Home > St. Michaels Bank > Assets and Liabilities
St. Michaels Bank, Assets and Liabilities
| 2004-06-30 | Rank | |
| # of Employees: | 40 | 4,036 |
| Assets and Liabilities | ||
| Total Assets: | $261,800,000 | 2,166 |
| Cash and due from depository institutions | $5,783,000 | 4,036 |
| Interest-bearing balances | $376,000 | 3,884 |
| Securities | $13,805,000 | 5,801 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $236,459,000 | 1,586 |
| Loan loss allowance | $3,415,000 | 1,367 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $954,000 | 5,993 |
| Other real estate owned | $0 | 4,036 |
| Goodwill and other intangibles | $171,000 | 2,625 |
| All other assets | $4,628,000 | 2,762 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $261,800,000 | 2,166 |
| Total liabilities | $240,826,000 | 2,121 |
| Total deposits | $170,186,000 | 2,683 |
| Interest-bearing deposits | $123,552,000 | 3,045 |
| Deposits held in domestic offices | $170,186,000 | 2,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,315,000 | 398 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $9,200,000 | 157 |
| All other liabilities | $1,125,000 | 2,707 |
| Total equity capital | $20,974,000 | 2,609 |
| Total bank equity capital | $20,974,000 | 2,609 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $241,000 | 5,659 |
| Surplus | $5,333,000 | 3,288 |
| Undivided profits | $15,400,000 | 2,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,056,000 | 2,790 |
| Earning assets | $250,640,000 | 2,083 |
| Long-term assets (5+ years) | $1,686,000 | 7,364 |
| Average Assets, year-to-date | $252,611,330 | 2,200 |
| Average Assets, quarterly | $256,416,000 | 2,191 |
| Volatile liabilities | $87,555,000 | 1,282 |
| Insider loans | $4,971,000 | 1,133 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $59,786,000 | 1,347 |
| Tier 1 (core) risk-based capital | $20,841,000 | 2,545 |
| Tier 2 risk-based capital | $11,906,000 | 441 |
| Total risk weighted assets | $215,774,000 | 1,817 |
| Total unused commitments | $59,786,000 | 1,348 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 40 | 4,029 |
| Assets and Liabilities | ||
| Total Assets: | $251,032,000 | 2,237 |
| Cash and due from depository institutions | $3,752,000 | 4,029 |
| Interest-bearing balances | $159,000 | 4,867 |
| Securities | $14,867,000 | 5,584 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $226,421,000 | 1,629 |
| Loan loss allowance | $3,527,000 | 1,314 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $926,000 | 6,034 |
| Other real estate owned | $0 | 4,029 |
| Goodwill and other intangibles | $171,000 | 2,616 |
| All other assets | $4,895,000 | 2,525 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $251,032,000 | 2,237 |
| Total liabilities | $229,954,000 | 2,195 |
| Total deposits | $167,666,000 | 2,691 |
| Interest-bearing deposits | $123,513,000 | 3,051 |
| Deposits held in domestic offices | $167,666,000 | 2,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,668,000 | 423 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $9,200,000 | 157 |
| All other liabilities | $1,420,000 | 2,522 |
| Total equity capital | $21,078,000 | 2,648 |
| Total bank equity capital | $21,078,000 | 2,648 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $241,000 | 5,672 |
| Surplus | $5,333,000 | 3,250 |
| Undivided profits | $15,504,000 | 2,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 5,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $994,000 | 2,916 |
| Earning assets | $241,447,000 | 2,143 |
| Long-term assets (5+ years) | $1,582,000 | 7,408 |
| Average Assets, year-to-date | $248,017,000 | 2,242 |
| Average Assets, quarterly | $248,017,000 | 2,242 |
| Volatile liabilities | $78,076,000 | 1,342 |
| Insider loans | $4,860,000 | 1,148 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $57,415,000 | 1,353 |
| Tier 1 (core) risk-based capital | $20,777,000 | 2,511 |
| Tier 2 risk-based capital | $11,806,000 | 437 |
| Total risk weighted assets | $207,590,000 | 1,843 |
| Total unused commitments | $57,415,000 | 1,357 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 38 | 4,223 |
| Assets and Liabilities | ||
| Total Assets: | $245,002,000 | 2,290 |
| Cash and due from depository institutions | $5,300,000 | 4,223 |
| Interest-bearing balances | $26,000 | 6,242 |
| Securities | $15,367,000 | 5,552 |
| Federal funds sold & reverse repurchase agreements | $360,000 | 5,787 |
| Net loans & leases | $217,409,000 | 1,657 |
| Loan loss allowance | $3,950,000 | 1,166 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $929,000 | 6,056 |
| Other real estate owned | $0 | 4,223 |
| Goodwill and other intangibles | $171,000 | 2,612 |
| All other assets | $5,466,000 | 2,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,002,000 | 2,290 |
| Total liabilities | $224,227,000 | 2,253 |
| Total deposits | $167,859,000 | 2,689 |
| Interest-bearing deposits | $122,302,000 | 3,058 |
| Deposits held in domestic offices | $167,859,000 | 2,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,296,000 | 466 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $9,200,000 | 162 |
| All other liabilities | $872,000 | 3,390 |
| Total equity capital | $20,775,000 | 2,626 |
| Total bank equity capital | $20,775,000 | 2,626 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $241,000 | 5,713 |
| Surplus | $5,333,000 | 3,224 |
| Undivided profits | $15,201,000 | 2,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,002,000 | 2,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $965,000 | 3,098 |
| Earning assets | $233,162,000 | 2,210 |
| Long-term assets (5+ years) | $844,000 | 7,756 |
| Average Assets, year-to-date | $225,057,200 | 2,406 |
| Average Assets, quarterly | $237,366,000 | 2,346 |
| Volatile liabilities | $68,908,000 | 1,493 |
| Insider loans | $5,390,000 | 1,019 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $59,541,000 | 1,269 |
| Tier 1 (core) risk-based capital | $20,529,000 | 2,506 |
| Tier 2 risk-based capital | $11,726,000 | 446 |
| Total risk weighted assets | $200,615,000 | 1,884 |
| Total unused commitments | $59,541,000 | 1,271 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 39 | 4,164 |
| Assets and Liabilities | ||
| Total Assets: | $229,730,000 | 2,447 |
| Cash and due from depository institutions | $5,499,000 | 4,164 |
| Interest-bearing balances | $19,000 | 6,437 |
| Securities | $11,513,000 | 6,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $207,229,000 | 1,711 |
| Loan loss allowance | $4,424,000 | 1,057 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $943,000 | 6,023 |
| Other real estate owned | $0 | 4,164 |
| Goodwill and other intangibles | $171,000 | 2,582 |
| All other assets | $4,375,000 | 2,771 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,730,000 | 2,447 |
| Total liabilities | $209,479,000 | 2,426 |
| Total deposits | $164,402,000 | 2,731 |
| Interest-bearing deposits | $121,913,000 | 3,073 |
| Deposits held in domestic offices | $164,402,000 | 2,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,204,000 | 537 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $9,200,000 | 161 |
| All other liabilities | $673,000 | 4,192 |
| Total equity capital | $20,251,000 | 2,676 |
| Total bank equity capital | $20,251,000 | 2,676 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $241,000 | 5,749 |
| Surplus | $5,333,000 | 3,163 |
| Undivided profits | $14,677,000 | 2,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 4,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,063,000 | 2,967 |
| Earning assets | $218,761,000 | 2,346 |
| Long-term assets (5+ years) | $958,000 | 7,757 |
| Average Assets, year-to-date | $220,071,000 | 2,480 |
| Average Assets, quarterly | $226,672,500 | 2,469 |
| Volatile liabilities | $54,600,000 | 1,768 |
| Insider loans | $3,986,000 | 1,381 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $57,656,000 | 1,328 |
| Tier 1 (core) risk-based capital | $19,970,000 | 2,580 |
| Tier 2 risk-based capital | $11,614,000 | 449 |
| Total risk weighted assets | $191,130,000 | 1,967 |
| Total unused commitments | $57,656,000 | 1,329 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 41 | 3,997 |
| Assets and Liabilities | ||
| Total Assets: | $223,615,000 | 2,490 |
| Cash and due from depository institutions | $5,676,000 | 3,997 |
