Home > St. Martin Bank and Trust Company > Income and Expense
St. Martin Bank and Trust Company, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $21,337,000 | 1,007 |
| Total interest expense | $1,753,000 | 1,347 |
| Net interest income | $19,584,000 | 960 |
| Provision for loan and lease losses | $585,000 | 1,036 |
| Total noninterest income | $3,263,000 | 1,241 |
| Gross Fiduciary activities income | $4,000 | 1,000 |
| Service charges on deposit accounts | $1,696,000 | 567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,563,000 | 1,508 |
| Total noninterest expense | $11,861,000 | 1,272 |
| Salaries and employee benefits | $5,749,000 | 1,461 |
| Premises and equipment expense | $1,380,000 | 1,275 |
| Additional noninterest expense | $4,732,000 | 1,026 |
| Pre-tax net operating income | $10,401,000 | 736 |
| Securities gains (losses) | $-1,000 | 5,136 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $10,400,000 | 601 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $10,400,000 | 601 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $10,400,000 | 601 |
| Net charge-offs | $294,000 | 1,133 |
| Cash dividends | $4,902,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $10,401,000 | 593 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $14,011,000 | 1,013 |
| Total interest expense | $1,178,000 | 1,299 |
| Net interest income | $12,833,000 | 978 |
| Provision for loan and lease losses | $510,000 | 835 |
| Total noninterest income | $2,155,000 | 1,247 |
| Gross Fiduciary activities income | $4,000 | 986 |
| Service charges on deposit accounts | $1,107,000 | 569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,044,000 | 1,504 |
| Total noninterest expense | $8,086,000 | 1,254 |
| Salaries and employee benefits | $3,847,000 | 1,461 |
| Premises and equipment expense | $946,000 | 1,250 |
| Additional noninterest expense | $3,293,000 | 985 |
| Pre-tax net operating income | $6,392,000 | 786 |
| Securities gains (losses) | $-1,000 | 5,255 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $6,391,000 | 634 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,391,000 | 634 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,391,000 | 634 |
| Net charge-offs | $178,000 | 1,129 |
| Cash dividends | $3,268,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $6,392,000 | 624 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,913,000 | 1,010 |
| Total interest expense | $591,000 | 1,259 |
| Net interest income | $6,322,000 | 988 |
| Provision for loan and lease losses | $240,000 | 819 |
| Total noninterest income | $1,032,000 | 1,288 |
| Gross Fiduciary activities income | $4,000 | 935 |
| Service charges on deposit accounts | $548,000 | 581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 1,562 |
| Total noninterest expense | $4,048,000 | 1,267 |
| Salaries and employee benefits | $1,908,000 | 1,491 |
| Premises and equipment expense | $462,000 | 1,281 |
| Additional noninterest expense | $1,678,000 | 958 |
| Pre-tax net operating income | $3,066,000 | 787 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $3,066,000 | 647 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,066,000 | 647 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,066,000 | 647 |
| Net charge-offs | $101,000 | 922 |
| Cash dividends | $1,634,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $3,066,000 | 635 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $27,878,000 | 979 |
| Total interest expense | $2,252,000 | 1,276 |
| Net interest income | $25,626,000 | 942 |
| Provision for loan and lease losses | $1,277,000 | 735 |
| Total noninterest income | $4,218,000 | 1,290 |
| Gross Fiduciary activities income | $2,000 | 1,113 |
| Service charges on deposit accounts | $2,096,000 | 619 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,120,000 | 1,543 |
| Total noninterest expense | $15,733,000 | 1,276 |
| Salaries and employee benefits | $7,752,000 | 1,407 |
| Premises and equipment expense | $1,719,000 | 1,345 |
| Additional noninterest expense | $6,262,000 | 1,046 |
| Pre-tax net operating income | $12,834,000 | 744 |
| Securities gains (losses) | $181,000 | 939 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $13,015,000 | 596 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $13,015,000 | 595 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $13,015,000 | 595 |
| Net charge-offs | $1,141,000 | 595 |
| Cash dividends | $8,474,000 | 447 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $12,834,000 | 593 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $20,988,000 | 972 |
| Total interest expense | $1,645,000 | 1,303 |
| Net interest income | $19,343,000 | 934 |
| Provision for loan and lease losses | $430,000 | 1,301 |
| Total noninterest income | $3,091,000 | 1,309 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,545,000 | 629 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,546,000 | 1,561 |
| Total noninterest expense | $10,857,000 | 1,355 |
| Salaries and employee benefits | $5,153,000 | 1,573 |
| Premises and equipment expense | $1,223,000 | 1,399 |
| Additional noninterest expense | $4,481,000 | 1,101 |
| Pre-tax net operating income | $11,147,000 | 651 |
| Securities gains (losses) | $87,000 | 1,354 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $11,234,000 | 527 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $11,234,000 | 525 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $11,234,000 | 527 |
| Net charge-offs | $119,000 | 1,917 |
| Cash dividends | $5,074,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $11,147,000 | 518 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $13,729,000 | 994 |
| Total interest expense | $1,073,000 | 1,329 |
| Net interest income | $12,656,000 | 948 |
| Provision for loan and lease losses | $298,000 | 1,308 |
| Total noninterest income | $2,012,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $984,000 | 649 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,028,000 | 1,520 |
| Total noninterest expense | $7,124,000 | 1,383 |
| Salaries and employee benefits | $3,363,000 | 1,616 |
| Premises and equipment expense | $806,000 | 1,419 |
| Additional noninterest expense | $2,955,000 | 1,109 |
| Pre-tax net operating income | $7,246,000 | 653 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $7,246,000 | 535 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,246,000 | 531 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,246,000 | 534 |
| Net charge-offs | $216,000 | 1,071 |
| Cash dividends | $3,384,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $7,246,000 | 522 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,785,000 | 1,001 |
| Total interest expense | $524,000 | 1,355 |
| Net interest income | $6,261,000 | 955 |
| Provision for loan and lease losses | $166,000 | 1,086 |
| Total noninterest income | $945,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $481,000 | 660 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $464,000 | 1,591 |
| Total noninterest expense | $3,423,000 | 1,433 |
| Salaries and employee benefits | $1,609,000 | 1,694 |
| Premises and equipment expense | $402,000 | 1,432 |
| Additional noninterest expense | $1,412,000 | 1,143 |
| Pre-tax net operating income | $3,617,000 | 644 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $3,617,000 | 521 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $3,617,000 | 519 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $3,617,000 | 521 |
| Net charge-offs | $72,000 | 1,203 |
| Cash dividends | $1,693,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,617,000 | 509 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $26,782,000 | 978 |
| Total interest expense | $1,935,000 | 1,434 |
| Net interest income | $24,847,000 | 921 |
| Provision for loan and lease losses | $1,032,000 | 805 |
| Total noninterest income | $4,139,000 | 1,267 |
| Gross Fiduciary activities income | $9,000 | 1,049 |
| Service charges on deposit accounts | $1,884,000 | 697 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,246,000 | 1,404 |
| Total noninterest expense | $15,190,000 | 1,301 |
| Salaries and employee benefits | $7,835,000 | 1,382 |
| Premises and equipment expense | $1,516,000 | 1,520 |
| Additional noninterest expense | $5,839,000 | 1,108 |
| Pre-tax net operating income | $12,764,000 | 702 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $12,764,000 | 574 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $12,764,000 | 573 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $12,764,000 | 575 |
| Net charge-offs | $279,000 | 1,674 |
| Cash dividends | $8,760,000 | 423 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $12,764,000 | 562 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $19,939,000 | 989 |
| Total interest expense | $1,435,000 | 1,455 |
| Net interest income | $18,504,000 | 931 |
| Provision for loan and lease losses | $900,000 | 655 |
| Total noninterest income | $3,055,000 | 1,311 |
| Gross Fiduciary activities income | $4,000 | 1,065 |
| Service charges on deposit accounts | $1,386,000 | 715 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,665,000 | 1,421 |
| Total noninterest expense | $10,747,000 | 1,371 |
| Salaries and employee benefits | $5,357,000 | 1,496 |
| Premises and equipment expense | $1,110,000 | 1,563 |
| Additional noninterest expense | $4,280,000 | 1,138 |
| Pre-tax net operating income | $9,912,000 | 701 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $9,912,000 | 569 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,912,000 | 567 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $9,912,000 | 569 |
| Net charge-offs | $146,000 | 1,823 |
| Cash dividends | $4,783,000 | 506 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $9,912,000 | 556 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $13,182,000 | 993 |
| Total interest expense | $965,000 | 1,450 |
| Net interest income | $12,217,000 | 938 |
| Provision for loan and lease losses | $696,000 | 581 |
| Total noninterest income | $2,035,000 | 1,310 |
| Gross Fiduciary activities income | $4,000 | 1,048 |
| Service charges on deposit accounts | $911,000 | 712 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,120,000 | 1,437 |
| Total noninterest expense | $7,195,000 | 1,369 |
| Salaries and employee benefits | $3,582,000 | 1,496 |
| Premises and equipment expense | $719,000 | 1,618 |
| Additional noninterest expense | $2,894,000 | 1,119 |
| Pre-tax net operating income | $6,361,000 | 727 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $6,361,000 | 593 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,361,000 | 591 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $6,361,000 | 593 |
| Net charge-offs | $66,000 | 2,089 |
| Cash dividends | $3,190,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $6,361,000 | 578 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,495,000 | 1,004 |
| Total interest expense | $476,000 | 1,461 |
| Net interest income | $6,019,000 | 942 |
| Provision for loan and lease losses | $348,000 | 566 |
| Total noninterest income | $999,000 | 1,296 |
| Gross Fiduciary activities income | $4,000 | 991 |
| Service charges on deposit accounts | $455,000 | 694 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $540,000 | 1,428 |
| Total noninterest expense | $3,502,000 | 1,398 |
| Salaries and employee benefits | $1,778,000 | 1,512 |
| Premises and equipment expense | $321,000 | 1,820 |
| Additional noninterest expense | $1,403,000 | 1,134 |
| Pre-tax net operating income | $3,168,000 | 710 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $3,168,000 | 576 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $3,168,000 | 573 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $3,168,000 | 576 |
| Net charge-offs | $42,000 | 1,682 |
| Cash dividends | $1,595,000 | 455 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $3,168,000 | 557 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $24,197,000 | 1,058 |
| Total interest expense | $1,801,000 | 1,616 |
| Net interest income | $22,396,000 | 1,001 |
| Provision for loan and lease losses | $1,261,000 | 702 |
| Total noninterest income | $3,774,000 | 1,330 |
| Gross Fiduciary activities income | $2,000 | 1,172 |
| Service charges on deposit accounts | $1,754,000 | 770 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,018,000 | 1,447 |
| Total noninterest expense | $13,227,000 | 1,442 |
| Salaries and employee benefits | $6,878,000 | 1,515 |
| Premises and equipment expense | $1,157,000 | 1,983 |
| Additional noninterest expense | $5,192,000 | 1,251 |
| Pre-tax net operating income | $11,682,000 | 716 |
| Securities gains (losses) | $6,000 | 2,820 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $11,688,000 | 586 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $11,688,000 | 583 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $11,688,000 | 586 |
| Net charge-offs | $95,000 | 3,228 |
| Cash dividends | $13,164,000 | 273 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $11,682,000 | 573 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $17,597,000 | 1,098 |
| Total interest expense | $1,327,000 | 1,661 |
| Net interest income | $16,270,000 | 1,049 |
| Provision for loan and lease losses | $913,000 | 727 |
| Total noninterest income | $2,843,000 | 1,338 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,290,000 | 788 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,553,000 | 1,417 |
| Total noninterest expense | $8,988,000 | 1,598 |
| Salaries and employee benefits | $4,483,000 | 1,735 |
| Premises and equipment expense | $828,000 | 2,082 |
| Additional noninterest expense | $3,677,000 | 1,317 |
| Pre-tax net operating income | $9,212,000 | 685 |
| Securities gains (losses) | $6,000 | 2,508 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $9,218,000 | 555 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $9,218,000 | 553 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,218,000 | 555 |
| Net charge-offs | $55,000 | 3,187 |
| Cash dividends | $4,024,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $9,212,000 | 547 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $11,347,000 | 1,134 |
| Total interest expense | $873,000 | 1,702 |
| Net interest income | $10,474,000 | 1,073 |
| Provision for loan and lease losses | $405,000 | 992 |
| Total noninterest income | $1,780,000 | 1,382 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $865,000 | 776 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $915,000 | 1,541 |
| Total noninterest expense | $5,839,000 | 1,635 |
| Salaries and employee benefits | $2,938,000 | 1,759 |
| Premises and equipment expense | $530,000 | 2,162 |
| Additional noninterest expense | $2,371,000 | 1,357 |
| Pre-tax net operating income | $6,010,000 | 688 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $6,010,000 | 549 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $6,010,000 | 548 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $6,010,000 | 549 |
| Net charge-offs | $123,000 | 2,002 |
| Cash dividends | $2,684,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $6,010,000 | 543 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,536,000 | 1,156 |
| Total interest expense | $429,000 | 1,746 |
| Net interest income | $5,107,000 | 1,095 |
| Provision for loan and lease losses | $165,000 | 1,131 |
| Total noninterest income | $861,000 | 1,379 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $444,000 | 734 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $417,000 | 1,602 |
| Total noninterest expense | $2,906,000 | 1,653 |
| Salaries and employee benefits | $1,453,000 | 1,783 |
| Premises and equipment expense | $268,000 | 2,170 |
| Additional noninterest expense | $1,185,000 | 1,345 |
| Pre-tax net operating income | $2,897,000 | 694 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $2,897,000 | 550 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,897,000 | 550 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,897,000 | 551 |
| Net charge-offs | $84,000 | 1,483 |
| Cash dividends | $252,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,897,000 | 543 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $21,477,000 | 1,194 |
| Total interest expense | $1,856,000 | 1,821 |
| Net interest income | $19,621,000 | 1,116 |
| Provision for loan and lease losses | $300,000 | 2,425 |
| Total noninterest income | $3,659,000 | 1,404 |
| Gross Fiduciary activities income | $6,000 | 1,153 |
| Service charges on deposit accounts | $1,734,000 | 798 |
| Trading account gains and fees | $-73,000 | 6,786 |
| Additional Noninterest Income | $1,992,000 | 1,511 |
| Total noninterest expense | $12,412,000 | 1,560 |
| Salaries and employee benefits | $6,559,000 | 1,581 |
| Premises and equipment expense | $994,000 | 2,265 |
| Additional noninterest expense | $4,859,000 | 1,372 |
| Pre-tax net operating income | $10,568,000 | 744 |
| Securities gains (losses) | $-2,000 | 6,101 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $10,566,000 | 610 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,566,000 | 609 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $10,566,000 | 610 |
| Net charge-offs | $428,000 | 2,184 |
| Cash dividends | $7,310,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $10,568,000 | 597 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $15,996,000 | 1,203 |
| Total interest expense | $1,422,000 | 1,836 |
| Net interest income | $14,574,000 | 1,129 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $2,744,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,260,000 | 828 |
| Trading account gains and fees | $-73,000 | 6,871 |
| Additional Noninterest Income | $1,557,000 | 1,512 |
| Total noninterest expense | $8,801,000 | 1,648 |
| Salaries and employee benefits | $4,467,000 | 1,725 |
