Home > St Paul Federal Bank for Savings > Net charge- offs to loans
St Paul Federal Bank for Savings, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0421% | 9,668 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0467% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2812% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2738% | 1,346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0318% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4432% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9933% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1014% | 5,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0984% | 350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6923% | 55 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2269% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0420% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4699% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1475% | 4,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1474% | 345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4110% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0519% | 1,313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1581% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2003% | 3,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2021% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.2103% | 14 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1922% | 216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0726% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0616% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3888% | 2,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3824% | 251 |
| Percentage Net Loans Charged-off:Construction & development | 1.2038% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1383% | 161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7830% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0371% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8844% | 346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5565% | 2,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5509% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1781% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 897 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9155% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3001% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3372% | 5,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3110% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7262% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5292% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0022% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 1,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3570% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7718% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |