Home > St. Michaels Bank > Income and Expense
St. Michaels Bank, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,061,000 | 1,977 |
| Total interest expense | $1,165,000 | 3,153 |
| Net interest income | $5,896,000 | 1,696 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $724,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $429,000 | 2,014 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $295,000 | 3,015 |
| Total noninterest expense | $2,286,000 | 3,373 |
| Salaries and employee benefits | $1,221,000 | 3,389 |
| Premises and equipment expense | $249,000 | 4,088 |
| Additional noninterest expense | $816,000 | 2,886 |
| Pre-tax net operating income | $4,334,000 | 1,010 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,647,000 | 850 |
| Income before extraordinary items | $2,687,000 | 1,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,687,000 | 1,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 665 |
| Cash dividends | $2,376,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,687,000 | 1,174 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 2,029 |
| Total interest expense | $575,000 | 3,225 |
| Net interest income | $2,877,000 | 1,733 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $318,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $205,000 | 2,031 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $113,000 | 3,446 |
| Total noninterest expense | $1,139,000 | 3,384 |
| Salaries and employee benefits | $626,000 | 3,340 |
| Premises and equipment expense | $129,000 | 4,010 |
| Additional noninterest expense | $384,000 | 3,022 |
| Pre-tax net operating income | $2,056,000 | 1,050 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $783,000 | 904 |
| Income before extraordinary items | $1,273,000 | 1,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,273,000 | 1,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 476 |
| Cash dividends | $1,025,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,273,000 | 1,207 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,292,000 | 2,141 |
| Total interest expense | $2,235,000 | 3,656 |
| Net interest income | $11,057,000 | 1,768 |
| Provision for loan and lease losses | $-225,000 | 9,092 |
| Total noninterest income | $1,583,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $800,000 | 2,121 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $783,000 | 2,772 |
| Total noninterest expense | $4,687,000 | 3,228 |
| Salaries and employee benefits | $2,397,000 | 3,375 |
| Premises and equipment expense | $597,000 | 3,538 |
| Additional noninterest expense | $1,693,000 | 2,765 |
| Pre-tax net operating income | $8,178,000 | 1,017 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,114,000 | 889 |
| Income before extraordinary items | $5,064,000 | 1,268 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,064,000 | 1,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,702 |
| Cash dividends | $5,668,000 | 568 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,064,000 | 1,194 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,938,000 | 2,181 |
| Total interest expense | $1,708,000 | 3,719 |
| Net interest income | $8,230,000 | 1,779 |
| Provision for loan and lease losses | $93,000 | 4,780 |
| Total noninterest income | $1,206,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $586,000 | 2,176 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $620,000 | 2,788 |
| Total noninterest expense | $3,495,000 | 3,238 |
| Salaries and employee benefits | $1,762,000 | 3,428 |
| Premises and equipment expense | $475,000 | 3,355 |
| Additional noninterest expense | $1,258,000 | 2,765 |
| Pre-tax net operating income | $5,848,000 | 1,110 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,230,000 | 972 |
| Income before extraordinary items | $3,618,000 | 1,378 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,618,000 | 1,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,679 |
| Cash dividends | $4,782,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,618,000 | 1,297 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,591,000 | 2,216 |
| Total interest expense | $1,190,000 | 3,689 |
| Net interest income | $5,401,000 | 1,800 |
| Provision for loan and lease losses | $63,000 | 4,642 |
| Total noninterest income | $864,000 | 2,606 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $381,000 | 2,175 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $483,000 | 2,492 |
| Total noninterest expense | $2,447,000 | 3,100 |
| Salaries and employee benefits | $1,182,000 | 3,408 |
| Premises and equipment expense | $323,000 | 3,294 |
| Additional noninterest expense | $942,000 | 2,509 |
| Pre-tax net operating income | $3,755,000 | 1,145 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,423,000 | 1,029 |
| Income before extraordinary items | $2,332,000 | 1,416 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,332,000 | 1,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,178 |
| Cash dividends | $1,724,000 | 852 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,332,000 | 1,323 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 2,231 |
| Total interest expense | $596,000 | 3,773 |
| Net interest income | $2,704,000 | 1,804 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $508,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $180,000 | 2,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $328,000 | 1,986 |
| Total noninterest expense | $1,352,000 | 2,836 |
| Salaries and employee benefits | $603,000 | 3,353 |
| Premises and equipment expense | $164,000 | 3,248 |
| Additional noninterest expense | $585,000 | 2,011 |
| Pre-tax net operating income | $1,835,000 | 1,177 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $695,000 | 1,064 |