| Premises and equipment expense | $788,000 | 2,179 |
| Additional noninterest expense | $3,546,000 | 1,404 |
| Pre-tax net operating income | $8,292,000 | 720 |
| Securities gains (losses) | $-2,000 | 6,351 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $8,290,000 | 605 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $8,290,000 | 606 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,290,000 | 607 |
| Net charge-offs | $186,000 | 2,652 |
| Cash dividends | $3,632,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,292,000 | 587 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,505,000 | 1,215 |
| Total interest expense | $964,000 | 1,843 |
| Net interest income | $9,541,000 | 1,135 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $1,860,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $822,000 | 832 |
| Trading account gains and fees | $-56,000 | 6,918 |
| Additional Noninterest Income | $1,094,000 | 1,488 |
| Total noninterest expense | $5,891,000 | 1,626 |
| Salaries and employee benefits | $2,972,000 | 1,739 |
| Premises and equipment expense | $507,000 | 2,257 |
| Additional noninterest expense | $2,412,000 | 1,368 |
| Pre-tax net operating income | $5,360,000 | 724 |
| Securities gains (losses) | $-3,000 | 6,560 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $5,357,000 | 622 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,357,000 | 622 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,357,000 | 624 |
| Net charge-offs | $29,000 | 3,772 |
| Cash dividends | $2,335,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $5,360,000 | 593 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,257,000 | 1,224 |
| Total interest expense | $479,000 | 1,901 |
| Net interest income | $4,778,000 | 1,140 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $891,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $422,000 | 806 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $469,000 | 1,645 |
| Total noninterest expense | $2,865,000 | 1,691 |
| Salaries and employee benefits | $1,464,000 | 1,783 |
| Premises and equipment expense | $263,000 | 2,216 |
| Additional noninterest expense | $1,138,000 | 1,433 |
| Pre-tax net operating income | $2,729,000 | 708 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $2,729,000 | 604 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,729,000 | 603 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,729,000 | 606 |
| Net charge-offs | $44,000 | 2,511 |
| Cash dividends | $260,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,729,000 | 569 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,190,000 | 1,323 |
| Total interest expense | $1,829,000 | 2,306 |
| Net interest income | $18,361,000 | 1,204 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $3,496,000 | 1,461 |
| Gross Fiduciary activities income | $6,000 | 1,174 |
| Service charges on deposit accounts | $1,722,000 | 820 |
| Trading account gains and fees | $12,000 | 149 |
| Additional Noninterest Income | $1,756,000 | 1,671 |
| Total noninterest expense | $11,655,000 | 1,652 |
| Salaries and employee benefits | $6,159,000 | 1,646 |
| Premises and equipment expense | $1,108,000 | 2,078 |
| Additional noninterest expense | $4,388,000 | 1,534 |
| Pre-tax net operating income | $10,202,000 | 700 |
| Securities gains (losses) | $121,000 | 2,115 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $10,323,000 | 600 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,323,000 | 599 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $10,323,000 | 600 |
| Net charge-offs | $223,000 | 3,649 |
| Cash dividends | $7,583,000 | 390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $10,202,000 | 584 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,849,000 | 1,375 |
| Total interest expense | $1,355,000 | 2,425 |
| Net interest income | $13,494,000 | 1,240 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $2,596,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,276,000 | 829 |
| Trading account gains and fees | $11,000 | 142 |
| Additional Noninterest Income | $1,309,000 | 1,673 |
| Total noninterest expense | $8,170,000 | 1,760 |
| Salaries and employee benefits | $4,179,000 | 1,804 |
| Premises and equipment expense | $833,000 | 2,100 |
| Additional noninterest expense | $3,158,000 | 1,585 |
| Pre-tax net operating income | $7,920,000 | 707 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $7,920,000 | 609 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $7,920,000 | 608 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $7,920,000 | 609 |
| Net charge-offs | $105,000 | 3,921 |
| Cash dividends | $4,261,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $7,920,000 | 587 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,718,000 | 1,413 |
| Total interest expense | $903,000 | 2,518 |
| Net interest income | $8,815,000 | 1,264 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,716,000 | 1,464 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $831,000 | 840 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $885,000 | 1,638 |
| Total noninterest expense | $5,458,000 | 1,768 |
| Salaries and employee benefits | $2,785,000 | 1,798 |
| Premises and equipment expense | $542,000 | 2,131 |
| Additional noninterest expense | $2,131,000 | 1,584 |
| Pre-tax net operating income | $5,073,000 | 732 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $5,073,000 | 622 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,073,000 | 621 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,073,000 | 622 |
| Net charge-offs | $76,000 | 3,671 |
| Cash dividends | $3,210,000 | 361 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $5,073,000 | 604 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,847,000 | 1,426 |
| Total interest expense | $448,000 | 2,622 |
| Net interest income | $4,399,000 | 1,261 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $770,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $401,000 | 865 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $369,000 | 1,853 |
| Total noninterest expense | $2,662,000 | 1,809 |
| Salaries and employee benefits | $1,361,000 | 1,851 |
| Premises and equipment expense | $268,000 | 2,154 |
| Additional noninterest expense | $1,033,000 | 1,603 |
| Pre-tax net operating income | $2,507,000 | 736 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $2,507,000 | 620 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,507,000 | 621 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,507,000 | 621 |
| Net charge-offs | $35,000 | 3,308 |
| Cash dividends | $1,100,000 | 432 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,507,000 | 607 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,028,000 | 1,495 |
| Total interest expense | $1,868,000 | 2,913 |
| Net interest income | $17,160,000 | 1,295 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $3,076,000 | 1,466 |
| Gross Fiduciary activities income | $6,000 | 1,141 |
| Service charges on deposit accounts | $1,645,000 | 894 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,425,000 | 1,702 |
| Total noninterest expense | $11,271,000 | 1,720 |
| Salaries and employee benefits | $6,029,000 | 1,629 |
| Premises and equipment expense | $1,150,000 | 2,136 |
| Additional noninterest expense | $4,092,000 | 1,678 |
| Pre-tax net operating income | $8,665,000 | 713 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $8,665,000 | 601 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,665,000 | 599 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $8,665,000 | 602 |
| Net charge-offs | $-107,000 | 7,258 |
| Cash dividends | $5,515,000 | 389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $8,665,000 | 579 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,176,000 | 1,529 |
| Total interest expense | $1,417,000 | 2,992 |
| Net interest income | $12,759,000 | 1,313 |
| Provision for loan and lease losses | $300,000 | 3,601 |
| Total noninterest income | $2,295,000 | 1,460 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $1,214,000 | 911 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,079,000 | 1,676 |
| Total noninterest expense | $8,062,000 | 1,800 |
| Salaries and employee benefits | $4,186,000 | 1,737 |
| Premises and equipment expense | $868,000 | 2,139 |
| Additional noninterest expense | $3,008,000 | 1,690 |
| Pre-tax net operating income | $6,692,000 | 708 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $6,692,000 | 612 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,692,000 | 608 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $6,692,000 | 612 |
| Net charge-offs | $-182,000 | 7,369 |
| Cash dividends | $2,423,000 | 549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $6,692,000 | 588 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,367,000 | 1,555 |
| Total interest expense | $964,000 | 3,045 |
