Home > St. Michaels Bank > Net Loans and Leases
St. Michaels Bank, Net Loans and Leases
| 2004-06-30 | Rank | |
| Net loans and leases | $236,459,000 | 1,586 |
| Loan loss allowance | $3,415,000 | 1,367 |
| Total loans and leases | $239,874,000 | 1,582 |
| Unearned income | $0 | 2,527 |
| Loans and leases, gross | $239,874,000 | 1,583 |
| All real estate loans | $172,248,000 | 1,634 |
| Real estate loans in domestic offices | $172,248,000 | 1,633 |
| Construction and development loans | $18,256,000 | 1,783 |
| Commercial RE | $44,968,000 | 2,082 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,241 |
| 1-4 family residential loans | $108,552,000 | 1,095 |
| Farmland loans | $472,000 | 5,122 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $406,000 | 4,473 |
| Commercial and industrial loans | $49,109,000 | 1,031 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $15,900,000 | 1,357 |
| Credit card loans | $0 | 2,244 |
| Related Plans | $1,267,000 | 530 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,633,000 | 1,351 |
| All other loans & leases | $2,211,000 | 1,637 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $2,116,000 | 818 |
| Other loans | $95,000 | 3,256 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,706,000 | 1,536 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $226,421,000 | 1,629 |
| Loan loss allowance | $3,527,000 | 1,314 |
| Total loans and leases | $229,948,000 | 1,625 |
| Unearned income | $0 | 2,556 |
| Loans and leases, gross | $229,948,000 | 1,628 |
| All real estate loans | $164,874,000 | 1,659 |
| Real estate loans in domestic offices | $164,874,000 | 1,658 |
| Construction and development loans | $16,852,000 | 1,808 |
| Commercial RE | $45,495,000 | 2,026 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,232 |
| 1-4 family residential loans | $102,053,000 | 1,136 |
| Farmland loans | $474,000 | 5,085 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $388,000 | 4,467 |
| Commercial and industrial loans | $47,173,000 | 1,072 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $15,882,000 | 1,376 |
| Credit card loans | $0 | 2,299 |
| Related Plans | $1,320,000 | 510 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,562,000 | 1,376 |
| All other loans & leases | $1,631,000 | 1,939 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $1,568,000 | 990 |
| Other loans | $63,000 | 3,680 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,606,000 | 1,573 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $217,409,000 | 1,657 |
| Loan loss allowance | $3,950,000 | 1,166 |
| Total loans and leases | $221,359,000 | 1,653 |
| Unearned income | $0 | 2,623 |
| Loans and leases, gross | $221,359,000 | 1,654 |
| All real estate loans | $159,736,000 | 1,683 |
| Real estate loans in domestic offices | $159,736,000 | 1,682 |
| Construction and development loans | $20,184,000 | 1,536 |
| Commercial RE | $40,152,000 | 2,208 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,235 |
| 1-4 family residential loans | $98,925,000 | 1,170 |
| Farmland loans | $475,000 | 5,077 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $591,000 | 4,227 |
| Commercial and industrial loans | $43,977,000 | 1,149 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $15,412,000 | 1,484 |
| Credit card loans | $0 | 2,642 |
| Related Plans | $1,443,000 | 491 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,969,000 | 1,487 |
| All other loans & leases | $1,643,000 | 1,963 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $1,570,000 | 1,024 |
| Other loans | $73,000 | 3,619 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,526,000 | 1,603 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $207,229,000 | 1,711 |
| Loan loss allowance | $4,424,000 | 1,057 |
| Total loans and leases | $211,653,000 | 1,702 |
| Unearned income | $0 | 2,660 |
| Loans and leases, gross | $211,653,000 | 1,705 |
| All real estate loans | $149,772,000 | 1,771 |
| Real estate loans in domestic offices | $149,772,000 | 1,770 |
| Construction and development loans | $18,228,000 | 1,596 |
| Commercial RE | $40,923,000 | 2,116 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,285 |
| 1-4 family residential loans | $90,145,000 | 1,292 |
| Farmland loans | $476,000 | 5,115 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $592,000 | 4,325 |
| Commercial and industrial loans | $42,233,000 | 1,169 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $16,635,000 | 1,412 |