| Income before extraordinary items | $1,140,000 | 1,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,140,000 | 1,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,279 |
| Cash dividends | $858,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,140,000 | 1,339 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,607,000 | 2,261 |
| Total interest expense | $2,714,000 | 3,846 |
| Net interest income | $10,893,000 | 1,775 |
| Provision for loan and lease losses | $77,000 | 6,140 |
| Total noninterest income | $1,153,000 | 3,154 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $678,000 | 2,303 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $475,000 | 3,380 |
| Total noninterest expense | $4,924,000 | 2,964 |
| Salaries and employee benefits | $2,274,000 | 3,373 |
| Premises and equipment expense | $605,000 | 3,390 |
| Additional noninterest expense | $2,045,000 | 2,262 |
| Pre-tax net operating income | $7,045,000 | 1,201 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,660,000 | 1,031 |
| Income before extraordinary items | $4,385,000 | 1,418 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,385,000 | 1,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 4,100 |
| Cash dividends | $2,992,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,385,000 | 1,372 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,846,000 | 2,474 |
| Total interest expense | $4,308,000 | 3,580 |
| Net interest income | $9,538,000 | 1,871 |
| Provision for loan and lease losses | $360,000 | 2,816 |
| Total noninterest income | $1,083,000 | 3,161 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $649,000 | 2,292 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $434,000 | 3,385 |
| Total noninterest expense | $4,007,000 | 3,424 |
| Salaries and employee benefits | $1,948,000 | 3,666 |
| Premises and equipment expense | $547,000 | 3,627 |
| Additional noninterest expense | $1,512,000 | 2,851 |
| Pre-tax net operating income | $6,254,000 | 1,190 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,361,000 | 1,023 |
| Income before extraordinary items | $3,893,000 | 1,397 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,893,000 | 1,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,879 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,893,000 | 1,340 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,650,000 | 2,756 |
| Total interest expense | $4,036,000 | 3,946 |
| Net interest income | $8,614,000 | 2,062 |
| Provision for loan and lease losses | $606,000 | 1,594 |
| Total noninterest income | $1,018,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $610,000 | 2,256 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $408,000 | 3,296 |
| Total noninterest expense | $3,671,000 | 3,565 |
| Salaries and employee benefits | $1,851,000 | 3,691 |
| Premises and equipment expense | $460,000 | 4,055 |
| Additional noninterest expense | $1,360,000 | 3,052 |
| Pre-tax net operating income | $5,355,000 | 1,379 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,955,000 | 1,178 |
| Income before extraordinary items | $3,400,000 | 1,556 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,400,000 | 1,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,622 |
| Cash dividends | $1,163,000 | 2,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,400,000 | 1,549 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,707,000 | 3,010 |
| Total interest expense | $3,024,000 | 4,569 |
| Net interest income | $7,683,000 | 2,299 |
| Provision for loan and lease losses | $97,000 | 5,320 |
| Total noninterest income | $923,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $543,000 | 2,444 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $380,000 | 3,543 |
| Total noninterest expense | $3,581,000 | 3,645 |
| Salaries and employee benefits | $1,841,000 | 3,675 |
| Premises and equipment expense | $443,000 | 4,184 |
| Additional noninterest expense | $1,297,000 | 3,215 |
| Pre-tax net operating income | $4,928,000 | 1,526 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,828,000 | 1,339 |
| Income before extraordinary items | $3,100,000 | 1,722 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,100,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,905 |
| Cash dividends | $2,163,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,100,000 | 1,691 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,955,000 | 2,947 |
| Total interest expense | $3,605,000 | 4,014 |
| Net interest income | $7,350,000 | 2,324 |
| Provision for loan and lease losses | $428,000 | 1,951 |
| Total noninterest income | $886,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $511,000 | 2,511 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $375,000 | 3,563 |
| Total noninterest expense | $3,394,000 | 3,710 |
| Salaries and employee benefits | $1,735,000 | 3,769 |
| Premises and equipment expense | $415,000 | 4,292 |
| Additional noninterest expense | $1,244,000 | 3,264 |
| Pre-tax net operating income | $4,414,000 | 1,670 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,628,000 | 1,505 |
| Income before extraordinary items | $2,786,000 | 1,882 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,786,000 | 1,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $938,000 | 798 |
| Cash dividends | $1,928,000 | 1,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,786,000 | 1,808 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,370,000 | 3,119 |
| Total interest expense | $3,534,000 | 4,109 |
| Net interest income | $6,836,000 | 2,540 |
| Provision for loan and lease losses | $96,000 | 5,266 |