| Net interest income | $8,403,000 | 1,323 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $1,523,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $799,000 | 912 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $724,000 | 1,680 |
| Total noninterest expense | $5,362,000 | 1,823 |
| Salaries and employee benefits | $2,800,000 | 1,742 |
| Premises and equipment expense | $570,000 | 2,196 |
| Additional noninterest expense | $1,992,000 | 1,725 |
| Pre-tax net operating income | $4,264,000 | 730 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $4,264,000 | 611 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,264,000 | 611 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,264,000 | 611 |
| Net charge-offs | $-92,000 | 7,371 |
| Cash dividends | $1,614,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $4,264,000 | 593 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 1,571 |
| Total interest expense | $498,000 | 3,053 |
| Net interest income | $4,154,000 | 1,342 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $693,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $407,000 | 878 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $286,000 | 1,966 |
| Total noninterest expense | $2,658,000 | 1,849 |
| Salaries and employee benefits | $1,395,000 | 1,769 |
| Premises and equipment expense | $282,000 | 2,252 |
| Additional noninterest expense | $981,000 | 1,735 |
| Pre-tax net operating income | $1,889,000 | 804 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,889,000 | 691 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,889,000 | 691 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,889,000 | 691 |
| Net charge-offs | $-86,000 | 7,431 |
| Cash dividends | $807,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,889,000 | 674 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,808,000 | 1,697 |
| Total interest expense | $2,579,000 | 2,919 |
| Net interest income | $15,229,000 | 1,476 |
| Provision for loan and lease losses | $900,000 | 3,213 |
| Total noninterest income | $3,259,000 | 1,460 |
| Gross Fiduciary activities income | $7,000 | 1,193 |
| Service charges on deposit accounts | $1,924,000 | 783 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,328,000 | 1,832 |
| Total noninterest expense | $11,401,000 | 1,733 |
| Salaries and employee benefits | $5,721,000 | 1,701 |
| Premises and equipment expense | $1,238,000 | 2,045 |
| Additional noninterest expense | $4,442,000 | 1,616 |
| Pre-tax net operating income | $6,187,000 | 852 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $34,000 | 3,800 |
| Income before extraordinary items | $6,153,000 | 725 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,153,000 | 724 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $6,153,000 | 726 |
| Net charge-offs | $555,000 | 3,517 |
| Cash dividends | $4,538,000 | 365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $6,153,000 | 694 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,357,000 | 1,728 |
| Total interest expense | $1,951,000 | 3,019 |
| Net interest income | $11,406,000 | 1,495 |
| Provision for loan and lease losses | $600,000 | 3,239 |
| Total noninterest income | $2,467,000 | 1,441 |
| Gross Fiduciary activities income | $2,000 | 1,229 |
| Service charges on deposit accounts | $1,469,000 | 790 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $996,000 | 1,807 |
| Total noninterest expense | $8,110,000 | 1,809 |
| Salaries and employee benefits | $4,025,000 | 1,822 |
| Premises and equipment expense | $930,000 | 2,067 |
| Additional noninterest expense | $3,155,000 | 1,685 |
| Pre-tax net operating income | $5,163,000 | 813 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $17,000 | 4,065 |
| Income before extraordinary items | $5,146,000 | 680 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,146,000 | 678 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,146,000 | 680 |
| Net charge-offs | $49,000 | 5,513 |
| Cash dividends | $2,596,000 | 421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,146,000 | 648 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,990,000 | 1,746 |
| Total interest expense | $1,305,000 | 3,109 |
| Net interest income | $7,685,000 | 1,479 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $1,654,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $981,000 | 785 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $673,000 | 1,728 |
| Total noninterest expense | $5,279,000 | 1,863 |
| Salaries and employee benefits | $2,623,000 | 1,872 |
| Premises and equipment expense | $612,000 | 2,110 |
| Additional noninterest expense | $2,044,000 | 1,725 |
| Pre-tax net operating income | $3,760,000 | 737 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $3,760,000 | 589 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,760,000 | 590 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,760,000 | 590 |
| Net charge-offs | $49,000 | 4,905 |
| Cash dividends | $1,732,000 | 402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,760,000 | 571 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,524,000 | 1,774 |
| Total interest expense | $669,000 | 3,164 |
| Net interest income | $3,855,000 | 1,486 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $810,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $570,000 | 676 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $240,000 | 2,129 |
| Total noninterest expense | $2,538,000 | 1,952 |
| Salaries and employee benefits | $1,272,000 | 1,942 |
| Premises and equipment expense | $425,000 | 1,588 |
| Additional noninterest expense | $841,000 | 2,021 |
| Pre-tax net operating income | $1,977,000 | 686 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,977,000 | 562 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,977,000 | 564 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,977,000 | 564 |
| Net charge-offs | $27,000 | 4,227 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,977,000 | 542 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,168,000 | 1,864 |
| Total interest expense | $3,088,000 | 3,340 |
| Net interest income | $15,080,000 | 1,491 |
| Provision for loan and lease losses | $620,000 | 4,203 |
| Total noninterest income | $3,378,000 | 1,480 |
| Gross Fiduciary activities income | $6,000 | 1,232 |
| Service charges on deposit accounts | $2,261,000 | 744 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,111,000 | 2,023 |
| Total noninterest expense | $10,981,000 | 1,854 |
| Salaries and employee benefits | $5,443,000 | 1,818 |
| Premises and equipment expense | $1,681,000 | 1,595 |
| Additional noninterest expense | $3,857,000 | 1,905 |
| Pre-tax net operating income | $6,857,000 | 627 |
| Securities gains (losses) | $18,000 | 3,082 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $6,875,000 | 492 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,875,000 | 491 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,875,000 | 494 |
| Net charge-offs | $329,000 | 4,372 |
| Cash dividends | $3,415,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $6,857,000 | 487 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,643,000 | 1,903 |
| Total interest expense | $2,389,000 | 3,393 |
| Net interest income | $11,254,000 | 1,496 |
| Provision for loan and lease losses | $515,000 | 3,756 |
| Total noninterest income | $2,595,000 | 1,479 |
| Gross Fiduciary activities income | $2,000 | 1,265 |
| Service charges on deposit accounts | $1,602,000 | 798 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $991,000 | 1,841 |
| Total noninterest expense | $8,101,000 | 1,874 |
| Salaries and employee benefits | $3,801,000 | 1,953 |
| Premises and equipment expense | $1,253,000 | 1,623 |
| Additional noninterest expense | $3,047,000 | 1,763 |
| Pre-tax net operating income | $5,233,000 | 650 |
| Securities gains (losses) | $18,000 | 2,785 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $5,251,000 | 511 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,251,000 | 509 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,251,000 | 512 |
| Net charge-offs | $165,000 | 4,489 |
| Cash dividends | $1,296,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,233,000 | 508 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,109,000 | 1,939 |
| Total interest expense | $1,661,000 | 3,407 |
| Net interest income | $7,448,000 | 1,504 |
| Provision for loan and lease losses | $410,000 | 3,236 |
| Total noninterest income | $1,790,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,002,000 | 836 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $788,000 | 1,668 |
| Total noninterest expense | $5,354,000 | 1,913 |
| Salaries and employee benefits | $2,498,000 | 2,018 |
| Premises and equipment expense | $826,000 | 1,678 |
| Additional noninterest expense | $2,030,000 | 1,794 |
| Pre-tax net operating income | $3,474,000 | 661 |