| Interest-bearing balances | $11,000 | 6,662 |
| Securities | $11,277,000 | 6,189 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $201,106,000 | 1,740 |
| Loan loss allowance | $4,642,000 | 985 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $943,000 | 6,005 |
| Other real estate owned | $0 | 3,997 |
| Goodwill and other intangibles | $171,000 | 2,539 |
| All other assets | $4,442,000 | 2,626 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,615,000 | 2,490 |
| Total liabilities | $201,555,000 | 2,479 |
| Total deposits | $157,173,000 | 2,825 |
| Interest-bearing deposits | $114,460,000 | 3,218 |
| Deposits held in domestic offices | $157,173,000 | 2,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,678,000 | 457 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $704,000 | 4,180 |
| Total equity capital | $22,060,000 | 2,482 |
| Total bank equity capital | $22,060,000 | 2,482 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $241,000 | 5,763 |
| Surplus | $5,333,000 | 3,133 |
| Undivided profits | $16,486,000 | 1,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $684,000 | 3,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,006,000 | 3,010 |
| Earning assets | $212,394,000 | 2,390 |
| Long-term assets (5+ years) | $1,557,000 | 7,489 |
| Average Assets, year-to-date | $216,851,330 | 2,501 |
| Average Assets, quarterly | $218,505,500 | 2,511 |
| Volatile liabilities | $65,015,000 | 1,530 |
| Insider loans | $4,017,000 | 1,354 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $55,433,000 | 1,331 |
| Tier 1 (core) risk-based capital | $21,740,000 | 2,350 |
| Tier 2 risk-based capital | $2,317,000 | 1,794 |
| Total risk weighted assets | $183,041,000 | 2,004 |
| Total unused commitments | $55,433,000 | 1,342 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 39 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $213,396,000 | 2,553 |
| Cash and due from depository institutions | $6,201,000 | 4,145 |
| Interest-bearing balances | $2,000 | 6,907 |
| Securities | $11,591,000 | 6,187 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $190,330,000 | 1,804 |
| Loan loss allowance | $4,618,000 | 984 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $889,000 | 6,125 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $171,000 | 2,525 |
| All other assets | $4,214,000 | 2,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,396,000 | 2,553 |
| Total liabilities | $191,636,000 | 2,565 |
| Total deposits | $158,603,000 | 2,785 |
| Interest-bearing deposits | $119,221,000 | 3,094 |
| Deposits held in domestic offices | $158,603,000 | 2,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,479,000 | 542 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,554,000 | 2,462 |
| Total equity capital | $21,760,000 | 2,452 |
| Total bank equity capital | $21,760,000 | 2,452 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $241,000 | 5,785 |
| Surplus | $5,333,000 | 3,083 |
| Undivided profits | $16,186,000 | 1,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $470,000 | 4,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $969,000 | 3,142 |
| Earning assets | $201,923,000 | 2,476 |
| Long-term assets (5+ years) | $1,532,000 | 7,482 |
| Average Assets, year-to-date | $213,469,500 | 2,526 |
| Average Assets, quarterly | $213,469,500 | 2,526 |
| Volatile liabilities | $55,281,000 | 1,687 |
| Insider loans | $4,016,000 | 1,345 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $55,406,000 | 1,280 |
| Tier 1 (core) risk-based capital | $21,414,000 | 2,349 |
| Tier 2 risk-based capital | $2,209,000 | 1,829 |
| Total risk weighted assets | $174,292,000 | 2,050 |
| Total unused commitments | $55,406,000 | 1,290 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 36 | 4,387 |
| Assets and Liabilities | ||
| Total Assets: | $213,543,000 | 2,511 |
| Cash and due from depository institutions | $6,790,000 | 4,387 |
| Interest-bearing balances | $31,000 | 6,110 |
| Securities | $11,636,000 | 6,148 |
| Federal funds sold & reverse repurchase agreements | $1,030,000 | 5,808 |
| Net loans & leases | $188,902,000 | 1,801 |
| Loan loss allowance | $4,639,000 | 955 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $784,000 | 6,390 |
