000 | 136 |
| Net interest income | $142,062,000 | 183 |
| Provision for loan and lease losses | $1,500,000 | 707 |
| Total noninterest income | $56,674,000 | 217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $56,674,000 | 173 |
| Total noninterest expense | $166,024,000 | 166 |
| Salaries and employee benefits | $59,526,000 | 160 |
| Premises and equipment expense | $32,280,000 | 110 |
| Additional noninterest expense | $74,218,000 | 171 |
| Pre-tax net operating income | $31,212,000 | 317 |
| Securities gains (losses) | $5,575,000 | 116 |
| Applicable income taxes | $13,135,000 | 285 |
| Income before extraordinary items | $23,652,000 | 294 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $23,652,000 | 295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,603,000 | 10,450 |
| Cash dividends | $34,800,000 | 182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $20,084,000 | 317 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $308,977,000 | 174 |
| Total interest expense | $179,983,000 | 155 |
| Net interest income | $128,994,000 | 199 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $44,197,000 | 236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $44,197,000 | 179 |
| Total noninterest expense | $100,868,000 | 215 |
| Salaries and employee benefits | $53,376,000 | 173 |
| Premises and equipment expense | $24,118,000 | 135 |
| Additional noninterest expense | $23,374,000 | 305 |
| Pre-tax net operating income | $72,323,000 | 189 |
| Securities gains (losses) | $568,000 | 399 |
| Applicable income taxes | $24,474,000 | 193 |
| Income before extraordinary items | $48,417,000 | 189 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $48,417,000 | 189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,096,000 | 378 |
| Cash dividends | $48,100,000 | 130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $48,042,120 | 185 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $291,626,000 | 199 |
| Total interest expense | $167,768,000 | 172 |
| Net interest income | $123,858,000 | 230 |
| Provision for loan and lease losses | $1,750,000 | 686 |
| Total noninterest income | $34,673,000 | 285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $34,673,000 | 207 |
| Total noninterest expense | $117,870,000 | 220 |
| Salaries and employee benefits | $49,302,000 | 194 |
| Premises and equipment expense | $20,381,000 | 170 |
| Additional noninterest expense | $48,187,000 | 247 |
| Pre-tax net operating income | $38,911,000 | 294 |
| Securities gains (losses) | $1,631,000 | 175 |
| Applicable income taxes | $13,969,000 | 289 |
| Income before extraordinary items | $26,573,000 | 289 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $26,573,000 | 289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,298,000 | 372 |
| Cash dividends | $14,000,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $25,496,540 | 284 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $273,357,000 | 216 |
| Total interest expense | $158,284,000 | 193 |
| Net interest income | $115,073,000 | 253 |
| Provision for loan and lease losses | $1,900,000 | 599 |
| Total noninterest income | $29,644,000 | 322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $29,644,000 | 220 |
| Total noninterest expense | $86,926,000 | 276 |
| Salaries and employee benefits | $43,768,000 | 216 |
| Premises and equipment expense | $17,574,000 | 190 |
| Additional noninterest expense | $25,584,000 | 369 |
| Pre-tax net operating income | $55,891,000 | 241 |
| Securities gains (losses) | $1,054,000 | 216 |
| Applicable income taxes | $21,125,000 | 222 |
| Income before extraordinary items | $35,820,000 | 243 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $35,820,000 | 242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,311,000 | 296 |
| Cash dividends | $17,750,000 | 281 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $35,145,440 | 247 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $249,183,000 | 208 |
| Total interest expense | $129,560,000 | 187 |
| Net interest income | $119,623,000 | 240 |
| Provision for loan and lease losses | $5,150,000 | 277 |
| Total noninterest income | $23,882,000 | 348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-5,000 | 4,807 |
| Additional Noninterest Income | $23,887,000 | 245 |
| Total noninterest expense | $85,418,000 | 278 |
| Salaries and employee benefits | $42,121,000 | 218 |
| Premises and equipment expense | $15,947,000 | 200 |
| Additional noninterest expense | $27,350,000 | 359 |
| Pre-tax net operating income | $52,937,000 | 239 |
| Securities gains (losses) | $524,000 | 260 |
| Applicable income taxes | $19,385,000 | 213 |
| Income before extraordinary items | $34,076,000 | 237 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $34,076,000 | 235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,528,000 | 203 |
| Cash dividends | $30,125,000 | 164 |
| Sale, conversion, retirement of capital stock, net | $506,000 | 541 |
| Net operating income | $33,740,640 | 242 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $253,014,000 | 187 |
| Total interest expense | $129,149,000 | 159 |
| Net interest income | $123,865,000 | 224 |
| Provision for loan and lease losses | $10,750,000 | 263 |
| Total noninterest income | $22,630,000 | 360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $65,000 | 304 |
| Additional Noninterest Income | $22,565,000 | 248 |
| Total noninterest expense | $76,880,000 | 303 |
| Salaries and employee benefits | $37,931,000 | 236 |
| Premises and equipment expense | $14,500,000 | 215 |
| Additional noninterest expense | $24,449,000 | 403 |
| Pre-tax net operating income | $58,865,000 | 184 |
| Securities gains (losses) | $2,151,000 | 298 |
| Applicable income taxes | $19,218,000 | 189 |
| Income before extraordinary items | $41,798,000 | 185 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $41,798,000 | 190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,599,000 | 210 |
| Cash dividends | $25,910,000 | 150 |
| Sale, conversion, retirement of capital stock, net | $50,445,000 | 31 |
| Net operating income | $40,313,810 | 179 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $275,329,000 | 187 |
| Total interest expense | $165,383,000 | 148 |
| Net interest income | $109,946,000 | 232 |
| Provision for loan and lease losses | $10,625,000 | 351 |
| Total noninterest income | $20,232,000 | 387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-20,000 | 5,224 |
| Additional Noninterest Income | $20,252,000 | 270 |
| Total noninterest expense | $67,995,000 | 320 |
| Salaries and employee benefits | $33,119,000 | 258 |
| Premises and equipment expense | $12,161,000 | 248 |
| Additional noninterest expense | $22,715,000 | 426 |
| Pre-tax net operating income | $51,558,000 | 161 |
| Securities gains (losses) | $3,023,000 | 311 |
| Applicable income taxes | $18,020,000 | 160 |
| Income before extraordinary items | $36,561,000 | 172 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $36,561,000 | 175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,099,000 | 385 |
| Cash dividends | $5,000,000 | 382 |
| Sale, conversion, retirement of capital stock, net | $442,000 | 582 |
| Net operating income | $34,535,590 | 166 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.