| Total noninterest income | $812,000 | 3,534 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $511,000 | 2,567 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $301,000 | 3,921 |
| Total noninterest expense | $3,801,000 | 3,330 |
| Salaries and employee benefits | $1,838,000 | 3,565 |
| Premises and equipment expense | $428,000 | 4,211 |
| Additional noninterest expense | $1,535,000 | 2,677 |
| Pre-tax net operating income | $3,751,000 | 2,005 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,395,000 | 1,813 |
| Income before extraordinary items | $2,356,000 | 2,234 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,356,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,111 |
| Cash dividends | $1,702,000 | 1,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,356,000 | 2,176 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,129,000 | 3,238 |
| Total interest expense | $3,531,000 | 4,163 |
| Net interest income | $6,598,000 | 2,684 |
| Provision for loan and lease losses | $978,000 | 1,049 |
| Total noninterest income | $704,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $428,000 | 3,139 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $276,000 | 4,279 |
| Total noninterest expense | $3,283,000 | 4,017 |
| Salaries and employee benefits | $1,741,000 | 3,784 |
| Premises and equipment expense | $446,000 | 4,140 |
| Additional noninterest expense | $1,096,000 | 4,070 |
| Pre-tax net operating income | $3,041,000 | 2,346 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,132,000 | 2,104 |
| Income before extraordinary items | $1,909,000 | 2,548 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,909,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $518,000 | 1,384 |
| Cash dividends | $1,289,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,909,000 | 2,505 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,566,000 | 3,419 |
| Total interest expense | $3,466,000 | 4,193 |
| Net interest income | $6,100,000 | 2,915 |
| Provision for loan and lease losses | $941,000 | 989 |
| Total noninterest income | $681,000 | 4,174 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $435,000 | 3,091 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $246,000 | 4,530 |
| Total noninterest expense | $3,279,000 | 3,972 |
| Salaries and employee benefits | $1,657,000 | 3,917 |
| Premises and equipment expense | $439,000 | 4,194 |
| Additional noninterest expense | $1,183,000 | 3,784 |
| Pre-tax net operating income | $2,561,000 | 2,778 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $956,000 | 2,488 |
| Income before extraordinary items | $1,605,000 | 3,051 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,605,000 | 3,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 1,486 |
| Cash dividends | $761,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,605,000 | 3,021 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,123,000 | 3,691 |
| Total interest expense | $2,619,000 | 4,458 |
| Net interest income | $5,504,000 | 3,249 |
| Provision for loan and lease losses | $778,000 | 1,124 |
| Total noninterest income | $589,000 | 4,724 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $335,000 | 3,981 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $254,000 | 4,551 |
| Total noninterest expense | $3,129,000 | 4,253 |
| Salaries and employee benefits | $1,526,000 | 4,222 |
| Premises and equipment expense | $401,000 | 4,575 |
| Additional noninterest expense | $1,202,000 | 4,048 |
| Pre-tax net operating income | $2,186,000 | 3,191 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $831,000 | 2,690 |
| Income before extraordinary items | $1,355,000 | 3,462 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,355,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,627 |
| Cash dividends | $550,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,355,000 | 3,490 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,621,000 | 3,995 |
| Total interest expense | $2,640,000 | 4,592 |
| Net interest income | $4,981,000 | 3,590 |
| Provision for loan and lease losses | $863,000 | 1,445 |
| Total noninterest income | $468,000 | 5,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,354 |
| Total noninterest expense | $2,690,000 | 4,947 |
| Salaries and employee benefits | $1,390,000 | 4,584 |
| Premises and equipment expense | $306,000 | 5,744 |
| Additional noninterest expense | $994,000 | 4,950 |
| Pre-tax net operating income | $1,896,000 | 3,496 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $746,000 | 2,924 |
| Income before extraordinary items | $1,150,000 | 4,172 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,150,000 | 4,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,762 |
| Cash dividends | $459,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,150,000 | 3,967 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,886,000 | 4,342 |
| Total interest expense | $3,333,000 | 4,734 |
| Net interest income | $4,553,000 | 3,961 |
| Provision for loan and lease losses | $883,000 | 2,011 |
| Total noninterest income | $454,000 | 6,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,891 |
| Total noninterest expense | $2,502,000 | 5,309 |
| Salaries and employee benefits | $1,292,000 | 4,847 |
| Premises and equipment expense | $311,000 | 5,817 |
| Additional noninterest expense | $899,000 | 5,528 |
| Pre-tax net operating income | $1,622,000 | 3,761 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $619,000 | 3,342 |
| Income before extraordinary items | $1,003,000 | 4,493 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,003,000 | 4,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 3,517 |
| Cash dividends | $398,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,003,000 | 4,171 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.