| Other real estate owned | $0 | 4,387 |
| Goodwill and other intangibles | $171,000 | 2,486 |
| All other assets | $4,230,000 | 2,657 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,543,000 | 2,511 |
| Total liabilities | $192,049,000 | 2,516 |
| Total deposits | $148,177,000 | 2,903 |
| Interest-bearing deposits | $112,191,000 | 3,200 |
| Deposits held in domestic offices | $148,177,000 | 2,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,322,000 | 469 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,550,000 | 2,467 |
| Total equity capital | $21,494,000 | 2,457 |
| Total bank equity capital | $21,494,000 | 2,457 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $241,000 | 5,803 |
| Surplus | $5,333,000 | 3,051 |
| Undivided profits | $15,920,000 | 1,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 5,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,104,000 | 2,918 |
| Earning assets | $201,599,000 | 2,441 |
| Long-term assets (5+ years) | $1,432,000 | 7,538 |
| Average Assets, year-to-date | $199,754,200 | 2,555 |
| Average Assets, quarterly | $209,589,500 | 2,531 |
| Volatile liabilities | $62,473,000 | 1,527 |
| Insider loans | $4,067,000 | 1,295 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $54,231,000 | 1,265 |
| Tier 1 (core) risk-based capital | $21,132,000 | 2,342 |
| Tier 2 risk-based capital | $2,173,000 | 1,827 |
| Total risk weighted assets | $171,358,000 | 2,056 |
| Total unused commitments | $54,231,000 | 1,266 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $184,642,000 | 2,731 |
| Cash and due from depository institutions | $5,370,000 | 4,210 |
| Interest-bearing balances | $33,000 | 5,980 |
| Securities | $13,438,000 | 5,710 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $160,953,000 | 2,025 |
| Loan loss allowance | $4,666,000 | 908 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $794,000 | 6,406 |
| Other real estate owned | $0 | 4,210 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,087,000 | 2,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,642,000 | 2,731 |
| Total liabilities | $164,727,000 | 2,750 |
| Total deposits | $131,404,000 | 3,087 |
| Interest-bearing deposits | $98,552,000 | 3,471 |
| Deposits held in domestic offices | $131,404,000 | 3,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,479,000 | 558 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $844,000 | 3,899 |
| Total equity capital | $19,915,000 | 2,470 |
| Total bank equity capital | $19,915,000 | 2,470 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $241,000 | 5,931 |
| Surplus | $5,162,000 | 3,026 |
| Undivided profits | $14,512,000 | 1,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $246,000 | 5,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,080,000 | 3,208 |
| Earning assets | $174,424,000 | 2,660 |
| Long-term assets (5+ years) | $2,225,000 | 7,254 |
| Average Assets, year-to-date | $173,320,000 | 2,746 |
| Average Assets, quarterly | $182,951,000 | 2,714 |
| Volatile liabilities | $45,521,000 | 1,921 |
| Insider loans | $3,792,000 | 1,305 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $41,741,000 | 1,448 |
| Tier 1 (core) risk-based capital | $19,739,000 | 2,373 |
| Tier 2 risk-based capital | $1,840,000 | 1,995 |
| Total risk weighted assets | $144,387,000 | 2,310 |
| Total unused commitments | $41,741,000 | 1,452 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 35 | 4,548 |
| Assets and Liabilities | ||
| Total Assets: | $160,982,000 | 2,970 |
| Cash and due from depository institutions | $5,228,000 | 4,548 |
| Interest-bearing balances | $28,000 | 5,765 |
| Securities | $12,383,000 | 6,143 |
| Federal funds sold & reverse repurchase agreements | $115,000 | 6,783 |
| Net loans & leases | $139,288,000 | 2,250 |
| Loan loss allowance | $4,504,000 | 924 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $865,000 | 6,322 |
| Other real estate owned | $0 | 4,548 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,103,000 | 2,775 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,982,000 | 2,970 |
| Total liabilities | $145,110,000 | 2,973 |