| Securities gains (losses) | $18,000 | 2,372 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $3,492,000 | 506 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,492,000 | 504 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,492,000 | 506 |
| Net charge-offs | $199,000 | 3,419 |
| Cash dividends | $865,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,474,000 | 493 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,595,000 | 1,941 |
| Total interest expense | $853,000 | 3,454 |
| Net interest income | $3,742,000 | 1,486 |
| Provision for loan and lease losses | $225,000 | 2,683 |
| Total noninterest income | $934,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $467,000 | 879 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $467,000 | 1,446 |
| Total noninterest expense | $2,478,000 | 2,008 |
| Salaries and employee benefits | $1,230,000 | 2,081 |
| Premises and equipment expense | $402,000 | 1,761 |
| Additional noninterest expense | $846,000 | 1,898 |
| Pre-tax net operating income | $1,973,000 | 621 |
| Securities gains (losses) | $18,000 | 1,721 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,991,000 | 502 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,991,000 | 503 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,991,000 | 505 |
| Net charge-offs | $131,000 | 2,561 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,973,000 | 469 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,613,000 | 2,049 |
| Total interest expense | $4,639,000 | 3,174 |
| Net interest income | $13,974,000 | 1,597 |
| Provision for loan and lease losses | $833,000 | 2,977 |
| Total noninterest income | $2,760,000 | 1,683 |
| Gross Fiduciary activities income | $8,000 | 1,246 |
| Service charges on deposit accounts | $1,907,000 | 937 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $845,000 | 2,385 |
| Total noninterest expense | $10,570,000 | 1,832 |
| Salaries and employee benefits | $5,176,000 | 1,951 |
| Premises and equipment expense | $1,807,000 | 1,537 |
| Additional noninterest expense | $3,587,000 | 1,709 |
| Pre-tax net operating income | $5,331,000 | 1,045 |
| Securities gains (losses) | $-8,000 | 7,000 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $5,323,000 | 760 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,323,000 | 760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 3,324 |
| Cash dividends | $2,716,000 | 1,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,331,000 | 819 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,988,000 | 2,095 |
| Total interest expense | $3,593,000 | 3,183 |
| Net interest income | $10,395,000 | 1,621 |
| Provision for loan and lease losses | $515,000 | 2,684 |
| Total noninterest income | $2,045,000 | 1,750 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $1,436,000 | 930 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $605,000 | 2,523 |
| Total noninterest expense | $7,603,000 | 1,894 |
| Salaries and employee benefits | $3,566,000 | 2,166 |
| Premises and equipment expense | $1,424,000 | 1,465 |
| Additional noninterest expense | $2,613,000 | 1,705 |
| Pre-tax net operating income | $4,322,000 | 1,171 |
| Securities gains (losses) | $-8,000 | 7,315 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $4,314,000 | 851 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,314,000 | 850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 2,561 |
| Cash dividends | $1,486,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,322,000 | 898 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,356,000 | 2,110 |
| Total interest expense | $2,500,000 | 3,184 |
| Net interest income | $6,856,000 | 1,641 |
| Provision for loan and lease losses | $200,000 | 3,141 |
| Total noninterest income | $1,367,000 | 1,763 |
| Gross Fiduciary activities income | $2,000 | 1,285 |
| Service charges on deposit accounts | $945,000 | 925 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $420,000 | 2,513 |
| Total noninterest expense | $5,040,000 | 1,905 |
| Salaries and employee benefits | $2,296,000 | 2,260 |
| Premises and equipment expense | $1,025,000 | 1,350 |
| Additional noninterest expense | $1,719,000 | 1,706 |
| Pre-tax net operating income | $2,983,000 | 1,196 |
| Securities gains (losses) | $-8,000 | 8,106 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,975,000 | 925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,975,000 | 925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,225 |
| Cash dividends | $1,009,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,983,000 | 902 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,702,000 | 2,151 |
| Total interest expense | $1,345,000 | 3,161 |
| Net interest income | $3,357,000 | 1,657 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $673,000 | 1,802 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $470,000 | 922 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $201,000 | 2,570 |
| Total noninterest expense | $2,567,000 | 1,865 |
| Salaries and employee benefits | $1,116,000 | 2,349 |
| Premises and equipment expense | $630,000 | 1,115 |
| Additional noninterest expense | $821,000 | 1,734 |
| Pre-tax net operating income | $1,403,000 | 1,350 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,403,000 | 1,082 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,403,000 | 1,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,367 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,403,000 | 1,038 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,653,000 | 2,580 |
| Total interest expense | $4,947,000 | 3,494 |
| Net interest income | $10,706,000 | 2,114 |
| Provision for loan and lease losses | $40,000 | 5,854 |
| Total noninterest income | $2,279,000 | 2,018 |
| Gross Fiduciary activities income | $4,000 | 1,355 |
| Service charges on deposit accounts | $1,535,000 | 1,160 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $740,000 | 2,675 |
| Total noninterest expense | $7,136,000 | 2,542 |
| Salaries and employee benefits | $3,450,000 | 2,846 |
| Premises and equipment expense | $1,102,000 | 2,361 |
| Additional noninterest expense | $2,584,000 | 2,123 |
| Pre-tax net operating income | $5,809,000 | 1,431 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $5,809,000 | 1,110 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,809,000 | 1,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,973 |
| Cash dividends | $2,561,000 | 1,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,809,000 | 1,091 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,458,000 | 2,636 |
| Total interest expense | $3,660,000 | 3,527 |
| Net interest income | $7,798,000 | 2,188 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,680,000 | 2,045 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,104,000 | 1,193 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $576,000 | 2,624 |
| Total noninterest expense | $4,790,000 | 2,767 |
| Salaries and employee benefits | $2,243,000 | 3,217 |
| Premises and equipment expense | $799,000 | 2,413 |
| Additional noninterest expense | $1,748,000 | 2,270 |
| Pre-tax net operating income | $4,688,000 | 1,449 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $4,688,000 | 1,119 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,688,000 | 1,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 1,593 |
| Cash dividends | $924,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,688,000 | 1,097 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,612,000 | 2,661 |
| Total interest expense | $2,474,000 | 3,482 |
| Net interest income | $5,138,000 | 2,244 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,140,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $724,000 | 1,222 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $416,000 | 2,521 |
| Total noninterest expense | $3,200,000 | 2,795 |
| Salaries and employee benefits | $1,505,000 | 3,233 |
| Premises and equipment expense | $533,000 | 2,419 |
| Additional noninterest expense | $1,162,000 | 2,286 |
| Pre-tax net operating income | $3,078,000 | 1,508 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $3,078,000 | 1,161 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,078,000 | 1,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,492 |
| Cash dividends | $566,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,078,000 | 1,142 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 2,706 |
| Total interest expense | $1,187,000 | 3,561 |
| Net interest income | $2,538,000 | 2,268 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $545,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $348,000 | 1,241 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $197,000 | 2,570 |
| Total noninterest expense | $1,578,000 | 2,850 |
| Salaries and employee benefits | $710,000 | 3,418 |
| Premises and equipment expense | $263,000 | 2,470 |
| Additional noninterest expense | $605,000 | 2,180 |