| Credit card loans | $0 | 2,679 |
| Related Plans | $1,307,000 | 545 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $15,328,000 | 1,416 |
| All other loans & leases | $2,421,000 | 1,533 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $2,368,000 | 752 |
| Other loans | $53,000 | 3,948 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,414,000 | 1,670 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $201,106,000 | 1,740 |
| Loan loss allowance | $4,642,000 | 985 |
| Total loans and leases | $205,748,000 | 1,728 |
| Unearned income | $0 | 2,713 |
| Loans and leases, gross | $205,748,000 | 1,730 |
| All real estate loans | $146,218,000 | 1,767 |
| Real estate loans in domestic offices | $146,218,000 | 1,766 |
| Construction and development loans | $13,612,000 | 1,883 |
| Commercial RE | $39,890,000 | 2,110 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,284 |
| 1-4 family residential loans | $92,599,000 | 1,254 |
| Farmland loans | $117,000 | 5,957 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $597,000 | 4,339 |
| Commercial and industrial loans | $40,881,000 | 1,201 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $15,545,000 | 1,518 |
| Credit card loans | $0 | 2,701 |
| Related Plans | $1,324,000 | 542 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,221,000 | 1,525 |
| All other loans & leases | $2,507,000 | 1,505 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $2,454,000 | 696 |
| Other loans | $53,000 | 3,941 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,317,000 | 1,709 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $190,330,000 | 1,804 |
| Loan loss allowance | $4,618,000 | 984 |
| Total loans and leases | $194,948,000 | 1,787 |
| Unearned income | $0 | 2,814 |
| Loans and leases, gross | $194,948,000 | 1,787 |
| All real estate loans | $137,426,000 | 1,844 |
| Real estate loans in domestic offices | $137,426,000 | 1,843 |
| Construction and development loans | $14,407,000 | 1,758 |
| Commercial RE | $37,317,000 | 2,154 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,290 |
| 1-4 family residential loans | $85,584,000 | 1,348 |
| Farmland loans | $118,000 | 5,958 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $602,000 | 4,275 |
| Commercial and industrial loans | $39,892,000 | 1,219 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $14,503,000 | 1,638 |
| Credit card loans | $0 | 2,744 |
| Related Plans | $1,263,000 | 544 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,240,000 | 1,645 |
| All other loans & leases | $2,525,000 | 1,502 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $2,475,000 | 693 |
| Other loans | $50,000 | 3,957 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,209,000 | 1,746 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $188,902,000 | 1,801 |
| Loan loss allowance | $4,639,000 | 955 |
| Total loans and leases | $193,541,000 | 1,787 |
| Unearned income | $0 | 2,902 |
| Loans and leases, gross | $193,541,000 | 1,789 |
| All real estate loans | $134,848,000 | 1,850 |
| Real estate loans in domestic offices | $134,848,000 | 1,849 |
| Construction and development loans | $15,010,000 | 1,680 |
| Commercial RE | $33,928,000 | 2,266 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,334 |
| 1-4 family residential loans | $85,791,000 | 1,356 |
| Farmland loans | $119,000 | 5,969 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $344,000 | 4,722 |
| Commercial and industrial loans | $43,771,000 | 1,103 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $13,691,000 | 1,777 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $1,235,000 | 579 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,456,000 | 1,801 |
| All other loans & leases | $887,000 | 2,706 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $842,000 | 1,456 |
| Other loans | $45,000 | 4,246 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,173,000 | 1,743 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $160,953,000 | 2,025 |
| Loan loss allowance | $4,666,000 | 908 |
| Total loans and leases | $165,619,000 | 1,991 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $165,619,000 | 1,992 |
| All real estate loans | $112,686,000 | 2,064 |
| Real estate loans in domestic offices | $112,686,000 | 2,062 |
| Construction and development loans | $10,363,000 | 2,019 |
| Commercial RE | $24,906,000 | 2,591 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,407 |
| 1-4 family residential loans | $77,417,000 | 1,514 |