| Total deposits | $114,872,000 | 3,341 |
| Interest-bearing deposits | $84,822,000 | 3,810 |
| Deposits held in domestic offices | $114,872,000 | 3,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,335,000 | 595 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $903,000 | 3,876 |
| Total equity capital | $15,872,000 | 2,934 |
| Total bank equity capital | $15,872,000 | 2,934 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $241,000 | 6,117 |
| Surplus | $5,162,000 | 2,938 |
| Undivided profits | $10,469,000 | 2,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 8,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $897,000 | 3,065 |
| Earning assets | $151,814,000 | 2,903 |
| Long-term assets (5+ years) | $2,629,000 | 7,024 |
| Average Assets, year-to-date | $150,216,000 | 3,008 |
| Average Assets, quarterly | $158,626,000 | 2,975 |
| Volatile liabilities | $39,241,000 | 2,141 |
| Insider loans | $2,315,000 | 2,037 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $37,828,000 | 1,447 |
| Tier 1 (core) risk-based capital | $15,846,000 | 2,832 |
| Tier 2 risk-based capital | $1,585,860 | 2,201 |
| Total risk weighted assets | $123,950,460 | 2,564 |
| Total unused commitments | $37,828,000 | 1,448 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 37 | 4,461 |
| Assets and Liabilities | ||
| Total Assets: | $138,673,000 | 3,320 |
| Cash and due from depository institutions | $4,034,000 | 4,461 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $14,211,000 | 5,980 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $116,916,000 | 2,555 |
| Loan loss allowance | $3,952,000 | 988 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $837,000 | 6,524 |
| Other real estate owned | $0 | 4,461 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,675,000 | 3,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,673,000 | 3,320 |
| Total liabilities | $125,164,000 | 3,323 |
| Total deposits | $112,020,000 | 3,365 |
| Interest-bearing deposits | $86,811,000 | 3,702 |
| Deposits held in domestic offices | $112,020,000 | 3,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,460,000 | 1,066 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $684,000 | 4,339 |
| Total equity capital | $13,509,000 | 3,257 |
| Total bank equity capital | $13,509,000 | 3,257 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $241,000 | 6,332 |
| Surplus | $5,162,000 | 2,897 |
| Undivided profits | $8,106,000 | 2,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 5,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $651,000 | 3,614 |
| Earning assets | $131,127,000 | 3,222 |
| Long-term assets (5+ years) | $2,687,000 | 7,317 |
| Average Assets, year-to-date | $135,255,000 | 3,274 |
| Average Assets, quarterly | $136,495,500 | 3,342 |
| Volatile liabilities | $21,345,000 | 3,332 |
| Insider loans | $3,498,000 | 1,360 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $33,160,000 | 1,629 |
| Tier 1 (core) risk-based capital | $13,609,000 | 3,219 |
| Tier 2 risk-based capital | $1,341,300 | 2,409 |
| Total risk weighted assets | $104,693,500 | 2,862 |
| Total unused commitments | $33,160,000 | 1,631 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 37 | 4,530 |
| Assets and Liabilities | ||
| Total Assets: | $134,362,000 | 3,356 |
| Cash and due from depository institutions | $3,790,000 | 4,530 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $16,444,000 | 5,490 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 5,707 |
| Net loans & leases | $108,323,000 | 2,569 |
| Loan loss allowance | $4,137,000 | 925 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $920,000 | 6,201 |
| Other real estate owned | $0 | 4,530 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,785,000 | 2,640 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,362,000 | 3,356 |
| Total liabilities | $121,566,000 | 3,331 |
| Total deposits | $116,869,000 | 3,233 |
| Interest-bearing deposits | $92,804,000 | 3,457 |
| Deposits held in domestic offices | $116,869,000 | 3,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,865,000 | 1,572 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $832,000 | 4,052 |
| Total equity capital | $12,796,000 | 3,496 |
| Total bank equity capital | $12,796,000 | 3,496 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $241,000 | 6,444 |
| Surplus | $5,162,000 | 2,748 |
| Undivided profits | $7,393,000 | 3,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $422,000 | 4,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $564,000 | 4,119 |
| Earning assets | $126,867,000 | 3,274 |
| Long-term assets (5+ years) | $1,886,000 | 7,804 |
| Average Assets, year-to-date | $128,821,600 | 3,318 |
| Average Assets, quarterly | $132,828,000 | 3,340 |
| Volatile liabilities | $12,184,000 | 4,398 |
| Insider loans | $2,452,000 | 1,751 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $29,987,000 | 1,666 |
| Tier 1 (core) risk-based capital | $12,697,000 | 3,355 |
| Tier 2 risk-based capital | $1,258,950 | 2,467 |
| Total risk weighted assets | $97,837,950 | 2,882 |
| Total unused commitments | $29,987,000 | 1,671 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 39 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $124,615,000 | 3,526 |
| Cash and due from depository institutions | $3,091,000 | 4,480 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $8,667,000 | 7,859 |
| Federal funds sold & reverse repurchase agreements | $1,450,000 | 5,721 |
| Net loans & leases | $107,182,000 | 2,584 |
| Loan loss allowance | $4,647,000 | 874 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $928,000 | 6,186 |
| Other real estate owned | $0 | 4,480 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,297,000 | 2,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,615,000 | 3,526 |
| Total liabilities | $112,781,000 | 3,515 |
| Total deposits | $110,124,000 | 3,361 |
| Interest-bearing deposits | $89,878,000 | 3,549 |
| Deposits held in domestic offices | $110,124,000 | 3,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,580,000 | 2,328 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,077,000 | 3,354 |
| Total equity capital | $11,834,000 | 3,698 |
| Total bank equity capital | $11,834,000 | 3,698 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $241,000 | 6,719 |
| Surplus | $5,162,000 | 2,676 |
| Undivided profits | $6,431,000 | 3,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $863,000 | 2,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $554,000 | 4,272 |
| Earning assets | $117,299,000 | 3,459 |
| Long-term assets (5+ years) | $3,701,000 | 6,642 |
| Average Assets, year-to-date | $120,904,000 | 3,465 |
| Average Assets, quarterly | $123,274,000 | 3,524 |
| Volatile liabilities | $8,378,000 | 5,583 |
| Insider loans | $2,727,000 | 1,557 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $28,690,000 | 1,632 |
| Tier 1 (core) risk-based capital | $11,839,000 | 3,561 |
| Tier 2 risk-based capital | $1,259,310 | 2,355 |
| Total risk weighted assets | $97,356,710 | 2,842 |
| Total unused commitments | $28,690,000 | 1,635 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 41 | 4,469 |
| Assets and Liabilities | ||
| Total Assets: | $118,778,000 | 3,773 |
| Cash and due from depository institutions | $3,847,000 | 4,469 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $10,645,000 | 7,716 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $100,531,000 | 2,783 |
| Loan loss allowance | $4,820,000 | 896 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,008,000 | 5,981 |
| Other real estate owned | $0 | 4,469 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,747,000 | 2,670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,778,000 | 3,773 |
| Total liabilities | $107,607,000 | 3,738 |
| Total deposits | $100,445,000 | 3,763 |
| Interest-bearing deposits | $82,599,000 | 3,934 |
| Deposits held in domestic offices | $100,445,000 | 3,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,300,000 | 1,427 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $862,000 | 3,951 |
| Total equity capital | $11,171,000 | 3,932 |
| Total bank equity capital | $11,171,000 | 3,932 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $241,000 | 7,093 |
| Surplus | $5,162,000 | 2,761 |
| Undivided profits | $5,768,000 | 4,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $640,000 | 3,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $522,000 | 4,444 |
| Earning assets | $111,176,000 | 3,706 |
| Long-term assets (5+ years) | $3,224,000 | 6,879 |
| Average Assets, year-to-date | $118,379,800 | 3,635 |
| Average Assets, quarterly | $119,522,000 | 3,701 |
| Volatile liabilities | $13,422,000 | 3,953 |
| Insider loans | $1,425,000 | 2,775 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $26,036,000 | 1,703 |
| Tier 1 (core) risk-based capital | $11,185,000 | 3,818 |
| Tier 2 risk-based capital | $1,166,900 | 2,585 |
| Total risk weighted assets | $89,698,900 | 3,071 |
| Total unused commitments | $26,036,000 | 1,720 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $113,294,000 | 3,931 |
| Cash and due from depository institutions | $6,231,000 | 4,498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,277,000 | 6,897 |
| Federal funds sold & reverse repurchase agreements | $10,000 | 9,280 |
| Net loans & leases | $89,109,000 | 3,002 |
| Loan loss allowance | $4,360,000 | 1,005 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,059,000 | 5,852 |
| Other real estate owned | $0 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,608,000 | 2,878 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,294,000 | 3,931 |
| Total liabilities | $102,648,000 | 3,906 |
| Total deposits | $100,716,000 | 3,788 |
| Interest-bearing deposits | $84,570,000 | 3,887 |
| Deposits held in domestic offices | $100,716,000 | 3,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,280,000 | 2,521 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $652,000 | 5,137 |
| Total equity capital | $10,646,000 | 4,088 |
| Total bank equity capital | $10,646,000 | 4,088 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $241,000 | 7,453 |
| Surplus | $5,162,000 | 2,768 |
| Undivided profits | $5,243,000 | 4,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 6,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $556,000 | 4,292 |
| Earning assets | $103,396,000 | 3,959 |
| Long-term assets (5+ years) | $2,963,000 | 7,084 |
| Average Assets, year-to-date | $111,980,800 | 3,840 |
| Average Assets, quarterly | $113,679,000 | 3,877 |
| Volatile liabilities | $12,087,000 | 3,966 |
| Insider loans | $1,700,000 | 2,490 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $26,248,000 | 1,648 |
| Tier 1 (core) risk-based capital | $10,566,000 | 4,001 |
| Tier 2 risk-based capital | $1,053,230 | 2,767 |
| Total risk weighted assets | $80,951,630 | 3,294 |
| Total unused commitments | $26,248,000 | 1,659 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $108,875,000 | 4,047 |
| Cash and due from depository institutions | $2,532,000 | 4,658 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $20,594,000 | 5,749 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 7,243 |
| Net loans & leases | $81,754,000 | 3,164 |
| Loan loss allowance | $3,864,000 | 1,119 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,155,000 | 5,574 |
| Other real estate owned | $0 | 4,658 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,490,000 | 3,163 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,875,000 | 4,047 |
| Total liabilities | $99,194,000 | 4,029 |
| Total deposits | $96,853,000 | 3,903 |
| Interest-bearing deposits | $79,654,000 | 4,074 |
| Deposits held in domestic offices | $96,853,000 | 3,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,930,000 | 2,689 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $411,000 | 5,969 |
| Total equity capital | $9,681,000 | 4,188 |
| Total bank equity capital | $9,681,000 | 4,188 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $241,000 | 7,878 |
| Surplus | $5,162,000 | 2,673 |
| Undivided profits | $4,278,000 | 4,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $314,000 | 5,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $444,000 | 4,724 |
| Earning assets | $102,698,000 | 3,941 |
| Long-term assets (5+ years) | $4,739,000 | 6,149 |
| Average Assets, year-to-date | $106,818,600 | 4,029 |
| Average Assets, quarterly | $108,597,000 | 4,021 |
| Volatile liabilities | $9,606,000 | 4,475 |
| Insider loans | $1,732,000 | 2,355 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $19,748,000 | 1,939 |
| Tier 1 (core) risk-based capital | $9,721,000 | 4,246 |
| Tier 2 risk-based capital | $949,530 | 3,042 |
| Total risk weighted assets | $73,047,830 | 3,525 |
| Total unused commitments | $19,748,000 | 1,951 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 40 | 5,064 |
| Assets and Liabilities | ||
| Total Assets: | $105,620,000 | 4,240 |
| Cash and due from depository institutions | $2,974,000 | 5,064 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $19,679,000 | 6,214 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 5,339 |
| Net loans & leases | $77,987,000 | 3,235 |
| Loan loss allowance | $3,270,000 | 1,364 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $603,000 | 8,093 |
| Other real estate owned | $0 | 5,064 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,127,000 | 3,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,620,000 | 4,240 |
| Total liabilities | $96,704,000 | 4,196 |
| Total deposits | $94,234,000 | 4,116 |
| Interest-bearing deposits | $79,579,000 | 4,215 |
| Deposits held in domestic offices | $94,234,000 | 4,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,115,000 | 2,174 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $355,000 | 6,802 |
| Total equity capital | $8,916,000 | 4,544 |
| Total bank equity capital | $8,916,000 | 4,544 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $241,000 | 8,286 |
| Surplus | $5,162,000 | 2,603 |
| Undivided profits | $3,513,000 | 5,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $478,000 | 5,033 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $334,000 | 5,516 |
| Earning assets | $99,916,000 | 4,131 |
| Long-term assets (5+ years) | $880,000 | 10,120 |
| Average Assets, year-to-date | $102,306,200 | 4,246 |
| Average Assets, quarterly | $105,400,000 | 4,217 |
| Volatile liabilities | $8,243,000 | 4,710 |
| Insider loans | $1,427,000 | 2,781 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,750,000 | 2,124 |
| Tier 1 (core) risk-based capital | $8,916,000 | 4,449 |
| Tier 2 risk-based capital | $915,980 | 3,128 |
| Total risk weighted assets | $70,924,180 | 3,603 |
| Total unused commitments | $16,750,000 | 2,144 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $99,805,000 | 4,529 |
| Cash and due from depository institutions | $2,411,000 | 5,189 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $19,022,000 | 6,307 |
| Federal funds sold & reverse repurchase agreements | $1,575,000 | 7,347 |
| Net loans & leases | $74,304,000 | 3,453 |
| Loan loss allowance | $2,654,000 | 1,682 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $653,000 | 7,907 |
| Other real estate owned | $0 | 5,189 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,840,000 | 3,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,805,000 | 4,529 |
| Total liabilities | $91,580,000 | 4,519 |
| Total deposits | $88,424,000 | 4,503 |
| Interest-bearing deposits | $76,403,000 | 4,528 |
| Deposits held in domestic offices | $88,424,000 | 4,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,845,000 | 1,775 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $311,000 | 8,048 |
| Total equity capital | $8,225,000 | 4,675 |
| Total bank equity capital | $8,225,000 | 4,675 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $241,000 | 8,701 |
| Surplus | $5,162,000 | 2,507 |
| Undivided profits | $2,822,000 | 6,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 8,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $333,000 | 5,984 |
| Earning assets | $94,901,000 | 4,372 |
| Long-term assets (5+ years) | $904,000 | 10,392 |
| Average Assets, year-to-date | $96,705,400 | 4,567 |
| Average Assets, quarterly | $98,874,000 | 4,543 |
| Volatile liabilities | $9,496,000 | 4,278 |
| Insider loans | $82,000 | 6,206 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,586,000 | 2,840 |
| Tier 1 (core) risk-based capital | $8,225,000 | 4,599 |
| Tier 2 risk-based capital | $841,840 | 3,378 |
| Total risk weighted assets | $65,534,840 | 3,923 |
| Total unused commitments | $10,586,000 | 2,853 |
| Derivatives | $0 | 651 |