| Pre-tax net operating income | $1,505,000 | 1,539 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,505,000 | 1,178 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,505,000 | 1,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,636 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,505,000 | 1,155 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,503,000 | 2,792 |
| Total interest expense | $4,173,000 | 3,495 |
| Net interest income | $9,330,000 | 2,435 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,950,000 | 2,271 |
| Gross Fiduciary activities income | $6,000 | 1,339 |
| Service charges on deposit accounts | $1,227,000 | 1,464 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $717,000 | 2,734 |
| Total noninterest expense | $6,356,000 | 2,742 |
| Salaries and employee benefits | $2,942,000 | 3,187 |
| Premises and equipment expense | $1,045,000 | 2,363 |
| Additional noninterest expense | $2,369,000 | 2,204 |
| Pre-tax net operating income | $4,924,000 | 1,911 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $4,925,000 | 1,483 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,925,000 | 1,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,090 |
| Cash dividends | $2,696,000 | 1,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,924,000 | 1,464 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,905,000 | 2,817 |
| Total interest expense | $3,010,000 | 3,506 |
| Net interest income | $6,895,000 | 2,491 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,369,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $857,000 | 1,558 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $512,000 | 2,816 |
| Total noninterest expense | $4,519,000 | 2,861 |
| Salaries and employee benefits | $1,999,000 | 3,451 |
| Premises and equipment expense | $779,000 | 2,391 |
| Additional noninterest expense | $1,741,000 | 2,234 |
| Pre-tax net operating income | $3,745,000 | 1,941 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $3,746,000 | 1,492 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,746,000 | 1,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 1,843 |
| Cash dividends | $1,068,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,745,000 | 1,474 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,449,000 | 2,846 |
| Total interest expense | $1,931,000 | 3,475 |
| Net interest income | $4,518,000 | 2,531 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $869,000 | 2,457 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $523,000 | 1,678 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $346,000 | 2,777 |
| Total noninterest expense | $2,951,000 | 2,914 |
| Salaries and employee benefits | $1,294,000 | 3,539 |
| Premises and equipment expense | $520,000 | 2,387 |
| Additional noninterest expense | $1,137,000 | 2,282 |
| Pre-tax net operating income | $2,436,000 | 1,998 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,437,000 | 1,520 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,437,000 | 1,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,660 |
| Cash dividends | $712,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,436,000 | 1,502 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 2,845 |
| Total interest expense | $924,000 | 3,461 |
| Net interest income | $2,237,000 | 2,532 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $415,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $238,000 | 1,765 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $177,000 | 2,704 |
| Total noninterest expense | $1,466,000 | 2,936 |
| Salaries and employee benefits | $648,000 | 3,551 |
| Premises and equipment expense | $251,000 | 2,459 |
| Additional noninterest expense | $567,000 | 2,272 |
| Pre-tax net operating income | $1,186,000 | 1,993 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,187,000 | 1,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,187,000 | 1,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,186,000 | 1,511 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,076,000 | 2,888 |
| Total interest expense | $2,994,000 | 3,333 |
| Net interest income | $8,082,000 | 2,672 |
| Provision for loan and lease losses | $160,000 | 4,008 |
| Total noninterest income | $1,615,000 | 2,562 |
| Gross Fiduciary activities income | $6,000 | 1,363 |
| Service charges on deposit accounts | $963,000 | 1,786 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $646,000 | 2,926 |
| Total noninterest expense | $5,568,000 | 2,945 |
| Salaries and employee benefits | $2,595,000 | 3,378 |
| Premises and equipment expense | $899,000 | 2,601 |
| Additional noninterest expense | $2,074,000 | 2,403 |
| Pre-tax net operating income | $3,969,000 | 2,238 |
| Securities gains (losses) | $314,000 | 400 |
| Applicable income taxes | $62,000 | 5,721 |
| Income before extraordinary items | $4,221,000 | 1,667 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,221,000 | 1,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,965 |
| Cash dividends | $3,207,000 | 972 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,910,140 | 1,745 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,050,000 | 2,915 |
| Total interest expense | $2,085,000 | 3,397 |
| Net interest income | $5,965,000 | 2,694 |
| Provision for loan and lease losses | $160,000 | 3,373 |
| Total noninterest income | $1,216,000 | 2,556 |
| Gross Fiduciary activities income | $2,000 | 1,379 |
| Service charges on deposit accounts | $733,000 | 1,755 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $481,000 | 2,962 |
| Total noninterest expense | $3,794,000 | 3,180 |
| Salaries and employee benefits | $1,763,000 | 3,631 |
| Premises and equipment expense | $644,000 | 2,695 |
| Additional noninterest expense | $1,387,000 | 2,652 |
| Pre-tax net operating income | $3,227,000 | 2,109 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $3,225,000 | 1,631 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,225,000 | 1,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,700 |
| Cash dividends | $1,172,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,227,000 | 1,595 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,203,000 | 2,932 |
| Total interest expense | $1,299,000 | 3,423 |
| Net interest income | $3,904,000 | 2,724 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $831,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $487,000 | 1,724 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $344,000 | 2,808 |
| Total noninterest expense | $2,438,000 | 3,262 |
| Salaries and employee benefits | $1,141,000 | 3,705 |
| Premises and equipment expense | $402,000 | 2,836 |
| Additional noninterest expense | $895,000 | 2,720 |
| Pre-tax net operating income | $2,137,000 | 2,081 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,135,000 | 1,610 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,135,000 | 1,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $712,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,137,000 | 1,586 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 2,979 |
| Total interest expense | $591,000 | 3,541 |
| Net interest income | $1,924,000 | 2,742 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $358,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $233,000 | 1,747 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $125,000 | 3,316 |
| Total noninterest expense | $1,201,000 | 3,305 |
| Salaries and employee benefits | $549,000 | 3,817 |
| Premises and equipment expense | $206,000 | 2,807 |
| Additional noninterest expense | $446,000 | 2,707 |
| Pre-tax net operating income | $961,000 | 2,233 |
| Securities gains (losses) | $-2,000 | 8,244 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $959,000 | 1,757 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $959,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $961,000 | 1,718 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,638,000 | 2,929 |
| Total interest expense | $2,101,000 | 3,504 |
| Net interest income | $7,537,000 | 2,686 |
| Provision for loan and lease losses | $840,000 | 1,230 |
| Total noninterest income | $1,367,000 | 2,860 |
| Gross Fiduciary activities income | $6,000 | 1,382 |
| Service charges on deposit accounts | $835,000 | 2,059 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $526,000 | 3,224 |
| Total noninterest expense | $4,971,000 | 3,134 |
| Salaries and employee benefits | $2,275,000 | 3,605 |
| Premises and equipment expense | $772,000 | 2,876 |
| Additional noninterest expense | $1,924,000 | 2,512 |
| Pre-tax net operating income | $3,093,000 | 2,525 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,110,000 | 2,014 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,110,000 | 2,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 1,443 |
| Cash dividends | $2,391,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,093,000 | 1,974 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,183,000 | 2,913 |
| Total interest expense | $1,542,000 | 3,530 |
| Net interest income | $5,641,000 | 2,657 |
| Provision for loan and lease losses | $630,000 | 1,186 |
| Total noninterest income | $1,058,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $598,000 | 2,165 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $460,000 | 2,945 |
| Total noninterest expense | $3,555,000 | 3,260 |
| Salaries and employee benefits | $1,597,000 | 3,769 |
| Premises and equipment expense | $579,000 | 2,879 |
| Additional noninterest expense | $1,379,000 | 2,572 |
| Pre-tax net operating income | $2,514,000 | 2,378 |
| Securities gains (losses) | $15,000 | 2,477 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,529,000 | 1,883 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,529,000 | 1,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,240 |
| Cash dividends | $763,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,514,000 | 1,847 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,802,000 | 2,896 |
| Total interest expense | $1,038,000 | 3,495 |
| Net interest income | $3,764,000 | 2,633 |
| Provision for loan and lease losses | $420,000 | 1,177 |
| Total noninterest income | $645,000 | 3,011 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $333,000 | 2,497 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $312,000 | 2,923 |
| Total noninterest expense | $2,380,000 | 3,239 |
| Salaries and employee benefits | $1,063,000 | 3,793 |
| Premises and equipment expense | $397,000 | 2,807 |
| Additional noninterest expense | $920,000 | 2,571 |
| Pre-tax net operating income | $1,609,000 | 2,431 |
| Securities gains (losses) | $15,000 | 2,191 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,624,000 | 1,927 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,624,000 | 1,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 994 |
| Cash dividends | $509,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,609,000 | 1,895 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 2,901 |
| Total interest expense | $511,000 | 3,575 |
| Net interest income | $1,891,000 | 2,620 |
| Provision for loan and lease losses | $210,000 | 1,111 |
| Total noninterest income | $270,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $164,000 | 2,483 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $106,000 | 3,585 |
| Total noninterest expense | $1,199,000 | 3,226 |
| Salaries and employee benefits | $530,000 | 3,818 |
| Premises and equipment expense | $200,000 | 2,811 |
| Additional noninterest expense | $469,000 | 2,510 |
| Pre-tax net operating income | $752,000 | 2,559 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $752,000 | 2,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $752,000 | 2,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 894 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $752,000 | 1,965 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,557,000 | 2,957 |
| Total interest expense | $2,304,000 | 3,569 |
| Net interest income | $7,253,000 | 2,665 |
| Provision for loan and lease losses | $830,000 | 1,411 |
| Total noninterest income | $1,275,000 | 3,175 |
| Gross Fiduciary activities income | $6,000 | 1,429 |
| Service charges on deposit accounts | $628,000 | 2,613 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $641,000 | 3,124 |
| Total noninterest expense | $4,879,000 | 3,111 |
| Salaries and employee benefits | $2,227,000 | 3,587 |
| Premises and equipment expense | $707,000 | 3,060 |
| Additional noninterest expense | $1,945,000 | 2,477 |
| Pre-tax net operating income | $2,819,000 | 2,638 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,240,000 | 1,895 |
| Income before extraordinary items | $1,579,000 | 3,439 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,579,000 | 3,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 1,366 |
| Cash dividends | $1,832,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,579,000 | 3,268 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,165,000 | 3,001 |
| Total interest expense | $1,784,000 | 3,590 |
| Net interest income | $5,381,000 | 2,700 |
| Provision for loan and lease losses | $620,000 | 1,367 |
| Total noninterest income | $981,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $463,000 | 2,653 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $518,000 | 3,072 |
| Total noninterest expense | $3,466,000 | 3,260 |
| Salaries and employee benefits | $1,577,000 | 3,752 |
| Premises and equipment expense | $503,000 | 3,207 |
| Additional noninterest expense | $1,386,000 | 2,565 |
| Pre-tax net operating income | $2,276,000 | 2,573 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,240,000 | 1,574 |
| Income before extraordinary items | $1,036,000 | 3,900 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,036,000 | 3,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,474 |
| Cash dividends | $763,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,036,000 | 3,742 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 3,030 |
| Total interest expense | $1,220,000 | 3,620 |
| Net interest income | $3,546,000 | 2,736 |
| Provision for loan and lease losses | $410,000 | 1,365 |
| Total noninterest income | $656,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $291,000 | 2,720 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $365,000 | 2,945 |
| Total noninterest expense | $2,272,000 | 3,310 |
| Salaries and employee benefits | $1,029,000 | 3,819 |
| Premises and equipment expense | $311,000 | 3,383 |
| Additional noninterest expense | $932,000 | 2,535 |
| Pre-tax net operating income | $1,520,000 | 2,557 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,240,000 | 1,145 |
| Income before extraordinary items | $280,000 | 6,250 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $280,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,633 |
| Cash dividends | $509,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $280,000 | 6,045 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 3,021 |
| Total interest expense | $606,000 | 3,721 |
| Net interest income | $1,789,000 | 2,704 |
| Provision for loan and lease losses | $200,000 | 1,357 |
| Total noninterest income | $346,000 | 2,932 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $106,000 | 3,394 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $240,000 | 2,417 |
| Total noninterest expense | $1,129,000 | 3,316 |
| Salaries and employee benefits | $506,000 | 3,859 |
| Premises and equipment expense | $144,000 | 3,607 |
| Additional noninterest expense | $479,000 | 2,423 |
| Pre-tax net operating income | $806,000 | 2,456 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,240,000 | 660 |
| Income before extraordinary items | $-434,000 | 9,229 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-434,000 | 9,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,618 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-434,000 | 9,183 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,702,000 | 3,099 |
| Total interest expense | $2,832,000 | 3,701 |
| Net interest income | $6,870,000 | 2,782 |
| Provision for loan and lease losses | $675,000 | 1,889 |
| Total noninterest income | $945,000 | 3,605 |
| Gross Fiduciary activities income | $6,000 | 1,474 |
| Service charges on deposit accounts | $514,000 | 2,905 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $425,000 | 3,594 |
| Total noninterest expense | $4,584,000 | 3,171 |
| Salaries and employee benefits | $2,078,000 | 3,630 |
| Premises and equipment expense | $672,000 | 3,109 |
| Additional noninterest expense | $1,834,000 | 2,507 |
| Pre-tax net operating income | $2,556,000 | 2,838 |
| Securities gains (losses) | $-6,000 | 8,842 |
| Applicable income taxes | $758,000 | 2,690 |
| Income before extraordinary items | $1,792,000 | 3,051 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,792,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 2,172 |
| Cash dividends | $4,069,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,796,200 | 2,949 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,052,000 | 3,293 |
| Total interest expense | $4,019,000 | 3,783 |
| Net interest income | $6,033,000 | 2,939 |
| Provision for loan and lease losses | $405,000 | 2,593 |
| Total noninterest income | $879,000 | 3,626 |
| Gross Fiduciary activities income | $14,000 | 1,366 |
| Service charges on deposit accounts | $505,000 | 2,821 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $360,000 | 3,751 |
| Total noninterest expense | $4,344,000 | 3,187 |
| Salaries and employee benefits | $1,916,000 | 3,719 |
| Premises and equipment expense | $662,000 | 3,095 |
| Additional noninterest expense | $1,766,000 | 2,515 |
| Pre-tax net operating income | $2,163,000 | 3,000 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $643,000 | 2,841 |
| Income before extraordinary items | $1,520,000 | 3,192 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,520,000 | 3,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 1,417 |
| Cash dividends | $1,130,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,520,000 | 3,090 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,418,000 | 3,577 |
| Total interest expense | $3,717,000 | 4,197 |
| Net interest income | $5,701,000 | 3,086 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $835,000 | 3,559 |
| Gross Fiduciary activities income | $14,000 | 1,182 |
| Service charges on deposit accounts | $446,000 | 2,986 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $375,000 | 3,494 |
| Total noninterest expense | $4,078,000 | 3,279 |
| Salaries and employee benefits | $1,812,000 | 3,758 |
| Premises and equipment expense | $644,000 | 3,090 |
| Additional noninterest expense | $1,622,000 | 2,631 |
| Pre-tax net operating income | $2,258,000 | 3,029 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $676,000 | 2,871 |
| Income before extraordinary items | $1,582,000 | 3,116 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,582,000 | 3,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,985 |
| Cash dividends | $1,320,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,582,000 | 3,107 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,013,000 | 3,531 |
| Total interest expense | $3,641,000 | 3,904 |
| Net interest income | $5,372,000 | 3,227 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $810,000 | 3,587 |
| Gross Fiduciary activities income | $5,000 | 1,305 |
| Service charges on deposit accounts | $440,000 | 2,952 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $365,000 | 3,611 |
| Total noninterest expense | $3,877,000 | 3,403 |
| Salaries and employee benefits | $1,767,000 | 3,797 |
| Premises and equipment expense | $647,000 | 3,073 |
| Additional noninterest expense | $1,463,000 | 2,926 |
| Pre-tax net operating income | $2,005,000 | 3,340 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $581,000 | 3,285 |
| Income before extraordinary items | $1,424,000 | 3,381 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,424,000 | 3,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,125 |
| Cash dividends | $890,000 | 2,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,424,000 | 3,345 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,428,000 | 3,406 |
| Total interest expense | $4,026,000 | 3,666 |
| Net interest income | $5,402,000 | 3,182 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $783,000 | 3,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $442,000 | 2,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,746 |
| Total noninterest expense | $3,932,000 | 3,255 |
| Salaries and employee benefits | $1,807,000 | 3,655 |
| Premises and equipment expense | $623,000 | 3,058 |
| Additional noninterest expense | $1,502,000 | 2,775 |
| Pre-tax net operating income | $2,073,000 | 3,255 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $607,000 | 3,376 |
| Income before extraordinary items | $1,466,000 | 3,316 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,466,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,633 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,466,000 | 3,233 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,235,000 | 3,868 |
| Total interest expense | $3,126,000 | 4,553 |
| Net interest income | $5,109,000 | 3,419 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $939,000 | 3,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 2,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $496,000 | 2,843 |
| Total noninterest expense | $3,636,000 | 3,488 |
| Salaries and employee benefits | $1,489,000 | 4,280 |
| Premises and equipment expense | $561,000 | 3,351 |
| Additional noninterest expense | $1,586,000 | 2,588 |
| Pre-tax net operating income | $2,232,000 | 3,211 |
| Securities gains (losses) | $-8,000 | 9,909 |
| Applicable income taxes | $660,000 | 3,423 |
| Income before extraordinary items | $1,564,000 | 3,241 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,564,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,933 |
| Cash dividends | $2,312,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,569,600 | 3,160 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,188,000 | 4,466 |
| Total interest expense | $2,678,000 | 5,258 |
| Net interest income | $4,510,000 | 3,891 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $959,000 | 3,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $590,000 | 2,596 |
| Total noninterest expense | $3,321,000 | 3,974 |
| Salaries and employee benefits | $1,343,000 | 4,744 |
| Premises and equipment expense | $527,000 | 3,623 |
| Additional noninterest expense | $1,451,000 | 3,213 |
| Pre-tax net operating income | $1,968,000 | 3,457 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $570,000 | 3,735 |
| Income before extraordinary items | $1,398,000 | 3,418 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,398,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,829 |
| Cash dividends | $535,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,398,000 | 3,371 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,819,000 | 4,669 |
| Total interest expense | $2,453,000 | 5,648 |
| Net interest income | $4,366,000 | 4,007 |
| Provision for loan and lease losses | $165,000 | 3,441 |
| Total noninterest income | $827,000 | 3,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $478,000 | 2,963 |
| Total noninterest expense | $3,252,000 | 4,010 |
| Salaries and employee benefits | $1,247,000 | 5,041 |
| Premises and equipment expense | $487,000 | 3,845 |
| Additional noninterest expense | $1,518,000 | 3,072 |
| Pre-tax net operating income | $1,776,000 | 3,881 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $508,000 | 4,150 |
| Income before extraordinary items | $1,265,000 | 3,777 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,265,000 | 3,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $532,000 | 3,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,267,130 | 3,743 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,738,000 | 5,061 |
| Total interest expense | $1,757,000 | 6,186 |
| Net interest income | $3,981,000 | 4,402 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $789,000 | 3,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 4,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 3,021 |
| Total noninterest expense | $2,891,000 | 4,556 |
| Salaries and employee benefits | $1,194,000 | 5,261 |
| Premises and equipment expense | $392,000 | 4,663 |
| Additional noninterest expense | $1,305,000 | 3,762 |
| Pre-tax net operating income | $1,759,000 | 3,836 |
| Securities gains (losses) | $-32,000 | 10,707 |
| Applicable income taxes | $470,000 | 4,245 |
| Income before extraordinary items | $1,257,000 | 3,689 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,257,000 | 3,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 11,809 |
| Cash dividends | $489,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,280,360 | 3,680 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 5,476 |
| Total interest expense | $1,514,000 | 7,163 |
| Net interest income | $3,814,000 | 4,598 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $759,000 | 4,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $474,000 | 3,371 |
| Total noninterest expense | $2,577,000 | 5,131 |
| Salaries and employee benefits | $1,094,000 | 5,676 |
| Premises and equipment expense | $283,000 | 6,138 |
| Additional noninterest expense | $1,200,000 | 4,192 |
| Pre-tax net operating income | $1,876,000 | 3,532 |
| Securities gains (losses) | $-23,000 | 12,945 |
| Applicable income taxes | $520,000 | 4,044 |
| Income before extraordinary items | $1,333,000 | 3,620 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,333,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,711 |
| Cash dividends | $459,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,349,560 | 3,386 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,579,000 | 5,830 |
| Total interest expense | $1,966,000 | 7,181 |
| Net interest income | $3,613,000 | 4,863 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $654,000 | 4,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,773 |
| Total noninterest expense | $2,439,000 | 5,416 |
| Salaries and employee benefits | $1,035,000 | 5,848 |
| Premises and equipment expense | $259,000 | 6,615 |
| Additional noninterest expense | $1,145,000 | 4,533 |
| Pre-tax net operating income | $1,748,000 | 3,522 |
| Securities gains (losses) | $118,000 | 2,739 |
| Applicable income taxes | $495,000 | 4,036 |
| Income before extraordinary items | $1,371,000 | 3,346 |
| Extraordinary gains, net | $115,000 | 677 |
| Net income | $1,486,000 | 3,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 13,128 |
| Cash dividends | $491,000 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,284,860 | 3,310 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.