| Farmland loans | $0 | 6,538 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $347,000 | 4,827 |
| Commercial and industrial loans | $39,682,000 | 1,193 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $11,947,000 | 2,203 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $1,153,000 | 604 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,794,000 | 2,255 |
| All other loans & leases | $957,000 | 2,583 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $647,000 | 1,601 |
| Other loans | $310,000 | 2,081 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,840,000 | 1,911 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $139,288,000 | 2,250 |
| Loan loss allowance | $4,504,000 | 924 |
| Total loans and leases | $143,792,000 | 2,218 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $143,792,000 | 2,218 |
| All real estate loans | $96,350,000 | 2,257 |
| Real estate loans in domestic offices | $96,350,000 | 2,257 |
| Construction and development loans | $8,665,000 | 1,984 |
| Commercial RE | $20,161,000 | 2,783 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,500 |
| 1-4 family residential loans | $67,524,000 | 1,742 |
| Farmland loans | $0 | 6,694 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $177,000 | 5,359 |
| Commercial and industrial loans | $33,889,000 | 1,352 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $12,441,000 | 2,249 |
| Credit card loans | $1,066,000 | 1,249 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,375,000 | 2,296 |
| All other loans & leases | $935,000 | 2,578 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $890,000 | 1,320 |
| Other loans | $45,000 | 4,391 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $116,916,000 | 2,555 |
| Loan loss allowance | $3,952,000 | 988 |
| Total loans and leases | $120,868,000 | 2,497 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $120,868,000 | 2,497 |
| All real estate loans | $81,500,000 | 2,511 |
| Real estate loans in domestic offices | $81,500,000 | 2,511 |
| Construction and development loans | $7,375,000 | 2,025 |
| Commercial RE | $17,487,000 | 2,906 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,653 |
| 1-4 family residential loans | $56,638,000 | 1,968 |
| Farmland loans | $0 | 6,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $150,000 | 5,693 |
| Commercial and industrial loans | $27,167,000 | 1,576 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $10,750,000 | 2,578 |
| Credit card loans | $896,000 | 1,469 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,854,000 | 2,613 |
| All other loans & leases | $1,301,000 | 2,111 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $1,214,000 | 1,062 |
| Other loans | $87,000 | 3,629 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $108,323,000 | 2,569 |
| Loan loss allowance | $4,137,000 | 925 |
| Total loans and leases | $112,460,000 | 2,497 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $112,460,000 | 2,503 |
| All real estate loans | $74,401,000 | 2,574 |
| Real estate loans in domestic offices | $74,401,000 | 2,574 |
| Construction and development loans | $9,321,000 | 1,549 |
| Commercial RE | $15,245,000 | 2,924 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,760 |
| 1-4 family residential loans | $49,835,000 | 2,140 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $150,000 | 5,883 |
| Commercial and industrial loans | $28,027,000 | 1,400 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $9,882,000 | 2,777 |
| Credit card loans | $847,000 | 1,575 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,035,000 | 2,816 |
| All other loans & leases | $0 | 8,514 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $107,182,000 | 2,584 |
| Loan loss allowance | $4,647,000 | 874 |
| Total loans and leases | $111,829,000 | 2,506 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $111,829,000 | 2,510 |
| All real estate loans | $72,523,000 | 2,625 |
| Real estate loans in domestic offices | $72,523,000 | 2,625 |
| Construction and development loans | $4,488,000 | 2,541 |
| Commercial RE | $16,518,000 | 2,754 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,171 |
| 1-4 family residential loans | $51,517,000 | 2,169 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $179,000 | 6,047 |
| Commercial and industrial loans | $22,571,000 | 1,647 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $16,556,000 | 1,831 |
| Credit card loans | $978,000 | 1,537 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $15,578,000 | 1,788 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $100,531,000 | 2,783 |
| Loan loss allowance | $4,820,000 | 896 |
| Total loans and leases | $105,351,000 | 2,689 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $105,351,000 | 2,702 |
| All real estate loans | $71,277,000 | 2,682 |
| Real estate loans in domestic offices | $71,277,000 | 2,682 |
| Construction and development loans | $4,719,000 | 2,534 |
| Commercial RE | $17,155,000 | 2,623 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,518 |
| 1-4 family residential loans | $49,403,000 | 2,299 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $137,000 | 6,485 |
| Commercial and industrial loans | $15,840,000 | 2,284 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $18,097,000 | 1,825 |
| Credit card loans | $1,097,000 | 1,548 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $17,000,000 | 1,764 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $89,109,000 | 3,002 |
| Loan loss allowance | $4,360,000 | 1,005 |
| Total loans and leases | $93,469,000 | 2,918 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $93,469,000 | 2,934 |
| All real estate loans | $63,250,000 | 2,890 |
| Real estate loans in domestic offices | $63,250,000 | 2,890 |
| Construction and development loans | $3,296,000 | 3,037 |
| Commercial RE | $16,872,000 | 2,603 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,869 |
| 1-4 family residential loans | $42,582,000 | 2,587 |
| Farmland loans | $500,000 | 5,741 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $151,000 | 6,670 |
| Commercial and industrial loans | $12,994,000 | 2,568 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $17,074,000 | 1,929 |
| Credit card loans | $992,000 | 1,722 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $16,082,000 | 1,866 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $326,000 | 931 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $81,754,000 | 3,164 |
| Loan loss allowance | $3,864,000 | 1,119 |
| Total loans and leases | $85,618,000 | 3,077 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $85,618,000 | 3,098 |
| All real estate loans | $56,966,000 | 3,125 |
| Real estate loans in domestic offices | $56,966,000 | 3,123 |
| Construction and development loans | $2,204,000 | 3,759 |
| Commercial RE | $15,399,000 | 2,787 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $39,363,000 | 2,735 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $160,000 | 6,903 |
| Commercial and industrial loans | $11,401,000 | 2,729 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $17,091,000 | 1,936 |
| Credit card loans | $1,006,000 | 1,713 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $16,085,000 | 1,872 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $63,000 | 1,464 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $77,987,000 | 3,235 |
| Loan loss allowance | $3,270,000 | 1,364 |
| Total loans and leases | $81,257,000 | 3,170 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $81,257,000 | 3,184 |
| All real estate loans | $42,922,000 | 3,882 |
| Real estate loans in domestic offices | $42,922,000 | 3,882 |
| Construction and development loans | $394,000 | 7,122 |
| Commercial RE | $7,216,000 | 4,641 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $35,312,000 | 2,991 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $17,069,000 | 1,869 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $21,266,000 | 1,540 |
| Credit card loans | $967,000 | 1,753 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $20,299,000 | 1,435 |
| All other loans & leases | $0 | 10,736 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $74,304,000 | 3,453 |
| Loan loss allowance | $2,654,000 | 1,682 |
| Total loans and leases | $76,958,000 | 3,403 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $76,958,000 | 3,425 |
| All real estate loans | $43,742,000 | 3,857 |
| Real estate loans in domestic offices | $43,742,000 | 3,857 |
| Construction and development loans | $302,000 | 7,619 |
| Commercial RE | $6,802,000 | 4,797 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $36,638,000 | 3,010 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $13,795,000 | 2,366 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $19,421,000 | 1,727 |
| Credit card loans | $896,000 | 1,863 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $18,525,000 | 1,606 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |